My Husband Spent $2,000 Without Telling Me!
ฝัง
- เผยแพร่เมื่อ 3 ต.ค. 2024
- 💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolu...
Ah, the joys of being single.
😇😇😇
Joys of having a dual income
I'm 71, never married (came close 3 times, but didn't work out), no children, it's a good life.
I am blissfully, intentionally single and always have been. I have friends and family (and my beloved dog) with whom to socialize. I have zero debt, a net worth approaching $14 million, and no financial worries/stress. I observe how many married couples have arguments about finances. So, yes, the joys of being single.
@@veramae4098 here here. its a great life. FREEDOOOOMMMMMMMM
That is so sad… she is so devastated
1:27
'Not really good at lying' - I think he just is not trying to hide it because he doesn't care. 😂
Why would a husband hide golf & hunting gear from a wife. This is a problem? Dave Ramsey is a liberal feminist... go to counselling over $2k in hobbies well spent. Okie doke whatever you say!
that's what I was thinking he not really lying he just not telling her.
6:45
Bingo! You hit the nail on the head!
To be honest, some people are saying "only 2000?". But I actually think she's definitely got the right approach: it's not the big sums that put people into debt, it's lots of little sprees here and there. The fact that she's jumping on this straight away is a wise approach
$2000 is _absolutely_ a lot of money to go over your budget by. It’s one thing to spend $2000 that you had budgeted for fun. But if you’re working to pay off debt, spending 2K on golf clubs is crazy
Last i checked, 2000 is A LOT!
It's not the 2000, it's the lying and lack of consideration about her feelings.
Or is it her trying to fully control their money? What if he doesn't want to do the ramsey plan? Why does she get to have her way. If she didn't make things completely clear before marriage and then changed this is her fault and not his. Such a massive bias on this show
@@brendondowdy5651 even if you don’t want to follow the ramsy plan you get should be on the same page if your married. Also “ I deserve it” is the pinical of people drowning in debt
@Lisan Leal 100% agree but if she changed then it's actually her fault
@@brendondowdy5651 "Massively biased" towards being intelligent and responsible about how to use money? Yea, sure. So whats your excuse for trying to justify being a stupid, selfish child about money?
It sounds like she's having feelings regardless of what he does
My husband just spent $5000 behind my back on some dumb course he saw on a Facebook ad. One time before he spent $2000 and hid it from me for a long time. Unfortunately, people like this don't usually change...they just get better at lying and hiding.
Want a new husband ?
This is why I can't date someone with huge debt. This husband racking up debt behind her back is basically stealing.
It's not her money, ever. He's not stealing, and that's precisely why whores are better than housewives.
She's a sugar mama!
@@derekd1510 I've had opportunities to be a sugar mama and passed them up.
@@KathleenMcNe Whaaat!? How could you pass up such a golden opportunity?! Lol.
It’s not about the debt it’s about the dishonesty
I told my first wife that we needed counseling (I suspected infidelity and was eventually proven right). Her four-word response finally pushed me over the edge - "Have fun with that." I went to the counselor by myself and ended up getting confirmation that divorce was the right answer. Fast forward six years and I'm debt free, happily remarried with a beautiful, Christian family and a bright future ahead.
Christian... Yeah. And you got a divorce.
Sorry your first one didn’t work out; it takes two willing participants to make a successful marriage so you made the right decision.
@@karlabritfeld7104 I’m not a Christian but my understanding is that infidelity is the one valid reason for divorce in that religion
You're living the dream, what about her?
Did you marry the counselor?
When I lament my terrible luck finding dates, these are exactly the videos I need to cheer me up. Being single has its perks!
I am blissfully, intentionally single and always have been. I have friends and family (and my beloved dog) with whom to socialize. I have zero debt, a net worth approaching $14 million, and no financial worries/stress. I observe how many married couples have arguments about finances. No thanks.
Spending $2000 is fine. Spending $2000 on crap you don't need while you're trying to get out of debt is not ok.
Tried marriage counselling with my first wife, Dave would have liked that counsellor. Apparently a new car (wife wanted) was warranted to fix the marriage even though we were in debt up to our eyeballs. Happy I never went back to that counsellor, also happy that I moved on from that woman. Oh, didn't buy the car either.
They won't tell you this, but marriage counseling fails a whole lot more than it succeeds.
