I’d rather be the person you laugh at than to be a person who laughs at and hopes for the downfall of others. I hope you subscribe so you can see what happens a year from now.
2 things Will. Financing the PPF and tint is over paying for those products. Those purchases should always be done out of pocket. For wheel package setup please reach out to us. Who ever set you up gave you the wrong size. Upgrades for m4 are 20 inch in frt and 21in rear. We've done 9 in and 11in widths.
Yo will im 19 and i wanna be a millionaire by 21 do you think this is possible if so how, im currently working at nissan selling cars to learn sales skill but i wanna start my own business and work for myself
Hehe why do you want to be a millionaire by 21 ? I mean sure it’s possible but not easy. It took me probably ten years to get to millionaire status in net worth. You’d have to start a business for sure and it would have to do serious numbers. What to skulls do you have that can make money? If you don’t have million dollar skills or a million dollar product that’s where you have to start
@@fredeb67 No sir! Never jealous of anyone who owes money to a bank. I own my home and cars 0 debt. Not sure why this nonsense even came up on my TH-cam page. Clicked off as soon as he mentioned payments.
This car looks amazing. I would not do anything to it. No changes. It’s perfect the way it looks. Expensive car. In general, car nowadays are super expensive. My advice to anyone is own a home before you spend a ton of money on a car.
Everyone has different situations. If you're renting a place and can afford it then go for it. You DONT need to buy. Everyone thinks you have to do it where it's just not always the case
@@IcarusFallz that mentality will keep you poor and working till you die. Put your paycheck into something that will appreciate, not a high car payment.
Thanks for that. This should not be a hot take, but nowadays it unfortunately is. While it may not be as fun to do in your low 20's, it will definitely pay off big if you just have some patience.
Makes sense, however here in cali we have homes from 50-60ties in not very desirable areas going for 300+. That thing is money pit and in another 30 yrs probably will be due for demolition. In today prices and interest rates it makes sense to rent and see later what’s up.
This dope man, I appreciate the transparency. It really gets my expectations in line for what’s needed to own something like this. It’ll happen soon enough. Congratulations on the sick cars!
This is like looking at a mirror lol.. I picked up my '24 M4c xDrive last week, total price was $105K and I financed 100% of it through BMW FS with a 60mo loan @ 6.29% interest. Credit score was 826. My payment is $2052! I invested $125K cash into $JPST to completely offset the interest. I work a commission only job and would like to keep my capital high instead of sinking a lot of cash into a car right now.
That rs3 sitting pretty on that driveway🤤😍 The m4 has 19'' rims on the front and a staggered set up from factory for better handling purposes as stated in many reviews by lots of youtube car journalists.
I dont understand the fascination with monthly payment videos. If you’ve bought a car you’ll know your monthly payment is based on your down payment and credit history. It’s that simple you can have a $200 payment on 100k car. However you’ll be making a mistake buying a new bmw,Audi or merc with a large down payment. These car loose over 50% value over 5-6yrs. You’ll be better off leasing. A 2016-17 m4 right now Will cost 35-45k. Brand new that was 70-90k. You’ll be upside down now if u bought one brand new.
Yeah, but it all depends on his income, too. If he makes good money (which it seems he does), then he can go for it. Now if he was struggling to make his mortgage payment due to the car loan(s), then yeah, I would agree he needs to get a cheaper car.
Well... I own a high end rental fleet and 2k is insane. I had a GLE 53 AMG for 110 and i was playing 1700. My lease are up and ill probably pull out about 10 more cars. Im definitely adding the new X7 a macan GTS, and a x4m comp. Since theyll make me money they are free for me! Really doesn't make sense paying for these because of the depressiation.
@bikefax8177 he is a real estate investor so there "might" be a possibility he can write off depreciation the first 3 years of owning the car if his company bought the car.
$700 for window tint?....wow What does the value( depreciation) of these look like after 4-5 years? By the way...I used to patronize this BMW dealership when I lived in Columbus Ohio. I used a have a BMW 7 series that I bought CPO. It was about 4 years old when I bought it
I am glad to come across this video. it helped me learn a lot about my next dream car and the payments i will be making. however this BMW M4 is a dream car and i was curious to see videos of it and come across your video. i used this as a sources of advice for a young adult that love luxury things... i hope everyone else learns from this or get some takeaways.
I love this car but if im buying any car for 109k I would probably be getting a C8 with Z51 package fully loaded. That's just what i would do but this is still a SWEET car. Love the m4 Thanks for sharing.
I've got this new mountain bike I'm gonna make content with. Got it for $97 at Walmart. Crazy mods on it. Got a reflector under the seat so I don't get run off the road from behind. Thinking about trading it in for an M4 BMW like you got. Wondering what my trade-in value is for it. If they give me at least $80 for it, my payment might be around $3,900k/month with a 18% interest rate. I'm getting there, bro! Baby steps.
6.2% is what I got on my 2024 Camry Se with my credit union and I have good credit. The dealership wanted the opportunity to match the rate. When I showed them they couldn't come close.
