My student loan is around $5,100 and on the other day I received a email stating that my payment is due November 26th 2024 but it says zero owed. I am debt free by faith in Jesus name!
So on yesterday I received a email from student aid letting me know that there will be some that their loans may be forgiven. So at this point I will just be waiting to get that answer and praying for the best!
The "relief" is for loans that have ballooned interest. It is not forgiving the loan itself. Example, if a borrower borrowed 15,000 but the interest added to the balance was another 10,000...they may reduced the accrued interest added to the balance. There are students who now owe as much interest as the amount they borrowed.
As a person who paid $30,000 off in student loan debt, and has a young adult daughter who went to college debt free. I still feel that if our government could write off the PPP loan money they can write off the student loan debt money.
My husband and I are 100% debt free since 2021!!! We will be purchasing a car soon tho, but will pay off within 2 years before retirement at 55. Glory to God!!!! All Praises to God.
I have paid back far more than I ever borrowed in the first place. But the compounding interest stacks up. After 20+ years in repayment, I actually owe far more now than what I took out as the original loan. I sure wish I knew about compounding interest a long time ago!
I'm with you on that. I only took out 15K because I purchased a vehicle in which I paid off that amount. So I said I could definitely pay off 15K in student loans. Now that thing is 30k lol. I wish I knew about compound interest as well. They don't explain the stuff to you.
Another important factor you need to preach is that school is a business - shop around. Three of my coworkers and I were pursuing our masters. They paid over 30K, I paid 14k. Same degree from a reputable state university.
It's true, I've rec'd 4 checks so far; 3500, 23000, 10000 and 11000. I rec'd two checks in '23 December and two checks '24. I rec'd a letter last year in November that my loans were forgiven and that I was due a refund.
I received an email in April and May I got my letter that my loans had been forgiven! God is sooo good! Now just waiting for the credit bureaus to be updated
Congratulations! What was the process for approval? Did you pay consistently over 20 years or PILF? Asking for myself. Having the faith that mine would be forgiven
@@jdotbunni Actually I never paid anything towards my loans(hate to admit that) and during Covid you know everything was paused. So my loans were due to start back December 2024 which I was like okay I have the income to pay now. So out of the blue I get a email from the department of education that my account was being reviewed for loan forgiveness and they would make a decision after May 5th. I was thinking it was a mistake. Then in May I received the letter in the mail that all my loans were forgiven and I went online to check my account and the balance was $0! I do work at a title 1 school but I never applied for any loan forgiveness programs. I truly believe it was allll Gods favor and me just praying for years prior that God would restore my credit and and debts would be forgiven as I forgive others and prayed for other people financial breakthroughs.
God is good... really? You didn't get a $200,000 reparations check from the government, but you jumping for joy over student loan debts. God wasn't good during them 400 years of slavery, and the 100 years of Jim Crow, Segregation, Apartheid and this integration fiasco that has wiped out the black family.
I never thought about it being a gift. I saw it as Biden/Harris hocking/pawning off STOLEN GOODS!🤷🏾♀️ It's taxpayers money and the fact that many times the miss-use of the college loan money is what dug this hole so now it's payback time. Everyone should not be responsible for cleaning up the mess. When people don't learn from their bad money management style, the mindset will stay the same in the next phase of life... it just won't be student loan debt next time. Most of the time bailing people out of poor money handling decisions will not fix their problems... and I'm sure that there might be a few exceptions to this rule. And you're so right. There are so many layers to this discussion. Blessings to you.🙏🏽🕊
It's interesting to me how I was able to get loans for learning at the age of 17 (not working), but for a long time denied a loan to get a home while working a full-time job!
Anthony it's not the loan but the compounded interest daily. If you only had aloan it should be just that amount and a flat ŕate for borrowing the loan. Be Blessed. Thank you
I'm 100% debt free!! My student loans were forgiven last year after working in public service for 10 plus years via public service student loan program. Great excitement and I'm on my way to bigger and better things. To God Be the Glory!!🙏🏽
I have PSLF and worked 13 years but only 92 payments because of forced deferment of 3 years I wonder will the IDR one time credit will have my loan forgiven? 🙏🏽
I don't understand why you would say "you're not for forgiving student loans " like they forced ppl to go to college and promised jobs and there weren't any jobs available. I've been working since I was 16 and put myself through college and did everything I was told they finessed me and I deserve a chance
No one forced you to go to school. Your parents failed to set up a 529 account for you when you were born. Stop listening to the white man. Obama and Arnie Duncan lied to you and said "get an education", but no corporation promised you a job. Black people need to stop praising and fighting for student loan forgiveness and fight for reparations. That's what we are actually owed and will make you far wealthier than any student loan forgiveness will ever do.
