The joys of a military retirement. I worked another another 20 years after my 24 years in the Army. Corporate life allowed me to put together an insane stock portfolio.
I was 17 when I joined the Navy. Wish I had been as smart as you were and stayed for twenty. Eventually I did get a 60% disability. But that didn't happen until five years ago. Plan on going to the Philippines to stretch my meager pension. Thanks for sharing your story.
Greetings from Canada 🇨🇦! I just retired at 54 years old and hubby has 2 years left for ‘freedom 55’. We are planning to retire in Roxas City but after watching your channel, we might have to visit Aklan and look at our options. We were in Boracay in December 2019 and really enjoyed our stay there. Thanks for all your wonderful videos!
Congratulations on your retirement Marie! Roxas City is nice; Dazel and I make an annual trip to Robinsons Roxas City for Christmas shopping. It’s a 2-hour drive from our house at Camella Aklan. Definitely worth taking a look at Aklan province. Take care.
I’ve been watching Philippines expat content for about 4-5 years now. I’m glad that the algorithm finally brought me to your channel today since most content is for older retirees on Social Security and doesn’t apply to me. I’ve been in the Air Force for 24 years total and just hit 17 years active duty. I will punch out with my pension in 2026. I’ll be 45 and ready to explore. I had no idea that you could use Tricare overseas. Great content!
Thank you for your service! I have learned to navigate using Tricare in the Philippines. Easier to use Tricare in the city like Manila, Angeles City, and Iloilo City because they have certified hospitals. You just pay your 25% copay and your good to go. In the provinces, you have to pay 100% and file a claim for 75% reimbursement. I have seen an improvement in getting my 75% reimbursement; direct deposit to my bank around 30 days. As long as you give Tricare the supporting documents they need; all done online.
@@offthebeatenpathphilippines You’re welcome. Tricare has improved in the Philippines. I think the key is choosing a certified hospital that will process all the paperwork for you; all you do is pay the 25% copay.
I'm a disabled veteran (Combat PTSD) I am service connected and I am doing my best to work up the courage to travel again. My disability keeps me locked up in my home. I feel safe here but I desperately want to break out of this mindset and see the world again. I don't want to waste away. VA helps but I hope I can conquer this fear. Good for you man. 👍🏽
Hello Gino and Dazzle I just found your channel I appreciate this walk and talk. I'm 58 years old and inching towards retirement in the Phillipines in a few years. I appreciate everyone don't such a good job at letting me know how it is to live there.
Shane you should retire in the Philippines, you will be happy here. I'm also retired & I decided to retire in the Philippines..... Cebu province. I have been here for almost 8 years.
I know your husband is enjoying his life in the Philippines after 20 years of military service. It is a good feeling when you can provide a good life for your family.
@@airframer120We live in Tagaytay. Not sure about school since our children are both grown. But Sta Rosa, Laguna (Nuvali or Solenad???) They are building schools. I think Brent school is there too(?)
@@ImmaDeville yes I was just searching about nuvali and some claim it’ll be the new makati.. Brent have a high reputation in subic and hopefully it’ll be the same.. thanks for your suggestion
Great video Gino. Your video is a badly needed breath of fresh air. It hit on two extremely important points either directly or through example. To me these points are critical to ensuring better outcomes for retirement life regardless of where one lives in retirement. The first important point you stressed repeatedly is live within your means. You and Dazel do not place an emphasis on material things and bling. You get joy from simple pleasures and the natural beauty of your locale. You DO NOT try to "keep up with the Jones." You have not tried to replicate your American lifestyle there in the Philippines. This allows you to live frugally without compromising your definition of "quality living." The second point is you wisely selected as your partner a woman whose view of life closely complimented your view of life. Dazel is an absolute gem and I hope the two of your are together forever! Because the two of you are in sych, you don't get any pressure from her to "up-size your lifestyle" to impress the people around the two of you. There is harmony. From many other expat in the Philippine videos I get the sense many western expat men go to the Philippines to "leave the rat race" "live more affordably" and "find a more suitable partner" amongst Filipinas. But they inevitably bring their western values, attitudes and negative behaviors-including the very attitudes of materialism they claim they wanted to escape. They also bring a shocking lack of multiculturalism without which it's nearly impossible to live abroad. They often compound their situations by chasing and/or selecting women who turn out to be Filipina equivalents of the western women about whom they so bitterly complained or by trying to force the Filipina to substantially abandon her culture. Hence the successive expat videos over the past 6 months aggressively escalating what it costs to live as an expat in the Philippines and highlighting the relationship dangers when selecting a Filipina. Many of these videos now suggest an average cost of living in the Philippines of $3,000 of which they claim the Filipina girlfriend/partner and her family account for at least $500. How is that so when the average Filipino household lives on less than $700 per month? It's got to be the lifestyle choices these expats make after they get there and the less than beneficial habits many import with them.
Thank you so much for the kind words. I am so grateful for Dazel to come into my life; she’s been nothing but a blessing. Can’t stress enough how important finding the right partner.
Thanks for sharing brother. I have a special affinity with a blue suited. I also got plucked out of college & joined at 17, retired 2002. Recently retired in DoD. Hope to see you in Bora soon.
Hi Gino, Just can't imagine how you retire so early at 45. Life is an adventure. Besides us being frugal, we definitely have different path. Now 70. I retired at 67 and still actively looking for DIY projects. Building things, houses, woodworking is my passion. Staying healthy, enjoying family. Living life. Too many things to do not enough time. So happened WORK is my hobby. I built my Bataan vacation house in 5 yrs and still not finished 😅. No worry be happy 😁
Retirement for me was freedom from working 9 to 5; sitting in an office all day waiting for the weekend. It was freedom for me to finally do the things that I really wanted. Not having to report or answer to no one anymore. I truly feel my life started at 45.
Wife and I are looking hard and working toward expat-ing our family. Subbed to your channel. Mainly because the U.s. Is too expensive and no fun anymore. Hope you're both having a good day!
Thank you for subscribing my friend. Here is my email if you have any questions on moving here: ginno1966@yahoo.com. My WhatsApp is 63-9499647495. Just starting my day here; Dazel and Leana still sleeping. Watching to watch my Dodgers in game 1 of the World Series. Take care my friend.
That's what I was telling my boys to join the air force while they are still young and after 20 years they can retire and still can work if they wanted to. You did it very well kind Sir! If you are receiving retirement money (in USD) for about $800 you'll be able to live a simple life in PH. Now if you are receiving about $2500 or more, you live like a king! Enjoy your retirement! I plan to retire 59 1/2 so 9 years to go for me!
Thanks for sharing, I enjoyed the walk and talk. You earned the lifestyle you have now. I can totally relate to lack of sleep and not shut down. Two more months for me bro, I'm moving to the Philippines and hopefully stay retired.
First came across your channel! I’m not in the military. I am just counting a handful years to retirement. Anyway, I admire your simplicity with your retirement! It’s always a question as to how much a person needs in order to retire, specifically Philippines! New subscribers here to support your channel!
Thank you for subscribing to our channel. We appreciate your support. I have learned that less is more in retirement. The more I live without all the material things that I had in the U.S.; the happier I became.
$800 per month for two people and you're paying a mortgage? I keep seeing expats say $1000 per month is the minimum and if you support a partner you need at least $1500 per month. When you mention there are people who live on $1000/month or less they say they are not living a great life and they are just existing.
Housing is our biggest expense; our mortgage of $200 a month helps us stay on our budget. Most expats we see here pays at least $500 for rent because they live in bigger houses. We don’t have a car or motorcycle payment because we bought both in cash. We like being frugal with our money so we don’t stress over money. We like to save our money so we can travel.
@@dazeltv1351 Right but are you living or just existing? 😂...just kidding. Good to know you can live well for 2 for under $800/month. I imagine this is province living but even in a mid size city I can see $1000 to $1200/month being enough.
Great video. Anyone that serves 20 years or more deserves an easy early retirement. Congrats. Being non materialistic is huge bonus to enable a ln early retirement and leaving the US and the rat race is key. I plan in retiring in 3 years at 45 to PH. I am also an Air force vet. Doing the math...it seems very possible for me to live off 1500/usd month. From 45 to 62.
Thank you. Good luck on your retirement plan to the Philippines. $1,500 is plenty as long as you live simple and stick to your budget. Just make sure you have medical insurance coverage. Take care.
Joined the Air Force in 1979 at age 17. Retired in 1999 at 37 years old. This year will be 9 years in the Philippines for me. I also live in a Camella Homes subdivision but we don't have a swimming pool. Turned 62 last year and elected to take social security, since we live on the military retirement we are able to invest all of the SS. I like the Philippines but don't love it and definitely don't hate it.
Nice brother! We had the same path and journey. I plan on collecting Social Security also at 62. Thank you for sharing your story. I love it when I hear from my Air Force brothers!
Hallo! Nice to hear your succestory, realy inspirate me to come to Phil. I did my military duty in the swedidh airforce many years ago and know that it can bee stressful. Of course it is something totally different then the US Airforce. Did you know that the swedish airforce was the third strongest in the 60.70;s, after US and USSR. we had over 2000 fighters, But that was during the cold war.. Thanks for your nice videos, allways good vibes from you two..
Great video! I am also retired from the US Air Force. I retired in 2000, rented my Sacramento home out, and moved to the Philippines to marry a longtime girl friend. Fast forward 24 years to the present day. My wife and I have homes in Eastern Samar province, our Manila condo, and our Oregon home. We have been snowbirds for the past 17 years and have had the very best of both worlds. When it gets too hot and humid in the Philippines, usually towards the end of March, we fly home to Oregon. It is springtime in Oregon, and the weather is perfect for us. We usually spend April, May, June, July, August, September, and the first two of October in the United States or close to its borders. Sometime in the middle of October, when the weather starts to get colder in the United States, it is time for us to return to our home in the tropics. Snowbirds have more fun.
