That’s true but be aware he only does that when Dave is there when he’s wouldn’t, George is hosting himself he’ll always interrupt and interject and interrupt and interject out true facts that cold up paying attention to detail. Thank you all. Have a great morning.
I don’t understand the first caller, my goodness I just wasn’t raised that way. My mom moved in with my husband and I, and 3 kids because none of my siblings wanted to, or could not. I had to take my 3 year old daughter out of her room for grandma. My daughter was only 3 but didn’t mind, she was just so happy grandma was with us. We didn’t have money believe me, but we survived God always provides! We all had a beautiful relationship full of love, my husband loved my mom and my kids oh their grandma was the best! I miss my mom everyday she was a friend to all! No matter who you were she always showed love to people! My mom is with the Lord now she, had a strong faith in God even with her health failing she kept the faith! Love your parents do what you can for them, you only get one! Money is always the problem I know, but seriously God always makes a way! We were blessed having my mom with us a few years now we have beautiful memories and we are not rich,but not poor either, God has always taken care of us. He blessed my husband with a job he loves for so many years and a great family who love God! ❤
I agree I've watched my mom single handedly raise me and my siblings of 5 and the thought of not taking care of her as I got older never crossed my mind.
I feel like they definitely can take care of the mother. And she will get some money if the husband dies, which should be enough to take care of her. I feel she just doesn't want to.
The first caller sounded conflicted because I think she knows she can do it but doesn’t want to. And instead of telling her parents she and her husband don’t want to help them, she rather tell a white lie that they don’t have the financial capability to do so. So sad. I also think the mom suspects her daughter doesn’t want to but is hoping that’s not the case.
While we don’t have a moral obligation to help our elderly parents financially. We should be blessed to and pray for the opportunity to be financially able. In my opinion.
Im kind of hoping that that 80 yo dad who is still working & making $100k/year was really one of those super frugal people who actually has millions unbeknownst to his daughter….and she just failed the test on who’s getting the inheritance 😂
Agree! I’ve never heard such a prideful arrogant condescending tone from a daughter. She thinks she is better than them. Do unto others as you would have them do unto you. Love your neighbor as you love yourself. People are more valuable than money.
Some things missing from the phone call about the 80 yr old father who earns a $100,000 a year.... What do we not know? I think that there may have been health issues financial setbacks and other things in her father's life.... She sounds too young and without wisdom in talking about her 80 year old father.
I love the Ramsey philosophy bt Im amazed when the talk of being outrageously generous excludes the parents. For us, charity starts at home. So we will always start with our parents first
I agree my parents didn't really teach me what to do but it's because they didn't. Should they have learned yeah. Me and my wife always give to our parents. We are blessed to do it so why not. We make sure us and our family is taken care of first then help parents if we can.
I don’t think he excludes that. They’ve had about 65 years to plan and haven’t. It’s enabling at that point because they could have and didn’t plan. It’s irresponsible that the parent plans to force their children to support them.
@@TyphoonS.S. No one is responsible to support bad behavior. I would bet these parents, specifically dad, has a vast collection of "stuff" like you see on Pickers, that they'd have to get rid of in order to downsize. As long as they cling to their useless junk, they are stuck where they are. Adult children are not responsible for the stupidity of their parents. 80 years old making $100k and no money to retire is a squandered life. Shame on anyone that expects the kids to sacrifice their future. Making sure they don't starve to death is a different matter.
When Dave said, "The Silver Squatters" in that gravely voice, it reminded me so much of that Key & Peele bit about Stan Lee. Now that's a good comic book idea.
For many, it's not about financially taking care of parents, but instead caring for them because of issues like dementia. I'm disappointed Dave doesn't address this more substantially.
Dave and team, would you be able to provide the first caller question and your answer as a seperate clip? it would be so helpful with circulating it for parents to understand why it is important to prepare for retirement and not depend on your children to financially support you. Although the heart of the adult children wants to help, sometimes they just cannot financially while raising their own young family. Thank you in advance for providing the first caller as a separate clip. Many thanks!
First caller: if there is equity in your parent’s house. They are going to have to sell that bad boy and downsize or either get something smaller or perhaps build an ADU at your place with that money.
This all gets me the mounts people make per year. I've lived 16 yrs on 1700 a month and have no complaints. Of course I'm not materialistic and go on costly vacations. I have camping gear, fishing gear, and 10 to 15 year old cars. I pay my lot rent, utilities, food, phone. Able to visit family and friends. Cremation is paid for. What else does one need?
To the people in the comments rooting their nose up at the first caller, she clearly said though they are debt free and contribute to retirement and college funds--> they are not in that space. This means they have nothing extra! They can’t help her parents without hurting themselves.
