Tax Saving के बावजूद NPS में क्यों नहीं Enroll करते Private Employees Pension
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- เผยแพร่เมื่อ 14 ต.ค. 2024
- Government had changed OPS (Old pension scheme) with NPS (National pension scheme) for central govt. employee in the year 2005. Few years later it was also opened for all Indian citizens including NRIs. However reports are coming that other than Govt. employee (for whom the scheme is mandatory) others has shown very less interest in enrolling for NPS. This edition of Aasan Bhasha Mein (Explainer) digs the reason, why NPS has failed?
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Produced By: The Lallantop
Edited By: Maneesh Negi
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wrong information on minimum amount to maintain NPS, as mam said it is 6000 per annum, however in 2016 , PFRD has made it 1000 per annum to encourage people for investing in it.
yes you gave wrong information. Check your data and take your job seriously.
Ground Work ...nai kiya mam aapne...research thodi aur karni thi...
Esme apne puri bat kyn nahi ki apne mp mla ki pension per kyn bat nahi ki jinhe old pension mil rhi h ... mp mla ko purani aur employees k liye nps kyn? Es per b bat karni chahiye thi apko ?
Madam OPS or NPS ke comparison m OPS achcha h... Isliye MP MLA ops le rhe h... Or NPS toh jbrdsti Thop diya gya... Aap Gov employees se Thoda Discuss kijiye iss baare m... Ki NPS achcha h Ya OPS....
नियम है कि- पेंशन आपके द्वारा की गई सेवा का प्रतिफल है।
फिर OPS की जगह NPS क्यों लाया गया। और ले भी आये तो सारे नेता (MP/MLA etc) अभी तक OPS का लाभ क्यों ले रहे।
Sab neta milke janta ka bevakuf bana rahe, par sab log abhi bhakti mai leen hai😅
@@gamingotaku1703 लोकशाहिकी भक्ती
They get salary for their work and OPS is very happy on government, so it's good that it got abolished
@@gamingotaku1703 भक्ति का प्रतिफल मिल रहा है - जनता को भी और कर्मचारियों को भी
@@roshanbrahman7688 👍
एनपीएस यदि इतना ही अच्छा है हमारे देश तो के सभी राजनेताओं को भी यही पेंशन स्कीम
लेना चाहिए ओल्ड पेंशन स्कीम छोड़ देना चाहिए तभी समझूंगा कि यह जनता के हित में है कर्मचारी के हित में है
Ek chij nahin samjhe neta ko dar rahta hai ki kahin haar na jaen agle saal
Agree
आपलोग नेताओं को बेवकूफ समझ रखा है कि व OPS छोड़ NPS लेगा। वो सिर्फ जनता से त्याग करने कहेंगे, खूद घर भरेगा।
🔥🔥🔥🔥🙏th-cam.com/video/XfheyVAZQRs/w-d-xo.html
नेताओं की भी पेंशन बंद होनी चाहिए।
नेताओ की पेंशन बन्द होना चाहिए
Yes 🔥🔥🔥🔥🙏th-cam.com/video/XfheyVAZQRs/w-d-xo.html
नेताओं को भी nps देदो
Support krta hu
नेताओं को पैन्शन कहा से जारी हो रहा कौन जारी कर रहा यही समझ मे नही आ रहा है जबकि पाच साल से कोई नेता नही है यह चूना लगाया जा रहा है गाय भैंस बकरी सूवर के बेचने की आड़ में
My father recently retired through the new pension scheme of central government and first of all his corpus was terribly low and could get hi. Max pension of Rs 5000 only if he uses the entire corpus and secondly it reduced by market crash by another 60K by the time we could decide the pension provider. Now he is sitting at home without any pension hoping that corpus will go up after the pandemic so he could purchase annuity. This is system doesn’t consider the inflation and DA increments which people us to get in old pension schemes. So your pension remains same for rest of your life. This system is curse for early retiree and low grade government employees and I believe they have to go through a lot of financial hardship in the post retirement life due to low pension.
