Sometimes "grown up" behaviors are too good to be true. Find out if you might be wasting your money with this video: th-cam.com/video/rQcro7m3dOA/w-d-xo.html.
1. Make all of the appointments you have been putting off -daily, yearly, use your calendar! 2. Get the right productivity tools to get stuff done 3. Stock your "always need" items in bulk if possible\ 4. Make a few 70/30 calls with a few people 5. Prep a whole week of breakfasts and lunches 6. Have a bank checkup -- check your credit, establish a relationship with a banker 7. Get rid of clothes you don't wear 8. Make a cleaning spreadsheet 9. Automate 3 things
Could you caption your videos? As a deaf person, I gain access to content of videos through captioning, and I have enjoyed learning more financially from your videos that do have captions on them, whereas I’m unable to learn from ones that do not provide them. Thanks!
@@gils100games hello genius hearing person: AUTO-captions can be turned on and off. Auto-captions have like 50% accuracy on a lot of videos and just generally suck. Fifty percent is about as good as lip-reading without captions. When creators caption their own videos, the captions are correct and helpful.
I use captions also - more because I find it easier to retain the information. Is there a way to help create these? The captions are super helpful for me but it would be nice to help other folks out too :3
If you aren’t keen on meal prep (like me), then do an ‘ingredient prep’ day, which is literally just cutting up veggies and washing fruit and greens, so that everything’s easy and quick to cook later. Plus I like to sometimes soak rice or quinoa the night before so it only takes 5 minutes to cook instead of 10-15. I hate meal prep, but ingredient prep helps keep my cooking creativity.
Cannot believe how much this channel has helped me become more aware of my spending habits and ability to be more organised, can’t wait to read the book! x
Another tips related to cleaning your fridge: have a space dedicated to food or ingredients that needs to be consumed very soon, preferably it’s in eye height and at the front of the shelf so it’s the first thing you see when you open the fridge. Doing this increases the chance you’ll eat the food you bought before it goes bad which saves you money and decreases food waste. Win-win!
TFD is so amazing!! I just need all of these "list videos" in pdfs I can print and hang up on my walls or something. And I just have to say, you seem to pick and choose sponsors for videos that legitimately make sense with the content and flow nicely, so it's not weird when you advertise Adobe Scan for example. Love all the effort you put into this channel and helping the rest of us 20-somethings!
Girl I like when you swear, you keep it real and I dig it. It's easier to take financial/life advice from someone who I feel is a real person, not a generic article.
I absolutely love your channel. I will 50 yrs old this week and I guess what they say is true, you're never to old to learn a new trick or two. I'm on disability and won't get rich from watching your videos but they will certainly help me manage what little I have, so thank you.
You should do an episode on inurance. It is somethimg everyone should visit from valuables to life. Universal life insurance can be use as a forced savings! That's what I'm doing now.
Chelsea Tankus Insurances are less of an international thing since they are so vastly different in every country. She has a very diverse audience so I don't know what would be the best way to handle that subject.
Captain Planet I can get a pretty good meal for three bucks at the local supermarket when it is lunch time at work. Much more substantive in calories and health while saving money at the same time. I used to spend upwards 15 bucks per take out which is obviously too high. I’m saving quite a bit by actually putting that saved money into my savings account.
This is my favorite “adulting” TH-cam channel! I’m very happy with this episode specifically! As the year wraps up, I’m looking to figure out what I can do, and this is giving me the checklist! Thank you so much TFD!
Thank you so much for making this video. It's what finally got me off my butt and cancel a service that I have never really used. The service was costing me 12.99 + tax and I had it for 3 years! I can't believe it took me this long. That was a much needed kick it in the butt.
I discovered this channel when I was getting into minimalism and learning how to manage my finances better. And let me tell you, all your videos have taught me so much about what adulthood really means, I find myself agreeing with the way you look at life, finances, careers, responsibilities etc. And I am slowly realizing that I value my time, money, thoughts and energy more profoundly recently. Thank you! You're like the best life coach ever !!!