But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever. - 1 Timothy 5:8
"I'm gonna live in the moment!" "I want to enjoy my life right now!" "the future isn't promised!" "you can't take it with you!" - THEN suddenly, your 80, BROKE, and your only option is moving in with your children!!
I have a house and my wife inherited her Father’s house we have 2 kids and way before we paid off our house we asked them if one day we couldn’t afford to pay our bills and mortgage we could move in with them? They said yes happy to have us move in. My question is if your parents are with paid off house and some money it should go to the kids but if they are broke don’t even ask for help? What kind of person are you?
46:23 If yall don’t agree on kids DO NOT have kids!! Please! There could be multiple reasons why he isn’t ready to have kids and to force him into it is completely unfair.
The show isn't the same without Dave. He listens to the callers (Jayde and Ken - hint hint) and gives solid advice, but is also sympathetic. My heart leaps when I hear he is the presenter.
Agreed!! Dave listens and is so empathetic to his callers’ situations. The ability to patiently listen has a lot to do with maturity. Being quick to solve an issue without assessing the entire situation, (which requires listening), is virtually impossible to be helpful. His daughter, Rachel, and his cohost, George, are excellent listeners; surprisingly, George has grown on me, lol.😂 He’s so humble, kindhearted, and intellectually honest.
Timothy 5:8, which says "But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.". Essentially, it means that neglecting to care for those close to you who are in need is considered a greater offense than not believing in God at all, as it demonstrates a lack of compassion and disregard for basic human needs within your own family unit. I don’t know how to believe this in the Bible and what Dave says about not providing financially for parents- if we can help or share what we have.
I guess the definition of “provide” is important to consider. First of all, your parents are not members of your household. Second of all, it doesnt mean they need a 5 star hotel provided or else youre worse then an unbeliever. It could just mean basic necessities like food and water.. which they are more then capable of achieving in america.
Actually, that was written in a time when people did not make $100,000 a year, have social security, and could buy large houses. It's totally inaccurate to compare today's situation and possibilities with what existed at the time of Christ.
Take a look at this too. Jesus brought out that we are to honor our parents and that it wasn't just the position of being a parent. People were neglecting the care of their parents by claiming that what they had was a gift to the temple (church). Christ admonished them. Mark 7:9-13 And he said unto them, Full well ye reject the commandment of God, that ye may keep your own tradition. [10] For Moses said, Honour thy father and thy mother; and, Whoso curseth father or mother, let him die the death: [11] But ye say, If a man shall say to his father or mother, It is Corban, that is to say, a gift, by whatsoever thou mightest be profited by me; he shall be free. [12] And ye suffer him no more to do ought for his father or his mother; [13] Making the word of God of none effect through your tradition, which ye have delivered: and many such like things do ye.
I really like how Dave doesn't make side comments when listening to the callers. No, "oof, ouch, what!, sheesh" that we hear so often from some of the other personalities. He's compassionate and tough at the same time. If Dave is judging, at least he's hiding it better than some others who will remain nameless. Their judgy, condescending attitude is somewhat off-putting.
In terms of that first caller- the first thing that comes to mind immediately is mom and dad need to downsize their house if they’re bringing in 100 K a year their house is too big then if they can’t afford their home, they need to downsize.
57:51 You don't need to film yourself being generous and helping others. Matthew 6:3-4 New International Version, "But when you give to the needy, do not let your left hand know what your right hand is doing, so that your giving may be in secret. Then your Father, who sees what is done in secret, will reward you."
I will never agree with the way Ramsey talks about the elderly parents. If your aging parents end up on the streets you take them in. Planning for retirement should happen and we absolutely are doing that. But if your parents truly cannot take care of themselves taking them in will not be a financial burden at all
That's the way me and my wife think about it. If our parents need it we are they took care of us for 18+ years when we needed it. We are taking steps for our kids to not have to worry about taking care of us.
I have let my mom live with me when she was not able to work until she passed away ,now my dad caint work and I'm letting him stay with me until the lord brings him home, I don't see how someone can worry about money over there family the bible talks about the love of money yall be careful
Totally agree. This is the one point I always disagree with Dave. This is not how we are taught in my culture. It's a blessing to take care of your parents. We are currently taking care of my mother in law, not there physically, because we don't live in the same city but monetarily we do. We helped support her and her daughter, who assists her. We are blessed that someone who takes care of her loves her, and so it's not a burden to help support her. The same will be when it's my mom's turn. My mother in law is much older. I say this while my husband and I try to prepare for our old age, and try to have enough save to not need help. But we still teach our children that taking care of our elderly parents is not a burden.
