MY Monthly EMI for Rs. 90 Lakh BMW X4 is.. | How Did I BUY IT

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  • เผยแพร่เมื่อ 23 ส.ค. 2024
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ความคิดเห็น • 249

  • @SrimanKotaru
    @SrimanKotaru  ปีที่แล้ว +292

    There were some conversion mistakes in the first upload so had to re upload after correcting it. Anyway the main intent of this video here is to understand that financial management and investing discipline take you a long way.

  • @CoolTipToe
    @CoolTipToe ปีที่แล้ว +96

    Felt like a friend is explaining us the beauty of understanding Financial Investment. Thanks Sriman Bhai.
    Ture fact. Money should work for you and not the other way around after certain time.

  • @lokeshvoruganti5716
    @lokeshvoruganti5716 ปีที่แล้ว +54

    BMW- Be Motivated and Work
    - Sriman Kotaru 🤭🤭

  • @avishardutta2578
    @avishardutta2578 ปีที่แล้ว +91

    So basically over 4 years you will have "lost" close to 70 lakhs. + Insurance and + servicing (unless you have taken the BSI plan). Excluding the fuel. BMW offers to buy it back for 37 lakhs because they are basically saying the vehicle has depreciated by 55% in 4 yrs. Which is par for the course for vehicles like this, but they are going to sell it for 45lakhs + in their second hand approved plan.
    It's a stupid financial decision unless you have afford to loss that depreciation without much cost to your finances.

    • @robinreji44
      @robinreji44 ปีที่แล้ว

      Stupidity

    • @robinreji44
      @robinreji44 ปีที่แล้ว +3

      Exactly

    • @amits7409
      @amits7409 ปีที่แล้ว +22

      Jisko Leni hoti hai vo le leta hai..
      Baki bas kehne ki baatein hain..

    • @superfitcs4005
      @superfitcs4005 ปีที่แล้ว +9

      Agreed . It’s hurting that Sriman made this decision . Not about the car but the bmw financing. 😢

    • @paulsp2693
      @paulsp2693 ปีที่แล้ว +1

      BMW depreciate 75% in 5 years.

  • @vatsalbhatt4237
    @vatsalbhatt4237 ปีที่แล้ว +179

    Only true subscribers knows it was re-uploaded...

    • @SrimanKotaru
      @SrimanKotaru  ปีที่แล้ว +75

      Do watch again as there were some calculation mistakes in the previous one.

    • @vatsalbhatt4237
      @vatsalbhatt4237 ปีที่แล้ว +6

      @@SrimanKotaru Omg thanks for replying Sriman Anna 💯 and ya watched it and loved it ❤️ thanks for bringing to young generation like us such videos which really help us to plan our finances and keep us motivated 😊

    • @Sandeep_jai7
      @Sandeep_jai7 ปีที่แล้ว +1

      @@SrimanKotaru yep we are here for your video not the content💥

    • @saikumarbrucelee4341
      @saikumarbrucelee4341 ปีที่แล้ว

      @@SrimanKotaru TS08JB7**7

  • @quiet-watcher_
    @quiet-watcher_ ปีที่แล้ว +3

    Probably this is the simplest explanation of all..with right numbers and to the point. Everyone was simply beating around the bush..without giving proper numbers. Thank you bhai

  • @notrohan6808
    @notrohan6808 ปีที่แล้ว +9

    If you don't have 20-30cr, then buying an almost 1cr car is an extremely stupid descision.

    • @NormalKid84
      @NormalKid84 25 วันที่ผ่านมา +1

      According to rule if you earn X then you can afford a car worth x/2

    • @wagyubeef925
      @wagyubeef925 13 วันที่ผ่านมา

      My dad has assets north of 100crs but the most he spent on a car is 40 lks.

    • @asun468
      @asun468 10 วันที่ผ่านมา +1

      I would rather say atleast 50cr in total including assets. Nothing lesser than that for sure.

