The problem is with our indian crowd .. they don't care abut informative videos .. such a nice video with grt information.. mam u deserve more views and subscriber.. Hope india will cure soon cancer of insta and social media . God bless u . Keep doing good work
She forgot max bupa and care health. She is very new in this area.. I suggest audience not to rely fully on her and do some own research. Whatever I really appreciate her work as she is sharing knowledge in very easy way. Thanks for that.
Dear I did not understood what those numbers mean in 3-6 months @3:10 screenshot. Also please my sincere request to tell me as I am very much confused between star vs Tata vs Bajaj vs hdfc . My age is 35 no drink/smoke and healthy.
Nicely explained ma'am. 50 years and diabetic patients.. Any recommendations please in particular. I'm highly confused, which gives less waiting period. Thanks a lot again for this splendid compilation 💕!
Great content. I have a query. I'm confused between choosing the top-up for the health insurance provided by my employer vs opting for a separate plan. I will list down the pros and cons for both, since it may help others as well. Please add if you find anything is missing. Employer health insurance: Pros: 1. No waiting period, no health checks required, existing diseases also covered from day 1 This is important because I'm mainly considering the policy for my parents. 2. 5L cover without any cost and additional 15L cover costs less than 20K. So basically I'm getting 20L group cover for 20K Cons: 1. Co-payment of 20% for parents 2. Risk associated with job(but I don't know if it's really a risk since we'll have notice period and all) Separate health insurance: Pros: 1. No co-payment (considering this since I'll definitely opt for non co-payment one) Cons: 1. Lot of hassle I feel, to get tested and wait for the time if existing diseases 2. I'm not exactly sure how much it will cost compared to companies top-up Please add if I missed anything
Mam ek video banaeye ki mutual fund m investment Krne ke bad jan pura amount nikalenge to kitna tax Lagega? 10 %LTCG ke alawa bhi income tax bharna padega tax slab ke hisaab se? Tax saving fund investments Krna sahi hai ya index fund m Krna ya ppf m? ..yadi kisi ki salary 10 lakh h to
Your video helped me a lot. It will be great if you can share the difference between the public sector, private sector, and standalone insurance. Also, let me know which category to choose out of these 3
Good informative video, please include information about new insurance companies like cure & Digit etc. Also give information about plans of aditya birla, I'm planning to take Aditya birla Capital Platinum-Enhanced plan of 2 Lacs for me Age 37 & my Son Age 3.7. Please suggest me for better plan. Thanks again!!..
Didn't get the difference between zero voluntary deductible and copayment clause. It would be more helpful if u could explain these terms in more detail
Hello Manu, I need your guidance for Health Insurance I am planning to buy for my father aged 61 in Mumbai. He has pre existing disease of Epilepsy due to which Max and HDFC do not provide Health Insurance. Religare is providing at 3L for 22k and 5L for 26k permanently excluding Epilepsy but with co payment and room rent capping. I am not able to decide whether I should buy health insurance for my father or it will be better not buy given the high premium rates. Please guide. Thanks in advance.
Hello ma’am , I’m watching this video in 2022 , so I have to go with the same suggested plans or wait for your best plans in 2022 . Please suggest Thanku
HDFC use to be associated with policy Bazaar but as per my recent communication with them when i asked them the reason they no longer have hdfc-Their response was that HDFC has increased their premiums too much hence PB is no longer providing HDFC Ergo and have replaced it with MAX Life as preferred Partner.
excellent video. I hv hdfc ergo HEALTH SURAKSHA silver smart policy, (family floater plan) i am 46 years old, my base plan is of 4 lakh, top up 11 lakh. (no deductible) .. I have my wife and two daughters included in this plan. My question is- how this top up of 11 lakh will activate when my base plan is 4 lakh?
Great information as always. I have purchased Max Bupa for my mother who has been recently diagnosed with type 2 diabetes. And for myself Aditya Birla. Both are having claim settlement ratio more than 92%. I have purchased via policy bazar. I would like to see a video review of policy bazar. Thank you.
Agar aapko 1 saal ke andar operation nahi karwaana, you can opt for Health Insurance recommended in this video. In India a Hernia Procedure will be covered after 12 months of continuous insurance if it is Pre-Existing at the time of proposal.
Hello mam, I had came Across Dozen of videos, Regarding insurance and I'm very much confused now, Which is good, term life insurance or health insurance. Please help me
Acha i’ve a doubt. For how long we have to pay Premium?? What is policy period shown in sites? Ex. 1,2 & 3 Year they say to pay premium. If suppose the premium is 58K for a year , does that mean we have to pay that amount every year ?
