fixed deposit-ஆ விட சூப்பரான 5 திட்டங்கள் | Top 5 alternative ideas for [ Fixed Deposits ] schemes

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  • เผยแพร่เมื่อ 21 มี.ค. 2023
  • In this video we spoke about alternative ways to invest in fixed deposit scheme
    #sathishspeaks #fd
    #fixeddepositscheme #fixeddepositalternative #fixeddepositsscheme
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    By Sathish Kumar - Helping you to take Smarter Investment Decisions.
    Here are 5 alternative ways to fixed deposits:
    Peer-to-peer lending: This is a way to earn fixed returns by lending money directly to individuals or businesses through an online platform. P2P lending platforms provide a way for borrowers to get loans without having to go through traditional financial institutions, and investors can earn interest by lending money to these borrowers.
    Corporate bonds: Corporate bonds are issued by companies to raise funds for their operations. They offer a fixed interest rate over a set period of time and can be a good alternative to fixed deposits for investors who want a higher rate of return.
    Mutual funds: Mutual funds are investment vehicles that pool money from multiple investors and invest in a variety of assets, such as stocks, bonds, and commodities. They offer a way to earn potentially higher returns than fixed deposits, but with more risk.
    Real estate: Investing in real estate can provide a good alternative to fixed deposits for investors who are willing to take on more risk. Real estate investments can include rental properties, commercial properties, and real estate investment trusts (REITs).
    Gold: Gold is a traditional safe-haven investment that can provide a hedge against inflation and economic uncertainty. Investors can invest in gold through physical gold, gold ETFs, or gold mutual funds.
    #P2Plending #CorporateBonds #MutualFunds #RealEstateInvesting #GoldInvesting
    #Crowdfunding, #AlternativeInvesting, #DirectLending
    #BondInvesting, #CorporateDebt, #FixedIncome
    #IndexFunds, #EquityFunds, #DebtFunds
    #RentalProperties, #CommercialRealEstate, #REITs
    #GoldBullion, #GoldETFs, #goldmutualfunds
    Finances are growing more complex and dynamic than ever. With the rising investor needs and complex financial products, there is a strong requirement for need-based holistic advice by financial planners It is often said that we are good savers, but ‘poor’ investors. we usually lack the financial knowledge to plan for the long-term, in choosing right asset allocation and diversifying our asset.
    Leave the complex matters to professional The role of a financial planner is similar to that of a doctor. A financial planner is a professional advisor who helps clients deal with various personal finance issues through proper planning and his expertise.
    Financial Advisor for a Long Run. A Financial planner should walk with his client for a long run. He should review the portfolio regularly (Ideally once in 4 months) recommend actionable on portfolio and help the client to achieve his or her financial goals.
    Connect with me for to change your finances forever

ความคิดเห็น • 193

  • @MilletSnacks
    @MilletSnacks ปีที่แล้ว +118

    In Actual Content Starts from
    4:44

  • @Ram-ev1cb
    @Ram-ev1cb ปีที่แล้ว +2

    நன்றி நன்றி நல்ல தகவல்கள்

  • @anandhan753
    @anandhan753 ปีที่แล้ว +2

    Sir very useful information Thanks

  • @DrSD-dk6qt
    @DrSD-dk6qt ปีที่แล้ว +5

    நன்றி தாத்தா....

  • @neerathalingamkalimuthu597
    @neerathalingamkalimuthu597 ปีที่แล้ว +3

    Thanks for information 👍

  • @jerrymarky6445
    @jerrymarky6445 ปีที่แล้ว +6

    Nice information sir 👍

  • @vijayakumari7913
    @vijayakumari7913 4 หลายเดือนก่อน +2

    Thank you sir. 👌

  • @karkuzhali9046
    @karkuzhali9046 5 หลายเดือนก่อน

    அருமை

  • @leninwins
    @leninwins ปีที่แล้ว +8

    Sir pls make a video on long term and short term gain tax.

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว +1

      th-cam.com/video/B-Fx1POEGd8/w-d-xo.html
      Watch this

  • @livelifetamil6419
    @livelifetamil6419 ปีที่แล้ว +9

    Dear Sir,
    We are waiting for your balance Advantage fund videos…❤

  • @muthuvel6035
    @muthuvel6035 ปีที่แล้ว +2

    Diversified investment portfolio is best, not purely on stocks, MF. Consider investing in land and gold which is evergreen savior for indians.

