I use the Global All Cap fund on Vanguard too. Seems to be doing well over the last few years that I have been investing in it and is my fund of choice going forward. 👍
@@MakingMoneySimpledoes/will it not concern you at point of selling ? ETFs can be instant at said price but with an index fund it can take a day or two for the sale to go through. A lot can change price wise in a few days and you have absolutely no control over this ?
@@ItsMe-co4bj it doesn’t concern me one bit tbh. I plan on never selling in all honesty - I’m currently building my pot and will one day live off of the pot. But if I did need to sell, transactions for index funds take place at the end of each trading day, so the ‘time lag’ would be a few hours max and it’s very unlikely there would be a big swing in that time
@@joeyd1682 if you own the stock = you directly own the stock. If you own the tracker = the tracker owns the stock, and you indirectly own the stock through the tracker. Hope that helps / makes sense? Let me know if not
@@pravda999 thanks for watching! The key would be to look for a fund with ‘ex US’ in the name, meaning it excludes US stocks. From a quick google search, there are funds called ‘FTSE Global All Cap ex US Index’ but I’m not sure if they’re available to us in the UK. Do some digging, hopefully they are!
@@telunter I was struggling a bit to find out information on JGRE, is there a specific fund name? But high level - the invesco FTSE all world passively tracks the all world index for a very low 0.15% fee. Even lower than vanguard who charge 0.22% on VWRP. The other fund seems like a slightly higher fee (0.25%) and is also actively managed. So, for me personally, I prefer the invesco all world one!
Hi, just a question. Do you pay withholding tax on the FTSE Global All Cap fund? If so, is it automatically deducted? I have this fund with Vanguard. Thank you
@@MakingMoneySimple Thanks for the speedy response, much appreciated. Yes, having done some research, it seems that we would pay Witholding Tax, however this is automatically deducted.
@@BrodieBell-uy1zh hey mate, very common question! You don’t need the VUAG, as that’s already included in the VAFTGAG. But of course, ultimately it’s your money, so you can do whatever you like and whatever makes you most comfortable! Just be aware if you have both of those funds you will technically be ‘overweight’ US stocks. But great that you’re looking into this - It’s certainly better investing that money over the long term than spending it 💪
@@RussSebbyBear-z2j thanks for watching! That’s a very common question I get - ultimately you don’t need to do that. As the global fund will already include US stocks. But you of course can do that if you would like to, particularly if you to be ‘overweight’ US stocks (like you mentioned getting a bit more US)!
I use the Global All Cap fund on Vanguard too. Seems to be doing well over the last few years that I have been investing in it and is my fund of choice going forward. 👍
@@markwells5781 love it Mark - that all sounds good. Exact same approach as me! Thanks for watching and thanks for your comment, have a good day 🙌
@@MakingMoneySimpledoes/will it not concern you at point of selling ? ETFs can be instant at said price but with an index fund it can take a day or two for the sale to go through. A lot can change price wise in a few days and you have absolutely no control over this ?
@@ItsMe-co4bj it doesn’t concern me one bit tbh. I plan on never selling in all honesty - I’m currently building my pot and will one day live off of the pot.
But if I did need to sell, transactions for index funds take place at the end of each trading day, so the ‘time lag’ would be a few hours max and it’s very unlikely there would be a big swing in that time
I currently have £950,000 in VWRP. I’m hoping it will be £4m in 20 years time
@@carlyndolphin absolutely unreal! Nearly at £1m 😮 and I’m sure that’ll go to many m’s over the long term 💪 legend!
What is the difference from a tracker and actually holding the stock.... how does it actually work
@@joeyd1682 if you own the stock = you directly own the stock. If you own the tracker = the tracker owns the stock, and you indirectly own the stock through the tracker.
Hope that helps / makes sense? Let me know if not
@MakingMoneySimple yes it does thanks very much. Love the up dates keep it up
@@joeyd1682 perfect. Cheers Joey! Will have another portfolio update out soon 🙌
Useful video thank you. Can you recommend a global all caps with less exposure to the US.
@@pravda999 thanks for watching! The key would be to look for a fund with ‘ex US’ in the name, meaning it excludes US stocks. From a quick google search, there are funds called ‘FTSE Global All Cap ex US Index’ but I’m not sure if they’re available to us in the UK. Do some digging, hopefully they are!
What about these vs the invesco ftse all world vs JGRE?
@@telunter I was struggling a bit to find out information on JGRE, is there a specific fund name? But high level - the invesco FTSE all world passively tracks the all world index for a very low 0.15% fee. Even lower than vanguard who charge 0.22% on VWRP. The other fund seems like a slightly higher fee (0.25%) and is also actively managed. So, for me personally, I prefer the invesco all world one!
Hi, just a question. Do you pay withholding tax on the FTSE Global All Cap fund? If so, is it automatically deducted? I have this fund with Vanguard. Thank you
@@_js9696 hey, I’m not 100% sure on that actually. But if we do, it will be automatically deducted and included as part of the fund fee 👌
@@MakingMoneySimple Thanks for the speedy response, much appreciated. Yes, having done some research, it seems that we would pay Witholding Tax, however this is automatically deducted.
@@_js9696 no problem! Yeah that makes sense - that’s what I was thinking too. Everything is included in that 0.23% fee
Do you think investing 60% in VUAG and 40% in VAFTGAG is a good idea. As a young investor.
@@BrodieBell-uy1zh hey mate, very common question! You don’t need the VUAG, as that’s already included in the VAFTGAG. But of course, ultimately it’s your money, so you can do whatever you like and whatever makes you most comfortable! Just be aware if you have both of those funds you will technically be ‘overweight’ US stocks. But great that you’re looking into this - It’s certainly better investing that money over the long term than spending it 💪
Great vid thanks!
Would there be any point splitting investment between all cap and US equity index fund? To get a bit more US
@@RussSebbyBear-z2j thanks for watching! That’s a very common question I get - ultimately you don’t need to do that. As the global fund will already include US stocks. But you of course can do that if you would like to, particularly if you to be ‘overweight’ US stocks (like you mentioned getting a bit more US)!