Sounds like he has some booty insurance a thousand dollar deductible dude you make good money you have a nice truck your girl’s family has money out the ace what is wrong with you if you want to drive nice toys you need to have money for when they break and 1600 dollars for a passenger front fender and some paint dude you are getting ripped off just order one and install it yourself if you don’t want to use insurance sorry for being rude just figure it out bud.
@@Back_door_bandit_98 you are missing the point i bet he can pay for it but people need to be responsible for their actions. i know you dont believe in that by the looks of your name. Also Trump needs to be held responsible for January 6th i know you dont believe in that also lmao get off the internet i just moped the floor with your comment
Do not go that route she needs to be held accountable for her actions either take her to court or pay your insurance and have your insurance go after her! Hold her accountable please, people like this need to learn!!!!
I’m a Police Officer and see these things happen all the time. You pay to have insurance, you pay to update your registration, you pay for an inspection. You put in all this money every year to keep your vehicle up to date and safe for the roadway. So can they… Times can be tough, but hold her accountable. Driving is a privilege, not a right.
Hate the whole driving is a privilege crap. Was riding horses a privilege? Or even carriage? They just had to find a way to charge people money and cars is the way they did it
@@garbear7414 there not handing out cars so u can ride them and gas them today either. You where fortunate to be able to affors a horse back then just like your fortunate now to afford a car. Not everyone has money to afford those luxuries. But that’s not what he was talking about when he said it’s a privilege to drive not a right.
30 year adjustor here. #1 get rid of that $1000 deductible, $250 will only cost a few bucks more in the future. For now, press charges against the girl. She committed a crime, knowingly and probably continues to drive daily. Get your money. You owe her nothing. Prosecution to the Max.
"Not fair to suspend her license?" Woman what kind of logic is that?! You're a 32 year old woman, part of being an adult is taking ownership for one's fault. You made the decision to drive without proper insurance.
Do not call the other party involved. Contact your insurance and be done with it. Also suing will not be financially for you. If she can’t afford insurance, what are you thinking of getting from her money wise.
Honestly I see it this way, if this lady thinks she can get away with this $1500 small accident. She may end up deciding she don't need insurance and let it stayed lapsed and possibly cause an even worse wreck and cause someone to be hospitalized. I'd take her to court make her learn the lesson she can't get away with things that she thinks is irrelevant like insurance.
First of all, glad all are OK. Insurance is run differently state by state. NC has uninsured/under insured motorist on out comprehensive collision policies. Not sure about Alabama. Here in NC, I would file on that, and let the Insurance company go after her or any insurance she may have for recouping the money. That way you won't be out $. That is what you pay insurance for. IMO.
F that, I take her to court also. She shouldn’t be driving period if she didn’t have insurance. I can see if she was a teenager. This is a grown adult and fact she had her Grandfather on phone. Have to hold her accountable, if it was old truck you had maybe.
If you don’t sue her, you’re basically enabling her to continue this reckless behavior. You were put on this earth to teach her a valuable lesson. The only way she’ll learn is to pay for her mistakes bro.
She’ll Never Learn and Will Never Take Responsibility for Anything in Her Life and She’ll be Inadvertently Teaching Her Kids To Handle Situations In The Same Way.
Lets face it we would all like to not have insurance premiums to pay but that's not reality. So the honest guy pays his insurance only to get basically screwed over by the people who choose not to. And with little consequences. I would 100% make her accountable. Remember, NICE GUYS WILL ALWAYS FINISH LAST IN THESE SITUATIONS.
Give her an opportunity to just pay your deductible… saves her $500-$600 and you get your truck fixed. If she doesn’t wanna pay that then small claims court 🤷🏼♀️I’d throw the book at her. If she gets away with this she will do it to someone else…
I agree, it wouldnt be morally right to go get her fired or ruin her life but she most definitely owes you the $1,500 one way or another. Let her know she can pay it or you'll take her to court. She screwed up, she needs to make it right.
Dude I’ve been watching your videos for years. I see you’re a good hearted guy but u should not let her get away with it. She needs to be accountable. If not she will never learn
I’d go through insurance and let them handle it. If she can’t afford to get into a fender bender then don’t hit someone. Sounds to me like she was being negligent and trying to “Kick the can down the road.” She’s hoping you just won’t pursue it any further and just pay to get it fixed yourself.
If she is found guilty of operating a vehicle with no insurance, the state will suspend her licence for a year. She will also have to pay court costs plus a fine up to $1500.
You said it yourself. The woman is 32 years old. She should be held accountable for her actions and be more prepared for a situation like this (like having insurance). The woman should have been more careful and also decided to get into the turning lane sooner before crossing over the solid white line. That's a no no as well.
I would hold her responsible for her actions and make her pay for the damage. She's 32 and has had made multiple poor life decisions. You're not ruining her life more than she already has ruined it herself. $1500 for kids' Christmas presents? Making her boyfriend pay for insurance and not making sure it's paid? Making her grandfather fight her battles when she's at fault? She needs to understand life is not a handout. She's an adult and needs to take responsibility or pay the penalty.
Throw the book at her. Sounds like she is a walking disaster. 32 years old with a kid and "boyfriend", no car insurance, garbage credit, and asking her grandpa to handle her grownup business for her.
Forsure take legal action against her. Do not use your insurance. Not only is it a pain, your rate will also go up. It’s her fault, your life should not be effected. She needs to pay up.
