Insurance doesn't cover building maintenance, strata owners have to shoulder the collective costs to keep their buildings in good repair, which usually comes out of the contingency fund and is voted on by the owners (windows, elevators, electrical, plumbing, roofs, etc). Insurance covers only sudden and accidental perils, for instance: burst pipes. But yeah, there is a condo insurance crisis, nonetheless. You can get more info here about insurance and condo ownership in Vancouver/BC if you need it: www.choa.bc.ca/.
@@midnighttrain7844 condo prices start at $650k in the greater metropolitan vicinity (as of 2021 spring) the less you pay, the greater the commute to your workplace. Downtown condos will run you upwards of $1.5 mil to own, plus strata, property tax, maintenance fees, insurance, and utilities in addition to purchase price.
Harmonie, these vidoes about Vancouver & life style here are a great resource! I moved to Vancouver a year ago & your videos played a huge part in my research before I moved to Vancouver. I infact adopted a lot of lifestyle tips that I had learned from you through this channel & I'm still continuing to adopt. I really really really appreciate these lifestyle vidoes that you post. Thanks much Harmonie!!
I love your content and I'm super thankful that you've shed some light on the cons of living in Vancouver too! Thank you for always making great videos. I love your moving to Van/real estate videos😍
Excellent episode. I had the same list of items you mentioned ..... in 1988. So I saved up for two years, bought a one-way ticket to Asia and I have been here since with no plans of moving back. I moved because of the high taxes and limited job prospects based on my degree as I noticed people were already struggling back then. Stuff like my 55 year old professor in college having a second job as dishwasher so he can have enough money for retirement. The turning point was at a party in a basement suite. It was in November and as I was saying goodbye to the host just outside the front door, one of the tenants yelled "Close the door, you're heating the World!!!!". That's when I knew I had to move. What I did is not suited for everyone but for those that can't seem to get ahead, there's other cities or countries with possibly better prospects out there. Vancouver is great but it was just not for me. Thanks for the video.
Yeah I get what you're saying. Also I agree & love spending time in Asia. I was hoping to go back before the world shut down, but I certainly miss it. That said, there's a lot of places to live globally & in majority of them your dollar will go a lot farther.
Thanks for shedding some light on this, I moved here 14 years ago and I wish I had some more knowledge about the city, however I do consider myself a local now and I love the city, I suggest you talk about the rain a little lol.
Good point, i dind't mention it because 2 weeks ago I put out another video all about the Winter/ rain in Vancouver :P, i didn't want this one to be too redundant hahah
If you plan on moving here for the long haul have a plan to bank 120k plus or else you'll just be pissing your life away. Plus the winters are depressing if you need sun, and although it doesn't snow it's not comfortable in the winter think 5 degrees and rain lots of rain it's not pouring but it's always wet during the winter. Ranked one of the loneliest cities. It's so damn beautiful though during spring and summer.
Whaaaat , Vancouver is not expensive, If you have money it’s not at all, ok it’s just not. YOU BRING MONEY, simple! That’s why B.C. Stands for Bring Cash ! East Van is a charming inexpensive place to live, They even offer free camping in the Parks. How great is that ! You can save so much money living there ! The life style of Freedom is Amazing! The Government will even give you FREE drugs to help support the life you want live. By the way, You don’t have to own a Condo to live in Vancouver thats for sure. Although If you wanted too you could get a great deal on a fixer upper condo. You might want to have just a few bucks though. Just have like 50 Grand or so on the side to pay for a new Balcony or building envelope failure/replacement to keep the rain out, No big deal, it’s normal if you live in a condo to a few extra expenses anyway, Right ! Even though your getting a great a Condo the. Maintenance could cost 700 or 1000 but your still getting all those services included. Like getting your mail delivered to your mailbox and window washing the lobby. I’m sure they just invest the rest into your real estate investment where you live. It’s great deal ! Vancouver is great don’t be put off coming here ! Cheers!