@@roolyfe We can allocate billions of dollars for Ukraine and war criminal Israel, subsidize Amtrak to the tune of $2B/year, line the pockets of billionaire NFL owners to promote the armed forces, and all the other corporate subsidies (welfare), but our tax dollars shouldn’t pay for higher education? Ok. That’s a bridge too far I guess.
@@ikejones3000 Argentina, Austria, Brazil, Czech Republic, Egypt, Finland, France, Norway, Iceland, Spain, Slovenia, and the list goes on, all offer free higher education (college, doctoral degrees) for their citizens.
Why is it the biggest debate when it comes to helping citizens but no fuss no action when billions go out the country and billions to immigrants. Yeah, give the most, get the most and forgive it ALL. Somebody gone get it, why not US!!!! Sicka of yall
Those with the debt shouldn't be forgiven just like funding other countries & migrants shouldn't occur. There are better things to spend all that money on.
It should be cancelled if that better paying job doesnt come to fruition. When someone is constantly denied enployment with a degree, how on earrh can that person pay it back? That makes no sense and is a form of torment. Forgiving loans would only make sense due to the false advertising campaigns those colleges go on and on about that get people to get the loans in the first place. That would be ethical and upright thing to do and or force the schools to provide those better paying jobs to all graduates. After all, they the ones that planted those seeds in the minds of loan recipients. It didnt come out of no where!
WOW! I just made my daughter withdraw from a prestigious college because she was about to take out a student loan. She will be attending a community college for her first 2 years for free. MONEY SAVED!!!
My loans totaling $99K were forgiven. I went to predatory schools and half my loans were forgiven last year and the remaining were forgiven and the end of last month. I took out $55K and with me being forced into forbearances, the interest blew up. I would asked for a reduced payment that I could afford and o was told NO. The only option only had was forbearance. I asked if I could make half the payment and was told that it would be considered a late payment and I would be charged fees. It’s a shame what the schools and loan services were doing. Glad they are making changes so that people can’t get duped in the process.
I applied for the DeVry loans in March 2022. They were forgiven under the Cardona vs Sweet case. They were forgiven in May 2023. For Bauder and AIU, I applied AFTER the C vs S case and technically I didn’t qualify for forgiveness under that case. I applied for Borrowers Defense for those loans March 2023. They were forgiven last month. I didn’t receive an email or letter in the mail. I just checked my account and they were forgiven. So I don’t know under which plan I was forgiven BDR or the other plans. My friend was also forgiven for $283K in loans. She didn’t know until I told her to check her account. Her undergrad was at a state university and her graduate degree was from Keller/DeVry. In June I first noticed that the loans were removed from my credit report. Things were happening behind the scenes and I was never notified, I just periodically checked. I know something will happen for you soon darling.
@@so.many.obstacles Thanks. My loans are from Devry also. Periodically I check the Federal Student Aid website and it just shows the status as “under review”. Hopefully they’ll be forgiven soon. 🙏🏽
Not getting my hopes up like last time, they did this before midterms in 22, and now again before the presidential election. I literally started budgeting my income around them being forgiven. Not falling for the okie dokie again, this is just political theater and vote fishing 🎣 🎭
1. I need them gone. Yes, I pay on them, unlike some people. But a as active service member, I feel like that's a given. The military stopped paying back student loans as an incentive by the time I joined 🙄boo! I have two degrees that would have paid them off, but like so many graduates, I wasn't working in my degrees concentration. I have the GI bill now😂 two degrees too late. Hoorah!! Bring back paying student loans for joining!!!
I paid mine off on August 2023. I’m praying ya’ll get YO MONEY!!! I was praying that mine were going to be forgiven…but if I’m not going to get it…then, I want them to LET MY PEOPLE GO!!
I got an email. I went straight to your channel to see what to do next. I was able to get them consolidated, praying it get forgiven. Thank you for sharing the information. God bless!
I never received the email but mine were forgiven. Check your account periodically. My friend had over $200K forgiven too. She didn’t know until I told her to check her account.
I am a teacher and I am looking forward to public service loan forgiveness. If you are nurse or police officer you too can get forgiveness. I pray they will allow forgiveness to other non-public service professionals. Pay 120 payments and be forgiven within 10 years. Or whatever programs the government developments. I definitely want my student loans to be CANCELLED.
I got an email so we'll see. There is nothing to do if you WANT relief. If you want to opt-out, then you have to do something with your loan servicer. I hope I'm included in this round.
@@KFontLab Upcoming Student Debt Relief from the Biden-Harris Administration. In your email search for Secretary of Education Miguel Cardona that’s who sent the email.
