@@XYAxisEducation I think as per Government Banking is on the strategic sector list. As per this no more than 4 PSU will be there per sector under this strategic sector.
@@rajprasad7353 Lockdown ka baad zero kar diya tha. But mera ko manager na bola tha ki lockdown ki wajah sa 0 balance kiya gaya tha 3000 maintenance account ko ( For metro), kabhi bhi notification aaa sakta hai uska baad aapko 3000 balance rakhna hoga
🔥Government bank ko government me rahana cahiye, kiuki mujhe student loan lena tha to koi vhi private bank ne nahi diya, or me rural area me raha ta hu, to mujhe uco bank ne 10lakh ka loan diya, government bank ka purpose hota he ki service provide karna not profit kamana, 🔥 agar rural area me service provide nahi huya to Indian economy dub jaya ga, kiu ki india ki 80% gdp rural area sai increase hota hay. Please don’t privatised government bank 🙏🏻
how many times a person opens jan dhan account, one time right, make some policies for private bank that they have open jan dhan accounts, and we have seeing this NPA problems since forever, plus with government job security you cant expect good governance in the bank bc they dont have anything to lose. I completely agree with the last point which is, govt. is there for services not for making profits. and we are seeing India is growing every year, we can privatize banks till some extend.
Private bank will never follow government policy . Law cant force private bank to do so... Government is not funding private bank so why should government force private bank
@@XYAxisEducation Government must fight with the disease not with the people who are affected with the disease . The disease is regarding most PSU BANKS are employee inefficiency. The Government needs to solve those issues only. Some people will only complain about this & say privatisation is GOOD
@@ajaypathak1047 With respect to the Government welfare schemes the PSU's are the first to implement those schemes not the Pvt Banks . Take the case of jandhan account itself . The Government ( the current & the future Govt) will face huge challenges in implementing those schemes if the PSU Banks are privatised, as the pvt Banks will hesitate to implement the welfare schemes. Vote bank ko nazar me rakhte hue Government me 4-5 large sized banks apne under rakhenge
Government Bank Ko Government Hi rehna chaiye.. q ki hamare rural are me logo ko trust Government bank ko hi h.. 90% log. Loan,FD, deposit Government bank me rakhte he .
Whatever you are explaining is absolutely right, but the bigger problem with government bank, what we generally face is the kind of service that they offer, be it online or offline service. Which when compared to private banks is far far better, and at that matters to a large extent.
Govt bank- Give road side vendors farmers ₹10000 loan. Pvt bank- asks ₹10000 as minimum balance. Old, poor, illiterate, disables are welcomed in govt bank so that the people our country can prosper. Govt bank- 1 employee handles 1500 customer(approx) Pvt bank- 1 employee 350 customer(approx) I work in a govt bank, earn less salary, but still enjoying the work. My organization gives me opportunity to help people of our country from the grassroot level. I am also from a farmer's family; a loan of ₹10,000 from a govt bank helped our family to survive, and I also haven't done any self financed course like MBA or bba, I'm just a simple BA pass student, govt gave me employment through open examination. Today I'm what I'm because of that ₹10000 loan.
@@mybourne9400 I respect that you have done so well and some how govt banks helped you in this, and yes private bank does have those terms and condition and when you say you have worked in govt banks then you can very well understand the kind of customer support and experience an average person gets in govt is really not good. You might be aware why is that so if you every got chance to visit private bank for any service you can easily compare the user experience.
As per welfare of Indian people, next round of merger of bank should be there. After merging of banks there should be two or three big Govt banks. Stop the privatisation of govt banks.
हमारे देश में एचडीएफसी आईसीआई एक्सिस बैंक जैसे तमाम बड़े प्राइवेट बैंक है बेहतर यही होगा कि बैंकों को मर्ज कर दिया जाए सेंट्रल बैंक ऑफ इंडिया बैंक ऑफ इंडिया यूको बैंक पंजाब एंड सिंध बैंक इंडियन ओवरसीज बैंक को आपस में मर्ज कर के एक बड़ा बैंक बना दिया जाए तो अच्छे परिणाम देखे जा सकते हैं
sarkari banks ko aur merge karke bada banana chahiye SBI ki tarah , total 5 govt banks hona chahiye desh me , jo international level par competition kar sake
More than 12 crore jobs gone during pandemic. Though now jobs are returning, unemployment is still high. Goverment should not privatise any psb for next 5 to 6 years.
