As a finance student currently, you've been a great inspiration to me. I think you definitely deserve to have all the success coming your way and thank you for this channel.
Yo I am literally a sophomore in HS, and I don't understand half of what ur saying, but I still love your videos! You are so awesome, and I hope the best of luck for this channel!!
Hey Richard, I want to thankyou for the content you put on The Plain Bagel, it really helped me and 100k of others learn efficaciously. "Keep up the clipart!" *Appreciatory*
Richard, I know your videos aren't CFA-centric, but I have used so many of yours video in preparing for my L1 exam in December. Thank you for always posting great content! Please keep up the great work.
Congrats on the amazing growth man! You've inspired me to start trying to make personal finance videos as a way to educate myself. Keep doing what you are doing :)
The content here is very insightful and helpful, and we love your work. 💡 No wonders why this channel keeps growing. Here's to many more who are still coming to subscribe and benefit from this channel 🥂 And here's to your support structure and team 🥂 Love and regards, from South Africa! 🤝
You have earned that play button! Your videos are of top quality and I look forward to a new one every two weeks. Raise a glass good sir as the count down to a million subscribers begins!
You have a wonderful way of explaining complex topics for the average person. Thank you for taking the time to make these videos. Congratulations on 100k!
Guys Richard is too humble to ask for donations so I’ll do it on his behalf - if you like his videos join us, a small group of patreons :) for the cost of a coffee per month each we could hopefully help Richard and his team to supercharge this amazing channel!
Great videos! Excellent way to explain and communicate! Also, your channel is extremely helpful for me to improve on my finance understanding. Thanks and keep them coming!
Hey bud I’ve been here since 12 subs or so? I wish I had time to be better competition. Be ready, I’m almost done with my masters and CPA. And congrats you earned it.
Hey Richard I have been watching this channel for about a year now big congratulations on 100k can’t wait to see even more content and to finally buy a shirt! I would like to ask a huge favor as well; I am a 17 year old Year 12 student from the US and I would love some help investing. Currently I put around 50% of my “income” (I work 15 hours a week baby sitting) into my portfolio. I am invested in only individual stocks the majority in renewable energy and infrastructure companies with respectable dividends that are enrolled in DRIP this goes along with a few less popular tech stocks that my unqualified but thorough research have led me to take a chance on. How should I diversify in terms of ETFs, Bond, and Mutual Funds if I am ok with more risk since I have plenty of time before retirement? Also how would you recommend I split my investment short term position higher risk endeavors vs. longer lower return positions given my age? Sorry for the wall of text! Once again thanks so much for all of the interesting valuable information I am headed to university next year to study marketing/finance and sales so this channel has further peaked my interest in the industry. Congrats on the milestone
Hi Quinn, unfortunately I'm unable to give any direct advice, but a rule of thumb in the industry for your split between equity and fixed income (bonds) is 100 - your age. The younger you are, the more your typically able to invest in stocks. As to your mix between ETFs, Mutual funds and individual stocks, that's a harder question to answer, but you just need to find a balance that works for you. If you have the time to research stocks and the money available to properly diversify, individual stocks are certainly viable. ETFs are very popular for investors of all sizes, but they are useful for first-timers since they take away a lot of the work; same goes for mutual funds, although you need to keep an eye on fees. Sorry I can't be more direct, but I hope this helps! Thanks for the comment!
Fantastic videos. Could you make one on Freddie Mac and Fannie Mae? Just explaining what exactly they do and how they are related to/due buisness with the US government. My favorite TH-cam channel. 👍
As a finance student currently, you've been a great inspiration to me. I think you definitely deserve to have all the success coming your way and thank you for this channel.
Congratulations Richard! So awesome to see you hit this milestone. Well deserved mate! Can't wait to get a T-shirt :D
Well done dude congrats you deserve it.
Yo I am literally a sophomore in HS, and I don't understand half of what ur saying, but I still love your videos! You are so awesome, and I hope the best of luck for this channel!!
Hey Richard, I want to thankyou for the content you put on The Plain Bagel, it really helped me and 100k of others learn efficaciously. "Keep up the clipart!" *Appreciatory*
Oh wow 100k, I remember when I found this channel and it was around 12k. Well done and you definitely deserve it!
My brother you deliver true knowledge ! Please keep going please make videos for fundamental analyses how to come up with intrinsic value !
Richard, I know your videos aren't CFA-centric, but I have used so many of yours video in preparing for my L1 exam in December. Thank you for always posting great content! Please keep up the great work.
Congrats on the amazing growth man! You've inspired me to start trying to make personal finance videos as a way to educate myself. Keep doing what you are doing :)
Best financial education channel you deserve 20 million more.
The content here is very insightful and helpful, and we love your work. 💡
No wonders why this channel keeps growing.
Here's to many more who are still coming to subscribe and benefit from this channel 🥂
And here's to your support structure and team 🥂
Love and regards, from South Africa! 🤝
You have earned that play button! Your videos are of top quality and I look forward to a new one every two weeks. Raise a glass good sir as the count down to a million subscribers begins!
You have a wonderful way of explaining complex topics for the average person. Thank you for taking the time to make these videos. Congratulations on 100k!
Couldn't stop smiling... Thanks for all your good work!!!