Thank you so much for sharing your story. I always love hearing from my US Air Force brothers. I have so much fun hanging out with Joel, Rick, and Steve (USAF retirees) when they are here in Kalibo. They also split their time between the Philippines and America. I have friends here; but different when Air Force brothers get to hangout. I think you know what I mean. 😁 I miss my military days. You guys do have the best of both worlds. Take care my brother. Stay blessed.
I hope to convince hubby to retire in PI, but maybe only during spring and winter. He is worried of the heat there, and I don't like the winter in Norway. :D
Yes; the heat in the Philippines is on another level. Specially, someone coming from a cold weather climate area. Ideal situation would be to spend your Norway winters in the Philippines. Many Americans do that here in the Philippines; I call them snow birds. 😃
Wow, we pretty much have the same views in terms of retirement and way of life. Been here in the states for only 3 years but whew Ive never been so stressed like this,just thinking about mortgage and bills.Work 2 jobs just so we can pay everything. Some immigrants like to retire here and some don’t ( im one of them 😂) So my husband and I are planning on moving in Philippines 4 years from now and just live simple. That’s why I ran across your channel coz we want to get an idea of how much it cost now to live in the province. Enjoy life and hope we can visit your restobar pohon.
I see more and more people retiring in the Philippines not only for the cost of living; but also for the simplier life. Specially in the provinces; we don’t have the traffic and pollution that the cities have. People are also kind and friendlier in the provinces. Dazel and I will keep making videos of our life in Aklan province so you can see how much things cost here. Hope you can visit the restobar too someday. Take care our friend.
Great walk/talk. I also retired AF, 2004 @ Eglin. We on our way back in March. Probably stay in Pompanga near Clark. Hopefully one day we see u guys. Take care, be safe
@@dazeltv1351 hi gino and dazel, we deffently check out ur erea, I was born and race in Philippines but never been in south. I'm excited my husband retired I'm retired, alot of people said to us, oh u guys going to leave like king and queen over there.. few retirement/pension. Yes! But u know I don't need much I'm satisfied/happy what I have. But for sure we'll check out ur erea 1 of our list to check and some places down south. Stay safe and happy together ❤️
@@pennysalterations8085 I was born and raised in Manila; before we moved to the U.S. I never made it to the Visayas region till I retired from the military. I find the people in Visayas region specially the ones in provinces nicer and more friendlier than the people in Manila. You and your husband will do really well in the Philippines because you are already happy and content with what you have. I can sense that you are a lot like me; just looking for peace and quiet in your retirement years. Yes, please come visit Aklan province. Dazel and I would be happy to show you around. Take care Penny.
Thank you so much for subscribing! Let me know if you have any questions on retiring in the Philippines. My email: ginno1966@yahoo.com. My WhatsApp: 63-9499647495. Take care my friend.
Great tour, great info, great everything. I’m a new sub and you are a great guy and Congrats to your dreams and continue the great content. Thank you for sharing. It’s more Fun in the Philippines 🇵🇭 🫰🏽🫶🏽🙏🏼😎 Always “Aim High”.
I'm happy that you and your wife have found each other you're blessed to have each other it's a good life to live and that stress-free life is wonderful when I retired at 62 I had someone that was jealous of my piece and took it from me typical American Woman I'm just now going back to work and I'll save enough money and I'll go to the Philippines where I can afford to retire also I have $1,300 that lasts me about 8 days I'm sure in the Philippines that'll last me all month and possibly save some money so I'm going to go back to work for a few months and save about fifteen or twenty thousand dollars I'm a welder on a shipyard and then I'll retire I hope I bump into you sometime you seem like really really nice people I think your wife is the typical Filipina she's very happy with the good that she has and she's content an American woman wants more and more and more never seems to be happy with what she has and is always better dealing so I'm very happy for you
Having Dazel in my life is truly a blessing. She appreciates even the little things. Just being around her, puts a smile in my face. $1,300 a month is good here as long as you budget. Make sure you have good medical coverage when you retire here. Start researching on the location of where you want to retire here; province or city. Location; I think will be your biggest decision. Here is my email: ginno1966@yahoo.com Just in case you have a question. Take care my friend.
Great video Im newly Retired in the US 25 years in Law Enforcement at age of 47 years old and planning to moved back to the Philippines Bicol Sorsogon. Watching your video I might learn something from you how being retired in the Philippines. Im so excited to live in the Philippines again after so many years na nawala ako sa Philippine. You are right what you said about being retired in the US you still need to work to survive. Soon Ill be in the same boat with you😂😂😂
Hi guys, Ginno, I've said it once and I will say it a thousand times; with The Dazel as your anchor you are"Livin' La Vida Loca" and we pray you will continue to enjoy a long and happy life together. Take care our friends and continue living the good life for you've earned it.
Smart move for retirement.. $1500 a month pension is not enough here in the US..specially here in hawaii.. i would love to move back now if i have the money and just do a business but my kids are still small.. hoping someday i will come home and enjoy my homeland..
$1,500 seems to be the average Social Security that people bring to the Philippines. I’m assisting a few people now making that move to the Philippines. More than enough for one person retiring in our province of Aklan. Most of the people I talk to just want a simple quiet life.
In 1975 I joined the Navy 1995 I retired on 39 when I retired. I got 50% of my base pay 999.40 back then. You had to start off at 35% of your base pay:) Now I also reserve my social security too:) You can also use the VA to receive any medicine from them too:) I live in Michigan, but I am thinking about traveling there for the first time this year. I lost my wife to cancer back in 2008:)
The Philippines is worth the trip even for just a visit. Easy to travel because most people can speak English. People take a lot of pride when they can communicate with you in English here. One thing for sure that will surprise you is the smile on everyone’s face wherever you go. 😀Sorry to hear about your wife.
@@CocoyMelendez I have great memories of the El Tour de Tucson. Last summer 2024 (March to May); there were races in different parts on Aklan. There are plenty of groups I see riding on the main highway in Aklan province from Kalibo to Caticlan. Antique province; a border province of Aklan has nice highways too and plenty of road cyclists.🚴♂️
I just replied to your other message with links to the videos I did regarding Tricare in the Philippines. Here's my email; just in case you have a specific question regarding Tricare in the Philippines: ginno1966@yahoo.com There is also a Facebook group called "Tricare in Philippines". I recommend joining the group; lots of valuable information.
Plenty of homes in your price range. But, I would highly recommend just to rent for at least a year. It’s easy to buy a house in the Philippines; buy difficult to sell. You want to be sure of the area you are retiring at, before you purchase. That you never plan on moving.
I just visited the philippines after 50 yrs, and i want you to know its heaven on earth. Almost zero homeless, and.druggies..wowww....people are sincere, polite, and respectful. Its great dor retiree, but bad if u work here.
Our neighborhood/subdivision is called Camella Aklan located in Numancia, Aklan, Philippines. We are selling two houses at Camella Aklan if you are interested. Here is a link to the video: th-cam.com/video/JkAht4pLXW0/w-d-xo.html
I went in in 84 too - and after one stint, I chose to get out and finish college instead. My friends and I planned our lives when we were 18 - or so and looked forward to retiring at 38 or 40 and just open a strip joint. LOL! I was stationed in Okinawa and went to Clark AB for Cope Thunder all months of the year. Well - one got out..and another got out...and I said I am not staying either. Finished college, job, 2 kids thru college, a home, and now preparing for retirement shortly. I have bought a fairly large farm 32 hectares many years ago in my late 20's - be something to do as I cannot be sitting still. Single is nice. But starting too late w/ that stuff also has downside. LOL.
It’s good that you realize that you need to be doing something in retirement. A lot of expats come to the Philippines and quickly get bored. They come here so eager to meet the Filipina of their dreams. But, dating is tough specially at our age. Most of the women that you will meet here will be a lot younger; 20s and 30s.
@@dazeltv1351 well you will be a fool to pick something old w/ your cash. You might as well get the most tender root to chew. LOL! You will just get turned into a cash-cow so not a big deal. We had our fun plenty there years ago. YOu can get old too fast if not careful. Enjoy yourself man.
Hello sweet couple! i have been enjoying lots and so amused of you two. I think you made a right decision to retire in the Philippines go back to your homeland especially in Aklan. I agree living a minimal life is less stress indeed, when I started living my life in the western world it gives me a lot of realizations to start being minimalist although it is hard but its worth the try. I also plan to retire back in my hometown in the future. It's fun in the Philippines actually 😊 a lot of people just dont know living in other country is basically the same as we live in the Philippines, its the statusquo that living in the west is rich but yea its true too rich in bills😂 more than bills than we pay in Kalibo😂 thak you so much for doing the vlog keep vlog and more power! enjoy life each day and keep young, what you do inspires us🎉
I don't collect Social Security yet; only 56. I don't receive any paper mail from the U.S.; I've chosen paperless communication with my U.S. bank, Social Security, etc. I check my U.S. Social Security account online.
Yes. I have dual citizenship; Filipino and American citizenship. Most Americans stay in the Philippines on tourist visas temporarily to try it out. There is a process if you want to obtain a retirement visa if you are eligible. My email: ginno1966@yahoo.com. I can discuss with you if you are interested. Merry Christmas!
Sana maka retire nako soon. Im now 44yo, i want to retire age 50. But i feel i want earlier. I hope magawa ko soon. Im searching and watching any videos retiring soon in PI. Im tired my life here in switzerland. All my income only goes to the govt. I dont enjoy here anymore and my depression is getting worse!
