Discipline, is my word for the year. I am 60 years old and I have lived a very undisciplined life. My finances are out of control. My weight is out of control. My emotions are out of control and I realize that all three of those are tied together. This is the year that I’m changing my life in all aspects and areas. I realize that I can do anything with God all things are possible with God.
I am still celebrating: I am debt free (completely, not even mortgage) since Christmas!! And I feel like dancing… headed to build a bigger buffer this year. Love from Spain❤
My word is ENOUGH I have always thought of myself as TOO fat, TOO unorganized, TOO unskilled as a nurse, TOO much of an impulse spender, etc... I am enough esp since I lost weight and regained my confidence. I have everything I need and most of what I want. I have money in the bank and own my own home. My job is perfect for me and I am paid well. I am ENOUGH. 🎉
I love your word. I'm thinking of it in a different way though. I have Enough. I don't need anything more. I'm really trying to declutter. I hope you don't mind me using it.
My 2024 was horrible lost my home to 3 tornadoes, struggled to find a rental for months. The only few items tools etc we where able to save got stolen. Moved to a rv in the hottest months of the year while suffering from morning sickness, unable to cook due to issues with the camper and to top off the year i got gestational diabetes. Oh and my husband almost died rebuilding our house. My words for 2025 is "RESET" and "ENJOY" reset to new begiginings and enjoy to whats really important in life making memories with family and friends, enjoy life because we never know when it will be our last day.
I’m definitely in for no spend January!! My word is PURSUE, I’m going to pursue dreams and new opportunities at 60 !!!! I will be 60 in January and live alone
"Disciplined" is my word for 2025.. Disciplined in my finances, Disciplined with my walking program, most importantly Disciplined with my time with GOD. Thank you Kate for sharing as you do. May your New Year be Blessed and Full..
My words are Self-Care and Hope. I need to take better care of myself (finances are a part of my self-care plan) and I need to have hope for 2025 and beyond
I’m in for no spend. My word for 2025 is TRAVEL. I’m 55 ,empty nester. I’ve never left my little town in New Zealand. So this year I’m gonna work my butt off, save my annual leave… and look out world , here I come.
I chose nourish a few years ago - what a great word it is! Something we should all be aspiring to do for ourselves (and then others) at all times, I think. Great choice!
My word for 2025 is CONTENTMENT. I will do a no buy and appreciate and use what I have completely. Buy only to replace NEEDS. Sweep out these wants and desires and get moving and reading and doing fun things. I may continue to do it for all of 2025.
My word is AWARENESS need to be more aware on a number of different levels. - spending and budget - relationships - spiritual Im in for no spend January.
My word is "health." I've had quite a time with Lyme Disease, and I'm going to work on getting my strength back and eating right. 2025 is my year for health!
My word for 2025 is “movement” move my body, less time on phone, if I want a treat I must move my body and make my own, move towards financial goals etc. small steps equals movement. Thanks for all you do!!
My word is Achieve I've set many goals, but I've not had many achievements. I want to achieve at least 3 goals this year. 1 freedom from debt, 2 30 pounds weight loss, 3 more family time.
FINISH STRONG. I was waffling trying to come up with a word that encapsulates the idea of consistency, steadfastness of purpose but I wanted a word that was impactful. I almost went with Focus but that also seemed limited. Then someone mentioned the word start and I thought 'I don't want to start, I'm always starting, what I want is to stay the course and finish'. Of course! FINISH STRONG 💪 I'm revved up and ready to go. Thanks Kate as always❤
My word for 2025 is MAINTAIN. Maintain: a reasonable knowledge of what is happening in the world; striving to be kind; healthy eating; an exercise regime; a savings programme; an appreciation of the beauty around me and my family & friends; regular piano practice and promotion of my book. Happy 2025 to everyone, especially those who had a lot of misfortune in 2024. Peace & love. ❤
I will definitely be doing the no spend January too! I hope it sticks and it can last longer than one month! My word is Freedom! Freedom from debt. More money for retirement! More freedom to live!
My word for 2025 is HEALTH. I’ve Lupus & it’s kicking my butt. I’m going to eat better & exercise on the regular. My 2024 was a dumpster fire😂😂 I’m all in for no spend Jan. except the last week. We’ll be celebrating our anniversary in Aruba no cc debt 🎉
My word for the year is Contentment. I am going to use the Word Alignment as a way to keep on track. I have a lot health issues and am this year to do the best I can and stay content with what I have. I am 80 years old this January. I have learned so much from watching your weekly videos. Keep it up. Love to see Kaden pop in regularly.
I am doing no spend January. My word of the year is transformation. I am going thru a divorce after a 29yr marriage. So this year is a lot of change and transformation in my life.
I'm definitely doing no spend January this year! And my word for the year is actually a two-word phrase: LOVING MYSELF. That's something that I've struggled with for pretty much my whole life. But this year, my goal is to love myself enough to totally live below my means, to eat healthier and go for more walks so I can get my weight where it needs to be, and to take better care of what I already have.
