Real Estate makes money much slower as compared to Equities which is much faster. The issue is in Allocation in the asset class - particularly in Equity One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits
Sharan brother I am house wife I can't do job as my in laws don't allow me to go for Job bcoz of 2 kids my husband understood my pain and is ready to give 10 lakhs amount for investment so now what should I do so that I can be financially independent and return the investment
@financewithsharan constructive feedback. Make your seating arrangement as guest1 , guest 2 Sharan. Instead of guest1 , Sharan, guest2 this seating arrangement looks very confrontational for guests.
So what's the most effective strategy during this period of volatility with the rate cut? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a potential bubble.
This is the exact thought process of persons handling their portfolio themselves. I will advice you engage guidance to help you make smarter portfolio decisions.
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds. At 66, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case stock crash, Thanks to my CFA.
Mind if I look up your advisr please? I've worked in real estate for over 15 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Annette Marie Holt for years and highly recommend her. Look her up to see if she meets your criteria
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Warren Buffett once said to treat investing in securities like real estate-you don't constantly check for gains. So, the recent bitcoin price drop doesn't bother me. I keep dollar-cost averaging and adding to my position, and I'm up 200% year-to-date because of this strategy.
Regretting missing out on earlier Bitcoin investments, I kept funds in a HYSA. Now, with $200k to invest, I aim to avoid FOMO and buying at the peak. What's the best approach for a newbie to navigate the market?
During bear markets, aim to 5x your portfolio by accumulating crypto and reinvesting dividends. Consult a financial advisor for help. Since 2020, my $1.2m portfolio has averaged 28% annually through restructuring with growth stocks, ETFs, mutual funds, and REITs.
I work with the popular Amy Desiree Irish, Who happens to be a is a hot topic among financial elitist in NY. Especially for her works during Covid. All the information you need to set up an appointment is on her web page
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I'm currently liquidating some of these positions to incoporate new Gen. Stocks, but am I better off re-investing into Gold as it seems stocks are a little too unstable right now.
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on Etfs and actively managed funds. I am up by 418% in 1 year under guidance.
Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
Thanks for sharing. I searched for her full name, found her website immediately, reviewed her credentials, and did my due diligence before reaching out to her.
My wife and I sold our house in Florida to move to Texas. I invested some of the money from the sale in the stock market. The portfolio is up 300k this week. I guess she knows the investment is making profit, but we've never really spoken openly about it. It's one of the best choices I made.
It's not hard to find. Just search up Marissa Lynn Babula and you can contact her through her website. Hopefully she's still accepting clients for the year.
I'm hesitant to make recommendations like this online so I can't drop her contact here, but you could look her up yourself and contact her if you wish. Her name is *Marissa Lynn Babula.* There are many others you could also check up.
One lesson I've learnt from millionaires is to always put your money to work no matter how small. Don't get discouraged just because you can "only" invest like $100 per month. It can compound to tremendous wealth over the course of decades. The important thing is that you keep going!
My advice for who wants to grow financially this year, invest. Saving is good, but investing elevates your finances. Thanks to my financial advisor, my portfolio is thriving, and I'm proud of last year's decisions.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $2 million portfolio.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. See if she meets your criteria.
As an lnvestment enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Rachel Sarah Parrish is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I believe investors should always put their money to work, particularly We can expect to witness more market diversification by the end of 2024. I'm intending to put approximately $350,000 of my savings in equities for next year. Hope to make millions by 2025.
i guess danger is currently at an all-time high, you may want to be more patient and return when it has lessened. You can also get advice from a skilled financial expert on strategy
That'S true, I have contacted a brokerage advisor. With an initial $80k reserve, my adviser selects the entry and exit commands for my portfolio, which has risen to around $550k.
@@WilliamsScott-h5h Pls how can i meet this advisor? i want someone to help me invest my divorce settlement, It's just being laying around in the bank without much interest and that's not good for me.
Straight up, investing with the help of a financial advisor set me up for life with about $1.6m in stock portfolio roi. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. But if it wasn't for 2020 covid lockdown, I wouldn't have supplemented my income with stocks and alternative investments.
@@Linette-g-y I require precise market trajectory information at this point, the erosion of my reserves due to inflation seems to bother me, mind with the info of your advisor please?
Katherine Nance Dietz is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I miss the post Pandemic Mortgage rates, those were good times ! The market correction has been massive and with the impending recession it seems like things are only going to get worse.
You can say that again! I have pity for people who spend above 50% of their take home on rent, to think that things aren’t really looking up for the economy and inflation is driving the average cost of living to insane highs, a lot of people might not be able to get through the coming phase.
Well that’s why financial literacy is really paramount, as much as the market can be quite unpredictable and a lot of variables have to be considered while making decisions, one still has to be aware of the basic principles that govern these things in order to avoid obvious pitfalls.
True, personally I work with an expert financial planner, been with him for years and he saw most of these things coming. Working with him has been the best decision of my life! He Adviced me to buy a Condo in Tampa for $100k in 2020, as of 2022 it was worth almost $200k, and he helped me structure the fin-plan to pay it off, now it’s paid off.
I usually go with registered representatives. Faith Reece has the best performance history (in my opinion) and does offer 1v1 consultation to her capitalists which I think is amazing.
I'm curious, for someone with around $50,000 to invest, how would you recommend we enter the market? I am looking study some traders and copy their strategy rather than investing myself and losing money emotionally. What's your take on this approach?
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.
I'm impressed with the recommended advisor's prompt response and expertise. Their clarity and professionalism instilled confidence from the start. Excited to explore opportunities together!
If you were to want to start investing in any of them for short term gains, which would be the better buy at this time. Been considering this for a while now.
Not sure this is the best place to ask this, but it has got to be Stocks... Of course, you have to be well informed on the right ones or better still, get an F.A to handle it for you (that way, you minimise risks)… Made my first million few weeks back from the Nvidia rise without having to do much unlike with Real Estates where you can wake up to a call by 2am to complain about a leaking pipe...
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.