Sorry to hear that my friend. I hear that from many people that life is getting harder working overseas. It doesn't require much to live a good life in the Philippines; but I think it's advisable to have some type of monthly income/pension coming in to retire in the Philippines.
Tricare Select Overseas is what is used in the Philippines. That is what I have. Here is a link to a Tricare in the Philippines video I made this year. th-cam.com/video/EP84eLq_tmI/w-d-xo.html
Here is the link to find out the current Tricare locations in the Philippines: www.tricare-overseas.com/beneficiaries/philippines/philippine-provider-search
Banking; I kept my bank in the U.S. where my military pension goes. You can try to open a bank account in the Philippines when you get here; it is hit or miss with expats opening bank accounts here. Some are able to open and some can not. Your U.S. bank ATM card will work here; but there are foreign transaction fees. If you are concerned with bank fees; Charles Schwab has an ATM card that reimburses foreign ATM charges. You can also send yourself money using xoom.com or other money sending firms online and pickup the money in the Philippines.
Our stories are similar. I retired at 48 knowing that I would not be able to survive comfortably in the United States. I am 50 now, alone, bored out of my mind, debt free, and have a little savings. I plan to sell my house, car, and possessions and move to the Philippines later this year. I believe I will have enough money to be comfortable there until I can draw from my small 401k and get Social Security. Experiences are far more important than material things. Good luck in your journeys.
Our story is similar my friend. Have you made a trip to the Philippines to check it out? Before you sell your possessions. Just to make sure you will like it here. It’s good if you can visit a city and a province so you can get a feel of what you like. Also; don’t forget to have a plan for medical. Medical expense can be high here without medical insurance. Good luck my friend.
Thank you. I will take your advice. Yes, I plan a three month trip later this year to visit three areas. I realize that I must be patient in making a wise decision. Thank you for your content and I will keep watching your videos. :) @dazeltv1351 @@dazeltv1351
Hi Dazel - Assuming a simple frugal life style, what do you think is the cut off point (like money available per month) between staying and living in the US or moving to the Philippines for a retired couple on medicare? I know there are many factors to consider, but let us say someone like you - what would have made you stay in the US rather than going to the Philippines?
Simple frugal lifestyle for a retired couple; $1,500 a month would be comfortable living in the provinces. In the city, I would add $500 a month. Medicare is not available in the Philippines. You would have to get insurance in the Philippines or fly back to the U.S. to use Medicare. I would not retire in the Philippines if I had less than $1,500 a month in pension.
What do you mean brother? You said you're not trying to convince anyone to join the service and retire at 37; but, that's all you're talking about; I will be joining to follow your path..would you recommend AirForce? Job well done on this video..kuddos to you and the spouse for retiring early..
I would recommend the Air Force because we normally have the better facilities (i.e. housing, dining facility, hospitals, etc.). The Navy would be my 2nd choice because they currently have good initial signing bonuses for your first enlistment.
No need to travel back to the US to handle collecting my U.S. Social Security someday. I can process at the U.S. Embassy in Manila. I can also have Social Security direct deposit to my Philippine bank.
Im planning to retire too in the Philippines, I’M naturalized citizen. I’m just curious, how it work to collect your social security, do I need to maintain my us citizenship? Means I need to come back to USA regularly?
I'm also a naturalized U.S. citizen. Once I turn 62, I plan on collecting my US Social Security. I just need to go the US Embassy in Manila; they have a Social Security office. Apply for my US Social Security and have my US Social Security check deposited in my Philippine dollar bank account. There is no requirement for me to ever go back to the United States. I can spend the rest of my life in the Philippines and collect my US Social Security.
I retired to the Philippines at 50. My wife, a Filipina whom I met in Hong Kong, and I had already bought and furnished a property here - outright with no mortgage - so we had somewhere to live Over the past few years we have since bought 2 more residential properties and 3 commercial properties all of which provide us with a very good income. We don't really need to budget but we are not lavish in our spending (my main expenses/vices are a few San Migs and a packet of Marlboro every couple of days!) and pre-pandemic we used to take a couple of trips overseas every year plus various domestic sorties. We live out in the boondocks, which suits me fine. My advice to anybody choosing to retire here is to come prepared and be financially secure. Also, get a good woman to spend your life with.
@@dazeltv1351 I came here because my wife wanted to come home. She had endured a few years as an OFW, with abusive employers and being treated like sh*t. The icing on her particular cake came when we encountered the grandparents and the children, whom she formerly looked after, on the MTR (HK subway). By this time we had already had our own son.The kids, sadly, were a bit distraught because they had a genuine affection for her. The Grandmother asked my wife why she had left their employ, to which she replied, "You treated me like a dog, I had no privacy, you underpaid me and I was hungry all the time." I just buttoned my lip and let her enjoy her moral victory. Ironically, she is now far wealthier than her previous employers and is living a rewarding and satisfying life here in the Philippines. Sometimes Karma sucks.
@@joshuarizalforeman816 Every success story I’ve heard comes with hardships. It is how we find out what we are made of. Thank you for sharing my friend.
It is the stress-free living the past 11 years and Dazel that keeps me looking younger my friend. One thing about retirement is I no longer have a boss to work for that I have to answer to. I can walk away from any situation that I know will bring stress to my life.
@@dazeltv1351 it's funny to me because I don't look my age and people always think I'm younger than I am, but I've got nothing on you my friend. You're the champ of slow aging. 🏆 Wishing many more years of continued happiness to you both. Thank you for sharing your story.
We live in Numancia Aklan; the neighboring town of Kalibo (capital of Aklan province). There are no cities in Aklan province; very rural area. Aklan is composed of 17 municipalities (17 small towns). Aklan is mostly known for Boracay Island; one of the most popular tourist destination in the Philippines. Yes; it is very quiet and peaceful in most areas of Aklan province.
Thank you for telling your story. New Subscriber here. I am currently in the journey of finally making it back home and enjoy the Island life. Unlike you, I did not retire active duty. I ended up completing a 20 year letter from the Army Reserve with the explicit purpose of getting an income at age 60. I also bought back my active duty time to qualify for a civil service (Federal civilian) annuity retirement. I also get military disability income. As far as you know, all these income are reliable and forever. I now have an advocacy to make possible a Universal Basic Income law where all Filipinos get 1500 PHP as an investment in every Filipinos to uplift themselves and give them a little bit of financial breathing room... I hope to meet you and your wife in-person when we visit. Thank you for what you do. It's amazing when people focus on the more important things in life (experiences) rather than material things that's never meant to last forever!
Welcome to our channel Von. Good luck on your move to the Philippines. Let us know if you have any questions about moving to the Philippines. Our email: ginno1966@yahoo.com Hope to meet you one day. Take care.
We have Tricare Select Overseas medical insurance that pays for 75% of all our medical costs in the Philippines. I retired from the U.S. Air Force and my wife and I have Tricare insurance for the rest of our lives. Our yearly premium is around $400 a year for both of us.
@@bentumblingh6640 Yes; Tricare in the Philippines is mostly for military and their dependents. If you are looking for insurance in the Philippines; my friend from Rhode Island purchased medical insurance from Pacific Cross Philippines. Many expats use Pacific Cross here in the Philippines.
Medical City Iloilo is the closest major hospital close to our house that accepts Tricare; 4-hour drive. They process all the paperwork for Tricare; we just pay the 25% copay. Asian Pacific Medical Center just opened in Kalibo; Aklan this year; 15 minutes away from us. It is not yet on the Tricare preferred hospital list; but I expect it to be soon.
Hi Gino! I'm also planning to retire in the Philippines someday. So I'm wondering... How do you pay your taxes in the United States? Do you just do it online and just mail your paperwork? My primary income will come from US investments so not sure how I will handle my taxes once I'm in the Philippines. Thanks for any info.
I use H&R Block online. I don’t have to mail any paperwork; everything with my taxes are done online. My refund is direct deposited into my bank in the U.S. Here is my email: ginno1966@yahoo.com. Email me any questions you have about retiring in the Philippines; I’m happy to pass information that I’ve learned in my 13 years of retirement in the Philippines. Take care my friend.
@@dazeltv1351 Thanks so much, Gino! You're the best! Your info is very useful. Always wondered (and worried) how I will handle my US taxes once I'm in the Philippines. I will keep in touch. All the best! 🙏
Our retired pay COLA raise is set at what Social Security's COLA is set at. If SS get 8%, we get 8%. If SS gets nothing, we get nothing. On the other hand with inflation, I see PI cost going up. It appears to be going up quicker than I expected.
So far, we have not felt inflation in our province of Aklan. Except for the price of gasoline; most commodities have only increased slightly. The raises in our retirement pay we’ve gotten the past two year have been a real blessing.
I now find myself curious about moving from Guam to Philippines and live off my military pension. Are you dual citizen or just US citizen? Is your pension taxed? Recommendations for places to consider for family of 5 (high school kids), debt free, with average $3500 passive monthly income.
Yes, I am dual citizen. I file income tax in the United States every year; not taxed in the Philippines. I would not recommend moving here until your kids are out of your house. Private schools are expensive here; and the good ones are in big cities like Manila or Cebu.
@@dazeltv1351 yes school for the kids is a major factor to consider. In 4 yrs my kids will all be out of high school. So I have 4 years to convince my wife to moving to the Philippines.
@@ialwayswanted9603 If you can afford retirement in Guam or in the U.S. without working, I think it is the best move to stay where you are. You will get better medical care and overall services. The Philippines can be a challenge specially if you haven’t lived here in awhile. I could not retire in the U.S. because I do not have a high monthly income like you do. With my monthly budget it makes sense to retire in the Philippines.