Hope. 2024 was a bad year and is finishing worse. I was supposed to move to a new house the first two weeks of Januar. Yesterday, the landlord rescinded his offer. My current landlord keeps calling me every few days to confirm that I will be moving out by the end of the extension he gave me. But my two elderly dogs and I have nowhere to go. So, yes, 2025 word is hope (for a better tomorrow)
God will find a way for you and your two fur babies. Just believe, say a little prayer and yes.....hope. I will keep you in my prayers tonight. God bless you.
My word is Grace. I really need to give myself grace as I am a perfectionist and always feel I can do more, do it better and do it with no help from others. Ugh. It causes me so much stress and negative feeling about myself. I am quick to give grace to others but not to myself, why? Definitely need to work on this in 2025!
My word is enough. I have everything I need, and most of what I want. My goal is to replace the roof of my house without financing, This is going to be the first step to getting there.
Ours is a replacement front porch plus. It's currently basically a set of wood steps; good enough they've lasted 30 plus years without a cover. Its time has come but I want to add an ADA compliant platform out the door, (self determined sturdy which maybe more than the minimum), railing around as needed, and a wheelchair gate out the side in case we add a ramp someday.
@@terryhenderson424My sister is in the process of getting a new front porch which she badly needed, hers was unsafe. I can honestly say, the gentleman who are doing the job are doing a wonderful job. They are not slackers which is a refreshing thing to see. I hope whoever does your job does as well as these gentlemen.
This 66 year old grandma loves you, Kate. My word for 2025 is “pivot”. Because I have always been an anxious person, I tend to plan ahead for everything and I am not very flexible. This year I am going to try a lot harder to be open to changing plans according to circumstances.
My word is DISCIPLINE. I need to show discipline with my diet and exercise, my financial and savings. Discipline in my routine to bring more peace and order in my life.
The piece of mind that I get from being debt free and living a frugal lifestyle has more value than anything else I can possibly imagine. The positive effect that it has on my mind truly correlates to a healthier well-being and an over-all improvement on every other aspect of my life. Kate, you are a great coach.
my word is ENJOY - last year was a hustle to pay off all my debt, save for a heavy emergency fund and begin to enjoy my money with family and friends. I felt like I was rushing and planning to the next thing or event or work activity and I lost sight of the present most times - to ENJOY I have to slow my mind down, focus my thoughts, be grateful, content and be present in every situation (favorable or seemingly unfavorable) without looking too far ahead. My mom and brother are using this word as well! I'm excited!
A fun, free way to chronicle the month could be to blog about it. 🙂 My word of the year is going to be LOVE. I want to absolutely love my life - show love to my family, love my home, love my work, etc. I want to show love to myself, too, even with the medical problems I have, my body is working hard and I don’t want to be unhappy with it.
I hadn’t thought about it prior to this video, but i guess i will make my word “steps.” Take steps to make changes, steps toward my goals, steps to a cleaner house, and literal steps…for several years i was averaging 4+ miles a day, but this year it’s down to 3.8, mostly due to this month, and i want to get back to where I was. And yes, i am planning on no-spend January, and five or six other no-spend months in 2025 as well.
I think my word has to be 'Simplify'. In the past 5 years I went from a 7-person household to a 1-person household. The kids all moved out and my husband passed. I don't need all the stuff I have.
So it sounds like this could be a Profit year for you...Garage sales can be fun! I'm sorry for your loss. My girlfriend is going through that almost 2 years now. She is cleaning out and selling stuff. Have a fun 2025 👍🥳😃
Hi Kate. I’m so excited for 2025 No Spend January. Last January our plumbing completely collapsed😱😱😱. I had several deaths in my family throughout the year. 2024 was a bad year. My word for 2025 is GRATITUDE . We have been so blessed by God- we have jobs, a roof over our head, food to eat, reliable older vehicles. I need to be thankful for all that I have and quit looking at what others have. I have exactly what I need.
I am going to retire at the end of August! I will be 65 in September. My word is “Prepare.” I did a low buy in 2024 and did a pretty good job so I’m doing it again for 2025. This channel has been incredibly helpful. Thanks, Kate!
First year no spend! My word is strength. Physical strength, mental strength, emotional strength, the strength to take chances!! Get out there, and if I fall, pick myself up and keep going, literally. Slightly panicking about no spend, do a lot of emotional spending to perk myself up. Strength to redirect and perk up with hobbies, exercise, reading!! Thanks 🙏👍!!
My word for 2025 is CONSISTENT. I made some great gains this year...wrote a book, exercised consistently, and have really seen the power of small, daily habits. I want to carry the momentum into the New Year.
I'm a teacher, and in my district, we get paid once a month, on the last working day of the month. So we got paid in the middle of December before the break, and it's 6 weeks before we get paid again at the end of January. This is also my only income. I'm hoping that the "no-spend January" challenge will be motivational and helpful. And maybe I can continue indefinitely!
My word is Different. I'm committed to doing things differently regarding food, movement, money, and working toward retirement. I'm new to Kate's channel. Looking forward to 2025!
My word is focus. Needs first. I have 2 huge goals to save for and I am DETERMINED to achieve them. Sacrifice is good when the end result is accomplished. Thank you Kate for all you do
I am in for the no spend and my word for 2025 is "communal". Moved a thousand miles away from family 2 months ago. Want to get involved in the community, take a risk, step out of my introvert comfort zone. Breaking it down into 4 pillars: financial, health, spiritual, relational.