Here is your 2-minute summary of the video😀 - Rental yield for Flat: 3 to 4% but for commercial property: 5 to 7% - Demand for residential property is higher than commercial - Real estate is unaffected by ups and downs of stock market - IndexTap to track latest real estate updates - Bankers gives the best insight in real estate research - Real estate investment gives security and ownership benefits, preference and comfort, avoiding rental affordability concerns - The downsides of real estate are market saturation and a lack of control over market situation. - It is better to become indirect owners of real estate companies by buying their stocks
I beg to differ on point 3. Real estate is definitely affected by stock market. Without companies paying bonuses and generating profits, will employees have the resources/guts to buy homes? It then leads to oversupply, realtors laden with debt which could become NPAs for banks.
I moved from Tampa to Santa Clara a few months ago and I’m thinking of purchasing a single family home there, but with real estate prices currently through the roof, is it still a good idea to buy a home or should I invest in stocks for now and just wait for a housing market correction? Looks like NVDA, TSM and AMD and AVGO are strong buys this week.
well you could put a downpayment on a home and as well diversify as much as you can into Ai, energy and big pharm. stocks like Pfizer and JnJ, ASML, MLM and S&P 500 ETFs. I’d suggest you go with a managed portfolio, but even those don’t perform so well, so it’s best you reach out to a proper fiduciary to guide you, that’s what works for my spouse and I making a whooping $738k in Q4 last year
Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'
Following you has been an amazing journey . you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge Ronal’...
Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $8,000 and got my payout of $270,500 every months,God bless Christy Fiore 🇺🇸🇺🇸🇺🇸..
Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.
The real estate guy seems nervous and the equity guy seems chilled out. That explains the true story. 1 very important point is missing in this debate. Compare the disputes and court cases in real estate and equity.
@@lifehealthandhappiness5661 parents might support but siblings, spouse and kids will fight to get their share. But that's not the case in the stock market.
5 years ago my rented flat giving 20k rent and flat price was 75 lakh ...emi was 45k. Today the rent is 45k and the price is 1.25cr The price didn't double but I am not paying any emi now, property taking care of itself. And after 3 years expecting 50k-55k rent, extra income will be there with an increasing price. Mutual funds doubled since 2019 without any dividend or income. Real estate disadvantage is it needs more money and less liquidity.
I always look up your videos when it comes to financial lessons. You are such a blessing to this community. People are financially struggling to put food on the table, yet no change is made. I appreciate Anna Contreras alots, you've helped my family with your advice! Imagine investing $1,600 and receiving $8,300 in 7days
I am grateful to her, though I started with as low as $1,000 actually because it was my first time and it was successful he's a great personality in the state.
I'm so happy I made a productive decision about my finances that changed my life forever, hoping to retire next year... Investment should always be on any creative man's heart for success in life..
Depending on this administration is a total loss. Investment has been the easiest means to save and multiply income, missing out on this opportunity would be a waste.
Neither the stocks nor the property Rather go for swp from one of the mutual fund houses Where your money will grow definitely as well as you will get some good amount of SWP from it. Eg. Invest 2cr in mutual funds which will b giving 12% to 15% and opt for swp of 1.5 lakh per month After 6 to 7 years your fund amount will b almost 7cr. If agree ....
❤superb debate , loved it. After a long time one person eho could back real estate. I could agree as me being a real estate person. 95% in real esate and 5% in gold
I really do have a question. For someone with less than $5,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?
I've been trading by myself. I'm not really happy with what's going on, just few weeks ago I lost about $7,000 in a particular trade. Can you help me out or at least advise me on what to do?
I will advise you stop trading on your own if you keep losing. And i don't trade on my own anymore, I always required help and assistance from my personal financial advisor < Elizabeth Rose>
Real estate is really good but it not that simple. It takes a lot of time to understand the business model. Also buying a land is better than a property as it appraise a lot better.
buying a land is the most risky thing to do, bad property documents are designed to meet all legal queries, finally because of equal share to girl children, you will never know whether they have a girl child, children of the girl child will drag you to court
Found 1% club and feels like that is the way to get out of the matrix of a middle class person who saves and pays taxes as well but not doing and taking so much risks to grow the money and money work for them not we are working for the money ❤ thanks sharan your doing best work for those who is becoming a 1% club 🎉🎉hatts off for you 💜
The advantage of residential real estate over commercial is that the vacancy is lower, commercial can have prolonged periods of vacancy. In USA the equity market is booming, and the real estate market is dull, once there is a slump in the equity market, money flows into real estate and vice-versa.
@@ben4wisdom Hmm. Can you elaborate on this? The way i see it, black money is an issue independent of overdraft or otherwise. Now, my portfolio compounds, property yields rental revenue and slowly appreciates, fully paid off with low interest OD which is serviced by rental yield from property.
@@jammivenkata Every time we sell real estate there's swinging of black money. Taking out cash and paying only a portion of it as white to save stamp duty and taxes. This illegal activity has become the norm in India, and equity has no such provision. So when you mix the two there's gonna be unnecessary headache. So the way I see it, unless you are earning black money (business, cash, undeclared incomes) you don't need unnecessary real estate headache. I just a buy a house to live and do all investments in white legal way.
@@ben4wisdom Agreed. My approach was because this was a RE vs EQ video. I'd wholeheartedly put maximum into non-RE asset classes, keeping one house to live in like you said.
@@ben4wisdom the catch when you take an OD against securities or MFs, is it can't be invested into the market again. So RE becomes a top contender for those funds to be invested in,
I lost lot of money in real estate.. May be bad decisions and bad luck.. At least 3 small properties of 40 lacs invested 10 years back and no guarantee of I would get back anything next 5 years.. Delhi NCR people knows the failed real estate stories of Amrapali, Supertech, Jaypee, 3C, Logix etc etc.. But my share market investment in mutual funds and smallcases are giving me real returns on money invested and with minimal risk and great peace of mind.. I would always favour share market investment.. And here I don't suggest intraday OR F&O.. I suggest long term investments..
