It is too late in retirement

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  • เผยแพร่เมื่อ 8 ก.พ. 2025
  • I’ve been reflecting on various aspects of my life, questioning both my current activities and future plans.

ความคิดเห็น • 47

  • @TigerOnFIRE411
    @TigerOnFIRE411  4 หลายเดือนก่อน +2

    Lately, I’ve been questioning everything I was doing or planning to do. I wasn’t sure if I should invest the time and effort into anything I wanted to pursue. With my time being limited and having put things off for so long, I wonder if it’s worth starting now or if I should just forget about it.

  • @anthonyomoko6433
    @anthonyomoko6433 3 หลายเดือนก่อน +1

    Good quality questions... thank you so much for sharing your thoughts (/answers)!
    .....just be true to yourself!!!

  • @bobbytheblade2550
    @bobbytheblade2550 4 หลายเดือนก่อน +5

    I planned my retirement at age 15: RETIRE BY AGE 50!
    I retired right at age 50 and fell into some great routines: biking, pickleball, swimming, hiking and service work. NO REGRETS!
    Every day is a gift, and fuck anything that is not about a fulfilling day.

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน

      that is amazing, and though I planned my future out, retirement was not that at all when I was 15. I am so very happy you figured it out so quickly. this is encouraging. How long have you been retired now?

    • @philochristos
      @philochristos 4 หลายเดือนก่อน +1

      I was maybe 16 or 17 when I made my plan to retire at 50. I'm 50 now. I've only got about three months before I'm not 50 anymore, so I'm doing everything I can to hoard money between now and then. It seems unlikely that I'll make it, but I'm going to try!

  • @OurRetireEarlyJourney
    @OurRetireEarlyJourney 4 หลายเดือนก่อน +2

    Great point of view Tiger!

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน

      @@OurRetireEarlyJourney thank you very much

  • @phmiii
    @phmiii 4 หลายเดือนก่อน +1

    "Does it make me Happy?" I must agree with this concept. Please keep up the good work!

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน

      Thank you very much 🙂

  • @rentslave
    @rentslave 3 หลายเดือนก่อน +1

    My plan is to live forever.
    So far,so good.

    • @TigerOnFIRE411
      @TigerOnFIRE411  3 หลายเดือนก่อน +1

      Sounds like a good plan 🤣

  • @krh007
    @krh007 4 หลายเดือนก่อน +1

    Man how do handle that beard!! It ages you bigtime haha. I have been retired 2yrs now and loving it. We worked hard and payed all our debts off leading into retirment which was our goal.
    I hardly watch any TV these days (just real stuff you can learn on YT is my TV). You only have a window 65-75 before you health goes downhill and you become far less mobile as in getting out and doing physical stuff. Iam 69 and have 3 x classic cars, 4wd, caravan and a workshop with a car hoist. iam on the tools all the time (welding/panel work, spray painting, mechanical work etc) and between mowing the lawn, walking the dogs, travelling (we just did 6 weeks in UK & Europe & 2 weeks in Bali) and helping the wife with housework, cooking, cleaning etc (my wife is a chef by trade now retired so i am lucky).
    The moral of the story is stay away from the TV (and your iphone as it is addictive) and get out and enjoy life in your retirement and keep active and enjoy the grandkids (we have 4)

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน

      lol, the sad thing about the beard was that it was a lot thicker and a lot longer. Since I have had two puppies, they are constantly ripping my hair out. I didn't go grey wither until about 5 years ago.
      Congrats with your retirement and success. I will say that TV has dropped off majorly since I have retired. I just no feeling it so much, even YT has cut down a lot. My dream has always have a giant workshop lot Adam Savage, to tinker in and build stuff just to see if I can. Maybe in the future I will have that, but for now meh. As I have been in the IT world my whole life, when I am done with work I put my phone down in my office and it just sits there until the next day. As I am retired, that phone is in my hand a lot less unless I am out and about. I rather enjoy the beauty of things than be face down missing the world around me.
      My wife and I have plans to take weekend trips somewhere each month to get out and do more. Harder with puppies. We are looking at more out of US travel now, and I am looking at some solo travel until my wife retires. Right now, everything is pretty much the same, but I am not one to cook, no desire to, I am fine with a sandwich, where my wife is a true Cajun and cooking is everything to her.

