hi ma'am can you please make a video of the whole procedure to go abroad after 12th and after the person has completed the ielts along with the eligibility and criteria, how to apply to colleges and file. I will be highly obliged to you.
hey @chetchat your videos are amazing and really helpful. it would be helpful if you could make a video on how to get into universities in london for post graduation in law - like academics , marks , exams and other procedures. thank you
Hi, thanks for your sweet message, we have two videos that speak of law in uk - sharing links here for your benefit, th-cam.com/video/aHSIgxdWzz8/w-d-xo.html and th-cam.com/video/UICgSeDe5SE/w-d-xo.html
Hi Sridhar, sharing the link with you - th-cam.com/video/Pozhhe6YHs8/w-d-xo.html Also we have several videos on scholarships in the same playlist - and new videos coming up every Friday Stay connected
Thanks for the video , it was really helpful . Just a question , I'm planning to borrow loans for BS in physics in US . So , I might opt to study further up to MS that's an extra 2 yrs . So , as you mentioned , can I borrow some loans even if I get a full ride scholarship for MS just for extending the time from which I , as a student would start the repayment ?
Hello mam.. Can you add a video on best university to study MBA In canada And also mention about getting loans, benefits of studying in Canada, best way to reduce financial for study period for a lower class family
Those are good ideas, I will keep it in mind while preparing videos. Meantime do take a look at our scholarships playlist where we have many videos on scholarships in Canada and other countries as well
Hi Amrita, thanks for your message. Sharing a link with you to our law playlist, you will find two interesting videos there - Chevening scholarship to study in UK and Scholarship at Columbia University for an LLM - th-cam.com/video/aHSIgxdWzz8/w-d-xo.html
And what if you are not an STEM student but an art student ex law or psychology etc and you wish to pursue Msc or MA ,then can we still have a loan without collateral and what if you half of the amount and you just need the other half of it say 10-20 lakh then how does it roll out... Hope you get the point.. Madám
Ravi, thanks for writing in. As we understood from the video, loans without collateral are usually for students in STEM fields or going to the top B-Schools. For the liberal arts, I think banks will offer you loans against collateral if you get in touch with them
Ravi Prabhakar hi, I'm from Team GyanDhan. What ChetChat has said is true. Currently, unsecured loans of value above 20 lakhs is only for STEM/MBA courses. But if your requirements are as low as 10 lakhs, then you could get up to 7.5 lakhs unsecured from most lenders. It may not be enough for your costs, so you'd need to get personal funds to cover the rest Although do look for your best option, and try to understand the different deals the banks are offering you so you can see what works for your needs best. Or reach out at someplace where you can directly compare the different education loans.
Pradeep Gadkari hi, I'm from Team GyanDhan (disclaimer!). So an admit is necessary to officially start the processing of the education loan. While you can easily contact the lender and know if they're willing to do your process anytime, they won't officially process without the admit. However, there are a few selected lenders who can give a loan without an admit, but only in very specific circumstances (such as only with collateral, and only for particular countries). Hope that helps. Feel free to ask more.
Hi mam thanks for all your vedio Where want to study Master of surgery (MS) in abroad How much it cost as I'm a middle class people Is there any scholarship test & how to apply and prepare for it About loans too Plssssss reply fastly
Hey thanks Mam for this needful information! Please I want to know whether i can avail an education loan for LLB course in India and if so, how can I apply for the same.
Thanks for very informative videos. A question on education loan: i believe interest rates are much lower in US so is it possible to get an education loan in US for an Indian student (possible scenario e.g. if some US relative agrees to become guarantor). What’s the possibility of getting such loan in US?
Roopesh Singh You're right about needing a US guarantor for an American loan. If you already have a guarantor, then getting the loan is easy. Do be careful about the interest rate, though. While it may seem low, what most people don't account is the currency exchange rate. If you consider that too, then the interest rate doesn't seem so low anymore. This article can explain it better than I can: medium.com/@williamair1/not-all-interest-rates-are-created-equal-7550d70e6e89 Hope that answers your question. All the best from Team GyanDhan!
Mam i love ur videos i got know so much about how i can handle my studies abroad. Mam i actually wanted to know that after the loan period took for a masters degree if i apply for a phd then and there do i have to start paying the loan amount?
Hi Akshat Gupta, I would expect the repayment to start after the moratorium (duration of your course+6 to 12 months) is over then repayments would begin until the loan has been repaid. Even if you've applied for a PhD, that will not change anything about the loan that you've already taken. However, from my experience in Team GyanDhan, it is theoretically possible to extend the loan as long as: 1. The lender is willing; 2. Your existing loan was with collateral AND that collateral can cover the new loan too; 3. That you haven't started any repayments yet. The entire process is complex so I don't think I'll be able to explain it well in a comment. It's also pretty rare too. If you have any further questions you can message me whenever you like, I'll be happy to help.