It's a difficult line to draw with not being obligated to look after parents because for most of human history it was an expectation. It's only in the last hundred years or so in the western world/anglosphere that it's fallen out of fashion
I would rather house my parent than send them to a home. I hope this does not come about because they were financially irresponsible. I want them to help pay the bills and be closer to loved ones.
Appreciate the detailed breakdown! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
I actually don't think Dave understands how different work opportunities are in Europe, being a waiter, or in the service industry is actually a good job
We have a silver squatter 😅 she has no savings and no retirement we are currently looking for something affordable for her. 😢 we have 5 people living in a 2 bdrm apartment it's waaay crowded
Where’s that little gadget that said “NO!” Y’all had on the show one time. Think with Kristina when was on (miss her). Dave and her were laughing and got me laughing 😂
This is an American, cold response. If our parents wiped our behind and stayed up nights worrying about us and raising us, we’re taking care of our parents. We don’t move out at 16 either to “cut the cord” and don’t see them on holidays only either. Love Ramsey but failed right here. If you don’t have strong family values, you have nothing. Good God!
After paying off 6 credit cards-$100,000.00 and so close to being debt free - we had to finance a car which I will pay off in about 2 years- WHY is it so hard to spend MONEY when I know it’s necessary? Is this normal?
Here is a young, not thoughtful, and very ungrateful person; she long ago forgo forgo, the parents “contributed” a big bunch to her…I hope she has siblings willing and able to help….may God help her…
Dave, what if parents are in their 80s or 90s and could not walk or make food for themselves and they probably only have a couple years left? In that case I will let them move in, hire a nurse coming over every day to check on them and give them a bath. Don't you think it's sad to pass away in a hospice or a nursing home? Don't you want to be around family, grand kids and great grand kids in the last couple years of your life? I never heard you talk about that? We are Asian American and that's what we do.
Everyone can not afford to do this even if they want to. Everyone does not have the support (financial, extra family, childcare, mortgage payments, or mental capacity to do thus). Hopefully people do the best that they can.
@@tasheekawhite2731 I get it, but keep in mind that Dave's philosophy is essentially, "Have kids even if you're in debt or just starting out-poor people can still raise children!" He emphasizes being "generous" and "giving." However, he never really talks about taking care of aging parents. If parents can afford a nursing home or a condo, it usually means they have some savings and/or social security. So letting them move in wouldn’t be a financial issue. (My 28-year-old brother-in-law, who has never worked and isn’t disabled, has a nurse paid for by Medicaid who comes to check on him.) Plus you can be their caregiver and earn money every month. But what happens if they can’t afford housing? Would they just end up homeless? Either way, I’d still let them move in especially if they are too old to take care of themselves. That's my thought process. Wishing your family all the best this holiday season! 😊
I feel like the guy in the accident needed more help than was given. Instead of making him relive a traumatic event, give him more advice. He really needed the career guy.
Funny how in the western world we’re so individualistic. Countries in the east like Japan love to support their parents in old age. Western culture is actually very harsh.
Lmao as mentioned above, Japan and all the other Asian countries with the "take care of your parents no matter what" culture have declining birth rates. Wonder why....
Dave Ramsey and team I love y’all, but advertising for better help significantly hurts your credibility. It is a sham organization, and good experiences from that therapy platform are rare. Keep up the good work
Not sure the best advice is given to Megan. Just opening the conversation, when it hasn't been asked, entails a certain expectation that she will become financially involved. She may be drawing conclusions that are not true. Her parents may not be taking care of the house simply because they don't have the energy (which is also the reason a lot of older people don't move - they just can't face the work.) In addition, if the house is substantial and the house is paid for, the wife can sell the home and then there are options with the proceeds. Maybe she can use the money for an annuity which should pay her a good amount each month since they are already in their 80s. Maybe the wife can invest the money from the house and put it with her social security (which will be the entire amount her husband has) and then downsize to a much smaller place that she can handle on her own. In any case, personally I would NOT open the conversation b/c by opening it, she is already taking some responsibility for their financial future, if only by giving advice. Giving advice and finding out the situation is worse than Megan thought will be very difficult to face emotionally when what she needs to do is concentrate on her own family.
Talking about money with parents isn’t a bad thing. The occurrence of a conversation doesn’t set an expectation of financial involvement. In fact, speaking from person experience, it can do exactly the opposite. If she has a conversation she won’t have to draw conclusions. Neither of my grandparents were in a position to take care of their finances years before they died. Someone had to be involved. Wouldn’t it be better to know their financial situation in advance as opposed to dealing with it after a parent had a stroke and couldn’t communicate, or before the dad dies and takes all knowledge of the accounts with him? I know it’s a personal choice, but if people are unwilling to talk about money (especially with their parents), it’s probably because they’ve been hurt at some point.