I think this I quite precise. When I recently moved to vancouver around a year ago, some people I met at work thought I was crazy living in dt, but actually their flats are not really cheap and they live so far, outside vancouver, in places such as new west / Surrey. I've found apts in the West end for as cheap as 1200. Mostly old buildings, but it depends on what kind of lifestyle you are looking for, just living in Van or living with luxury in Van.
exactly, plus if you can eliminate the daily commute by living DT, it saves you so many hours of time over the years. I mean, most people work from home right now, but still a nice perk
Hi Harmonie ... given the considerations you’ve pointed-out, being married to a Canadian citizen and planning to retire in Vancouver from Hong Kong (most unaffordable city in the world), it would seem like the finding a job, affordability and immigration considerations aren’t going to be such an issue in my situation ... would you agree that leaves mostly just the positives of moving to Vancouver?
Hello Harmony. Do you know what it's like buying a condo outside of Vancouver like in Surrey or Burnaby? I imagine the cost is a bit lower outside of Vancouver and hopefully there are not issues with insurance.
Yes, it can be difficult. Frankly, I don't even bother trying any more, and that does not bother me. I'm happy with things the way they are, but for some, it's very hard to get through this. All the best to you.
What about getting Girlfriend is that even more impossible ? I have Asperger Syndrome I will be moving to Vancouver soon. I can’t even make friends in my city on Vancouver island
Finding employment is very challenging; even for a local. Having a job sponsor you for a working visa is almost unheard of though. Likewise with making friends.
Very Interesting but I think most of the points mentioned are not Vancouver specific or Canada specific. It applies to almost all major North American Cities and even some European cities. I think The world is kind of divided between global cities with these issues and non global cities with other issues.
I used to like Vancouver but not anymore!!! The weather is why we plan to leave for good but also the expensive rents! I also heard about horror stories at many hospitals (and yes, I have worked in Africa and to be honest, Africans hospitals are way more functional than the ones in Canada in terms of human aspect… there they care, Canadians do not give a shit about anyone!!! I am saying this as a Belgian)! I have some African colleagues at work here and 80 percent of them either want to go back to Africa or move to Europe as soon as they get enough experience in canada)! None of us at work , including me, want to retire or get old here in Canada!
I own an apartment in dt V. I rent it out 10 months a year. if u don t own it s impossible to get an apartment there to rent even over the summer. i hope i can come this summer. my building is a beautiful heritage building 777 Burrard. i m happy your career is going well HV. always happy to watch your channel.
I moved to Vancouver right before the pandemic so its been hard to make friends since then. Ive met some people here and there using the Meetup app (they seem to be more like acquaintances rather than friends) and work has been mostly remote. Any suggestions on the best way to make friends? (im not attending school btw). Thanks!
The reason I may not move to Vancouver is the rain...only 4 Months of sun, te sky is mostly cloudy and Gray most of the time, and there's a lot of complaint about friends. You don't really make friends there in Vancouver. I'll visit Vancouver, but I'll not move there. I like the 🌞☀️
What do you sugest for someone wants to move thre from London?apart of the permanent visa.Is it good idea,everone says sonething different. Thank you in advance.
That’s why I had a hard time when I stayed in Victoria and visited Vancouver and saw all the poor people .... but I might still move back because it’s something that a lot of places face.
To qualify for a mortgage in Vancouver for an average home ( about 1.7 million dollars ) you will need to have approximately $550,000 CAD of annual income. PLUS 20% downpayment up front.
Technically no, you can appreciate it at almost any salary/ income level, but if you want to have longevity in living here, generally money is needed (sadly)
The reality is, most people will never meet the requirements for a mortgage to buy a home here. The incomes do not align with the cost of living at all in Vancouver.
The hug in thug is great. I gave an instant like when I heard that. It's sad what vancouver and other cities have become, with mercedes condo owners who enslave the population.
Hi Hermione, is it a good idea to buy a one bedroom with den near Vancouver (not in) and what’s the best price to pay for it ? Btw, love your videos :)
@@HarmonieV The thing is, I am only 22 and I might have to move due to my job or some other reason. I am assuming one bedroom with den get tenants quickly since it is cheaper but u prob know it better since I've yet to come to Canada this July.
Very very informative. Thanks much. Will I face the same issue buying a house as Ivwould buying a condo in Vancouver? The liability issues you're talking about.
Hey, great question. Buying a house comes with another set of issues. The first being that you will not find any sort of stand alone home for less than about $2 million (unless you buy a bit farher out like east van where you can get something. for like $1.3 - $1.5 M). Secondly, buckle in for a hefty property tax, like often $10K per year (or more depending on the property).