I just came across this channel and video. I would not look to wreck her life over it but I would definitely take her to small claims court and hold her accountable. I had a accident recently a lot worse than yours where I had to get a lawyer involved and we just settled. but I was lucky to survive that one. person blew threw a red light and t-boned me sending me rolling over 2 in an suv. I think if I was in my mustang instead of my wifes car, I would not have survived. Great content on your channel!!
Go through insurance and get the repair done ASAP, the quicker, the better. Pay the deductible, and if insurance cannot recover the deductible, go to small claims court. No handshake agreements, everything goes through insurance and/or court
I’ve been hit 2 times and both times they were uninsured. The first time i was nice and yada yada and didn’t force it, and got screwed. The second time i went through insurance. I will never just take someone’s word for it that they’re a good person. She has no insurance, she has bad credit…she’s an adult and needs to learn her lesson. Family sounds like a bunch of lowlifes who just don’t wanna take responsibility. Disgusting.
You should do whatever it takes to get the money out of her to fix your truck. Too many drivers are out there without insurance. She has to be held accountable.
Just went through this in October when an unsecured truck and trailer lost part of their load causing me to bail into a ditch to avoid being hit head on. I was still hit all down the driver's side of my truck, destroyed and bent step bars, and punctured 2 tires. Luckily, the truck owner stopped and turned around, but when he walked up to see my damage he offered me $500 not to involve insurance. *Red Flag 1* I laughed and told him that wouldn't even cover my step bars and contacted law enforcement. I asked for his license, insurance, and registration. He couldn't provide me insurance information so copied his personal information. *Red Flag 2* They came out and knew the truck driver by name. *Yellow Flag* The truck driver told the officer he was trying to avoid debris in the road, which was a lie because there was nothing in the road. Then the truck owner says he can't find his insurance card, so the officer gave him 24 hours to provide insurance. *Red Flag 3* Fast forward 2 days later, I get a call from the officer and get told he provided insurance. AWESOME! I get all the information to my insurance and had to wait 3 weeks while my insurance attempts to make contact. I take my truck to a collision shop and find out the debris severed my oil and transmission lines, so now the truck is unable to be driven. The truck owner was not able to be contacted, so after a month, they tried his insurance. After 6 weeks, we finally get a response saying the truck owner has insurance, but the truck wasn't listed or covered. Then, I got told his insurance has to go through a 2-3 week process to investigate to see if it was used for business purposes. 4 weeks later I get a letter in the mail stating the truck owner didn't have coverage. I did have uninsured driver coverage, which I highly recommend to everyone, but yes, it was a hassle from the beginning to end. The entire process took almost 3 months had to pay for a rental OUT OF POCKET, so yes, I'm throwing the book at him. Final Damage cost $8700 and rental car cost $3000. At the end of the day, materialistic items can be replaced. I'm glad the accident was minor and your wife was uninjured.
I live in Costa Rica, so prices here are totally different, as are wages, but I have a story similar to this... Around mid 2018, a guy hit my car from behind during a bit of a traffic jam in a mall's parking lot (I was stationary, and he just had to get moving because he was in such a hurry...). His car was older, early 2000s maybe, and I was driving my 4 year old Fiat 500. He hit my rear bumper, and got it a bit dislodged, as well as well as put a nasty ding in the plastic. We called the traffic police, I called my insurance (he didn't have any, of course), we exchanged numbers, and we went on our ways. The very next day, I went to a couple of repair shops to get some quotes, and the prices went from around $140 in the cheaper shop, to around $200 in the more expensive shop. So, wanting the best work for my car (which I had just bought a handful of months back), I told him I would need $200 for the fix, and sent him the quote. He naturally said that it was too expensive for him, he didn't have the money, so I told him (bit of a white lie), that I'd go get a quote from the cheaper shop (note, both those shops were on the list of approved shops by my insurance, so it was only fair to go with whichever I chose). The next day I told him, ok, the cheaper shop's quote is $140, but this time, he told me he had talked to a friend, and that he said that was too expensive, to which I replied that I went to the cheapest shop from the list of approved shops by my insurance in my Province (it's our national insurance system, so it wasn't a sketchy company, its the biggest insurance company in Costa Rica). He told me that he didn't have the money, and said to feel free to proceed through the traffic courts of justice, or whatever is the proper name for that part of the legal system. So I did, I went to the justice offices and sat with the legal rep (the dude that hit my car had also been cited), but as you would expect, he didn't show up, so not only did I win through the evidence, but by default. The next steps would've been to proceed with a formal lawsuit, which I would've definitely won, but that would've taken many sessions, legal fees, time, and effort that I just didn't want to go through in order to save myself 200 bucks or even a bit less. At least he has to pay the fine to the traffic police, though I don't know how much that was (I believe it was perhaps around $75), otherwise he wouldn't be able to renew his car's taxes to be able to freely use it, and probably get his license suspended. Point is, be grateful that it was a fender bender (and that your wife was unharmed, of course)... People just don't own up to their mistakes until there are actual consequences :(
If you don't hold her accountable, you are the reason people like this exist. I don't want to ruin her life or blah blah is the exact reason people like this exist. When she hits the next person, she's gonna do it again and you had a chance to stop her. The rules are clear, you need insurance to drive and if you hit someone you have to pay to fix it. Consequences are a thing as an adult. So is accountability.