Godi media is blind, ye log hmare mudde par kabhi bat nhi karege
How is it possible?NPS 2003 me laya tha Jo log 2003 me join kiye ya us k bad...abhi tk to NPS wala ek bhi koi retirement nhi hua tha
Kafi easy hai nps account kholna aur nivesh karna.. maine tier 1 aur 2 dono ka account online govt website par open kiya hai, aur iska app use kar raha hu. Especially tier 1 me extra 50,000 ka tax benefit ke liye kafi acha option hai.
old pension scheme लोग लेना चाह रही है लेकिन सरकार नहीं दे रही
New pension scheme सरकार जबरदस्ती दे रही लेकिन लोग लेना नहीं चाह रहे है
brijesh yadav pension scheme Isilye hoti hai ki bhudape me aatmnirbhar ban sako aur apne bachaye hue paise se kamaye hue paise pe jiyo ... usa me bhi ssn tax hota hai ....samze
@@SanjayTayade1981 only 4 to 5 percent
Baki log old hote nahi
@@brijeshyadav-cf2ij yani baki log jawani mein mar jaatey hai :D
@@brijeshyadav-cf2ij Aap khatam kar sakte hai ?
@@amardeep851 NPS ki hisab se
Only 4 to 5 percent hi log old hote hai
सारा बलिदान सारा त्याग सिर्फ जनता करे, नेता सिर्फ अपना घर भरे..
जनता से दान मांगा जाता है, लेकिन हिसाब नहीं दिया जाता
Yes 👌🔥🔥🔥th-cam.com/video/XfheyVAZQRs/w-d-xo.html
To kya aayega to...d hi
इस में जनता कहां कौन हुई। सरकारी अधिकारी क्या काम करते है। एक सरकारी अधिकारी की तनख्वाह से दस आम आदमियो के परिवार पाले जा सकते है।
this 'Dhansu' scheme should be compulsory for MLA, MPs and Ministers as well PM
Including mps and mla of AAP and congress
@@shreyashraj84 BJP wale tere najayaz baap h kya jo unko exclude kr rha h
@@a-venger5698 tm Apne baap ko exclude kr rha tha
Konsi bhi party ho mla minister ki pension band karo
20 hazar milti he bs mp ko pension....Vo bhi islie kyoki ..... Opposition khatm na ho jaae...islie
Really amazing. Mughe bilkul bhi knowledge nhi thipensoon schemes ke liy,pratiksha aapne itni saral language me explain kr dia..Thanku so much..
I don't think if anyone will say this but 'Thank you Darpan and Pratiksha for this info'
Itni hi dhaasu scheme hai to mp, mla kyu le rahe purani pension scheme😅
Cause the government is fooling all the people. See films of share market related films of actors such as Saif Ali Khan and Abhishek Bachhan's latest film of 2020.
Nhi kiya hai 14%
@@PawanSingh-rl3re jab tak bollywood hai tab tak log chutiye bante hi rahenge
@@nw3877 *Nahin. Jab tak tumhare jaise Sassanian Sisodiya wale Yogi Adityanath ke paid advertisers rahengein tab tak logon ko murkh banake Noida mein naya bollywood banwa doge tum IT Cell members sab.*
🙂🙂🙂🙂
Hum government waale zabardasti daal diye gye hain isme...
FORCED😔
MP MLA ko nhi dete ye bekaar pension
@India Public News Corona Mai Kon Tera baap kaam KR RHA Tha
Ya govt.employee
Aukaat Mai bol saale 10 saal Mai ek baar increment deti Hai govt.
Aur rishwat khori jisne ki Hai usko bol jaake
Sabhi k peeche mat pad
@India Public News tmhri ache se sulgi hui h...bhai padhai likhao kro mehnat kro tab jakar govt. Job milti h...neta ko public chunti h...side to aise le raha h jese bahut bhala ka krte hai neta log...or tere according to govt employe kam he nhi krte...ye desh to abhi bhi angrez chala rahe h....bhai tune padhai nhi.ki...isliye teri job nhi lagi...is chij ko accept kr
Jab hum chote the tab logo se sunte the ki humne padai nahi kari isliye govt. Job ya aachi job nahi hai.
Ab
aise log kam ho gye hain.
Koi nhi manta apni galti.