Lots of good info in your video. I have used a couple of these suggestions for a very long time. My paycheck and 401K have been direct deposit since it was first offered at my job and I also use auto payments or online EFT payments for all my recurring bills. One thing that you need to be mindful of is that if you are living with another person, it is a lot more difficult to keep a fridge, freezer and cupboards organized if the person you are living with isn't willing to help out with the plan.
im 27 and i just stumbled upon this video and you did such a good job hitting the most important points about being a responsible adult. I had a lot of "OMG YES" moments and it made me recheck all the things i do on a daily basis. Im putting a payroll reminder on my phone right now because i ALWAYS forget to do it over the weekend. I took a lot from this video. Thank you.
Oh. My. God. You got me right at Make the appointments you've been putting off. I've been putting off writing the emails/making the calls I need to make to set up appointments. Thanks for hitting me with that reality check -- and also for validating this bad avoidance habit I'm realizing I have. It's really comforting and *empowering* to know that I'm not the only person who does this. Thank you!!!
I love your definition of adult! I had the idea that once I had my own house & kids I'd be an adult & this means so much to me during this holiday season when family tends to hint that for some reasons you Have to have these things.
Thank you for what you do and the content you produce. I've read one of your articles on Medium and found it really helpful. Is there any way to contact you? Thanks!
This is channel is so very helpful tbh I am still navigating the concept of being a fully functioning adult but I guess that’s what your 20s are for right? Either way thanks again tfd you are all absolutely brilliant!
This was a great video; I have three new things on my “adulting” list. You mentioned meeting with you HR rep in this video-any chance of a video about what to go over/ask in that meeting?
Love this. I think it would be very nice to have a version of this for folks who don't have a corporate job - even who never went to college- and would like to advance in life.
With regards to the cleaning spreadsheet: Martha Stewart's books about housekeeping are actually super helpful for budgeting time towards effective cleaning! Most libraries will have it, or be able to request it.
At one point I was on a search to find a "master" grocery list - a magical landing pad where someone in another place would have predicted what I tend to buy from the store. Of course this was a fruitless search, so I decided to make my own. Anytime I thought of an item we typically get from the store (but dont see when I open the fridge or pantry) I would scan my list to see if it was on there, and then either highlight it to show we need it or add it to the list then highlight. It's been so refined by our typical purchases I haven't needed to add anything in a while, but it's been super helpful for making a grocery list quickly
Going along with #6, food prep, I make up batches of rice, sauce, soup, pasta, cut up veggies (roasted or not), and put each item in large freezer bags. Now, here’s the trick. Before sealing the bag, flatten out the contents. If you freeze a flat, thin layer of anything, they take up less freezer space, and you can just break off a portion for your meal. That reminds me: I need to make my weekly batch of oatmeal tonight.
Love these suggestions but one q - as someone living in central London, sadly we don't have the storage space for a restocking zone. Would you consider doing a video on money-saving tips specifically for small homes?
This is great even for those of us that already know it needs to be done and yet, it doesn't seem important until everything in your life way overdue...
your hair look gorgeous on you! TFD is my new daily pill of inspiration. seriously. I love my days more after watching your videoos and reading your website :D
Planning out dinner has been a huge money saver for us. Each week, we write out what we will eat for dinner during the week and we always take into consideration what we already have on hand. Items we don't have go on the grocery list as well as any staples we're running low on. I calculate the estimate it will cost (I always round up because I'd rather be under than over) and that's the budget we stick to for that week. It can be a lot of work some weeks, but I'd rather do the work than forget about setting something out to thaw and getting fast food instead.
Ugh I fucking love you guys. Hands down feel so much more confident in myself and how I handle my money/life after discovering your channel. A million thank yous for not making my feel like an idiot and that I'm actually doing and will be alright!