  • @narasimha8320
    @narasimha8320 ปีที่แล้ว +7

    Anna Make a video on how you bought BMW 1250 GSA(The Emperor) and it's financial aids

  • @krishhh_jain45
    @krishhh_jain45 ปีที่แล้ว +44

    This is NEXT LEVEL PLANNING 💯💯

  • @zxc-lq8un
    @zxc-lq8un ปีที่แล้ว +11

    Now this is a great video at right time that’s been suggested to me after a while from Sriman’s channel!!😄🔥

  • @darkeagle5451
    @darkeagle5451 ปีที่แล้ว +14

    Anna I think you reuploaded it , I already saw the vedio this morning 9:30

    • @SrimanKotaru
      @SrimanKotaru  ปีที่แล้ว +6

      Do watch again as there were calculation mistakes in the previous one.

  • @Visha1khare
    @Visha1khare ปีที่แล้ว

    The first video of any good youtuber shows the innocence of the person and makes the person feel relatable to the general public and when the youtuber grows and get more and more subscriber . The youtuber improves in his way of speaking , in his production of the video and also change in his lifestyle but one thing that the person loses after the transition from a small youtuber to a big youtuber is the relatable factor and also the middle class reality too but I m having following sriman for the past 5-6 years and he stills maintains the relatability factor even though there is alot of change in his lifestyle . That's why youtuber like him should be promoted and also such a sensible guy in guiding the audience in the right direction . I remember he was talking about the bmw in some other video and totally advice the audience that if you have the money then only people such luxury cars and not to fall into the social media of every youtuber buying an luxury think about you financial conditions first all such things make him feel more relatable .
    God speed man hope you have sucess in your future endeavours.

  • @navyavats47
    @navyavats47 ปีที่แล้ว +2

    You're so unique brother! ! you're a very good human being ...... Not everyone can explain their finances like this. ! 💯💥👊🔱

  • @naturephotography_8121
    @naturephotography_8121 ปีที่แล้ว +2

    even besties doesn't share the success secret your simply great .. your taughts are really inspiring and make us think big.

  • @vnansen
    @vnansen ปีที่แล้ว +10

    This looks like a car lease. But am not sure if you can really sell it without paying the total outstanding.

    • @nahanbhora9672
      @nahanbhora9672 ปีที่แล้ว +5

      Yes, he can't. Since there will be a hypothecation in RC Book. RTO won't allow transfer. But it will be a cash to cash or loan transfer deal.

  • @suryavarma582
    @suryavarma582 ปีที่แล้ว +7

    Success ki best example anna Meru ❤

  • @MrVaibhav2010com
    @MrVaibhav2010com ปีที่แล้ว +4

    Sriman great that you are sharing this small small imp information...this help us to understand we have to work more nothing is easy in life until you plan

  • @ISHARENONSENSE
    @ISHARENONSENSE ปีที่แล้ว +12

    At this stage of life, people will realise you are a strong independent creator and inspiring thousands everyday

  • @abhiram62
    @abhiram62 ปีที่แล้ว +1

    Congratulations Sriman, We are very happy to see you.

  • @victorrapson3350
    @victorrapson3350 ปีที่แล้ว +5

    I think I am in future I saw this video already

  • @AaBb-lu6fb
    @AaBb-lu6fb 7 หลายเดือนก่อน

    Thanks for the detailed video. Just one quick question - does the bmw 360 plan also include the registration charges or is that we need to pay registration charges in full and then make 25 to 35 percent additional down payment as per the bmw 360 plan to get to the 75k EMI?

  • @kushil4869
    @kushil4869 ปีที่แล้ว +1

    really a inspiration to us old subscrbers only know it all these stuff into mind and to digest others it can't and the main thing is financial management is the thing to understand properly.