  • @G_D75
    @G_D75 ปีที่แล้ว +2

  • @arvindm1945
    @arvindm1945 ปีที่แล้ว +7

    FIRST , BASIC LIFE KU. THEVAYANA., INCOME A FIRST FIXED DEPOSIT DAN BEST., LUXURY LIFE KITA POROMNA., NEENGA SOLRADELLAM., APA YOSIKALAM.
    PERAASAI., ROADLA., DAN NIKA VAKUM.

  • @venugopalchandrasekaran2661
    @venugopalchandrasekaran2661 หลายเดือนก่อน

    Good messages

  • @user-mh3cg5mc7r
    @user-mh3cg5mc7r 2 หลายเดือนก่อน

    Tq

  • @Davidratnam2011
    @Davidratnam2011 5 หลายเดือนก่อน +1

    Good

  • @iandmeonly8883
    @iandmeonly8883 ปีที่แล้ว +5

    Post office savings la irukura savings pathi explain panunga sir please

  • @ykrsathishkumar4873
    @ykrsathishkumar4873 4 หลายเดือนก่อน +1

    Nice

  • @kumart1850
    @kumart1850 ปีที่แล้ว +2

    Risk edukanum sollringa.appathan rusk sappidalam.senior citizen scheme ippa best.8percent..ippa.2023.5.years.postoffand nationalisedbank. Safe for investment.

  • @chandravadhanamrengaraju3716
    @chandravadhanamrengaraju3716 ปีที่แล้ว +3

    Hi Mr. Sathish, will you please come out with a video about SWP as I am a senior citizen who thrives on income from mutual funds and fixed deposits.

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      Watch these 2 videos
      th-cam.com/video/oimHZgdB6I8/w-d-xo.html
      th-cam.com/video/eWGQQKaXyxg/w-d-xo.html

  • @a.suthandirakumar2488
    @a.suthandirakumar2488 7 หลายเดือนก่อน

    Bajaj mattum podathinga. Enga orrla mudithu poi tanga.en amount suvaha

  • @sumathiravindran8551
    @sumathiravindran8551 24 วันที่ผ่านมา

    1. Corporate FD
    2. Non convertible debentures
    3. Convertible debentures
    4. Post office schemes or rbi
    5. Mutual funds - debt instruments
    6. Equity

  • @PerumalKarur
    @PerumalKarur ปีที่แล้ว +15

    பஜாஜ் பைனான்ஸுக்கும் பஜாஜ் பின் சர்வ் வுக்கும் உள்ள வித்தியாசம் என்ன என்று ஒரு வீடியோ போடுங்கள் சார்

  • @sundarikalyanasundaram6836
    @sundarikalyanasundaram6836 ปีที่แล้ว +1

    I am investing Rs 2000 monthly in systematic investment UTI value opportunity fund. Will you please let me know whether this fund is functioning well, will I change to any other fund better than this

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      If i dont know your entire portfolio, its difficult to advise on a single scheme.

  • @vishnumithran4574
    @vishnumithran4574 6 หลายเดือนก่อน +2

    Vala valannu pesuraney thavira Pamba vida matran...

  • @kumarkunhukelu4553
    @kumarkunhukelu4553 5 หลายเดือนก่อน

    Lastle Stock market tha best engira mantram chollapovathu...

  • @BalaMurugan-rw6kk
    @BalaMurugan-rw6kk ปีที่แล้ว +1

    Sir I am interested the investment which is best investment lump sum or sip can you guide me

  • @baladreams9000
    @baladreams9000 ปีที่แล้ว +6

    You are advising to watch AAA Rating company to invest in FD. What about DHFL they looted the investor money and they willing to pay and RBI made a big dramas to avoid reversal payment. Still this DHFL is available in market with Millions worth of immovable properties and assets. Why RBI and finance minister doesn't help the investor. Where is those AAA Rating now.
    Balaji
    Affected investor

  • @thulasirao9139
    @thulasirao9139 หลายเดือนก่อน

    Senior citizen go for RD in post office to get mote interest rate.

  • @Kumar.saravana09
    @Kumar.saravana09 ปีที่แล้ว +1

    Vaadikuu kuukallamme

  • @sureshv2305
    @sureshv2305 5 หลายเดือนก่อน

    How are ratings calculated
    Are they paid ratings to show good?