On a lighter note, did someone note the difference in attire of the two experts? The real estate guy was in a complete professional look with tie and all whereas the equity proponent was in a bit of casual attire with more practical insight. Buying real estate and investing in equity may not be apple to apple comparison but this guy again reminds me of the big bull Jhunjhunwala ji. Simple living but real growth mind.
Invest in good Nifty fifty stock for 10 lakhs wait for 5 years it will go upto 25 lakhs - use that money for downpayment in a residential property (if salaried for tax rebate) and commericial property (if not salaried) Then you can buy a property worth 60 lakhs instead of burning it with 17 lakhs and getting stuck in life. Stocks are always good with small amount as risk is involved and always go for reputed builder real estate except Lodha Freehold land Nearby infrastructure and you will get good returns There is no one way formula at all You can get rent and since thats additional you can invest in sip and so this hybrid will help you grow gradually but will have steady returns.
@3.37 3:37 , sharan you lost me at so you’re also get roughly around 25% return. Dude he said in real estate your money doubles in 5 years so that means 12% return yearly. And rental income is around 3-5 % max in real estate . So how come 25 % return ?
Super informative podcast, it was much needed. Thank you all Sharan, both the experts & the team behind the seen. Will be awaiting to see another informative podcast soon. Keep up the great work.!
If you look at history, all the kings had a battle only for 2 assets folks; 1 Land and 2 GOLD and still happening only the character have changed, wake up folks and start to built your empire.
"Thank you, Mr. Chintan Vasani, for such an insightful comparison between investing in real estate and equity! Your clear explanations really helped me understand the advantages of both avenues. Looking forward to more of your informative videos!"
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing.. I’ve been sitting on over $545k equity from a home sale and I’m not sure where to go from here. Is it a good time to buy into stocks or wait for another opportunity?
This is true, People dismiss the importance of Advisors until they are burned by their own mistakes. I remember a couple of few summers ago after my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded nearly $1.3 million after subsequent investments so far.
In a field as rapidly evolving as the Real Estate and Stock market, staying updated is vital. An advisor provides continual research and adaptation to the latest market changes which would be instrumental in helping make informed decisions.
There are a handful of experts in the field I’ve experimented with over the past years, but I’ve stuck with “Eric Paul Elmer” for about three years now, and his performance has been consistently impressive. He is quite known in his field.
I feel any industry is cyclical if now equities are fancy in some years Real estate shines back.. and the loop continues. People gonna invest money and people gonna live somewhere. never ending story.
In last decade real estate actually grown at 8% CAGR. Stock market 10.9% CAGR. For sure they are not making 25% CAGR but stock market guy is closer. From risk prospective - Real estate is much riskier bat because prices are all time high, reached out the reach of common man. 3BHK - 1 crore is very difficult to dissolve, who will pay 2 crore for flat and why? Except Mumbai. So plan accordingly. Real estate down QoQ Anarok said 8% propequity 16% down. But significantly down. Other risk are tech is already in recession, layoffs happening, WFH increased. Similarly stock market is at 23PE. Means profit of 23 years is in current stock price. So its also expensive. Risk is global war impact, retail SIP shortlived, 3 months of negative return send them back to FD. Know all facts and invest. A wise never invest in peak, it will invest when nobody is investing like in covid times.
Real Estate Makes money much slower as compared to Equities which is much faster. The issue is in Allocation in the asset class - particularly in Equity One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits
I would say we should do both equity and real estate, if i have real estate then i can anytime take a loan against property and grab the opportunity either in equity market or in real estate. Plus real estate you can put more than 1 crore easily but its difficult for common people to invest more than 1 cr in equity
The equity guy was more experienced & confident. While buying property, consider - EMI + gov tax + society and the rent generated also goes in EMI. Aft 10 years when you clear the EMI you notice that the commercial that i got from builder cost 50 L ( 2013) and Aft clearing loan it cost you 70 L Todays selling price you get 80 L . Moral follow equity Guy
One thing that I want to tell that ke suppose aap shares me piase lga rhe ho or apko poori knowledge hai apne 4-5 sal knowledge gain ki hia .. .. aap wahi jab apne bacho ko doge to unhe pehle ye sab sikhna pdega shares and all and in real estate wo sidhe jaa ke rent lena shuru kr denge itna sikhna ni pdega compare to stock market
Dear Sharan ji, You are asking right questions parallel you're not letting them to answer it, unnecessarily you are diverting them with the counter questions, please please limit your counter question until you hear 100% answer to your previous question
1 Cr Flat with housing loan vs MF investment for 15 years 20 Lac lump sum and Rs 60k /- EMI for 80 lac loan including tax benefit Gain 1 Cr flat with 8-9 % annual appreciation = 5.0 Cr Rent (35k - 10 k tex + 7 % annual increment) with 15% CAGR invested in MF =2.5 Cr ; Total =7.5 Cr House is a large cap, so the rent may be invested into flexi cap for the better return with 17-18%CAGR. if the money was invested into MF 20 Lac Lumpsum in MF with 15% CAGR=1.6 Cr Rs 60k with 15% CAGR=4.5 Cr Total =6 Cr Net Gain = 1.5 Cr
The paper work is not hassle free across India in real estate. Buying and selling property involves brokers, commissions and misspelt names and taxes etc. it’s not as straightforward as equity.
Surprisingly Real Estate guy did not talk about Buying Land and giving it 10 years, and later sell it or build house / houses in it which makes more profit.. Real Estate is generally a long-term investment, where as in Stock Markets you can make money in short term. I agree with one thing, You can get a loan to buy a home, you don't get a loan to invest in stocks, moreover home loan gives you tax benefits.
Both trading and real estate investments are hazardous for a layperson like me who lacks training in those respective areas. I managed to strike gold only through prudent long-term investments to surpass my FIRE number.
I have bet on both; real estate has given me 26% CAGR in last 9 years but won't get anymore. And stock market has given 30 % CAGR in last 9 years. Amount invested was 60 lacs and 40 lacs respectively. No active trading only long-term holding .