Cheers to new beginnings! My word of the year is enrichment, but not in the financial sense. I want my focus this year to be on making my day-to-day more rewarding and fulfulling. I am someone that really goes "all in" when it comes to my work and I feel as though my life outside of it really suffered this year as a consequence. My goal is to make new connections, nurture current relationships and find joy in new ways, all while living that frugal life of course ;) Here's to a wonderful 2025 everyone, let's have a great one.
My word is Intentional. With my money, my time, my hobbies etc. I will join in no spend January. I have a really tight budget for January, 200€ food, 200€ gas, 50€ eat out, 100€ "other" 🙌
My word is Cherish. I have 3 kids and time has been moving too quickly lately and I really want to focus on enjoying all of the time I have with them instead of being so caught up in the day to day!
2024 was a great year for me. I basically started using the word No! My boundaries got much stronger and I stopped doing anything that did not align with my goals and interests just to make others happy. Ultimately I saved money by saying No to trips, eating out or spending money because I was bored.
I am in for Jan, maybe ever a 12 week year! 2022 my word was INVEST. 2023 it was PERSIST. 2024 was BALANCE. Last year I did manage to balance things out, financially and personally. This year i have chosen GROWTH. I am planning on growing financially as well as personally. Taking a trip, expanding my horizons. Cherishing the close friendships I have developed particularly in the last year. Exploring the classes, groups and therapist at BetterHelp. Growing my savings before and after my trip. Yes. Growth fits.
I'm in for the no spend January. I think my word is going to be Activate. I can be as motivated as I want to be, but if I don't "activate" that frame of mind to achieve it, it's completely pointless. This is the first step along the same path i've tried before, this time i'm not afraid of the twists and turns.
2024 started off strong. I went on my first solo trip abroad and LOVED it. The second half stressed me out in so many ways. What I see coming scares me so my word is SURVIVE.
My word for 2025 is from a few decades ago. Nearly everyone in my area had a "DoIt," magnet on the frig. It was a reminder to DO IT NOW! I think it ties in nicely with Tiffany's "Movement" because all the things she lists are exactly what I need to DO NOW!!! "Up and at 'em Shirley!"
My 2024 was one of the best I can remember in my 50 years on this planet . I travel to 6 countries, bought newer car , adopted 2 cats , which I am in love with, cut my working hours , saved money the amount I wish to save… I’m really blessed in this year ! I can only pray that 2025 will be continuation of good fortune, happiness and adventure in my life Wish you all the blessings in 2025 .
My word of the year is “responsibility.” I am in charge of some major committees at church and my children’s school. We are doing a “no buy, save as much and work as much as possible” Jan-March. My husband and I both had surgeries this past year, so we feel the need to be responsible and build up our emergency fund again, and save a separate medical deductible fund.
I think my word for 2025 might be CREATE. I'm looking for a word that implies positive action and progress in the right/forward direction, that reminds me to do the groundwork and build something better as well as sometimes to let go and make an inspired choice instead of the one that seems sensible but which isn't calling to my heart. But I might change my mind at the last minute! Happy 2025, Kate, to you and Kaden and the girls. I'll be with you Not Spending in January and doing a Pantry Challenge to keep the rotation of my stored food going.
Hello from Perth Western Australia…never ever done a no spend January…so all new to this…my word is quite obvious…SAVE…my bank account is almost empty after my Christmas spend and on my new hobby…card making…but I have enough to keep me going for months now so I’m going to see how I go for January and try and save something every other month…you are very inspiring and I thank you for that…Save Save Save ❤
My word for 2025 is INTENTIONAL. I want to be intentional in my actions towards my health, finances, spirituality , and over all well being. Starting with this no spend January 🎉
In reality, I could easily go a whole year without purchasing anything including food. But, after seeing your video, I have decided to blow money on a visit to the Beauty School for foils and a haircut, plus a bale of Orchard hay for my rescued rabbits, and a lunch at the Wonderful Buffet. Obviously, having a new hair do, is not a necessity, however I justify it by wanting to look my best, as a mood booster. I very rarely eat out, and use a Senior Discount when I do, so yes, The Wonderful Buffet for $14.00. In almost every other way, I am frugal to the max, and always look for free things to do. I am also working on a Swedish Clean of my house, intending to sell treasures of value that I am willing to part with, and putting the money towards petrol for local over night trips to State Parks and other places of interest in my modest vintage RV. My main focus will be on riding my electric bike to improve my fitness. Your new hair do and the blue sweater look lovely on you, so good job. All the best to everyone for a healthy and prosperous New Year. My goal is to continue to live in keeping with my values and to review my actions on a monthly basis, as I did last year.
I just heard that in Britain 1943 (or one of the war years) was called “Austerity Christmas” and each Christmas was called something during the war like “silent Christmas” so I thought that would be a good word for 2025, Austerity.
I love doing this! I won’t even need to buy groceries since I tend to shop like my 4 kids still live at home 😂 It becomes like a game to come up with meals. My word of the year is usually Empower! This year my word is Declutter! My house is an overwhelming mess and it’s time to get rid of at least 50% of my stuff
my word...contentment...because that is what I will be this coming year....joining you in no-spend January, and low spend the rest of the year....I have all that I need, so grateful for that....thank you Kate for your awesome content...I look forward to every one of your posts...happy new year to all the ksquad 🥂
But surely there is nothing sexier than being and feeling secure?! Indeed, how can anyone feel sexy about themselves and vibrant and healthy in life without feeling secure first?! Go, you! I wish you a 2025 of growing security and increased safety and groundedness.