@India Public News
Sir UPSC se chunke aaye hain rishwat dekar nahi
Corona me 2 mahine se zyada me keval do Sunday ki chhuti le hai aur apni life ko risk pe daalke office jaate hai.
AAP JAISO K LIYE, aur haan gaali dena hume bhi aata hai, par zrurt nhi hume🙏
@@piyushthombre3165 har sal deti ha or army paramilatry police dr ko chor ka kisi ko da or increment nhi Dena chaiya
Waah aapne kr diya promotion NPS ki ... Wo bhi khubsurat awaaj mein👌👌👌👏👏👏👏
Now we have dedicated counter for NPS. I have joined NPS department this month. I have been watching videos for the product knowledge. This one is so far the best. I would also like to add that we are the POP SP(ICICI PRUDENTIAL PENSION FUND MANAGEMENT COMPANY LTD). Kindly comment here for any NPS related queries or to open a new account.
You know everything?
Tell me about atal pension Yojana vs nps
@@asianguy86 bhai simple language me batau to APY thoda garib logo ke liye h 5000 max pension milegi usme...jabki NPS me 500 kam se kam n 2 lac jyda se jyda daal kr crores kama sakte ho thik age se investment karke....
Bahut sunder mam achchhi jaankaaari ke liye maine is saal nps liya hai ji 🙏🙏
Nps kuch nahi logo ka paisa kharab kar rahe h
इतना धासु स्कीम है तो देश के राज नेताओ को पहले लेना चाहिए
कर्मचारियों को ops ही दिला दो भाई
आपका आजीवन आभारी रहूगा
Major problem is not marketing, its the Lock-in period of NPS.🙏
True... The main problem is also market linked pension. As a result the pension amount will be very less in comparison to legacy plan...
Kitna hai lock in
@@singhsaabthegreat638 till the age of 60 years
@768PP its regulated by PFRDA. And can't be done like this way
@@singhsaabthegreat638 Till ur age is 60 years
ये वाली मैम बहुत अच्छा समझाती हैं। 😍😍
Ha sahi bole bhai
Chasma wali to kamra ke comedy dekh rahi hai troll hone ke baad
मैडम पूरी तैयारी के साथ बैठा करिए आपने यह तो बता दिया कि 60 परसेंट पेंशन एक मुफ्त मिल जाएगी लेकिन उस पर कितना टैक्स पड़ेगा इस बात को तो पूरी तरह से ही आप डकार गई
60 percent pension per 33 % tax lagega
60% pension amount tax free hai, labour law advisor nam ka TH-cam channel hai use dekho sari information mil jayegi aur official website se document download karke read karo, kisi bhi idiot ki sunna band karo nhi to apna hi loss karoge
@@rahuljanmeda2883 60% pension amount tax free hai, labour law advisor nam ka TH-cam channel hai use dekho sari information mil jayegi aur official website se document download karke read karo, kisi bhi idiot ki sunna band karo nhi to apna hi loss karoge
Tax fee h 60percent
@@sachindwivedi4311 chutiye tax free hai .
Loads of love to Darshan and Pratiksha for sharing such content
There is no benifit of nps when we compare with ops
@Reverse Karl Marx kaise?
Absolutely true. So, let's vote Persian's organization BJP, RSS, NDA out of power this time for once and all.
@Reverse Karl Marx let's vote BJP, and NDA out of power.
@@prajaktashegokar5455 Please vote NDA out of power.
@@PawanSingh-rl3re Persian organizartion ? Ganja kam foonka kar fooka bhai
आपने Private Employees के हित में नई पेंशन योजना की तुलना अन्य प्राइवेट पेंशन स्कीम से तो कर ली, अब एक बार सरकारी कर्मचारियों के लिए इसकी तुलना पुरानी पेंशन स्कीम OLD PENSION SCHEME से करके भी एक वीडियो बनाएं...
Mam... Kindly also show ur viewers a comparative study of NPS and Ops...
Why our great politician are still availing OPS whereas govt employees are being enrolled in NPS without any choice..
I believe 99.9% govt employees are unhappy and don't want NPS.. But still they have no choice....