@@Jay-lr3me haha yeah other than winter the city is pretty fun to live in, but for me I'm just not a super huge fan of the place. Like I dunno how to explain it, but the vibe over here just feels very boring to me. That's my main concern for me cause I wanna be in a place that's active and makes me feel energetic u know.. but yeah this is just my opinion. Maybe if u come here you'll like it more than me :) There r lots of beautiful places to visit here so that's pretty cool
@@DilshanMarasinghe interesting thanks for the response. I have never been to Canada I need to visit. I don't know where you're from but if you find Toronto boring maybe you should try London. It's very expensive over here though! I'm sure it is there too
I was surprised to read that the PR test is tough. It was anything but in my experience. I took the IELTS in Los Angeles and passed with a high score. Studied a little bit a couple of days before. It you’re a native speaker or have a high level of English it shouldn’t be tough at all (english is my 2nd language).
I think the test in LA is different than ours though. I think they do the testing nationally/ possibly even regionally. I know my Australian friend who is also a native english speaker failed multiple times because they also ask questions about Canadian figures, history and i believe you can also take a french test to get ore points. Admittedly I'm not 100% sure how it works, but i don't think it would be the same as the test in the states at all
Is Vancouver a good place to be a Chef and do Chef's make a lot of money in Vancouver because I plan on going to Chef School in Ottawa but I have heard that it is better to be a Chef in Vancouver
I moved from Toronto 1.5 yrs ago. I paid $145/mth for a 2014 car living in the beaches, no accidents or demerits. My first year in east van I paid $170/mth with the monopoly ICBC. Now I pay $133/mth living in downtown Vancouver, still no accidents or demerits, because I went with another company for the optional insurance (which I didnt know about in my first year). The mandatory insurance is still with ICBC. Apparently ICBC is making some changes that will decrease auto insurance this year.
It's just too bad that Vancouver is a leader in vsx and the animation and gaming industry and not anywhere else in Canada except maybe Toronto or Montreal
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Insurance doesn't cover building maintenance, strata owners have to shoulder the collective costs to keep their buildings in good repair, which usually comes out of the contingency fund and is voted on by the owners (windows, elevators, electrical, plumbing, roofs, etc). Insurance covers only sudden and accidental perils, for instance: burst pipes. But yeah, there is a condo insurance crisis, nonetheless. You can get more info here about insurance and condo ownership in Vancouver/BC if you need it: www.choa.bc.ca/.
This is an excellent source, thanks for sharing!
@@HarmonieV great video!
If you have money ! I mean a lot money. condo living is great!
@@ronlhubbard1353 so how much are we talking about right there?
@@midnighttrain7844 condo prices start at $650k in the greater metropolitan vicinity (as of 2021 spring) the less you pay, the greater the commute to your workplace. Downtown condos will run you upwards of $1.5 mil to own, plus strata, property tax, maintenance fees, insurance, and utilities in addition to purchase price.
Harmonie, these vidoes about Vancouver & life style here are a great resource! I moved to Vancouver a year ago & your videos played a huge part in my research before I moved to Vancouver. I infact adopted a lot of lifestyle tips that I had learned from you through this channel & I'm still continuing to adopt. I really really really appreciate these lifestyle vidoes that you post. Thanks much Harmonie!!
Awesome! Thank you Anudeep, I'm so stoked to hear that :) I hope all is well
I am so happy that youre making videos about Vancouver life again. :)
Thanks Dorottya, more to come!
This really made me rethink about moving there 😟 I havent heard anyone talk about this before. Thanks for the video!!
Let me know if you ever want to chat about it, I got chewwww ❤️ always down to catch up via video chat :)
@@HarmonieV thanksss harm!! Id love to share our ideas about moving to canada and get you pov ❤❤❤❤
Thank you so much for the video, I agree it's important to mention these aspects of Vancouver! Very useful, thanks :)
Glad it was helpful! Thank you :)
I love your content and I'm super thankful that you've shed some light on the cons of living in Vancouver too! Thank you for always making great videos. I love your moving to Van/real estate videos😍
Awe thanks Cassie ❤️! I'm happy that you find them helpful :)
I agree
Love how kind you are about people living in poverty in east Hastings. Thank you
This is very informative and helpful. You've covered a lot of areas that some might not even realize are there. Thanks very much!
Glad you enjoyed it!