  • @jamievaughn1485
    @jamievaughn1485 4 หลายเดือนก่อน +1

    If you can retire, enjoy it as that is a blessing. I am 48 and have had some rough times in my life and now there is zero chance of retirement. I'll work until I just cannot anymore, then I have no idea what will happen. So again, if you can retire, do it, enjoy time away from the daily grind as some of us will never get to enjoy anything but work.

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน

      Thank you, I am really trying before I am no longer able to. Anything can happen and any time, so enjoy what little time you have, I totally agree with you. Behind close doors, you don't know what is going on with others around you, even if you best of friends and/or family, something I learned the hard way. I feel for you and hope that you will be able to overcome anything you are going through. I do feel lucky now, but at the cost of last 30+ years of mis-aligned priorities that I wish I would of put what really was important first. Thank you for you feed back, truly, you have me thinking about this more since I first read this.

  • @philipem1000
    @philipem1000 4 หลายเดือนก่อน +1

    Of course we all think of these questions if we are at all introspective but they are the same things we thing about before we retire. I do the things that please me, I do the things that I think will help others in particular. When I retired I set out to build a patio in my backyard that I could enjoy and share with others and I did it. In fact I did it all myself, no help.
    I know when I die that my house will be sold to someone and I'm pretty sure they will buy it because of that back yard; the rest of the house is nice but not wildly exciting or different from a hundred or a thousand others. But that back yard is beautiful and pleasant and easy to maintain as well. Bathrooms and kitchens sell houses but my backyard will sell my house.
    Will it last a hundred years? Probably not but so what? If it brings me joy and it brings my family joy and it bring the new owners joy that is all I need.
    (If it matters I retired in 2008 when I was laid off at 59 in the Great Recession and there were just no jobs to be had; I had lost almost all my retirement funds as well. But I found you don't need a lot of money to live very well indeed. And I often reflect that I retired by a stroke of luck -- what looked like bad luck at the time but I wouldn't give back one day of my 'early' retirement for anything.)

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน +2

      Very well said and inspirational too. thank you.

  • @andrew8531
    @andrew8531 4 หลายเดือนก่อน +1

    Appreciate the video. 46 of age and think about these things too. In the context of money. You get me thinking.

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน +1

      Thank you and you are very welcome. love learning that this things are not just me over thinking. being retired, we talk about money all the time between the wife and I. planning and adjusting.

  • @stevenwistort9903
    @stevenwistort9903 4 หลายเดือนก่อน +3

    Enjoy what you do. Take care of your health. Without your health, you will be miserable, it will be hard. Don't forget God, the most important.

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน +1

      100%, working on getting health back to a healthy me first thing. Bad health is bad quality of life for sure.

  • @nunuvyurbiz123
    @nunuvyurbiz123 4 หลายเดือนก่อน +1

    Right, the same angst could be felt by anyone at the outset of his life. What's the point? You're just going to die. But the point is the journey, not the destination. If you want to learn a language, do it - never mind that you'll probably never "use" it. And so on. I think of it like a roller coaster - you know it's going to end, in fact you'll be right back where you started, but you do it anyway for the thrill. You must fight with all your will the pull of just sitting around waiting to die. By the way, this topic ("what's the point") was part of the movie Chappie.

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน

      Great way to explain it; a struggle at times justifying doing something from an over thinker. I forgotten about that movie, the only thing I remember where the two people from "Die Antwoord" for some weird reason they stick out to me after the movie and learned who their really were. Not my type of music.

  • @7SideWays
    @7SideWays 4 หลายเดือนก่อน +1

    We do reflect and weigh effort/reward more in retirement, even if we're young. Nah bro is a complete sentence.

  • @Dana-ee9pb
    @Dana-ee9pb 3 หลายเดือนก่อน +1

    Don't buy green bananas, lol. But seriously, I think it can be hard to get out of the "goal" mindset when you've worked hard at goals all your life. I retired 5 years ago and I still can't believe I managed to do it. Now is time to enjoy the fruits of your labor! Also, nothing has to be a big project anymore. You can just do little things and get just as much satisfaction.

