Learn how Vivian Tu built her $25M wealth plan. In this episode, she shares her best strategies for personal finance and business success. Watch the full episode 👉 th-cam.com/video/xGZg8IiDNSg/w-d-xo.html
& some of her "knowledge" is a bit suspect, tbh. Basically - she was "On Wall Street" for two & a half Years (& then she got in (luckily!) At a time when ppl began to make a lot of money on YT etc. I think ppl overestimate her abilities - & she is literally cookie-cutter Finance Grad - you'll find millions of her & the male version everywhere (Hong Kong mainly, until recently - Singapore, Australia, parts of NY & the U S & in London + Berlin etc. They don't differ much at this basic level tbh. They used to become "Financial Advisers" (for those that aren't particularly well off but work v hard) & they just take the cream from the top of the milk - from everybody who "used their services" & "decided to take their advice" (which wasn't necessarily great, might be good occasionally) - & tbh; she'll do fine out of it on S/Media but I'm not convinced those watching her will. Seen it all before (& the "eat what I killed thing" - you'll hear that in every Wannave Financial Adviser three day or five day training course. You'll hear most of these "snappy sayings" there. She's a Saleswoman - trained to be so. Whether it's worth buying - any of it; is dubious. Same old same old - pretty much🙏🇬🇧
They say that in every Three Day Course for Wannabe Financial Advisors though.. She was barely on Wall St for 2mins (& has just denied that she Ever made any Money there) She - made money. On YT - telling you stuff you could hear anywhere (& the Audience was bigger - bc of Pandemiic lockdowns/ Pandemiic in general. & all she's saying. Is thar she "Got into YT/S-Media At the right time. Before it all blew up. That won't help you. With yr Investments The Market - Goes Down & Up. That's what ppl have to understand. There's no real get rich quick scheme. If you don't have A LOT of Money (That you can "Afford to Lose!) Or - a Private Income. From your Rich Family Ditto. 🙏🇬🇧
I don't think she's talking shit about $80,000. She's a millionair and I guess a lot people thought she got there because of wall street simply because of it's reputation and correlation with $$. But in reality she made the most $ in tech & media sales because of commission. When she states that $80,000 isn't exciting, knowing her content and been following her for a while, I don't think she's saying it's little $ in the big scheme of things. It's just that it's an average pay for the role. And for what ppl thinks wall street ppl makes, it isn't THAT exciting. Also considering the cost to live in NYC and to keep up with that lifestyle. Now for someone with big $ goals, what IS exciting is the type of $$ she made in media sale & tech ($250k+). Even she her self differentiated it as "big bucks".
She made money bc she got in Social Media at the right time. Whether the Advice is any good is debatable. & some of her "knowledge" is a bit suspect, tbh. Basically - she was "On Wall Street" for two & a half Years (& then she got in (luckily!) At a time when ppl began to make a lot of money on YT etc. I think ppl overestimate her abilities - & she is literally cookie-cutter Finance Grad - you'll find millions of her & the male version everywhere (Hong Kong mainly, until recently - Singapore, Australia, parts of NY & the U S & in London + Berlin etc.) They don't differ much at this basic🚩 level tbh. They used to become "Financial Advisers" (for those that aren't particularly well off but work v hard) & they just take the cream from the top of the milk - from everybody who "used their services" & "decided to🚩 take their advice" (which wasn't necessarily great, might be good occasionally) - & tbh; she'll do fine out of it on S/Media but I'm not convinced those watching her will. Seen it all before (& the "eat what I killed thing" - you'll hear that in every Wannave Financial Adviser three day or five day training course. You'll hear most of these "snappy sayings" there. She's a Saleswoman - trained to be so. Whether it's worth buying - any of it; is dubious. Same old same old - pretty much🙏🇬🇧
“I ate, what I killed” that’s a statement to live by. Don’t be a slave to your employer by taking a freaking salary with annual increases. You work hard with very little rewards. Love you “Vivian my rich BFF”
This applies to 90% of the other influencers, she actually never sold a course or that secret monthly club bullshit, her money was made from legit deals.(deals as in brand deals & speaking)
It's always been that way since between 2008-10. (It was Very Different before that. Categorically!) Ergo "Always" is nothing to do with this; espc since Everything pre 2008 Crash was VERY different 🙄😌🙏🇬🇧
@@copiouscat Rubbish. She got in on Social Media at the right time that's all. Other than that she's just some basic level Financial Adviser like all the rest. She made money from S Media. Not from the markets not really!😅
The only reason $80k is not exciting for her and life changing for a lot of the commenters is because income inequality is *that* bad. Much higher than the median salary and yet still somehow barely a livable wage in a place like NYC.
That's not really an example of income inequality, it's an example of how cost of living can drastically change between places, even places in the same country
Yep it becomes quite clear $80k isn't much on wallstreet when your coworkers invite you to dinner at a restaurant that is $500 per person. And they dont even think about the cost because their bonus is $500k
@@WillieFungothat was actually her first year out of college😂 she left off that then she went to a job at BuzzFeed and was making $660,000 a year doing a comfy marketing job😂😂
There's a bunch of money knowledge she got from there that she then shares in her vids I guess. Insider info that most people don't know. And this knowledge is what helped her make money but not necessarily being in Wall Street. My my og assumption was its her knowledge that helped her make money not Wall Street itself.