You don't need a yearly doctor's check up just to look for potential problems if you are young and healthy. It's good to check bloodsugar, weight, and record the diameter of any odd moles you have (to be sure over time it's not skin cancer) but you can do those three things at home and don't need an expensive dr appointment for it. You DO need a yearly cleaning with a dentist though, decay can happen that quickly and getting a cleaning (which ideally is actually supposed to happen twice a year) prevents much more severe and expensive conditions.
This was amazing! I'd personally prefer if the ads are not so "natural." I'm fine with pre and post roll ads, but listing the ad as actually a tip for trusting viewers feels bad.
I can't find this Adobe document cloud in the play store for Android... Is it an iPhone only thing? When I go to the Adobe website it said the basic is $12.99...so not free
My mom is a doctor and she says that regular doctor check-ups are basically a waste of everyone's time and money when you don't have any symptoms and are under 35 (and not in a risk group). You don't catch 8 diseases because you don't check up regularly and doctors have more urgent patients that actually are sick. EDIT: backing this up with science: www.health.harvard.edu/blog/a-checkup-for-the-checkup-do-you-really-need-a-yearly-physical-201510238473
I am sorry but I disagree. Women need to have regular Pap tests every year or so starting when they become sexually active. And I don't care that you posted a link to backup your crazy advice but I will continue to "waste my time" by getting regular check-ups thank you very much.
Julie Lemire if you feel like that adds something good to your life, go ahead. However, this advice is not crazy, in Europe almost no one outside of risk groups gets yearly check ups and we're doing comparably okay health wise, with lower annual costs per person.
Julie Lemire she wasn’t personally attacking you or anyone who goes to the doctor regularly. She’s not saying you’re a shit person, just don’t have an anxiety attack over not seeing a general practitioner every 12 months.
Just to inform you.=) According to the American Cancer Society, and regulations for primary/gynecological care women no longer need to get Pap tests every year. "All women should begin cervical cancer testing (screening) at age 21. Women aged 21 to 29, should have a Pap test every 3 years. HPV testing should not be used for screening in this age group (it may be used as a part of follow-up for an abnormal Pap test)." Source: www.cancer.org/cancer/cervical-cancer/prevention-and-early-detection/cervical-cancer-screening-guidelines.html
If possible make your next yearly appointment (dr) or six-month checkup (dentist) before you leave. No, you don’t know your schedule, but you’re more likely to call and change an appointment than to call and get an appointment.
Hey I just discovered you and your channel! I am having so much fun watching you...And, dear God, would you have an account for "Belgium trips"? HAhahaha I live there and I find it weird to think of it as a top-notch destination! Anyway, keep up the good work, I need so many sources (aka your vids) to binge-watch!!!
this channel is making me a better person, I'm in my second year of college and yes I do have debt BUT im working ym way to grad debt free. hopefully when I get the job Ill make savings and such.
I came across you by chance and loved it... if only it wasn't that there are many things I can't related to. In Spain, fortunately, we don't have such a thing as credit score, education loans, or social judgement for getting married later or not having kids. But for the rest, keep up with the good work!
Thank you for your videos, you really put a lot of thought into each one of them! I am looking forward to get a copy of the TFD book! So excited and proud of you for putting it together! :) Keep up the good work!
Just make sure that what you’re throwing out from your fridge is actually old and inedible (not just past it’s sell by/best before date, as this stuff can still be totally fine as these are arbitrary dates designated by the manufacturers and sellers to determine when they should restock and when the deem the product tastes best), as otherwise, hello?!! Food waste!!!!
Hi, I'm new to the US and I'm gonna file my taxes this year for the first time. Any advice or videos you can recommend to help me understand the taxation system. Thanks in advance
Sahar Shawa I used FreetaxUSA.com for the first time last year. I used to spend $200 to have a tax preparer do them. Now it only costs me under $20. It was so easy. I'm not tech savvy, and I figured out how to do my own taxes. If you have a 1040 form from your employer, then you can just fill out the online forms. However, if you are dealing with income out of country, maybe a tax preparer would be the better option. I know I had to have my social security number to set up my account through the website. I think they have a support number at the IRS to help with questions as well.