Govt Bank hoga to hi rural area and unserved , underserved section Tak banking facilities pahuch payegi... otherwise private sector Banks me garib logo ko jane ki anumati hi milegi facilities to dur ki baat hai...😡😡
Yes Govt should not think about profit but it doesn't mean that govt is here for charity. Most of the absconded defaulters took loan from Govt banks. Govt Bank employees are the most lazy employees I have seen and they neglect about the loans. Govt Banks make the losses and this is compensated by Tax payers money. And Govt banks have given highest loan and also they have highest NPA too. Jan Dhan accounts can also be opened in Private banks. Govt is privatising the banks but not closing them. Root cause of the problem was created by earlier govts.
Privatisation of government banks.. Why is it needed? For profit? Isn't government sector is to serve people rather making profits put of it For better service? Can't we just do it through better management, better infra and other necessary steps. For NPAs? Can't we just put pvt sector banks on test for sometime. With the same conditions that are applied with government sector banks. Starting from customers to employees and regulations and government's schemes and plans and let see wether they are able to make equal profits as they are making now. For making india better? How would it result into this. Work on people not banks not any other organisation invest in people. As people make organizations that makes profit and devise better servicing not organisation at first place. Is government not apet enough in managing PSUs and PSBs. Well i have a question to ask here that is our literacy rate is enough to bear the burden of privatisation.?? And as we are taking about a major change we should also change the definition of literacy .it cannot be restricted to reading and writting name or identifying letters. How dynamic education has become and how one should be equipped with knowledge and competency to live in a world/ country where everything belongs to someone but not to people . Are Indian ready enough to deal and cope with the change. It is just kicking people out in a war for life. What about the change management is anyone talking about it? Anyone concerned to people who are employed in these banks. All age group what will happen to there mental health will they be good to work in this stress causing change. Is their any assurance that has been given to them regarding their career,?? Every now and then these silly government's come for plans just to participate in rat race against countries and dfrnt economies. First make every Indian well educated and then talk about such changes. Weapon prior to war is a must.
Bank ko gov Bank ku banaya tha aagr yes bat ka andaja hoga gov ko Bank pvt nahi karna chayeye. NPA Jo governance issue hai o thik karna chayeye GoV Bank bhe aacha performance de sakti hai Gov Bank not a profit motive aagr gov profit motive ke leye kar rahe ho to india kabhi aage nahi bad payega. Technology. Aagr Bank me PVT Bank ke taraha Technology aajeye to jada aache service de sakte hai pvt Bank ke tararha kuki aaj bhi gov Bank Technology nahi bhadhi hai pvt ki taraha. STOP PRIVATIZATION.
Jab banks privatisation ho jayega to garibo ko gate say hi dhakka marke bhaga dengey kiwki unke staffs ko inpar baymatlab ke insurance policies or credit card chipkane ka mowka nehi milega
SBI They offer charges free salary AC. I'm maintaining salary AC in SBI since last two year, previously it was in AXIS. I can assure you'll feel difference.
In this digital era I don't think branch visiting is necessary. Most of my banking needs fulfilled by Net banking.in last two years I hardly visited SBI 2/3times(to open AC n another tym to get a personal loan)
Government of India saying it is non performing assest so we privatize So India is developing country not developed country like USA so they will sold India to USA
Jan dhan account sab private bank kolti hai. Aaj ka samay mein Private bank aur Public bank branch ka ration 1:3 hai iss liya Jann dhan account private mein kamm hai.