@@AwwYouTried8639 wall street is not equivalent to stock exchange. And if you follow her, she also gives out advice for stock and bonds....why would they talk about it in a short amount of time? 😅
Well she said it in multiple videos...... but I guess you won't know if you didnt stuble upon those particular videos. Plus I don't think she's complaining. I think she's just clarifying like she did when she explained how her channel came to be.
Well NYC is where a lot of people want to live due to the pizazz of the place. Who wants to live in the middle of nowhere and nowhere close to a beach? There is your answer. Cost of housing is getting stupid everywhere now.
@@dgrblue4162 You have absolutely zero clue what you are talking about. A 400 square foot studio in NYC can rent for $5,000/month. That same apartment does NOT rent for $3,000/month in Kansas.
What she is saying is she had to hustle to make it… Wall Street didn’t pay much but when she got to a base salary and got a percentage of income/sales that she pulled in for the company, that’s when she made money..👍💪 work hard and get rewarded that’s what gives you motivation
It’s good money, but that is not get rich money when you live in NYC. Also, after taxes, health insurance, etc. that probably comes out to 65-75k, which again, in NYC isn’t a lot. Where I live in Wisconsin though, you’d be a baller 😂
I love her energy! I seriously love seeing a woman talk straight about money and having NO shame about her worth! “Leave financial content to the men? I don’t think so, I don’t think so”
@@Dan-sb5sf that's not sales that's order taking. I mean people who sell corporate buildings, air planes, wind mills, pricy technology software - things that can cost hundreds of thousands of dollars and pay out $10K plus in commission checks. Usually this is B2B sales not B2C sales.
@@Dan-sb5sfYou must be a smart Alec. Thinking you’re so cool to make such a lame joke. Sales associates are not the same as sales representatives for corporate
@Dan-sb5sf no because they are a worker not a real sales rep. A real sales rep brings in the business and clients. Like for example a real estate agent can easily make more than an average doctor or lawyer with just a high school diploma
@@Dan-sb5sf when ppl say sales in this context is means commission based. It can also be B2C. I went door to door for a year selling fiber optic internet & tv and I watched someone make $3000 a week on his commission. It was 100% commission averaging only $200 a sale. Crazy to watch. But that was like 1% lol.
@@daphatchick HCW do not get a salary we are paid hrly and call rates for after hours.. $60K is 30 and hr in most rural place you'd be lucky if you got that without having worked OR/after hrs Call
Hmm may ppl should fight for essential worker salary. In companies also developers do all the work, leads come n talk shit n throw "ideas" around n get 3 folds more also marketing gets paid the most. Our companies budget 80% was kept for marketing n all of the actual physical product was 10% n rest of salaries in all department 10%. It's agonizing that ppl un medical field who doesn't give a shot about patients r in management n get all the money while who actually provide care breaking their back get pennies
The people doing the work in any business are the ones who get paid less for doing more, that is capitalism it's the manager who gets paid to make sure you do the work they don't do the work.
@@choilive Yep, but you have to be good. The product and services should hold up to what's being sold. The most important metric is recurring rev and customer retention. There are so many instances where I've seen an acc mgr over sell and it ends up biting us in the arse.
I have watched her. I never thought she made slot of money on Wall Street 😂 she struck me as one of those disgruntled types who quit , went into sales and now is passing off as guru so she doesn’t have to work
Thank you. I went from selling outdoor signs for 60k a year to my first corporate software sales job making 80k a year to being hired as a sales trainee for a F100 tech company. From year 3 to year 18 at the F100 software tech company I never made less than 600k a year and one was over 2m which made me #1 in sales worldwide. For 20 years I lived on a 60k annual budget and retired to a home based consulting business at age 48. Invested everything I made in sales. It was not easy. One year i spent 287 nights in hotels away from home while traveling for sales.
A lot of people are saying well it’s NYC… well I know a handful of people living in NYC and they’re not even close to that at all, median income is more like 50-60k. Even with $80000 in NYC you’re good to live a normal life
I know right! I make a little over 100k in NYC and I live a comfortable life. I’m insulted that people keep saying you can’t live off of that when most people haven’t even seen that kind of money.