I don't think Dave understood the complexities of the caller's distress. Men and women communicate differently, and there's no way that a godly woman would tell their parents, "I love you, but I'd kill you if you moved in with me." This is where a competent Christian therapist would be a better advisor.
Your parents didn't tell you to earn your keep when you were young, why should you tell them that when they are old? Take care of them, family is more important.
That’s a silly thing to say. Kids are kids, they can’t work and they don’t know anything. People who are 60-70 years old had 40-50 years to get their act together.
A good man lives inheritance for his children's children. That's from Scriptures. The opposite is true. A bad man looks at his children's children inheritance for himself. That thought is scary. What are we going to do? This is a reality
I disagree with number one. We hope my mom will move in with us as she ages with an early Parkinson’s diagnosis right now. She will enrich our lives and we can help her in many practical ways. Our house even has a wheelchair ramp.
@@Jetup24 In some states that can make sense. He rounded the number anyway, on top of his head, assuming some tax deduction and credits like having a kid, self-employed driver maybe... Seems a little low. Anyway saving 2k/month on a 6k salary is not as simple as they say. Living off 4k/month for 3 people, I hope they don't own a house.
@romt-712 wisconsin salary for 78k would be about 4600-4700 a month after deductions. That's without asumming credits. That's a big difference from 6k a month.
Such a blast being on ❤
Thank you, Jimmy! It's always refreshing to watch your videos and practice your teachings.
Love when worlds collide
If our parents took care of us we take care of them . Once a man twice a child. Amen
Gorge is wise and i like how he never interrupts Dave , he waits his turn and soaks up that wisdom from Dave
That’s true but be aware he only does that when Dave is there when he’s wouldn’t, George is hosting himself he’ll always interrupt and interject and interrupt and interject out true facts that cold up paying attention to detail. Thank you all. Have a great morning.
If Deloney had cohosted, they wouldn't have been able to take as many calls
due to Dr. John on the spot therapy sessions!
@@Zee-zj2uh 😂 your spot on with this comment,
Awful to work side by side with the owner of any company. I would never do it, in any circumstance.
I hope the parents have millions and they donated to their favorite charity this daughter would deserve that and only that
I don’t understand the first caller, my goodness I just wasn’t raised that way. My mom moved in with my husband and I, and 3 kids because none of my siblings wanted to, or could not. I had to take my 3 year old daughter out of her room for grandma. My daughter was only 3 but didn’t mind, she was just so happy grandma was with us. We didn’t have money believe me, but we survived God always provides! We all had a beautiful relationship full of love, my husband loved my mom and my kids oh their grandma was the best! I miss my mom everyday she was a friend to all! No matter who you were she always showed love to people! My mom is with the Lord now she, had a strong faith in God even with her health failing she kept the faith! Love your parents do what you can for them, you only get one! Money is always the problem I know, but seriously God always makes a way! We were blessed having my mom with us a few years now we have beautiful memories and we are not rich,but not poor either, God has always taken care of us. He blessed my husband with a job he loves for so many years and a great family who love God! ❤
I agree I've watched my mom single handedly raise me and my siblings of 5 and the thought of not taking care of her as I got older never crossed my mind.
I feel like they definitely can take care of the mother. And she will get some money if the husband dies, which should be enough to take care of her. I feel she just doesn't want to.
The first caller sounded conflicted because I think she knows she can do it but doesn’t want to. And instead of telling her parents she and her husband don’t want to help them, she rather tell a white lie that they don’t have the financial capability to do so. So sad. I also think the mom suspects her daughter doesn’t want to but is hoping that’s not the case.
All families are different and complicated
So glad Dave is back! Cos if he makes $100k a year why do the adult kids have to help financially 🤦🏽♀️ reduce your lifestyle and start saving…
While we don’t have a moral obligation to help our elderly parents financially. We should be blessed to and pray for the opportunity to be financially able. In my opinion.
💯👍
Im kind of hoping that that 80 yo dad who is still working & making $100k/year was really one of those super frugal people who actually has millions unbeknownst to his daughter….and she just failed the test on who’s getting the inheritance 😂
Agree! I’ve never heard such a prideful arrogant condescending tone from a daughter. She thinks she is better than them.
Do unto others as you would have them do unto you.
Love your neighbor as you love yourself.
People are more valuable than money.
Some things missing from the phone call about the 80 yr old father who earns a $100,000 a year.... What do we not know?
I think that there may have been health issues financial setbacks and other things in her father's life.... She sounds too young and without wisdom in talking about her 80 year old father.
Because if they need help then they have failed.