@@dazeltv1351 retirement in Guam is not that great due to high cost of living. To put it into perspective a dozen eggs is over $7 a dozen at the Commissary. My power and water alone is over $700 a month. Would like to move sometime in 2024 or 2025. Most likely back to North Carolina or hopefully Philippines. Thank you for the content you create.
@ialwayswanted Wow! I didn’t realize Guam had such a high cost of living. $3,500 or 192,000 pesos a month in the Philippines is a lot of money; you and your wife will have a nice life in the Philippines with that. You can afford to live anywhere in the Philippines. I just wouldn’t recommend bringing your high school kids here; wait till they are out of the house. High school kids here can buy their own alcohol. They can get in so much trouble here.
I knew you were retired from the military by your Tricare videos, which is how I found your page. You do not look 57. On another note, I assumed your were Filipino, and you just went to the Philippines to retire. This video sounded like you just looked for a low cost of living place to retire and chose the Philippines. Now I'm all confused, are you not Filipino? Lots of Filipinos in the US Navy and US Air Force was why I assumed I guess.
@Dazel TV ahhh, OK. That's what I figured. We just got my wife's dual citizenship last year, then all our kids. I've watched 2 kids arrive here in the states from the Philippines, watched them grow up and 1 joined the Air Force, 1 joined the Navy. They keep reenlisting, so looks like they both are making careers out of it. So neat seeing them go from shy kids barely speaking English to barking out orders in our military.
@@maze9323 That is awesome to hear kids arriving from the Philippines and joining the U.S. military. I was the same way when I came to the U.S.; very shy and barely said a word in high school. :)
I love America but it sure has changed 'n not fir the better. I retired in 2004 going to do voluteer aid work immediately after the tsunami in Southeast Asia ..I was to be in Sotuheast Asia only 3 months ...16 yrs later, I returned to the U.S. and regret every minute being back here. I miss the respectful kind gracious non-confrontational (for the most part) loving folks in all Asian counties. America is NO place for old folks. I'm praying to move to PH and have a quiet peaceful content existance until my Lord takes me home.
I will forever be grateful to America for giving me the life I have now. America allowed me to live a simple quiet life in the Philippines. God bless America. 🇺🇸
Yeah this collapse has always been said since we went off the gold standard. Keep hoarding ur gold under ur pillow. We will enjoy life and not live in constant fake news fear.
I think you made the right idea about retiring early because life is short, better to enjoy life and be happy with it, because you're not going to take any money with you when it's over. I envy that you're collecting a military pension at such a young age, but I wouldn't have taken the risk of contracting my body out to the clowns in D.C. (most of whom who never did an honest days work in their life) and chance that they might send me somewhere across the globe and possibly get killed, just to funnel money into their own, or their relatives SWISS bank accounts. But thank you for your service Sir. I like your advice about staying healthy and fit which I still hope to be when I retire at 62 in almost a decade, God willing. Considering whose finger is in charge of the button these days, I'm just hoping that we'll all still be standing when that times comes. Just saying.
Best decision of my life was retiring in the Philippines 12 years ago. I’ve been able to live the life that I’ve always wanted. If it all ends tomorrow; I die a happy man.
Hey Gino! Im a new subscriber here and just like you im a retired us military too, Navy to be exact. Been retired for almost 14 years now but im still working here in the US. Im planning on retiring there in the homeland sooner than later i hope 😊. I just want to know what bank are you using for your retirement pay? Is it local or still in the US? Thanks for all the other infos from your videos.
Thank you for subscribing my friend. Good luck on your move to the Philippines. Here’s my email: ginno1966@yahoo.com Let me know if I can help in any way. I bank with a credit union in the U.S. for my military pension. I have not heard of anyone using a local Philippine bank for their military pension.
WE ARE PLANNIING TO LIVE IN THE PHILIPPINES WITH 4 PAYCHECKS, MILITARYPAY FROM THE NAVY CALLEN PENSION, SSS JUST TURNED 65 3 YEARS AGO SO DRAWING FULL AMOUNT, A SMALL PENSION FROM A DOD COMPANY I WORKED WITH TILL I WAS RETIED BY THEM, AND A TAX FREE VA DISABILITY PAYMENT FOR A 100 % PERMANENT PLU MY WIFE SSS FULL PAYMENT , I GUESS WE COULD LIVE PRETTY GOOD IN THE PHILIPPINES ! NO NEEd TO BUY A LAND FOR BUILDING A HOUSE FOR WE HAVE SOME INHERITED LANDS BOTH MY WIFE HAD TO SELECT ! WHAT DO YOU THJINK ? WE HAD JUST WENT ON VACATIONS TWICE THIS YEAR BUT TYRNED AROUND PRETTY QUICK DUE THE HOT WEATHER !
I chose not to work anymore at 45 and live off my U.S. military pension. I could have continued working in the U.S. if I wanted to; but I chose to enjoy retirement in the Philippines.
Great video man, as a medically retired vet for the army the best thing I did after getting out was move to the Philippines I love it here
Thank you brother!
The joys of a military retirement. I worked another another 20 years after my 24 years in the Army. Corporate life allowed me to put together an insane stock portfolio.
Nice! Army vet benefits with stock portfolio. It would be a nice retirement life!
@qxezwcs It is but you also sacrifice ALOT to make it happen. 44 y/o Chief Warrant Officer in the Army here about to retire
I was 17 when I joined the Navy. Wish I had been as smart as you were and stayed for twenty. Eventually I did get a 60% disability. But that didn't happen until five years ago. Plan on going to the Philippines to stretch my meager pension. Thanks for sharing your story.
Wish you the best on your plan to come to the Philippines. Just do your research and pick a good location in the Philippines. Take care my friend.
Def possible even if u were 60% rating single no dependents. Get a cheap rental spot and a scooter to get around and u got it made!
Greetings from Canada 🇨🇦! I just retired at 54 years old and hubby has 2 years left for ‘freedom 55’. We are planning to retire in Roxas City but after watching your channel, we might have to visit Aklan and look at our options. We were in Boracay in December 2019 and really enjoyed our stay there. Thanks for all your wonderful videos!
Congratulations on your retirement Marie! Roxas City is nice; Dazel and I make an annual trip to Robinsons Roxas City for Christmas shopping. It’s a 2-hour drive from our house at Camella Aklan. Definitely worth taking a look at Aklan province. Take care.
Go reach for your goals guys love it!!🙌❤ inspiring for a young dreamer like myself 🙏
How did it go. Did you retire in Philippines?
I’ve been watching Philippines expat content for about 4-5 years now. I’m glad that the algorithm finally brought me to your channel today since most content is for older retirees on Social Security and doesn’t apply to me. I’ve been in the Air Force for 24 years total and just hit 17 years active duty. I will punch out with my pension in 2026. I’ll be 45 and ready to explore. I had no idea that you could use Tricare overseas. Great content!
Thank you for your service! I have learned to navigate using Tricare in the Philippines. Easier to use Tricare in the city like Manila, Angeles City, and Iloilo City because they have certified hospitals. You just pay your 25% copay and your good to go. In the provinces, you have to pay 100% and file a claim for 75% reimbursement. I have seen an improvement in getting my 75% reimbursement; direct deposit to my bank around 30 days. As long as you give Tricare the supporting documents they need; all done online.
Dual military 20+ here and we are moving to PH in AUG! Retiring at 39yrs old
@@offthebeatenpathphilippines Congratulations! Thank you for your service!
@@dazeltv1351 thank you for posting about Tricare, we were wondering how it works over there.
@@offthebeatenpathphilippines You’re welcome. Tricare has improved in the Philippines. I think the key is choosing a certified hospital that will process all the paperwork for you; all you do is pay the 25% copay.
I'm a disabled veteran (Combat PTSD) I am service connected and I am doing my best to work up the courage to travel again. My disability keeps me locked up in my home. I feel safe here but I desperately want to break out of this mindset and see the world again. I don't want to waste away. VA helps but I hope I can conquer this fear. Good for you man. 👍🏽
@@METAL-ADDICT Sorry to hear about your disability my brother. I will pray for you. 🙏 Thank you for your service.
@dazeltv1351 Thank you for your service too bro. God bless. 🙏
@@METAL-ADDICT Take care and God bless. 🙏
Thanks again Chloe sitter..
We are with Leanna now. She is so happy with your generous gift.
You are my hero Kuya! Freedom 45 is and was my goal. My brother in law us a retired canadian army vet and has a similar situation. Love your channel !
Thank you brother.
Great stuff. I retired from the Navy after 20 years and have been traveling full time since 2019. I’ll be checking out the PI soon.
Thank you my friend. Let us know if you make it down to Aklan province or Boracay Island. Take care.
Hello Gino and Dazzle I just found your channel I appreciate this walk and talk. I'm 58 years old and inching towards retirement in the Phillipines in a few years. I appreciate everyone don't such a good job at letting me know how it is to live there.
Welcome to our channel Shane.
Shane you should retire in the Philippines, you will be happy here. I'm also retired & I decided to retire in the Philippines..... Cebu province. I have been here for almost 8 years.
My husband did 20 yrs in the Army. Retired at 44 and we’ve been living comfortably in the Philippines for 10 yrs now.
I know your husband is enjoying his life in the Philippines after 20 years of military service. It is a good feeling when you can provide a good life for your family.
Any suggestions where to live outside manila ? Specially with young kids who wanted to an English speaking school 😂
@@airframer120We live in Tagaytay. Not sure about school since our children are both grown. But Sta Rosa, Laguna (Nuvali or Solenad???) They are building schools. I think Brent school is there too(?)