What is a normal life? If you have ANY goals of becoming financially established and live in a safe crime free neighborhood, whilst indulging in passionate activities, then 80k is NOT enough in NYC. If you want to invest, save, create college funds for your children and generational wealth for your descendants, then 80k is just not enough. If you are trying your best to be recession proof, and also purchase a home etc. 80k is not enough. After Social security, Medicare, federal and NY STATE hefty taxes, you are left with approximately 65% of your gross income. So your Net pay of that 80k is then roughly 52k which is $4,334 A MONTH. Rent is $2,500 (cheap) for a 1 bedroom apartment. Deducting an additional $500 for wifi, electricity, gas and water bills. Your left with $1,334 to now cover costs of groceries, dining out, hanging out w/ friends/coworkers, your MTA card (subway/bus pass), grooming (hair/nails/barber) etc. So investing or saving a substantial amount on a monthly basis is not plausible. $500 saved every month would be my guess. If you also have a student loan, then you’re saving even less. 80k for a Wall Street girlie living in NYC, is not enough. 80k for another person living in Idaho, Ohio, Kansas, South Dakota … SURE 👍
@@sola2351exactly I had someone arguing with me about how 100k is the minimum to survive in Chicago when I literally live in Chicago city myself, these people straight up assume everybody supposed to have $800 car payments and $1000 mortgages when you are making that type of money, nope not everybody is financial illiterate to do things like that, I have my house and car all paid off bc I don’t buy into the lifestyle inflation based on income.
I ate what i killed. (As a happy tear falls from my eyes..) Dear God, Only you could create this woman! Thank you. Sincerely, Every man that ever lived!
I used to think that way when I made $60k in the Midwest. Now I make $140k in the Midwest and I want at least $200k+. Why? I realized how important investing and saving is when you have disposable income and now I’m trying to catch up. When you get to that $80k base don’t make too many lifestyle changes and invest your bonus checks, never spend those!
That’s not a lot of money I am from New York and I’m assuming she’s a single female, so yeah I don’t understand we get taxed at a rate that is so disgusting that when you look at your paycheck you don’t pass out like am I working to pay uncle Sam? she knows her work and decided to move on kudos to her❤
A lot of folks in the comments don't realize the cost of living in NYC and her point is the majority of her wealth was not from wirking on wall street. Thats it.
i live in nyc and i can live on half of my salary but that means having a sad pitiful life. i spend as much of my paycheck as possible to live a GOOD life. fine wine, great food, travel, these are not luxuries but necessary for happy life.
90k in NY is 45-50k anywhere else. Plus remember rents are sky high as is the cost of everything else. When I made 100k in NY I still lived with roommates because I couldn't afford to rent by myself AND save vigorously for retirement
80k is more than what the income equivalent is in Seattle. So your 10k bonus is helpful. In Seattle low middle class starts at 74k. As a single man, making just under 70k sucked with rent 52% of my income.
What did she mean by tech and nedia sales? Was she selling stock? Bybthe way love Vivian. She's a rare gem who's figured it out and is now sharing her knowledge to like minds. You are appreciated👍
She worked at buzzfeed as an account exec, which means she was probably trying to get advertisers to buy more ads, or buy/use various tools buzzfeed offers advertisers to market their products like market insight data
Her base salary was the average in New York her bonus took her from a 50% earner to a 53% earner so that 20k bonus means almost nothing in the realm of things. That’s crazy New York really is expensive as hell
I seem to remember her making a video about how she made her money buying Nike shoes and reselling them for more than what she bought it for. (Rip off? Price gouging? Ethical). Not sure I’d take advice from someone like that
I mean in new york no, and shed also have to be working some ridiculous hours in the job as well. Its not a small amount of money for sure, but for where she is and the dept she’d likely have its not the best salary.
Already shocked by her saying 80,000 with a $10,000 sigining bonus plus another 10k "isnt that exciting". Thats more money than a lot of hardworking qualified Americans will see in a year. A hell of a lot of them.
I think people in the comments are overestimating the cost of living in nyc. Rent is higher than most places but most single people live with roommates so they’re generally not spending multiple thousands of dollars on rent every month unless they have the money for it. For someone with no dependents (and not too much debt), $60k is definitely a livable wage in nyc and $80k is very comfortable if you are responsible with your finances.
80k is still considered a lot to woork up to in Washington State. 😭 We don't get bonuses in construction but we do get musculoskeletal problems, cancers, and often substance abuse to deal with the other two. But i can see how that wouldn't go vwry far as a salary in NY.
You just sell shit like cloud, ai etc to companies. I know an alumni from my college made 400k last year at tech sale and all she had was a corporate communications degree. People like to sleep on com degrees but that degree is insane.
80k in NY after salary is around $4900/month take home, but that’s without insurance and retirement savings. Considering studios are 3000-4000 to rent, it’s not a lot of money.
I have a Q for all these commentators living in NYC. What would it take to just move? How are you stuck there? Or is it just too fantastic to move? Serious question. You couldn’t pay me enough to live in NYC let alone a suburb
Most people probably think of investment banking associate salaries (post-MBA), which are closer to $200-300k. If all your peers want to be that then $100k doesn't sound that exciting
“Everyone thinks I…” I have no idea who this person is and the short does nothing to help me with that. I’m in tech sales, and it is a great place to do well if you’re willing to work hard.
Wall Street is a street located in the lower Manhattan section of New York City. Wall Street is used as an umbrella term to describe the financial markets and the companies that trade publicly on exchanges throughout the U.S.