Merge करने तक तो किसी तरह बर्दाश्त कर लिया गया लेकिन सरकारी बैंकों को Private करना किसी भी तरह से ठीक नहीं है। सरकारों के लिए - "नकल के लिए भी अक़्ल चाहिए होता है।"
Every time I visit your TH-cam channel i get best and logic educational information
Your are great teacher sir thank you
Pleasure abdul
Private banks ki koi kami nhi h India mein islie government banks government hi rhne chahiye. Agar fir bhi privatisation Krna h to 2-3 banks ka hi ho
Exactly
@@XYAxisEducation Best Bank channel on TH-cam sir. Hats off to you. Recently fond of your videos. Knowledgeful content.
@@XYAxisEducation I think as per Government Banking is on the strategic sector list. As per this no more than 4 PSU will be there per sector under this strategic sector.
@@XYAxisEducation please add subtitles
Sare bank ko private karo
BEST BANK OF INDIA -SBI No message charges No MonthlyAvrageBalance Best Bank👍
Bhai sbi tho 0 balance account hai na
@@rajprasad7353 Han
Sabse ghatiya bank
Lekin lunch break bot rhta h bhai vha 😆
@@rajprasad7353 Lockdown ka baad zero kar diya tha.
But mera ko manager na bola tha ki lockdown ki wajah sa 0 balance kiya gaya tha 3000 maintenance account ko ( For metro), kabhi bhi notification aaa sakta hai uska baad aapko 3000 balance rakhna hoga
PSB should not be privatized otherwise it may leads to monopoly in the economy
Exactly
Yeah that's true
Sir please aise videos banaye..taaki India ki financial literacy improve hosake..
Thanks for Video ❤️✋
Thanku soo much
Sir apne boht ache se sab explain kiya hai... Really best way to explain
Thanku soo much
Pvt or govt dono bank hona chiye or govt ko dono bank k liye achi policy bnani chiye and unke upr control Be hona chaiye.
Exactly
🔥Government bank ko government me rahana cahiye, kiuki mujhe student loan lena tha to koi vhi private bank ne nahi diya, or me rural area me raha ta hu, to mujhe uco bank ne 10lakh ka loan diya, government bank ka purpose hota he ki service provide karna not profit kamana, 🔥 agar rural area me service provide nahi huya to Indian economy dub jaya ga, kiu ki india ki 80% gdp rural area sai increase hota hay. Please don’t privatised government bank 🙏🏻
Exactly this will be the biggest issue.
Regards
aur sabse jada npa rural area mai hi hota hai
XY Axis education is the best et banking awareness Channel, thank you sir
Employee or garib aadmi k liye Pvt bank ek saanp h
True
Great Explanation Thanks For Valuable Information ❤️
Thanku soo much
Sir bhut hi knowlege vedio tha 🙏🏻😀really 🙏🏻plz ek vedio demonetisation pe Bama dijiye poora concept Clear ho jaye 🙏🏻🙏🏻🙏🏻
how many times a person opens jan dhan account, one time right, make some policies for private bank that they have open jan dhan accounts, and we have seeing this NPA problems since forever, plus with government job security you cant expect good governance in the bank bc they dont have anything to lose. I completely agree with the last point which is, govt. is there for services not for making profits. and we are seeing India is growing every year, we can privatize banks till some extend.
Private bank will never follow government policy . Law cant force private bank to do so... Government is not funding private bank so why should government force private bank
Agreed brother 👍
@@XYAxisEducation Government must fight with the disease not with the people who are affected with the disease . The disease is regarding most PSU BANKS are employee inefficiency. The Government needs to solve those issues only. Some people will only complain about this & say privatisation is GOOD
@@ajaypathak1047 toh thik hae aap Pvt bank me hi apna Account rakkhiye jo PSU me rakhna chahte hae unhe rakhne dijiye simple.
@@ajaypathak1047 With respect to the Government welfare schemes the PSU's are the first to implement those schemes not the Pvt Banks . Take the case of jandhan account itself . The Government ( the current & the future Govt) will face huge challenges in implementing those schemes if the PSU Banks are privatised, as the pvt Banks will hesitate to implement the welfare schemes. Vote bank ko nazar me rakhte hue Government me 4-5 large sized banks apne under rakhenge
acha laga aapka video aise hi video banai jaha haar baat discuss ho naki ek tarfa baat ho
Private Bank sustainable for the time being,not sustainable for the all day long.Thanks.RPS, Jharkhand.