Why don't they want NPS? where are they going to invest that money? Tell me. Government employees have zero knowledge of market.
Thnx yeh video k bad dushra video dekhne ki jarurat nhi padi😊😊❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤lots of love madam
Isme 10-11 % milega upar se bas 60% hi withdraw kr skte hai.
Jabki sahi mutual fund me daalne se 16-17% mil jayega aur 100% paisa nikal bhi sakte hai.
Full form of NPS is 'National Pension System' and not 'National Pension Scheme'. NPS is mandatory for the Central Government recruits wef 1st Jan 2004 and not from 2005 as mentioned in the video. Subscriber to the scheme doesn't get rebate of 50,000, subscriber can claim deduction up to Rs. 50,000 from the income in a financial year u/s 80CCD(1B). There is big difference between deduction and rebate.
Agr old pension aur new pension k fayde aur nuksaan ka difference btate to aap ko bhi pta chalta k kyu sarkar khud ops le k baki karmchariyon k upar nos thop rhi h
Ise khte hain push selling
Samajh me aaya lallan top
Par aap ko to bas nps aur pvt scheme ka hi difference btana h
Sab chatukar hain ....
Madam phele achhe SE home work Kar ke AAO ...NPS maine govt employees investment Nahi Karne chaatein oh toh jabardasti govt rule ke bajhe SE kartein Hain ....tum Kar lo laalntop bhi toh private company hai....benefit Pana...
जब यह योजना इतनी अच्छी है तो नेताओं के लिए इसको आवश्यक क्यों नहीं किया जा रहा है केवल सरकारी कर्मचारियों पर ही इसको क्यों थोपा जा रहा है।
Cause politicians are fooling people specially Persian's organization BJP, RSS, NDA government.
I just joined NPS before seeing your video.. but After watching your video I am more relaxed that I have choose right scheme. Thanks
I wanted to join, this is right for us?
Madam old pension ke bare me v datail kare..ye itna hi achcha hai to Ye leaders khud ke old pension scheme ko NPS me kyo nahi convert karte hai...
यही तो दिक्कत है मीडिया अब सरकार का पक्ष रख रही है और फिर बोलते है हम इमानदार मीडिया है
@@junaidansari5074 sab chor ha ye... srkr bas apna pet bharna janti ha wo bhi sirf 5 saal me . Baki sab chamche ha tukdo pe palne wale ku*e.
@@pranikasharma1152 bilkul mere bhai Cobrapost Sting operation karke In sab Ke jhut ki pual khul chuki hai
Kyunki Politicians of Persian organization BJP, RSS, NDA brought NPS during January, February 2004 just before the election of March, April 2004 after which Congress government came in power.
@@junaidansari5074 Media ka funding Persian organization BJP, RSS, NDA waalon ke paas hai. Simple si baat hai.
आप NPS को पूरा समजे नही पहले समजे अगर समाज लेते तो यह वीडियो नही बनाते
Sahi hai
Right ✔
Yeh adhuri aur bina sir per ki video bna kar logo maathe chep dete.......
NPS IS GOOD, JUST GO FOR IT
Thanks for video, NPS is far better scheme than many other private schemes sply for private sector people. You rightly pointed it is not popular because of lack of advertisement. You can create more awareness on such topics with much more proper TITLE
Bahut bahut danaywaad dil se
अच्छी जानकारी है धन्याद्
Ye hota hai journalism. Salute to you lallantop and its whole team. 👍
05:12 इसीलिए आज आपने NPS की मार्केटिंग कर दी
......
बहुत तेज हो रहे हो
इंसान का शब्द नहीं बल्कि वख्त बोलता है।
Right
iska yaha pe kya talluk hai?? Truck ke peeche likhane wali line hai ye
@@nnkjnnnl 😂😂😂😂
Any hidden meaning of these words here..?
Let's vote them out of power.
Aap ki jankari bahut achhi thi thank you ji
Acha jaankari diya thank you
सरकारी कर्मचारी भी लेने को तैयार नही है
Mai Govt. Employee hoon... Mujhe NPS mai enroll ni hoona lekin mujhe force kiya jaa rha h NPS mai enroll hone ke. Kya mujhe mera paisa invest krne ka right nahi hai?