I hope I get this email because I consolidated for the Save program. Which had been blocked. I’m tired. I’ve paid off other student loans and I want to be done.
I was emailed as well!!I pray to be debt free! I have a son that’s in his 3rd year of college and explained to him don’t get in a lot of student loan debt .
The gov’t is not just going to forgive student loans. The person will have to meet a list of criteria to have their loans forgiven. I’m quite sure one of the criteria is making “on time” payments for a certain amt of time.
Nope. Making payments doesn't qualify one for forgiveness. Actually, if u are making payments, it appears you are fortunate enough to pay them and don't need forgiveness. There are forgiveness programs for many different situations and so to say that u must make payments for them is absurd and obscene considering the fact that I've seen many people have their loans forgiven completely and didn't pay one dime.
I don’t need all of it forgiven. It would be very helpful to have the interest paid off and (maybe asking too much but,) no more accruing so that I could have a better chance of paying this disaster off! I wish I would’ve knew better back then so I could be doing better now. The whole narrative that I was told was, you’ll get a great job and be able to pay it off don’t worry about taking out a lot because you’ll be able to pay it back. Never mind they didn’t know the future. Young, trusting, and dumb I was. Smh
It sounds like you were conned into getting the loan. You need forgiveness of the loan and you also like me and many others need a refund for being decieved and tormented in that manner. That's not right. And our loans shall be forgiven because we took them based on false promises we thought were true. That's called fraud and some people call that a for of witchcraft (deceiving others for unjust gains)
There’s a lot of people hating on the student loan forgiveness. I don’t understand, but it has helped me tremendously. I know Dave Ramsey said at one point that this will never happen and possibly yes and another time it wouldn’t but it’s happening and it’s such a blessing. We really need this.
I'm perfectly fine with paying for what I've created. If they choose to forgive my loans, then great. I won't apply for anything to wipe that away because it is my obligation. BUT I will use that money to both get out of other debt and to create a 529 for my youngest child.
I have a daughter who have a student loan, probably around 60K.😔She already has her bachelor's degree. Now, she's online for her Masters. I'm like, slow it down..Smh
Here's the thing...those of us who BORROWED money knew that we were going to owe it. IMO, what really is the bigger issue is the compounded interest that I don't believe those around 20 years of age really understood the ramifications of how it could get out of control. Our amount borrowed should not be forgiven HOWEVER forgiving the interest would make it where most people would have paid without question. In my 50s (and having hard times like so many) I now owe in compounded interest MORE than what my loan amount initially was.
My loans are from 2004-2008... And I I need to find a way to get them dismissed because I went to a university that is on the list for student loan discharge. But I have private and federal so I don't know how to get rid of both.
@@PiaLoveBSNRNCCBTP It’ll be from FSA and it just lets you know who qualifies and what steps you need to take. There’s probably forms to fill out and a wait process
The Dept of Education Secretary Miguel Cordona sent the email and it basically just saying what had already been announced in the news to stay tuned for their next steps at giving relief. You won’t have to do anything to receive what ever they plan to do toward forgiveness. HOWEVER, if you DO NOT want to reap the benefit then you MUST contact your service provider and say “I WANT TO OPT OUT by the August 30th deadline. And that option out was for folks who states tax them for loan forgiveness which was what someone sued over the first go around for the $10k and $20k they wanted to given borrowers and the Supreme Court blocked it. Thus the reason for the SAVE plan created to help borrowers.
There's no canceling student loans. It goes into the trillion of dollars of debt that the US owes. Nothing is free. We still end up paying for it. The ones of us that pay taxes. They should tackle the colleges lowering tuition to make education more affordable like it was back in the 50s and the 60s. You got the same institutions that ain't changed not one bit driving up the prices to attend the colleges. We should not be forgiving student loans because people have to take accountability for being responsible for how much money they take out. I'm saying this as a person who hasn't always been able to pay for my student loans. I made unwise decisions and took out more money than I needed so I can spend it on stuff that wasn't educational like many of us. Because the money was there we took it, that was foolish. I did stop at 15K because I said I purchased a car for that amount and I was able to pay that off so I would be able to pay off 15k. Of course the longer it sits there it became 30k with interest.
Maaan, 2 years ago those clowns told me to stop paying on my loans because I'm being forgiven..... but they never told that to my loan holder. And when I call the DOE nobody answers the phone. Smh
My student loan is around $5,100 and on the other day I received a email stating that my payment is due November 26th 2024 but it says zero owed. I am debt free by faith in Jesus name!
So on yesterday I received a email from student aid letting me know that there will be some that their loans may be forgiven. So at this point I will just be waiting to get that answer and praying for the best!