Most things are on the IRS website but are pretty complicated because you don’t know where to start. It’s a good source though, if you need to know a specific answer such as “how much pre-tax money can I contribute to a 401k” For filing taxes, best is to use free walk-through style programs like tax act and free tax USA. You can even fill out your taxes in a couple of them, to see which one gives the best result. They go through questions and answers, so it’s simple. Then file using the one that results in you paying the least amount. Most are free to e-file your federal taxes and only charge to file a state return. You can also just file the state return yourself fairly easily once you have your federal taxes done. Get the state tax return and see which info to carry over and how to calculate. Taxes take time but if you can accomplish the addition, subtraction, and multiplication including percentages, and if you can follow written instructions, you can figure it out.
I havent been to the dentist in over a year purely because i refuse to call and make an appointment with them. Its terrible but if i brush and floss daily and regularly im not too worried anyways.
I love this channel so much, I really learn so much from every video and I feel a bit less clueless about important financial information. That said, I have some constructive advice, what can a young adult do when their parents are abusive and won't even let the child get a job, or have their own money?? Is it just a lost cause?
On the subject of cleaning supplies and Clorox, just buy bulk vinegar, baking soda and lemon juice! They're the safest, cheapest and easiest products that work perfectly for every part of the home, can be useful when in need of baking ingredients and are so much better environmentally than perfume/bleach-filled products!
Sometimes "grown up" behaviors are too good to be true. Find out if you might be wasting your money with this video: th-cam.com/video/rQcro7m3dOA/w-d-xo.html.
para.de falar
1. Make all of the appointments you have been putting off -daily, yearly, use your calendar!
2. Get the right productivity tools to get stuff done
3. Stock your "always need" items in bulk if possible\
4. Make a few 70/30 calls with a few people
5. Prep a whole week of breakfasts and lunches
6. Have a bank checkup -- check your credit, establish a relationship with a banker
7. Get rid of clothes you don't wear
8. Make a cleaning spreadsheet
9. Automate 3 things
actionchaplain1 thanks man💓
actionchaplain1 thank you
10 and 11??
i can't focus for nearly this long so honestly thank you
+Anthony Green
2) create specific and well labeled savings accounts
10) do a fridge overhaul
OPs list skips number 2, these are the ones missing
Could you caption your videos? As a deaf person, I gain access to content of videos through captioning, and I have enjoyed learning more financially from your videos that do have captions on them, whereas I’m unable to learn from ones that do not provide them. Thanks!
same
I thought captions were a setting on TH-cam, it can be turned off and on at your leisure.
@@gils100games hello genius hearing person: AUTO-captions can be turned on and off. Auto-captions have like 50% accuracy on a lot of videos and just generally suck. Fifty percent is about as good as lip-reading without captions. When creators caption their own videos, the captions are correct and helpful.
@@anna-katehowell9852 thank you brilliant non hearing person have a nice life...smh
I use captions also - more because I find it easier to retain the information. Is there a way to help create these? The captions are super helpful for me but it would be nice to help other folks out too :3
TFD is my weekly motivation to be better
Charity V truth
Same!
If you aren’t keen on meal prep (like me), then do an ‘ingredient prep’ day, which is literally just cutting up veggies and washing fruit and greens, so that everything’s easy and quick to cook later. Plus I like to sometimes soak rice or quinoa the night before so it only takes 5 minutes to cook instead of 10-15.
I hate meal prep, but ingredient prep helps keep my cooking creativity.
Cannot believe how much this channel has helped me become more aware of my spending habits and ability to be more organised, can’t wait to read the book! x
you should read the blog
Another tips related to cleaning your fridge: have a space dedicated to food or ingredients that needs to be consumed very soon, preferably it’s in eye height and at the front of the shelf so it’s the first thing you see when you open the fridge. Doing this increases the chance you’ll eat the food you bought before it goes bad which saves you money and decreases food waste. Win-win!