    • @Sathish_Speaks_
      @Sathish_Speaks_  5 หลายเดือนก่อน

      Ratings are also subjective, pls do your analysis also

  • @ismailm7643
    @ismailm7643 2 หลายเดือนก่อน

    Financial Advisors are advising according to their commissioner

  • @ahamedkabir2006
    @ahamedkabir2006 ปีที่แล้ว +1

    Pg invite also good Bro

  • @kavithapachaimuthu9798
    @kavithapachaimuthu9798 4 หลายเดือนก่อน

    Balance advantage fund vs arbitrage fund which is best

  • @saranvlog5810
    @saranvlog5810 ปีที่แล้ว +1

    Bro PLI(Post office life insurance) edukalama?? Plz reply bro..

  • @sathishm3650
    @sathishm3650 ปีที่แล้ว +1

    Very informative sir. Where is your office sir

  • @devitamil2973
    @devitamil2973 ปีที่แล้ว +1

    Monthly monthly mutual funds la invest panrathu good r bad sir?

  • @subramaniyansm6078
    @subramaniyansm6078 6 หลายเดือนก่อน

    I am PSB pensioner for the last 22 years.... I file IT return showing gross pension and interest from FD s..... My aggregate FD is around 30 lacks..... What is the max FD I can keep in banks? I am 82 years old. Pl guide... thanks... bye.

    • @Sathish_Speaks_
      @Sathish_Speaks_  6 หลายเดือนก่อน

      There is no cap for FD's

  • @sumi3421
    @sumi3421 ปีที่แล้ว +9

    மார்க்கட் விழாம இருக்க, மியூச்சல் பன்ட்ட வெச்சுதான மெயின்டெயின் பன்றாங்க,

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      So true

    • @uthayakumar1435
      @uthayakumar1435 ปีที่แล้ว

      @@Sathish_Speaks_ aaaa\aaaaa\aaaaaa\

    • @umamageshwarir245
      @umamageshwarir245 4 หลายเดือนก่อน

      Retail participation is always good for country
      So is the government promoting retail investing through mutual fund
      If retail investing increases then the FII role related to market volatility will decrease slowly

    • @srinivasankrishnamoorthy6220
      @srinivasankrishnamoorthy6220 หลายเดือนก่อน +1

      Too much money with mutual funds so equities could be over priced,but corrected subsequently
      So we need to have confidence with stock market, trading is risky but investment in stock is safe

  • @girisrinivas4675
    @girisrinivas4675 4 หลายเดือนก่อน

    Small savings Finace bank offers 9% pa interest for senior citizen

  • @gayathirip732
    @gayathirip732 ปีที่แล้ว +1

    Where can we buy bonds

  • @sripriyasrinivasan9845
    @sripriyasrinivasan9845 ปีที่แล้ว +1

    Sir sound very low sir

  • @sureshkumar-kv9tm
    @sureshkumar-kv9tm ปีที่แล้ว +2

    Ayya rd savings Mari vere ethum savings irukka monthly monthly poduramari except mutual fund.

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว +1

      Life Insurance Schemes

    • @sureshkumar-kv9tm
      @sureshkumar-kv9tm ปีที่แล้ว

      @@Sathish_Speaks_ nanri ayya .bonds la monthly sip pannaramari scheme vidios iruntha podunga ayya Nalla best ah return varamari

  • @Asif-pp7xx
    @Asif-pp7xx ปีที่แล้ว +1

    Gold investment how?

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      Gold has rallied the most as of now.....Watch this video
      th-cam.com/video/wRGPYvoC0vQ/w-d-xo.html

  • @sarungeorge8822
    @sarungeorge8822 ปีที่แล้ว +3

    Icici balanced Advantage fund

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      In editing now - Very soon shall release

  • @NandhaKumar-ld4sf
    @NandhaKumar-ld4sf 5 หลายเดือนก่อน

    Hi sir
    I have 20000 in my hand. I would like to invest and try to get good returns..
    Where to invest sir. Kindly guide me.

    • @Sathish_Speaks_
      @Sathish_Speaks_  5 หลายเดือนก่อน

      Try BAF for 10 years and above

  • @PerumalKarur
    @PerumalKarur ปีที่แล้ว +2

    தேங்க்யூ சார்

  • @rajamvenkataramanan3065
    @rajamvenkataramanan3065 ปีที่แล้ว +2

    HDFc retirement Savings fund .. Any lock in period? Whether redu.mption taxable?

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      Retirement mutual funds have a lock-in for a period of 5 years or till the retirement.

  • @wingsoffiresenthils1026
    @wingsoffiresenthils1026 ปีที่แล้ว +2

    Jayapriya chit funds fixed deposit is good?