I've done countless pantry challenges, but this will be my 1st no/low-spend Jan. I'm in! I plan to spend well under $100/wk on groceries (or maybe ZERO- we'll see). I will still make fresh dog food, and I have a trip planned, but no other meals out (unless I use a gift card). I love to cook & economize, so I seldom eat out...I only spent $30.32 in Dec.--lol. My word for 2025 is: MILD. I want to be slow to speak and have milder responses independent of what may come at me 🙂 Thank you, Kate!
I’m not spending anything on clothes, toys, or home decor this new year. No wants, except for a planned vacation. However, sometimes take-out is a need with our jobs. I cook most nights, but there are nights where work is late, and there are different hours getting home. I don’t consider take-out a want on those nights. We don’t eat fast food, so it’s not totally unhealthy.
My word is Commitment. Because of my health condition I can’t do much but everything is better than doing nothing, so I have to do whatever I can do. I really have to kick myself and get my life back together again. The NO spend January is going to happen and I have to declutter stuff every day even if it’s just a little bit. I need to get a regulated lifestyle because right now I’m making a mess of everything again. I keep telling myself that I can’t do it today and will do it tomorrow but now I just have to start doing the things that are needed even if I only have energy for 10 minutes. It’s still better than not starting at all. That is going to take Commitment and that is why that is my word for 2025.
So excited to be doing this. I dragooned a couple of friends too, so I have accountability. :) My word of the year is Abundance. Fighting that knee-jerk response of "I don't have enough." I'm not rich, and be do struggle some months, but we have so much more than some others. So this will remind me of that.
Love your word, mine is integrity - very similar. And here is to a better 2025! 2024 was probably one of the worst years of my life (lost my dad...mom has Alzheimers...so ready for healing and integrity and no spend January!).
Discipline, is my word for the year. I am 60 years old and I have lived a very undisciplined life. My finances are out of control. My weight is out of control. My emotions are out of control and I realize that all three of those are tied together. This is the year that I’m changing my life in all aspects and areas. I realize that I can do anything with God all things are possible with God.
You can do it!❤
@@KimberlyA.Cooper 🙏
yes with God all things are possible! 😊 I believe that too
I am still celebrating: I am debt free (completely, not even mortgage) since Christmas!! And I feel like dancing… headed to build a bigger buffer this year. Love from Spain❤
I am dancing with you!!!!! CONGRATULATIONS 🍾🎈🎊🎉!!!!!!!!!! I’m so proud of you!!!!!
My word is ENOUGH
I have always thought of myself as TOO fat, TOO unorganized, TOO unskilled as a nurse, TOO much of an impulse spender, etc...
I am enough esp since I lost weight and regained my confidence. I have everything I need and most of what I want. I have money in the bank and own my own home. My job is perfect for me and I am paid well.
I am ENOUGH. 🎉
I love your word. I'm thinking of it in a different way though. I have Enough. I don't need anything more. I'm really trying to declutter. I hope you don't mind me using it.
As a fellow nurse, I felt that. ❤
My word is HEALED! I have a chronic terminal illness and its been rough to focus on what I want vs. survival. HEALED I shall be!
I stand in agreement with your healing
Yes! Psalm 103:1-5
My word is NOW.
Be grateful NOW.
Do the next thing NOW.
Stop the bad habit NOW.
Live NOW.
Be happy NOW.
Actively. I want to actively participate in my life. No more sitting and dreaming, no more wishing and delaying.
That's powerful
I love this 🙏❤
My 2024 was horrible lost my home to 3 tornadoes, struggled to find a rental for months. The only few items tools etc we where able to save got stolen. Moved to a rv in the hottest months of the year while suffering from morning sickness, unable to cook due to issues with the camper and to top off the year i got gestational diabetes. Oh and my husband almost died rebuilding our house. My words for 2025 is "RESET" and "ENJOY" reset to new begiginings and enjoy to whats really important in life making memories with family and friends, enjoy life because we never know when it will be our last day.
So sorry you bbn had to go through all of that. Best wishes on your pregnancy.
Hope this year is a better one for you and your family.
Hugs and prayers to a better year
Prayers and Best wishes for a healthy baby and very happy 2025. Sending hugs. ❤
Prayers for a happy, healthy 2025 💜🙏🏼💜🙏🏼
My word is PURGE. Purge credit card debt purge my home purge negative thoughts purge weight purge toxic people. ❤
My word is Prayer. I want to pray more in the New year.
Amen 🙏
I,m also going to attempt to pray this year. God bless💛💛💛
Why?
I’m definitely in for no spend January!! My word is PURSUE, I’m going to pursue dreams and new opportunities at 60 !!!! I will be 60 in January and live alone
"Disciplined" is my word for 2025.. Disciplined in my finances, Disciplined with my walking program, most importantly Disciplined with my time with GOD. Thank you Kate for sharing as you do. May your New Year be Blessed and Full..