Dayum bro haha my 2024 m4 competition xdrive is 1700 per month 🥶. We gotta pay to play bro lol! my payoff amount right now is 103k i just got it in October. The rates now are ridiculous bro i was in the low 6% as well. A few years ago like you said we woulda been in the 2s smh.
It is man I'm so in love with her. Mines is black with interior just like yours but orange. A true beauty. Yeah I plan on paying it down before giving them that interest as well but maybe in a year or so I want to put that money in more real estate first haha 😅🤝👊.
Anyone else looking at his landscaping, property, home and potential build of his garage set up over the cars? I see nothing in the comments about that. Guess some of us are on different levels. 🤔 Gorgeous Garage bro. Looks like the east end of Long Island. You gotta be on the island.
The 2-tone stock competition wheels look so good already. Even better than the aftermarket ones her imo...I always make the dealer ceramic tint my windows for free to close the deal also. They robbed you on that PPF. For me doing all the individual upgrades is part of the fun. Sounds like you you just want it done at once, and don't mind paying a premium for that luxury. Enjoy the ride all the same brutha.
That’s a high payment for his car but putting down such little down payment as well as extemely high interests rates is what makes it that expensive This car with 10% down and say 3% interest rates is probably closer to 15-1600 a month
With the M8 Competition being much faster and better with all-around performance... And of course, the terrorizing M5 CS (BMW's fastest vehicle ever), I'm not sure the M4 Comp is worth that price tag. 2k a month for a stylized track car may be fun for high rollers, but just as much fun can be had with older model bimmers out on the track too.
Agree 💯. I bought a 2019 M2C which had the same S55 engine as the previous M3/M4 but slightly detuned. It's such a fun car given it's size/weight. Also got a 2019 X6M (same engine as the M5) as the daily. Bought both this year cash for slightly more than a brand new M4. Get two fun yet different driving experiences
@shaid153 Respect! I have a tuned 2016 550i Xdrive M Sport. It's hefty but really nimble. My focus was to make sure she breathes as best as she can so my mods are all exhaust but nothing from BMW. I have fabricated pipes.
Jesus, 400 more is my mortgage on my 500k home but I'm sure youtube and whatever else you are doing helps with that. I still let out an audible gasp lol. Love the car bro!
That is a disrespectfully high payment AND interest rate sheesh. I knew it would be about $105-109k because I build mine with fully loaded every time and it always comes out to around $105k lol
Never finance a auto loan through a car dealership. Credit Union rates are about 1.75% points lower. Your rate is actually higher than 6.2 percent. The true cost of the loan is determined by the Annual Percentage Rate. (APR). So you are effectively paying more than the 6.2 percentage points. It's a simple interest auto loan and a smart idea to pay it off early. Very nice car, Will. But why Finance the add-ons like PPF, effectively rolling it into the the principal as opposed to having it done after the purchase?
If you have to have car payments then you're living beyond you means. You should be driving a Corolla and saving the rest for your kids college and your retirement.
Listen. Avoid the haters. You do you. You picked well. Your life and finances are yours. I choose very nice cars - sometimes beyond what I should and I am 53 and make a good income. I get the pursuit and the love. I like your channel.
My worried is about the turbo in long term. Not being a rich guy able to change the car every two years I'm evaluating to get one of these and owned for at least 10 years. Nowadays high performance means to push a small engine to its limit with one or two turbos. I'm wondering what is the lifespan expectation with this stress technique. Instead of the old school and long last V8. This simple fact is making me to hesitate to purchase this or a V8 (almost in phase out in the market). Any advise? or experience to share?
I really need to ask this why is everything in the u.s on monthly payments??? Its crazy as a dutch i dont get this.... work and buy your shit instead of monthy payments....just wondering why this is...please explain
Wait, is that an RS3 in the driveway? I tried getting one of those around 4 months ago and they wanted $20K over sticker. I walked across the street and got a CLA 35 instead, but I still think about those- mean car. Great looking M4 by the way, nice move.
Nice video with open transparency. Seems like most are leasing for 1200-1700. I feel like if anyone can’t figure out how to calculate payments on this car they should be looking for something
When i own a m4 g82 I would pay the car fully without any car payment. just insurance like how I got no car payment on my infiniti 2020 luxe 3.0t I only pay 450 for insurance
That's about right. Mine was like 101k and then with the tax, 108k. I have an M3 Comp though. Dravit/Orange/carbon interior. Love it. Not everyone likes the carbon buckets in the m4 because they've had problems with them so you probably did the right thing. I guess the seat back isn't as sturdy or something, or maybe the owner was too fat lol. In my m3 they are solid. It's an expensive car, and then in the state I live in, the insurance is ridiculous even with no tickets/accidents, so if you were totaling in everything financed over here per month, it would probably be around 2300-2400 a month. I pay my insurance in full so I get a few hundred off that though. I ended up paying cash for the car too because it was someone else's build they backed out of, it was in another state and I wasn't waiting for it. LOL I have no regrets. Your color was originally what I wanted with red inside, but when I saw mine, I had to have it because of how odd it was. I don't even look at other cars anymore. I'm really happy. You can't go wrong with the m3 comp or the m4 comp. They're just excellent all around.