@@ImmaDeville yes I was just searching about nuvali and some claim it’ll be the new makati.. Brent have a high reputation in subic and hopefully it’ll be the same.. thanks for your suggestion
Are you getting pension at 44 ?
Stay blessed, my friend 🙏. You put the time, so now you get to enjoy your life with your beautiful wife in the Philippines.
Thank you so much our friend.
My dad also joined the AF at 17. He did 21 years and retired as a master sgt in 1978. Thanks for sharing.
Wow! Your dad and I had the same path. I did 20 years and retired a Master Sergeant in 2004. You’re welcome my friend.
This is very encouraging to hear. I’ll be 45 this year and want to do this.
Happy to hear my friend. Send me an email if you have any questions. My email: ginno1966@yahoo.com
Great video Gino. Your video is a badly needed breath of fresh air. It hit on two extremely important points either directly or through example. To me these points are critical to ensuring better outcomes for retirement life regardless of where one lives in retirement.
The first important point you stressed repeatedly is live within your means. You and Dazel do not place an emphasis on material things and bling. You get joy from simple pleasures and the natural beauty of your locale. You DO NOT try to "keep up with the Jones." You have not tried to replicate your American lifestyle there in the Philippines. This allows you to live frugally without compromising your definition of "quality living."
The second point is you wisely selected as your partner a woman whose view of life closely complimented your view of life. Dazel is an absolute gem and I hope the two of your are together forever! Because the two of you are in sych, you don't get any pressure from her to "up-size your lifestyle" to impress the people around the two of you. There is harmony.
From many other expat in the Philippine videos I get the sense many western expat men go to the Philippines to "leave the rat race" "live more affordably" and "find a more suitable partner" amongst Filipinas. But they inevitably bring their western values, attitudes and negative behaviors-including the very attitudes of materialism they claim they wanted to escape. They also bring a shocking lack of multiculturalism without which it's nearly impossible to live abroad. They often compound their situations by chasing and/or selecting women who turn out to be Filipina equivalents of the western women about whom they so bitterly complained or by trying to force the Filipina to substantially abandon her culture. Hence the successive expat videos over the past 6 months aggressively escalating what it costs to live as an expat in the Philippines and highlighting the relationship dangers when selecting a Filipina. Many of these videos now suggest an average cost of living in the Philippines of $3,000 of which they claim the Filipina girlfriend/partner and her family account for at least $500. How is that so when the average Filipino household lives on less than $700 per month? It's got to be the lifestyle choices these expats make after they get there and the less than beneficial habits many import with them.
Thank you so much for the kind words. I am so grateful for Dazel to come into my life; she’s been nothing but a blessing. Can’t stress enough how important finding the right partner.
Are you enrolled in SBP insurance should in case you leave earth before her so she can get 55% of your pension.
Definitely enjoyed this walk and talk - sounds like a good move you made.
I’m glad you enjoyed the walk and talk our friend. One of the best move I made in my entire life.
Thanks for sharing brother. I have a special affinity with a blue suited. I also got plucked out of college & joined at 17, retired 2002. Recently retired in DoD. Hope to see you in Bora soon.
Congratulations on your retirement from DoD! Hope our paths meet one day soon. Take care brother.
Hi Gino, Just can't imagine how you retire so early at 45. Life is an adventure. Besides us being frugal, we definitely have different path.
Now 70. I retired at 67 and still actively looking for DIY projects. Building things, houses, woodworking is my passion.
Staying healthy, enjoying family. Living life. Too many things to do not enough time. So happened WORK is my hobby. I built my Bataan vacation house in 5 yrs and still not finished 😅.
No worry be happy 😁
Retirement for me was freedom from working 9 to 5; sitting in an office all day waiting for the weekend. It was freedom for me to finally do the things that I really wanted. Not having to report or answer to no one anymore. I truly feel my life started at 45.
@@dazeltv1351 Me too loving my freedom. I report to no one. In fact, in my house, I'm the boss! "Ain't that right honey?" 😁
@@Just_do_it123 😀
Wife and I are looking hard and working toward expat-ing our family. Subbed to your channel. Mainly because the U.s. Is too expensive and no fun anymore. Hope you're both having a good day!
Thank you for subscribing my friend. Here is my email if you have any questions on moving here: ginno1966@yahoo.com. My WhatsApp is 63-9499647495. Just starting my day here; Dazel and Leana still sleeping. Watching to watch my Dodgers in game 1 of the World Series. Take care my friend.
GReat decission sir retiring in Philippines, enjoy life...
Thank you my friend.
That's what I was telling my boys to join the air force while they are still young and after 20 years they can retire and still can work if they wanted to. You did it very well kind Sir! If you are receiving retirement money (in USD) for about $800 you'll be able to live a simple life in PH. Now if you are receiving about $2500 or more, you live like a king!
Enjoy your retirement! I plan to retire 59 1/2 so 9 years to go for me!
Thank you X2!
Thanks for sharing, I enjoyed the walk and talk. You earned the lifestyle you have now. I can totally relate to lack of sleep and not shut down. Two more months for me bro, I'm moving to the Philippines and hopefully stay retired.
Two months in nothing brother. Hope to meet you one day in the Philippines. Take care.
First came across your channel! I’m not in the military. I am just counting a handful years to retirement. Anyway, I admire your simplicity with your retirement! It’s always a question as to how much a person needs in order to retire, specifically Philippines! New subscribers here to support your channel!
Thank you for subscribing to our channel. We appreciate your support. I have learned that less is more in retirement. The more I live without all the material things that I had in the U.S.; the happier I became.
$800 per month for two people and you're paying a mortgage? I keep seeing expats say $1000 per month is the minimum and if you support a partner you need at least $1500 per month. When you mention there are people who live on $1000/month or less they say they are not living a great life and they are just existing.
Housing is our biggest expense; our mortgage of $200 a month helps us stay on our budget. Most expats we see here pays at least $500 for rent because they live in bigger houses. We don’t have a car or motorcycle payment because we bought both in cash. We like being frugal with our money so we don’t stress over money. We like to save our money so we can travel.
@@dazeltv1351 Right but are you living or just existing? 😂...just kidding. Good to know you can live well for 2 for under $800/month. I imagine this is province living but even in a mid size city I can see $1000 to $1200/month being enough.
@@ariefraiser140 We live in the province of Aklan.
Great video. Anyone that serves 20 years or more deserves an easy early retirement. Congrats. Being non materialistic is huge bonus to enable a ln early retirement and leaving the US and the rat race is key. I plan in retiring in 3 years at 45 to PH. I am also an Air force vet. Doing the math...it seems very possible for me to live off 1500/usd month. From 45 to 62.
Thank you. Good luck on your retirement plan to the Philippines. $1,500 is plenty as long as you live simple and stick to your budget. Just make sure you have medical insurance coverage. Take care.
You didn’t claim any disability from VA? Focus on that and it might triple your retirement pension
So happy for you sir, thank you for sharing with us ❤
Thank you my friend.
Joined the Air Force in 1979 at age 17. Retired in 1999 at 37 years old. This year will be 9 years in the Philippines for me. I also live in a Camella Homes subdivision but we don't have a swimming pool. Turned 62 last year and elected to take social security, since we live on the military retirement we are able to invest all of the SS. I like the Philippines but don't love it and definitely don't hate it.
Nice brother! We had the same path and journey. I plan on collecting Social Security also at 62. Thank you for sharing your story. I love it when I hear from my Air Force brothers!
Hallo! Nice to hear your succestory, realy inspirate me to come to Phil. I did my military duty in the swedidh airforce many years ago and know that it can bee stressful. Of course it is something totally different then the US Airforce. Did you know that the swedish airforce was the third strongest in the 60.70;s, after US and USSR. we had over 2000 fighters, But that was during the cold war.. Thanks for your nice videos, allways good vibes from you two..
I did not know the Swedish Air Force was that strong. Thank you for supporting our channel our friend.
Great video! I am also retired from the US Air Force. I retired in 2000, rented my Sacramento home out, and moved to the Philippines to marry a longtime girl friend. Fast forward 24 years to the present day. My wife and I have homes in Eastern Samar province, our Manila condo, and our Oregon home. We have been snowbirds for the past 17 years and have had the very best of both worlds. When it gets too hot and humid in the Philippines, usually towards the end of March, we fly home to Oregon. It is springtime in Oregon, and the weather is perfect for us. We usually spend April, May, June, July, August, September, and the first two of October in the United States or close to its borders. Sometime in the middle of October, when the weather starts to get colder in the United States, it is time for us to return to our home in the tropics. Snowbirds have more fun.
Thank you so much for sharing your story. I always love hearing from my US Air Force brothers. I have so much fun hanging out with Joel, Rick, and Steve (USAF retirees) when they are here in Kalibo. They also split their time between the Philippines and America. I have friends here; but different when Air Force brothers get to hangout. I think you know what I mean. 😁 I miss my military days. You guys do have the best of both worlds. Take care my brother. Stay blessed.
Just passed your channel. Thanks for the walk and thank you for your service. Salamat kuya ingat!
You’re welcome my friend. Ingat bro!
Good to hear about the story of your life. Thanks for sharing.
You’re welcome my friend.
I hope to convince hubby to retire in PI, but maybe only during spring and winter. He is worried of the heat there, and I don't like the winter in Norway. :D
Yes; the heat in the Philippines is on another level. Specially, someone coming from a cold weather climate area. Ideal situation would be to spend your Norway winters in the Philippines. Many Americans do that here in the Philippines; I call them snow birds. 😃
Wow, we pretty much have the same views in terms of retirement and way of life. Been here in the states for only 3 years but whew Ive never been so stressed like this,just thinking about mortgage and bills.Work 2 jobs just so we can pay everything. Some immigrants like to retire here and some don’t ( im one of them 😂) So my husband and I are planning on moving in Philippines 4 years from now and just live simple. That’s why I ran across your channel coz we want to get an idea of how much it cost now to live in the province. Enjoy life and hope we can visit your restobar pohon.