I love debt free screams, they always bring a tear to my eye and I'm so proud of people I've never met
Me too🥹
I love the Ramsey philosophy bt Im amazed when the talk of being outrageously generous excludes the parents. For us, charity starts at home. So we will always start with our parents first
Your parents should not need charity.
Hand up, not hand out. Financial education is a way to help parents.
Exactly. They are older, have worked longer and have had the chance to invest earlier
I agree my parents didn't really teach me what to do but it's because they didn't. Should they have learned yeah. Me and my wife always give to our parents. We are blessed to do it so why not. We make sure us and our family is taken care of first then help parents if we can.
I don’t think he excludes that. They’ve had about 65 years to plan and haven’t. It’s enabling at that point because they could have and didn’t plan. It’s irresponsible that the parent plans to force their children to support them.
A true Christmas Miracle! Dave is at work Today!
lol 😂
I love it!!
😂 good 1️⃣
@@qepps7602😅😅😅
Christmas is still more than a month away!
The parents need to sale home now, so they together will adjust on downsizing. Less pain but their together for the changes 🙏
We missed Dave! Loving the no no from him. My new ring tone ❤😅
Yes. Brought my widowed aging mom to live with us. Hard but blessed. We are all helping each other in the ways we can serve.
Dave is the magic!! So excited to see him on show.
Honoring parents is also caring for them in financial and social ways . It's getting through life together
Rewarding bad behavior is not caring. It's an easy way to hush problems.
@EthanE3 parents are parents
@@TyphoonS.S. No one is responsible to support bad behavior. I would bet these parents, specifically dad, has a vast collection of "stuff" like you see on Pickers, that they'd have to get rid of in order to downsize. As long as they cling to their useless junk, they are stuck where they are. Adult children are not responsible for the stupidity of their parents. 80 years old making $100k and no money to retire is a squandered life. Shame on anyone that expects the kids to sacrifice their future. Making sure they don't starve to death is a different matter.
When Dave said, "The Silver Squatters" in that gravely voice, it reminded me so much of that Key & Peele bit about Stan Lee. Now that's a good comic book idea.
"the secret weapon, the ancient word, the word no one is allowed to speak anymore... NO!!!" Never change Dave, you're amazing lol
I want that ringtone too!!! 😂😂 Papa Dave is a BEAST!!!
Love Dave back on Air and good pair with George❤
Jimmy’s videos always make me cry 😭 ❤
For many, it's not about financially taking care of parents, but instead caring for them because of issues like dementia. I'm disappointed Dave doesn't address this more substantially.
It is not the case. We are talking not about general values. We are talking about specific situation and good household income of the parents.
@@marzennaosipiuk30that is part of general values. Don’t get to separate money from caring it’s all one. They wiped our butt, we got them! Good Lord!
I agree. Disappointing input because all starts with family.
@@georginaadre7678Yes and no - it is not abaut values in general, it is quick analysis of the very specyfic situation.
Dave and team, would you be able to provide the first caller question and your answer as a seperate clip? it would be so helpful with circulating it for parents to understand why it is important to prepare for retirement and not depend on your children to financially support you. Although the heart of the adult children wants to help, sometimes they just cannot financially while raising their own young family. Thank you in advance for providing the first caller as a separate clip. Many thanks!
First caller: if there is equity in your parent’s house. They are going to have to sell that bad boy and downsize or either get something smaller or perhaps build an ADU at your place with that money.
Dave is in the house. We missed you.
This all gets me the mounts people make per year. I've lived 16 yrs on 1700 a month and have no complaints. Of course I'm not materialistic and go on costly vacations. I have camping gear, fishing gear, and 10 to 15 year old cars. I pay my lot rent, utilities, food, phone. Able to visit family and friends. Cremation is paid for. What else does one need?
Those debt free screams are way different after the mortgage is paid!!!!
❤ listening to y'all talk life + money!
My parents are in the same boat. 😢 it’s hard. I love my parents so much and it’s painful watching them struggle financially and medically.
To the people in the comments rooting their nose up at the first caller, she clearly said though they are debt free and contribute to retirement and college funds--> they are not in that space. This means they have nothing extra! They can’t help her parents without hurting themselves.
Taking in your parents isn’t a financial burden
Did you even read my comment? And who said it wasn’t? And do you know her parents?
@@alqoshgirlmath is math. Of course taking care of additional people will cost more money. It certainly is a financial burden.
Amen❤
But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever. - 1 Timothy 5:8
Watching on replay. Happy to see Dave again!!
I only watch the episodes with Dave on. I would love to have some ones with just him hosting like the good ole days!
Dave is back!
Dave is back!....Yes!
KING DAVE IS BACK 👑 💪🏿!!!!!
"I'm gonna live in the moment!"
"I want to enjoy my life right now!"