Real estate is physical and history of thousands of years, equities are new with couple of centuries history. Equities can go down and never recover like in Japan but real estate will always give rental income
Age is crucial below 40 dont take emotinal decision just earn build up your portfolia by investing stocks , mutual funds,etf or gold or anything except in real estate just make a corpus of atleast 50L to 1 crore then enter into real estate at age 40 and atleast switch 2-3 properties in 15 years and end your game by the age 55 where you should atleast own one flat for youto live and some good amount for retirement
3:13 So if your money doubles every 5year your Cagr is 14.4% and even if you add the rental income being very optimistic then net returns would be 18-19%... So between 19% and 25% there is lot of difference.. "KYA PHOOK KE AYA HAI BEY"
they mix up return and emotion while putting up the proposal which is why lot of people heavily invested in real estate are now in panic after realizing the actual return. And even after doing all these also, balance sheet of even big builders are not having free cash flow. Conversion ratio of operating profit to operating cash flow is pathetic!!
Rahul Ghose
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Real Estate makes money much slower as compared to Equities which is much faster.
The issue is in Allocation in the asset class - particularly in Equity
One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also
When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits
Sharan brother I am house wife I can't do job as my in laws don't allow me to go for Job bcoz of 2 kids my husband understood my pain and is ready to give 10 lakhs amount for investment so now what should I do so that I can be financially independent and return the investment
I read the channel as *I am Hegde* and saw Rahul speaking after clicking. I was scratching my head while trying to figure out what was going on.
@financewithsharan constructive feedback. Make your seating arrangement as guest1 , guest 2 Sharan.
Instead of guest1 , Sharan, guest2 this seating arrangement looks very confrontational for guests.
Superb...v v informative
So what's the most effective strategy during this period of volatility with the rate cut? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a potential bubble.
This is the exact thought process of persons handling their portfolio themselves. I will advice you engage guidance to help you make smarter portfolio decisions.
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased.
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds.
At 66, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case stock crash, Thanks to my CFA.
Mind if I look up your advisr please? I've worked in real estate for over 15 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now
I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Annette Marie Holt for years and highly recommend her. Look her up to see if she meets your criteria
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Warren Buffett once said to treat investing in securities like real estate-you don't constantly check for gains. So, the recent bitcoin price drop doesn't bother me. I keep dollar-cost averaging and adding to my position, and I'm up 200% year-to-date because of this strategy.
Regretting missing out on earlier Bitcoin investments, I kept funds in a HYSA. Now, with $200k to invest, I aim to avoid FOMO and buying at the peak. What's the best approach for a newbie to navigate the market?
During bear markets, aim to 5x your portfolio by accumulating crypto and reinvesting dividends. Consult a financial advisor for help. Since 2020, my $1.2m portfolio has averaged 28% annually through restructuring with growth stocks, ETFs, mutual funds, and REITs.
Who is this person guiding you and how can i reach he/she?
I work with the popular Amy Desiree Irish, Who happens to be a is a hot topic among financial elitist in NY. Especially for her works during Covid. All the information you need to set up an appointment is on her web page
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I'm currently liquidating some of these positions to incoporate new Gen. Stocks, but am I better off re-investing into Gold as it seems stocks are a little too unstable right now.
Invest in real estate, gold , ETfs and high-yield savings account.
The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on Etfs and actively managed funds. I am up by 418% in 1 year under guidance.
Could you recommend your advisor? I'll be happy to use some help.
Rebecca Nassar Dunne has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
Thanks for sharing. I searched for her full name, found her website immediately, reviewed her credentials, and did my due diligence before reaching out to her.
My wife and I sold our house in Florida to move to Texas. I invested some of the money from the sale in the stock market. The portfolio is up 300k this week. I guess she knows the investment is making profit, but we've never really spoken openly about it. It's one of the best choices I made.
Wow, that's a good ROI. You trade or you have been holding all this while?
Oh no, I don't really trade. Too complex and random for me. I work with a financial advisor.
pls how can I reach an expert, I need someone to help me manage my portfolio
It's not hard to find. Just search up Marissa Lynn Babula and you can contact her through her website. Hopefully she's still accepting clients for the year.
I'm hesitant to make recommendations like this online so I can't drop her contact here, but you could look her up yourself and contact her if you wish. Her name is *Marissa Lynn Babula.* There are many others you could also check up.
One lesson I've learnt from millionaires is to always put your money to work no matter how small. Don't get discouraged just because you can "only" invest like $100 per month. It can compound to tremendous wealth over the course of decades. The important thing is that you keep going!
My advice for who wants to grow financially this year, invest. Saving is good, but investing elevates your finances. Thanks to my financial advisor, my portfolio is thriving, and I'm proud of last year's decisions.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $2 million portfolio.
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. See if she meets your criteria.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip.
As an lnvestment enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Rachel Sarah Parrish is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Clearly Kardden was a right choice. Hope to learn more from you this is pure knowledge
I believe investors should always put their money to work, particularly We can expect to witness more market diversification by the end of 2024. I'm intending to put approximately $350,000 of my savings in equities for next year. Hope to make millions by 2025.
i guess danger is currently at an all-time high, you may want to be more patient and return when it has lessened. You can also get advice from a skilled financial expert on strategy
That'S true, I have contacted a brokerage advisor. With an initial $80k reserve, my adviser selects the entry and exit commands for my portfolio, which has risen to around $550k.
@@WilliamsScott-h5h Pls how can i meet this advisor? i want someone to help me invest my divorce settlement, It's just being laying around in the bank without much interest and that's not good for me.
I've been thinking about switching to an advisor for a long. Can you tell me who your advisor is?
My CFA 'Melissa Jean Talingdan' is a well-known figure in her field. I recommend doing additional study on her credentials on web.
Kardden Token time! This thing is lifting up in ways nobody did before
Its a scam
Why do so many dividend stocks get killed for share price? You would think dividend stocks would do a little better. Case in point: $3M.
everyone needs a margin of safety in their portfolios and remember, it's time in the market not timing the market
learning when to exit has been my issue and main reason I'd advise the use of financial experts unless you a pro yourself
Straight up, investing with the help of a financial advisor set me up for life with about $1.6m in stock portfolio roi. I max out my 401k and have few properties. I worked hard everyday as a teacher for 32 years, and my salary was over 100k annually. But if it wasn't for 2020 covid lockdown, I wouldn't have supplemented my income with stocks and alternative investments.