Yes 🙏 I believe in you, and so does he.
agree^^^
My words are Self-Care and Hope. I need to take better care of myself (finances are a part of my self-care plan) and I need to have hope for 2025 and beyond
I’m in for no spend January.
My word for this year is ME.
Self care, more sleep, weight loss, less stress etc 😊
I’m in for no spend. My word for 2025 is TRAVEL. I’m 55 ,empty nester. I’ve never left my little town in New Zealand. So this year I’m gonna work my butt off, save my annual leave… and look out world , here I come.
Enjoy
I recommend the Cook Islands reasonably close to you. I went on my honeymoon there and it was stunning. -from US
Wherever you go - have fun and stay safe!
Nourish is my word of the year for 2025! I look forward to nourishing my body, mind, garden, money & business ✨
I chose nourish a few years ago - what a great word it is! Something we should all be aspiring to do for ourselves (and then others) at all times, I think. Great choice!
My word for 2025 is CONTENTMENT. I will do a no buy and appreciate and use what I have completely. Buy only to replace NEEDS. Sweep out these wants and desires and get moving and reading and doing fun things. I may continue to do it for all of 2025.
@@anuradhaadya1929 I love your attitude-answer🤗
My word is AWARENESS
need to be more aware on a number of different levels.
- spending and budget
- relationships
- spiritual
Im in for no spend January.
My word is "health." I've had quite a time with Lyme Disease, and I'm going to work on getting my strength back and eating right. 2025 is my year for health!
My word for 2025 is “movement” move my body, less time on phone, if I want a treat I must move my body and make my own, move towards financial goals etc. small steps equals movement. Thanks for all you do!!
Thank you for sharing your word Tiffany! I've been struggling to find the word, and there you are!
oh, i like that one!
I really like this! I was struggling too and saw this one.
You got this 😊
❤
My word is Achieve
I've set many goals, but I've not had many achievements. I want to achieve at least 3 goals this year. 1 freedom from debt, 2 30 pounds weight loss, 3 more family time.
FINISH STRONG. I was waffling trying to come up with a word that encapsulates the idea of consistency, steadfastness of purpose but I wanted a word that was impactful. I almost went with Focus but that also seemed limited. Then someone mentioned the word start and I thought 'I don't want to start, I'm always starting, what I want is to stay the course and finish'. Of course! FINISH STRONG 💪 I'm revved up and ready to go. Thanks Kate as always❤
@@kade629 your comment encouraged my mindset🤗
My word for 2025 is MAINTAIN. Maintain: a reasonable knowledge of what is happening in the world; striving to be kind; healthy eating; an exercise regime; a savings programme; an appreciation of the beauty around me and my family & friends; regular piano practice and promotion of my book.
Happy 2025 to everyone, especially those who had a lot of misfortune in 2024. Peace & love. ❤
I will definitely be doing the no spend January too! I hope it sticks and it can last longer than one month! My word is Freedom! Freedom from debt. More money for retirement! More freedom to live!
My word is action! I’m joining the no spend January 🎉
Let's do this!!!!
My word for 2025 is HEALTH. I’ve Lupus & it’s kicking my butt. I’m going to eat better & exercise on the regular. My 2024 was a dumpster fire😂😂 I’m all in for no spend Jan. except the last week. We’ll be celebrating our anniversary in Aruba no cc debt 🎉
My word is ENJOY. I want to try new things that I enjoy.
My word for the year is Contentment. I am going to use the Word Alignment as a way to keep on track. I have a lot health issues and am this year to do the best I can and stay content with what I have. I am 80 years old this January. I have learned so much from watching your weekly videos. Keep it up. Love to see Kaden pop in regularly.
I am doing no spend January. My word of the year is transformation. I am going thru a divorce after a 29yr marriage. So this year is a lot of change and transformation in my life.
Good word! Godspeed.
Hang in there. The best is yet to come.
I'm definitely doing no spend January this year! And my word for the year is actually a two-word phrase: LOVING MYSELF. That's something that I've struggled with for pretty much my whole life. But this year, my goal is to love myself enough to totally live below my means, to eat healthier and go for more walks so I can get my weight where it needs to be, and to take better care of what I already have.
My word is "peace". I need more peace in my life. I need to strengthen my ability to feel peace even when the world seems chaotic and insane.
PEACE. love it!
Hope.
2024 was a bad year and is finishing worse.
I was supposed to move to a new house the first two weeks of Januar. Yesterday, the landlord rescinded his offer.
My current landlord keeps calling me every few days to confirm that I will be moving out by the end of the extension he gave me. But my two elderly dogs and I have nowhere to go.
So, yes, 2025 word is hope (for a better tomorrow)
God will find a way for you and your two fur babies. Just believe, say a little prayer and yes.....hope. I will keep you in my prayers tonight. God bless you.
@@CindiByTheBook thank you
Hoping and praying that you'll find a suitable, affordable, and lovely new place for you and your doggies. 🙏🏿🐕🐕
@@Erica-en2qz thank you
I’m in! My word is Sustainable. 😊
My word is Grace. I really need to give myself grace as I am a perfectionist and always feel I can do more, do it better and do it with no help from others. Ugh. It causes me so much stress and negative feeling about myself. I am quick to give grace to others but not to myself, why? Definitely need to work on this in 2025!