Couple of incorrect info though.but you probably don’t care. Roof carbon is included and a couple of others were included too. But beautiful car anyway.
Thanks for sharing this information! I’m saving for the m3 and honestly the interest rate is the most demoralizing portion. Have you heard or seen anyone get less than 5% with tier 1 credit?
Not unless bmw has special interest rates listed on their site if you finance through bmw. If they dont then 6-7% on a 60-72 month loan is pretty standard nowadays
@@drcasper hey! Thanks so much for your experience. Yah I decided im going to be smart and just save until I can pay in full. But thank u so much it’s nice to get some feedback p
hey Will . planning on buying a used caddy ATS coupe for about $16-19k . gonna put $8,888 down nd finance it over 3 years . but then ima try to pay it off early nd turn around nd trade it in + put another $8,888 down on a $30k ct5 . does this sound smart ? or if i can financially afford it ill have both .. i pay my bills with legal money but i make a lot with the dirty money .. im still young so still in the process of building real assets
My best advice would be to learn how to make it all legally no dirty stuff. Getting locked up ain’t where it’s at my bro. But other than that sounds like a good plan as long as you’re covering all of your other bills and saving some money and investing in yourself and your skills
@@WillMotivation appreciate it bro . goal is to defintely retire from the dirty stuff . trying to figure out what business im actually capable of starting successfully . the trucking industry seems manageable but im worried about saturation . i know i can use my ad skills to run a good pressure washing business , but im not sure how well i can scale that and i will consntantly need new customers . then theres renting jet skis which could be lucrative but i may just be shooting myself in the foot with that .. plenty of great businesses out there but its not easy figuring out which one youd actually be most successful with .
Will why they didn't put 20inch wheels and tires all the way around it's a xdrive it didn't need to be Staggered its all wheel drive i new it look funny in the front for some reason change them 19 inch Immediately
Hi, nice vid! Couple questions for you sir. I’m debating between getting the M4 or the RS3. Which is the better car overall in your opinion? Also, I noticed you didn’t put much down payment. Is there a reason for that? I’m also debating whether or not putting a bigger down payment is the way to go or keep it low as possible.
Dig the video but I'm so confused as to why you put so little down if you were gonna pay it off in 6 months. It makes sense if the extra money you could have paid you put in some sort of investment that somehow is paying more than 6.3%. and if you put more down to get lower payments, you could reinvest that difference. Or better yet, why not take a 7 year loan for cheaper payments and still pay it off in 6mo. I'm so confused at the strategy here. I just bought a 2019 X6M with 17k miles, 1 owner, no accidents for 62k all in (taxes/fees). Traded my paid off tundra for 22k and put 40k cash. No payments. 2k/mo for a car just blows my mind and I make decent money ~380-420k/yr Am I missing something obvious?
Good question. I am always investing and usually the investments I make in real estate do make more than 6.3% but the biggest reason I did not put more money down is because I still had my old m4 which was paid off and I was waiting to get it sold to then out that money towards my new m4 👍🏽
2k a month jeeeezus. I plan to order the M3CX in August 2024 with 50% down whatever that comes out to be depending on the price of my build. It may be just me but I think putting a large amount down makes me feel less sad about spending 100k on a car LOL. I want the bucket seats myself but I know the ole lady is gonna complain if I do and not want to take my car anywhere.
I have the same car. 2023 M4 Competition xDrive. But I put a lot down on it. Mine is $1,290 a month. I also had a lot of equity in the 2020 M340i I traded in on it.
@@rickyhipsher2896 Awesome thank you, I’m looking forward to getting one, I’ve been searching for the perfect balance of fun and a daily driver and I believe I’ve found it.🙂
My bmw m40i that costed 42k, with just a few bolt ons put a bus on the same m4 that was stock. Like they say "There's always a sucker born everyday". With that 109k would've just gotten a 911 turbo s and or a plaid and shit on any car on the road that isn't 1000WHP. 2k+ a month for car payment for a car thats not at least an 8 second car is just the dumbest thing one can possible buy.
Wrong. You can buy a 1988 civic piece if shit and make it fast but it’s still a fast piece of shit. Drive that if all you care about is putting busses on people
Full collision required for financing as well. That payment’s if you have A1 credit too. Assuming his loan is 60 to 72 months too. I’m like 30 seconds into the video just assuming all this based on hearing the monthly payment. This man has good credit, listen to what he’s saying. He wants to pay some interest. Wow, he just said he has a 790 I knew it. I feel he coulda done better than 6% though. I know he could have. Must of been an incentive financing through BMW financial. Remember everyone’s situation is different. The way he bought his int the way you’d buy yours. To each is their own depending on how many months the financing’s along with how long it’ll take you to pay the entire principle of that, your credit score, and who you’re financing through based upon your qualified interest rate. These three things decide whether or not you get robbed for one of these cars or whether you’ll do fine.
Why would I finance a car that I can lease for 2 years for less than $1000 a month and then in three buy same car after depreciation . That 105,000 I would tie up I could invest and turn in $500,000 in three years.