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Learn how Vivian Tu built her $25M wealth plan. In this episode, she shares her best strategies for personal finance and business success. Watch the full episode 👉 th-cam.com/video/xGZg8IiDNSg/w-d-xo.html
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@@WorldCelebrityCatchup th-cam.com/video/xGZg8IiDNSg/w-d-xo.htmlsi=Mix15JsRQb5cLlgx
I hate it when people don’t understand locality matters. 100k in NYC vs 100k in middle of Kansas is NOT the same money.
Exactly 👍!
It is but you’ll get more for your money living in Kansas!
@@kelbell275you just repeated what OG said
Rent in nyc is on average 5000 now. 😅
So right!
"I ATE WHAT I KILLED." I felt that one girlie!!
The conviction!
I freakin love that line......Im gonna start using it❤❤❤❤❤❤❤❤❤❤❤❤
@@adamfeliciano7000 Ditto! Lol
It's bullshit
& some of her "knowledge" is a bit suspect, tbh. Basically - she was "On Wall Street" for two & a half Years (& then she got in (luckily!) At a time when ppl began to make a lot of money on YT etc. I think ppl overestimate her abilities - & she is literally cookie-cutter Finance Grad - you'll find millions of her & the male version everywhere (Hong Kong mainly, until recently - Singapore, Australia, parts of NY & the U S & in London + Berlin etc. They don't differ much at this basic level tbh. They used to become "Financial Advisers" (for those that aren't particularly well off but work v hard)
& they just take the cream from the top of the milk - from everybody who "used their services" & "decided to take their advice" (which wasn't necessarily great, might be good occasionally) - & tbh; she'll do fine out of it on S/Media but I'm not convinced those watching her will. Seen it all before (& the "eat what I killed thing" - you'll hear that in every Wannave Financial Adviser three day or five day training course. You'll hear most of these "snappy sayings" there. She's a Saleswoman - trained to be so. Whether it's worth buying - any of it; is dubious.
Same old same old
- pretty much🙏🇬🇧
"I ATE WHAT I KILLED" That means you work hard you get paid for it love that !!!
It means you get a percentage of your sales.
@@MrMobi007 I think it means both
Yawn
@@lagunagirlbythesea 🤣
They say that in every
Three Day Course for
Wannabe Financial
Advisors though..
She was barely on Wall St for 2mins
(& has just denied that she
Ever made any Money there)
She - made money.
On YT - telling you stuff
you could hear anywhere
(& the Audience was bigger
- bc of Pandemiic lockdowns/
Pandemiic in general.
& all she's saying. Is thar she
"Got into YT/S-Media
At the right time.
Before it all blew up.
That won't help you.
With yr Investments
The Market -
Goes Down & Up.
That's what ppl have
to understand.
There's no real get rich
quick scheme.
If you don't have
A LOT of Money
(That you can
"Afford to Lose!)
Or - a Private Income.
From your Rich Family
Ditto.
🙏🇬🇧
Being rich typically means having a lot possessions and material wealth, while being wealthy is more about having sustainable and lasting wealth
No it doesn’t most people use those words synonymously
@@jimbojimbo6873
She means "Nouveau riche."
yes cause working like me in Kansas for min wage I am wealthy
Summed it up
@@jimbojimbo6873 I don't
I don't think she's talking shit about $80,000. She's a millionair and I guess a lot people thought she got there because of wall street simply because of it's reputation and correlation with $$. But in reality she made the most $ in tech & media sales because of commission.
When she states that $80,000 isn't exciting, knowing her content and been following her for a while, I don't think she's saying it's little $ in the big scheme of things. It's just that it's an average pay for the role. And for what ppl thinks wall street ppl makes, it isn't THAT exciting. Also considering the cost to live in NYC and to keep up with that lifestyle. Now for someone with big $ goals, what IS exciting is the type of $$ she made in media sale & tech ($250k+). Even she her self differentiated it as "big bucks".
Keep inflation in mind
$80 k isn't that much in the NYC.
$80k in NYC is Midwest $45k, pretty good but ain’t that much
Exactly…I dated a guy that was in software sales…his base salary was 200K but he made 135K commission in one quarter! 🤑
She made money bc she got in Social Media at the right time. Whether the Advice is any good is debatable.
& some of her "knowledge" is a bit suspect, tbh. Basically - she was "On Wall Street" for two & a half Years (& then she got in (luckily!) At a time when ppl began to make a lot of money on YT etc. I think ppl overestimate her abilities - & she is literally cookie-cutter Finance Grad - you'll find millions of her & the male version everywhere (Hong Kong mainly, until recently - Singapore, Australia, parts of NY & the U S & in London + Berlin etc.) They don't differ much at this basic🚩 level tbh. They used to become "Financial Advisers" (for those that aren't particularly well off but work v hard)
& they just take the cream from the top of the milk - from everybody who "used their services" & "decided to🚩 take their advice" (which wasn't necessarily great, might be good occasionally) - & tbh; she'll do fine out of it on S/Media but I'm not convinced those watching her will. Seen it all before (& the "eat what I killed thing" - you'll hear that in every Wannave Financial Adviser three day or five day training course. You'll hear most of these "snappy sayings" there. She's a Saleswoman - trained to be so. Whether it's worth buying - any of it; is dubious.