My word is enough. I have everything I need, and most of what I want. My goal is to replace the roof of my house without financing, This is going to be the first step to getting there.
ENOUGH. Love it Kell!
Ours is a replacement front porch plus. It's currently basically a set of wood steps; good enough they've lasted 30 plus years without a cover. Its time has come but I want to add an ADA compliant platform out the door, (self determined sturdy which maybe more than the minimum), railing around as needed, and a wheelchair gate out the side in case we add a ramp someday.
@@terryhenderson424My sister is in the process of getting a new front porch which she badly needed, hers was unsafe. I can honestly say, the gentleman who are doing the job are doing a wonderful job. They are not slackers which is a refreshing thing to see. I hope whoever does your job does as well as these gentlemen.
I may make enough my word too. Great explanation!
I love that ! Enough is a great word !!😊
This 66 year old grandma loves you, Kate. My word for 2025 is “pivot”. Because I have always been an anxious person, I tend to plan ahead for everything and I am not very flexible. This year I am going to try a lot harder to be open to changing plans according to circumstances.
Oh, this one is creative and outside of the box. Love it ❤
As another 66 year old grandma, I love this! ❤️
FREEDOM
From debt
From stress
From negativity
To take a break
To spend quality time with family and friends
My word is MOMENTUM.
I will keep moving forward with my goals and nothing will stop me! 💪
My word is DISCIPLINE. I need to show discipline with my diet and exercise, my financial and savings. Discipline in my routine to bring more peace and order in my life.
I am planning a low-spend January and February and a no-spend March! My 2025 word is Freedom!
The piece of mind that I get from being debt free and living a frugal lifestyle has more value than anything else I can possibly imagine. The positive effect that it has on my mind truly correlates to a healthier well-being and an over-all improvement on every other aspect of my life.
Kate, you are a great coach.
I love hearing you say that! It makes my heart so happy!
my word is ENJOY - last year was a hustle to pay off all my debt, save for a heavy emergency fund and begin to enjoy my money with family and friends. I felt like I was rushing and planning to the next thing or event or work activity and I lost sight of the present most times - to ENJOY I have to slow my mind down, focus my thoughts, be grateful, content and be present in every situation (favorable or seemingly unfavorable) without looking too far ahead. My mom and brother are using this word as well! I'm excited!
A fun, free way to chronicle the month could be to blog about it. 🙂 My word of the year is going to be LOVE. I want to absolutely love my life - show love to my family, love my home, love my work, etc. I want to show love to myself, too, even with the medical problems I have, my body is working hard and I don’t want to be unhappy with it.
I hadn’t thought about it prior to this video, but i guess i will make my word “steps.” Take steps to make changes, steps toward my goals, steps to a cleaner house, and literal steps…for several years i was averaging 4+ miles a day, but this year it’s down to 3.8, mostly due to this month, and i want to get back to where I was.
And yes, i am planning on no-spend January, and five or six other no-spend months in 2025 as well.
My word for 2025 is persevering, not giving up. I want to reach my goals this year in finances, health, and spiritual devotions.
🙏🏻
I think my word has to be 'Simplify'. In the past 5 years I went from a 7-person household to a 1-person household. The kids all moved out and my husband passed. I don't need all the stuff I have.
I'm sorry for your loss and hope you have a wonderful upcoming year
So it sounds like this could be a Profit year for you...Garage sales can be fun! I'm sorry for your loss. My girlfriend is going through that almost 2 years now. She is cleaning out and selling stuff. Have a fun 2025 👍🥳😃
Hi Kate. I’m so excited for 2025 No Spend January. Last January our plumbing completely collapsed😱😱😱. I had several deaths in my family throughout the year. 2024 was a bad year. My word for 2025 is GRATITUDE . We have been so blessed by God- we have jobs, a roof over our head, food to eat, reliable older vehicles. I need to be thankful for all that I have and quit looking at what others have. I have exactly what I need.
I am going to retire at the end of August! I will be 65 in September. My word is “Prepare.” I did a low buy in 2024 and did a pretty good job so I’m doing it again for 2025. This channel has been incredibly helpful. Thanks, Kate!
CONGRATS on your upcoming retirement and your word, PREPARE. I love it! Let’s do this!
My 2024 was.... it's good to know i don't have cancer!
First year no spend! My word is strength. Physical strength, mental strength, emotional strength, the strength to take chances!! Get out there, and if I fall, pick myself up and keep going, literally. Slightly panicking about no spend, do a lot of emotional spending to perk myself up. Strength to redirect and perk up with hobbies, exercise, reading!! Thanks 🙏👍!!
Not a word, but a phrase--"Stay Strong!"
My word for 2025 is CONSISTENT. I made some great gains this year...wrote a book, exercised consistently, and have really seen the power of small, daily habits. I want to carry the momentum into the New Year.
I'm a teacher, and in my district, we get paid once a month, on the last working day of the month. So we got paid in the middle of December before the break, and it's 6 weeks before we get paid again at the end of January. This is also my only income. I'm hoping that the "no-spend January" challenge will be motivational and helpful. And maybe I can continue indefinitely!
Same!
If you have gotten gift cards from parents and kids as gifts...Use em up👍😃 my friend was a teacher...she would get them.