Is the front tires thicker then the rears? I never seen that looks before. Just edited this post, should have watched the whole video first before I posted a comment lol. I saw you addressed the wheel situation lol.
Within the year it will get repoooo😂😂😂😂😂
I’d rather be the person you laugh at than to be a person who laughs at and hopes for the downfall of others. I hope you subscribe so you can see what happens a year from now.
I guess someone is jealous😂
Wow! You don't know this man's finances or what he can afford! The nerve of you to comment some mess like this!
Lame comment weirdo shit boo this man @ Sazonman
@@WillMotivationstruck a nerve bro 😂
Dave Ramsey would have a heart attack hearing this
2 things Will. Financing the PPF and tint is over paying for those products. Those purchases should always be done out of pocket. For wheel package setup please reach out to us. Who ever set you up gave you the wrong size. Upgrades for m4 are 20 inch in frt and 21in rear. We've done 9 in and 11in widths.
I’ve never even heard of financing PPF and tint. That’s wild.
@@macuser1232 In the last few years dealers have added " addendum" stickers with " packages" .People financed them all day long
I financed it because it did not matter. And was just convenient
Love you guys and appreciate you for watching!
Why monthly payment can you tell me
Yo will im 19 and i wanna be a millionaire by 21 do you think this is possible if so how, im currently working at nissan selling cars to learn sales skill but i wanna start my own business and work for myself
F8 spider right?
Yep
Hehe why do you want to be a millionaire by 21 ? I mean sure it’s possible but not easy. It took me probably ten years to get to millionaire status in net worth. You’d have to start a business for sure and it would have to do serious numbers. What to skulls do you have that can make money? If you don’t have million dollar skills or a million dollar product that’s where you have to start
If he has the job to support his spending habits, more power to him. If he can't, it is none of my/our business.
Facts.. did they miss the rest of his garage?? 😅😅
He makes it other people's business when he makes a video for the world to see.
@@PAIDFOR50 And it is still his business. Jealous?
@@fredeb67 No sir! Never jealous of anyone who owes money to a bank. I own my home and cars 0 debt. Not sure why this nonsense even came up on my TH-cam page. Clicked off as soon as he mentioned payments.
@@PAIDFOR50 Lmao tough talk for a keyboard warrior
This car looks amazing. I would not do anything to it. No changes. It’s perfect the way it looks. Expensive car. In general, car nowadays are super expensive. My advice to anyone is own a home before you spend a ton of money on a car.
Everyone has different situations. If you're renting a place and can afford it then go for it. You DONT need to buy. Everyone thinks you have to do it where it's just not always the case
@@IcarusFallz that mentality will keep you poor and working till you die. Put your paycheck into something that will appreciate, not a high car payment.
u can just get into high payout races with these whips atp , my 17 yo friend got a m3 and paid it off with race money
Thanks for that. This should not be a hot take, but nowadays it unfortunately is. While it may not be as fun to do in your low 20's, it will definitely pay off big if you just have some patience.
Makes sense, however here in cali we have homes from 50-60ties in not very desirable areas going for 300+. That thing is money pit and in another 30 yrs probably will be due for demolition. In today prices and interest rates it makes sense to rent and see later what’s up.
The exposure on your camera is too high bro. Need to mess around with your settings to make the quality better 👍
This dope man, I appreciate the transparency. It really gets my expectations in line for what’s needed to own something like this. It’ll happen soon enough. Congratulations on the sick cars!
Appreciate that
paying monthly installments means you don't own it. people confuse ownership with financing.
Go to a credit union and apply for a car loan urself guys. The dealership adds on extra interest and pockets the rest
If you are not making at least 500K a yr, you cannot afford this vehicle. the insurance alone would be crazy .
This is like looking at a mirror lol.. I picked up my '24 M4c xDrive last week, total price was $105K and I financed 100% of it through BMW FS with a 60mo loan @ 6.29% interest. Credit score was 826. My payment is $2052! I invested $125K cash into $JPST to completely offset the interest. I work a commission only job and would like to keep my capital high instead of sinking a lot of cash into a car right now.
Smart man 👍🏽
What’s JPST? JP Morgan? I have a ‘23 M3C Xdrive and my payment is $1048 a month. Car was $101k.
That rs3 sitting pretty on that driveway🤤😍 The m4 has 19'' rims on the front and a staggered set up from factory for better handling purposes as stated in many reviews by lots of youtube car journalists.
I dont understand the fascination with monthly payment videos. If you’ve bought a car you’ll know your monthly payment is based on your down payment and credit history. It’s that simple you can have a $200 payment on 100k car. However you’ll be making a mistake buying a new bmw,Audi or merc with a large down payment. These car loose over 50% value over 5-6yrs. You’ll be better off leasing. A 2016-17 m4 right now Will cost 35-45k. Brand new that was 70-90k. You’ll be upside down now if u bought one brand new.
Agree 100 these are lease cars.