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      Bank FD, PPF, Mutual funds - Stick to these products

    • @gnanadeepan20
      @gnanadeepan20 ปีที่แล้ว

      Sir u have mentioned , sovereign gold bonds are taxable .. I remember studying somewhere as non taxable after 8 yrs .. is that true

  • @wingsoffiresenthils1026
    @wingsoffiresenthils1026 ปีที่แล้ว +2

    Jayapriya Neyveli chit funds is good? 12% interst giving sir

  • @Kaffete_time
    @Kaffete_time ปีที่แล้ว +2

    Hey Buddy, you not even saying invest on land or sites and pure gold why? This is best way no loss 💯 % guaranteed😮, Makkalay don’t believe this corporate…

  • @vigneshtks
    @vigneshtks ปีที่แล้ว +1

    What about REIT investments?

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      These are Risk return matrix - Low to Moderate Risk investments. REIT are high risk options

  • @sk-zh5jz
    @sk-zh5jz 18 วันที่ผ่านมา

    Sbi fixed deposit 5லட்சம் 2வருடத்திற்கு வரி செலுத்த வேண்டுமா? எவ்வளவு பணத்திற்கு மேல் போனால் வரி கட்ட வேண்டும் இதற்கு தீர்வு சொல்லுங்கள் சார்.

    • @Sathish_Speaks_
      @Sathish_Speaks_  16 วันที่ผ่านมา

      FD Returns are taxable at your hands

  • @na.kalingan7157
    @na.kalingan7157 17 วันที่ผ่านมา

    Maximum 5 minite videos mattum podunga. Vazha Vazha nnu pesuringa.

  • @sarungeorge8822
    @sarungeorge8822 ปีที่แล้ว +3

    Icici Asset Allocator fund

  • @SasiKumar-tp3ko
    @SasiKumar-tp3ko 10 หลายเดือนก่อน

    சார் ஐடியா வீடியோ எல்லாம் சூப்பரா இருக்கு ஸ்டாக் மார்க்கெட் பாண்டு எப்படி ஜாயின் பண்றதுன்னு வீடியோ போடுங்க

  • @ruban1907
    @ruban1907 4 หลายเดือนก่อน

    Sgb 8 years locking period and tax free

  • @sammu.subu2717
    @sammu.subu2717 ปีที่แล้ว +1

    Hi sir
    I'm a carpenter.
    SBI blue chip fund dairect growth plan . Swp plan.& I want monthly income. lumsom Investment 10 year's pannalama. 2 pen kulanthaigal irukkanga. Eye disebele. Rendu perum pen kulanthaigal. 90 porsent disebele. Rendu perum. Kulanthaigal padippukkaga.
    One month work iruntha one month work irukkarathilla yenakku SBI blue chip fund. Investment pannalama. Sollunga sir
    Regards muthuraj carpenter

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว

      Sir - When you are investing your hard earned money, pls take help. Pls consult an advisor near by your home. Take advise. Because, if you do anything wrong, all your savings will go down.

    • @sammu.subu2717
      @sammu.subu2717 ปีที่แล้ว

      @@Sathish_Speaks_
      Ok sir. Thank you so much

  • @seshadhrikrishnamurthi8339
    @seshadhrikrishnamurthi8339 ปีที่แล้ว +3

    Why not gold

    • @Sathish_Speaks_
      @Sathish_Speaks_  ปีที่แล้ว +1

      Gold is also an option. Can look at it.

  • @ssba984
    @ssba984 หลายเดือนก่อน

    Sir, Back ground music disturbs

    • @Sathish_Speaks_
      @Sathish_Speaks_  หลายเดือนก่อน

      Okay - Feedback taken - Shall improvise

  • @TheWqswqs
    @TheWqswqs 5 หลายเดือนก่อน

    Actual video starts at 4.40

  • @ykrsathishkumar4873
    @ykrsathishkumar4873 4 หลายเดือนก่อน

    You are from which place

  • @sasi.dsasi.d9330
    @sasi.dsasi.d9330 ปีที่แล้ว +1

    Corporate fd how to apply

  • @031k
    @031k 5 หลายเดือนก่อน

    SRI RAM FINANCIAL MAHINDRA AND CHOLAMANDALAM GIVE 10%

  • @sangdiwa7074
    @sangdiwa7074 ปีที่แล้ว

    debt investment...