My word is retirement. Preparing for retirement and then living in retirement! ❤ Definitely will be doing No Spend January.
My word is Different. I'm committed to doing things differently regarding food, movement, money, and working toward retirement. I'm new to Kate's channel. Looking forward to 2025!
YASS Lydia! Let's do this!
My word is focus. Needs first. I have 2 huge goals to save for and I am DETERMINED to achieve them. Sacrifice is good when the end result is accomplished. Thank you Kate for all you do
I am in for the no spend and my word for 2025 is "communal". Moved a thousand miles away from family 2 months ago. Want to get involved in the community, take a risk, step out of my introvert comfort zone. Breaking it down into 4 pillars: financial, health, spiritual, relational.
I'm all in for No Spend January! It's a relief for me, too!
My word is "friends," I want to stay more connected with friends, spend more quality time with them. And I want to do the no spend January.
Cheers to new beginnings! My word of the year is enrichment, but not in the financial sense. I want my focus this year to be on making my day-to-day more rewarding and fulfulling. I am someone that really goes "all in" when it comes to my work and I feel as though my life outside of it really suffered this year as a consequence. My goal is to make new connections, nurture current relationships and find joy in new ways, all while living that frugal life of course ;) Here's to a wonderful 2025 everyone, let's have a great one.
My word is Intentional. With my money, my time, my hobbies etc.
I will join in no spend January. I have a really tight budget for January, 200€ food, 200€ gas, 50€ eat out, 100€ "other" 🙌
Im in! I spent way too much in December. My word is save!!
My word- clarity
My word is Cherish. I have 3 kids and time has been moving too quickly lately and I really want to focus on enjoying all of the time I have with them instead of being so caught up in the day to day!
CHERISH! Love it!
The days are long but the years are short.
Love this word! Think I may borrow it for myself this year!
I'm going to join no spend January.
My word of this year is achievement.
I'm quitting smoking, focusing on my needs and personal growth
I’m in with no spend January! Alignment is a perfect word!
Thank you Maria!
2024 was a great year for me. I basically started using the word No! My boundaries got much stronger and I stopped doing anything that did not align with my goals and interests just to make others happy. Ultimately I saved money by saying No to trips, eating out or spending money because I was bored.
Yes, I will be doing a no spend January.
My word is hope. Hope for wellbeing, hope for making do with what I have.
I am in for Jan, maybe ever a 12 week year! 2022 my word was INVEST. 2023 it was PERSIST. 2024 was BALANCE. Last year I did manage to balance things out, financially and personally. This year i have chosen GROWTH. I am planning on growing financially as well as personally. Taking a trip, expanding my horizons. Cherishing the close friendships I have developed particularly in the last year. Exploring the classes, groups and therapist at BetterHelp. Growing my savings before and after my trip. Yes. Growth fits.
I'm in for the no spend January. I think my word is going to be Activate. I can be as motivated as I want to be, but if I don't "activate" that frame of mind to achieve it, it's completely pointless. This is the first step along the same path i've tried before, this time i'm not afraid of the twists and turns.
2024 started off strong. I went on my first solo trip abroad and LOVED it. The second half stressed me out in so many ways. What I see coming scares me so my word is SURVIVE.
My word for 2025 is from a few decades ago. Nearly everyone in my area had a "DoIt," magnet on the frig. It was a reminder to DO IT NOW! I think it ties in nicely with Tiffany's "Movement" because all the things she lists are exactly what I need to DO NOW!!! "Up and at 'em Shirley!"
My 2024 was one of the best I can remember in my 50 years on this planet . I travel to 6 countries, bought newer car , adopted 2 cats , which I am in love with, cut my working hours , saved money the amount I wish to save… I’m really blessed in this year ! I can only pray that 2025 will be continuation of good fortune, happiness and adventure in my life
Wish you all the blessings in 2025 .
I'm in, for "no spend " January. My word will be "comfort".
My word of the year is “responsibility.” I am in charge of some major committees at church and my children’s school. We are doing a “no buy, save as much and work as much as possible” Jan-March. My husband and I both had surgeries this past year, so we feel the need to be responsible and build up our emergency fund again, and save a separate medical deductible fund.
Authenticity is my word for 2025. Happy to see that you’ve recovered.
Thank you so much! AUTHENTICITY! LOVE IT!
I think my word for 2025 might be CREATE. I'm looking for a word that implies positive action and progress in the right/forward direction, that reminds me to do the groundwork and build something better as well as sometimes to let go and make an inspired choice instead of the one that seems sensible but which isn't calling to my heart. But I might change my mind at the last minute!
Happy 2025, Kate, to you and Kaden and the girls. I'll be with you Not Spending in January and doing a Pantry Challenge to keep the rotation of my stored food going.
We're in for the no spend. I'm not sure about a word yet but I intend to focus more on family and health.
Yes, please, to a video of things to avoid during No-Spend Jan 🙏🏻
You got it!
My word for 2025 is INTENTION/Intentional!!
I would enjoy a video of what not to do in No Spend January!
Mine too!
Mine is also intentional.