I like it
@@DeepakSharmaDPK Nps toh badiya h na bai fr kyu darte ho
@@bhanu7382 thik nhi h nps, share market duba to paise vgye ,no guarantee
@@vishalsarraf4414 Hum control kar sakte kitna % allocation equity me jayega. We can lower the risk.
For private employees it is a good scheme, I have invested 75% in equity funds and noticed that in past two weeks received 15k interest on around 5lakhs. Every day there is some increase in amount in thousands. Also invested in PPF for fixed returns.
Fake information of your's won't fool people. People will vote BJP out of power.
@@rajat8755 *If NPS( National Pension Scheme ) is that much good then why did Supreme Court gave order to start OPS for all the judicial judges and officers and all in the judiciary sector, and why does MP's, MLA's, MLC's and other people get pension according to OPS( Old Pension Scheme ), why was NPS notification after getting signed by the President was published in 2017-2018's The Gazette of India ???? We need answers for all these questions which can never be given by the Persians BJP, RSS, NDA, HYV, SAD, AAP, AIMIM etc including you who is a member of IT Cell of Persian BJP, RSS, NDA, SAD, AAP, AIMIM etc.*
🙂🙂🙂🙂
@@PawanSingh-rl3reindia chodhna hi ek option bacha hai in netao ki loot se bachne ka
Thanks Pratiksha ..all your programs are super informative .. kudos to back end team as well for well researched content creation 👏🏼👏🏼
आपकी आवाज़ सुनकर ऐसा लग रहा जैसे आप कुछ खाते हुए कमेंट्री कर रही हैं। ख़ैर, जानकारी अच्छी लगी।
The Lallantop ko vi sukriya.
If I want to open NPS account (not through employer), will government contribute same amount?
Ek retired old pention aur new pension personal ka interview ligiye samjh aajaega
पुरी जानकारी आपने इकट्ठा नही की तथा कुछ गलत तथ्य दिये है।
बहुत अच्छी बात उठाई है पीपी आपने
Same,
मैने भी अपना अकाउंट बनाया , लेकिन यह इतना मुश्किल वेबसाइट हैं की मेने बिना किसी investment के बंद कर दिया
Very good explained... True due to no commission to bank/insurance employee no one tell you regarding this. Just to update in few private corporate have this 10% deduction applicable to their employees. So you get more tax benefits other than what is told in video 1.5L + 50k and 10% of basic salary
Hj
Ma'am sarkar ne 14% ko fir se 10% kardiya hai please make correction,I oppose NPS.
Kab kiya aisa...aap homework kijiye
It is incorrect to say that before 2004, Govt paid pension to its employees out of its own pocket.
Out of low salaries paid to its employees then, a hidden unmarked part of salary was held back by Govt silently. Every year, for 33 years or more. Pension was paid out of this held back pension element of salary not specifically earmarked. This was free money to the Govt for 33 years or more.
Sahi kaha aapne humne is ke bare me jankri logo tak pochani padegi
Abhi tak sabse best tarika samjhane ka nps k bare me , very good
लल्लन top की जानकारी अधूरी है
OPS से जो नेताओ को मिलती है उस पेंशन स्कीम से इन सभी पेंशन को compare क्यों नही किया?
Tabhi to inhe Dallan top kaha jata hai
Every time Feku ki dalali on TOP
Thanks for sharing information regarding NPS 👌
Maam topic to aacha tha, bus ek questions ye NPS neta log kyu nhi lete?
Unke saving ke or vikalp hain jo aam aadmi ki pahuch se bahar hain
@@roadmess7505 sahi kaha
गजब प्रतीक्षा 👌
There are 3 reason why private employee are not willing to take nps benefits
1) if you want to retire before 60 then you can take maximum of 25% of tge corpus as partial withdrawal and remaining 75% after 60 .
2) if you want to retire before 60 then 80% of the corpus will go to insurance company and you will get pension but return are not more than 6%( excluding taxes) and 20% can be withdrawn but you will have to pay tax on it
3) even if i retire at 60 60% will be tax free which is good but 40% is mandatory in pension which gives low return so elss tax saving mutual fund is better in the case
4) in active choice maximum 75% in equity is allowed and after 50 maximum 50% is allowed in equity which reduces your corpus a lot.