TFD is so amazing!! I just need all of these "list videos" in pdfs I can print and hang up on my walls or something. And I just have to say, you seem to pick and choose sponsors for videos that legitimately make sense with the content and flow nicely, so it's not weird when you advertise Adobe Scan for example. Love all the effort you put into this channel and helping the rest of us 20-somethings!
Girl I like when you swear, you keep it real and I dig it. It's easier to take financial/life advice from someone who I feel is a real person, not a generic article.
4 years late, but yes! I totally agree. I love the way she sounds like a real person who is actually telling us all some real, down to earth advice.
I absolutely love your channel. I will 50 yrs old this week and I guess what they say is true, you're never to old to learn a new trick or two. I'm on disability and won't get rich from watching your videos but they will certainly help me manage what little I have, so thank you.
Quen Jacob That's so lovely to know💓
I'm almost 50 as well but always find something new to learn. 💕
In my 40s and love this channel. We didnt have all this info at our hands when we started out in life.
Bernie Cat So true.
Its never too late to learn! Glad its here now :)
Your hair is fab
read my mind
Agreed. I just took screen clipping to show my hairstylist.
@@karenmcdaniel9331 m
I'm a college student and I had no idea that adobe scan existed YOU JUST MADE MY LIFE SO MUCH EASIER, thanks
You should do an episode on inurance. It is somethimg everyone should visit from valuables to life. Universal life insurance can be use as a forced savings! That's what I'm doing now.
Chelsea Tankus Insurances are less of an international thing since they are so vastly different in every country. She has a very diverse audience so I don't know what would be the best way to handle that subject.
+Eloines A lot of her advice is focused on the US (credit score, student loans etc.) so I don't see a problem with doing a video on insurance.
I love your definition of a ”grown up”!!
You guys need to do more education videos! Tell me about all the ways I can save up for retirement, or how taxes work, etc
How taxes works will be great!
The meal prep tip is huge. You end up saving so much money by not buying out and eat way food that is much more healthy for you.
Captain Planet I can get a pretty good meal for three bucks at the local supermarket when it is lunch time at work. Much more substantive in calories and health while saving money at the same time. I used to spend upwards 15 bucks per take out which is obviously too high. I’m saving quite a bit by actually putting that saved money into my savings account.
This is my favorite “adulting” TH-cam channel! I’m very happy with this episode specifically! As the year wraps up, I’m looking to figure out what I can do, and this is giving me the checklist! Thank you so much TFD!
That PDF-scanner is my new favourite app, decluttered so much paper related things I’ve clung to for such a long time for that Someday or memories.
I started doing most of these about two years ago, and they have made a huge difference in feeling competent as a young adult. Great tips!
Thank you so much for making this video. It's what finally got me off my butt and cancel a service that I have never really used. The service was costing me 12.99 + tax and I had it for 3 years! I can't believe it took me this long. That was a much needed kick it in the butt.
I am very glad I found this channel 👌🏼
Alexandra Tompkins Me too
I discovered this channel when I was getting into minimalism and learning how to manage my finances better. And let me tell you, all your videos have taught me so much about what adulthood really means, I find myself agreeing with the way you look at life, finances, careers, responsibilities etc. And I am slowly realizing that I value my time, money, thoughts and energy more profoundly recently. Thank you! You're like the best life coach ever !!!
Lots of good info in your video. I have used a couple of these suggestions for a very long time. My paycheck and 401K have been direct deposit since it was first offered at my job and I also use auto payments or online EFT payments for all my recurring bills. One thing that you need to be mindful of is that if you are living with another person, it is a lot more difficult to keep a fridge, freezer and cupboards organized if the person you are living with isn't willing to help out with the plan.
im 27 and i just stumbled upon this video and you did such a good job hitting the most important points about being a responsible adult. I had a lot of "OMG YES" moments and it made me recheck all the things i do on a daily basis. Im putting a payroll reminder on my phone right now because i ALWAYS forget to do it over the weekend. I took a lot from this video. Thank you.
This is one of the most helpful TFD videos so far. Thank you!