Same old same old
- pretty much🙏🇬🇧
Thank you for telling the truth. So many out there telling lies, misleading others that they can grow wealth through speculation
“I ate, what I killed” that’s a statement to live by. Don’t be a slave to your employer by taking a freaking salary with annual increases. You work hard with very little rewards. Love you “Vivian my rich BFF”
Financial gurus don’t make money from what they teach. They make money from their courses and TH-cam channels . It has always been that way.
@@annaku_baannasplitopenyour just playing semantics.
@@annaku_baannasplitopenI think you read it wrong.
This applies to 90% of the other influencers, she actually never sold a course or that secret monthly club bullshit, her money was made from legit deals.(deals as in brand deals & speaking)
It's always been that way since between 2008-10. (It was Very Different before that. Categorically!)
Ergo "Always" is nothing to do with this; espc since Everything pre 2008 Crash
was VERY different 🙄😌🙏🇬🇧
@@copiouscat
Rubbish.
She got in on Social Media at the right time that's all. Other than that she's just some basic level Financial Adviser like all the rest. She made money from S Media. Not from the markets not really!😅
The only reason $80k is not exciting for her and life changing for a lot of the commenters is because income inequality is *that* bad. Much higher than the median salary and yet still somehow barely a livable wage in a place like NYC.
That's not really an example of income inequality, it's an example of how cost of living can drastically change between places, even places in the same country
Yep it becomes quite clear $80k isn't much on wallstreet when your coworkers invite you to dinner at a restaurant that is $500 per person. And they dont even think about the cost because their bonus is $500k
Except she worked probably 90 hours a week
There are people making $80,000 a year in Tennessee.
@@WillieFungothat was actually her first year out of college😂 she left off that then she went to a job at BuzzFeed and was making $660,000 a year doing a comfy marketing job😂😂
Well she literally says 'your fave wall Street girlie' ..how are we supposed to not assume??
There's a bunch of money knowledge she got from there that she then shares in her vids I guess. Insider info that most people don't know. And this knowledge is what helped her make money but not necessarily being in Wall Street.
My my og assumption was its her knowledge that helped her make money not Wall Street itself.
@realntname5591 Most of what she mentions is just common sense and not related to wall street finance at all 🤦
Umm... easily?
@@AwwYouTried8639 wall street is not equivalent to stock exchange. And if you follow her, she also gives out advice for stock and bonds....why would they talk about it in a short amount of time? 😅
Well she said it in multiple videos...... but I guess you won't know if you didnt stuble upon those particular videos.
Plus I don't think she's complaining. I think she's just clarifying like she did when she explained how her channel came to be.
For people who have never been to NYC, $80,000/year there is like $20,000/year in Kansas.
That is NOT an exaggeration.
Compare rents/cost of living.
Well NYC is where a lot of people want to live due to the pizazz of the place. Who wants to live in the middle of nowhere and nowhere close to a beach? There is your answer.
Cost of housing is getting stupid everywhere now.
It's not that drastic of a difference. 50-60k in Middle America is equitable to 80-90k in the bigger expensive cities.
@@dgrblue4162 You have absolutely zero clue what you are talking about. A 400 square foot studio in NYC can rent for $5,000/month. That same apartment does NOT rent for $3,000/month in Kansas.
If you compare metros it’s not that drastic. That is a huge exaggeration.
Not even close. I have lived in NYC for my entire life and you couldn’t be more wrong. Don’t comment if you have no clue what you are talking about.
This woman is fierce
What she is saying is she had to hustle to make it… Wall Street didn’t pay much but when she got to a base salary and got a percentage of income/sales that she pulled in for the company, that’s when she made money..👍💪 work hard and get rewarded that’s what gives you motivation
That’s a great ending! 🔥
I want to watch the whole interview.. can you share the link? Thanks for posting🙏🏽❤️
It all depends on how effective your product is. Most of these salespeople will lie Lie and LIE.
The market dictates how good the product is. I sell a product that only works for 10% of the people I sell. 1 out of 10 love it. Who's in the wrong?
Then a reasonable adult should think think and think. No one is forced to buy.
@cyman0730 Well, in the USA (where English prevails), greed is very abundant. So abundant to where a lie can be called something else.
It’s good money, but that is not get rich money when you live in NYC. Also, after taxes, health insurance, etc. that probably comes out to 65-75k, which again, in NYC isn’t a lot. Where I live in Wisconsin though, you’d be a baller 😂
Who taught you how taxes work?
It’s always people that live nowhere near NYC that have the most to say 🤦♂️
I love her energy! I seriously love seeing a woman talk straight about money and having NO shame about her worth!
“Leave financial content to the men? I don’t think so, I don’t think so”
Thanks for the awesome comment! The full interview with Vivian is fantastic. Have you listened to it yet?
"Ate what I killed". That means you ONLY get paid if you make a sale. She said she had a base salary of around $80K before commission.
So she had the base salary and commission on top, what’s the chances she made 0 sales for a whole year lol?
