I would advise to go for good company for less sum insured because companies like star and care don't approve your cashless admission claims frequently.
I have a suggestion! Make a detailed video on 1. Standalone cancer insurance policy 2. Seprate accidental insurance policy 3-4 years ago, these type of policies were able to purchase, but now they have converted these policies into riders , so you can't buy them standalone. I have checked with ICICI, LIC , Aditya Birla , HDFC.
I thought you will go into the blueprints of Acko plan to show their catch of unlimited coverage?! But you highlighted the positives of HDFC plan only without explaining the -ves of Acko plan! If I am not wrong, Acko does not give commission to Ditto but HDFC does! Everyone should start from somewhere and so is Acko and same goes for Ditto! Edit: To add, you never mentioned the age of the adults in your video to do the premium comparison! I strongly believe HDFC will cost very high (atleast double) for senior citizen couples at 60s. Moreover, there is no Super Top up plan above 50L in HDFC I believe.
We have covered the nuances of Acko Insurance in detail in a previous video. Please feel free to check it out here - th-cam.com/video/Eg80QXSjEtI/w-d-xo.html&pp=ygUKYWNrbyBkaXR0bw%3D%3D We aren't currently partnered with Acko because of the reasons mentioned in the video. The premiums mentioned are for a 30-year-old Adult living in Tier 1 city.
Quality content guys! Keep going. ❤️ Also I have been asking a video for insurance on chronic illness affected people like with rheumatoid arthritis, epilepsy etc. is there atleast any plans with copayments which can help such people.
Sir please make a video on standalone dental insurance Also sir what type of stem cell treatments are covered by insurance in India and what type of stem cell treatments are excluded
Sure Arun! We shall do that :) Thanks for the suggestion! Meanwhile, feel free to check this Article by Ditto to understand Dental Insurance in India in 2024 - joinditto.in/articles/health-insurance/dental-health-insurance/
Sir 1 have query regarding unlimted restore Is it valid for modern treatment Many companies including star fho say not applicable on modern treatment Please clarify
Don't go for star insurance, they rarely approve cashless admission claims. In my opinion they are one of the worst. HDFC is good, but premium is way higher than star.
HDFC Ergo Optima Secure is our primary recommendation since it has a consistently high CSR and have very low complaint volume as compared to Star Health
I got a phone from care customer care that they are giving a diwali offer where they are offering a 1cr cover for additional 2k premium per year on my existing premium which is 10k. Also this premium will be fixed for lifetime. Is this good option to opt for?
Do you have a good experience with Care ? I have seen patients on ventilators getting rejected by Care for cashless approval. This year I am porting it to HDFC which I had a great experience in previous years
hey, so actually my parents were planning to get a health insurance. They are 56 and 46 Yrs old. We actually can't afford such high premiums so they thought of going with ACKO STANDARD HEALTH INSURANCE POLICY. Would it be correct to do so? Folks, do you have any experience. I just wanna know the PUBLIC REVIEW and DITTO.
I got Acko Platinum for my parents (both over 60), annual prem - around 1 Lc. PED has a waiting period of 4 years. Had a claim in the first year itself for an ortho surgery. Cashless request got denied but the reimbursement was honored. Got the entire amount without any deductions. HDFC probably wouldn't have underwritten their policy. Acko in my experience is worth it.
@@rakeshp7623 It's good. But Why such high premium? Is this because of Metropolitan city or what? And why they didn't approve the CASHLESS? Please share your view. Can you please tell your CLAIM AMOUNT?
@@RaunakSinha2 original premium is around 75k, and then this 18% GST gets added to it. It's the age and then loading for PEDs detected makes the base premium high. This might be totally different in your case.
It's based on the eligibility criteria.if you are not eligible,then u might not be able to see that product.its a flagship product of acko and the best one
Guys why do you even bother making such videos. When in all of them you're just gonna back hdfc by saying hey it's reliable. That is true i get it but please go more in depth of things. You don't even mention negatives such as no ped waiting period reduction add on option on hdfc ergo. Whereas other's are offering much more add ons for eg. Niva bupa's lock the clock. I bet all the employees in ditto have an iphone. Its pricy but hey it's secure.
Hi there! Please check our in-depth video about HDFC Ergo that went our recently. We have mentioned clearly about shortcomings of HDFC. We always acknowledge that no plan is perfect.
![[LIVE] : ONE ลุมพินี 88 | คู่เอก "ป้อมเพชร vs อัสลามจอน"](http://i.ytimg.com/vi/1ZqTVVbMgbo/mqdefault.jpg)
I would advise to go for good company for less sum insured because companies like star and care don't approve your cashless admission claims frequently.
Acko is a thief they will fraud you don't fall for it.
I have a suggestion!
Make a detailed video on
1. Standalone cancer insurance policy
2. Seprate accidental insurance policy
3-4 years ago, these type of policies were able to purchase, but now they have converted these policies into riders , so you can't buy them standalone.
I have checked with ICICI, LIC , Aditya Birla , HDFC.
Hi there,
Both these topics are under our radar and we shall cover it soon. Please stay tuned!
Acko is a thief they will fraud you don't fall for it.
Acko is a thief they will fraud you don't fall for it.
Acko is best. My own experience.
Have you claimed the benefits? Where you purchase direct from website or somewhere else?
Pls share your experience I want to purchase
I thought you will go into the blueprints of Acko plan to show their catch of unlimited coverage?! But you highlighted the positives of HDFC plan only without explaining the -ves of Acko plan!