I would definitely go through my insurance and let them go after her. If she has anything they will recoup. If not, at least you save $500. We got hit in the rear, totaled our car I had just done a lot of work to, the driver that hit us had no license, no insurance and no registration for the car he was driving. This was also in Alabama. The Birmingham cop who responded issued ZERO citations to the young man. He was 19 y/o, owns no car, no real estate and had no bank accounts. I have uninsured motorist insurance, which I had thought about dropping when the mandatory insurance law was passed, but I'm glad I didn't - it saved me my deductible. So my insurance went after the driver but got nothing because he had nothing. If you get hit by one of these marginal people you get zip.
That sucks.... Deadbeats are everywhere. A young lady hit my motorcycle, minor damage. She and her Mom had enough self-respect to pay for the repair. You would be very surprised how many vehicles you pass everyday that don't have insurance or Driver's license.
Let her off the hook and she will continue to keep driving without insurance. Force her to be accountable for her actions, you want to drive, have insurance.
I had a similar (humorous) situation in my white Chevy truck many years ago. But mine, the other driver got "confused" at the time of the accident, so we weren't able to exchange information. But his front license plate had torn from his car and wedged between my front fender and passenger side door. (got lucky!) My old roommate is now a cop, so he wrote them a letter, Basically, requesting that they contact me. About a month later, I received a call from the person(s). (husband-driver & wife) It's too difficult to explain the intersection and how we ended up not exchanging insurance info etc.. They could not figure out HOW I was able to find them, until I told them, their license plate stuck to my truck!! I am very handy etc., and was only asking for the materials it would cost me to fix my truck (approx $1000) At the end of the first conversation he/husband/driver said: "Thanks for being so cool about this." More than a year past. My fault, for not getting estimates and calling back until then. When I finally did, it was as though, I was talking to a different person! He was complaining about the amount and kept asking about how I was able to find him. Insinuating, my friend had done something illegal etc.. Realizing at this point of my comment, that your situation is at least a year old, I will say: I HOPE YOU DID whatever necessary to get it taken care of. Do it as soon as possible and don't sympathize. She and/or G-pappy, won't appreciate it anyway! And don't feel the least bit guilty about it !! You seem to be a very nice guy. I thought I had treated the guy fairly, but could tell in the latter discussion, that he did not appreciate it any longer. They will take advantage, not appreciate!
I'd say go after her. She had someone call you to talk shit to you. Don't feel sorry for her ESPECIALLY considering she's a grown Ass woman. She's not a kid, she knows right from wrong. She has to be accountable for her actions. She needs to learn her lesson. She needs to learn to OBEY the Law and have Insurance on her at all times. I'm not being Racist because I'm Law Enforcement! I'm a Texas Bounty Hunter I hunt down and catch Fugitives for a living. So I'm definitely not racist. Being Law Enforcement, you cannot be racist. If you let it go, she'll never learn her lesson and she'll do it to someone else. Not to mention, your just wasting your own money out of your own pocket. Don't waste your money. Worse comes to worse, take her to small claims court or sue her. But don't let her get away with this. That's just my opinion.
Definitely need to file with your insurance. Even my show trucks that I rarely drive. I have full coverage on them. She should be held accountable for her actions. This will also teach her to be accountable for her bills.
Personally I’d take her to court … regardless at minimum she should pay for the damages she caused…. Going theu your insurance could make your deductible and payment hiring… that happened to me with a hit and run… do it legally let court handle it
I would MOST DEFINITELY spend the $50 - $100, or whatever it costs to take her to small claims court. You also did the right thing by not claiming on your insurance. As that should keep the "accident" off the trucks Carfax; which would ultimately lower the value down the road. Even just being a "fender bender". But seriously.... Take her to small claims court. She needs to be held accountable in some way or she'll continue to take advantage of others down the road. She obviously doesn't pay people back or she wouldn't have bad credit. Also she'd have insurance. I mean seriously.... Here in Texas a 30 yr old woman can get liability insurance for less than $50 a month. No reason not to have it. Shes lucky they didn't impound her car. Because in Texas they will for no insurance. Not to mention if you get two FMFR tickets... They suspend your license for a year and make you pay surcharges to get it back.
No way she's gonna pay you the money if you stay relax. Either eat the cost and forget about it or go 100% to get her punished and have her pay for the damages.
Sue her. You’ve already done 100% more than you needed to. You’ve given her plenty of chances to try to make things right and nothings happening. Time to stop forgiving and get your money back
If you have a friend that’s a lawyer get them to send her a letter outlining the details of what she will go through if she doesn’t pay, and the consequences. If not take her to small claims court.
You're a kind person and it definitely shows in how you dealt with the people involved. I've been hit by someone who didn't want insurance involved (or didn't have it) but luckily they quickly followed through on paying the repair costs. I would go though the insurance route and at least attempt to hold her accountable, I wouldn't personally sue her (as some commenters have suggested) because now I'd have to deal with unnecessary stress and cost as well. Sorry you and your family have to deal with this around the holidays.
32.. thats old enough to be responsible for her actions. The aggravation its caused you is not fair. She should be held accountable for her actions. End of story. Stay safe and be well.
I'd let your insurance go after her and file the police report. Because she does need to be held accountable for her actions. She would have it that way if the rolls were reversed
Shout out her name and number. The State Trooper that investigated my wife's no fault in January told us 60% of Texas drivers have no insurance. 60 F'ing percent.!!!!!
