Best FD 2024 | Everything You Need to Know About Fixed Deposits
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- เผยแพร่เมื่อ 12 มี.ค. 2024
- Invest in High Interest Rate FDs on Stable Money
stablemoney.app.link/qsVwjRvkNHb
The RBI interest rates are currently at their highest point in the past five years, leading to higher loan rates but also offering the highest fixed deposit (FD) interest rates. This presents an opportunity for individuals to maximize returns on their investments.
With FD interest rates now around 7.75% and above compared to 5.25% in 2020, the potential for increased returns is significant. With the current interest rate cycle at peak levels, now is considered an opportune time to maximize FD investments through StableMoney.
Invest in High Interest Rate FDs on Stable Money
stablemoney.app.link/qsVwjRvkNHb
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Stock Market, Mutual Funds, Investments, Personal Finance, Make Money Online
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Invest in High Interest Rate FDs on Stable Money
stablemoney.app.link/qsVwjRvkNHb
What about money control bro
Bro Fixed deposit oda interest rate deposit pannadhuku apporam change aguma
The interest rate remains fixed for existing deposits, while the updated rate applies to new deposits.
@@finance.boosan thanks bro
Bro enaku innoru doubt 😅 Ella bank yum 3 year period fixed deposit ku mattum yen highest interest rate dharanga?
நல்ல பயனுள்ள தகவல்கள் தந்தமைக்கு மிக்க நன்றி சகோதரரே. வாழ்த்துக்கள்.
Thank you Boosan.. Was looking for this video and clarity
Excellent Clarity. Eye Opener
Thanks considering current market situation couid u suggest best mutual fund for lumpsum/ SIP
Excellent clarity bro ! very useful
Superb sir this is what I'm searching for a long time
Excellent info
Right time right information 😊
Hi Boosen, given more info about FD. Can you please explain about TDS of the FDs
Also pls give more info about fiancé companies like sriram, bajaj finance etc (excluding banks) and their safety
explain about low interest coverage ratio for a security
Very good Sir
Bruh please make a video on electral bonds and how to buy stocks with respect to that
One correction, for 5 years fd, interest are taxable. Only investment amount can be shown in 80c
Why not debt funds? It gives 8% returns. How can we choose between fd and debt funds
Thanks boosan bro
Hi bro suggest a new mutual fund for monthly SIP pls
Could you upload a video on Daily SIP?
What about co operative Bank insurance bro athula apadi safety illana nu na pota fd yellama ippa KVB change panitan but anga interest rate kuda😢
please make a video on tax deduction in FD returns bro
Hi sir , ur videos were very helpful for the community. But at at the end , as usual you too turned up as a promoter of unknown applications
Hi bro, I'm a new subscriber and have just started watching your videos. I'm looking for some advice on where to begin and how to navigate through your channel. Could you guide me on this?.Thanks a lot!
DICGC only insures bank's deposits. It does not apply to non-banking financial companies (NBFCs).
Yes, DICGC applies exclusively to banks. For NBFCs, we can utilize Credit Rating as a substitute to assess safety.
how to use this app.. can u provide illustration video
DICG insurance is only once 5 lakhs for all FDs or each bank sperately 5 Lakhs ah bro ? And also I want to know whether these SFB FDs work in compound interest method ?
Post office Senior citizen-8.2%
Investment vs trade= god Boosan sir❤
Ithe pola RD(recurring deposit r) ku oru video podunga sir
1. Stable money is not RBIlSebi approved app. They are just intermediator between customer and bank.
2. If the bank/ nbfc going to bankrupt. How to claim that amount from insurance. Is there any procedure. Only option to contact customer care of the bank/nbfc. No offline support.
3. If the application blocked, how to track the fd. Is there any linked support system available to the track the FD from both stable money app and bank/nbfc website.
I have same question
Bro..can you explain FD laddering concept
Hi boosan bro, I started investing in ICICI prudential Nifty 50 index fund direct comulative options. This fund is good for a long time, and I plan to invest in SBI's long-term equity fund, ELSS fund. How is fund future and growth..plz guide bro
Please note, interest from Tax Saver Fixed Deposit's are taxable.. They cannot be exempted from tax..