Congrats, well deserved! Honestly the best educational investing channel on TH-cam. Really glad I found this channel.
You help a lot pal, we love your work, you'll gain a lot of respect and keep it up the good work
Congrats! Thank you for making these videos. I have learned so much from you.
Thank you Richard, you're really an inspiration for me, keep up the great content
Congratulations! Since I started watching your videos you really opened my eyes in the investing world.
Your explanation of investment concepts like futures and opportunity cost are really very good and easy to understand. Keep up the good work!
Congrats. We all look forward to continue seeing your channel grow!
thanks for the work you do! always appreciate your content.
For a young man you sound very mature and wise. Stick with your passions. I wish you all the success
Guys Richard is too humble to ask for donations so I’ll do it on his behalf - if you like his videos join us, a small group of patreons :) for the cost of a coffee per month each we could hopefully help Richard and his team to supercharge this amazing channel!
Congratulations! And thank _you_ for all the financial stuff you've taught me.
Big heart from India for Team plain bagel
*Congrats! That is a HUGE accomplishment!* 🥳🎉
100k already?! you deserve it! congratulations man!
Wohoo 🎉 Congratulations man. Have seen your vids since you had 6k subs. Love em
Great job Mr. Bagel! I've learned a lot from you!
I love this channel. I remeber when it had less then 10k
Congrats!
Just recently found your channel and even though I don’t understand the financial side it just sparks my interest in the stock market c:
Thank you for taking your time and effort teaching us, finance-peasants! Thumbs up for your wife too
awesome !!!! Congrats bro !!! Keep on with the good work ✌️
Great videos! Excellent way to explain and communicate! Also, your channel is extremely helpful for me to improve on my finance understanding. Thanks and keep them coming!
Thank you! Best of lucks for the future
I’ve learned so much from your channel. Congrats!
thank you from our side too for sharing / guiding basic fin knowledge
Congrats on the 100k subscribers!!!
You sound like an author at the end of an book
Crazy fast growth!
Look Mom, I'm on TH-cam! :D
Congrats dude!! I really love your videos! Keep up the awesome work!
You and ben felix are the best
your video is full of acknowledge,how can we miss it
Good content and a level head has brought you here brother~
Hey bud I’ve been here since 12 subs or so? I wish I had time to be better competition. Be ready, I’m almost done with my masters and CPA. And congrats you earned it.
What made you wanna name your channel as the plain bagel?
Thank you very much
Adios Bagelos! Til next video, congratulations from Poland ^^
Aye!!!!!!!! Next stop, one mill!!!🥳
Hey Richard I have been watching this channel for about a year now big congratulations on 100k can’t wait to see even more content and to finally buy a shirt! I would like to ask a huge favor as well; I am a 17 year old Year 12 student from the US and I would love some help investing. Currently I put around 50% of my “income” (I work 15 hours a week baby sitting) into my portfolio. I am invested in only individual stocks the majority in renewable energy and infrastructure companies with respectable dividends that are enrolled in DRIP this goes along with a few less popular tech stocks that my unqualified but thorough research have led me to take a chance on. How should I diversify in terms of ETFs, Bond, and Mutual Funds if I am ok with more risk since I have plenty of time before retirement? Also how would you recommend I split my investment short term position higher risk endeavors vs. longer lower return positions given my age? Sorry for the wall of text! Once again thanks so much for all of the interesting valuable information I am headed to university next year to study marketing/finance and sales so this channel has further peaked my interest in the industry. Congrats on the milestone
Hi Quinn, unfortunately I'm unable to give any direct advice, but a rule of thumb in the industry for your split between equity and fixed income (bonds) is 100 - your age. The younger you are, the more your typically able to invest in stocks.
As to your mix between ETFs, Mutual funds and individual stocks, that's a harder question to answer, but you just need to find a balance that works for you. If you have the time to research stocks and the money available to properly diversify, individual stocks are certainly viable. ETFs are very popular for investors of all sizes, but they are useful for first-timers since they take away a lot of the work; same goes for mutual funds, although you need to keep an eye on fees.
Sorry I can't be more direct, but I hope this helps! Thanks for the comment!
Congrats! Really happy for you!
Congratulations on such a great milestone. I only have 167 subscribers and can't even imagine getting to 100K.
GD
P.S. I just subscribed to your channel. 👍
@@gestroud Thank you G.E. Stroud I appreciate it.
GD
Fantastic videos. Could you make one on Freddie Mac and Fannie Mae? Just explaining what exactly they do and how they are related to/due buisness with the US government. My favorite TH-cam channel. 👍
Plain bagel, i watch you videos all the time. Can you please do a video on how to read earning report for stocks
Congrats bro
Well deserved man!
Hi can you do an episode on wash sales and how they can negatively effect you?
You SIMPLY are the best! :)
Congrats form Poland
Congrats keep on going
Congrats!! Way to go!!
I like your videos...its more knowledgeable...can you please do a video on Option Trading..success rate in Option trading...thanks
Congrats for 200 k
congrats brother !!!!
plain bagel is the biggest G in the block
We want shirts and when do we want them now!
Congratulations!
Send a t shirt to Brasilia Brazil
👏👍😃
🥳 who else has been here since 3k?
100k subs and 5k views on this? tf
Your married? You look so young
First ,
Congrats
4th congrats mate