@@awilliams7796she would have a quota/target to hit. If she consistently missed she's on the street.
What's so difficult to comprehend?
80k was the wall street job, not the tech job.
She mentions that her base salary was still the same in tech. When you eat what you kill, you are not getting 80K as a base a salary.
Sales can be a lucrative job if you’re good at it. If you have the gift of gab, you can make more than a doctor without a degree as a sales rep.
can an assistant manager at a specialty women’s clothing retail brick and mortar in middle America earn more than a doctor ?
@@Dan-sb5sf that's not sales that's order taking. I mean people who sell corporate buildings, air planes, wind mills, pricy technology software - things that can cost hundreds of thousands of dollars and pay out $10K plus in commission checks. Usually this is B2B sales not B2C sales.
@@Dan-sb5sfYou must be a smart Alec. Thinking you’re so cool to make such a lame joke. Sales associates are not the same as sales representatives for corporate
@Dan-sb5sf no because they are a worker not a real sales rep. A real sales rep brings in the business and clients. Like for example a real estate agent can easily make more than an average doctor or lawyer with just a high school diploma
@@Dan-sb5sf when ppl say sales in this context is means commission based. It can also be B2C. I went door to door for a year selling fiber optic internet & tv and I watched someone make $3000 a week on his commission. It was 100% commission averaging only $200 a sale. Crazy to watch. But that was like 1% lol.
As a nurse with Masters degree making $60,000 a year, Yeah that is very exciting. What is a bonus? We normally get 3% and our insurance goes up 7 %.
Well it’s New York we’re talking here
Are you a beginner with masters..I mean it is low
60 is low for a nurse salary what kind of nurse are you
@@daphatchick HCW do not get a salary we are paid hrly and call rates for after hours.. $60K is 30 and hr in most rural place you'd be lucky if you got that without having worked OR/after hrs Call
Hmm may ppl should fight for essential worker salary. In companies also developers do all the work, leads come n talk shit n throw "ideas" around n get 3 folds more also marketing gets paid the most. Our companies budget 80% was kept for marketing n all of the actual physical product was 10% n rest of salaries in all department 10%. It's agonizing that ppl un medical field who doesn't give a shot about patients r in management n get all the money while who actually provide care breaking their back get pennies
I’m a crane operator and I make 210k a year, never thought I made more than someone in Wall Street lmao
The people doing the work in any business are the ones who get paid less for doing more, that is capitalism it's the manager who gets paid to make sure you do the work they don't do the work.
@@dgrblue4162 now I’m a general foreman, so I’m making more ☺️
@@dgrblue4162 Give it a rest. People are paid based on how much responsibility they have and how hard they are to replace.
You add way more value than an analyst
😂😂😂
80k + commission
A solid closer can easily clear 200+ 300k
I have a friend that works/worked sales at a few big tech companies. They were regularly clearing 400-500k
@@choilive Yep, but you have to be good.
The product and services should hold up to what's being sold.
The most important metric is recurring rev and customer retention.
There are so many instances where I've seen an acc mgr over sell and it ends up biting us in the arse.
I have watched her. I never thought she made slot of money on Wall Street 😂 she struck me as one of those disgruntled types who quit , went into sales and now is passing off as guru so she doesn’t have to work
“I ate what I killed” that’s a hard line
Thank you. I went from selling outdoor signs for 60k a year to my first corporate software sales job making 80k a year to being hired as a sales trainee for a F100 tech company. From year 3 to year 18 at the F100 software tech company I never made less than 600k a year and one was over 2m which made me #1 in sales worldwide. For 20 years I lived on a 60k annual budget and retired to a home based consulting business at age 48. Invested everything I made in sales. It was not easy. One year i spent 287 nights in hotels away from home while traveling for sales.
A lot of people are saying well it’s NYC… well I know a handful of people living in NYC and they’re not even close to that at all, median income is more like 50-60k. Even with $80000 in NYC you’re good to live a normal life
I know right! I make a little over 100k in NYC and I live a comfortable life. I’m insulted that people keep saying you can’t live off of that when most people haven’t even seen that kind of money.
What is a normal life?
If you have ANY goals of becoming financially established and live in a safe crime free neighborhood, whilst indulging in passionate activities, then 80k is NOT enough in NYC. If you want to invest, save, create college funds for your children and generational wealth for your descendants, then 80k is just not enough. If you are trying your best to be recession proof, and also purchase a home etc. 80k is not enough.
After Social security, Medicare, federal and NY STATE hefty taxes, you are left with approximately 65% of your gross income.
So your Net pay of that 80k is then roughly 52k which is $4,334 A MONTH.
Rent is $2,500 (cheap) for a 1 bedroom apartment. Deducting an additional $500 for wifi, electricity, gas and water bills. Your left with $1,334 to now cover costs of groceries, dining out, hanging out w/ friends/coworkers, your MTA card (subway/bus pass), grooming (hair/nails/barber) etc.
So investing or saving a substantial amount on a monthly basis is not plausible. $500 saved every month would be my guess. If you also have a student loan, then you’re saving even less.