  • @sathish143r
    @sathish143r หลายเดือนก่อน

    1lak fd la potta evalavu tax pay pannanum Anna

    • @Sathish_Speaks_
      @Sathish_Speaks_  หลายเดือนก่อน +1

      Tax depends on investor tax slab

    • @sathish143r
      @sathish143r หลายเดือนก่อน

      Anna thanks for reply

  • @allitemsdoordelivery
    @allitemsdoordelivery 6 หลายเดือนก่อน

    Sir neenga moochi mutta pesi video poduteenga.. aana unga solra number ku cal panni vibaram ketta video parungannu oruthar solrar..neenga podura video ellam parthuttu than varanumna oeurhar kuda varamattanga..waste ah energy vittu pesa vendam sir. Etho invest pannanumnu varavangaluku vibaram solli puriya vatchu avangala invest panrathu unga velai illinna ethuku sir team work. Nan masa masam investment panalanu vantha enaku unga staff sonnatha ketta invest panra idea vaeh potchu. Ithupola irukara atkalai nambi eppadi panathhai poda mudiyum.? Future la kaita virichutta nan company company ah thedi alaiya mudiyuma? Friends ithu en anubavam. Ellam thrinchu kittu vankannu oru madaiyan solran ketkave kaduppa rukku.sorry neenga brilliant ah irukkalam but intha mathiri somberingala unga kuda vatchukatheega...ungalai kurai solra ennathila intha pathivai sollala sir. Purinchu sari pannineenganna nalla irukkum. Thatsall.

  • @g.v.ananthkumar2285
    @g.v.ananthkumar2285 5 หลายเดือนก่อน

    Which MF long term for retirement

  • @pakkirijayaram774
    @pakkirijayaram774 10 หลายเดือนก่อน

    Clear illa
    Ordinary person
    Where to deposit

  • @gurusamyn7788
    @gurusamyn7788 4 หลายเดือนก่อน

    Finance advicer wrong information at our benefits

  • @arvindm1945
    @arvindm1945 ปีที่แล้ว +4

    FD TAX. RETURN AEDUKALAM., IT FILE PANI., OR SPLIT FD., IN MULTIPLE BANKS. FOR NORMAL PEOPLE FD DAN BEST.
    ALTERNATIVE. ELAM. BASIC LIFE SETTLE ANADUM. NALLAVANA., KNOWLEDGE IRUKANUM
    VAYALA., AYIRAM PESALAM. SEYALKU. OK A PAKANUM
    INDA MADRI., ENDA YOSANYUM., ILAMA., DAN. HIJAU., NU ., POI AEMANDU PONANUNGA.

  • @sathiyaseelans6339
    @sathiyaseelans6339 5 วันที่ผ่านมา

    Wrong ideas

  • @somasundaram4604
    @somasundaram4604 5 หลายเดือนก่อน

    Worst video ever 😂😂😂 .. information illa

  • @leocharles6664
    @leocharles6664 ปีที่แล้ว +4

    y this tick tick sound which is irritating Stop that.

  • @smediatechnologies3349
    @smediatechnologies3349 5 หลายเดือนก่อน +2

    அறிவுரையை ஏற்றுக் கொண்டு உள்பனியன் + பிளேசர் காம்பினேஷனில் இருந்து வெல்ளைச் சட்டைக்கு மாறியது நன்று. இதுவரை எவருமே இதைப் பற்றி சொல்ல வில்லை என்பதே அரிதாக உள்ளது.

    • @_-Jey-_1138
      @_-Jey-_1138 5 หลายเดือนก่อน +1

      வெள்ளை......! வெல்ளை இல்ல.

    • @arumugampillais6654
      @arumugampillais6654 5 หลายเดือนก่อน

      Yanai...njnam 😂

  • @vijaykannanhere
    @vijaykannanhere 10 หลายเดือนก่อน

    sir I need a consultation how to contact you

  • @031k
    @031k 5 หลายเดือนก่อน

    இப்ப small banks like EASF UIJJEEVAN GIVE 9% P2P GIVE 12%

    • @Sathish_Speaks_
      @Sathish_Speaks_  5 หลายเดือนก่อน

      8.8% for Senior Citizens

  • @nachimuthunachimuthu3410
    @nachimuthunachimuthu3410 หลายเดือนก่อน

    Why not gold

  • @nachimuthunachimuthu3410
    @nachimuthunachimuthu3410 หลายเดือนก่อน

    Why not gold

  • @nachimuthunachimuthu3410
    @nachimuthunachimuthu3410 หลายเดือนก่อน

    Why not gold