There's no way I'm paying 2k a month for anything waste of time and money especially on a car the speed limit is 60 mph drive a camry
next time a credit union for better interest rate
his car payment is more than my mortgage and possible a 2 bedroom appartment in a nice neighborhood. Gotta have a talk w Ramsey Show
Haha
That’s that man’s money… he can do watever he wants with his money.. it’s his life… stop pocket watching !
Yeah, but it all depends on his income, too. If he makes good money (which it seems he does), then he can go for it. Now if he was struggling to make his mortgage payment due to the car loan(s), then yeah, I would agree he needs to get a cheaper car.
Well...
I own a high end rental fleet and 2k is insane.
I had a GLE 53 AMG for 110 and i was playing 1700.
My lease are up and ill probably pull out about 10 more cars.
Im definitely adding the new X7 a macan GTS, and a x4m comp.
Since theyll make me money they are free for me!
Really doesn't make sense paying for these because of the depressiation.
I was thinking the same. Here in LA everyone Leases these only. Never purchasevyou lose $20k first year Easy
@bikefax8177 he is a real estate investor so there "might" be a possibility he can write off depreciation the first 3 years of owning the car if his company bought the car.
Beautiful car, I think the only option you forgot was the M carbon bucket seats, it’s a 4500 option.
Eh the seats aren’t for everyone fitment wise. With that being said, they look amazing. Wish my back wasn’t so wide.
sounds uncomfortable
@@DylanPompait’s very comfortable and keeps u in place on sharp corners
$700 for window tint?....wow
What does the value( depreciation) of these look like after 4-5 years?
By the way...I used to patronize this BMW dealership when I lived in Columbus Ohio. I used a have a BMW 7 series that I bought CPO. It was about 4 years old when I bought it
BMW has hit a home run with the M4..
Them things are ugly. M3 is much better
Navy fed 4.5-5% right now
I am glad to come across this video. it helped me learn a lot about my next dream car and the payments i will be making. however this BMW M4 is a dream car and i was curious to see videos of it and come across your video. i used this as a sources of advice for a young adult that love luxury things... i hope everyone else learns from this or get some takeaways.
I love this car but if im buying any car for 109k I would probably be getting a C8 with Z51 package fully loaded. That's just what i would do but this is still a SWEET car. Love the m4 Thanks for sharing.
I've got this new mountain bike I'm gonna make content with. Got it for $97 at Walmart. Crazy mods on it. Got a reflector under the seat so I don't get run off the road from behind. Thinking about trading it in for an M4 BMW like you got. Wondering what my trade-in value is for it. If they give me at least $80 for it, my payment might be around $3,900k/month with a 18% interest rate. I'm getting there, bro! Baby steps.
Wtf!! You didn’t mod it with a carbon fiber headlight? That’s a must for nigh POVs! I would def look into a horn as well!! Bluetooth don’t cheap out!!
@@wearethehaunted3831 🤣😅😆🤣 Bluetooth horn!! 💀 💀
That monthly interest has to be insanely high! We got our BMW late June, at only 2.99% through BMW FS
All of the interest on auto loans are is front loaded, so you will pay most of the interest during the first 2-3 years of ownership.
Need to get a stop down polarizer for that camera. Great vid though. Sick car.
I bought a 2024 bmw i4 edrive 40, it wasnt as expensive as this car but i got 2.9 % with credit score of 750,
>$100k for a brand new car or you can buy a 22' with
Some people want new, also the interior on the 24 is updated.
hmm my 2023 comp drive is only 1200 a month 0 down. def wouldn't pay 1k more for screens I don't even like
6.2% is what I got on my 2024 Camry Se with my credit union and I have good credit. The dealership wanted the opportunity to match the rate. When I showed them they couldn't come close.
that wheel/tire combo is fire
Thx
That's hella crazy but I guess if you're paying it off early the loan doesn't matter quite as much. Super nice car though.
My Wrangler 2016 w a supercharger, all sorts of upgrades on 35's spent about the same.. it's paid off.. and that is a dang sexy BMW.
Dayum bro haha my 2024 m4 competition xdrive is 1700 per month 🥶. We gotta pay to play bro lol! my payoff amount right now is 103k i just got it in October. The rates now are ridiculous bro i was in the low 6% as well. A few years ago like you said we woulda been in the 2s smh.
I’m gonna pay mine down to like $50k balance for now but car is sick!
It is man I'm so in love with her. Mines is black with interior just like yours but orange. A true beauty. Yeah I plan on paying it down before giving them that interest as well but maybe in a year or so I want to put that money in more real estate first haha 😅🤝👊.
Anyone else looking at his landscaping, property, home and potential build of his garage set up over the cars? I see nothing in the comments about that. Guess some of us are on different levels. 🤔 Gorgeous Garage bro. Looks like the east end of Long Island. You gotta be on the island.
Thanks. I’m down in ohio.
I have that exact same spec on my M3. You also have the executive package with includes remote start and the upgraded audio.
My eye caught the difference in wheel size right away, I’m happy you explained it, that’ll bother me too.