Ideally I would hold her accountable. If you don’t you’re out $1500 and your carcaj has an accident report on it which decreases the value in the future if you decide to sell
I had this happen to me in October of 2019. An uninsured driver plowed into a Hyundai which was ping-ponged into me. After the wreck, she tried to drive away, but couldn't due to her wheel separating from her suspension. She didn't say a word to us, she claimed to cops that we all slammed on our brakes and she was going 20 miles under the speed limit. Long story short, the police didn't believe her one bit and she got a heavy ticket. After everything, I was beyond thankful to have Uninsured motorist coverage because of the damage and injuries that were sustained. I am so glad to know that you guys are ok!
Excuses Excuses…. Bla bla bla. Her issue and responsibly. Period end of sentence. Learn by it and be responsible. Hold her accountable and she may learn the hard way. Excuses Excuses. Victim scenario.. lord oh lord. To bad you have to deal with that girl or man…
Accountability. No one is accountable for their actions. Entitlement. Everyone is entitled to your money and your possessions. The way I was taught is if you do the crime, you do the time. I’m so tired of people playing the victim after they infact are clearly not the victim. And grandpa needs to chill or pay for her mistakes again.
I’d let my insurance co. go after her. If not I’d for sure take her to court and sue for the $1550 plus court cost plus compensation for any time you miss from work to deal with all this. I’d tell her your suing for $3000 or she can pay up on the $1550.
The fact she immediately ran to grandpa shows she has no accountability or maturity, take her to court and ruin her. Additionally, her being 32 with a credit score so low she can’t put 1500 on a card for an emergency incidental charge is embarrassing at best.
My dad got hit by a drunk driver that didnt have insurance. My dad went through his insurance to pay for it. The insurance company went after the deductible that my dad had to pay, by doing wage garnishments from the guy that hit him. So every so often my dad would get a 20 to 50 dollar check in the mail. Slow process to get your money back but she would learn her lesson i think. But the most important thing is your wife was not seriously injured. Hope this helps. Merry Christmas!!
Out of principle, I would have went through the insurance. You reported the accident to PD and now your truck has an accident. It's actually $1,550 plus diminished value. Could be $4,000. I personally had a lapse of insurance due to my bank account having fraud (someone else using) for over a week, it was frozen. My insurance autopay didn't go through. My wife hit an old 2003 Sonata worth a few grand (in a car solely in my name). My car just had minor front bumper damage. My insurance requested proof I had my account frozen, sent them documents from my credit union and they still declined to cover. Long story short, the other ladies Statefarm cashed her out $8,500 and went after me. I had moved and never received documents, one day I was pulled over and told MY license was suspended. Her insurance suspended MY license and I wasn't even at the scene, but it was because MY car wasn't insured. I ended up writing a check for $5,000 to Statefarm and settling and they released my license.
Lady goes to the junkyard and gets a new mirror for $50. She then makes jokes to her friends about how she paid $50 for a new mirror to fix her car and got out of paying $1500 to fix your truck after causing an accident while having no insurance. She wins and you lose from being kind-hearted. You should definitely make her accountable one way or another or its gonna be a joke to her
She needs to take responsibility for her decisions and actions. If you let her off, she is the one who will be celebrating....at your expense. Take her to small claims court. She has to learn that mistakes have consequences.
Let your insurance handle it. It’s what you pay them for.
100% Correct
And can possibly get his $1000 back. 👍
sue the lady the insurance doesnt try to hard to get your money back
Sounds like he has some booty insurance a thousand dollar deductible dude you make good money you have a nice truck your girl’s family has money out the ace what is wrong with you if you want to drive nice toys you need to have money for when they break and 1600 dollars for a passenger front fender and some paint dude you are getting ripped off just order one and install it yourself if you don’t want to use insurance sorry for being rude just figure it out bud.
@@Back_door_bandit_98 you are missing the point i bet he can pay for it but people need to be responsible for their actions. i know you dont believe in that by the looks of your name. Also Trump needs to be held responsible for January 6th i know you dont believe in that also lmao get off the internet i just moped the floor with your comment
Do not go that route she needs to be held accountable for her actions either take her to court or pay your insurance and have your insurance go after her! Hold her accountable please, people like this need to learn!!!!
I’m a Police Officer and see these things happen all the time.
You pay to have insurance, you pay to update your registration, you pay for an inspection. You put in all this money every year to keep your vehicle up to date and safe for the roadway. So can they…
Times can be tough, but hold her accountable. Driving is a privilege, not a right.
Got to draw the line somewhere so gotta learn teach that is not right cause what if she does it agin to someone else a month or week from now
Hate the whole driving is a privilege crap. Was riding horses a privilege? Or even carriage? They just had to find a way to charge people money and cars is the way they did it
You have to hold her accountable because it sounds like she never has
@@nevarez323 it was a privilege back then to ride horses. They were not just handing them out to people you had to work to buy and feed it.
@@garbear7414 there not handing out cars so u can ride them and gas them today either. You where fortunate to be able to affors a horse back then just like your fortunate now to afford a car. Not everyone has money to afford those luxuries. But that’s not what he was talking about when he said it’s a privilege to drive not a right.
People need to be held accountable you need to sue her so she doesn't do this to someone else that can't afford to foot the bill
That’s bullshit. Take her to court teach her a lesson.
I would do small claims, $1500 won’t ruin her life. She needs to be an adult and handle this situation
She needs to be held accountable.