80k for a Wall Street girlie living in NYC, is not enough.
80k for another person living in Idaho, Ohio, Kansas, South Dakota … SURE 👍
@@sola2351exactly I had someone arguing with me about how 100k is the minimum to survive in Chicago when I literally live in Chicago city myself, these people straight up assume everybody supposed to have $800 car payments and $1000 mortgages when you are making that type of money, nope not everybody is financial illiterate to do things like that, I have my house and car all paid off bc I don’t buy into the lifestyle inflation based on income.
Sure with 15 roommates.
Stub Bonus: That's what most raises are like for the average Joe. Not even COL increase. That's what she forgets or doesn't realize.
Can we talk a pro how refreshing finance sis is hahaha
I ate what i killed.
(As a happy tear falls from my eyes..)
Dear God,
Only you could create this woman! Thank you.
Sincerely,
Every man that ever lived!
So smart, it's awesome. So much knowledge
"The base was $80K." I would be THRILLED with that. If I made that, I would literally kill for it. Even if I didn’t get to eat it.
It's nothing in NY and getting that way in other states. Things get more expensive
If you look at how many hours shw worked, you would think twice.
I used to think that way when I made $60k in the Midwest. Now I make $140k in the Midwest and I want at least $200k+. Why? I realized how important investing and saving is when you have disposable income and now I’m trying to catch up. When you get to that $80k base don’t make too many lifestyle changes and invest your bonus checks, never spend those!
12-16 hrs daily!
On the computer!
Sitting on your arse!
Sales IS the great equalizer.
That is a back office job salary in wall street, not really the investment banker salary (aka what wall street is famous for)😂
Amazon gives drivers a $5 yearly bonus, but only if they are the first 2 million drivers to be thanked by the customers.
I wish they were handing out salaries like that in florida. Skilled tradesmen barely making 80k with bonus’s and overtime lol
Eating what you kill >>> being handed a meal that only feeds you for a temporary moment
On her website the says she made 600$k annually at her tech & media sales job.. damn
I think she makes all her money from making videos on social media, so that might be what she means from that
@@Kayla-lz6ryno she broke it down in a video of hers stating why and how
Whats her name pls? I saw other parts of this interview that I loved and now I really want to know!
Vivian Tu
Vivian Tu ( aka “your rich BFF” on the internet)
Tekken Media Sales sounds like a sick job 😅
That’s not a lot of money I am from New York and I’m assuming she’s a single female, so yeah I don’t understand we get taxed at a rate that is so disgusting that when you look at your paycheck you don’t pass out like am I working to pay uncle Sam? she knows her work and decided to move on kudos to her❤
A lot of folks in the comments don't realize the cost of living in NYC and her point is the majority of her wealth was not from wirking on wall street. Thats it.
i live in nyc and i can live on half of my salary but that means having a sad pitiful life. i spend as much of my paycheck as possible to live a GOOD life. fine wine, great food, travel, these are not luxuries but necessary for happy life.
It’s about how you’ve been representing yourself
I grew up on a "Farm" that we tried to run as a "Market Garden!" So "I ate What I Picked, Pulled, or Harvested!" (Is that about the same? 🤔🧐😲)
AND HERE WE ARE TEACHING OUR NEXT GENERATION OF KIDS HOW TO READ, WRITE, AND CATCH THEM UP …. WHILE FIGHTING TO MAKE $40,000 SOMETHING A YEAR!
I literally just ate a hotdog straight off the pan with my fingers, no bun and went directly to bed. I literally need these families to get off drugs.
Exactly
Yep, TEACHERS should be paid so much better.
Wrong side of wall street. Sounds like some ESG Analyst shit.
She thinks WAAAAYYYY too much of herself.
The base is 80,000 plus a 10,000 bonus! Imagine thinking thats not exciting. Maybe not for some like her but for many that would be a blessing!!
In nyc thats nothing my dear, im talking 50k in other areas
Yea not in nyc. Thats nothing to live there.
90k in NY is 45-50k anywhere else. Plus remember rents are sky high as is the cost of everything else. When I made 100k in NY I still lived with roommates because I couldn't afford to rent by myself AND save vigorously for retirement
She has bigger capacity than you do and probably higher expenses…
That's literally 1st year out of college (sans the bonuses) in New York. It's not a lot there.
Sales is the best way to get rich.
80k is more than what the income equivalent is in Seattle. So your 10k bonus is helpful. In Seattle low middle class starts at 74k. As a single man, making just under 70k sucked with rent 52% of my income.
What did she mean by tech and nedia sales? Was she selling stock? Bybthe way love Vivian. She's a rare gem who's figured it out and is now sharing her knowledge to like minds. You are appreciated👍
She worked at buzzfeed as an account exec, which means she was probably trying to get advertisers to buy more ads, or buy/use various tools buzzfeed offers advertisers to market their products like market insight data
Selling stuff no one actually needs but you convince them they do. That's how you get rich in America.