  • @venkateshp4907
    @venkateshp4907 ปีที่แล้ว

    That was really a nice break down explanation. Thank you for showing the transparency. Great job 🎉

  • @demproblems
    @demproblems ปีที่แล้ว +6

    Hey dude, I just ordered an X4 M40i same colour and it’s arriving in 3 weeks after 2 months of waiting. How are you with the color? Are you satisfied with it? I am a bit worried that I won’t get to like it. I am also thinking to Stealth PPF it

    • @35varunsaji88
      @35varunsaji88 ปีที่แล้ว

      Dude what do you do

    • @demproblems
      @demproblems ปีที่แล้ว

      @@35varunsaji88 what do you mean?

    • @35varunsaji88
      @35varunsaji88 ปีที่แล้ว

      @@demproblems what do you do for living

    • @demproblems
      @demproblems ปีที่แล้ว

      @@35varunsaji88 I have an IT business and I provide services to big companies

    • @dileepmuthireddy2462
      @dileepmuthireddy2462 ปีที่แล้ว

      Paise kaisa kamathe ho puch rahe hai

  • @josefrancis9873
    @josefrancis9873 ปีที่แล้ว

    Thanks for sharing all the details. Much appreciated.

  • @jasonred1258
    @jasonred1258 ปีที่แล้ว

    I had bought a Merc 10 years ago, which had Herman Kardon speaker systems with multiple subwoofers and the sound is intriguing and very clear even when it it turned up. Few days ago I just bought a BMW330i for my son and its Herman Kordons are reeeal good.

  • @PradeepBalkrishnaShindolkar
    @PradeepBalkrishnaShindolkar 5 หลายเดือนก่อน

    U ARE A RISK TAKER AND A HONEST GUY.. CONGRATS FOR UR DREAM CAR AND GOOD LUCK FOR UR EMIS.. IM SURE U WILL CLEAR IT BEFORE TIME.. 😀🕉🙌👍

  • @osmantaufeeq
    @osmantaufeeq ปีที่แล้ว +1

    you are inspiration bhai, your hard work and well planning paid off.

  • @behelpful1546
    @behelpful1546 ปีที่แล้ว +2

    Congratulations on the BMW 😎. Good Financial planning to work towards Passion is always a pleasure. Would you be able to share some insight into your portfolio and thought process on selecting such stocks or mutual funds please?

  • @mohamedimran4575
    @mohamedimran4575 ปีที่แล้ว +2

    From the deeepest part of my heart!!! ❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️. Your a GEM brother 💎🙏🏻……. The correct advise I needed in this stage of my life 💯

  • @srinij1639
    @srinij1639 ปีที่แล้ว +1

    Sriman, I have learned about decision making and related to life in the channel

  • @Rahul-rc4wk
    @Rahul-rc4wk ปีที่แล้ว +1

    Really inspired to work more for my goals! Thanks

  • @alphav8192
    @alphav8192 ปีที่แล้ว +3

    Behind the scenes... This is the scene😅✌️ exactly brother❤️ love from Tamil Nadu

  • @unknown-us5vs
    @unknown-us5vs ปีที่แล้ว +6

    Interest is very important factor , literally i have relatives who spend crores in parties and weddings ( in 10s of cr ) but dont get a car worth a 1-2cr .
    I wish you a very good for ur future buddy ! Keep growing

    • @ava1431
      @ava1431 ปีที่แล้ว

      If they can wed with 10s of cr, they can afford a good car also. But not everyone wants to do the same thing. Some people like lavish wedding, some lavish cars. So there you go.

  • @shaan4239
    @shaan4239 ปีที่แล้ว +3

    Remember everything has a price. Indeed its needed otherwise we won't value.
    Work towards your dream,
    ahhh stay cautious let the EMI not ruin your sleep.
    Motivate yourself to add skill.
    Do only what you like or motivate yourself to like whatever you do.
    Keep calm and sit back and enjoy life.

  • @wagyubeef925
    @wagyubeef925 ปีที่แล้ว +3

    I have a g30 530d which costed 75lks back in 2018,the down I paid only 5lks but emi was 2 lks.