Take her to court . Teach her lessons because that's just ridiculous
Throw the book at her, like you said if the role was reversed she would sue for medical, pain & suffering, and missing days from work!!!! 🤣🤣🤣🤣
Throw the book at her! Eye for an eye. Wrong is wrong.
She needs to be held accountable for the accident. She needs to learn a lesson now before it’s to late
30 year adjustor here. #1 get rid of that $1000 deductible, $250 will only cost a few bucks more in the future. For now, press charges against the girl. She committed a crime, knowingly and probably continues to drive daily. Get your money. You owe her nothing. Prosecution to the Max.
"Not fair to suspend her license?" Woman what kind of logic is that?! You're a 32 year old woman, part of being an adult is taking ownership for one's fault. You made the decision to drive without proper insurance.
She's never been held accountable in her life.. That's the problem. Take her to court and teach her a valuable life lesson.
A 32 year old women needs to be accountable for what she did. No insurance? Oh well lady. She needs to pay. Don’t let her get away with it.
pay out of pocket and move on, must less of a fiasco, your carfax will also stay clean
Do not call the other party involved. Contact your insurance and be done with it. Also suing will not be financially for you. If she can’t afford insurance, what are you thinking of getting from her money wise.
Honestly I see it this way, if this lady thinks she can get away with this $1500 small accident. She may end up deciding she don't need insurance and let it stayed lapsed and possibly cause an even worse wreck and cause someone to be hospitalized. I'd take her to court make her learn the lesson she can't get away with things that she thinks is irrelevant like insurance.
I’d do the same. Accountability is key.
Agreed!!
Totally agree
First of all, glad all are OK. Insurance is run differently state by state. NC has uninsured/under insured motorist on out comprehensive collision policies. Not sure about Alabama. Here in NC, I would file on that, and let the Insurance company go after her or any insurance she may have for recouping the money. That way you won't be out $. That is what you pay insurance for. IMO.
You have video footage, all the calls recorded. You are not at fault, its the stupid lady that hit your truck. Take her to court
Hold her accountable and go after her. It will provide her with a valuable lesson
F that, I take her to court also. She shouldn’t be driving period if she didn’t have insurance. I can see if she was a teenager. This is a grown adult and fact she had her Grandfather on phone. Have to hold her accountable, if it was old truck you had maybe.
If you don’t sue her, you’re basically enabling her to continue this reckless behavior. You were put on this earth to teach her a valuable lesson. The only way she’ll learn is to pay for her mistakes bro.
Exactly take her to court and get all your money back from court and your truck fixed…
Agree 👍
She’ll Never Learn and Will Never Take Responsibility for Anything in Her Life and She’ll be Inadvertently Teaching Her Kids To Handle Situations In The Same Way.
Much agreed
Well said people will never learn without paying for there mistakes
Lets face it we would all like to not have insurance premiums to pay but that's not reality. So the honest guy pays his insurance only to get basically screwed over by the people who choose not to. And with little consequences. I would 100% make her accountable. Remember, NICE GUYS WILL ALWAYS FINISH LAST IN THESE SITUATIONS.
Sue her , make her accountable for her actions
Take her to court. Do not let such behavior go unpunished
Give her an opportunity to just pay your deductible… saves her $500-$600 and you get your truck fixed. If she doesn’t wanna pay that then small claims court 🤷🏼♀️I’d throw the book at her. If she gets away with this she will do it to someone else…
Let the insurance handle it, she’s 32, she needs a wake up call
I agree, it wouldnt be morally right to go get her fired or ruin her life but she most definitely owes you the $1,500 one way or another. Let her know she can pay it or you'll take her to court. She screwed up, she needs to make it right.
Dude I’ve been watching your videos for years. I see you’re a good hearted guy but u should not let her get away with it. She needs to be accountable. If not she will never learn
No way. Hold her accountable.
She needs to be held accountable take her to small claims court
I would hold her accountable and not spend a dime out of my own pocket.
Nah she is a grown ass women and needs to be held accountable
Teach her a life lesson. Hold her accountable because what you allow will continue. This is why America is so jack't up currently. No accountability.
Let her have it. People need to be held accountable. It’s a serious problem these days.
Not fair? She hit your vehicle while having no insurance. People are so entitled these days.
I’d go through insurance and let them handle it. If she can’t afford to get into a fender bender then don’t hit someone. Sounds to me like she was being negligent and trying to “Kick the can down the road.” She’s hoping you just won’t pursue it any further and just pay to get it fixed yourself.
I can tell that you've been raised by great parents. Your a very responsible down to earth guy. I really enjoy your videos. I have a 21 trail boss.
If she is found guilty of operating a vehicle with no insurance, the state will suspend her licence for a year. She will also have to pay court costs plus a fine up to $1500.
You said it yourself. The woman is 32 years old. She should be held accountable for her actions and be more prepared for a situation like this (like having insurance). The woman should have been more careful and also decided to get into the turning lane sooner before crossing over the solid white line. That's a no no as well.
Sue her 100% At 16 years old I was hit by a driver like this and totaled my truck that had so much hard work blood sweat and tears into it.
I would hold her responsible for her actions and make her pay for the damage. She's 32 and has had made multiple poor life decisions. You're not ruining her life more than she already has ruined it herself. $1500 for kids' Christmas presents? Making her boyfriend pay for insurance and not making sure it's paid? Making her grandfather fight her battles when she's at fault? She needs to understand life is not a handout. She's an adult and needs to take responsibility or pay the penalty.
you need to sue her. 1,500 is a lot of money to anyone. she needs to be held accountable.
