While investing, we only see how much we get after investing but totally ignore that what would be that matured amount would have value at that point of time (inflation) so 1Lac today will be (assumption) 25k after 15 years due to life style changes
Never came down from 7%. RBI inflation target is 4 to 6%. Central govt never reduced intrest rate less than inflation. So 7% is minimum and it's due to corona impact.
Sir I watch almost all videos of yours you explain so well with examples which is quite easier to understand. Sir I am searching for the Sovereign Gold Bonds but there is no video of yours on that topic, Please Make a video on Sovereign Gold Bond Sir
Am doing it from few years.... suggestion is invest 12500 every month before 5th without miss....start investing at early age and after 15 years extend it✌️
Good Evening dear Raj Sir 🙏 Sir, 12,500/- is a very good amount, & may not be possible for everyone to invest. Sir, is PPF beneficial for doing over 15 years, starting from age of 25 ; if currently I can invest only 1200/- per month sir 😕
Aapne sabhi baate bahut simple tarike se batayi samajh aaya but ek baat ye punchhna hai ki yadi do sal baad mujhe ppf band karke apna paisa nikalna hai jo jama hai to o niklega ya nahi pls bataye.
Only 1 doubt ..anyone can explain about whether the person will death between completion of 15 years of running account......what should be happened with that account ????
Video bohot achha aur informative tha👍.uske wajah se hi ek question mujhe yaad aaya ki thik hai hamne ppf account open kar liya. Do chaar saal usme minimum amount se jyada paise daal diye, par kuch saal baad( maturity time se pehele) agar kisi conditon/situation ke wajah se hum ppf account me saalbhar me yaa fir aise hi 1,2 saalo tak minimum amount bhi jama nahi kar paaye to kya hoga? Ispar kya action hoga? Kya iske liye penalty lagegi? Please eloborate😊
Ppf interest rate gone down drastically since 3 yrs but we need to look at the fact that whole world was in lockdown, economy was disturbed too Hope once we come out of this completely then we will see good interest rates going further
Agar ek admi provident fund se pension le raha hai aur ek atal pension yojana khol na chahata hai to kya uska koi ek pension band ho jayega ya dono se pension milega isi ke upar ek video banaiye
Ppf account interest will always be higher thn fd & others schme..infact ppf is one of the best compounding schme... Only shcmee in which you earn interest pe interest.
PPF account me amount deposit krne ke liye month ke 5 tarikh se pahle krnar imp hai. Vaisa account bhi 1-5 tarikh ke bich me open karna chahiye kya sir?
I have heard that best time to open account is in the April month to get the interest for full year. So does it mean that we will not get interest if we open an account in the month of Oct or Nov for that year
To 2014-15 ka jo usmein interest hai aur jo aaj ka interest hai usmein kafi antar hai per 14 15 mein jo interest ka usko profit Mila hoga vah to usko 15 sal bad milega na ya FIR Jo aaj ka chal raha hai rate USE hisab se milega
बहुत अच्छा वीडियो है सभी डाउट क्लियर हो गए है 1 ही वीडियो में।।
समझाने का तरीका शानदार है।
सदैव लाभप्रद वीडियोस बनाते रहे।
Thanx sir.. Apne bohot ache se samjhya... Mene bohot video dekhi ppf ko lekar but itna acha explain kisi ne nhi kiya.. Thanx sir
Superb.. aapne jo disadvantage bataaya bahut fantastic comment hai..
Very good analysis and explaination
While investing, we only see how much we get after investing but totally ignore that what would be that matured amount would have value at that point of time (inflation) so 1Lac today will be (assumption) 25k after 15 years due to life style changes
Sir u have explained ppf the best , the details which u have given have covered all parts
Itna detailed explanation....kya baat hai...mazza aagaya...ek bhi doubt nai hai...koi kassar nai chodi...superb information
आपका समझाने का तरीका बहुत अच्छा है👍
Bhai apke Samjhane ka Tarika Bahut Hi Acha hai Very Good 👍
Bohot ache tarase samjaya bro ❤️
God bless you always 🙏
Bohut bohut Sundar samjaiya apne sirji thank you for knowledge
I saw 10 videos ppf but you are Just wow. Thank you for your good representation.
Thanku soo much.
Regards
Same brother
Never came down from 7%. RBI inflation target is 4 to 6%. Central govt never reduced intrest rate less than inflation. So 7% is minimum and it's due to corona impact.
Thnk u mam
Bahut badiya samjate ho sir aap bahut simple language hai
aapke bajase bahut kuch sikane ko mila
Thank u sir
Well elaborated description of this topic,Thanks a lot. Keep it up.