Aap ne achchi jankari di dhanyawad.lekin aap ne aadhi english aadhi hindi me baat kar ke hum jaise log jinko english nahi aati unka khayal nahi rakha .Aadhi baten to uper se nikal gayi kya fayda madam
You rightly said why 90% people who want to buy health insurance end up without buying it..
MaxBupa ReAssue Crying 😭😂, well liked your video!!
Didn't know about ICR, learnt something new. Thanks !!
I have seen many comments about niva Bupa. Yes niva Bupa is superb.
This is really best
Am amazed!! Why PPL don't support creators like u.. you should hv subscribers in M's
Hopefully, very soon 🙌
The problem is with our indian crowd .. they don't care abut informative videos .. such a nice video with grt information.. mam u deserve more views and subscriber..
Hope india will cure soon cancer of insta and social media .
God bless u . Keep doing good work
As per latest survey max bupa is presenting on top class
Right
Aap Actor bhi ho Financial Advisor bhi ho
Kya baat hai 👍👍 ❤️
wow 👌 helpful watched a right video at right time as iam take a insurance plan
She forgot max bupa and care health. She is very new in this area.. I suggest audience not to rely fully on her and do some own research.
Whatever I really appreciate her work as she is sharing knowledge in very easy way. Thanks for that.
Her other videos are nice but particularly this video's information is not correct (according to me) so I asked her to share the source of information
Quick pic of key points to look for. Mm, Interesting 🙂. Now I have to rethink to continue existing plan or switch.
Kudos to you. Clear confident and straight to point. Yes the helped alot. Keep up the good work.
Max Bupa Re Assure is super good - been in this industry for 12 yrs nothing better like Re Assure or for HNI segment Health Premia
U did nicely define without wasting time
Thank you
Dear I did not understood what those numbers mean in 3-6 months @3:10 screenshot. Also please my sincere request to tell me as I am very much confused between star vs Tata vs Bajaj vs hdfc . My age is 35 no drink/smoke and healthy.
You could choose either of Bajaj or HDFC. choose whichever has the lowest premium as per your details
Thanks, video was informative especially table
Glad you liked it 🙌
Wonderful explain.i am interested in toppic today but ur presentation is supperb 🙏❤️❤️❤️😎👍🏾
Thank you for your information.. it is so helpful.
Why not ICICI Lombard in ur list ? Any specific reason ?
Thank you for the video with major highlighted points like ICR
Thanks for helpful tips, I need one suggestions, Is "Navi Health Insurance" is good to buy?
There isn't enough data to objectively evaluate this
@@bekifaayati Oky, Thank you for the response
Thanks a lot
Nicely explained ma'am. 50 years and diabetic patients.. Any recommendations please in particular. I'm highly confused, which gives less waiting period.
Thanks a lot again for this splendid compilation 💕!
Will be covering that soon in out future videos 🙌
Sir you can go for comprehensive insurance from star health insurance, for more you can contact me
U can buy diabetes policy
You can buy disease-specific health insurance.
You are doing a great job. You solve genuine problems of all common people
Which are the best insurance companies in 2022-2023 please??
Your videos are informative thanks
The knowledge we get from your videos is priceless 🙂👍
Thank you so much Mam👌
Thanks a lot 😊
What do you think about HDFC Ergo optima secure plan? Is it a worthy plan to have?
We have only one cashless hospital in our TRIPURA, this case, should I go to the Cashless or medical reimbursement ?
Great content. I have a query. I'm confused between choosing the top-up for the health insurance provided by my employer vs opting for a separate plan.
I will list down the pros and cons for both, since it may help others as well. Please add if you find anything is missing.
Employer health insurance:
Pros:
1. No waiting period, no health checks required, existing diseases also covered from day 1
This is important because I'm mainly considering the policy for my parents.
2. 5L cover without any cost and additional 15L cover costs less than 20K. So basically I'm getting 20L group cover for 20K
Cons:
1. Co-payment of 20% for parents
2. Risk associated with job(but I don't know if it's really a risk since we'll have notice period and all)
Separate health insurance:
Pros:
1. No co-payment (considering this since I'll definitely opt for non co-payment one)
Cons:
1. Lot of hassle I feel, to get tested and wait for the time if existing diseases
2. I'm not exactly sure how much it will cost compared to companies top-up
Please add if I missed anything
Still the advise would be get a separate Health Insurance due to these reasons
instagram.com/p/CJ0pbY_nKGP/?