If I am not wrong, Acko does not give commission to Ditto but HDFC does!
Everyone should start from somewhere and so is Acko and same goes for Ditto!
Edit: To add, you never mentioned the age of the adults in your video to do the premium comparison! I strongly believe HDFC will cost very high (atleast double) for senior citizen couples at 60s. Moreover, there is no Super Top up plan above 50L in HDFC I believe.
We have covered the nuances of Acko Insurance in detail in a previous video. Please feel free to check it out here - th-cam.com/video/Eg80QXSjEtI/w-d-xo.html&pp=ygUKYWNrbyBkaXR0bw%3D%3D
We aren't currently partnered with Acko because of the reasons mentioned in the video.
The premiums mentioned are for a 30-year-old Adult living in Tier 1 city.
Acko is a theif they will fraud you don't fall for it.
I think you should review navi
hey, what's your view on DIGIT HEALTH INSURANCE VS ACKO HEALTH INSURANCE? any PUBLIC EXPERIENCE WITH acko or digit?
Acko platinum personally is great. Not sure on digit.
@@sakthivelr5631 whats your experience with acko platinum plan? My parents were planning to buy they are 56 and 46 yrs old.
@@sakthivelr5631 can you please share your whole experience? It would be very helpful of you.
Quality content guys! Keep going. ❤️
Also I have been asking a video for insurance on chronic illness affected people like with rheumatoid arthritis, epilepsy etc. is there atleast any plans with copayments which can help such people.
Your suggestion has been noted. We shall cover this soon :) Stay tuned!
Sir please make a video on standalone dental insurance
Also sir what type of stem cell treatments are covered by insurance in India and what type of stem cell treatments are excluded
Sure Arun! We shall do that :) Thanks for the suggestion! Meanwhile, feel free to check this Article by Ditto to understand Dental Insurance in India in 2024 - joinditto.in/articles/health-insurance/dental-health-insurance/
Sir 1 have query regarding unlimted restore
Is it valid for modern treatment
Many companies including star fho say not applicable on modern treatment
Please clarify
Star fho cover modern treatment but limited coverage as per your sum assured
Yes, it is! This is only applicable if the insurer also covers modern treatments.
HDFC Optima secure vs star helath super star which is good ?
Don't go for star insurance, they rarely approve cashless admission claims. In my opinion they are one of the worst. HDFC is good, but premium is way higher than star.
HDFC Ergo Optima Secure is our primary recommendation since it has a consistently high CSR and have very low complaint volume as compared to Star Health
Acko is a thief they will fraud you don't fall for it.
I got a phone from care customer care that they are giving a diwali offer where they are offering a 1cr cover for additional 2k premium per year on my existing premium which is 10k. Also this premium will be fixed for lifetime. Is this good option to opt for?
Not sure. We have not heard about any such offers
@@dittoinsurance care supreme plan which I bought from ditto
I think this is super top up and not on top of your comprehensive coverage. Pls check carefully with care.
Let me check with their associate again if it's sum insured or super top up. I'll update here.
Do you have a good experience with Care ? I have seen patients on ventilators getting rejected by Care for cashless approval. This year I am porting it to HDFC which I had a great experience in previous years
hey, so actually my parents were planning to get a health insurance. They are 56 and 46 Yrs old. We actually can't afford such high premiums so they thought of going with ACKO STANDARD HEALTH INSURANCE POLICY. Would it be correct to do so? Folks, do you have any experience. I just wanna know the PUBLIC REVIEW and DITTO.
I got Acko Platinum for my parents (both over 60), annual prem - around 1 Lc. PED has a waiting period of 4 years. Had a claim in the first year itself for an ortho surgery. Cashless request got denied but the reimbursement was honored. Got the entire amount without any deductions. HDFC probably wouldn't have underwritten their policy. Acko in my experience is worth it.
@@rakeshp7623 It's good. But Why such high premium? Is this because of Metropolitan city or what? And why they didn't approve the CASHLESS? Please share your view.
Can you please tell your CLAIM AMOUNT?
@@RaunakSinha2 original premium is around 75k, and then this 18% GST gets added to it. It's the age and then loading for PEDs detected makes the base premium high. This might be totally different in your case.
@@rakeshp7623 why they didn't approve your CASHLESS? What reason did they give? Please share 🙏
@@RaunakSinha2I don't know. They said they wanted to investigate further.
Acko has dropped platinum plans, only standard is being shown.
It's based on the eligibility criteria.if you are not eligible,then u might not be able to see that product.its a flagship product of acko and the best one
Are the disabled persons eligible for Health insurance?
It depends on what you mean by 'disability'. Could you please elaborate
Are the disabled persons eligible for Health insurance
Disability or Disabled means physically Handicapped person
This depends on the percentage of disability.
ICICI vs HDFC
This video is in our pipeline. Please stay tuned :)
Guys why do you even bother making such videos. When in all of them you're just gonna back hdfc by saying hey it's reliable. That is true i get it but please go more in depth of things. You don't even mention negatives such as no ped waiting period reduction add on option on hdfc ergo. Whereas other's are offering much more add ons for eg. Niva bupa's lock the clock. I bet all the employees in ditto have an iphone. Its pricy but hey it's secure.
Hi there! Please check our in-depth video about HDFC Ergo that went our recently. We have mentioned clearly about shortcomings of HDFC. We always acknowledge that no plan is perfect.
@dittoinsurance hey, If the video title says "detailed comparison" then I expect a detailed comparison in this video only.
I'm not hating, just that it is a bit frustrating when the bias is so evident throughout the video :/