Aapne bahut achhe se batayi ye yojna...Pahli baar ye video dekha aur ab subscribe bhi kar rha hu...thanks
Sir I watch almost all videos of yours you explain so well with examples which is quite easier to understand. Sir I am searching for the Sovereign Gold Bonds but there is no video of yours on that topic, Please Make a video on Sovereign Gold Bond Sir
Fabulous presentation and well explained content.Definitely going to win the heart of all the viewers 👍👍👍❤️❤️❤️👍👏👌🤝
Sir aapne bahut ache se explain kiya sare points ko ....
Am doing it from few years.... suggestion is invest 12500 every month before 5th without miss....start investing at early age and after 15 years extend it✌️
Good Evening dear Raj Sir 🙏 Sir, 12,500/- is a very good amount, & may not be possible for everyone to invest. Sir, is PPF beneficial for doing over 15 years, starting from age of 25 ; if currently I can invest only 1200/- per month sir 😕
Very nice explanation... Thanku so much🤟❤️
Your welcome
Really the wow presentation, very much clear the concept in detailed
Aapane to sab kuchh clear kar diya sar ji
Superb Brother explained everything in detail 👌
Short and sweetly explained about PPF😊
હા.
Wonderful n full detail explanation 👌 thanks brother
Thanku soo much.
Regards
Withdrwal is permissible after 7th financial year... From opening of account.
I really appreciate the way u taught... Hats of u broo❤❤
Thank you soo much
Not bad,,, PPF is the best 👍🏾👍🏾👍🏾
Very helpful .video
Thanks 👍
Your explanation is so clear
Thank you 👍😊 it's helpful for me dost
Very good
Keep making such contents I appreciate your efforts.
Superb
Aapne sabhi baate bahut simple tarike se batayi samajh aaya but ek baat ye punchhna hai ki yadi do sal baad mujhe ppf band karke apna paisa nikalna hai jo jama hai to o niklega ya nahi pls bataye.
SBI life insurance ka details boliye bohat help karega.
Konsa bank me saving account opnen kare axis bank or HDFC bank or demate account konsa best rahe ga plz rply
Informative vedio but at the end.
Bro jis intrest rate pe jis individual ka account open hua rahega usko usi intrest rate pe value milega
80C isn't a rebate, its a deduction🙂
Well Explain Awesome bro ♦️👌♦️
I upload such kind of videos regularly . To more such videos you can subscribe to our channel.
Regards
बहुत ही अच्छा लगा कोई PLI के वारे में भी मुझे जानकारी चाहिए
Pleasure man
Very good presentation and very effective
Thanku soo much .
Regards
Only 1 doubt ..anyone can explain about whether the person will death between completion of 15 years of running account......what should be happened with that account ????
Perfect Information Di Hai Apne Sir
Agr policy holder ki casualties ho jaye to kya nominees ko pura pesa milega with interest...
I opened joined account 😮
To sir konsi account best he ppf account me to har sal intertest ghat ti ja rahi hai
Thank you for this information 🙏👍
Axis bank me Online open karne pr passbook kaha milega bank me ya post office se ghar jayega...
Ppf and mutual funds invest both great investment
Ppf tax exempt and 100 % safe
Maine start Kiya tha tabhi 8.5 % tha
8.5 %per jab aapne act khola tha vo abi bi utna hi interest milega kya 15 saal tak... Kyonki maine bi 8% pe khola tha.. Reply 🙏
@@sonamtamchos3447 nahi change hota hai abhi 7.1 % hai
@@kaustubh3084 ok tab to achi baat hay... Maine kal PO staff se bi pucha tha usne bi bola vahi interest rate rehta hy.... Jis time pe act khola tha
Please share link of ppf interest calculator
Please explain about VPF(Voluntary provident fund)
Hloo
Great information👍👍👍
After extension of 5 years hum bich me withdrawal kar sakte he ya nai?
If I pay yearly 6000 then what will b my total amount after 15 yrs including interest
To fir kya best rahga sir plz btay
क्या post office and private banks के PPF account में rate of interest का difference होता है
Saal is calendar year or financial year ?
Number of deposit is unlimited instead of 12 from this year.... please update it in your next video.... thanks 🙏🏻🙏🏻
It is 12 not unlimited from this year
No...u can check it from bank sites or u can ask to a near branch...
Video bohot achha aur informative tha👍.uske wajah se hi ek question mujhe yaad aaya ki thik hai hamne ppf account open kar liya. Do chaar saal usme minimum amount se jyada paise daal diye, par kuch saal baad( maturity time se pehele) agar kisi conditon/situation ke wajah se hum ppf account me saalbhar me yaa fir aise hi 1,2 saalo tak minimum amount bhi jama nahi kar paaye to kya hoga? Ispar kya action hoga? Kya iske liye penalty lagegi?