Sir in am in my 17,if i invest in mid cap 150 its is volatile but on the long period it give better return than nifty 50,i am ready to face volatality and i also want high return it is a better option to invest mid cap
Instead of FD, I feel liquid funds are good for Emergency fund / Debt fund allocation in portfolio. What is your opinion. I specifically invest in UTI Liquid fund.
Difference is covered in this video th-cam.com/video/POaW7B3J0LI/w-d-xo.htmlsi=9YeM4Ns4GsuHqP4j&t=571s
Hi boosan, could you please talk about the SeBi stress test in MF. it will impact LargeCap as well if yes we will plan accordingly.
Have made a detailed post on SEBI's stress test now.
Bro nenga evlo years ah use panringa Stable Money and any cons and any issues you faced before?
unity small finance bank for senior citizen - 9.5%. it has also depositary insurance
No grantee
@@muthumani.k8815athukum depositary insurance iruku 🤨🤨. Every small finance bank has that .
@@muthumani.k8815 athukum depositary insurance iruku check pani paru.
@@muthumani.k8815 depositaty insurance iruku
@@muthumani.k8815check the spelling….it should be guarantee.
What about tax
Bro Mutual funds la irunthu vara capital gains kku ITR file panni thaa tax kattanuma?? Kattamaa vittaa in eppdi kandupudippanga
PAN
Bro sib mari fd panna mudiuyama sib high risk fd low risk
are co operative banks are safe
Monthly or yearly interest amount yepd tharuvanga
நாம் எந்த வங்கியில் பணத்தை எடுத்து நாம் வேறு ஒரு வங்கியில் செலுத்துகிறோமோ அந்த,சேவிங்ஸ் அக்கவுண்ட் உள்ள வங்கிக்கு மறுபடியும் கொண்டு வர முடியுமா வங்கியில்
Bro sfb banking service laam epdi iruku like upi payments la fail aagama irukuma
Can I use sfb as my primary account?
Deposit including your interest amount to s total of rs.5lacs is insuredby DICGC ,a subsidiary of RBI.
How does stablemoney platform gets its revenue? Any charges in opening accounts/fd?
They do not charge any fees to depositors; their revenue model is based on their partner banks.
bro , i need interest amount monthly bro
is that possible in stable money ?
Just to clarify , the interest for fd will be given on regular time period or at end of the fd period? Pls clarify
End of fd period.
In post office fd you can get the interest every year
Mahila samman saving scheme(mssc) 7.5%. one can deposit on wife or girl child in post office.... Max is 2L with 2y lock in
சேவிங் சக்கவுண்ட்ல ஆயிரம் ரூபாய் போல் hold வச்சிருக்கோம் அதுக்கு ஏதாவது இன்ட்ரஸ்ட் தருவாங்களா
Bro as you said if i invest the FD's in different banks with 5L [ example icici- 5l , hdfc - 5l and sbi - 5l ] in each bank for the same user [ same PAN card] ,still can i get DICGC Insurance for all the banks of FD's [total 15 L coverage]?
Yes
Next time plan your FD amount+interest should not exist above 5L. If the bank bankrupts unfortunately, you will get your Principal only, and you will loose your interest amount.
Use LOD for multiple fd account
Insurance 5L OR 15L
Change pannaporanga sonnanga unnam pannalaya
Is is good to invest in RD now
Can you please make similar video gor RD too.
RD is similar to FD, but paid every month for a specific period. It will also have similar interest rates to FD.
This app will not open outside of India it seems
Hi bro in nbfc also 5L is insured or only in banks
DICGC insurance is applicable Only for banks
bro Is kumbakonam parasparam kind of companies is safe for FD ?
Yes safe
Quick question Boosan. So I have 8 Crores and am planning to open an FD with an NBFC which is giving me 8% annually. Which should come to 64 Lakhs per year. Now I want to setup the FD in such a way that the NBFC credits my interest every month so I have passive income for all my expenses. So 64 Lakhs / 12 = 5.3 Lakhs per month. Now how will I be taxed for this, how much % will I be taxed. Therefore how much will I get in hand per month from the 5.3 Lakhs after taxes? Please let me know, I would really appreciate it.
