Great content - Thankyou I’m now 51 years of age and just started ! I’ve gone with the FTSE All cap in a Stocks and shares Isa through Vanguard 👍 I was originally looking at a target date fund, but as my investment journey has just started I want to at least go the next 20 years so I’ll look at maybe adding bonds later on .
Global All Cap for me as it's an accumulation fund and I can buy fractional shares so my entire direct debit is consumed and dividends automatically reinvested. Perfect for the set and forget approach I'm looking for 👌
Excellent video Hayley! Could you explain why on the FTSE all world 'key investor info' it notes the 'base currency of the fund' as USD? This differs from the Global all cap where it says 'currency of the share class is GBP'. Is there any disadvantage to the latter as a UK investor (trying to work out if there's a currency conversion charge, or an amplified FX risk given VWRL is all in dollars)? Thanks.
Great video, so glad someone asked you to do this question as I also wanted to know the answer! Thanks for sharing. Just started investing in Vanguard so will be binging your videos. New subscriber 👍🏼😊
Hiya! Great video. Would there be any point in holding both All Cap and VWRL or do the similarities make this pretty pointless? For added context, I have my stock&shares ISA with vanguard.
Hey!! Thank you so much! There are a lot of similarities between the two so you may end up paying two lots of fees for pretty much a duplication! There are of course some differences but you have to decide whether you think they are great enough to invest in both the funds :)
hey hayley where is a good trading platform where i can use where there is low fees and etc as im a beginner and new to the markets and would love to get started please and the all cap sounds good
Hi! There are lots of platforms out there and who you go with should depend on what you want to invest in, fees associated and your user face preferences to name a few. This global all cap is a vanguard fund. You can invest into it via vanguard directly (who only offer their own funds) or you can invest into it via other platforms! You can search on the platforms to see what’s available before opening an account I’m sure :)
Fantastic video. Thankyou for your efforts and explanations they were in depth but to the point so a beginner like myself can understand. New subscriber here!
Hey, do you know if I'm able to switch from AJ Bell to Vanguard's platform with my ISA that I already opened this year? You're only able to have 1 so I'm a little afraid lol
Great video and just what I was looking for. It seems that these ETFs have the majority weighting in US stocks so I’m wondering if it’s better to just go with an S&P 500 ETF with 0.07% fees. This might be better if held for the long term. Very interesting video Haley. Thank you.
Thank you! Glad it was helpful :) yeah it’s something to think about, I guess it depends if you want exposure to anywhere else but you could always get that through other investments alongside the S&P 500!
Easy decision. Global All Cap. I dont do ETFs (ever). Global All cap reinvests real time... even if its only £4.78. While ETF fractional amounts simply sit there as cash for 1-2 years without getting reinvested.
Your usage of the word "in" is redundant in your sentence and it's i.e. not ie. You're spot on about the content, of course. My word for the day? Pedantry.
Guys the woman is doing us all a favour,stop being dxxxhxxxs by picking holes in her dialeict ,This lady giving her time for free ,go and get yourself a financial adviser if you've a problem with her speech,💐💖
I'm debating whether to go with invest engine this year and invest in the FTSE all world. Previous years I've held FTSE All Cap via vanguard - debating whether to stick with vanguard now 😊
I have a selection of funds, ETFs I cherry picked. But with next year’s ISA allowance I will just jump into HSBC FTSE All World Index Fund Acc C. Via IWeb (no platform fee) as this is cheaper than the above ones with same performance
Great content - Thankyou
I’m now 51 years of age and just started !
I’ve gone with the FTSE All cap in a Stocks and shares Isa through Vanguard 👍
I was originally looking at a target date fund, but as my investment journey has just started I want to at least go the next 20 years so I’ll look at maybe adding bonds later on .
Global All Cap for me as it's an accumulation fund and I can buy fractional shares so my entire direct debit is consumed and dividends automatically reinvested. Perfect for the set and forget approach I'm looking for 👌
Can’t go wrong with that approach! Thank you for watching and best of luck with your investing :)
Excellent video Hayley! Could you explain why on the FTSE all world 'key investor info' it notes the 'base currency of the fund' as USD? This differs from the Global all cap where it says 'currency of the share class is GBP'. Is there any disadvantage to the latter as a UK investor (trying to work out if there's a currency conversion charge, or an amplified FX risk given VWRL is all in dollars)? Thanks.
Really great video, thanks! Just a quick question, are the ongoing costs etc the same for the VWRP (accumulation ETF) as for the VWRL?