What a great video.. Very informative and well explained 👍
Government Bank Ko Government Hi rehna chaiye.. q ki hamare rural are me logo ko trust Government bank ko hi h.. 90% log. Loan,FD, deposit Government bank me rakhte he .
Exactly this is also a concern
PSB me mkamchor aur nikhatu jyada hai private sunte hi phat Raha hai.
Wow, This Video was so much Knowledgeable. Thank You for this.
Thanku soo much
Absolutely fantastic research bro keep it up 👍👍👍👍🇮🇳🇮🇳🇮🇳
"Simply" common word.. For every videos.. Are u agree guys..
Good information sir, thank you
My pleasure Dear
Whatever you are explaining is absolutely right, but the bigger problem with government bank, what we generally face is the kind of service that they offer, be it online or offline service. Which when compared to private banks is far far better, and at that matters to a large extent.
Govt bank- Give road side vendors farmers ₹10000 loan.
Pvt bank- asks ₹10000 as minimum balance.
Old, poor, illiterate, disables are welcomed in govt bank so that the people our country can prosper.
Govt bank- 1 employee handles 1500 customer(approx)
Pvt bank- 1 employee 350 customer(approx)
I work in a govt bank, earn less salary, but still enjoying the work. My organization gives me opportunity to help people of our country from the grassroot level.
I am also from a farmer's family; a loan of ₹10,000 from a govt bank helped our family to survive, and I also haven't done any self financed course like MBA or bba, I'm just a simple BA pass student, govt gave me employment through open examination.
Today I'm what I'm because of that ₹10000 loan.
@@mybourne9400 I respect that you have done so well and some how govt banks helped you in this, and yes private bank does have those terms and condition and when you say you have worked in govt banks then you can very well understand the kind of customer support and experience an average person gets in govt is really not good. You might be aware why is that so if you every got chance to visit private bank for any service you can easily compare the user experience.
Small government banks not provide good digital service but they provide good loan to poor people, rich people can’t understand this.
@@mybourne9400 absolutely bro, also i got student loan from government bank and all private bank refused me to give loan.
@@anirudhadey8799 😀👍
As per welfare of Indian people, next round of merger of bank should be there. After merging of banks there should be two or three big Govt banks. Stop the privatisation of govt banks.
Government Lets Start Privatisation with RBI
Hahhahhah🤣
Lamb I chlang
हमारे देश में एचडीएफसी आईसीआई एक्सिस बैंक जैसे तमाम बड़े प्राइवेट बैंक है बेहतर यही होगा कि बैंकों को मर्ज कर दिया जाए सेंट्रल बैंक ऑफ इंडिया बैंक ऑफ इंडिया यूको बैंक पंजाब एंड सिंध बैंक इंडियन ओवरसीज बैंक को आपस में मर्ज कर के एक बड़ा बैंक बना दिया जाए तो अच्छे परिणाम देखे जा सकते हैं
abhi jo 12 sarkari banks he unko merge karke 5 banks bana dena chahiye jisse profit badh jayega aur management ke upar RBI jyada control kar skti he
100 💯 percent agree sir
Beautiful Beautiful video. Amazing.
sarkari banks ko aur merge karke bada banana chahiye SBI ki tarah , total 5 govt banks hona chahiye desh me , jo international level par competition kar sake
More than 12 crore jobs gone during pandemic. Though now jobs are returning, unemployment is still high.
Goverment should not privatise any psb for next 5 to 6 years.
Govt Bank hoga to hi rural area and unserved , underserved section Tak banking facilities pahuch payegi... otherwise private sector Banks me garib logo ko jane ki anumati hi milegi facilities to dur ki baat hai...😡😡
Kuch bank ko private kar dena chahiye or kuch bank ko sarkari rakhna chahiye
Exactly
How to choose
Ur contents are best...u will reach great heights
Thanku soo much .