    • @TigerOnFIRE411
      @TigerOnFIRE411  3 หลายเดือนก่อน

      @@Dana-ee9pb spoken like an expert 😎

  • @NOMORERATRACE
    @NOMORERATRACE 4 หลายเดือนก่อน +2

    I retired at 33 years old I am 37 years old now. My full retirement on SSI is 70 years old. Retired as soon as possible there is no guarantee people going to live until 65 years old

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน

      WOW!!!! that is a fantastic, I wished I had it all figured like you. Congrats, not going to lie, a little envoy of your accomplishment.

    • @philipem1000
      @philipem1000 4 หลายเดือนก่อน +1

      Yes. Working longer will not add one day to your life; retiring early might add years to it. We never know when the end will come so it's important to optimize it NOW.

    • @minimaxmiaandme.4971
      @minimaxmiaandme.4971 4 หลายเดือนก่อน

      Bull ShXX!!

  • @philochristos
    @philochristos 4 หลายเดือนก่อน +1

    I think about whether it's worth it whenever I think of buying a new expensive tool. I mean how long will I be able to use it? I might have five to ten good years left. Is it worth paying a lot of money for a tool I can only use for 5 to 10 years?

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน

      exactly my thought process when buying anything. In some ways it is great because I talk myself out of the splurge or at least for a little longer until I decide to buy it. Part of the conversation I have is it worth it to pass on to my son, what will he do with it. 99% of everything I have will be in the landfill, which is something we are exploring to downsize our stuff.

  • @JO-uy6zs
    @JO-uy6zs 4 หลายเดือนก่อน +2

    How do you get health care at 53?

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน +1

      You either can get Cobra when you leave your company if they have healthcare, it is an extension of your employers healthcare, but at a high price. My Cobra was going o cost me 3k a month at the low end. But the company I worked for had one of the best medical plans you could get.
      Every year when Medical Insurance signup begins (October-November - i think it is around here ), you find a plan you like and willing to pay for each month and you sign up for it.
      For us, our retirement is staggered right now for a few years. So I am on my wife's healthcare plan. She is 5 years younger than I and will retire at the same age I did, 52 or so. Her employer has a plan if she is the primary on the health insurance for 5 years straight, then she can continue using this insurance into her retirement. Sounds like Cobra to me, but I am not 100% sure yet. We are still trying to figure this part out. If it isn't what we think it is, then we will be in Option 2, shopping for insurance around this time every year.
      There is another option out there and we are exploring this information right now. Being a Expat appears to be cheaper, and better medical outside the US but you need to do a lot of research. The trend is getting bigger and bigger on this.
      I think this is a great question, and I think I will work on a video to expand on this more in the near future. thank you for the question. I hope this helps.

    • @JO-uy6zs
      @JO-uy6zs 4 หลายเดือนก่อน +1

      @TigerOnFIRE411 thank you, health care is the most difficult part. I figured your wife was providing it, I don't see any other way to do it.

    • @nunuvyurbiz123
      @nunuvyurbiz123 4 หลายเดือนก่อน +1

      There are a few options: ACA plan, COBRA as Tiger mentions, "Retiree Health Access" (if you are 55 or older when you leave your employer, or younger but are on COBRA until 55, you can purchase a plan via your employer - think of it as early Medicare), and private health insurance independent of ACA.

    • @JO-uy6zs
      @JO-uy6zs 4 หลายเดือนก่อน +1

      @nunuvyurbiz123 sounds expensive. I'm almost 52 and my boss pays Healthcare for my family of 4. Can't imagine paying that myself from savings.

  • @esteban1487
    @esteban1487 4 หลายเดือนก่อน +3

    It's never too to shave that beard lol

    • @TigerOnFIRE411
      @TigerOnFIRE411  4 หลายเดือนก่อน +2

      hahaha, oh no! cannot do that. maybe in the far far future.

  • @jasonbrown2060
    @jasonbrown2060 4 หลายเดือนก่อน +3

    Just make sure you consider eternity brother. His Grace. The gift of salvation. To bring Him glory is the goal. That and riding Harley’s😅