Dave would have approved a new car if you were in debt? Dave Ramsey?
Dave would have approved a new car if you were in debt? Dave Ramsey? This doesnt sound like Dave, but Hon, you sound super bitter when you blame Dave for the woman you chose to commit to for the rest of your life. Remember: your life, your choice. Have you self reflected on why of all the women on the planet you chose her?
@@clarifyingquestions Allow me to clarify that he wrote that sarcastically.
@@Ryan_DeWitt I'm an office manager at a PHD psychologist group. By the time husband-and-wife come in for marriage counseling, it's mostly far too late. Even the couples that choose to stay together, marriage continues to be miserable and they stay together for the kids or financial reasons.
This is so sad. A perfect example of two people who weren't actually ready to be married. You can't wait until after marriage to get on the same page about finances, kids, careers etc. These are relationship destroyers. I pray that they'll be able to get counseling together and work through this.
This is why you shouldn't rush to get married before you really get to know them
Yeah but people also change. 😒
Doesn’t matter. Some psychos will until after the wedding to show their true selves anyways 🤷🏻♀️
Them?
This is why you move in together, alone, in an apartment, to really know the person before getting married. Not the old school way of marriage first then deal with the problems
@@TheWardenMark Exactly. You don't truly know a person until you've lived with them for a few years. Something that seems as insignificant as them never doing dishes or other household chores can really build up resentment over time and reveal all the bigger issues in the relationship.
How did we get to $2000 Being the downfall of the marriage🤔......it's Way more then a $2000 credit card and golf clubs.
People call just to waste time,2 thousand dollars spend,what's the big deal?..i hate drama like this..!
It’s silly
Well, whatever they have, she's about to get half. 😂
Half of 0 is still 0, only thing she can hope for is not to be saddled with any of his debt
After a 6 month marriage? Not likely
This guy got NOTHING so it’s a bust !
Yep ! Including half of his debt ! He probably has debt that she doesn’t know about
Her husband doesn’t “stick to the budget” and they call him a man child and say it’s up to him to save the marriage 😂 these guys are living in fairytale land
exact! ...they have been married for only 6 months and she already gave up, he's also point blank defiant, lets be honest, there's a missing piece in this whole equation, probably a third party involved somewhere
Right, who's bringing in the bacon? She made it sound like she shackled him into watching Ramsey
This is a relationship and marital problem. Not just about money.
If my wife told me every time she spent money on stupid stuff, my stress would be through the roof.
No background again.Only married 6months. I didn't know anything when I got married....calling the guy all kinds of names when he probably just
doesn't have any idea of what it takes to be married.
Things will keep getting worse.
Be honest: think about cutting bait now, before kids make it almost impossible.
If he is a spender, he is a spender. He will not change over time, even if he wants to, he will struggle at least until he gets used to a life budgeting/saving. 6 months is too quick to expect someone to change like that.
15 years ago, my wife joined an MLM, got a credit card without telling me, and ran up $9K worth of credit card charges purchasing MLM inventory on it before I eventually found out.
Thankfully Dave and his teachings saved our marriage.
There are no longer any financial secrets or money fights.
We are now in Babysteps 4, 5 & 6 and on the path to becoming Everyday Millionaires by 2032.
TY, DR, FPU & TMMO!
Bottom line is there is still hope for this caller and her husband.
Wow! Congratulations!
This was my marriage EXACTLY! He brought 80k of debt into our marriage. Marriage counseling over the last 2 years and lots of conversation, lots of errors along the way, financial boundaries, etc has allowed us to finally be on the same page and we will be debt free as of October 2024. It is possible....it's just not easy.
I'm floored that anyone would bring any debt into a marriage, but EIGHTY GRAND???????? That's like drilling a hole in the boat before leaving the dock to go fishing. Wow. I personally would have taken care of the money first, but good for you guys if it's working out.
pulling for y'all
Cast imagine marrying anyone with debt then spending years in the marriage paying it off.
Congratulations!!
This dude needs to get away from this chick asap
This was touching. Glad she got to hear that from y’all. More than finances.
In the Army they use to tell us: Have a pity party for 24 hours, then drop the spouse. Go find another one.
If $2k destroys their finances and marriage in 6 months, they shouldn't have gotten married.