Great video, so glad someone asked you to do this question as I also wanted to know the answer! Thanks for sharing. Just started investing in Vanguard so will be binging your videos. New subscriber 👍🏼😊
Thank you so much Natasha and welcome to the channel :)
You may not be a financial advisor but you still know more than me! :)
Hi,
Pls can you do a video on the HSBC FTSE All World Index Fund (Income and Accumulation). It has 0.12% fees on Hargreaves.
Hi love your videos could you please tell me the difference between FWRG & VWRL ? Any info on this would be appreciated thank you
Invesco is picking up steam and once it reaches 1B, market will move to it as the fees .15 not .22. Vwrl is income and other is acc.
Hiya! Great video. Would there be any point in holding both All Cap and VWRL or do the similarities make this pretty pointless? For added context, I have my stock&shares ISA with vanguard.
Hey!! Thank you so much! There are a lot of similarities between the two so you may end up paying two lots of fees for pretty much a duplication! There are of course some differences but you have to decide whether you think they are great enough to invest in both the funds :)
SPDR MSCI ACWI IMI is good alternative to FTSE global all cap
hey hayley where is a good trading platform where i can use where there is low fees and etc as im a beginner and new to the markets and would love to get started please and the all cap sounds good
Hi! There are lots of platforms out there and who you go with should depend on what you want to invest in, fees associated and your user face preferences to name a few. This global all cap is a vanguard fund. You can invest into it via vanguard directly (who only offer their own funds) or you can invest into it via other platforms! You can search on the platforms to see what’s available before opening an account I’m sure :)
Fantastic video. Thankyou for your efforts and explanations they were in depth but to the point so a beginner like myself can understand. New subscriber here!
Hey! That’s really kind 😊 I’m glad the video came across well! Thank you so much for watching and subscribing!
Very, very useful video. Thank you so much. That cleared up a lot!
I’m so glad it helped! Thank you for watching and for the suggestion :)
What’s your thoughts on the Global All Cap vs Target Date Funds?
Targets apply a glide path from 80 to 20 % bonds over your working lifetime. Flaw is the UK bias and tend to be too conservative too early on.
Thanks. Good analysis
I have a lot of overlap in my portfolio.
Thank you! Yes me too, I’m trying to iron them out over time :)
great video would ever do a video on the ls100 vs the global cap
Great idea!! I’ll add it to my list 😀😀
Hey again, I’ve made this video and it’s coming out tomorrow.. hope it’s helpful :)
@@HayleyEich legend that's awesome thankyou! You can might want to promote it on reddit in ruk personal fiance it's a faq and highly Google searched
another great vid thanks, vwrp for me or ssac on IE
Thank you!! feels like a lifetime ago I made that video 😅
Great vid cheers !
Hey, do you know if I'm able to switch from AJ Bell to Vanguard's platform with my ISA that I already opened this year? You're only able to have 1 so I'm a little afraid lol
Great video and just what I was looking for. It seems that these ETFs have the majority weighting in US stocks so I’m wondering if it’s better to just go with an S&P 500 ETF with 0.07% fees. This might be better if held for the long term.
Very interesting video Haley. Thank you.
Thank you! Glad it was helpful :) yeah it’s something to think about, I guess it depends if you want exposure to anywhere else but you could always get that through other investments alongside the S&P 500!
Fanks for all da help Hallie. Don’t sweat the in or ing.
Great vids an help so Fanks very much.❤❤❤😂😂😂😂
Someone with the ing needs to get out more.
Easy decision. Global All Cap. I dont do ETFs (ever).
Global All cap reinvests real time... even if its only £4.78. While ETF fractional amounts simply sit there as cash for 1-2 years without getting reinvested.
Not really. The VWRP etf invests automatically
Nice
Thank you for watching :)
Words with ing are pronounced - as opposed to in ie: not investin it’s investing - great content though.
My bad! thank you for watching :)
Your usage of the word "in" is redundant in your sentence and it's i.e. not ie. You're spot on about the content, of course. My word for the day? Pedantry.
Guys the woman is doing us all a favour,stop being dxxxhxxxs by picking holes in her dialeict ,This lady giving her time for free ,go and get yourself a financial adviser if you've a problem with her speech,💐💖
@@kp-qr6hy Hey, my response was to the arse who responded to Hayley Eich. It wasn't actually to Hayley Eich!
I'm debating whether to go with invest engine this year and invest in the FTSE all world. Previous years I've held FTSE All Cap via vanguard - debating whether to stick with vanguard now 😊
I have a selection of funds, ETFs I cherry picked. But with next year’s ISA allowance I will just jump into HSBC FTSE All World Index Fund Acc C. Via IWeb (no platform fee) as this is cheaper than the above ones with same performance