Regards
Poors dont stand a chance to get banking services if privatised. As simple as that
nicely explained, thank you :)
Govt banks should keep govt bank.
Yes Govt should not think about profit but it doesn't mean that govt is here for charity. Most of the absconded defaulters took loan from Govt banks. Govt Bank employees are the most lazy employees I have seen and they neglect about the loans. Govt Banks make the losses and this is compensated by Tax payers money. And Govt banks have given highest loan and also they have highest NPA too. Jan Dhan accounts can also be opened in Private banks. Govt is privatising the banks but not closing them. Root cause of the problem was created by earlier govts.
युवाओं की पीठ में छुरा घोपने वाली बीजेपी के सर्वनाश के मैं कामना करता हूँ
Sir bank merger is very good decision to make 5 big size bank like SBI
The only question is How Private Bank earns more profit?.
If there will be only one PSB let say SBI there their will be Monopoly.
Private ho to chalega lekin zero balance ho. Or anual charge na ho. And credit card limit kam ho 15000 ki bhi chalegi lekin sab ko milna chahiye.
And ye mari experience se bata raha ru, kiuki mera all most sare bank me accounts hay, private bank only for rich people
Exactly
Jitne sarkari bank hai un bank ko sarkari hi rahana chahiye private bank to pahile se hi bahut hai apne India main
Hahha true
Bhai grt pls always upload finace and banking videos
Well explained ❤
still 2022 Financial inclusion is important in India
👍
Valuable information sirr..tnx a lot
Privatisation of Indian Bank is not vioable economically, technically and durability for India. Thanks.RPS, Jharkhand.
Sir make a video ki ab bank exam ki prepartion krna shi h ya skill dev kr k IT sector me jaana shi rhega ?? Pls bataiye
Informative video.
But why the word 'basically' being used hundred times in your report. It irritates sometimes.
Although Content is worthy.
Privatisation of government banks..
Why is it needed?
For profit? Isn't government sector is to serve people rather making profits put of it
For better service?
Can't we just do it through better management, better infra and other necessary steps.
For NPAs?
Can't we just put pvt sector banks on test for sometime. With the same conditions that are applied with government sector banks. Starting from customers to employees and regulations and government's schemes and plans and let see wether they are able to make equal profits as they are making now.
For making india better?
How would it result into this. Work on people not banks not any other organisation invest in people. As people make organizations that makes profit and devise better servicing not organisation at first place. Is government not apet enough in managing PSUs and PSBs.
Well i have a question to ask here that is our literacy rate is enough to bear the burden of privatisation.?? And as we are taking about a major change we should also change the definition of literacy .it cannot be restricted to reading and writting name or identifying letters. How dynamic education has become and how one should be equipped with knowledge and competency to live in a world/ country where everything belongs to someone but not to people . Are Indian ready enough to deal and cope with the change. It is just kicking people out in a war for life.
What about the change management is anyone talking about it? Anyone concerned to people who are employed in these banks. All age group what will happen to there mental health will they be good to work in this stress causing change. Is their any assurance that has been given to them regarding their career,?? Every now and then these silly government's come for plans just to participate in rat race against countries and dfrnt economies. First make every Indian well educated and then talk about such changes. Weapon prior to war is a must.
Bank ko gov Bank ku banaya tha aagr yes bat ka andaja hoga gov ko Bank pvt nahi karna chayeye.
NPA
Jo governance issue hai o thik karna chayeye GoV Bank bhe aacha performance de sakti hai
Gov Bank not a profit motive aagr gov profit motive ke leye kar rahe ho to india kabhi aage nahi bad payega.
Technology.
Aagr Bank me PVT Bank ke taraha Technology aajeye to jada aache service de sakte hai pvt Bank ke tararha kuki aaj bhi gov Bank Technology nahi bhadhi hai pvt ki taraha.
STOP PRIVATIZATION.