🙏🏽
Amen...!!!
I got that too
Congrats!
I had student loans and received an email that mine were paid off. Thank you GOD!
🙌🏾Praise God!
Amen!!!!
Mine Too!!!! Hallelujah!!!!
🙌 Yessss 🙌. Praise 🙌 God 🙌
Where did you apply to have them forgiven? I applied only to find out now their saying they don’t see where I applied to have my loans forgiven🥹
I have student loans and pray the student loans to be cancelled, forgiven, removed!!
@laneshanelloms So you took out loans that you don't want to pay?
The "relief" is for loans that have ballooned interest. It is not forgiving the loan itself. Example, if a borrower borrowed 15,000 but the interest added to the balance was another 10,000...they may reduced the accrued interest added to the balance. There are students who now owe as much interest as the amount they borrowed.
Me too!
@@nlibby5549I can accept that too!!
@@nlibby5549 I didn't say anything about a relief.
One of the desires of my heart is to be debt-free!
Believe the word He can do it. Meditate on Romans 13:8
This is helping me. Speak it over all your debt and have faith and not doubt= miracles
I paid most of loan off and they forgave the rest of it off two months ago.
🙏
I paid mine off last month. There is no better feeling than to have that burden lifted off of you.
Congratulations, that’s amazing! 🍾🎊🎉
Congratulations 🎉
Congrats!!
Congrats.
Congrats.
As a person who paid $30,000 off in student loan debt, and has a young adult daughter who went to college debt free. I still feel that if our government could write off the PPP loan money they can write off the student loan debt money.
Right!!
The majority of People committed wired fraud to get the PPP loans.
AMEN!!
@cliq9 God gets all the glory. I just learned from my past experiences. I never want to see people have to deal with school debt like I did.
I only have about $10K left in student loans. They need to go ahead and take care of that.
My husband and I are 100% debt free since 2021!!! We will be purchasing a car soon tho, but will pay off within 2 years before retirement at 55. Glory to God!!!! All Praises to God.
I have paid back far more than I ever borrowed in the first place. But the compounding interest stacks up. After 20+ years in repayment, I actually owe far more now than what I took out as the original loan. I sure wish I knew about compounding interest a long time ago!
I'm with you on that. I only took out 15K because I purchased a vehicle in which I paid off that amount. So I said I could definitely pay off 15K in student loans. Now that thing is 30k lol. I wish I knew about compound interest as well. They don't explain the stuff to you.
SAME!!! I cannot stand it. .Even if they wiped the interest, I'd be okay with paying what I originally borrowed.
Another important factor you need to preach is that school is a business - shop around. Three of my coworkers and I were pursuing our masters. They paid over 30K, I paid 14k. Same degree from a reputable state university.
You being deceptive. There is no way a master’s will cost 14k. What school is that? Fake school.
Smart guy 😅
It's true, I've rec'd 4 checks so far; 3500, 23000, 10000 and 11000. I rec'd two checks in '23 December and two checks '24. I rec'd a letter last year in November that my loans were forgiven and that I was due a refund.
How did you do that? I paid 24k last August. I want a refund!
@@ruthhnry, 1
I received one check as well. And a letter forgiven. PSLF recipient.
How long ago and congrats!
@bigvalley4987 How long ago?
That's awesome!! 🎉
Prayers for my student loans for ALL to be 🙏🏾 forgiven. I am debt free!
Due to consistent payment over a long period of time, most was forgiven. HALLELUYAH, HALLELUYAH, HALLELUYAH AND AMEN!!!!!!!
APAGGAHABTTMHY!!!!!!!
@@K-ManTheHebrew- Praise Him!!
Yes ! I'm praying 🙏🏽 for favor about this. Amen !
Biden/Harris paid mine off earlier this year and I cried like a baby!!❤❤
How much did you get paid off
@@fa5102 I will not say the exact figure online, but I will say, it changed my life and I am so grateful!
@@fa5102What is this going to do for you? Wrong question.
@@MLagarde0425 and what is this going to do for you?
Did you fill out a form or it was automatically handled?
I decree and declare that my student loans are forgiven so that I can buy my parents a house.
Debt free
Reparations would get you way more than that.