Excellent episode. I had the same list of items you mentioned ..... in 1988. So I saved up for two years, bought a one-way ticket to Asia and I have been here since with no plans of moving back. I moved because of the high taxes and limited job prospects based on my degree as I noticed people were already struggling back then. Stuff like my 55 year old professor in college having a second job as dishwasher so he can have enough money for retirement. The turning point was at a party in a basement suite. It was in November and as I was saying goodbye to the host just outside the front door, one of the tenants yelled "Close the door, you're heating the World!!!!". That's when I knew I had to move. What I did is not suited for everyone but for those that can't seem to get ahead, there's other cities or countries with possibly better prospects out there. Vancouver is great but it was just not for me. Thanks for the video.
Yeah I get what you're saying. Also I agree & love spending time in Asia. I was hoping to go back before the world shut down, but I certainly miss it. That said, there's a lot of places to live globally & in majority of them your dollar will go a lot farther.
Thanks for shedding some light on this, I moved here 14 years ago and I wish I had some more knowledge about the city, however I do consider myself a local now and I love the city, I suggest you talk about the rain a little lol.
Good point, i dind't mention it because 2 weeks ago I put out another video all about the Winter/ rain in Vancouver :P, i didn't want this one to be too redundant hahah
If you plan on moving here for the long haul have a plan to bank 120k plus or else you'll just be pissing your life away.
Plus the winters are depressing if you need sun, and although it doesn't snow it's not comfortable in the winter think 5 degrees and rain lots of rain it's not pouring but it's always wet during the winter. Ranked one of the loneliest cities. It's so damn beautiful though during spring and summer.
Thank you for the important reminder that unhoused folks are also our neighbors.
Whaaaat , Vancouver is not expensive, If you have money it’s not at all, ok it’s just not. YOU BRING MONEY, simple! That’s why B.C. Stands for Bring Cash ! East Van is a charming inexpensive place to live, They even offer free camping in the Parks. How great is that ! You can save so much money living there ! The life style of Freedom is Amazing! The Government will even give you FREE drugs to help support the life you want live. By the way, You don’t have to own a Condo to live in Vancouver thats for sure. Although If you wanted too you could get a great deal on a fixer upper condo. You might want to have just a few bucks though. Just have like 50 Grand or so on the side to pay for a new Balcony or building envelope failure/replacement to keep the rain out, No big deal, it’s normal if you live in a condo to a few extra expenses anyway, Right ! Even though your getting a great a Condo the. Maintenance could cost 700 or 1000 but your still getting all those services included. Like getting your mail delivered to your mailbox and window washing the lobby. I’m sure they just invest the rest into your real estate investment where you live. It’s great deal ! Vancouver is great don’t be put off coming here ! Cheers!
I think this I quite precise. When I recently moved to vancouver around a year ago, some people I met at work thought I was crazy living in dt, but actually their flats are not really cheap and they live so far, outside vancouver, in places such as new west / Surrey. I've found apts in the West end for as cheap as 1200. Mostly old buildings, but it depends on what kind of lifestyle you are looking for, just living in Van or living with luxury in Van.
exactly, plus if you can eliminate the daily commute by living DT, it saves you so many hours of time over the years. I mean, most people work from home right now, but still a nice perk
Great video. You offer some really valuable advice and tips. There are pros/cons in every living situation.
Hi Harmonie ... given the considerations you’ve pointed-out, being married to a Canadian citizen and planning to retire in Vancouver from Hong Kong (most unaffordable city in the world), it would seem like the finding a job, affordability and immigration considerations aren’t going to be such an issue in my situation ... would you agree that leaves mostly just the positives of moving to Vancouver?
Hi Michael, I'm just seeing this now, sorry for the late response! But yeah in that case it shouldn't be as difficult for you to do!
Hello Harmony. Do you know what it's like buying a condo outside of Vancouver like in Surrey or Burnaby? I imagine the cost is a bit lower outside of Vancouver and hopefully there are not issues with insurance.
Great content as usual, now I think it's time for a food series. In case, you are not a food enthusiast , consult someone who is..it would be fun!
Hahahah great idea, thanks for the inspooo
Making friends is not just hard it’s simply impossible
it is really that bad. All the people say that making friends is difficult but now I know it's true.
Yes, it can be difficult. Frankly, I don't even bother trying any more, and that does not bother me. I'm happy with things the way they are, but for some, it's very hard to get through this. All the best to you.