I see more and more people retiring in the Philippines not only for the cost of living; but also for the simplier life. Specially in the provinces; we don’t have the traffic and pollution that the cities have. People are also kind and friendlier in the provinces. Dazel and I will keep making videos of our life in Aklan province so you can see how much things cost here. Hope you can visit the restobar too someday. Take care our friend.
Great walk/talk. I also retired AF, 2004 @ Eglin. We on our way back in March. Probably stay in Pompanga near Clark. Hopefully one day we see u guys. Take care, be safe
Thank you Ira! Let us know if you are ever in our area; would love to show Aklan province to you. Take care my AF brother.
@@dazeltv1351 hi gino and dazel, we deffently check out ur erea, I was born and race in Philippines but never been in south. I'm excited my husband retired I'm retired, alot of people said to us, oh u guys going to leave like king and queen over there.. few retirement/pension. Yes! But u know I don't need much I'm satisfied/happy what I have. But for sure we'll check out ur erea 1 of our list to check and some places down south. Stay safe and happy together ❤️
@@pennysalterations8085 I was born and raised in Manila; before we moved to the U.S. I never made it to the Visayas region till I retired from the military. I find the people in Visayas region specially the ones in provinces nicer and more friendlier than the people in Manila. You and your husband will do really well in the Philippines because you are already happy and content with what you have. I can sense that you are a lot like me; just looking for peace and quiet in your retirement years. Yes, please come visit Aklan province. Dazel and I would be happy to show you around. Take care Penny.
New subscribers here great video planning to retired in the Palawan, Philippines enjoy your retirement 🙏🙏🙏
Thank you so much for subscribing! Let me know if you have any questions on retiring in the Philippines. My email: ginno1966@yahoo.com. My WhatsApp: 63-9499647495. Take care my friend.
Great tour, great info, great everything. I’m a new sub and you are a great guy and Congrats to your dreams and continue the great content. Thank you for sharing. It’s more Fun in the Philippines 🇵🇭 🫰🏽🫶🏽🙏🏼😎 Always “Aim High”.
Thank you for subscribing to our channel my friend. We appreciate your support. Aim High!
Wow honestly, u made a great decision. I wish to follow your way
Thank you Ruben. Best decision of my life. Having Dazel in my life now is such a blessing.
I'm happy that you and your wife have found each other you're blessed to have each other it's a good life to live and that stress-free life is wonderful when I retired at 62 I had someone that was jealous of my piece and took it from me typical American Woman I'm just now going back to work and I'll save enough money and I'll go to the Philippines where I can afford to retire also I have $1,300 that lasts me about 8 days I'm sure in the Philippines that'll last me all month and possibly save some money so I'm going to go back to work for a few months and save about fifteen or twenty thousand dollars I'm a welder on a shipyard and then I'll retire I hope I bump into you sometime you seem like really really nice people I think your wife is the typical Filipina she's very happy with the good that she has and she's content an American woman wants more and more and more never seems to be happy with what she has and is always better dealing so I'm very happy for you
Having Dazel in my life is truly a blessing. She appreciates even the little things. Just being around her, puts a smile in my face. $1,300 a month is good here as long as you budget. Make sure you have good medical coverage when you retire here. Start researching on the location of where you want to retire here; province or city. Location; I think will be your biggest decision. Here is my email: ginno1966@yahoo.com Just in case you have a question. Take care my friend.
Great video Im newly Retired in the US 25 years in Law Enforcement at age of 47 years old and planning to moved back to the Philippines Bicol Sorsogon. Watching your video I might learn something from you how being retired in the Philippines. Im so excited to live in the Philippines again after so many years na nawala ako sa Philippine. You are right what you said about being retired in the US you still need to work to survive. Soon Ill be in the same boat with you😂😂😂
Congratulations on your retirement my friend. Good luck on your move to the Philippines. Ingat bro!
@@dazeltv1351 Thank you bro
@@ltsgt3405 You’re welcome bro.
Hi guys, Ginno, I've said it once and I will say it a thousand times; with The Dazel as your anchor you are"Livin' La Vida Loca" and we pray you will continue to enjoy a long and happy life together. Take care our friends and continue living the good life for you've earned it.
Thank you so much our friends. We are eating lunch with Leanna. She is so happy with her Chloe-sitter money.
I injured your video so much I shared it with massage r and watched it 3 times
Thank you my friend.
That's actually my plan. 4 more years for me when I hit 45 hopefully dreams come true.
Good luck on your plan my friend.
Smart move for retirement.. $1500 a month pension is not enough here in the US..specially here in hawaii.. i would love to move back now if i have the money and just do a business but my kids are still small.. hoping someday i will come home and enjoy my homeland..
$1,500 seems to be the average Social Security that people bring to the Philippines. I’m assisting a few people now making that move to the Philippines. More than enough for one person retiring in our province of Aklan. Most of the people I talk to just want a simple quiet life.
Awesome video kuya!
Thank you so much!
That’s nice , you’re enjoying your life early. You deserve it coz you work for it! 😊
Thank you my friend.
We are planning to retire in the phillippines nxt year
@@carmelitacalibuso6292 Good luck on your retirement plans my friend.
In 1975 I joined the Navy 1995 I retired on 39 when I retired. I got 50% of my base pay 999.40 back then. You had to start off at 35% of your base pay:) Now I also reserve my social security too:) You can also use the VA to receive any medicine from them too:) I live in Michigan, but I am thinking about traveling there for the first time this year. I lost my wife to cancer back in 2008:)
The Philippines is worth the trip even for just a visit. Easy to travel because most people can speak English. People take a lot of pride when they can communicate with you in English here. One thing for sure that will surprise you is the smile on everyone’s face wherever you go. 😀Sorry to hear about your wife.
Roadie here too pero i always want to try that Tucson yearly ride. So may ride pa ba dyan sa Aklan?
@@CocoyMelendez I have great memories of the El Tour de Tucson. Last summer 2024 (March to May); there were races in different parts on Aklan. There are plenty of groups I see riding on the main highway in Aklan province from Kalibo to Caticlan. Antique province; a border province of Aklan has nice highways too and plenty of road cyclists.🚴♂️
@ good to know… hope to visit PI soon and hope i can bring a bike to try and ride. Thanks for the info fellow vet
@ You're welcome my friend.
Can You send Me some more Information about using Tri Care in the Philippines > Thanks Ed
I just replied to your other message with links to the videos I did regarding Tricare in the Philippines. Here's my email; just in case you have a specific question regarding Tricare in the Philippines: ginno1966@yahoo.com
There is also a Facebook group called "Tricare in Philippines". I recommend joining the group; lots of valuable information.
I’m looking to retire I am 50. I am wondering about the homes and the prices around there anything for around 100 K Canadian
Plenty of homes in your price range. But, I would highly recommend just to rent for at least a year. It’s easy to buy a house in the Philippines; buy difficult to sell. You want to be sure of the area you are retiring at, before you purchase. That you never plan on moving.
New subscriber here from Los Angeles 😊❤😊 take care
Thank you for subscribing my friend. I lived in Los Angeles in the 80s and graduated from Long Beach Wilson High School. Go Bruins! 😃
nice videos. keep it coming❤
Thank you our friend.
I just visited the philippines after 50 yrs, and i want you to know its heaven on earth. Almost zero homeless, and.druggies..wowww....people are sincere, polite, and respectful.
Its great dor retiree, but bad if u work here.
It’s the people that make the Philippines a good retirement destination; very welcoming and kind.
Gino enjoy while you can because tomorrow never know what s happening
I understand my friend.
Where is this beautiful. I’m Filipino American survived the Iraq war so I get va disability pay. I’m looking for quiet neighborhood like that.
Our neighborhood/subdivision is called Camella Aklan located in Numancia, Aklan, Philippines. We are selling two houses at Camella Aklan if you are interested. Here is a link to the video:
th-cam.com/video/JkAht4pLXW0/w-d-xo.html
I went in in 84 too - and after one stint, I chose to get out and finish college instead. My friends and I planned our lives when we were 18 - or so and looked forward to retiring at 38 or 40 and just open a strip joint. LOL! I was stationed in Okinawa and went to Clark AB for Cope Thunder all months of the year. Well - one got out..and another got out...and I said I am not staying either. Finished college, job, 2 kids thru college, a home, and now preparing for retirement shortly. I have bought a fairly large farm 32 hectares many years ago in my late 20's - be something to do as I cannot be sitting still. Single is nice. But starting too late w/ that stuff also has downside. LOL.
It’s good that you realize that you need to be doing something in retirement. A lot of expats come to the Philippines and quickly get bored. They come here so eager to meet the Filipina of their dreams. But, dating is tough specially at our age. Most of the women that you will meet here will be a lot younger; 20s and 30s.
@@dazeltv1351 well you will be a fool to pick something old w/ your cash. You might as well get the most tender root to chew. LOL! You will just get turned into a cash-cow so not a big deal. We had our fun plenty there years ago. YOu can get old too fast if not careful. Enjoy yourself man.
Hello sweet couple! i have been enjoying lots and so amused of you two. I think you made a right decision to retire in the Philippines go back to your homeland especially in Aklan. I agree living a minimal life is less stress indeed, when I started living my life in the western world it gives me a lot of
realizations to start being minimalist although it is hard but its worth the try. I also plan to retire back in my hometown in the future. It's fun in the Philippines actually
😊 a lot of people just dont know living in other country is basically the same as we live in the Philippines, its the statusquo that living in the west is rich but yea its true too rich in bills😂 more than bills than we pay in Kalibo😂 thak you so much for doing the vlog keep vlog and more power! enjoy life each day and keep young, what you do inspires us🎉
Thank you for supporting our channel; we appreciate it.
