How to Invest for Retirement at Age 40... and Above!

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  • āđ€āļœāļĒāđāļžāļĢāđˆāđ€āļĄāļ·āđˆāļ­ 2 āļŠ.āļ„. 2024
  • Learn how to invest for retirement at age 40 and above. This video will give you a step by step plan to get you started even if you're just starting out! It's not too late.
    📌Free Guide
    focused-spender.ck.page/14que...
    📌Resources
    www.nerdwallet.com/calculator...
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    📌Connect w/Me
    Website --- www.focusedspender.com
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    00:00 Intro
    01:20 Assess Net Worth
    02:52 Set Goals
    03:03 Retirement Calculator
    04:32 Understand Options
    06:30 Diversify & Manage Risk
    09:27 Get Help
    10:14 Monitor Performance
    📌Investment disclaimer
    All investment strategies and investments involve the risk of loss. Nothing contained in this video should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
    ÂĐ 2023 Focused Spender LLC. All Rights Reserved.

āļ„āļ§āļēāļĄāļ„āļīāļ”āđ€āļŦāđ‡āļ™ • 9

  • @phyllisedmondson8517
    @phyllisedmondson8517 8 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    Hey nice to see you and thank you. Taking care of my 89 year old aunt I learned about Long Term Care .. no not nursing home The funds that are used for your long term care.. Investments, Pensions these seniors are living large.. Thank You for your videos my accounts are growing. 😊âĪ

  • @MwenSeRozo
    @MwenSeRozo 8 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    This was very helpful. I am in my early 40s and encouraged about my future retirement. Really reflecting on ways to manage risk.
    Also had no idea about the SSI estimate. In calculating my retirement income I want to look at that as supplement income. Allow my other retirement instruments to be primary.
    Thanks again.

    • @shannicedavidson2702
      @shannicedavidson2702 6 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      Tbh the eye opener was awesome ! Aside from the fact I’m with a real estate platform with incredible retirement plans you can start anytime .. I had no idea one could branch out and still achieve! reach out if you want , we could talk more ?

  • @tnick00351
    @tnick00351 6 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    Do you have a referral code or link for Betterment?

  • @sarahgonneville1776
    @sarahgonneville1776 8 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    🍀 "Promosm"

  • @oliveroe5948
    @oliveroe5948 5 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    Hi, do you recommend funding IRA Roth ant age 48

    • @FocusedSpender
      @FocusedSpender  5 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      Yes definitely! You should do the max and in a few years, you will be able to do extra as a catch up.

    • @oliveroe5948
      @oliveroe5948 5 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

      @@FocusedSpender Thank you. I spend an account and contributed the max for 2023 and 2024

  • @BUY_YOUTUBE_VIEWS_d084
    @BUY_YOUTUBE_VIEWS_d084 8 āļŦāļĨāļēāļĒāđ€āļ”āļ·āļ­āļ™āļāđˆāļ­āļ™

    why not post everyday if you can?