What about getting Girlfriend is that even more impossible ? I have Asperger Syndrome I will be moving to Vancouver soon. I can’t even make friends in my city on Vancouver island
Finding employment is very challenging; even for a local. Having a job sponsor you for a working visa is almost unheard of though. Likewise with making friends.
Very Interesting but I think most of the points mentioned are not Vancouver specific or Canada specific. It applies to almost all major North American Cities and even some European cities. I think The world is kind of divided between global cities with these issues and non global cities with other issues.
That's a good point Sepehr! I think that is true in a lot of ways, thanks for adding your thoughts
I used to like Vancouver but not anymore!!! The weather is why we plan to leave for good but also the expensive rents! I also heard about horror stories at many hospitals (and yes, I have worked in Africa and to be honest, Africans hospitals are way more functional than the ones in Canada in terms of human aspect… there they care, Canadians do not give a shit about anyone!!! I am saying this as a Belgian)! I have some African colleagues at work here and 80 percent of them either want to go back to Africa or move to Europe as soon as they get enough experience in canada)! None of us at work , including me, want to retire or get old here in Canada!
I own an apartment in dt V. I rent it out 10 months a year. if u don t own it s impossible to get an apartment there to rent even over the summer. i hope i can come this summer. my building is a beautiful heritage building 777 Burrard.
i m happy your career is going well HV. always happy to watch your channel.
thank you so much 🙏🏼 thanks for sharing your perspective
@@laurafulton7023 where s your family heritage
I'm a recent grad that moved to Vancouver and couldn't find a job. I really don't know how immigrants manage it.
Yeha it can be really tough to find a good job
I moved to Vancouver right before the pandemic so its been hard to make friends since then. Ive met some people here and there using the Meetup app (they seem to be more like acquaintances rather than friends) and work has been mostly remote. Any suggestions on the best way to make friends? (im not attending school btw). Thanks!
The reason I may not move to Vancouver is the rain...only 4 Months of sun, te sky is mostly cloudy and Gray most of the time, and there's a lot of complaint about friends.
You don't really make friends there in Vancouver.
I'll visit Vancouver, but I'll not move there.
I like the 🌞☀️
What do you sugest for someone wants to move thre from London?apart of the permanent visa.Is it good idea,everone says sonething different.
Thank you in advance.
That’s why I had a hard time when I stayed in Victoria and visited Vancouver and saw all the poor people .... but I might still move back because it’s something that a lot of places face.
Yeah I've noticed it's present in pretty much every city/ town in BC sadly
Unfortunately there are poor people everywhere.
Yeah, if something happened to you, you couldn't work and you lost your home ... I would move too. You would disgust me. 🙄🙄🙄🙄🙄
so you basically have to earn six-figures to fully appreciate living in Vancouver
To qualify for a mortgage in Vancouver for an average home ( about 1.7 million dollars ) you will need to have approximately $550,000 CAD of annual income. PLUS 20% downpayment up front.
Technically no, you can appreciate it at almost any salary/ income level, but if you want to have longevity in living here, generally money is needed (sadly)
The reality is, most people will never meet the requirements for a mortgage to buy a home here. The incomes do not align with the cost of living at all in Vancouver.
The hug in thug is great. I gave an instant like when I heard that. It's sad what vancouver and other cities have become, with mercedes condo owners who enslave the population.
Hi Hermione, is it a good idea to buy a one bedroom with den near Vancouver (not in) and what’s the best price to pay for it ? Btw, love your videos :)
Hey, good question, it really depends. the market is different depending on what area you want to buy in, that will also affect price, ect.
@@HarmonieV The thing is, I am only 22 and I might have to move due to my job or some other reason. I am assuming one bedroom with den get tenants quickly since it is cheaper but u prob know it better since I've yet to come to Canada this July.
Very very informative. Thanks much. Will I face the same issue buying a house as Ivwould buying a condo in Vancouver? The liability issues you're talking about.
Hey, great question. Buying a house comes with another set of issues. The first being that you will not find any sort of stand alone home for less than about $2 million (unless you buy a bit farher out like east van where you can get something. for like $1.3 - $1.5 M). Secondly, buckle in for a hefty property tax, like often $10K per year (or more depending on the property).
@@HarmonieV whaaaaaaaat??? That's ridiculous. Thanks for the info.