Forgiveness is great but people need to be held accountable. There’s no malice in that.
Throw the book at her. Sounds like she is a walking disaster. 32 years old with a kid and "boyfriend", no car insurance, garbage credit, and asking her grandpa to handle her grownup business for her.
Forsure take legal action against her. Do not use your insurance. Not only is it a pain, your rate will also go up. It’s her fault, your life should not be effected. She needs to pay up.
Don’t let her get away with this. She should be held accountable for her actions.
Court for sure man she needs to pay up
I just came across this channel and video. I would not look to wreck her life over it but I would definitely take her to small claims court and hold her accountable. I had a accident recently a lot worse than yours where I had to get a lawyer involved and we just settled. but I was lucky to survive that one. person blew threw a red light and t-boned me sending me rolling over 2 in an suv. I think if I was in my mustang instead of my wifes car, I would not have survived. Great content on your channel!!
Sue her .. period.
Go through insurance and get the repair done ASAP, the quicker, the better. Pay the deductible, and if insurance cannot recover the deductible, go to small claims court. No handshake agreements, everything goes through insurance and/or court
Always got to leave a paper trail.
I’ve been hit 2 times and both times they were uninsured. The first time i was nice and yada yada and didn’t force it, and got screwed. The second time i went through insurance. I will never just take someone’s word for it that they’re a good person. She has no insurance, she has bad credit…she’s an adult and needs to learn her lesson.
Family sounds like a bunch of lowlifes who just don’t wanna take responsibility. Disgusting.
Thats why you get a dash cam!
Oh no, she dont think its fair to be accountable for her mess up!? Take that pos to court!
You should do whatever it takes to get the money out of her to fix your truck. Too many drivers are out there without insurance. She has to be held accountable.
Just went through this in October when an unsecured truck and trailer lost part of their load causing me to bail into a ditch to avoid being hit head on. I was still hit all down the driver's side of my truck, destroyed and bent step bars, and punctured 2 tires. Luckily, the truck owner stopped and turned around, but when he walked up to see my damage he offered me $500 not to involve insurance. *Red Flag 1* I laughed and told him that wouldn't even cover my step bars and contacted law enforcement. I asked for his license, insurance, and registration. He couldn't provide me insurance information so copied his personal information. *Red Flag 2* They came out and knew the truck driver by name. *Yellow Flag* The truck driver told the officer he was trying to avoid debris in the road, which was a lie because there was nothing in the road. Then the truck owner says he can't find his insurance card, so the officer gave him 24 hours to provide insurance. *Red Flag 3*
Fast forward 2 days later, I get a call from the officer and get told he provided insurance. AWESOME! I get all the information to my insurance and had to wait 3 weeks while my insurance attempts to make contact. I take my truck to a collision shop and find out the debris severed my oil and transmission lines, so now the truck is unable to be driven. The truck owner was not able to be contacted, so after a month, they tried his insurance. After 6 weeks, we finally get a response saying the truck owner has insurance, but the truck wasn't listed or covered. Then, I got told his insurance has to go through a 2-3 week process to investigate to see if it was used for business purposes. 4 weeks later I get a letter in the mail stating the truck owner didn't have coverage. I did have uninsured driver coverage, which I highly recommend to everyone, but yes, it was a hassle from the beginning to end. The entire process took almost 3 months had to pay for a rental OUT OF POCKET, so yes, I'm throwing the book at him.
Final Damage cost $8700 and rental car cost $3000.
At the end of the day, materialistic items can be replaced. I'm glad the accident was minor and your wife was uninjured.
I live in Costa Rica, so prices here are totally different, as are wages, but I have a story similar to this... Around mid 2018, a guy hit my car from behind during a bit of a traffic jam in a mall's parking lot (I was stationary, and he just had to get moving because he was in such a hurry...). His car was older, early 2000s maybe, and I was driving my 4 year old Fiat 500. He hit my rear bumper, and got it a bit dislodged, as well as well as put a nasty ding in the plastic. We called the traffic police, I called my insurance (he didn't have any, of course), we exchanged numbers, and we went on our ways.
The very next day, I went to a couple of repair shops to get some quotes, and the prices went from around $140 in the cheaper shop, to around $200 in the more expensive shop. So, wanting the best work for my car (which I had just bought a handful of months back), I told him I would need $200 for the fix, and sent him the quote. He naturally said that it was too expensive for him, he didn't have the money, so I told him (bit of a white lie), that I'd go get a quote from the cheaper shop (note, both those shops were on the list of approved shops by my insurance, so it was only fair to go with whichever I chose). The next day I told him, ok, the cheaper shop's quote is $140, but this time, he told me he had talked to a friend, and that he said that was too expensive, to which I replied that I went to the cheapest shop from the list of approved shops by my insurance in my Province (it's our national insurance system, so it wasn't a sketchy company, its the biggest insurance company in Costa Rica). He told me that he didn't have the money, and said to feel free to proceed through the traffic courts of justice, or whatever is the proper name for that part of the legal system. So I did, I went to the justice offices and sat with the legal rep (the dude that hit my car had also been cited), but as you would expect, he didn't show up, so not only did I win through the evidence, but by default.