Hello from Perth Western Australia…never ever done a no spend January…so all new to this…my word is quite obvious…SAVE…my bank account is almost empty after my Christmas spend and on my new hobby…card making…but I have enough to keep me going for months now so I’m going to see how I go for January and try and save something every other month…you are very inspiring and I thank you for that…Save Save Save ❤
I'm SO GLAD you're here! SAVE! YES! This is your year! And card making sounds so cool!
My word for 2025 is INTENTIONAL. I want to be intentional in my actions towards my health, finances, spirituality , and over all well being. Starting with this no spend January 🎉
2025: Discipline; Patience; Faith. 👏🏿👏🏿 do this every year & one word never covers it for me 😊
I’m the same one isn’t enough. I’ve come up with create and correct. 😊
In reality, I could easily go a whole year without purchasing anything including food. But, after seeing your video, I have decided to blow money on a visit to the Beauty School for foils and a haircut, plus a bale of Orchard hay for my rescued rabbits, and a lunch at the Wonderful Buffet. Obviously, having a new hair do, is not a necessity, however I justify it by wanting to look my best, as a mood booster. I very rarely eat out, and use a Senior Discount when I do, so yes, The Wonderful Buffet for $14.00. In almost every other way, I am frugal to the max, and always look for free things to do. I am also working on a Swedish Clean of my house, intending to sell treasures of value that I am willing to part with, and putting the money towards petrol for local over night trips to State Parks and other places of interest in my modest vintage RV. My main focus will be on riding my electric bike to improve my fitness.
Your new hair do and the blue sweater look lovely on you, so good job. All the best to everyone for a healthy and prosperous New Year. My goal is to continue to live in keeping with my values and to review my actions on a monthly basis, as I did last year.
I just heard that in Britain 1943 (or one of the war years) was called “Austerity Christmas” and each Christmas was called something during the war like “silent Christmas” so I thought that would be a good word for 2025, Austerity.
I'd like to go into 2025 with simplify and to tackle a no spend January. Thanks and happy 2025
back to the roots
I will do the No Spend January. I cut up my credit card a few weeks ago. Word for 2025: WAIT.
Great word !
I love doing this! I won’t even need to buy groceries since I tend to shop like my 4 kids still live at home 😂 It becomes like a game to come up with meals. My word of the year is usually Empower! This year my word is Declutter! My house is an overwhelming mess and it’s time to get rid of at least 50% of my stuff
Declutter - good word!
My word is nuture. I need to nuture myself, and my life. Newly divorced, I finally want to nuture a calmer, more peaceful life for myself.😊
My word is RESOURCEFUL.
No buy, reuse, no waste.
In relationships - tiny efforts -> big impacts.
My word of the year is Simplify. Super psyched for this! And yes ma’am I am doing my own no spend January!
my word...contentment...because that is what I will be this coming year....joining you in no-spend January, and low spend the rest of the year....I have all that I need, so grateful for that....thank you Kate for your awesome content...I look forward to every one of your posts...happy new year to all the ksquad 🥂
My word is Security. It’s not sexy but it will keep me alert to why I’m making this decision and to stay the course.
But surely there is nothing sexier than being and feeling secure?! Indeed, how can anyone feel sexy about themselves and vibrant and healthy in life without feeling secure first?! Go, you! I wish you a 2025 of growing security and increased safety and groundedness.
I've done countless pantry challenges, but this will be my 1st no/low-spend Jan. I'm in! I plan to spend well under $100/wk on groceries (or maybe ZERO- we'll see). I will still make fresh dog food, and I have a trip planned, but no other meals out (unless I use a gift card). I love to cook & economize, so I seldom eat out...I only spent $30.32 in Dec.--lol. My word for 2025 is: MILD. I want to be slow to speak and have milder responses independent of what may come at me 🙂 Thank you, Kate!
I’m not spending anything on clothes, toys, or home decor this new year. No wants, except for a planned vacation. However, sometimes take-out is a need with our jobs. I cook most nights, but there are nights where work is late, and there are different hours getting home. I don’t consider take-out a want on those nights. We don’t eat fast food, so it’s not totally unhealthy.
My word is Commitment. Because of my health condition I can’t do much but everything is better than doing nothing, so I have to do whatever I can do. I really have to kick myself and get my life back together again. The NO spend January is going to happen and I have to declutter stuff every day even if it’s just a little bit. I need to get a regulated lifestyle because right now I’m making a mess of everything again. I keep telling myself that I can’t do it today and will do it tomorrow but now I just have to start doing the things that are needed even if I only have energy for 10 minutes. It’s still better than not starting at all. That is going to take Commitment and that is why that is my word for 2025.
My word is "decelerate" . I am definitely taking part I no spend January!
So excited to be doing this. I dragooned a couple of friends too, so I have accountability. :) My word of the year is Abundance. Fighting that knee-jerk response of "I don't have enough." I'm not rich, and be do struggle some months, but we have so much more than some others. So this will remind me of that.
Progress! After a year of feeling stuck because of my own choices to no act, I am focusing on progress.😊
Love your word, mine is integrity - very similar. And here is to a better 2025! 2024 was probably one of the worst years of my life (lost my dad...mom has Alzheimers...so ready for healing and integrity and no spend January!).
Julie, I am so sorry to hear about your Dad. Sending you so much love and I know this year has GOT to be filled with integrity and healing:)
@@KateKaden thank you so much. ♥♥♥♥