Guys please help me I'm a class 12 student of non medical (CBSE) I'm intrested in Robotics I belong to a middle class family I will be giving my JEE exam this year (its like a tradition that you have to follow🤔) Should i study for btech (in robotics) in India and apply for foreign university for MTech ? Or Any other suggestions will be helpful .
jayanth naidu so I'm not sure what you mean by "X" amount. If you're talking about what the total cost will be, then you would need to show enough to cover your total cost for the visa. Again, it differs from country to country as their visa processes are different, but generally for the US you'd need to show you have enough money (either your own money or from a loan or from both) to cover the total cost: and that include living expenses and food and stay along with your fees. So you'll need to ensure you have that much. Full disclosure: I'm in Team GyanDhan.
hi ma'am
can you please make a video of the whole procedure to go abroad after 12th and after the person has completed the ielts along with the eligibility and criteria, how to apply to colleges and file.
I will be highly obliged to you.
Your voice is so attractive mam i love it😍😍
Very good info chetana. It is of great help to students. Subscribed to your channel. Keep up the good work.
Thanks so much, stay connected
Very informative video. Can you please provide the link of a part 2 of this video?
Mam...thank you for this video..mam plzz make videos on international scholarship in university in UK for higher studies..ty
Hi, sharing a link to our scholarship playlist which has several videos on scholarships - th-cam.com/video/OjIL8TBnPfU/w-d-xo.html
Ty..mam
Mam
Your video help me getting education loan form bank for study in U.K.
Thanks for help me...
Thanks for watching Kunal
Very helpful...... but too much dangerous😨😨😨😨😨
Bhupesh,,, ha ha, why dangerous ?
Please tell me is there any age limit
Nice Video!!
Thank you :)
Can we have education loan without property?
no dear.
What kind of documents need frm colettral to get a loan as my father is a businessman?
hey @chetchat your videos are amazing and really helpful. it would be helpful if you could make a video on how to get into universities in london for post graduation in law - like academics , marks , exams and other procedures. thank you
Hi, thanks for your sweet message, we have two videos that speak of law in uk - sharing links here for your benefit,
th-cam.com/video/aHSIgxdWzz8/w-d-xo.html and th-cam.com/video/UICgSeDe5SE/w-d-xo.html
Hello mam, does this apply to studies in Germany as well?
Please make a video on ib curriculum pleasee....
Fathima, thanks for writing to us and thanks for your suggestion
Kindly do make a video on phd scbolarships abroad
Asha, stay tuned, we have something interesting coming up for you in a masterclass soon:)
This would be very helpful. Asha and Chetna please ping once its made. Thank you
Hi Sridhar, sharing the link with you - th-cam.com/video/Pozhhe6YHs8/w-d-xo.html
Also we have several videos on scholarships in the same playlist - and new videos coming up every Friday
Stay connected
__/\__. Thank you.
Th@nku so much m@'@m ... 😊
You are really awsm👍👍👍👍
Thanks Jyoti for your message, keep watching and keep writing to us :)
Thanks for the video , it was really helpful . Just a question , I'm planning to borrow loans for BS in physics in US . So , I might opt to study further up to MS that's an extra 2 yrs . So , as you mentioned , can I borrow some loans even if I get a full ride scholarship for MS just for extending the time from which I , as a student would start the repayment ?
Make a video about to study in England
Amadavadi, sharing a link with you for about 11 videos in our Study in UK playlist - th-cam.com/video/Pqvgtz715j0/w-d-xo.html
U.S mein M.A hoti h kya...if yes to kaise means kya system hai iska...?
Hi ,NRI Parents eligible to apply for education loan for ter children higher studies? Kindly advise
Want a video on MBA in USA
Mam make a video about study in new Zealand
First of all mam you are damn beautiful 😍
thank you so much
Hello mam..
Can you add a video on best university to study MBA
In canada
And also mention about getting loans, benefits of studying in Canada, best way to reduce financial for study period for a lower class family
Those are good ideas, I will keep it in mind while preparing videos. Meantime do take a look at our scholarships playlist where we have many videos on scholarships in Canada and other countries as well
@@ChetChat101 sure
Just what I wanted
Avanthi, I am so glad this helped you :) keep watching and keep writing to us
How many cost for computer science in MIT usa
Hi, you will find your answer in this video - th-cam.com/video/OjIL8TBnPfU/w-d-xo.html and th-cam.com/video/8Bziqc2tlhI/w-d-xo.html
A video on masters in law scolarship abroad............