🔥🔥🔥 "I ate what I killed"
Her base salary was the average in New York her bonus took her from a 50% earner to a 53% earner so that 20k bonus means almost nothing in the realm of things. That’s crazy New York really is expensive as hell
I feel like “I ate what I killed” could also be used in reference to living paycheck to paycheck
i like her facial when saying I ate what i killed. A Rambo girl.
Van Cleef and Arpels on her ears babe ❤
Where's this podcast?
You call yourself a “Wall Street Girlie”…
I seem to remember her making a video about how she made her money buying Nike shoes and reselling them for more than what she bought it for. (Rip off? Price gouging? Ethical). Not sure I’d take advice from someone like that
Bruh. 80k is not the big bucks. People are so out of touch.
I mean in new york no, and shed also have to be working some ridiculous hours in the job as well. Its not a small amount of money for sure, but for where she is and the dept she’d likely have its not the best salary.
I would cry tears of joy to make 80,000 lol
Me too!
I wouldn't I've made 50k, 75k. I currently make 110k its good I save great but . I think 250k would make me comfortable
Already shocked by her saying 80,000 with a $10,000 sigining bonus plus another 10k "isnt that exciting". Thats more money than a lot of hardworking qualified Americans will see in a year. A hell of a lot of them.
$80,000 is pennies😂😂😂 I have a master's degree and don't make $24k. I couldn't live on my own
I don't have a degree... only some college and make $60k, which is only ok where I live. Housing eats up a lot of it.
Master's in what?
What!?? A master degree and you don't make $24k? Do you live in France?
@@ClaireCorinthosI also don’t get it lol
A masters and you dont make 24k? That just doesnt sound right unless you made a choice to not earn more than 24k.
Loved " I ate what I killed"
I love how $10000 is “nothing exciting” lol!!!
Bonuses are taxed 37%
Guys in the city $80k salary (at least where I live) is 1/4 of the salary of a family that is able to own a home 😭😭 (I live in metro Vancouver)
I love her Van Cleef & Arpels earrings! Those are $7,000+ 😮
I thought Walmart....🤔
correction $2,720.00. google it!
Shit I gotta go hunting.
I never thought that. She finnessed herself. She used that she worked on wallstreet for people to respect her.
I think people in the comments are overestimating the cost of living in nyc. Rent is higher than most places but most single people live with roommates so they’re generally not spending multiple thousands of dollars on rent every month unless they have the money for it. For someone with no dependents (and not too much debt), $60k is definitely a livable wage in nyc and $80k is very comfortable if you are responsible with your finances.
With 80k you can afford to live alone
That’s an issue I have had…not enough coming in to begin with.
Grandiose ass metaphor lol
Agreed. It is extremely egotistical considering the people saying it are behind screens and not actually hunting.
SHE ATE
80k is still considered a lot to woork up to in Washington State. 😭 We don't get bonuses in construction but we do get musculoskeletal problems, cancers, and often substance abuse to deal with the other two. But i can see how that wouldn't go vwry far as a salary in NY.
Congratulations ❤
I like this dude
So you work in tech?
Pretty Greek earrings!😊
Can you please elaborate on “Tech Sales”?
You just sell shit like cloud, ai etc to companies. I know an alumni from my college made 400k last year at tech sale and all she had was a corporate communications degree. People like to sleep on com degrees but that degree is insane.
80k in NY after salary is around $4900/month take home, but that’s without insurance and retirement savings. Considering studios are 3000-4000 to rent, it’s not a lot of money.
“I ate what I killed” money talks man, predatrix
I used to think there’s no way tech has the money it does. Now I work in tech. Stg they people have money trees-it’s insane.
Come through Van Cleef earrings! I see you girl
I have a Q for all these commentators living in NYC. What would it take to just move? How are you stuck there? Or is it just too fantastic to move? Serious question. You couldn’t pay me enough to live in NYC let alone a suburb
She's so amazing
Thank you all for the information 💖🤗☺️
She got the profit. Meat. Ate what you killed. Nobody steals wolfs dinner without a fight. Lord knows I've been territorial 😂
She killed a lot. 😂
I’d like to make $20K in bonuses lol
Love seeing young rich people… tired of seeing only old guys driving nice cars - we need more young rich people
Where’s the full interview
Her name is Vivian Tu.
Sales is the tits 🤷♂️ best choice I ever made
I think she just means that RELATIVE TO TYPICAL ASSUMPTIONS OF WALL ST INCOMES, 100 total comp is not high (which is true!!) in NYC or otherwise!
Most people probably think of investment banking associate salaries (post-MBA), which are closer to $200-300k. If all your peers want to be that then $100k doesn't sound that exciting
“Everyone thinks I…” I have no idea who this person is and the short does nothing to help me with that. I’m in tech sales, and it is a great place to do well if you’re willing to work hard.
This chick isn’t rich, people
Can someone explain what on earth wall Street is
Wall Street is a street located in the lower Manhattan section of New York City. Wall Street is used as an umbrella term to describe the financial markets and the companies that trade publicly on exchanges throughout the U.S.
I think she is quite full of herself and is a bit condescending.
I find her confidence and drive admirable
@@Theminnieminx8 Good for you.