"the future isn't promised!"
"you can't take it with you!"
- THEN suddenly, your 80, BROKE, and your only option is moving in with your children!!
And guilt trip ...
I have a house and my wife inherited her Father’s house we have 2 kids and way before we paid off our house we asked them if one day we couldn’t afford to pay our bills and mortgage we could move in with them? They said yes happy to have us move in. My question is if your parents are with paid off house and some money it should go to the kids but if they are broke don’t even ask for help? What kind of person are you?
46:23 If yall don’t agree on kids DO NOT have kids!! Please!
There could be multiple reasons why he isn’t ready to have kids and to force him into it is completely unfair.
God bless you all
I’m believe what Im hearing !!! Poor parents…….
Been waiting for you to be back Dave!
How can someone be unemployed for 6 months and not get SOMETHING. With a family at home? That’s mind boggling.
The show isn't the same without Dave. He listens to the callers (Jayde and Ken - hint hint) and gives solid advice, but is also sympathetic. My heart leaps when I hear he is the presenter.
Agreed!! Dave listens and is so empathetic to his callers’ situations. The ability to patiently listen has a lot to do with maturity. Being quick to solve an issue without assessing the entire situation, (which requires listening), is virtually impossible to be helpful. His daughter, Rachel, and his cohost, George, are excellent listeners; surprisingly, George has grown on me, lol.😂 He’s so humble, kindhearted, and intellectually honest.
He's experienced and wise
Timothy 5:8, which says "But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever.". Essentially, it means that neglecting to care for those close to you who are in need is considered a greater offense than not believing in God at all, as it demonstrates a lack of compassion and disregard for basic human needs within your own family unit.
I don’t know how to believe this in the Bible and what Dave says about not providing financially for parents- if we can help or share what we have.
AGREE!!
I guess the definition of “provide” is important to consider. First of all, your parents are not members of your household. Second of all, it doesnt mean they need a 5 star hotel provided or else youre worse then an unbeliever. It could just mean basic necessities like food and water.. which they are more then capable of achieving in america.
For example, they could provide for them by giving them food and water and clothes.. they dont need to give them any money..
Actually, that was written in a time when people did not make $100,000 a year, have social security, and could buy large houses. It's totally inaccurate to compare today's situation and possibilities with what existed at the time of Christ.
Take a look at this too. Jesus brought out that we are to honor our parents and that it wasn't just the position of being a parent. People were neglecting the care of their parents by claiming that what they had was a gift to the temple (church). Christ admonished them.
Mark 7:9-13
And he said unto them, Full well ye reject the commandment of God, that ye may keep your own tradition. [10] For Moses said, Honour thy father and thy mother; and, Whoso curseth father or mother, let him die the death: [11] But ye say, If a man shall say to his father or mother, It is Corban, that is to say, a gift, by whatsoever thou mightest be profited by me; he shall be free. [12] And ye suffer him no more to do ought for his father or his mother; [13] Making the word of God of none effect through your tradition, which ye have delivered: and many such like things do ye.
I gave to Lulu’s go fund me ❤ everyone deserves to smile 😊
I really like how Dave doesn't make side comments when listening to the callers. No, "oof, ouch, what!, sheesh" that we hear so often from some of the other personalities. He's compassionate and tough at the same time. If Dave is judging, at least he's hiding it better than some others who will remain nameless. Their judgy, condescending attitude is somewhat off-putting.
AGREE 10%
1000 percent
Not true at all, maybe not as much as other hosts, but he definitely makes comments and jokes about people lol
In terms of that first caller- the first thing that comes to mind immediately is mom and dad need to downsize their house if they’re bringing in 100 K a year their house is too big then if they can’t afford their home, they need to downsize.
57:51 You don't need to film yourself being generous and helping others. Matthew 6:3-4 New International Version, "But when you give to the needy, do not let your left hand know what your right hand is doing, so that your giving may be in secret. Then your Father, who sees what is done in secret, will reward you."
True, but if you watch, people donate to that person and bless them even more.
The wife in the debt free scream looks *incredible* for having had 5 kids!
Yes, it's wonderful to see a couple who isn't overweight or obese on the debt free stage. So refreshing and pleasing to the eye.
Have to practice saying “NO!”
no thank you
Go Jill! Amazing job! From one single girl to another! You ROCK!
Thank you for the sound advice
Jimmy, Jason and Britney are awesome!! ❤
God bless you!
I will never agree with the way Ramsey talks about the elderly parents. If your aging parents end up on the streets you take them in. Planning for retirement should happen and we absolutely are doing that. But if your parents truly cannot take care of themselves taking them in will not be a financial burden at all
That's the way me and my wife think about it. If our parents need it we are they took care of us for 18+ years when we needed it. We are taking steps for our kids to not have to worry about taking care of us.