If you're trying to get out of debt. And your significant other keeps taking on more debt. And they won't change.Are you going to stay in that marriage?
It's not the amount. It's the dishonesty that's the problem.
2k is a big deal when you only make 30-60k/yr. Honestly in a marriage you can't just be spending big sums like that without talking to your partner
Not saying $2k isn't a decent sum of money for lower middle class people but if this all happens within 6 months of marriage, they shouldn't have gotten married. Dave should have dug a little deeper to find out their situation and income.
I think it’s more of a trust thing than the amount
Only 2 grand on clubs and guns??? He and her got off cheap.
dangit. everytime they start crying.. it breaks my heart.. stress is real in her voice.
Nah, this is evidence of her immaturity! Only a small child uses tears like she does
No she’s crying for sympathy you can’t take these stories serious. Theirs two sides to each story and they only say the one that makes them look the best soon as a girl starts crying she’s lying. Like Dave said you didn’t notice hunting equipment and golf clubs? Prior how does that work she doesn’t check Amazon more she didn’t get a email for them?
Hahaha, you fell for the oldest trick in the book.😂😂😂😂 Only time a women's crying is for real is when there's nobody around to hear it
Why is it that good women like these and responsible men seem to never meet each other: it's always fortune seeking women finding kind/responsible men, and pathetic men finding amazing/compassionate women... FUCKIN'ELL!
When a man lies through omission it's 😭 when a woman does it and gets called on it it's 😭. He's a little boy while she's crying like a baby. Double standards.
Don’t marry into Debt
$2,000??? Call back in when he shows up in the drive way with his new Ford Raptor
It will eventually end like that......
Ehhhh, I don’t think it’s this drastic here
Give me a break…
Calling in crying is ridiculous!
He spent it on golf clubs... Worth it!
😂 name checks out
My wife blew her entire $15k work bonus on herself. We have a kid and I have credit card debt (cards she ran up). $2k is nothing. Granted, I’m married to a narcissist.
Get a lawyer
@@timothygibney159 Disabled vet and stay at home dad here. She makes all the money. No access to funds to get a lawyer. Not sure how to get out of this mess.
@@Greatscott24 There are probono or institutions that provide free legal service, look one up in your area. That's financial abuse.
@@neisci thanks. You’re right about that. I’m on an island. She’s very controlling. I barely ever get out of the house. She intentionally leaves me here with the kid knowing that I have no way to leave. If I try to leave the house even for an hour, she throws a fit and frames it like I’m abandoning our son (when she has to watch him). I’m going to look into the probono options.
@@Greatscott24 Good luck, hope everything works out. Stay safe. Don't stop looking for options nobody should live like that, you shouldn't live like that.
At around 6:40 Dave finally stopped simping and gave an actual analysis of the facts.
The moon is blue/ pigs have flown/ lightning has struck/ someone hit the lottery jackpot. Dave stopped simping. Those are all the same level in my books
Wow this conversation got really deep really fast. Amazing advice
6 months and he still has not made it thru the Book? He is NOT interested. He is spending like he is still single. They are right, he is not adjusting well going from "Me" to "We". Unless he is willing to change, NOTHING she can do will make things better.
Love being single and financially dependent (UK)No debt
I know people are going to hate me for this. But marriage isn't a peice of PAPER, It is a commitment of the HEART'S. That is why the dovice rate is so high.
You are correct that it’s not taken seriously by most these days; when things get a little tough just walk away rather than trying to work it out.
@@David-wo9un I have been with my wife for 30 years. Some say we are not married. We never got the papers in a COURT of LAW..We don't need GOVERNMENT telling us who we love. I AM A MAN SHE IS A WOMAN. WE WERE BORN WHIT BODY PARTS TO PROVE IT.
You should marry her. She's not going to get your social security after cooking for you for 40 years
They about to divorce over $2000 in just 6 months of marriage. Welcome to America.
It’s not the $2000….it’s the broken trust
You are missing the point. The 2,000 is just the beginning.
@@alrbredwall I'm sure there was a pattern of behavior before this she more than likely thought marriage was going to "fix" the issue and unfortunately she F'ed around and found out....
It's not about the 2k, it's not being on the same page about money and being unwilling to open dialog about it
I think this guy thinks he married the wrong person for him and regrets it and is acting out because of it.