Oh. My. God. You got me right at Make the appointments you've been putting off. I've been putting off writing the emails/making the calls I need to make to set up appointments. Thanks for hitting me with that reality check -- and also for validating this bad avoidance habit I'm realizing I have. It's really comforting and *empowering* to know that I'm not the only person who does this. Thank you!!!
I love your definition of adult! I had the idea that once I had my own house & kids I'd be an adult & this means so much to me during this holiday season when family tends to hint that for some reasons you Have to have these things.
Thank you for what you do and the content you produce. I've read one of your articles on Medium and found it really helpful. Is there any way to contact you?
Thanks!
This is channel is so very helpful tbh I am still navigating the concept of being a fully functioning adult but I guess that’s what your 20s are for right? Either way thanks again tfd you are all absolutely brilliant!
I Really LOVE this channel! Couldn't imagine TH-cam could be that helpful. Thanks for what you're doing!
I wish TFD was around in 2007 when I was a broke freshman in college, doing all the wrong things and eating all the wrong things
This was a great video; I have three new things on my “adulting” list. You mentioned meeting with you HR rep in this video-any chance of a video about what to go over/ask in that meeting?
Great content and helpful tips for everyday life!
I love this. We each need to define what being an adult is for ourselves using milestones that make sense for us. Yes!
This is an excellent video and should honestly be openly spoken about in our every day conversations.
Just started reading your book! Really enjoying it so far. Thanks for dedicating the time to writing it.
Love this. I think it would be very nice to have a version of this for folks who don't have a corporate job - even who never went to college- and would like to advance in life.
every video is so great and those who sponsor you are great too! love everything you do, keep it up!
With regards to the cleaning spreadsheet: Martha Stewart's books about housekeeping are actually super helpful for budgeting time towards effective cleaning! Most libraries will have it, or be able to request it.
At one point I was on a search to find a "master" grocery list - a magical landing pad where someone in another place would have predicted what I tend to buy from the store. Of course this was a fruitless search, so I decided to make my own. Anytime I thought of an item we typically get from the store (but dont see when I open the fridge or pantry) I would scan my list to see if it was on there, and then either highlight it to show we need it or add it to the list then highlight.
It's been so refined by our typical purchases I haven't needed to add anything in a while, but it's been super helpful for making a grocery list quickly
Thank you Chelsea, and @Thefinancialdiet! You're money advice is really helpful. I'm grateful for this TH-cam channel. ❤
Awesome Video! Really helps in organizing my life.
Can you make a video on making a cleaning spreadsheet?
Really love all the videos you guys do! Such great topics and ideas and so beneficial to watch!
Going along with #6, food prep, I make up batches of rice, sauce, soup, pasta, cut up veggies (roasted or not), and put each item in large freezer bags. Now, here’s the trick. Before sealing the bag, flatten out the contents. If you freeze a flat, thin layer of anything, they take up less freezer space, and you can just break off a portion for your meal.
That reminds me: I need to make my weekly batch of oatmeal tonight.
Love these suggestions but one q - as someone living in central London, sadly we don't have the storage space for a restocking zone. Would you consider doing a video on money-saving tips specifically for small homes?
This is great even for those of us that already know it needs to be done and yet, it doesn't seem important until everything in your life way overdue...
These are some really great tips. I'm 55 and still found this useful.
your hair look gorgeous on you! TFD is my new daily pill of inspiration. seriously. I love my days more after watching your videoos and reading your website :D
I really enjoy your videos and your content. I'm 20 and go to Uni, found this very helpful ☺️ Thank you
Planning out dinner has been a huge money saver for us. Each week, we write out what we will eat for dinner during the week and we always take into consideration what we already have on hand. Items we don't have go on the grocery list as well as any staples we're running low on. I calculate the estimate it will cost (I always round up because I'd rather be under than over) and that's the budget we stick to for that week. It can be a lot of work some weeks, but I'd rather do the work than forget about setting something out to thaw and getting fast food instead.