Not a financial burden? You’ve either been extremely lucky, or haven’t yet moved your parents in.
I have let my mom live with me when she was not able to work until she passed away ,now my dad caint work and I'm letting him stay with me until the lord brings him home, I don't see how someone can worry about money over there family the bible talks about the love of money yall be careful
@@davidbishop4218Amen!
Totally agree. This is the one point I always disagree with Dave. This is not how we are taught in my culture. It's a blessing to take care of your parents. We are currently taking care of my mother in law, not there physically, because we don't live in the same city but monetarily we do. We helped support her and her daughter, who assists her. We are blessed that someone who takes care of her loves her, and so it's not a burden to help support her. The same will be when it's my mom's turn. My mother in law is much older. I say this while my husband and I try to prepare for our old age, and try to have enough save to not need help. But we still teach our children that taking care of our elderly parents is not a burden.
Great video I love
I don’t know how you could not help your parents 😢
Yay! My favorite host duo! ❤
Best advice, thank you
Love Jimmy!!! ❤
Charity begins at home
Dave is back!! 😊
It's a difficult line to draw with not being obligated to look after parents because for most of human history it was an expectation. It's only in the last hundred years or so in the western world/anglosphere that it's fallen out of fashion
I would rather house my parent than send them to a home. I hope this does not come about because they were financially irresponsible. I want them to help pay the bills and be closer to loved ones.
Not everyone feels that way about family.
Appreciate the detailed breakdown! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
Wow, a 1.5-hour show on the most powerful word in the universe: NO! 😂😂😂😂😂
Yeah you’re back!!!🎉❤❤❤
I actually don't think Dave understands how different work opportunities are in Europe, being a waiter, or in the service industry is actually a good job
Not just America. This problem is rapidly growing in the name of “Show some respect”.
We have a silver squatter 😅 she has no savings and no retirement we are currently looking for something affordable for her. 😢 we have 5 people living in a 2 bdrm apartment it's waaay crowded
Where’s that little gadget that said “NO!” Y’all had on the show one time. Think with Kristina when was on (miss her). Dave and her were laughing and got me laughing 😂
This is an American, cold response. If our parents wiped our behind and stayed up nights worrying about us and raising us, we’re taking care of our parents. We don’t move out at 16 either to “cut the cord” and don’t see them on holidays only either. Love Ramsey but failed right here. If you don’t have strong family values, you have nothing. Good God!
After paying off 6 credit cards-$100,000.00 and so close to being debt free - we had to finance a car which I will pay off in about 2 years- WHY is it so hard to spend MONEY when I know it’s necessary? Is this normal?
Here is a young, not thoughtful, and very ungrateful person; she long ago forgo forgo, the parents “contributed” a big bunch to her…I hope she has siblings willing and able to help….may God help her…
Dave, what if parents are in their 80s or 90s and could not walk or make food for themselves and they probably only have a couple years left? In that case I will let them move in, hire a nurse coming over every day to check on them and give them a bath. Don't you think it's sad to pass away in a hospice or a nursing home? Don't you want to be around family, grand kids and great grand kids in the last couple years of your life? I never heard you talk about that? We are Asian American and that's what we do.
Everyone can not afford to do this even if they want to. Everyone does not have the support (financial, extra family, childcare, mortgage payments, or mental capacity to do thus). Hopefully people do the best that they can.
@@tasheekawhite2731 I get it, but keep in mind that Dave's philosophy is essentially, "Have kids even if you're in debt or just starting out-poor people can still raise children!" He emphasizes being "generous" and "giving." However, he never really talks about taking care of aging parents. If parents can afford a nursing home or a condo, it usually means they have some savings and/or social security. So letting them move in wouldn’t be a financial issue. (My 28-year-old brother-in-law, who has never worked and isn’t disabled, has a nurse paid for by Medicaid who comes to check on him.) Plus you can be their caregiver and earn money every month. But what happens if they can’t afford housing? Would they just end up homeless? Either way, I’d still let them move in especially if they are too old to take care of themselves. That's my thought process. Wishing your family all the best this holiday season! 😊
100k a year is a lot. Downgrade the house and invest heavily
I feel like the guy in the accident needed more help than was given. Instead of making him relive a traumatic event, give him more advice. He really needed the career guy.
You can hear it in his voice he's depressed. 😢
He could have called in on Ken's show
I think it was great for him to share. Not run from it. He has not found his purpose and he is very young, lots of life ahead.
NO body, I mean NO body cuts to the chase like Dave Ramsey.
Dave is irreplaceable. Was wondering where he was for the last several sessions.