First time ive disagreed with these guys. Its been 6 months, he doesnt understand marriage yet. Chill out and take a step back.
What would your response be
They're pushing her into divorce. Wasn't necessary to publicly criticize her husband.
This woman sounds Phony. Sounds like shes looking for an excuse to get out of her marriage
Good
If the husband was a great person, she wouldn't want out. The fact that she wants out shows something is off about him.
Amazon is good with refunds. Just return within a short time of getting it. Make up tons of bogus excuses of how defective these golf clubs are. Cant do it for every product you purchased
Did Baloney ask her if she was safe?
yummm.. Baloney... auughhhhh
😂😂
Six months in is too early to throw in the towel, especially if he needs more time to adjust.
She’s such a victim. Poor baby. Plot twist: she doesn’t work.
“Dave you!”
“Dave you too!”
“Go Dave yourself!”
“You piece of Dave!”
Whoa there, buddy! This is a family channel. Watch your mouth!
@@mattschmitt9924 Dave off! 😉 jk
@@ParkerBG ooo. Low blow. Got me right in the Dave's.
Y'all are some funny motherDavers 😂😂
@@yuryev1ch940 Dave straight!
And that's exactly why you just don't marry anyone or rush into it if you are dying to get married...😂😂😂😂😂
He’s clearly selfish, it’s not really about the 2k, it’s that he wanted something and he bought it, with no regard to the effect it would have on his wife. Hold off on have kids, don’t reproduce until your goals and values are align. Debt probably doesn’t bother him that much, definitely not as much as it bothers you.
She is mad cuz she didn't spend it on her 😂
I'll bet her wedding dress was $2,000.
I know someone like this. Her husband makes $110k a year, but wastes every penny. He has over $150k in back taxes alone. She doesn't have anything
If your married and your not on the same game page heading the same direction your screwed . One person can be the anchor for the other.
I hate 1 sided stories
Tough one. Completely different values where money is concerned. My wife and I are at conceptual odds on a thing or two, and those differences have caused conflicts over the years, but man, I'm glad we have always been on the same page where money is concerned.
The problem is people fail to realise that credit cards are the banks money it has to be repayed
Why TF would you get married without having these discussions about finances and goals????
She married a child.
Who throws temper tantrums.
It’s best to GET OUT NOW.
He has no respect for you or the marriage.
She is a child too. Over here crying on the phone. And also getting married without knowing how the other person is.
Going hunting or golfing is a temper tantrum.
The issue here is a quality wife would actually appreciate a husband with these kinds of hobbies and support him. Maybe she should focus on her own happiness, which appears to be in a state of decline. Not his job to cure a nasty attitude!
@@jdp5704
The goal was to get out debt and build a financially stable life together.
Average round of golf on a public course
Is $36 a pop.
This dufus is a child.
Yes. If she doesn't end it now, 20 years from now she will look back at this and regret not ending it.
Run!
3:27
Not necessarily a child trapped in an adult's body: he just shouldn't have gotten married.
You are not required to pay other people's bills.Leave him.
Marriage sounds awful
Save your money and do not give it away please do not give your money away
6 months?! That should be the time of your life starting out. This is gonna end bad.
Dave breaking up another marriage.
Don’t get married.
He got married and does not know it yet.
I would say that about the wife. Look at her violating the marriage, on the phone on a national radio show with another man complaining about her husband over $2,000 spent on hobbies! I hope their marriage works out, but pretty easy to see who's the problem here.
Dave Ramsey Hit w/$150 Million Lawsuit
Ok? And he may not pay anything.
Seems frivolous
The judge is amused.
Anyone can sue in this lawyer-infested country. It's another matter to collect.
She hasn't talk to her husband first?
My wife was conned by her rich uncle to sign up as the guarantor for her father's medical bills. He promised to pay the bills if she would be there to make medical decisions etc. He made a deal where he was going to pay for rehab and medical services up front with the facility he was at.
Things take a turn for the worse. The uncle stops paying, her dad needs a few surgeries to save him.
After the second surgery the bills racked up to $40k. My wife comes crying to me explaining we needed to come up with this money so her dad can get a surgey. I freak out when I realize the gravity of the situation. I had been busting my butt to pay for hotels and plane tickets for her to care for her dad out of state, while trying to pay off debt and she made a decision without talking to me that is about to bankrupt us. We were broke to start with then needed to come up with 40k almost overnight.