@@Linette-g-y I require precise market trajectory information at this point, the erosion of my reserves due to inflation seems to bother me, mind with the info of your advisor please?
Katherine Nance Dietz is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
Thanks, please make another video about Kardden I prefer Kardden that is strong
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
I miss the post Pandemic Mortgage rates, those were good times ! The market correction has been massive and with the impending recession it seems like things are only going to get worse.
You can say that again! I have pity for people who spend above 50% of their take home on rent, to think that things aren’t really looking up for the economy and inflation is driving the average cost of living to insane highs, a lot of people might not be able to get through the coming phase.
Well that’s why financial literacy is really paramount, as much as the market can be quite unpredictable and a lot of variables have to be considered while making decisions, one still has to be aware of the basic principles that govern these things in order to avoid obvious pitfalls.
True, personally I work with an expert financial planner, been with him for years and he saw most of these things coming. Working with him has been the best decision of my life! He Adviced me to buy a Condo in Tampa for $100k in 2020, as of 2022 it was worth almost $200k, and he helped me structure the fin-plan to pay it off, now it’s paid off.
Oh Nice! What’s his name and how can one contact him.
There are lots of CFAs you can work with. You can search Google for Eric Paul Elmer
*Hello, I don't know anything about investing and I'm looking to invest, any help? As well who can I reach out to?*
It's wise to seek professional guidance when building a strong financial portfolio due to it's complexity.
I usually go with registered representatives. Faith Reece has the best performance history (in my opinion) and does offer 1v1 consultation to her capitalists which I think is amazing.
Wow.... She has really made good name for herself, she's also my account manager
Talking to an expert like Faith Reece to reshape your portfolio is a very smart move
So you guys know her too?...
Wow she made my wife and I have our own house and car.
She is good! 👌
I'm curious, for someone with around $50,000 to invest, how would you recommend we enter the market? I am looking study some traders and copy their strategy rather than investing myself and losing money emotionally. What's your take on this approach?
It's all about finding the right moment to take advantage of and generate colossal profit, which is why you need to do your research.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.
Monica Shawn Marti is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I'm impressed with the recommended advisor's prompt response and expertise. Their clarity and professionalism instilled confidence from the start. Excited to explore opportunities together!
Kardden Token is next atleast 40x coin, upswing better than Kardden at primetime
Checked, its a scam
@@kingmonir5899 they are bots
Kardden please get going high
If you were to want to start investing in any of them for short term gains, which would be the better buy at this time. Been considering this for a while now.
Not sure this is the best place to ask this, but it has got to be Stocks... Of course, you have to be well informed on the right ones or better still, get an F.A to handle it for you (that way, you minimise risks)… Made my first million few weeks back from the Nvidia rise without having to do much unlike with Real Estates where you can wake up to a call by 2am to complain about a leaking pipe...
why not both? diversify!
How do I go about getting one, what are the steps for getting an advisor. like a really good one
You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up.
You can invest in properties, however be aware that properties don’t increase in value in a day.
Here is your 2-minute summary of the video😀
- Rental yield for Flat: 3 to 4% but for commercial property: 5 to 7%
- Demand for residential property is higher than commercial
- Real estate is unaffected by ups and downs of stock market
- IndexTap to track latest real estate updates
- Bankers gives the best insight in real estate research
- Real estate investment gives security and ownership benefits, preference and comfort, avoiding rental affordability concerns
- The downsides of real estate are market saturation and a lack of control over market situation.
- It is better to become indirect owners of real estate companies by buying their stocks
Thanks for the summary :)
I beg to differ on point 3. Real estate is definitely affected by stock market. Without companies paying bonuses and generating profits, will employees have the resources/guts to buy homes? It then leads to oversupply, realtors laden with debt which could become NPAs for banks.
Flat may depreciate over the period of time but plot keeps appreciating
Plot vs SIP ? Please provide your suggestions
1. It isn't 25% CAGR for real estate; its about 14% CAGR
2. 24K to 50K in 5 years is 2.08 times NOT 2.5 times
Yes..they exaggerate...or miscalculate.....😂
I think they also counted rentals in calculations
Right.
Defending Real estate is tough in times of equity bull run.
25% cagr in real-estate is not true.
Exactly 😅
Indeed ..he is lying earlier he said in 4-5 years double the money + 0.5% rental yield and during conclusion he said 25% cagr which is not even 15% 😂
Agree. 25% return in real estate is not possible except in a few pockets. However, 20 to 25% is possible from several index funds.
Sharan, you should let them complete before interrupting for asking your questions. Their flow of thoughts could give more insights.
I moved from Tampa to Santa Clara a few months ago and I’m thinking of purchasing a single family home there, but with real estate prices currently through the roof, is it still a good idea to buy a home or should I invest in stocks for now and just wait for a housing market correction? Looks like NVDA, TSM and AMD and AVGO are strong buys this week.
it’s a personal decision, but according to Forbes, housing activities will remain stagnant for the most part of the year, so maybe hold off a little.
well you could put a downpayment on a home and as well diversify as much as you can into Ai, energy and big pharm. stocks like Pfizer and JnJ, ASML, MLM and S&P 500 ETFs. I’d suggest you go with a managed portfolio, but even those don’t perform so well, so it’s best you reach out to a proper fiduciary to guide you, that’s what works for my spouse and I making a whooping $738k in Q4 last year
I’m an art collector, this is not very new to me but has a nuance to it. Can you assist me?
There are many advisors to choose from. But I work with 'Leah Foster Alderman' and we've been working together for years and she's fantastic
You could check her if she meets your requirements. Just research the name. You’d find necessary details to work with.
Despite the challenging economic situations, you have taught me the most effective methods to increase profits. May God bless you with even more knowledge! Sir Ronal'
he’s mostly on Telegrams, using the user.