@@sithabelamandlawenkosiwodu6298 I know it's pretty crazy (sadly) hahah, bu no problem
@@HarmonieV I had no idea it was that high. That is outrageous!
Did u go through the PR experience? Please make a video on that topic.
I didn't , so I don;t think I'm the right person to make that video
omg this video made me so depressed ... just made me rethink about living here...
Lol same and I’d love to go to Toronto but....those winters.... fuck that
@@Jay-lr3me I've been living in Toronto during the past 3 years now and winter here is HORRIBLE
@@DilshanMarasinghe ahh man lol I wish it wasn't the city looks fun 😭 how is it apart from the winters, do you like it?
@@Jay-lr3me haha yeah other than winter the city is pretty fun to live in, but for me I'm just not a super huge fan of the place. Like I dunno how to explain it, but the vibe over here just feels very boring to me. That's my main concern for me cause I wanna be in a place that's active and makes me feel energetic u know.. but yeah this is just my opinion. Maybe if u come here you'll like it more than me :) There r lots of beautiful places to visit here so that's pretty cool
@@DilshanMarasinghe interesting thanks for the response. I have never been to Canada I need to visit. I don't know where you're from but if you find Toronto boring maybe you should try London. It's very expensive over here though! I'm sure it is there too
I was surprised to read that the PR test is tough. It was anything but in my experience. I took the IELTS in Los Angeles and passed with a high score. Studied a little bit a couple of days before. It you’re a native speaker or have a high level of English it shouldn’t be tough at all (english is my 2nd language).
I think the test in LA is different than ours though. I think they do the testing nationally/ possibly even regionally. I know my Australian friend who is also a native english speaker failed multiple times because they also ask questions about Canadian figures, history and i believe you can also take a french test to get ore points. Admittedly I'm not 100% sure how it works, but i don't think it would be the same as the test in the states at all
@@HarmonieV oh I see. It sounds different. No questions related to Canada on my test.
Is Vancouver a good place to be a Chef and do Chef's make a lot of money in Vancouver because I plan on going to Chef School in Ottawa but I have heard that it is better to be a Chef in Vancouver
Hi Harmony, I’m from Toronto and looking to find out how much car insurance would cost me. Thank you
I moved from Toronto 1.5 yrs ago. I paid $145/mth for a 2014 car living in the beaches, no accidents or demerits. My first year in east van I paid $170/mth with the monopoly ICBC. Now I pay $133/mth living in downtown Vancouver, still no accidents or demerits, because I went with another company for the optional insurance (which I didnt know about in my first year). The mandatory insurance is still with ICBC. Apparently ICBC is making some changes that will decrease auto insurance this year.
@@andyl8025 thanks for the info. I appreciate it.
@@andyl8025 also I have 2009 CRV and planning to transport it to BC. Do you think it is okay to transport or just sell it?
Vancouver is also a Pacific ocean portal to organized crime and drugs something you should put in other socio eco videos
Thanks for the info. I really appreciate it because I applied for a study permit in Feb. 2021. I guess I wont be in Canada for now.
nice vdo👌🏻👌🏻keep up the good work
Thanks a lot :)
Thanks
Welcome! :)
excellent video ty
Glad it was helpful! :)
I'm so depressed after watching this video...
My dream is to go to Vancouver to study English and then go to college, but when I saw this video I no longer know whether to go or not. :(
Maybe look at some other options man, the worlds a big place
Harmonie, I would probably go either way with renting or buying as long as I'm in my budget!!🙂
It's just too bad that Vancouver is a leader in vsx and the animation and gaming industry and not anywhere else in Canada except maybe Toronto or Montreal
Kelowna and Kamloops are also great cities for film industry. They are way better than Vancouver for living standards
That's a good point 👌🏼
9:19 that covid stuff is shutting down on March 10 in the "Don't mess with 🤘" land.
"A lot of these people who are displaced are Human" - This made me chuckle, what about the rest of them are they aliens?
hahahahah you know what i meeeeean
Why are you showing American money in a video about the cost of living in Vancouver CANADA ???????
you are mistaking, immigration continued through out covid. so yes people were coming.
The weather is fucked up here it rains every fuckin day don’t move to vancouver or BC in general
All american cash?
It is so darn hord for those of us born here prior to 1970 even don't move to Canada period being the most expensive country in the world .
Is there racial baisdness in Vancouver?