I feel more 'adult' already 😊👍 adulting is not a state, it's a verb!!
you added "ing" to it, & made it a verb.....Just saying,....I see what you did there.
It’s a gerund, no?
Laura Mello nauseating "menutia"..
Love your channel! 2nd time watching this video. Love it!
This is the best video I’ve seen in a long time. Thank you.
your videos gets me back to the track! thank you so much!!
your videos are really nice! Thank you for your thoughtful contents!
Ugh I fucking love you guys. Hands down feel so much more confident in myself and how I handle my money/life after discovering your channel. A million thank yous for not making my feel like an idiot and that I'm actually doing and will be alright!
I am so glad I found this channel! It’s taken me so long to get into this considering how long I’ve watch vlogbrothers
I enjoy watching TDF they always Brighton my day
Every video is a learning video.
!!!!! Thank you for another great video TFD! Challenging myself to finish 2017 strong and continue growing - love you guys! ✨
You don't need a yearly doctor's check up just to look for potential problems if you are young and healthy. It's good to check bloodsugar, weight, and record the diameter of any odd moles you have (to be sure over time it's not skin cancer) but you can do those three things at home and don't need an expensive dr appointment for it. You DO need a yearly cleaning with a dentist though, decay can happen that quickly and getting a cleaning (which ideally is actually supposed to happen twice a year) prevents much more severe and expensive conditions.
These tips are soo helpful!!!!! The channel is amazing!!!
love your videos chelsea! i really like thinking about my outfits the week before
Love your videos! You are very creative with your topics!
I am 59yo, I loved thsi video and found it helpful
This was amazing!
I'd personally prefer if the ads are not so "natural." I'm fine with pre and post roll ads, but listing the ad as actually a tip for trusting viewers feels bad.
Wow what an awesome Post. So many helpful tips!
I can't find this Adobe document cloud in the play store for Android... Is it an iPhone only thing? When I go to the Adobe website it said the basic is $12.99...so not free
I'm in love with this channel.
Meal planning is an amazing power. .
My mom is a doctor and she says that regular doctor check-ups are basically a waste of everyone's time and money when you don't have any symptoms and are under 35 (and not in a risk group). You don't catch 8 diseases because you don't check up regularly and doctors have more urgent patients that actually are sick.
EDIT: backing this up with science: www.health.harvard.edu/blog/a-checkup-for-the-checkup-do-you-really-need-a-yearly-physical-201510238473
I am sorry but I disagree. Women need to have regular Pap tests every year or so starting when they become sexually active. And I don't care that you posted a link to backup your crazy advice but I will continue to "waste my time" by getting regular check-ups thank you very much.
Julie Lemire of course those are important, but I think Pauline is more talking general doctor's appointments where they draw blood/weigh you/etc.
Julie Lemire if you feel like that adds something good to your life, go ahead. However, this advice is not crazy, in Europe almost no one outside of risk groups gets yearly check ups and we're doing comparably okay health wise, with lower annual costs per person.
Julie Lemire she wasn’t personally attacking you or anyone who goes to the doctor regularly. She’s not saying you’re a shit person, just don’t have an anxiety attack over not seeing a general practitioner every 12 months.
Just to inform you.=) According to the American Cancer Society, and regulations for primary/gynecological care women no longer need to get Pap tests every year. "All women should begin cervical cancer testing (screening) at age 21. Women aged 21 to 29, should have a Pap test every 3 years. HPV testing should not be used for screening in this age group (it may be used as a part of follow-up for an abnormal Pap test)."
Source: www.cancer.org/cancer/cervical-cancer/prevention-and-early-detection/cervical-cancer-screening-guidelines.html
Do you have a template for cleaning?
Omg the wardrobe tip. I'm working on that right now. It's such a task.
If possible make your next yearly appointment (dr) or six-month checkup (dentist) before you leave. No, you don’t know your schedule, but you’re more likely to call and change an appointment than to call and get an appointment.
You guys are AMAZING!!! I love TFD! Can’t wait to get the book ✨
I just love you guys so much!