  • @akhileshshrimala1482
    @akhileshshrimala1482 ปีที่แล้ว +2

    Sir you actually inspired me how to build yourself

  • @millionairemovement9036
    @millionairemovement9036 ปีที่แล้ว

    This video really helped us...thanks 💯🤞

  • @KalidasG
    @KalidasG ปีที่แล้ว

    Thanks for explaining 360 plan, can you tell me about mileage - in 360 plan it gives me 1000kms per year, does it mean per year I should not drive more than 1000kms?

  • @adarshm305
    @adarshm305 ปีที่แล้ว +3

    Actually, I was thinking you bought it by paying full cash. If some of my friends tell me i bought one apple products. I was having a feel of waste of money. Even if I have money to buy one Bmw, I will never go for a new one. Depreciation costs matters to me. In your case you have love to machines which I am not having. If somebody wants to have a feel of driving, renting it is better than buying for these models.

  • @arawinth
    @arawinth 15 วันที่ผ่านมา

    I realized a fun fact: everything I buy out of excitement loses its appeal in 1-2 months. Now, if I'm eager to buy a specific car, I fly to Dubai, rent one, drive it until the excitement fades, and then return it. It is working wonders for me

  • @ki_vlogs
    @ki_vlogs ปีที่แล้ว

    Video, smooth af🔥... Knowledgeable

  • @quotus0075
    @quotus0075 ปีที่แล้ว

    Thanks for sharing this informative video! You are truly an inspiration for youth!!

  • @vinug4999
    @vinug4999 ปีที่แล้ว

    Sir can you please update a exhaust sound in sport plus of outside view while driving plzzz sir

  • @fifthestate107
    @fifthestate107 ปีที่แล้ว +2

    Hi simran a bit of fact finding - some part in your video you said that you were paying 45k emi for seltos so why not pay 75k emi for x4. Another part in video you said you got 18 lakhs from selling your seltos, it means you had put up 18lakhs upwards then why were you paying an emi of 45k. If you are paying an emi of 45k on seltos that would mean you have put up approx 3-4 lakhs on the top model rest being financed. Selling your seltos would need you to square off your primary outstanding of approx 15-16 lakhs, so you would be left with approx 2-3 lakhs. How is 18lakh consider as down payment in you x4 buy?

    • @ava1431
      @ava1431 ปีที่แล้ว +2

      Influencer money maybe 🤣

  • @ivaturijayanth1030
    @ivaturijayanth1030 ปีที่แล้ว +2

    Advance happiest Birthday Anna
    Love from Visakhaptanam ❤️

  • @saicharan6013
    @saicharan6013 ปีที่แล้ว +1

    How did he have 18lakhs from seltos. that wasn’t a cash purchase right, that was emi too. he just mentioned he was paying 40k emi for seltos, then how did he cash it

  • @nileshdasbiswas7746
    @nileshdasbiswas7746 ปีที่แล้ว

    It's a long way to buy something of my dreams.. But best part is you not only promote to go for dreams but go for it with taking care of finances..

  • @Iamdeepaksonu
    @Iamdeepaksonu ปีที่แล้ว +2

    Evening is possible is the good example of sriman 😇

  • @deepanshusharma303
    @deepanshusharma303 ปีที่แล้ว

    Do you make investment related videos as well? if not would you like to suggest any other channel.

  • @nishantsaloki8490
    @nishantsaloki8490 ปีที่แล้ว

    Great video sriman

  • @nitinrachabathuni4025
    @nitinrachabathuni4025 ปีที่แล้ว +1

    You’re an inspiration and i love you ❤

  • @vikramgaddam784
    @vikramgaddam784 ปีที่แล้ว +2

    Buying a BMW with the limited down payment shows that it is not the right time buying the car. I don't say you can't afford it, but I would say it is not right time.