# Ronalfx2
Following you has been an amazing journey . you have shown me the best way to earn much better profits despite the bad economic situations, God bless you with more knowledge Ronal’...
I'm favoured financially, Thank you Ronal’
$32,000 weekly profit regardless of how bad it gets on the economy
Thank you so much, Sir Ronal’ I never imagined to receive profits after investing in my trades with you. God is going to continue to bless you.
Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $8,000 and got my payout of $270,500 every months,God bless Christy Fiore 🇺🇸🇺🇸🇺🇸..
Thanks to my co-worker (Carson ) who suggested Ms Christy Fiore
She's a licensed broker here in the states🇺🇸 and finance advisor.
Same, I met Christy Fiore last for the first time at the conference in Manchester, after then my family changed for the best, God bless Christy
Sure! She interacts on what's Apps using the digit below 👇
+144
Fantastic video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??
Same here, My portfolio has been going down the drain while I try trading,l just don't know what I do wrong. .
Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience.
Wow, I'm surprised to see Janet mentioned here as well. I didn't know she had been kind to so many people
I'm also a huge beneficiary of her..
I thought myself and my family were
the only ones enjoying Janet
trade benefits
Though I started with as low as $15,000
actually because it was my first time and it was successful, she's a great personality in the state
He is very professional in doing interviews with no bs no fake smile only pure professionalism
Real estate is for cash flow. Equity is for wealth creation. Bank fd is wealth destruction.
The real estate guy seems nervous and the equity guy seems chilled out. That explains the true story.
1 very important point is missing in this debate. Compare the disputes and court cases in real estate and equity.
For buying Real estate even family supports but for share market 😂
@@lifehealthandhappiness5661 parents might support but siblings, spouse and kids will fight to get their share. But that's not the case in the stock market.
5 years ago my rented flat giving 20k rent and flat price was 75 lakh ...emi was 45k.
Today the rent is 45k and the price is 1.25cr
The price didn't double but I am not paying any emi now, property taking care of itself. And after 3 years expecting 50k-55k rent, extra income will be there with an increasing price.
Mutual funds doubled since 2019 without any dividend or income.
Real estate disadvantage is it needs more money and less liquidity.
Uncle there are different mutual funds which doubled every year since 2020. Google it!!
Bruh which world are you living in? Mid and small cap funds have become 4-6 times in the last 5 years. Just check returns of any of them. 😅
sir please mention which properties are in mumbai who gives return of 25% CAGR in last 5 years? Mention atleast one with full details.
Banker's statement by the RE guy was really soo logical and rational that for a sec even Sharan got a sec break. 👏
What a insightful conversation!!🙌
hi Rohit how to hire your services for editing
I always look up your videos when it comes to financial lessons. You are such a blessing to this community. People are financially struggling to put food on the table, yet no change is made. I appreciate Anna Contreras alots, you've helped my family with your advice! Imagine investing $1,600 and receiving $8,300 in 7days
I am grateful to her, though I started with as low as $1,000 actually because it was my first time and it was successful he's a great personality in the state.
I'm so happy I made a productive decision about my finances that changed my life forever, hoping to retire next year... Investment should always be on any creative man's heart for success in life..
Depending on this administration is a total loss. Investment has been the easiest means to save and multiply income, missing out on this opportunity would be a waste.
That sounds nice. I'm really thinking of reaching him, and have heard positive rewards about him. HOW TO FIND HIM??
No doubt! The very first time we tried, we invested $2000 and after a week, we received $8,500, that really helped us a lot to payoff our bills.
Neither the stocks nor the property
Rather go for swp from one of the mutual fund houses
Where your money will grow definitely as well as you will get some good amount of SWP from it.
Eg. Invest 2cr in mutual funds which will b giving 12% to 15% and opt for swp of 1.5 lakh per month
After 6 to 7 years your fund amount will b almost 7cr.
If agree ....
❤superb debate , loved it. After a long time one person eho could back real estate. I could agree as me being a real estate person. 95% in real esate and 5% in gold
I really do have a question. For someone with less than $5,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?
I've been trading by myself. I'm not really happy with what's going on, just few weeks ago I lost about $7,000 in a particular trade. Can you help me out or at least advise me on what to do?
I will advise you stop trading on your own if you keep losing. And i don't trade on my own anymore, I always required help and assistance from my personal financial advisor < Elizabeth Rose>
YES!!! That's exactly her name Elizabeth Rose so many people have recommended highly about her and am just starting with her from Brisbane Australia🇭🇲
Legend says "If you don't find a way to make money while you sleep, you are fated to die working" and it turned out to be true.
This sounds so good and I would like to be a party to this, is there any way I can speak with her?
Real estate is really good but it not that simple. It takes a lot of time to understand the business model. Also buying a land is better than a property as it appraise a lot better.
buying a land is the most risky thing to do, bad property documents are designed to meet all legal queries, finally because of equal share to girl children, you will never know whether they have a girl child, children of the girl child will drag you to court
Moral: Invest in what you understand.
Very true. You need to have a detailed understanding of what you getting into.
no beating around the bush,
this guy asks to the point questions
You guys are awesome🫶... keep up the great work.. Thanx for sharing your insights especially for young people...❤🇮🇳
Found 1% club and feels like that is the way to get out of the matrix of a middle class person who saves and pays taxes as well but not doing and taking so much risks to grow the money and money work for them not we are working for the money ❤ thanks sharan your doing best work for those who is becoming a 1% club 🎉🎉hatts off for you 💜
Thank you so much bro
Thank you sharan debate I learn a lot from this video real estate and equity❤
The advantage of residential real estate over commercial is that the vacancy is lower, commercial can have prolonged periods of vacancy. In USA the equity market is booming, and the real estate market is dull, once there is a slump in the equity market, money flows into real estate and vice-versa.
Invest in equity market, take a 40% overdraft against securities or against mutual funds, put that into real estate. Rinse and repeat.
Roughly 50% of real estate India is in Black. Cannot swing it like that with equity.