@@bekifaayati thanks for the reply
I'd like to talk to you brother,its regarding health insurance
Thanks for making this video..😊
Mam ek video banaeye ki mutual fund m investment Krne ke bad jan pura amount nikalenge to kitna tax Lagega? 10 %LTCG ke alawa bhi income tax bharna padega tax slab ke hisaab se? Tax saving fund investments Krna sahi hai ya index fund m Krna ya ppf m? ..yadi kisi ki salary 10 lakh h to
with hdfc ergo which topup should i take?
Your video helped me a lot. It will be great if you can share the difference between the public sector, private sector, and standalone insurance. Also, let me know which category to choose out of these 3
As long as the insurance company is decent, there is practically no difference b/w the 3
Can I have 2 health insurance from different companies ?
Yes, you have, but you can take only one claim from one company one time
Ye same data 2022 ya 2021 k liye available hai? The one with the ratios?
mam lic ki koi health insurance scheme u wana prefer for govt bank employe so that cover is good and can get 25k deduction
Superb mam 👌 👌. Please parents (50) ke liye pre - existing cardic( angioplasty) ke liye best health insurance kaise kharide.
Interesting to not seeing Max Bhupa in your top 5 list. Btw, which one you will recommend for age 35+ individuals?
Recommendation would remain the same 🙏
Good informative video, please include information about new insurance companies like cure & Digit etc. Also give information about plans of aditya birla, I'm planning to take Aditya birla Capital Platinum-Enhanced plan of 2 Lacs for me Age 37 & my Son Age 3.7. Please suggest me for better plan. Thanks again!!..
We don't have enough data points on the new companies (Digit, Cure, etc) to do a thorough analysis :)
Useful information mam thankyou........
Welcome 😊
Can u make 1 more video comparing your 5 picks
Sure, will definitely consider making one
Costly product bataya apne Bajaj ka health gaurd me city limits hoti hai premium bhi jada hai royal Sundaram ka supreme plan kaisa hai.
Should we go for 1 yr payment or more than 1 year. Is it beneficial?
1 year payment
Didn't get the difference between zero voluntary deductible and copayment clause. It would be more helpful if u could explain these terms in more detail
How about Tata , is it good ?
It is decent
Informative video 👍
Thank you :)
Hello mam,
I have care insurance medical floater..i have doubt that policy is good for us??
This policy is with me from last 4 year...
Thank you for not advising navi health insurance
Hello Manu, I need your guidance for Health Insurance I am planning to buy for my father aged 61 in Mumbai. He has pre existing disease of Epilepsy due to which Max and HDFC do not provide Health Insurance. Religare is providing at 3L for 22k and 5L for 26k permanently excluding Epilepsy but with co payment and room rent capping. I am not able to decide whether I should buy health insurance for my father or it will be better not buy given the high premium rates. Please guide. Thanks in advance.
Video coming out next week :)
@@bekifaayati Haha
Would have been helpful if you could guide me as I need to buy it within 1-2 days :)
I can help you sir
Inko dekh k mera health theek ho gaya.
Please explain best health insurance for diabeties above 50
Sure, will try to make a video on this
Hello ma’am ,
I’m watching this video in 2022 , so I have to go with the same suggested plans or wait for your best plans in 2022 .
Please suggest
Thanku
Very nice..Thank you
Hello,
May I know why is Raligare ( now known as Care) not in your list?
HDFC ergo newly launched optima 4x.any idea?
is it advisable to buy health insurance from policy bazaar etc
You can buy insurance at your own risk through any online platform without any guidance
If Bajaj Allianz is providing only 8 cashless hospitals in a city so it means that person has to be taken to those hospitals only?
Can't find HDFC ergo on policy Bazaar
Any idea?
Sorry, No Idea. It's possible that HDFC Ergo does not have a tie-up with PolicyBazaar
HDFC use to be associated with policy Bazaar but as per my recent communication with them when i asked them the reason they no longer have hdfc-Their response was that HDFC has increased their premiums too much hence PB is no longer providing HDFC Ergo and have replaced it with MAX Life as preferred Partner.
very well explained
excellent video. I hv hdfc ergo HEALTH SURAKSHA silver smart policy, (family floater plan) i am 46 years old, my base plan is of 4 lakh, top up 11 lakh. (no deductible) .. I have my wife and two daughters included in this plan. My question is- how this top up of 11 lakh will activate when my base plan is 4 lakh?
After consumed you're base limit
Hello mam, which plan is better for non hospitalization claims ??
Hello dear i want to ask you that...if someone takes any insurance and after that accept any other citizenship then what will be the impact???
Very helpful 👌
Glad you think so!
Hi
How did you get the ice and csr data?