Yes and be debt free 🙌🏿
I received an email in April and May I got my letter that my loans had been forgiven! God is sooo good! Now just waiting for the credit bureaus to be updated
@@ashleylee651 PRAISE GOD and congratulations!! 🙏🏽 My credit score increased 25 points after my loans were paid off. Keep an eye on it!! 👏🏽
Congratulations! What was the process for approval? Did you pay consistently over 20 years or PILF? Asking for myself. Having the faith that mine would be forgiven
@@jdotbunni Actually I never paid anything towards my loans(hate to admit that) and during Covid you know everything was paused. So my loans were due to start back December 2024 which I was like okay I have the income to pay now. So out of the blue I get a email from the department of education that my account was being reviewed for loan forgiveness and they would make a decision after May 5th. I was thinking it was a mistake. Then in May I received the letter in the mail that all my loans were forgiven and I went online to check my account and the balance was $0! I do work at a title 1 school but I never applied for any loan forgiveness programs. I truly believe it was allll Gods favor and me just praying for years prior that God would restore my credit and and debts would be forgiven as I forgive others and prayed for other people financial breakthroughs.
God is good... really? You didn't get a $200,000 reparations check from the government, but you jumping for joy over student loan debts. God wasn't good during them 400 years of slavery, and the 100 years of Jim Crow, Segregation, Apartheid and this integration fiasco that has wiped out the black family.
If someone is going to give you a gift, accept it! There are so many levels to this discussion!
I never thought about it being a gift. I saw it as Biden/Harris hocking/pawning off STOLEN GOODS!🤷🏾♀️ It's taxpayers money and the fact that many times the miss-use of the college loan money is what dug this hole so now it's payback time. Everyone should not be responsible for cleaning up the mess. When people don't learn from their bad money management style, the mindset will stay the same in the next phase of life... it just won't be student loan debt next time. Most of the time bailing people out of poor money handling decisions will not fix their problems... and I'm sure that there might be a few exceptions to this rule.
And you're so right. There are so many layers to this discussion.
Blessings to you.🙏🏽🕊
It's interesting to me how I was able to get loans for learning at the age of 17 (not working), but for a long time denied a loan to get a home while working a full-time job!
Anthony it's not the loan but the compounded interest daily. If you only had aloan it should be just that amount and a flat ŕate for borrowing the loan. Be Blessed.
Thank you
Absolutly the compounded interest is what deprives me of joy! Even making more than the minimum payments I'm not putting a dent in my loans.
Mines are gone. Praise the Lord!!
I have student loans and I want my student loans to be cancelled!
My loans were all forgiven earlier this year. Over 6 figures vanished 🙌🏾🎉
That's awesome now did you apply for it or was it an automatic thing 🤔
@@ScrantonsRebeccaRuth888it’s automatic, but you do have an option to opt out
@@Lynn-gd6ti I like the sound of that thinking maybe it's alphabetical order 🤔
I'm 100% debt free!! My student loans were forgiven last year after working in public service for 10 plus years via public service student loan program. Great excitement and I'm on my way to bigger and better things. To God Be the Glory!!🙏🏽
I have PSLF and worked 13 years but only 92 payments because of forced deferment of 3 years I wonder will the IDR one time credit will have my loan forgiven? 🙏🏽
Facts. I took advantage of the first student loan pause and became debt free.
Debt free
@@tate2856 Yep. I made a big sacrifice when I sold off all my stock investments to help payoff my debt. I wouldn't advise anyone to try this approach.
I don't understand why you would say "you're not for forgiving student loans " like they forced ppl to go to college and promised jobs and there weren't any jobs available. I've been working since I was 16 and put myself through college and did everything I was told they finessed me and I deserve a chance
No one forced you to go to school. Your parents failed to set up a 529 account for you when you were born. Stop listening to the white man. Obama and Arnie Duncan lied to you and said "get an education", but no corporation promised you a job. Black people need to stop praising and fighting for student loan forgiveness and fight for reparations. That's what we are actually owed and will make you far wealthier than any student loan forgiveness will ever do.
I feel the same way
You shouldn’t have to take out a loan. A college education should be free. Also, it’s pronounced Comma-la, like comma the punctuation mark.
I find it funny we have a presidential candidate that some people don't even know how to pronounce her name LOL
I think you should pay for higher education!
@@roolyfe We can allocate billions of dollars for Ukraine and war criminal Israel, subsidize Amtrak to the tune of $2B/year, line the pockets of billionaire NFL owners to promote the armed forces, and all the other corporate subsidies (welfare), but our tax dollars shouldn’t pay for higher education? Ok. That’s a bridge too far I guess.
College has never been free anywhere on the planet. Scholarships are free to the person that receives it but someone sponsors that. Life isn't free
@@ikejones3000 Argentina, Austria, Brazil, Czech Republic, Egypt, Finland, France, Norway, Iceland, Spain, Slovenia, and the list goes on, all offer free higher education (college, doctoral degrees) for their citizens.