@@ben4wisdom Hmm. Can you elaborate on this? The way i see it, black money is an issue independent of overdraft or otherwise.
Now, my portfolio compounds, property yields rental revenue and slowly appreciates, fully paid off with low interest OD which is serviced by rental yield from property.
@@jammivenkata Every time we sell real estate there's swinging of black money. Taking out cash and paying only a portion of it as white to save stamp duty and taxes. This illegal activity has become the norm in India, and equity has no such provision. So when you mix the two there's gonna be unnecessary headache. So the way I see it, unless you are earning black money (business, cash, undeclared incomes) you don't need unnecessary real estate headache. I just a buy a house to live and do all investments in white legal way.
@@ben4wisdom Agreed. My approach was because this was a RE vs EQ video. I'd wholeheartedly put maximum into non-RE asset classes, keeping one house to live in like you said.
@@ben4wisdom the catch when you take an OD against securities or MFs, is it can't be invested into the market again. So RE becomes a top contender for those funds to be invested in,
I lost lot of money in real estate.. May be bad decisions and bad luck.. At least 3 small properties of 40 lacs invested 10 years back and no guarantee of I would get back anything next 5 years..
Delhi NCR people knows the failed real estate stories of Amrapali, Supertech, Jaypee, 3C, Logix etc etc..
But my share market investment in mutual funds and smallcases are giving me real returns on money invested and with minimal risk and great peace of mind..
I would always favour share market investment.. And here I don't suggest intraday OR F&O.. I suggest long term investments..
Equity is supreme now rather than the real estate ❤
Very much useful video Sharan. Appreciate it!
On a lighter note, did someone note the difference in attire of the two experts? The real estate guy was in a complete professional look with tie and all whereas the equity proponent was in a bit of casual attire with more practical insight. Buying real estate and investing in equity may not be apple to apple comparison but this guy again reminds me of the big bull Jhunjhunwala ji. Simple living but real growth mind.
Invest in good Nifty fifty stock for 10 lakhs wait for 5 years it will go upto 25 lakhs - use that money for downpayment in a residential property (if salaried for tax rebate) and commericial property (if not salaried)
Then you can buy a property worth 60 lakhs instead of burning it with 17 lakhs and getting stuck in life.
Stocks are always good with small amount as risk is involved and always go for reputed builder real estate except Lodha
Freehold land
Nearby infrastructure and you will get good returns
There is no one way formula at all
You can get rent and since thats additional you can invest in sip and so this hybrid will help you grow gradually but will have steady returns.
@3.37 3:37 , sharan you lost me at so you’re also get roughly around 25% return. Dude he said in real estate your money doubles in 5 years so that means 12% return yearly. And rental income is around 3-5 % max in real estate . So how come 25 % return ?
Super informative podcast, it was much needed. Thank you all Sharan, both the experts & the team behind the seen. Will be awaiting to see another informative podcast soon. Keep up the great work.!
Real Estate guy is mind blowing with his experience.
If you look at history, all the kings had a battle only for 2 assets folks; 1 Land and 2 GOLD and still happening only the character have changed, wake up folks and start to built your empire.
"Thank you, Mr. Chintan Vasani, for such an insightful comparison between investing in real estate and equity! Your clear explanations really helped me understand the advantages of both avenues. Looking forward to more of your informative videos!"
Thank you 🙏
Blueprint:
1. Equity
2. Business
3. Real estate
In that order!
Let's go!
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing.. I’ve been sitting on over $545k equity from a home sale and I’m not sure where to go from here. Is it a good time to buy into stocks or wait for another opportunity?
Well as you know; the bigger risk, the bigger results, but such impeccable high value trades are often carried out by pros.
This is true, People dismiss the importance of Advisors until they are burned by their own mistakes. I remember a couple of few summers ago after my last job layoff, I had to stay afloat, hence researched for licensed fiduciary advisors. Thankfully, I came across someone of practical knowledge and experience. My reserve fund of $225k has yielded nearly $1.3 million after subsequent investments so far.
In a field as rapidly evolving as the Real Estate and Stock market, staying updated is vital. An advisor provides continual research and adaptation to the latest market changes which would be instrumental in helping make informed decisions.
I completely share this perspective however it is a bit tricky to come across reliable Financial Advisors. It would be nice to get a recommendation.
There are a handful of experts in the field I’ve experimented with over the past years, but I’ve stuck with “Eric Paul Elmer” for about three years now, and his performance has been consistently impressive. He is quite known in his field.
I feel any industry is cyclical if now equities are fancy in some years Real estate shines back.. and the loop continues. People gonna invest money and people gonna live somewhere. never ending story.
6:43 there were four steps.. sharan interrupted the flow.
This interview is "Gold" 💛
Brother, equity offers much higher returns compared to real estate, at least 3-4 times more in the long term.😅
In last decade real estate actually grown at 8% CAGR. Stock market 10.9% CAGR. For sure they are not making 25% CAGR but stock market guy is closer. From risk prospective - Real estate is much riskier bat because prices are all time high, reached out the reach of common man. 3BHK - 1 crore is very difficult to dissolve, who will pay 2 crore for flat and why? Except Mumbai. So plan accordingly. Real estate down QoQ Anarok said 8% propequity 16% down. But significantly down. Other risk are tech is already in recession, layoffs happening, WFH increased. Similarly stock market is at 23PE. Means profit of 23 years is in current stock price. So its also expensive. Risk is global war impact, retail SIP shortlived, 3 months of negative return send them back to FD. Know all facts and invest. A wise never invest in peak, it will invest when nobody is investing like in covid times.
3:22 sharan how you calculated 25% its 14.4 % with rule of 72 divide 72 by 14.4 you will get 5 years
Galat nikala hai usne
Add rent yield
He knows everything except basic finance!
Real Estate Makes money much slower as compared to Equities which is much faster.