  • @PradeepBalkrishnaShindolkar
    @PradeepBalkrishnaShindolkar 5 หลายเดือนก่อน

    THANX FOR TALKING ABOUT US STOCKS.. 🙏

  • @kumar561
    @kumar561 ปีที่แล้ว +2

    U mixed sponsered adds i skipped the whole video ur the only one who earns more money from advertising than views now government gave new guide lines for influencers
    Reality whole video is sponsored legends only know

  • @bharadwajmaddi4132
    @bharadwajmaddi4132 ปีที่แล้ว

    Through which platform you invest in American stocks?

  • @pratipalsingh1015
    @pratipalsingh1015 ปีที่แล้ว

    congratulations Sriman!

  • @visionaryprem
    @visionaryprem ปีที่แล้ว

    Appreciate for telling shares info

  • @dileeprandhi8384
    @dileeprandhi8384 ปีที่แล้ว

    Hey Sriman, Using which platform you invest in US stocks?(you personally using)#NoSponsor

  • @marasadasrujan6655
    @marasadasrujan6655 ปีที่แล้ว +3

    Can you please say about the basics of the trading and investment sriman anna

    • @Iamdeepaksonu
      @Iamdeepaksonu ปีที่แล้ว

      You tube la tutorials unnai you can learn from there

    • @marasadasrujan6655
      @marasadasrujan6655 ปีที่แล้ว

      @@Iamdeepaksonu anna ki experience vuntundhi kabati adiga

    • @Iamdeepaksonu
      @Iamdeepaksonu ปีที่แล้ว

      konni secrets untai anna chaparu

  • @bmnihaal
    @bmnihaal ปีที่แล้ว

    thank you forr sharing financials openly

  • @CurioVerse1152
    @CurioVerse1152 ปีที่แล้ว

    Loved u r videos brother u guide as my family member luv u

  • @PlayStore-xk4dt
    @PlayStore-xk4dt ปีที่แล้ว

    Passion wala comfort aur mileage traffic me cut marke nikalna Benelli me kaha milega

  • @undercoveragent9651
    @undercoveragent9651 ปีที่แล้ว +1

    i prefer mostly pre owned cars

  • @theKpraj
    @theKpraj ปีที่แล้ว

    @srimankotaru what’s the capital gain tax you paid for us stocks

  • @ajaysivadevuni5778
    @ajaysivadevuni5778 ปีที่แล้ว

    Wish you many more happy returns of the day annaya ❤️❤️❤️❤️❤️

  • @NarasimhaSaai
    @NarasimhaSaai ปีที่แล้ว +1

    Am I the only one to notice the speakers at the back..? 3:00

  • @narasimhakondapalli7849
    @narasimhakondapalli7849 ปีที่แล้ว

    Hi Sriman,
    Please do a video on house purchasing. Plz....

  • @Manojkumar-km6lg
    @Manojkumar-km6lg ปีที่แล้ว +5

    Yo yo sriman...what are your views on lc300..is it worth spending 2.17 crores??

    • @SrimanKotaru
      @SrimanKotaru  ปีที่แล้ว +8

      Can't comment without driving it

  • @krazykatanaa
    @krazykatanaa ปีที่แล้ว

    Are you sponsered by the investment app?

  • @jammaharyanviproductions6974
    @jammaharyanviproductions6974 ปีที่แล้ว

    Which broker you us for US stock for investment

  • @truth2564
    @truth2564 ปีที่แล้ว

    This is all for Status.. What is Status? Money You don't have to buy the things, Which You don't Need, to impress the people you don't Like.

  • @Winzrful
    @Winzrful ปีที่แล้ว

    I can buy this car in full cash without making a slightest dent in my current lifestyle.
    But times are volatile and economy is unpredictable so I won't.
    One should not spend blindly on depreciating things just because its your passion and YOLO.