Looks wayyyy better now with 20s all around
The 2-tone stock competition wheels look so good already. Even better than the aftermarket ones her imo...I always make the dealer ceramic tint my windows for free to close the deal also. They robbed you on that PPF. For me doing all the individual upgrades is part of the fun. Sounds like you you just want it done at once, and don't mind paying a premium for that luxury. Enjoy the ride all the same brutha.
I was showing thanks to the dealer for getting me the car so fast
23yrs old all I wanna do is grind and make enough money to afford a M4 Comp goal is before 30 but idk how people do it 🤦🏾♂️
Look up high paying skills bro.
Didn't want that m5 while u was at it? 4.4v8
Just bought the BMW I4 M50. BMW interest rate was 2.99%. Will pay mine off in 6 months.
Congrats!
This is the car I am striving to get. But when he said the monthly payment I think I'm fine with my 435i hard top convertible
gotta pay to play it seems, especially for new cars. I'd wait a couple of years and you should see some decent used prices (that's what I'm doing :D )
Yea my 435i coupe is 457 a month, bought in 2019 and paid off this may 2024. I cant imagine 2000 a month lmao
That’s a high payment for his car but putting down such little down payment as well as extemely high interests rates is what makes it that expensive
This car with 10% down and say 3% interest rates is probably closer to 15-1600 a month
With the M8 Competition being much faster and better with all-around performance... And of course, the terrorizing M5 CS (BMW's fastest vehicle ever), I'm not sure the M4 Comp is worth that price tag. 2k a month for a stylized track car may be fun for high rollers, but just as much fun can be had with older model bimmers out on the track too.
Agree 💯. I bought a 2019 M2C which had the same S55 engine as the previous M3/M4 but slightly detuned. It's such a fun car given it's size/weight. Also got a 2019 X6M (same engine as the M5) as the daily. Bought both this year cash for slightly more than a brand new M4. Get two fun yet different driving experiences
@shaid153 Respect! I have a tuned 2016 550i Xdrive M Sport. It's hefty but really nimble. My focus was to make sure she breathes as best as she can so my mods are all exhaust but nothing from BMW. I have fabricated pipes.
Jesus, 400 more is my mortgage on my 500k home but I'm sure youtube and whatever else you are doing helps with that. I still let out an audible gasp lol. Love the car bro!
I own a 2022 G80 M3, xDrive everything on it minutes the bucket seats…. I pay 900/m….. 😐. I’m so Deang glad I got mine on 2021 😮💨
Was that one option u didn’t get the carbon bucket seats. Ngl that on my priority list when im shopping for mine
3:30 with your white hat and the sky being so bright it look like the top of your head was invisible 😂
🤣🤣🤣🤣
That is a disrespectfully high payment AND interest rate sheesh. I knew it would be about $105-109k because I build mine with fully loaded every time and it always comes out to around $105k lol
Loses half the value in 2-3 years. Assuming you keep the miles low.
Never finance a auto loan through a car dealership. Credit Union rates are about 1.75% points lower. Your rate is actually higher than 6.2 percent. The true cost of the loan is determined by the Annual Percentage Rate. (APR). So you are effectively paying more than the 6.2 percentage points. It's a simple interest auto loan and a smart idea to pay it off early.
Very nice car, Will. But why Finance the add-ons like PPF, effectively rolling it into the the principal as opposed to having it done after the purchase?
Never finance a car ever. Pay cash for the car or learn to live without it.
You gotta appreciate the honesty. Great car!😊
Guess I'll be stuck in my e46 forever. 2k...damn
you need an nd filter for your camera asap the highlights are way too blown out
If you have to have car payments then you're living beyond you means. You should be driving a Corolla and saving the rest for your kids college and your retirement.
You do what you want with your money. Let other people do what they want. Just because someone has a car payment does not mean they can’t afford it.
Listen. Avoid the haters. You do you. You picked well. Your life and finances are yours. I choose very nice cars - sometimes beyond what I should and I am 53 and make a good income. I get the pursuit and the love. I like your channel.
Thanks bro
My worried is about the turbo in long term. Not being a rich guy able to change the car every two years I'm evaluating to get one of these and owned for at least 10 years. Nowadays high performance means to push a small engine to its limit with one or two turbos. I'm wondering what is the lifespan expectation with this stress technique. Instead of the old school and long last V8. This simple fact is making me to hesitate to purchase this or a V8 (almost in phase out in the market). Any advise? or experience to share?
I’d just keep car stock and enjoy it with a warranty for years and I think it will last at least 8 years or ao
I really need to ask this why is everything in the u.s on monthly payments??? Its crazy as a dutch i dont get this.... work and buy your shit instead of monthy payments....just wondering why this is...please explain
Depends on the person you ask.
Wait, is that an RS3 in the driveway? I tried getting one of those around 4 months ago and they wanted $20K over sticker. I walked across the street and got a CLA 35 instead, but I still think about those- mean car. Great looking M4 by the way, nice move.
should've opted for a cla45 lol
Congratulation or your new car. Was the dealership open to negotiating the price of the M4.