Hi Amrita, thanks for your message. Sharing a link with you to our law playlist, you will find two interesting videos there - Chevening scholarship to study in UK and Scholarship at Columbia University for an LLM - th-cam.com/video/aHSIgxdWzz8/w-d-xo.html
ChetChat thankyou so much
And what if you are not an STEM student but an art student ex law or psychology etc and you wish to pursue Msc or MA ,then can we still have a loan without collateral and what if you half of the amount and you just need the other half of it say 10-20 lakh then how does it roll out...
Hope you get the point.. Madám
Ravi, thanks for writing in. As we understood from the video, loans without collateral are usually for students in STEM fields or going to the top B-Schools. For the liberal arts, I think banks will offer you loans against collateral if you get in touch with them
Ravi Prabhakar hi, I'm from Team GyanDhan. What ChetChat has said is true. Currently, unsecured loans of value above 20 lakhs is only for STEM/MBA courses. But if your requirements are as low as 10 lakhs, then you could get up to 7.5 lakhs unsecured from most lenders. It may not be enough for your costs, so you'd need to get personal funds to cover the rest Although do look for your best option, and try to understand the different deals the banks are offering you so you can see what works for your needs best. Or reach out at someplace where you can directly compare the different education loans.
Do I need to have an admit before I apply for the loan or can I apply for the loan while I am expecting one?
Pradeep Gadkari hi, I'm from Team GyanDhan (disclaimer!). So an admit is necessary to officially start the processing of the education loan. While you can easily contact the lender and know if they're willing to do your process anytime, they won't officially process without the admit. However, there are a few selected lenders who can give a loan without an admit, but only in very specific circumstances (such as only with collateral, and only for particular countries).
Hope that helps. Feel free to ask more.
Hi mam thanks for all your vedio
Where want to study Master of surgery (MS) in abroad
How much it cost as I'm a middle class people
Is there any scholarship test & how to apply and prepare for it
About loans too
Plssssss reply fastly
Hey thanks Mam for this needful information! Please I want to know whether i can avail an education loan for LLB course in India and if so, how can I apply for the same.
Mam my query is how to get an educational loan to study abroad for masters in law.
Amrita, do see the entire video, we have outlined the eligibility and documentation in full detail
ChetChat alright mam..... n thankyou for ur reply.
Thanks for very informative videos. A question on education loan: i believe interest rates are much lower in US so is it possible to get an education loan in US for an Indian student (possible scenario e.g. if some US relative agrees to become guarantor). What’s the possibility of getting such loan in US?
Roopesh Singh You're right about needing a US guarantor for an American loan. If you already have a guarantor, then getting the loan is easy.
Do be careful about the interest rate, though. While it may seem low, what most people don't account is the currency exchange rate. If you consider that too, then the interest rate doesn't seem so low anymore. This article can explain it better than I can: medium.com/@williamair1/not-all-interest-rates-are-created-equal-7550d70e6e89
Hope that answers your question. All the best from Team GyanDhan!
Saday Mondol Thanks for your reply & sharing the link, I understand it better now
This means students should not go to NBFC's
Since education (no tuition free) is free in Germany , Is I am eligible to take loan for my blocked account,?
@chetchat the same questions I hace
Mam i love ur videos i got know so much about how i can handle my studies abroad. Mam i actually wanted to know that after the loan period took for a masters degree if i apply for a phd then and there do i have to start paying the loan amount?
Hi Akshat Gupta, I would expect the repayment to start after the moratorium (duration of your course+6 to 12 months) is over then repayments would begin until the loan has been repaid. Even if you've applied for a PhD, that will not change anything about the loan that you've already taken. However, from my experience in Team GyanDhan, it is theoretically possible to extend the loan as long as: 1. The lender is willing; 2. Your existing loan was with collateral AND that collateral can cover the new loan too; 3. That you haven't started any repayments yet.
The entire process is complex so I don't think I'll be able to explain it well in a comment. It's also pretty rare too. If you have any further questions you can message me whenever you like, I'll be happy to help.
Saday Mondol thnku so muuch
thanx mam
Thank you Manan :) God bless and keep watching
Can I get loan up-to 10lakh for diploma in computer programming in Canada but I my father don't have ITR and payslip
Guys please help me
I'm a class 12 student of non medical (CBSE)
I'm intrested in Robotics
I belong to a middle class family
I will be giving my JEE exam this year (its like a tradition that you have to follow🤔)
Should i study for btech (in robotics) in India and apply for foreign university for MTech ?
Or
Any other suggestions will be helpful .
My university fees in "X" amount including stay within university .
So how much should I show while during visa process.
jayanth naidu so I'm not sure what you mean by "X" amount. If you're talking about what the total cost will be, then you would need to show enough to cover your total cost for the visa. Again, it differs from country to country as their visa processes are different, but generally for the US you'd need to show you have enough money (either your own money or from a loan or from both) to cover the total cost: and that include living expenses and food and stay along with your fees. So you'll need to ensure you have that much. Full disclosure: I'm in Team GyanDhan.