Why is it the biggest debate when it comes to helping citizens but no fuss no action when billions go out the country and billions to immigrants. Yeah, give the most, get the most and forgive it ALL. Somebody gone get it, why not US!!!! Sicka of yall
Those with the debt shouldn't be forgiven just like funding other countries & migrants shouldn't occur. There are better things to spend all that money on.
Wake up sleepy willie, you snoring. And its LOUD! @@williemayo1589
It should be cancelled if that better paying job doesnt come to fruition. When someone is constantly denied enployment with a degree, how on earrh can that person pay it back? That makes no sense and is a form of torment. Forgiving loans would only make sense due to the false advertising campaigns those colleges go on and on about that get people to get the loans in the first place. That would be ethical and upright thing to do and or force the schools to provide those better paying jobs to all graduates. After all, they the ones that planted those seeds in the minds of loan recipients. It didnt come out of no where!
WOW! I just made my daughter withdraw from a prestigious college because she was about to take out a student loan. She will be attending a community college for her first 2 years for free. MONEY SAVED!!!
Yes, I got my email ❤️🙏❤️🙏❤️🙏
what was the subject line?
What was the toll free # please
@@Kokobunniebankrollcheck it yourself on your account if you have student loans. Some of your are nuts.
@@lashaebrooks5492Wait for your own email.
My loans totaling $99K were forgiven. I went to predatory schools and half my loans were forgiven last year and the remaining were forgiven and the end of last month.
I took out $55K and with me being forced into forbearances, the interest blew up. I would asked for a reduced payment that I could afford and o was told NO. The only option only had was forbearance.
I asked if I could make half the payment and was told that it would be considered a late payment and I would be charged fees. It’s a shame what the schools and loan services were doing.
Glad they are making changes so that people can’t get duped in the process.
How long ago did you apply for forgiveness? I went to a predatory school and I applied in September 2023 for forgiveness and am still waiting.
I applied for the DeVry loans in March 2022. They were forgiven under the Cardona vs Sweet case. They were forgiven in May 2023.
For Bauder and AIU, I applied AFTER the C vs S case and technically I didn’t qualify for forgiveness under that case. I applied for Borrowers Defense for those loans March 2023. They were forgiven last month.
I didn’t receive an email or letter in the mail. I just checked my account and they were forgiven. So I don’t know under which plan I was forgiven BDR or the other plans.
My friend was also forgiven for $283K in loans. She didn’t know until I told her to check her account. Her undergrad was at a state university and her graduate degree was from Keller/DeVry.
In June I first noticed that the loans were removed from my credit report. Things were happening behind the scenes and I was never notified, I just periodically checked.
I know something will happen for you soon darling.
@@so.many.obstacles Thanks. My loans are from Devry also. Periodically I check the Federal Student Aid website and it just shows the status as “under review”. Hopefully they’ll be forgiven soon. 🙏🏽
Congrats!
Not getting my hopes up like last time, they did this before midterms in 22, and now again before the presidential election. I literally started budgeting my income around them being forgiven. Not falling for the okie dokie again, this is just political theater and vote fishing 🎣 🎭
I have parents plus student loans and I Thank God in advance for what He is going to do for us all
Yes please. I am 67 years and cannot pay the loan
1. I need them gone. Yes, I pay on them, unlike some people. But a as active service member, I feel like that's a given. The military stopped paying back student loans as an incentive by the time I joined 🙄boo! I have two degrees that would have paid them off, but like so many graduates, I wasn't working in my degrees concentration. I have the GI bill now😂 two degrees too late. Hoorah!! Bring back paying student loans for joining!!!
they’ll still forgive yours under the Public Service Loan Forgiveness program after ten years of payments
Watching the replay. I want to be 100% debt free!
I paid mine off on August 2023. I’m praying ya’ll get YO MONEY!!! I was praying that mine were going to be forgiven…but if I’m not going to get it…then, I want them to LET MY PEOPLE GO!!
I got an email. I went straight to your channel to see what to do next. I was able to get them consolidated, praying it get forgiven. Thank you for sharing the information. God bless!
No student loans here.
For those who were asking, the email should be coming from the US Department of Education
Yes, I want to be completely debt-free!!🙌🏾🙏🏾🙌🏾
I received an email Saturday morning and was like 😮 yessss!!!!!
Got it! My loan will be forgiven in full! Just waiting to get that 2nd email from US Dept of Ed..."forgiven and paid in full"!
🙌🏼
I never received the email but mine were forgiven. Check your account periodically. My friend had over $200K forgiven too. She didn’t know until I told her to check her account.
How?
@@so.many.obstaclesHow? CONGRATS!
CONGRATS!
I have them! (1)…My student loans are 100k plus!! We were sold a lie about how much our degrees were worth that’s how they got us! Mo
Yes exactly! It is the biggest scam out there.