Jab banks privatisation ho jayega to garibo ko gate say hi dhakka marke bhaga dengey kiwki unke staffs ko inpar baymatlab ke insurance policies or credit card chipkane ka mowka nehi milega
Exactly biggest disadvantage
Regards
Yes bank pmc laxmi vilas and many private banks are failed and none psb failed till now
Whether the Private banks will give guarantee for fixed deposits if something goes wrong?
Who is giving like before starting video ❤
Great vedio👌👌👌👌
Central Bank is good bank, they invest in rural areas.
Best salary account for state govt employee ? . Features like free debit and credit card , offline and online service
SBI
They offer charges free salary AC. I'm maintaining salary AC in SBI since last two year, previously it was in AXIS. I can assure you'll feel difference.
@@deburoy6549 but SBI gives worst service on visiting . They don't work and waste precious time
In this digital era I don't think branch visiting is necessary. Most of my banking needs fulfilled by Net banking.in last two years I hardly visited SBI 2/3times(to open AC n another tym to get a personal loan)
Sir what is your openion about Punjab and sind Bank...privatisation or merge
Government Bank government hi rahna chahiye but in main sudhar kiye jaye
Thank you sir
In which bank you work?
Very nice
Thanku
Sir can you make a video on financial inclusion and govt measures on it ?
Minimum balance in govt bank is 1000 and private bank is 10000 also charges in private bank is too high.
Govt. Bank private nahi honi chaiye sir
don't do Banks privatization
Private banks should be merged with government but government banks should not be privatized ,
All faltu social security schemes are from PSU & majority of Cross selling products from private banks.... PSU are loss due to poor credit growth...
True
Nice...
Thanku
Awesome content
Thanku
Thanku
Govt abhi next election tak kuch nhi kregi ek bar 2024 mai ye firse aaynge to banks private hunge he ye sachai hai.
Gov ko har ek gov bank ko privatization karna chahiye specially sbi ar pnb ko
All psu like ongc psu bank etc are all not government assest it is public assest without consultation of how dare they can sold
Nyc information
IDFC Credit card ke baare mein ek Video
Hlo Bhai
Mobikwik xtra sahi ha kya
Bearer cheque form bhar k deposit kar kakte hai
Apne account mai
Cheque allag bank ka hai
Govt. Bank hone chahiye
Government hi rehe na chahiye
👍👍
Bijli, bank private....
Govt bank should not be private
Government of India saying it is non performing assest so we privatize
So India is developing country not developed country like USA so they will sold India to USA
SBI wale kuch sun nahi rhe h.
I m not able to get my money.
Sir my account is IDFC first 🥇
My belance is hold hi
Vo kese hat Sakta hai
Government banks government hi rehne chahiye
Central bank ko kar deni sahiye , employee bodi badtameez he
Banko ka mayajal book summary pdo ....TH-cam pr samj aayega privitation ka kya matlab hai
Govt bank banked to the nation n pvt bank banked to elite class
Government banks should not be privatized
👍 PVT karne ka time abhi nehi hai GOV abhi thik hai......
baki apka " becicaly " word kam kar dooo pl itna bar ek hi sabd bura lagta hai🙏
Hahha ok brother aage se Dhyan dunga
Govt is there to govern not to do business pvt is a must
Government bank ko private karo because india badega
Jan dhan account sab private bank kolti hai. Aaj ka samay mein Private bank aur Public bank branch ka ration 1:3 hai iss liya Jann dhan account private mein kamm hai.
Sir, aap bhi ektarpha news chala rahe hai....aapke kathnanusar privatise nahi hona chayiye.....bus yahi chah hai aapki....
Sarkari hi honi chahiye aam Aadmi bhi Bank ka labh le sake
Exactly
Thank you sir
One India one banking one banking rules 🙏
Sebhi bank private ker dena chye
Merge करने तक तो किसी तरह बर्दाश्त कर लिया गया लेकिन सरकारी बैंकों को Private करना किसी भी तरह से ठीक नहीं है।
सरकारों के लिए - "नकल के लिए भी अक़्ल चाहिए होता है।"
😅😅