The issue is in Allocation in the asset class - particularly in Equity
One allocates 40-50L by default while purchasing lands/plots, estates in fact higher also
When it comes to Equity one barely invests 20k to 1L or 5L may be and when grows by 10%-40% exits
Sharan, now that Budget is announced, can u repeat this episode 😃
Yes rentals are not affordable these days and we end up thinking its such a waste of money
I would say we should do both equity and real estate, if i have real estate then i can anytime take a loan against property and grab the opportunity either in equity market or in real estate. Plus real estate you can put more than 1 crore easily but its difficult for common people to invest more than 1 cr in equity
Excellent content 👏👏 thank you so much... Loved it...
Thanks I bought Kardden and I can't be more happy about it
What is the 4th step in Vanilla equity
1) Diversified across sector
2) how much promoter’s hold
3) how other large institutions looks it
4) ?????
The equity guy was more experienced & confident.
While buying property, consider - EMI + gov tax + society and the rent generated also goes in EMI. Aft 10 years when you clear the EMI you notice that the commercial that i got from builder cost 50 L ( 2013) and Aft clearing loan it cost you 70 L
Todays selling price you get 80 L .
Moral follow equity Guy
Can you make a video on how to do research before buying a property?
Also investing in REIT is better? than physical properties assuming one already owns property for self use and some more rental income......
Kardden Token is awaiting major CEX listings. It's possible to hit 100x this year.
One thing that I want to tell that ke suppose aap shares me piase lga rhe ho or apko poori knowledge hai apne 4-5 sal knowledge gain ki hia .. .. aap wahi jab apne bacho ko doge to unhe pehle ye sab sikhna pdega shares and all and in real estate wo sidhe jaa ke rent lena shuru kr denge itna sikhna ni pdega compare to stock market
Dear Sharan ji, You are asking right questions parallel you're not letting them to answer it, unnecessarily you are diverting them with the counter questions, please please limit your counter question until you hear 100% answer to your previous question
1 Cr Flat with housing loan vs MF investment for 15 years
20 Lac lump sum and Rs 60k /- EMI for 80 lac loan including tax benefit
Gain
1 Cr flat with 8-9 % annual appreciation = 5.0 Cr
Rent (35k - 10 k tex + 7 % annual increment) with 15% CAGR invested in MF =2.5 Cr ;
Total =7.5 Cr
House is a large cap, so the rent may be invested into flexi cap for the better return with 17-18%CAGR.
if the money was invested into MF
20 Lac Lumpsum in MF with 15% CAGR=1.6 Cr
Rs 60k with 15% CAGR=4.5 Cr
Total =6 Cr
Net Gain = 1.5 Cr
Doesn't make sense. 1cr growing at 9% for 15 years is approx. 3.6cr and that's without adding regulatory charges and deducting interest paid.
I doubt a simple 1cr flat will appreciate to 5cr given it depreciates as apartment buildings get older. Land appreciates at a steady pace, not flats.
@@jammivenkata plz also add rent
@@jammivenkata plz check 15 years old flats rates in Mumbai, Gurugram,Noida inspite of depreciation
Sharan - Very good. Thanks for enabling us to access such a wonderful debate.
Getting 2% rental itself is a big deal, 5% no chance 😂
The paper work is not hassle free across India in real estate. Buying and selling property involves brokers, commissions and misspelt names and taxes etc. it’s not as straightforward as equity.
It surely is tricky, but RERA has got it streamlined.
Surprisingly Real Estate guy did not talk about Buying Land and giving it 10 years, and later sell it or build house / houses in it which makes more profit..
Real Estate is generally a long-term investment, where as in Stock Markets you can make money in short term.
I agree with one thing, You can get a loan to buy a home, you don't get a loan to invest in stocks, moreover home loan gives you tax benefits.
What's the outlook on the housing market?
I think it's a good time to buy, rates are low!
Real estate is a solid long-term investment.
Equity markets offer growth potential, but come with volatility.
What about real estate investment trusts (REITs)?
I'm concerned about market fluctuations.
I’m ready to get back to the market.
Are you referring to dividend stocks?
Great insights. Thank you.
Both trading and real estate investments are hazardous for a layperson like me who lacks training in those respective areas. I managed to strike gold only through prudent long-term investments to surpass my FIRE number.
Real estate is absolutely unregulated,
RERA has got regulations left right centre. Any particular bad experience?
I need the same with some other guys as a part-2
Chintan Vasani
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Thank you for having me on the podcast.
Though from Science background, I could understand this discussion. So, knowledgeable both of the experts were. Thank you.😊
Kardden movement begins and everyone is like acting crazy. Let's bring it up!
I have bet on both; real estate has given me 26% CAGR in last 9 years but won't get anymore. And stock market has given 30 % CAGR in last 9 years.
Amount invested was 60 lacs and 40 lacs respectively. No active trading only long-term holding .
Real estate is physical and history of thousands of years, equities are new with couple of centuries history. Equities can go down and never recover like in Japan but real estate will always give rental income
Are you sure? Look at China Real estate now.
the most fair approach and yet the ultimate king of meme is Kardden
Loved it!!
Sharan's questions are on point.
The big advantage of real estate is leverage that u can use which in stock using leverage ie margin is risky and not to the real estate extent
Age is crucial below 40 dont take emotinal decision just earn build up your portfolia by investing stocks , mutual funds,etf or gold or anything except in real estate just make a corpus of atleast 50L to 1 crore then enter into real estate at age 40 and atleast switch 2-3 properties in 15 years and end your game by the age 55 where you should atleast own one flat for youto live and some good amount for retirement
Excrllent analysisà.After becoming a first home owner then equity
18:17 you also pledge stocks & after not giving EMIs
3:13 So if your money doubles every 5year your Cagr is 14.4% and even if you add the rental income being very optimistic then net returns would be 18-19%... So between 19% and 25% there is lot of difference..
"KYA PHOOK KE AYA HAI BEY"
Real estate wala ganja 😂😂😂
they mix up return and emotion while putting up the proposal which is why lot of people heavily invested in real estate are now in panic after realizing the actual return. And even after doing all these also, balance sheet of even big builders are not having free cash flow. Conversion ratio of operating profit to operating cash flow is pathetic!!