In India, income from FD (Fixed Deposit) is taxed at slab rates. As per your provided information, let's break down the tax calculation and the net amount you'll receive per month after taxes:
Interest Income per annum: ₹64 Lakhs (8% of ₹8 Crores)
Interest Income per month: ₹5.33 Lakhs (₹64 Lakhs divided by 12)
Now, the taxable income per annum would be ₹64 Lakhs. Assuming the tax slab rate of 30%, you'll be taxed accordingly.
Tax Calculation:
30% tax on ₹64 Lakhs = ₹19.2 Lakhs
Net Interest Income per annum:
₹64 Lakhs - ₹19.2 Lakhs = ₹44.8 Lakhs
Now, dividing the net interest income by 12 to get the monthly income:
Net Interest Income per month:
₹44.8 Lakhs / 12 = ₹3.73 Lakhs
So, with a 30% tax rate, you would receive approximately ₹3.73 Lakhs per month as passive income from your FD investment after taxes.
Hi boosan bro , I invested in crypto using Vauld platform . Got stuck due to the financial situation of the platform. Some Indian finfluencers endorsed it but everybody is keeping mum about it. No one is making any videos on the possible future scenarios and updates. Now that crypto has bounced back , can you make a video abt this as a case study and informational video ? It’ll be very helpful . Thanks !
Me also
Please make a video on crypto platform
The same happens to me Also.
Can't get my 1 Lakh rupees profit and 34K capital.
Please help me get my money back.
I dont think vauld is coming back…just forget and move on guys…
Just forget it
Hi
I am new to the field of mutual funds and stocks. Recently I started Index Fund after seeing your videos.
So, I have started investing in these. Is this fine or how should I improve my portfolio
1. UTI Nifty 50 index fund - 5000 each month
2. Parag Parikh Flexi Cap fund - 2000 each month
Any comments on this are welcome.
Sir, mutual fund direct investment app?
Ekarup TH-cam channel parunga avanga nalla Mutual funds, auditing ellame pakkava panni tharuvanga own app eruku deposit n withdrawal nengale pannikalam check n see
How to diversify our portfolio among :
Equity
Gold
Bonds
FD
Please give an example for the scenario of investment of ₹10k every month
For equity we will be mostly doing sip for investment but for fd we need money at lumpsum right?
So how to do this plz anyone help me
How to invest your First ₹10,000? Investment Ideas for Beginners தமிழ்
th-cam.com/video/GqlP79YVE1s/w-d-xo.html
Hi Anna sip investment panum Anna unkita pesanum anna please Anna
Vera level information bro
"Sebi chief Buch urges investors to invest in REITs and InvITs" Need explaination on this terms bro..
This aims to enhance the country's infrastructure by utilizing REITs and Invits as avenues to support real estate and infrastructure endeavors.
Ujivan
Bro government approved
Highest RD interest rate enga bro kidaikum
Usually Same banks that offer higher FD will offer higher RD interest rate as well.
Sir, repo rate innum athigama aaguma futurela?
This rate is expected to be the peak of this cycle, however in few years from now if we end up in high inflationary conditions central bank may raise repo rate.
For more about interest rates : How INTEREST RATES affect everything? | INFLATION | STOCK MARKET
th-cam.com/video/veidjkthKyA/w-d-xo.html
@@finance.boosan thank you so much for your valuable reply sir...🙏🙏🙏
Au finance Bank monthly 8 percent tharanga
Unmaiya bro ?
@@ss-dq3kh ama au finance Bank la account open pannu ga kedaikum monthly intrest ah 7-8 percentage...
Not monthly. They can give yearly interest. கந்து வட்டி வாங்குறவன்தான் மாசமாசம் 5 to 10% interest வாங்குவான்.
Broker commission bro?
Free. They do not charge any fees to depositors; their revenue model is based on their partner banks.
@@finance.boosan bro kindly recommend the safest investment with decent monthly returns(father oda retirement amount)
Intha app rhi keezha varuma,yepdu intha app ku rbi insurance kudupan?? Ithu oru fake information ah@@finance.boosan
Hi boosan. This is an urgent requirement.. i have invested in bajaj alliance goal assure sip plan.. seems its not good plan.. can you please advise on this quickly.. as i have to withdraw the plan if its wrong.. else please tell how to contact you.. ready to pay and get advise...are you taking any classes..it will be very helpful if you reply....
Hi sir How can I contact you?
Bro Instagram msg panna neenga rply pannave ila bro