Wrong fact mentioned in the end, I have recently enrolled myself on enps website for NPS scheme and want to applaud the government portal for registration, It is simplest out of all other agencies. It is just that govt has not marketed it widely.
True , the registration process was seamless, and I got myself enrolled and got my eNPS card within 30 minutes
OPS SCHEME में सरकार अपनी जेब से नहीं देती हैं बल्कि वह कर्मचारी का ही पैसा होता हैं
Yes. But now, Government is eating all that money specifically this Persian's organization BJP, RSS, NDA government is eating out all the money out of government employees own money.
Informative. Thanks for a short comparison of NPS in reference to other private pension schemes.
NPS kuch nahi bas pension scheme hai ek tarah ki like other pension schemes.
Boht hi ache se samjhaya aur sarkari scheme ki pole kholi
Example dete h. My current salary is 62000
If I retired today accordingto old pension scheme I am getting payments 31000 per month . But new pension scheme have no idea for repayment as pension. Dearnes allowance increament not allowed in new pension scheme. More than hundreds reasons to oppose new pension scheme
Great presentation.. what a eloquent u r !
Private company employees are investing in mostly in mutual funds and share trading and also in PPF
🔥🔥🔥🙏th-cam.com/video/XfheyVAZQRs/w-d-xo.html
Thanks for the Valuable Info!! You are right enrolling process is very difficult and there is no one to help us!!
Ab tk ki sbse achi video
अगर NPS लेनी हो, तो उसका माध्यम क्या है ? कृपया जानकारी दे । धन्यवाद
Many thanks for explaining the features. Muchbuseful.
There are some questions that I have regarding Section 80CCD (2), and I'd be super happy if you'd be able to answer them sequentially.
Assumptions:
1. Company Type: Private
2. Basic Salary: 2000000
3. 10% of Basic: 200000
4. I had opted for the employer contribution in NPS and was sharing 10% of the basic salary (Rs. 200000) in it in a financial year.
The below situations happen in 2 cases - 1. Before 3 years of contribution, and 2. After 3 years but before 10 years of conribtuion.
Q1. After spending a good time in the compnay, I join another one. The 2nd employer does not contribute to NPS as it has not registered for it. What happens to my NPS account then? Will it be frozen? Will I be able to contribute the minimum of 1000 in it myself?
Q2. I left the company and started my own business which is not registered for NPS or something, it's a small business. I no longer wish to work for any employer anymore. What happens to the NPS account in this case? Will it be frozen? Will I be able to contribute the minimum of 1000 in it myself?
Q3. I chose to move out of India as I got a job in the US, and I'm not coming back to India anymore. Will the US employer be able to contribute in NPS? If not, what happens to my NPS account? Will it be frozen? Will I be able to contribute the minimum of 1000 in it myself?
This question will enlighten the others to make their choice for it.
Post office, sarkari bank mein jao...
Bss sanitize krwa k wapis bhej dette hai....
मैम अगर मैं एक सरकारी कर्मचारी हूं और मैं NPS के तहत अपना पेंशन स्कीम है। तो क्या मैं अटल पेंशन योजना का भी लाभ ले सकता हूं।
Please reply 🙏
Thank you, your video was really very helpful. I will be really grateful, if you reply to this question.
So, after maturity at the age of 60, maximum 60% of the total NPS corpus can be withdrawn.
Please let me know is it possible by any means, to withdraw the balance 40% of the matured amount without going for a monthly pension scheme? And if it is possible, then what is the penalty or exit load?
Make a vedio how to register our company in startup india and in msme's
I will also investigate how much pension is deducted from my Basic salary excluding PF.
Old pension ko lekr aawaj uthaiy mam
ये mam नही है यह BJP की दलाल है...
@@riteshsir2022 bilkul sahi
Thanks, Pratiksha Ji ..all your programs are super informative .. kudos to back end team 👏🏼
I would like to tell you that nps is really great.
If u opt for nps, it's sure your old age is already in grave.