Please eloborate😊
Very good question please reply sir
Excellent video sir very helpful
Ppf interest rate gone down drastically since 3 yrs but we need to look at the fact that whole world was in lockdown, economy was disturbed too
Hope once we come out of this completely then we will see good interest rates going further
Bhai aise hi ek video Sukanya Yojana per bhi bnao Na taki pata chal jaaye 18 sal bad kitne paise milenge
Agar ek admi provident fund se pension le raha hai aur ek atal pension yojana khol na chahata hai to kya uska koi ek pension band ho jayega ya dono se pension milega isi ke upar ek video banaiye
Maturity ki waqt jo interest milega kya woh income mai add hoga?
Nice information bro
Par fir wo calculator ka kya faida agar rate of interest change hona hai to?
Sir,interest rate baddhe yah kaame Hume koi fark nahi parega.lekin humne Jo Paisa jama Kiya woh to safe rahega Naa?please reply sir.
Ppf account interest will always be higher thn fd & others schme..infact ppf is one of the best compounding schme...
Only shcmee in which you earn interest pe interest.
Correct...!!👌
If sahi se invest and monitor karo toh 5lakh deposit + 5k monthly sip se 10 years mein 38-45 lakh ka corpus build karskte hai. ✌️
Please explain ,how one can get this38 to45 lakh in 10 years.
@@gingercookiesfarm Hey! Thanks for leaving comment, I almost forgot about my this message. I forget to add some parameters to it, below is the correct one.
➡️ Initial Capital Deposit - 6 lakhs.
➡️ Expected roi p.a. - 12%
➡️ Monthly Sip - 6000rs.
➡️ Compounding interval - Quarterly
➡️ Investment duration - 12 years.
✔️Effective annual rate (apy) - 12.551%
✔️Initial deposit - 6 lakhs.
✔️Additional deposits - 8.64 lakhs.
✔️Approx interest earned - 30 lakhs.
💸Future Invest Value - 44 lakhs.
✌️
Thanku very much!sir!,so kind of u to reply immediately!
@@gingercookiesfarm No worries buddy. ✌️
Do you need investors for your Ginger cookies business? 🙂
Inflation consider Kiya??
PPF account me amount deposit krne ke liye month ke 5 tarikh se pahle krnar imp hai. Vaisa account bhi 1-5 tarikh ke bich me open karna chahiye kya sir?
I have heard that best time to open account is in the April month to get the interest for full year. So does it mean that we will not get interest if we open an account in the month of Oct or Nov for that year
Nice presentation ❤
Very Good information
PPF account makes habbit to people for saving risk free. 2. There is no age limit for open account 3. Minimum Rs 500 to open account in a year
15 sal middle me kych paisaenikal sekte he kya
Super explanation sir 👍👍
monthly invest krna hoga kya
1 years before I opened PPF account , pr months 500 auto deposit,
well explained. thank you.
Sir ppf account me online Paisa jama kar sakte hai
PPf aacout mai life insurance bhi mailta hi kya
Ppf account m jab maturity hoga tab sirf maturity wala paisa milega ya interest wala paisa dono milega
Sir isme kitne saal tak pay karna hoga
Doing great Job brother.. keep it up.
Thanku brother good information 💯
Good information sir thank you🙏
Can we withraw interest only per month after 15 years
Sir fixed deposit k topic pe video
Sir hum monthly 12500 invest karte he to kya 15 saal baad hame kam paisa milega...jo ikkatha yearly1.5 deta he unke tulna me..
Esme byaj ka byaj har mahine nhi judta kya
What other investments come under EEE ?
NPS
But can't withdraw complete amount at a time.
Nifty 50 index Main invest karne ke liye demat account lagega kya
Sip
Is it mandate to deposit same amount every year ? Can we reduce or increase amount in different years?
No, yes
Saving account k sath PPF account kholana compulsory hai kya..?
No. Its not compulsary.... Its only get tax deduction under 80c
Very nicely explained
Can EPF holder open PPF ACCOUNT also.. ??
Yes u can
Yes
Online diposit hoga kya
Yearly kare ya monthly
Yearly
Very nice Bhaiya..
Sal me 12 bar kr skte h ....it's financial year ...or from Jan to December ..12 mahine ?? ...pls reply
Pls reply me sir
@@harishankarprasad6580 it's financial year, April to March
@@harishankarprasad6580 in financial year
To 2014-15 ka jo usmein interest hai aur jo aaj ka interest hai usmein kafi antar hai per 14 15 mein jo interest ka usko profit Mila hoga vah to usko 15 sal bad milega na ya FIR Jo aaj ka chal raha hai rate USE hisab se milega
Thank you sir
Sir SIP pr bhi full detail vedeo dale