I just came here to see u😍😍😍
Great information as always. I have purchased Max Bupa for my mother who has been recently diagnosed with type 2 diabetes. And for myself Aditya Birla. Both are having claim settlement ratio more than 92%. I have purchased via policy bazar. I would like to see a video review of policy bazar. Thank you.
Will be happy to do that if we get enough queries 🙏
Hi Sankey hows Aditya Birla
Kindly make video about the pmjjby scheme or pmsby vs other insurance policies
mam.. my age 24 ... mujko ingunial hernia hai to mam konsa health insurance best rhega govt me Operation nahi krwana chahata
Agar aapko 1 saal ke andar operation nahi karwaana, you can opt for Health Insurance recommended in this video.
In India a Hernia Procedure will be covered after 12 months of continuous insurance if it is Pre-Existing at the time of proposal.
@@bekifaayati thanks mam... max bupa best hai na
Star health vaale toh bekaar hai mam , kaha jee rahe ho aap
Is sal bhi koi video health insurance ke upar..
Chalu policy ke labh kese dekhe? Uska video bnaiye
Which is the best travel insurance?
will try to analyse the same
Please suggest recommendation for super seniors above age 75
Coming up with a separate video for that too 🙏
Depend on the medical history. But the premium will really high.
Why you have not considered Edelweiss??
Thoughts about "Niva Max Health Reassure" policy for my parents aged 61 and 52?
Really good may be the premium little bit high as compare to other companies. But the benefits are not break by the other company.
Why you didn't included care health insurance? It has 95% claim settlement ratio in 2020 and 100% in 3 months of 2021!!
Hello mam,
I had came Across Dozen of videos, Regarding insurance and I'm very much confused now,
Which is good, term life insurance or health insurance. Please help me
Soon i am also staring my own TH-cam channel
Madam can i go with Go Digit Health Insurance ?
We don't have enough data to comment on this
Thanks for sharing the info. It’s very helpful. 👍🏻
Pleasure 🙌
Im with National mediclaim
Now they hugely increased their premium
Which is better for port in!!
Currently Ressure plan of niva(max) bupa company.
Itni Policy hai sab me koi na koi Option acche hai kisine nahi isliye last confused hokar insurance reh jata hai
Mam how is Aditya birla health insurance, please advice 🙏
We won't count Aditya Birla Health Insurance in our top 5 due to their fluctuating ICR and CSR
How's New India Mediclaim??
Their Health Insurance Plans are pretty decent
Mam HDFC optima Restore family vs young star silver Policy which one is best??? Age 36 year
Go for hdfc ergo, or niva bupa
@@NavjotSingh-wd6eu is hdfc is cashless?
@@619ry7 yes all companies have cashless hospital, check your area pincode, search network hospitals list
@@NavjotSingh-wd6eu how much we have to pay per month for that insurance?
My brother is 34 years old and suffering from High BP, Thyroid, Uric Acid. Which medical insurance is good for life cover
This is for spreading awareness:
please don't buy any policy from #carehealth #carinsurance. Fruad company, misselling policy
Thank you for informing us 🙌
I also want to buy health insurance but ma'am I end up not buying it because I fear whether I will get when I need it most
This is the right time when u r healthy because har policy ko waiting period se guzarna pdta hai
I didn't know you were also part of Kabir Singh
Mujhe apka awaz alia bhatt jesa lagta hai ma'am,😄😄
What about navi health insurance?
We don't have enough data to comment on this
Mam how is sbi general insurance?
I am age 61 ( Diabetes/ Hypertension) my wife 59 yrs having valve problem by birth .Which policy is best for 5 lacs which will cover all this illness?
Bae Kifayati 🌺
Thank you 💕
your so cute thanks just now purchase the HInsu
Which is best for 25years age ? I need individual plan
Ressure of max bupa company. I can guide u.
Acha i’ve a doubt. For how long we have to pay Premium?? What is policy period shown in sites? Ex. 1,2 & 3 Year they say to pay premium. If suppose the premium is 58K for a year , does that mean we have to pay that amount every year ?
Yes, if it's 58k for a year, u got to pay that. If you pay for 2 / 3 yrs, then u get some discount
स्टार हेल्थ कंपनी का इन्शुरन्स कभी मत लेना, बहुत घटिया कंपनी है, कंपनी दावे बडे बडे करती है, लेकिन क्लेम सेटल नही करती.
Right sir
Aap ne achchi jankari di dhanyawad.lekin aap ne aadhi english aadhi hindi me baat kar ke hum jaise log jinko english nahi aati unka khayal nahi rakha .Aadhi baten to uper se nikal gayi kya fayda madam
Behan zero dep 10k se neeche nahi hota...100-200 nahi
Good information
Thanks :)