  • @WolfmaninKannada
    @WolfmaninKannada ปีที่แล้ว

    Your an inspiration to many brother

  • @anmolsinghgaba9666
    @anmolsinghgaba9666 ปีที่แล้ว

    Why buy other things in the world when car itself your world✨

  • @SkiNett
    @SkiNett ปีที่แล้ว

    So it seems like you buy stocks when they are above to take off and always sell them at the top. Great great story👍 !

  • @mohammedwasim8171
    @mohammedwasim8171 ปีที่แล้ว

    Do a video on INDmoney app and how to invest on stocks..buy it , sell it and withdraw money from the account..hope it will help many people 👍👍

  • @gandrapusrikanth1272
    @gandrapusrikanth1272 ปีที่แล้ว +1

    Luv from nuzvid ✨💫🍁

  • @alexalwynphilip
    @alexalwynphilip ปีที่แล้ว

    Man, your car looks huge in real life!!

  • @CorporateRider-lx8lf
    @CorporateRider-lx8lf ปีที่แล้ว

    Congratulations ❤

  • @tradingmonk94
    @tradingmonk94 ปีที่แล้ว

    Which brokers allow to invest in US stocks

  • @theharyanviskushaq
    @theharyanviskushaq ปีที่แล้ว +1

    Looks like you are following the Nikhil Sharma…. The only difference is he is 2 years ahead from you…

  • @MJJack83
    @MJJack83 ปีที่แล้ว

    Sriman what is your referral code ? For indimoney

  • @manohar9959
    @manohar9959 ปีที่แล้ว

    Very useful Full video 👍 💯💯👍

  • @rakeshkumarmuttu1101
    @rakeshkumarmuttu1101 ปีที่แล้ว

    Thanks brother for motivation

  • @virat_chethan_3674
    @virat_chethan_3674 ปีที่แล้ว +1

    I am waiting for this video anna

  • @Rohith-Patel
    @Rohith-Patel ปีที่แล้ว

    Sriman bhai why don't you teach us that how to invest in stocks

  • @code_creator_2003
    @code_creator_2003 ปีที่แล้ว

    Anna trading yela cheyalo oka veido cheyi anna 🥰 ( you are my inspiration anna )

  • @rahmathali
    @rahmathali ปีที่แล้ว

    Congrats sriman, i was an informative and inspirational video

  • @angadisunil17
    @angadisunil17 ปีที่แล้ว

    Please take ur mom nd dad make nyc road trip with ur family 🙂

  • @harshithreddy4242
    @harshithreddy4242 ปีที่แล้ว

    Anna when is x4’s first service???

  • @nomulasaiteja8581
    @nomulasaiteja8581 ปีที่แล้ว

    Please sriman anna do detail review of bmw X4 and more detail video of investments please a humble request for ur dear subscriber

  • @prasad5510
    @prasad5510 ปีที่แล้ว

    Intro BGM Awesome 👌

  • @ekaanshikapoor9313
    @ekaanshikapoor9313 ปีที่แล้ว

    Why didn’t you buy the ix4? More of a rocket for same price

  • @AbbasKhan-cb6sg
    @AbbasKhan-cb6sg ปีที่แล้ว

    plz tell me good investment plan

  • @kanchanapallyrajkumar3140
    @kanchanapallyrajkumar3140 ปีที่แล้ว

    Anna does it have laser headlights

  • @bablu23
    @bablu23 ปีที่แล้ว +1

    Brother can you just do the walk round of the IND money that how to use this app it will useful to your brothers like me

  • @BDhanush1725
    @BDhanush1725 ปีที่แล้ว +1

    Sriman I follow Strict Savings and Investment
    But once I reach to some Point I removed that Money and Buy what I need.
    Could you please tell me how to control our greediness
    By not breaking our investments and Savings

  • @bhavyajain2427
    @bhavyajain2427 ปีที่แล้ว

    20 4 10 rule kicks in my mind
    *My mind:* don't even think about it

  • @boringbuddies
    @boringbuddies ปีที่แล้ว

    Though I get motivated....banks don't get motivated and give me such a big loan for me😂