The next steps would've been to proceed with a formal lawsuit, which I would've definitely won, but that would've taken many sessions, legal fees, time, and effort that I just didn't want to go through in order to save myself 200 bucks or even a bit less. At least he has to pay the fine to the traffic police, though I don't know how much that was (I believe it was perhaps around $75), otherwise he wouldn't be able to renew his car's taxes to be able to freely use it, and probably get his license suspended.
Point is, be grateful that it was a fender bender (and that your wife was unharmed, of course)... People just don't own up to their mistakes until there are actual consequences :(
throw the book at her. make her responsible for her actions... gotta hold people accountable for their actions in todays world
If you don't hold her accountable, you are the reason people like this exist. I don't want to ruin her life or blah blah is the exact reason people like this exist. When she hits the next person, she's gonna do it again and you had a chance to stop her. The rules are clear, you need insurance to drive and if you hit someone you have to pay to fix it. Consequences are a thing as an adult. So is accountability.
I would definitely go through my insurance and let them go after her. If she has anything they will recoup. If not, at least you save $500. We got hit in the rear, totaled our car I had just done a lot of work to, the driver that hit us had no license, no insurance and no registration for the car he was driving. This was also in Alabama. The Birmingham cop who responded issued ZERO citations to the young man. He was 19 y/o, owns no car, no real estate and had no bank accounts. I have uninsured motorist insurance, which I had thought about dropping when the mandatory insurance law was passed, but I'm glad I didn't - it saved me my deductible. So my insurance went after the driver but got nothing because he had nothing. If you get hit by one of these marginal people you get zip.
She's on the road...she needs to be responsible and do the right thing, which is pay for her mistake. I'd take her to court if she doesn't pay up.
Take her to court! Worry about #1! Sounds like she's trying to screw you over! It's a cruel world and she's gonna have to learn a lesson!
That's sucks, glad nobody got seriously injured
That sucks.... Deadbeats are everywhere. A young lady hit my motorcycle, minor damage. She and her Mom had enough self-respect to pay for the repair.
You would be very surprised how many vehicles you pass everyday that don't have insurance or Driver's license.
Let her off the hook and she will continue to keep driving without insurance. Force her to be accountable for her actions, you want to drive, have insurance.
Take her to court!
I would take her to court.
I had a similar (humorous) situation in my white Chevy truck many years ago. But mine, the other driver got "confused" at the time of the accident, so we weren't able to exchange information. But his front license plate had torn from his car and wedged between my front fender and passenger side door. (got lucky!) My old roommate is now a cop, so he wrote them a letter, Basically, requesting that they contact me. About a month later, I received a call from the person(s). (husband-driver & wife) It's too difficult to explain the intersection and how we ended up not exchanging insurance info etc.. They could not figure out HOW I was able to find them, until I told them, their license plate stuck to my truck!! I am very handy etc., and was only asking for the materials it would cost me to fix my truck (approx $1000) At the end of the first conversation he/husband/driver said: "Thanks for being so cool about this." More than a year past. My fault, for not getting estimates and calling back until then. When I finally did, it was as though, I was talking to a different person! He was complaining about the amount and kept asking about how I was able to find him. Insinuating, my friend had done something illegal etc..
Realizing at this point of my comment, that your situation is at least a year old, I will say:
I HOPE YOU DID whatever necessary to get it taken care of. Do it as soon as possible and don't sympathize. She and/or G-pappy, won't appreciate it anyway! And don't feel the least bit guilty about it !! You seem to be a very nice guy. I thought I had treated the guy fairly, but could tell in the latter discussion, that he did not appreciate it any longer. They will take advantage, not appreciate!
I'd say go after her. She had someone call you to talk shit to you. Don't feel sorry for her ESPECIALLY considering she's a grown Ass woman. She's not a kid, she knows right from wrong. She has to be accountable for her actions. She needs to learn her lesson. She needs to learn to OBEY the Law and have Insurance on her at all times.
I'm not being Racist because I'm Law Enforcement! I'm a Texas Bounty Hunter I hunt down and catch Fugitives for a living. So I'm definitely not racist. Being Law Enforcement, you cannot be racist.
If you let it go, she'll never learn her lesson and she'll do it to someone else. Not to mention, your just wasting your own money out of your own pocket. Don't waste your money. Worse comes to worse, take her to small claims court or sue her. But don't let her get away with this.
That's just my opinion.
Definitely need to file with your insurance. Even my show trucks that I rarely drive. I have full coverage on them. She should be held accountable for her actions. This will also teach her to be accountable for her bills.
Personally I’d take her to court … regardless at minimum she should pay for the damages she caused…. Going theu your insurance could make your deductible and payment hiring… that happened to me with a hit and run… do it legally let court handle it
Chase, this lady needs a wake up call. Not a slap on the wrist. She was wrong.
I would MOST DEFINITELY spend the $50 - $100, or whatever it costs to take her to small claims court.
You also did the right thing by not claiming on your insurance. As that should keep the "accident" off the trucks Carfax; which would ultimately lower the value down the road. Even just being a "fender bender".
But seriously.... Take her to small claims court. She needs to be held accountable in some way or she'll continue to take advantage of others down the road.
She obviously doesn't pay people back or she wouldn't have bad credit. Also she'd have insurance. I mean seriously.... Here in Texas a 30 yr old woman can get liability insurance for less than $50 a month. No reason not to have it. Shes lucky they didn't impound her car. Because in Texas they will for no insurance. Not to mention if you get two FMFR tickets... They suspend your license for a year and make you pay surcharges to get it back.