Nahhhh it was special ordered
BRO THE EXPOSURE love the content but fix those settings man
Ok will do
I never paid that for my house and two cars per month. Insane
Haves and the haves not is growing by the day . Don’t hate , don’t get mad , just be on the other side
Nice video with open transparency. Seems like most are leasing for 1200-1700. I feel like if anyone can’t figure out how to calculate payments on this car they should be looking for something
Hehehe true
Why’d you pay for the dealer paint protection? They overcharge for inferior products. Also assuming price for tint you didn’t go ceramic? Why?
I did ceramic yes. And I did the dealer options just to say thanks for getting me the car amazingly fast
When i own a m4 g82 I would pay the car fully without any car payment. just insurance like how I got no car payment on my infiniti 2020 luxe 3.0t I only pay 450 for insurance
Ridiculous payment for these car nowadays. My M3CS was $117k in 2018 and monthly lease was $900 with no money down.
Lease vs purchase is very different
@@rodrigotenorioyahoo I’m aware but they are still leasing for outrageous amounts with money down now too
M3/M4 leases should never be more than $1000-1100.
@@falcaofalcao528 yeah i feel you, rates are ridiculous rn
Hopefully we get back to those numbers within the next two years
That's about right. Mine was like 101k and then with the tax, 108k. I have an M3 Comp though. Dravit/Orange/carbon interior. Love it. Not everyone likes the carbon buckets in the m4 because they've had problems with them so you probably did the right thing. I guess the seat back isn't as sturdy or something, or maybe the owner was too fat lol. In my m3 they are solid. It's an expensive car, and then in the state I live in, the insurance is ridiculous even with no tickets/accidents, so if you were totaling in everything financed over here per month, it would probably be around 2300-2400 a month. I pay my insurance in full so I get a few hundred off that though. I ended up paying cash for the car too because it was someone else's build they backed out of, it was in another state and I wasn't waiting for it. LOL I have no regrets. Your color was originally what I wanted with red inside, but when I saw mine, I had to have it because of how odd it was. I don't even look at other cars anymore. I'm really happy. You can't go wrong with the m3 comp or the m4 comp. They're just excellent all around.
Congrats man that’s awesome
How do you get around the credit hit for paying off a 60 month loan in a couple months?
Usually no hit for paying them off
Credit hits like that are usually short term.
I just buy with cash, if I don't have the cash I don't buy it
Couple of incorrect info though.but you probably don’t care. Roof carbon is included and a couple of others were included too. But beautiful car anyway.
Thanks for sharing this information! I’m saving for the m3 and honestly the interest rate is the most demoralizing portion. Have you heard or seen anyone get less than 5% with tier 1 credit?
Oh yea before the rates went up. They’re just high right now.
Not unless bmw has special interest rates listed on their site if you finance through bmw. If they dont then 6-7% on a 60-72 month loan is pretty standard nowadays
Id wait a few months cuz the Fed is considering rate cuts later this year
829 fico here. 6.49 was the lowest rate through a credit union. Best advice is buy within your budget and pay it off as soon as possible.
@@drcasper hey! Thanks so much for your experience. Yah I decided im going to be smart and just save until I can pay in full. But thank u so much it’s nice to get some feedback p
Brother I hate to say it but they got you with the dealer mark up. This was on the showroom floor correct?
Nah. I ordered it. No mark ip
hey Will . planning on buying a used caddy ATS coupe for about $16-19k . gonna put $8,888 down nd finance it over 3 years . but then ima try to pay it off early nd turn around nd trade it in + put another $8,888 down on a $30k ct5 . does this sound smart ? or if i can financially afford it ill have both .. i pay my bills with legal money but i make a lot with the dirty money .. im still young so still in the process of building real assets
My best advice would be to learn how to make it all legally no dirty stuff. Getting locked up ain’t where it’s at my bro. But other than that sounds like a good plan as long as you’re covering all of your other bills and saving some money and investing in yourself and your skills
@@WillMotivation appreciate it bro . goal is to defintely retire from the dirty stuff . trying to figure out what business im actually capable of starting successfully . the trucking industry seems manageable but im worried about saturation . i know i can use my ad skills to run a good pressure washing business , but im not sure how well i can scale that and i will consntantly need new customers . then theres renting jet skis which could be lucrative but i may just be shooting myself in the foot with that .. plenty of great businesses out there but its not easy figuring out which one youd actually be most successful with .
This man has some nice cars!!! Congratulations on the new BMW.
Thanks!
Will why they didn't put 20inch wheels and tires all the way around it's a xdrive it didn't need to be Staggered its all wheel drive i new it look funny in the front for some reason change them 19 inch Immediately
On order
hi will, can you please share which tints these are and the percentage? thank you.
Ceramic 30%
beautiful car, love the options. What do you think of their top dog the m8 comp? Im a big fan of coupes.
Love it. Check out this video: th-cam.com/video/rdfZhoV1WRc/w-d-xo.htmlsi=9lzjM7ohpE7lwILm
@@WillMotivation Just checked it out appreciate it, his interior looks similar to you. Both dream cars
I wonder what was BMWs reason for having the meatier tires in the front?
Smoother ride maybe
Why do you own and not lease ? Given depreciation etc ?