Mine was forgiven in May. I am a federal employee also.😊🙏🏾🙌🏾
Debt free 100%
This is the way!🤗
Me too...!!! And they keep trying to get me to take out personal loans. I don't even have a vehicle loan. No way...!!!
What will that email say in the subject line for the loan forgiveness?
I am a teacher and I am looking forward to public service loan forgiveness. If you are nurse or police officer you too can get forgiveness. I pray they will allow forgiveness to other non-public service professionals. Pay 120 payments and be forgiven within 10 years. Or whatever programs the government developments. I definitely want my student loans to be CANCELLED.
After 10 years, you’re just paying interest. Remove the interest from the loans, period.
Don't give up hope. My Public Service Federal Loans were forgiven in 2021, and my net worth rose by $36,000.
What's the link?? I'm watching the replay
I got an email so we'll see. There is nothing to do if you WANT relief. If you want to opt-out, then you have to do something with your loan servicer. I hope I'm included in this round.
What was the subject of the email? Thanks!
@@azaleasalter794 Upcoming student debt relief from the Biden-Harris Administration
@@azaleasalter794upcoming student loan debt relief
What is the title of the email?
@@KFontLab Upcoming Student Debt Relief from the Biden-Harris Administration. In your email search for Secretary of Education Miguel Cardona that’s who sent the email.
I hope I get this email because I consolidated for the Save program. Which had been blocked. I’m tired. I’ve paid off other student loans and I want to be done.
I just got the email yesterday!!!!
I do. I'm 67 yo and retired with my masters doctorate and parent loans. Cancel all student loans especially for 65 and older.
I would love to be debt free from student loans, credit cards and IRS.😊
Sooo, who is the email supposed to be coming from?
Watching from Maryland!
Mine were discharged in one of the lawsuits. Thank God!
I pray that my student loans will be paid off!! !!🙏🏽
Thank you for this . Even though I’m watching this late. I’m looking forward to getting my loans forgiven
I got mine last year. The best feeling evet. I am praying for the rest you 🙏🏿
Where’s the link ??? For those of us just seeing this???
It wont go to the people who REALLY need it. I won’t get my hopes up but it would really help!
I was emailed as well!!I pray to be debt free! I have a son that’s in his 3rd year of college and explained to him don’t get in a lot of student loan debt .
What was the subject line? What’s it say or from?
What you need to know about President Biden's student debt relief plans
You was emailed? This is incorrect. You went to college ? College is a scam.
The gov’t is not just going to forgive student loans. The person will have to meet a list of criteria to have their loans forgiven. I’m quite sure one of the criteria is making “on time” payments for a certain amt of time.
100k of mine were forgiven and got a reimbursement check. Stop playing
@@MyVlogTherapyunfortunately, you out of millions isn’t enough.
Doesn't matter. A win is a win.
Nope. Making payments doesn't qualify one for forgiveness. Actually, if u are making payments, it appears you are fortunate enough to pay them and don't need forgiveness. There are forgiveness programs for many different situations and so to say that u must make payments for them is absurd and obscene considering the fact that I've seen many people have their loans forgiven completely and didn't pay one dime.
I got mine forgiven and you are right, that is one of the criteria. At least that is what they said about my loan forgiveness.
Ok that's awesome for those who have student loans HOWEVER BE AWARE OF SCAMMING EMAILS!!
I don’t need all of it forgiven. It would be very helpful to have the interest paid off and (maybe asking too much but,) no more accruing so that I could have a better chance of paying this disaster off! I wish I would’ve knew better back then so I could be doing better now. The whole narrative that I was told was, you’ll get a great job and be able to pay it off don’t worry about taking out a lot because you’ll be able to pay it back. Never mind they didn’t know the future. Young, trusting, and dumb I was. Smh
It sounds like you were conned into getting the loan. You need forgiveness of the loan and you also like me and many others need a refund for being decieved and tormented in that manner. That's not right. And our loans shall be forgiven because we took them based on false promises we thought were true. That's called fraud and some people call that a for of witchcraft (deceiving others for unjust gains)
I missed your live. Can you send me the link about the student loans you have on your website
I paid mine now I’m paying my daughters
There’s a lot of people hating on the student loan forgiveness. I don’t understand, but it has helped me tremendously. I know Dave Ramsey said at one point that this will never happen and possibly yes and another time it wouldn’t but it’s happening and it’s such a blessing. We really need this.
Thank God, I’m debt free. Won’t be getting an email
I never qualify for/get included in this stuff. I’m praying I am in the number this time! Trying desperately to pay them off.