No way she's gonna pay you the money if you stay relax. Either eat the cost and forget about it or go 100% to get her punished and have her pay for the damages.
Sue her. You’ve already done 100% more than you needed to. You’ve given her plenty of chances to try to make things right and nothings happening. Time to stop forgiving and get your money back
If you have a friend that’s a lawyer get them to send her a letter outlining the details of what she will go through if she doesn’t pay, and the consequences. If not take her to small claims court.
I would go after her 100%. Sue & get what she owes you. She HIT you! Wake up.
You're a kind person and it definitely shows in how you dealt with the people involved. I've been hit by someone who didn't want insurance involved (or didn't have it) but luckily they quickly followed through on paying the repair costs.
I would go though the insurance route and at least attempt to hold her accountable, I wouldn't personally sue her (as some commenters have suggested) because now I'd have to deal with unnecessary stress and cost as well. Sorry you and your family have to deal with this around the holidays.
32.. thats old enough to be responsible for her actions. The aggravation its caused you is not fair. She should be held accountable for her actions. End of story. Stay safe and be well.
I'd let your insurance go after her and file the police report. Because she does need to be held accountable for her actions. She would have it that way if the rolls were reversed
pay out of pocket, sue her in small claims. Purchase underinsured.
Shout out her name and number. The State Trooper that investigated my wife's no fault in January told us 60% of Texas drivers have no insurance. 60 F'ing percent.!!!!!
Ideally I would hold her accountable. If you don’t you’re out $1500 and your carcaj has an accident report on it which decreases the value in the future if you decide to sell
I had this happen to me in October of 2019. An uninsured driver plowed into a Hyundai which was ping-ponged into me. After the wreck, she tried to drive away, but couldn't due to her wheel separating from her suspension. She didn't say a word to us, she claimed to cops that we all slammed on our brakes and she was going 20 miles under the speed limit. Long story short, the police didn't believe her one bit and she got a heavy ticket. After everything, I was beyond thankful to have Uninsured motorist coverage because of the damage and injuries that were sustained.
I am so glad to know that you guys are ok!
Shoulda taken her butt to Judge Judy.
If I’ve got to have insurance, then I think ALL drivers should have it.
I respect your patience
Don’t be an enabler. Hold her accountable for her actions. She’ll never learn if you don’t
if you're swerving into large lifted trucks like that you have NO business ridin dirty with no insurance.
Excuses Excuses…. Bla bla bla. Her issue and responsibly. Period end of sentence. Learn by it and be responsible. Hold her accountable and she may learn the hard way. Excuses Excuses. Victim scenario.. lord oh lord. To bad you have to deal with that girl or man…
Your compassion is commendable.
Accountability. No one is accountable for their actions. Entitlement. Everyone is entitled to your money and your possessions. The way I was taught is if you do the crime, you do the time. I’m so tired of people playing the victim after they infact are clearly not the victim. And grandpa needs to chill or pay for her mistakes again.
I’d let my insurance co. go after her. If not I’d for sure take her to court and sue for the $1550 plus court cost plus compensation for any time you miss from work to deal with all this. I’d tell her your suing for $3000 or she can pay up on the $1550.
The fact she immediately ran to grandpa shows she has no accountability or maturity, take her to court and ruin her. Additionally, her being 32 with a credit score so low she can’t put 1500 on a card for an emergency incidental charge is embarrassing at best.
She needs to pay for it.
Throw the book at her, she needs a good wake up call to what the real world is like .
My dad got hit by a drunk driver that didnt have insurance. My dad went through his insurance to pay for it. The insurance company went after the deductible that my dad had to pay, by doing wage garnishments from the guy that hit him. So every so often my dad would get a 20 to 50 dollar check in the mail. Slow process to get your money back but she would learn her lesson i think. But the most important thing is your wife was not seriously injured. Hope this helps. Merry Christmas!!
Depending on Insurance company, put Uninsured Motorist on it. Same thing happened to me, paid $250 instead of the $1,000 deductible.
Out of principle, I would have went through the insurance. You reported the accident to PD and now your truck has an accident. It's actually $1,550 plus diminished value. Could be $4,000. I personally had a lapse of insurance due to my bank account having fraud (someone else using) for over a week, it was frozen. My insurance autopay didn't go through. My wife hit an old 2003 Sonata worth a few grand (in a car solely in my name). My car just had minor front bumper damage. My insurance requested proof I had my account frozen, sent them documents from my credit union and they still declined to cover. Long story short, the other ladies Statefarm cashed her out $8,500 and went after me. I had moved and never received documents, one day I was pulled over and told MY license was suspended. Her insurance suspended MY license and I wasn't even at the scene, but it was because MY car wasn't insured. I ended up writing a check for $5,000 to Statefarm and settling and they released my license.
Lady goes to the junkyard and gets a new mirror for $50. She then makes jokes to her friends about how she paid $50 for a new mirror to fix her car and got out of paying $1500 to fix your truck after causing an accident while having no insurance. She wins and you lose from being kind-hearted. You should definitely make her accountable one way or another or its gonna be a joke to her
Might want to check on “broad form coverage”. It waives the deductible if the other part is determined to be at fault.
She needs to take responsibility for her decisions and actions. If you let her off, she is the one who will be celebrating....at your expense. Take her to small claims court. She has to learn that mistakes have consequences.