Seriously amazing video! That credit card bit was really informative
I really needed this. 😞
You guys should make a podcast!
Hey I just discovered you and your channel! I am having so much fun watching you...And, dear God, would you have an account for "Belgium trips"? HAhahaha I live there and I find it weird to think of it as a top-notch destination!
Anyway, keep up the good work, I need so many sources (aka your vids) to binge-watch!!!
How do you make the cleaning spread sheet? I really need to know
this channel is making me a better person, I'm in my second year of college and yes I do have debt BUT im working ym way to grad debt free. hopefully when I get the job Ill make savings and such.
I came across you by chance and loved it... if only it wasn't that there are many things I can't related to. In Spain, fortunately, we don't have such a thing as credit score, education loans, or social judgement for getting married later or not having kids. But for the rest, keep up with the good work!
Thank you for your videos, you really put a lot of thought into each one of them! I am looking forward to get a copy of the TFD book! So excited and proud of you for putting it together! :) Keep up the good work!
Just out of curiosity, how does #6 work for you when you subscribe to the intermittent fasting method?
Just make sure that what you’re throwing out from your fridge is actually old and inedible (not just past it’s sell by/best before date, as this stuff can still be totally fine as these are arbitrary dates designated by the manufacturers and sellers to determine when they should restock and when the deem the product tastes best), as otherwise, hello?!! Food waste!!!!
Anna Hardie Yes to this!!
Hi, I'm new to the US and I'm gonna file my taxes this year for the first time. Any advice or videos you can recommend to help me understand the taxation system. Thanks in advance
Love your channel and it's given me a lot of knowledge already. I've been watching for almost a year now 😍
Sahar Shawa I used FreetaxUSA.com for the first time last year. I used to spend $200 to have a tax preparer do them. Now it only costs me under $20. It was so easy. I'm not tech savvy, and I figured out how to do my own taxes. If you have a 1040 form from your employer, then you can just fill out the online forms. However, if you are dealing with income out of country, maybe a tax preparer would be the better option. I know I had to have my social security number to set up my account through the website. I think they have a support number at the IRS to help with questions as well.
Betsy Russell Turbo Tax is very easy to use as well, but is a bit more in price around thirty. Getting it from Costco makes it easier to buy.
Most things are on the IRS website but are pretty complicated because you don’t know where to start. It’s a good source though, if you need to know a specific answer such as “how much pre-tax money can I contribute to a 401k”
For filing taxes, best is to use free walk-through style programs like tax act and free tax USA. You can even fill out your taxes in a couple of them, to see which one gives the best result. They go through questions and answers, so it’s simple. Then file using the one that results in you paying the least amount. Most are free to e-file your federal taxes and only charge to file a state return. You can also just file the state return yourself fairly easily once you have your federal taxes done. Get the state tax return and see which info to carry over and how to calculate.
Taxes take time but if you can accomplish the addition, subtraction, and multiplication including percentages, and if you can follow written instructions, you can figure it out.
I just scheduled all my docs app on Monday :) Way to go, feels so grown up ;D
I havent been to the dentist in over a year purely because i refuse to call and make an appointment with them. Its terrible but if i brush and floss daily and regularly im not too worried anyways.
Thanks for sharing Chelsea
Love this channel!
Thank you. Great advice.
This was a fantastic video. I'll do all of that.
I simply love this channel!!!!!!
I love this channel so much, I really learn so much from every video and I feel a bit less clueless about important financial information. That said, I have some constructive advice, what can a young adult do when their parents are abusive and won't even let the child get a job, or have their own money?? Is it just a lost cause?
I love this Channel ! You really help me to get my ishhhhh together ! Thank u :)
Good points.
On the subject of cleaning supplies and Clorox, just buy bulk vinegar, baking soda and lemon juice! They're the safest, cheapest and easiest products that work perfectly for every part of the home, can be useful when in need of baking ingredients and are so much better environmentally than perfume/bleach-filled products!
is there a written version of this?