Dave you let me down by not saying “We’re looking at weird peopleeeeee!!!!!”😔
Funny how in the western world we’re so individualistic. Countries in the east like Japan love to support their parents in old age. Western culture is actually very harsh.
And Japan is aging with no children. Perhaps their way is not the right way. Gotta look after the future, not the past.
@@Malko_pileSpot on.
Some families help one another. I'm trying to get my dad to move in with me now. He took care of me, I take care of him.
Lmao as mentioned above, Japan and all the other Asian countries with the "take care of your parents no matter what" culture have declining birth rates. Wonder why....
@
What about your grandkids? Shouldn’t you look after them?
As an Asian listening to this where we're expected to care of elders..😬
It is not about the care in general, it is about this specific situation.
Why do today what you can put off for 30 years? My parents lived by that motto.
12:44 “Yes I’m a lot of fun NO! “
Dave is back, now what are y'all going to complain about? Lol
They’ll find something
Dave Ramsey and team I love y’all, but advertising for better help significantly hurts your credibility. It is a sham organization, and good experiences from that therapy platform are rare. Keep up the good work
It is hard to look at a doughnut and say no.
True that
Not sure the best advice is given to Megan. Just opening the conversation, when it hasn't been asked, entails a certain expectation that she will become financially involved. She may be drawing conclusions that are not true. Her parents may not be taking care of the house simply because they don't have the energy (which is also the reason a lot of older people don't move - they just can't face the work.) In addition, if the house is substantial and the house is paid for, the wife can sell the home and then there are options with the proceeds. Maybe she can use the money for an annuity which should pay her a good amount each month since they are already in their 80s. Maybe the wife can invest the money from the house and put it with her social security (which will be the entire amount her husband has) and then downsize to a much smaller place that she can handle on her own. In any case, personally I would NOT open the conversation b/c by opening it, she is already taking some responsibility for their financial future, if only by giving advice. Giving advice and finding out the situation is worse than Megan thought will be very difficult to face emotionally when what she needs to do is concentrate on her own family.
Talking about money with parents isn’t a bad thing. The occurrence of a conversation doesn’t set an expectation of financial involvement. In fact, speaking from person experience, it can do exactly the opposite.
If she has a conversation she won’t have to draw conclusions.
Neither of my grandparents were in a position to take care of their finances years before they died. Someone had to be involved. Wouldn’t it be better to know their financial situation in advance as opposed to dealing with it after a parent had a stroke and couldn’t communicate, or before the dad dies and takes all knowledge of the accounts with him?
I know it’s a personal choice, but if people are unwilling to talk about money (especially with their parents), it’s probably because they’ve been hurt at some point.
I don't think Dave understood the complexities of the caller's distress. Men and women communicate differently, and there's no way that a godly woman would tell their parents, "I love you, but I'd kill you if you moved in with me." This is where a competent Christian therapist would be a better advisor.
The plan shouldnt be to move in with your kids. That should be the contingency, not the main plan
Your parents didn't tell you to earn your keep when you were young, why should you tell them that when they are old? Take care of them, family is more important.
That’s a silly thing to say. Kids are kids, they can’t work and they don’t know anything. People who are 60-70 years old had 40-50 years to get their act together.
A good man lives inheritance for his children's children. That's from Scriptures.
The opposite is true. A bad man looks at his children's children inheritance for himself. That thought is scary. What are we going to do? This is a reality
AVP 👽
Yep / none of that / / yep /.and some times I have to stand up ,... to them
I'm surprised about the advice Dave is giving. I've watched for years.
1:01:26.5
This is why id never not work as a wife
I don't know how anyone has five kids and manages to pay off debt, much less keep the shirt they had on in the picture. Good lord.
I disagree with number one. We hope my mom will move in with us as she ages with an early Parkinson’s diagnosis right now. She will enrich our lives and we can help her in many practical ways. Our house even has a wheelchair ramp.
we love you Dave and you team too
Crypto 10% if you must then do the 90% every month
🍩 14:02 😂😂
George says Nick is bringing home 6k monthly on a 78k salary?
Yeah after taxes
@romt-712 so he's only paying 6k in taxes 🙄. They are always so off with net income
@@Jetup24 In some states that can make sense. He rounded the number anyway, on top of his head, assuming some tax deduction and credits like having a kid, self-employed driver maybe... Seems a little low. Anyway saving 2k/month on a 6k salary is not as simple as they say. Living off 4k/month for 3 people, I hope they don't own a house.
@romt-712 wisconsin salary for 78k would be about 4600-4700 a month after deductions. That's without asumming credits. That's a big difference from 6k a month.
It's a pity I wasn't at the vote - no to trump
1:09:33 😅