Luckily their was a crazy Aunt who wanted decision making authority and we made her take over as guarantor to get it. We paid off the balance and signed over authority to the aunt. You don't get the authority without the responsiblility. She elected for some expensive procedures and got hit with a $80k bill then yelled at us. I told her we gave her exactly what she wanted. Who do you think was paying for things?
I have $20k left to pay off. The whole thing ended up costing us almost $60k. Which was an entire year's salary at the time.
Our marriage barely survived.
That’s scary
Good reason to not get married.
This type of call reminds me how lucky I am not married anymore, I can go buy what I want when I want. This is $2K, not $20K.
But you're not in debt either
Is this the same guy getting sued about a timeshare scheme?
It sure is.
It's funny that even if he lost the suit and paid out millions of dollars, he'd still be worth more than both of you put together.
Male bashing simp mode activated once again...No what's your household income? No what's your monthly budget? No context whatsoever in the call at all
The male bashing gets old; imagine for one second if they bashed a female in the same fashion.
@@David-wo9unwell women are more valuable in the sense that their life has more value so it's understandable why they behave this way.its not right but it's logical that they behave this way.
I see the Men's Pity Party has arrived. Pro-tip: Don't watch the show, ever. Problem solved. Now go back to your basement.
Bad choice in a partner.
This guy on the left fancies himself as a bit of a therapist😅
Are you new here?
He's a trained psychologist--this means he is a trained therapist.
If we spend over $100, we let the other know. It’s our rule of thumb.
I am not married yet! If I spend more than a penny I would let my wife know. I just don’t know where to meet quality women
@@roolyfe Tender lmao
@@jray9661💀😂
@@roolyfe I am a "quality" woman (at least thats what I've been told multiple times lol) but I prefer to stay single due to scenarios such as this. Im very frugal with my money and close to financial independence at a youngish age; however, I don't really don't want anyone telling me what to do and I prefer not to tell another grown human what to do. It sounds like her husband should reconsider if marriage is a true fit for him or if he is just going along with society's expectations.
Anyhoo, I do hope you find the companionship you desire😊.
@@MT-yx5cu thanks ! Have a blessed day
hmmm, sounds like there are a lot of issues in this marriage, the least of which is financial infidelity!
These are the best calls. We really need husband to phone in live from the golf course for a conference call.
JERRY!
JERRY!!
JERRY!!!
JERRY!!!!
Another chapter of : all women are victims
John and Dave's words aren't exactly helping their marriage either. They make it sound like he just IS a certain way vs. being misled. The comments seem right. When it's a man, blast him with stuff like this. When it's a woman, she's the victim.
Dave's brand ingrains blame and juvenile character inherently into men, whereas women are faultless princesses in their eyes. Par for the course.
He pronounced Louisville correctly! I’m from Kentucky and it grates when people call it “Lewisville”.
this woman sounds unstable. weird of them to automatically take all of her claims at face value
😄😄
From him spending money on recreation to your marriage should be saved he is done!! Seriously, you guys over did it this time!
I am so sick of John constantly acting like he knows what is going on with people after 30 seconds. He sucks.
Lol and he nails it 99.9% of the time so in reality he’s amazing and is a very skilled trained counselor!!
@@flashthecorgi2053 he does not nail anything...his responses are mundane and sophomoric. He is a waste.
I just realised how awesome my wife is haha!!
Did you just realize that, or are you just really happy you didn't marry the caller?
Why is she crying 😭
because her husband is enjoying some new hobbies apparently
why doesn't she enjoy it with her husband. what is the problem?
Classic manipulation tactic.
its only been 6months that crazy
I would like to know how much husband make and how many hour he works. Crying over a $2000 is silly and wife is possibly a control freak.
I think husband is fed up with her by how she explaining about it.
Hoo boy. Suspect it may be time to cut her losses.
Couples get rhat six month hick up because people don't live together and find all the skeletons before marrying. Live with your desired spouse before marrying them. Period.
Why does everyone need a therapist?? Unless the therapist is literally slapping you with some black leather gloves for being so dumb, I highly doubt it helps. Grown men do not need therapy or marriage counseling.
let's be honest.. one of the two is cheating and wants out.