Love your video ! Simple life .. !
Thank you my friend.
How do you check your mail for social security in the United States?
I don't collect Social Security yet; only 56. I don't receive any paper mail from the U.S.; I've chosen paperless communication with my U.S. bank, Social Security, etc. I check my U.S. Social Security account online.
@@dazeltv1351 oh ok I’m a 90% OIF veteran do you think I can retire off of that in Philippines?
@@rein3684 Here is my email: ginno1966@yahoo.com
We can discuss your situation and see if we can figure out if you can retire in the Philippines.
@@dazeltv1351 ok I am a Filipino American veteran.
Are u dual citizen ? Is it allowed to stay in ph for good even you're us citizen ? Thanks for this video. Merry Christmas to all of you !
Yes. I have dual citizenship; Filipino and American citizenship. Most Americans stay in the Philippines on tourist visas temporarily to try it out. There is a process if you want to obtain a retirement visa if you are eligible. My email: ginno1966@yahoo.com. I can discuss with you if you are interested. Merry Christmas!
Sana maka retire nako soon. Im now 44yo, i want to retire age 50. But i feel i want earlier. I hope magawa ko soon. Im searching and watching any videos retiring soon in PI. Im tired my life here in switzerland. All my income only goes to the govt. I dont enjoy here anymore and my depression is getting worse!
Sorry to hear that my friend. I hear that from many people that life is getting harder working overseas. It doesn't require much to live a good life in the Philippines; but I think it's advisable to have some type of monthly income/pension coming in to retire in the Philippines.
Hello guys, great story man. I am planning to retire there, I just wanna ask if you have children?
No children. We have two dogs.
You mentioned that you can used tricare there, what kind of tricare coverage you have ?
Tricare Select Overseas is what is used in the Philippines. That is what I have. Here is a link to a Tricare in the Philippines video I made this year.
th-cam.com/video/EP84eLq_tmI/w-d-xo.html
Its great that you could retire early 👍👏👏and have a great life
Very grateful that I was able to retire early.
Good video!
Thank you Steven! Appreciate you our friend.
Wow. Congrats.
Thank you my friend.
Wise move!
Thank you Oliver.
How many TRICARE locations are there in the Philippines?
Here is the link to find out the current Tricare locations in the Philippines: www.tricare-overseas.com/beneficiaries/philippines/philippine-provider-search
what do i do about my banking and my veterans disability benefits wen i move to PI?
Banking; I kept my bank in the U.S. where my military pension goes. You can try to open a bank account in the Philippines when you get here; it is hit or miss with expats opening bank accounts here. Some are able to open and some can not. Your U.S. bank ATM card will work here; but there are foreign transaction fees. If you are concerned with bank fees; Charles Schwab has an ATM card that reimburses foreign ATM charges. You can also send yourself money using xoom.com or other money sending firms online and pickup the money in the Philippines.
Soon to follow your footsteps
Good luck my friend!
Our stories are similar. I retired at 48 knowing that I would not be able to survive comfortably in the United States. I am 50 now, alone, bored out of my mind, debt free, and have a little savings. I plan to sell my house, car, and possessions and move to the Philippines later this year. I believe I will have enough money to be comfortable there until I can draw from my small 401k and get Social Security. Experiences are far more important than material things. Good luck in your journeys.
Our story is similar my friend. Have you made a trip to the Philippines to check it out? Before you sell your possessions. Just to make sure you will like it here. It’s good if you can visit a city and a province so you can get a feel of what you like. Also; don’t forget to have a plan for medical. Medical expense can be high here without medical insurance. Good luck my friend.
Thank you. I will take your advice. Yes, I plan a three month trip later this year to visit three areas. I realize that I must be patient in making a wise decision. Thank you for your content and I will keep watching your videos. :) @dazeltv1351 @@dazeltv1351
@@ChimpsAI You’re welcome my friend.
New subs here. BTW where is this place? Nice subdivision. Thanks
Camella Homes Aklan is located in Numancia, Aklan, Philippines. Numancia is 5 kilometers (3 miles) away from Kalibo, Aklan.
Hi Dazel - Assuming a simple frugal life style, what do you think is the cut off point (like money available per month) between staying and living in the US or moving to the Philippines for a retired couple on medicare? I know there are many factors to consider, but let us say someone like you - what would have made you stay in the US rather than going to the Philippines?
Simple frugal lifestyle for a retired couple; $1,500 a month would be comfortable living in the provinces. In the city, I would add $500 a month. Medicare is not available in the Philippines. You would have to get insurance in the Philippines or fly back to the U.S. to use Medicare. I would not retire in the Philippines if I had less than $1,500 a month in pension.
What do you mean brother? You said you're not trying to convince anyone to join the service and retire at 37; but, that's all you're talking about; I will be joining to follow your path..would you recommend AirForce? Job well done on this video..kuddos to you and the spouse for retiring early..
I would recommend the Air Force because we normally have the better facilities (i.e. housing, dining facility, hospitals, etc.). The Navy would be my 2nd choice because they currently have good initial signing bonuses for your first enlistment.
@@dazeltv1351 sounds good; thank you!
Of course AF is the best. I love usaf.
Do you have to travel back to the US to handle the collecting the social security?
No need to travel back to the US to handle collecting my U.S. Social Security someday. I can process at the U.S. Embassy in Manila. I can also have Social Security direct deposit to my Philippine bank.
Im planning to retire too in the Philippines, I’M naturalized citizen. I’m just curious, how it work to collect your social security, do I need to maintain my us citizenship? Means I need to come back to USA regularly?
I'm also a naturalized U.S. citizen. Once I turn 62, I plan on collecting my US Social Security. I just need to go the US Embassy in Manila; they have a Social Security office. Apply for my US Social Security and have my US Social Security check deposited in my Philippine dollar bank account. There is no requirement for me to ever go back to the United States. I can spend the rest of my life in the Philippines and collect my US Social Security.
I retired to the Philippines at 50. My wife, a Filipina whom I met in Hong Kong, and I had already bought and furnished a property here - outright with no mortgage - so we had somewhere to live Over the past few years we have since bought 2 more residential properties and 3 commercial properties all of which provide us with a very good income. We don't really need to budget but we are not lavish in our spending (my main expenses/vices are a few San Migs and a packet of Marlboro every couple of days!) and pre-pandemic we used to take a couple of trips overseas every year plus various domestic sorties. We live out in the boondocks, which suits me fine. My advice to anybody choosing to retire here is to come prepared and be financially secure. Also, get a good woman to spend your life with.
Good advice my friend.
@@dazeltv1351 I came here because my wife wanted to come home. She had endured a few years as an OFW, with abusive employers and being treated like sh*t. The icing on her particular cake came when we encountered the grandparents and the children, whom she formerly looked after, on the MTR (HK subway). By this time we had already had our own son.The kids, sadly, were a bit distraught because they had a genuine affection for her. The Grandmother asked my wife why she had left their employ, to which she replied, "You treated me like a dog, I had no privacy, you underpaid me and I was hungry all the time." I just buttoned my lip and let her enjoy her moral victory. Ironically, she is now far wealthier than her previous employers and is living a rewarding and satisfying life here in the Philippines. Sometimes Karma sucks.
@@joshuarizalforeman816 Every success story I’ve heard comes with hardships. It is how we find out what we are made of. Thank you for sharing my friend.
Why the road is so dirty
Must be the algae on the road that you saw. We were getting lots of rain during the time of this video.
Gino I would have never guessed you're age. I am 49 and I would have bet money that you are younger than me.
It is the stress-free living the past 11 years and Dazel that keeps me looking younger my friend. One thing about retirement is I no longer have a boss to work for that I have to answer to. I can walk away from any situation that I know will bring stress to my life.
@@dazeltv1351 it's funny to me because I don't look my age and people always think I'm younger than I am, but I've got nothing on you my friend. You're the champ of slow aging. 🏆
Wishing many more years of continued happiness to you both. Thank you for sharing your story.
@@quackersna Thank you my friend.
What city are you in? Looks very quiet and peaceful.
We live in Numancia Aklan; the neighboring town of Kalibo (capital of Aklan province). There are no cities in Aklan province; very rural area. Aklan is composed of 17 municipalities (17 small towns). Aklan is mostly known for Boracay Island; one of the most popular tourist destination in the Philippines. Yes; it is very quiet and peaceful in most areas of Aklan province.
Thank you for telling your story.
New Subscriber here.
I am currently in the journey of finally making it back home and enjoy the Island life.
Unlike you, I did not retire active duty. I ended up completing a 20 year letter from the Army Reserve with the explicit purpose of getting an income at age 60. I also bought back my active duty time to qualify for a civil service (Federal civilian) annuity retirement. I also get military disability income.
As far as you know, all these income are reliable and forever.
I now have an advocacy to make possible a Universal Basic Income law where all Filipinos get 1500 PHP as an investment in every Filipinos to uplift themselves and give them a little bit of financial breathing room...
I hope to meet you and your wife in-person when we visit.
Thank you for what you do. It's amazing when people focus on the more important things in life (experiences) rather than material things that's never meant to last forever!
Welcome to our channel Von. Good luck on your move to the Philippines. Let us know if you have any questions about moving to the Philippines. Our email: ginno1966@yahoo.com Hope to meet you one day. Take care.
@@dazeltv1351 You guys are a blessing to many. Keep up the great work!!!
@@vondoromal7016 Thank you my friend.