Nps productivity is in such a great value that not a single Neta ji has opted nps.
Thanku lallantop for such a great video
People also know that there is a big difference between the government's actions and the statement, only then they are not taking the NPS for themselves.
"Bhasadh" bilukul saral bhasha
🤣🤣🤣
Lagta hae madam nae accha aae homework nahi kiya
Please highlight also how to open this account and can we get the amount before maturity.
Why we can not make the payment instantly
लल्लन टॉप के द्वारा दी जाने वाली सामग्री की तुलना में बेहद sub standard video. a very low quality analysis on the topic which required greater and in depth analysis. even facts were not verified by content writer and editor such as NPS started for central govt employees since 01 january 2004 and not from 2005. Requested to maintain quality content.
Then please make episode on eNPS details imformation & enrollment by some expert.
Hm mp govt employee sb paresan h q ki hmne 2014 2019 me bjp ko chuna h is bar to bhulkr bhi ye galti ni hogi
AN
EXCEPTIONAL,
ALL
ROUND
LOOT...!!!
NPS was started on Jan 1, 2004; so the old pension scheme was stopped effective Jan 1, 2004 and not Dec 31, 2004.
Thanks Pratiksha for clarifying the issue of private schemes lucrative
प्रायवेट कमीशन भी देता है
पार्टी फण्ड
Right bro
Only problem with NPS is its lockin period otherwise it is a good tool to build pension along with corpus + tax saving.
Govt employees have extra advantage of equal proportion given by govt.
People above 50 age can utilize it wisely with a suitable annuity plan.
Annuity plan ka kyo karoge.....man lo corplus la 40 percentage amount ka annuity plan le liya.....man lo 1 carore ka amount he at the age of 60. Fir apka pension chalu ho jayega.....kap 60 year ke bad max kitni age tak pension le paoge.....as per this lifestyle 15-20 years hi pension le payenge....matlb apke 1 caoroe firse waha tk block ho jauenge.....fir bhi ap 15 sal me 1 cororew wapis nahi le payenge.....mtlb apko apka pesa use hi nahi krne ko milega....ise acha to FD krlo
@@soochitdarji8588 aisa nahi hai. 60% to corpus ka mil gaya hai. pura ka pura thodi annuity me jaa raha hai. baki jo gaya hai annuity me ussi se to pention milta hai. wo hoga nahi to pension kaha se milega
@@soochitdarji8588 likhna seekh le pehle
@@soochitdarji8588 darji bhai tu kapda silna kahan in sb chizo me pad rha h vro..
When ever you make this type of video, Please provide facts of the scheme also.
Jankari Lane wale ka naam bataya apne , achcha kiya
There is a small error. NPS contribution by employer upto 10% of basic salary is non taxable and this is outside the 50k limit as well as 150k under 80C. This is for private employees also. This is another fact which many are not aware and hence aren’t investing in NPS.
true
14 se vaapis dheere se kam kr diya hai mam, kaafiyo ka
Main Nps mein hoon ,aaj tak nhi pata ki kaha office hai nps ka delhi mein hone ke bawajood
Madam itna sb to bta diya ab ye bhi bta dete ke nps me enroll kre kese....
Bank me jaiye, ho jayega. Max 2 hours me. Maine khud SBI me kiya hai.
You can do it online or mobile app as well.. its very simple
NPS mobile app
Sir I want more information about this. 🙏
Nps is wrost
Paisa dub jayega
Q1. Me gov. Emp. Hu nps me mera 4 years se contribute he or Abhi mere 3100 ki kist he or gov. 3100 deti he to total 6200 har mahine jama hota he to sahime gov. Ki taraf se muje 3100 milte he vo sahime muje milenge.? Matalb ke nps me jo rakam jama hogi vo meri hi he ?
Q.2. mere retirement ke bad muje jo pensan milegi usme koi badhotri hogi ke nahi jese ki abhi kisi pensan vale ko mahengai milti he us tarah ?
Q.3 me gujarat gov. Me job kartahu or NPS ME Paisa 60 years ke bad milta he. Mera ritairment 58 year ke bad hoga to muje 58 to 60 ke bichka 2 year kese niklenge