I'm perfectly fine with paying for what I've created. If they choose to forgive my loans, then great. I won't apply for anything to wipe that away because it is my obligation. BUT I will use that money to both get out of other debt and to create a 529 for my youngest child.
I received my emails of student loans have been forgiven🎉🎉🎉🎉 Thank you God for the blessings 🙏🙏🙏
Where is the email coming from. So much scamming going on.
It should come from the financial institute who has your student loan.
I have a daughter who have a student loan, probably around 60K.😔She already has her bachelor's degree. Now, she's online for her Masters. I'm like, slow it down..Smh
Where should the email be coming from
Dept of Education?
Where is the email coming from?
Here's the thing...those of us who BORROWED money knew that we were going to owe it. IMO, what really is the bigger issue is the compounded interest that I don't believe those around 20 years of age really understood the ramifications of how it could get out of control. Our amount borrowed should not be forgiven HOWEVER forgiving the interest would make it where most people would have paid without question. In my 50s (and having hard times like so many) I now owe in compounded interest MORE than what my loan amount initially was.
I have student loans. 1!!!!!!!!!!!!! Thank you for the information!!!
Thank you for the information.
My loans are from 2004-2008... And I I need to find a way to get them dismissed because I went to a university that is on the list for student loan discharge. But I have private and federal so I don't know how to get rid of both.
Not falling for that again.
We got our loans forgiven and received our email. This is a Bush-era policy. Been waiting 10 years.
@@themindsetmechnot 10 years
Biden forgave 100k of mine
This is facts...such a joke
I got 20k forgiven
I just paid off SallieMae this summer 🙌 Now I’m working on my federal student loans. Assistance is needed.
I've been paying loans for more than 20 years only for it to remain the same amt. i want it cancelled or at least a fair share reduced
Can someone please help? I missed the live. What is the link AND where do I go to start the process of having my loans forgiven?
Mine were forgiven and I got a refund for some of my payments. It was a blessing as I was paying over $500 per month.
How long ago?
@@hiddengems777 it was last year
1… I Just checked my email and it’s there. It’s from FSA
I hope I get an email telling me my student loans were forgiven. That would be a huge blessing!
@@PiaLoveBSNRNCCBTP It’ll be from FSA and it just lets you know who qualifies and what steps you need to take. There’s probably forms to fill out and a wait process
Does anyone know the title head of the email?
The Dept of Education Secretary
Miguel Cordona sent the email and it basically just saying what had already been announced in the news to stay tuned for their next steps at giving relief. You won’t have to do anything to receive what ever they plan to do toward forgiveness. HOWEVER, if you DO NOT want to reap the benefit then you MUST contact your service provider and say “I WANT TO OPT OUT by the August 30th deadline. And that option out was for folks who states tax them for loan forgiveness which was what someone sued over the first go around for the $10k and $20k they wanted to given borrowers and the Supreme Court blocked it. Thus the reason for the SAVE plan created to help borrowers.
There is a ton of misinformation on this, it is for ballooned interest. It is not forgiving the original loan itself.
Debt Free!!
There's no canceling student loans. It goes into the trillion of dollars of debt that the US owes. Nothing is free. We still end up paying for it. The ones of us that pay taxes. They should tackle the colleges lowering tuition to make education more affordable like it was back in the 50s and the 60s. You got the same institutions that ain't changed not one bit driving up the prices to attend the colleges. We should not be forgiving student loans because people have to take accountability for being responsible for how much money they take out. I'm saying this as a person who hasn't always been able to pay for my student loans. I made unwise decisions and took out more money than I needed so I can spend it on stuff that wasn't educational like many of us. Because the money was there we took it, that was foolish. I did stop at 15K because I said I purchased a car for that amount and I was able to pay that off so I would be able to pay off 15k. Of course the longer it sits there it became 30k with interest.
My only debt is my home
I won't recieve this email bless GOD
I declare and decree that my student loans are forgiven!!
i didn't go to college but i guess my daughter fasfa gave me half of her debt smh i did not sign up for it
You probably got a parent Plus Loan and co signed
@@dadada396 well i didn't know what i was signing clearly smh..thanks
Maaan, 2 years ago those clowns told me to stop paying on my loans because I'm being forgiven..... but they never told that to my loan holder. And when I call the DOE nobody answers the phone. Smh
Debt free
We got our loans forgiven and received our email. This is a Bush-era policy. Been waiting 10 years.
Whos the email coming from ?
My question is how do they know what my current email is?
@@sylviaruth5008The servicer will ask for your phone number, email, and address for repayment purposes; so that's probably how
@@sylviaruth5008 this
Was @ 84k down to $15k fingers crossed they pay the remaining amount …no email yet