@@dazeltv1351 I tried to Email but it said the address could not be found. Remain blessed good sir...
@@vondoromal7016 ginno1966@yahoo.com You might have to copy and paste.
*_hgow about your medical?_*
We have Tricare Select Overseas medical insurance that pays for 75% of all our medical costs in the Philippines. I retired from the U.S. Air Force and my wife and I have Tricare insurance for the rest of our lives. Our yearly premium is around $400 a year for both of us.
@@dazeltv1351 Thanks, is Tricate for veterans only or private insurance? Thanks
@@dazeltv1351 thanks, looks like this only available for veterans
@@bentumblingh6640 Yes; Tricare in the Philippines is mostly for military and their dependents. If you are looking for insurance in the Philippines; my friend from Rhode Island purchased medical insurance from Pacific Cross Philippines. Many expats use Pacific Cross here in the Philippines.
@@dazeltv1351 Thanks for the info, I'm planning to settle back in Phil and that Medical Insurance is the most of my concern
Is there a major hospital where you at that accept TriCare?
Medical City Iloilo is the closest major hospital close to our house that accepts Tricare; 4-hour drive. They process all the paperwork for Tricare; we just pay the 25% copay. Asian Pacific Medical Center just opened in Kalibo; Aklan this year; 15 minutes away from us. It is not yet on the Tricare preferred hospital list; but I expect it to be soon.
i retired in the philippines at 30 years old and im 39 years old.
Congratulations my friend.
What years and job in the Air Force?
I was in the U.S. Air Force from 1984 to 2004. I was a medical administrative specialist; 4A0.
Cool!
Thank you my friend.
How much is your retirement?
Here is my email: ginno1966@yahoo.com
We can discuss if you can afford to retire in the Philippines.
W O W ! REALLY ! YOU LOVE ukay ukay too ! Haha.. Me and all others Too !
They are great !
That’s all that Dazel and I wear now; are ukay-ukay. I have very few clothes now that I brought to the Philippines 13 years ago.
Hi Gino! I'm also planning to retire in the Philippines someday. So I'm wondering... How do you pay your taxes in the United States? Do you just do it online and just mail your paperwork? My primary income will come from US investments so not sure how I will handle my taxes once I'm in the Philippines. Thanks for any info.
I use H&R Block online. I don’t have to mail any paperwork; everything with my taxes are done online. My refund is direct deposited into my bank in the U.S. Here is my email: ginno1966@yahoo.com. Email me any questions you have about retiring in the Philippines; I’m happy to pass information that I’ve learned in my 13 years of retirement in the Philippines. Take care my friend.
@@dazeltv1351 Thanks so much, Gino! You're the best! Your info is very useful. Always wondered (and worried) how I will handle my US taxes once I'm in the Philippines. I will keep in touch. All the best! 🙏
@@yummm8775 Take care my friend.
Our retired pay COLA raise is set at what Social Security's COLA is set at. If SS get 8%, we get 8%. If SS gets nothing, we get nothing. On the other hand with inflation, I see PI cost going up. It appears to be going up quicker than I expected.
So far, we have not felt inflation in our province of Aklan. Except for the price of gasoline; most commodities have only increased slightly. The raises in our retirement pay we’ve gotten the past two year have been a real blessing.
I now find myself curious about moving from Guam to Philippines and live off my military pension. Are you dual citizen or just US citizen? Is your pension taxed? Recommendations for places to consider for family of 5 (high school kids), debt free, with average $3500 passive monthly income.
Yes, I am dual citizen. I file income tax in the United States every year; not taxed in the Philippines. I would not recommend moving here until your kids are out of your house. Private schools are expensive here; and the good ones are in big cities like Manila or Cebu.
@@dazeltv1351 yes school for the kids is a major factor to consider. In 4 yrs my kids will all be out of high school. So I have 4 years to convince my wife to moving to the Philippines.
@@ialwayswanted9603 If you can afford retirement in Guam or in the U.S. without working, I think it is the best move to stay where you are. You will get better medical care and overall services. The Philippines can be a challenge specially if you haven’t lived here in awhile. I could not retire in the U.S. because I do not have a high monthly income like you do. With my monthly budget it makes sense to retire in the Philippines.
@@dazeltv1351 retirement in Guam is not that great due to high cost of living. To put it into perspective a dozen eggs is over $7 a dozen at the Commissary. My power and water alone is over $700 a month. Would like to move sometime in 2024 or 2025. Most likely back to North Carolina or hopefully Philippines. Thank you for the content you create.
@ialwayswanted Wow! I didn’t realize Guam had such a high cost of living. $3,500 or 192,000 pesos a month in the Philippines is a lot of money; you and your wife will have a nice life in the Philippines with that. You can afford to live anywhere in the Philippines. I just wouldn’t recommend bringing your high school kids here; wait till they are out of the house. High school kids here can buy their own alcohol. They can get in so much trouble here.
I knew you were retired from the military by your Tricare videos, which is how I found your page. You do not look 57. On another note, I assumed your were Filipino, and you just went to the Philippines to retire. This video sounded like you just looked for a low cost of living place to retire and chose the Philippines. Now I'm all confused, are you not Filipino? Lots of Filipinos in the US Navy and US Air Force was why I assumed I guess.
Yes, I am Filipino. I have dual citizenship; U.S. and Philippines. I was born and raised in Manila; before I moved to the United States in 1980.
@Dazel TV ahhh, OK. That's what I figured. We just got my wife's dual citizenship last year, then all our kids. I've watched 2 kids arrive here in the states from the Philippines, watched them grow up and 1 joined the Air Force, 1 joined the Navy. They keep reenlisting, so looks like they both are making careers out of it. So neat seeing them go from shy kids barely speaking English to barking out orders in our military.
@@maze9323 That is awesome to hear kids arriving from the Philippines and joining the U.S. military. I was the same way when I came to the U.S.; very shy and barely said a word in high school. :)
I love America but it sure has changed 'n not fir the better. I retired in 2004 going to do voluteer aid work immediately after the tsunami in Southeast Asia ..I was to be in Sotuheast Asia only 3 months ...16 yrs later, I returned to the U.S. and regret every minute being back here. I miss the respectful kind gracious non-confrontational (for the most part) loving folks in all Asian counties. America is NO place for old folks. I'm praying to move to PH and have a quiet peaceful content existance until my Lord takes me home.
I will forever be grateful to America for giving me the life I have now. America allowed me to live a simple quiet life in the Philippines. God bless America. 🇺🇸
You nailed it "....simple quiet life"@@dazeltv1351
Well you might want to look into the coming monetary collapse. That pension could go bye bye. As many will including social security
👌
Yeah this collapse has always been said since we went off the gold standard. Keep hoarding ur gold under ur pillow. We will enjoy life and not live in constant fake news fear.
I think you made the right idea about retiring early because life is short, better to enjoy life and be happy with it, because you're not going to take any money with you when it's over. I envy that you're collecting a military pension at such a young age, but I wouldn't have taken the risk of contracting my body out to the clowns in D.C. (most of whom who never did an honest days work in their life) and chance that they might send me somewhere across the globe and possibly get killed, just to funnel money into their own, or their relatives SWISS bank accounts.
But thank you for your service Sir. I like your advice about staying healthy and fit which I still hope to be when I retire at 62 in almost a decade, God willing. Considering whose finger is in charge of the button these days, I'm just hoping that we'll all still be standing when that times comes. Just saying.
Best decision of my life was retiring in the Philippines 12 years ago. I’ve been able to live the life that I’ve always wanted. If it all ends tomorrow; I die a happy man.
Hey Gino! Im a new subscriber here and just like you im a retired us military too, Navy to be exact. Been retired for almost 14 years now but im still working here in the US. Im planning on retiring there in the homeland sooner than later i hope 😊. I just want to know what bank are you using for your retirement pay? Is it local or still in the US? Thanks for all the other infos from your videos.
Thank you for subscribing my friend. Good luck on your move to the Philippines. Here’s my email: ginno1966@yahoo.com Let me know if I can help in any way. I bank with a credit union in the U.S. for my military pension. I have not heard of anyone using a local Philippine bank for their military pension.
@@dazeltv1351My bank is NFCU since 91, so it's good to know that you are using the same banking system
WE ARE PLANNIING TO LIVE IN THE PHILIPPINES WITH 4 PAYCHECKS, MILITARYPAY FROM THE NAVY CALLEN PENSION, SSS JUST TURNED 65 3 YEARS AGO SO DRAWING FULL AMOUNT, A SMALL PENSION FROM A DOD COMPANY I WORKED WITH TILL I WAS RETIED BY THEM, AND A TAX FREE VA DISABILITY PAYMENT FOR A 100 % PERMANENT PLU MY WIFE SSS FULL PAYMENT , I GUESS WE COULD LIVE PRETTY GOOD IN THE PHILIPPINES ! NO NEEd TO BUY A LAND FOR BUILDING A HOUSE FOR WE HAVE SOME INHERITED LANDS BOTH MY WIFE HAD TO SELECT ! WHAT DO YOU THJINK ? WE HAD JUST WENT ON VACATIONS TWICE THIS YEAR BUT TYRNED AROUND PRETTY QUICK DUE THE HOT WEATHER !
You can afford to live anywhere you want in the Philippines.
WHAT HAPPENED ! COULD YOU NOT WORK AFTER RETIRING !
I chose not to work anymore at 45 and live off my U.S. military pension. I could have continued working in the U.S. if I wanted to; but I chose to enjoy retirement in the Philippines.
❤❤
Thank you my friend.
Try .. Iloilo's BATCHOY . ! .
Yes, I love Deco’s Lapaz batchoy with some puto. 😋