Sometimes I will lease but usually I customize the cars so not good with a lease.
Hi, nice vid! Couple questions for you sir. I’m debating between getting the M4 or the RS3. Which is the better car overall in your opinion? Also, I noticed you didn’t put much down payment. Is there a reason for that? I’m also debating whether or not putting a bigger down payment is the way to go or keep it low as possible.
I am also on the fence between m4 and rs5.
As to money, he said he would pay it off in six months. Thus bank gets only small interest on this loan.
M4 is better overall but the rs3 is a sexy little car that I loved but honestly the m4 does almost everything better
What do you plan on doing with all these cars?
Driving a lot
I will still beat it with my Hellcat. My Hellcat Paid off 😊
Dig the video but I'm so confused as to why you put so little down if you were gonna pay it off in 6 months. It makes sense if the extra money you could have paid you put in some sort of investment that somehow is paying more than 6.3%. and if you put more down to get lower payments, you could reinvest that difference. Or better yet, why not take a 7 year loan for cheaper payments and still pay it off in 6mo. I'm so confused at the strategy here.
I just bought a 2019 X6M with 17k miles, 1 owner, no accidents for 62k all in (taxes/fees). Traded my paid off tundra for 22k and put 40k cash. No payments. 2k/mo for a car just blows my mind and I make decent money ~380-420k/yr
Am I missing something obvious?
Good question. I am always investing and usually the investments I make in real estate do make more than 6.3% but the biggest reason I did not put more money down is because I still had my old m4 which was paid off and I was waiting to get it sold to then out that money towards my new m4 👍🏽
2k a month jeeeezus. I plan to order the M3CX in August 2024 with 50% down whatever that comes out to be depending on the price of my build. It may be just me but I think putting a large amount down makes me feel less sad about spending 100k on a car LOL. I want the bucket seats myself but I know the ole lady is gonna complain if I do and not want to take my car anywhere.
hahaha smart man! But man them buckets are hard to get in and out of.
I have the same car. 2023 M4 Competition xDrive. But I put a lot down on it. Mine is $1,290 a month. I also had a lot of equity in the 2020 M340i I traded in on it.
What color did you go with?
Skyscraper grey. Red and black marino leather interior. I wanted highland green. But they told me it was going to take 12 months.@@WillMotivation
How did you like the M340i? Looking into getting an xdrive one so i would like your opinion.
@@trappin8838 I loved it. Plenty fast. Good looking car. It went up to 155mph pretty quick.
@@rickyhipsher2896 Awesome thank you, I’m looking forward to getting one, I’ve been searching for the perfect balance of fun and a daily driver and I believe I’ve found it.🙂
My bmw m40i that costed 42k, with just a few bolt ons put a bus on the same m4 that was stock. Like they say "There's always a sucker born everyday". With that 109k would've just gotten a 911 turbo s and or a plaid and shit on any car on the road that isn't 1000WHP. 2k+ a month for car payment for a car thats not at least an 8 second car is just the dumbest thing one can possible buy.
Wrong. You can buy a 1988 civic piece if shit and make it fast but it’s still a fast piece of shit. Drive that if all you care about is putting busses on people
I,m in the Uk and cost is to much add on the tax u pay to net the monthly payment and its a poor value for money proposition
Full collision required for financing as well. That payment’s if you have A1 credit too. Assuming his loan is 60 to 72 months too. I’m like 30 seconds into the video just assuming all this based on hearing the monthly payment. This man has good credit, listen to what he’s saying. He wants to pay some interest. Wow, he just said he has a 790 I knew it. I feel he coulda done better than 6% though. I know he could have. Must of been an incentive financing through BMW financial. Remember everyone’s situation is different. The way he bought his int the way you’d buy yours. To each is their own depending on how many months the financing’s along with how long it’ll take you to pay the entire principle of that, your credit score, and who you’re financing through based upon your qualified interest rate. These three things decide whether or not you get robbed for one of these cars or whether you’ll do fine.
Why would I finance a car that I can lease for 2 years for less than $1000 a month and then in three buy same car after depreciation . That 105,000 I would tie up I could invest and turn in $500,000 in three years.
Good stuff 👍🏽
I missed it, what was the monthly? Nice ride in any case.
2052/mo +150/mo insurance. Exercise tax must be expensive and Premium fuel too
M3 all day man more practical. Looks better imo
Really like the M4 but it aint with more than $100K
You doing amazing things brodie
Thanks bro
Is the front tires thicker then the rears? I never seen that looks before. Just edited this post, should have watched the whole video first before I posted a comment lol. I saw you addressed the wheel situation lol.
Just ordered new front wheels
Carbon bucket seats are missing
Amazing Car. Man I wish I had one. Just curios what does BMW stand for?
Bavaria motor werks…it’s a simple google search
those fat tyres look really nasty.
dude 2k? you gotta be crazy or make 20k a month lol
🫡
Do some rs3 content. Its very over looked because of its rs big brothers
Yessir
A 2k a month car payment is insane. Thats mortgage payment bro. Wow
You’re gonna be hard pressed to get a mortgage in $2k range now a days.