Savings Account Interest Rates Going Down: Better Ways To Save? | Money Mind | Savings
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- เผยแพร่เมื่อ 12 พ.ค. 2024
- Major banks are cutting rates on their flagship savings accounts, so what are the low risk, high yield alternatives for savvy savers?
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I am fortunate to have $70k saved by the age of 27 without venturing into stocks. Now, I want to invest safely for growth in the next 3-4 years to buy a home. What's the best strategy?
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $50k into $20,000 in annual dividends-a significant milestone for me today.
Do you mind sharing info on the advisor who assisted you?
"Kristin Amber Landis" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I save it in Foreign current FD, gold, stock, SG government bonds and etc.
That's Great ! Anyway, can you include my name in your wiil ?
I like an ETF like $VOO and $VTI and a notice deposit account.
No dividends?
Biggest lesson i learnt in 2023 in crypto is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.
TQQQ
Perfect time to invest in treasury bills and treasury bond ladders
Yep, i know and i wanted to but i'm broke. Can you help me ?
Why so troublesome and take high risks on investment, just buy every Toto draw and Singapore Big Sweep draw and who knows, you could be a millionaire 🤑💰💰💰 overnight. 😁 😆 🤣
REITS
Wow! S'poreans are very rich indeed. Many thanks to the PAP govt for bringing them wealth by means of stable and high-paying jobs in a very safe and secure environment. Awesome PAP! ❤❤
Erm… it’s also the public servants.
not everyone is rich in Singapore.. many have many debts and living paycheck to paycheck.. now its worse with high inflation but their salary is cannot catching up.. no wonder got 4000 bankrupt cases yearly despite all the agencies support
Really ?
I'm a Singapoean and i'm not rich. Would you care to share a small portion of your wealth with me ?
Of course! You are indeed one of the smart ones👀
It's great to hear that you are considering investing in the stock market after being inspired by the success of Munger and Buffett with Berkshire Hathaway. Here are some key points to consider when investing a significant amount like the proceeds from selling your apartment:
Numerous compelling stocks span various industries for you to consider tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
Buy toto lah