How Many Equity Mutual Funds Should You Have In Your Portfolio?
ฝัง
- เผยแพร่เมื่อ 21 ส.ค. 2024
- How Many Equity Mutual Funds Should You Have In Your Portfolio?
Some people like to keep it simple and stick to 5-6 mutual fund schemes across mutual fund categories, but others like to diversify and look at more mutual fund schemes. It really depends on your risk tolerance, financial goals and time horizon. Having too many equity mutual funds in your portfolio can dilute your returns and increase your expenses. Equity mutual funds with over 60%-65% of their portfolio in common tend towards a high portfolio overlap. Check how your Equity Mutual Fund Schemes have performed over 3, 5 and 10 years as compared to their Benchmark and Peers.
Subscribe to Groww Mutual Fund Channel : bit.ly/2FX57wj
We also have a Kannada, Tamil, Telugu & a Malayalam channel
Please subscribe here:
👉 Groww Kannada - bit.ly/3ekyeKP
👉 Groww Tamil - bit.ly/3cbhN3Z
👉 Groww Telugu - bit.ly/39aLpwC
👉 Groww Malayalam bit.ly/3enG2LV
Follow us on:
Facebook: / growwapp
Twitter: / _groww
Instagram: / mutualfundsatgroww
LinkedIn: / groww.in
#groww #mutualfund
Disclaimer: These are not any recommendations for any funds or stocks and are meant only for educational purposes.
1 hour ago I messaged the same query to my financial planner and after some time I got this notification... Groww is doing best job in Indian market for financial education....❤
So in a nutshell, your phone is being well read by these applications. AI
@@RaviRajput-mq2ew😂😂
Financial plasner kese dhoondte ho
@@RaviRajput-mq2ew nopes..it was just a coincidence...it was not like that they heard me and prepared a video within 1-2 hours...I instantly got notification as I regularly follow grow and have turned on the bell icon for instant notification.... 😂😂😂
@@kumarsk21 my company provides us.
Below is a list of the mutual funds in my portfolio:
1) Kotak Bluechip Fund
2) PGIM India Midcap Opportunities Fund
3) Axis Small Cap Fund
4) Parag Parikh Flexi Cap Fund
5) Nippon India US Opportunities Fund
Since November 2018, I have diligently maintained a Systematic Investment Plan (SIP) of 2000 rupees in each of the mentioned mutual funds. Additionally, I have made occasional top-up investments to further strengthen my positions.
What are the returns
how much returns?
Good. Replace 5th
@@sultankhan3085 Portfolio's average XIRR: 23.29%
@@LokeshBhatija Portfolio's average XIRR: 23.29%
I have total 8 mutual funds :
1 nifty fifty index fund
1 flexi cap
1 large and mid cap
2 mid cap
3 small cap
Mid cap index fund can also be added.
your portfolio is over diversified. its like you are investing in entire listed share in stock market. on average you won't be able to bit index fund return + you are paying high commissions.
any should have max 4 fund.
15% small cap fund
25% mid cap fund
35% flexi cap fund if its parag parikh due to its foreign stock investment else you can skip this category too.
25% large cap fund
1. Uti nifty 50 (sip)
2.axis small (sip)
3.nippon small (sip)
4.quant felxi (sip)
5.kotak bluechip (sip)
6.Icici pru fmcg (sip)
7. Quant small (one time)
For 30 years
why 3 small cap
Quant Flexi and Quant Small will have 25% overlap
Hi my PF, pls provide your feedback
1. Hdfc nifty 50 indexfund
2. Parag parikh flexicap fund
3. PGIM midcap opp fund
4. Axis growth opportunitues fund
Equal sip amount across each...pgim is underperforming the index now...pls provide your feedback
My portfolio:
1. SBI Bluechip -5k
2. Para Parikh Flexi - 5k
3. Motilal midcap - 5k
4. Nippon small - 5k
5. Quant small - 5k
6. ICICI Technology Sectoral - 2K
7. HDFC Opp Midcap - 3k
8. Kotak emerging equity midcap - 50K lumpsum
Nice information by groww.
My portfolio
1)PARAG PAREKH FLEXICAP- 5K
2)MOTILAL OSWAL MIDCAP-5K
3)PGIM MIDCAP-5K
4)NIPPON SMALL CAP -4K
5)ICICI NASDAQ INDEX - 3K
Suggestions for long term term investment.
Good presentation Regarding mutual fund with crystal like clarity .
It would be great if you could do videos in english instead of Hindi as it could reach more number of people (there are already dedicated groww channels in regional languages, so let this exclusive channel for mutual funds be in english.
Very true
same issue here
Can you make a video on how to create a diversified mutual fund portfolio for 3-5 years time period!
I am not able to understand that how expanse ratio became much with increasing numbers of mf ... as a example I have 14 mf and is expanse ratio will be (a+b+c......+m+n)/14 it means average .... just think that this average of expanse ratio is 0.55 .... It means if I invest total 6000 in 14 scheme it will cut 0.55%×6000=33 ... I want to say that expanse ratio will be average down .... now you told me that I need to take 1 mf in one category if I take active mf in Flexi cap only one with 8% cagr then what happen? ... so I am doing one 8% one 20% and one 12% it will give you average out
Kindly clear someone. We have same confusion
Sectorial fund can be very good if picked smartly.
My portfolio
1. Sensex Index fund 60%
2. Flexi cap 20%
1. Mid cap 10%
2. Small cap 10%
literally you have.. 70% in large cap and 30% mid and small cap.. if you have invested 60% in index then you no need to invest in a flexi cap fund.. cause flexi cap funds are not flexible funds like they claim, they are large cap funds.
1. if all large cap funds have similar portfolio, why returns vary in different fund houses.
2. If one fund house of large cap is not performing, can i invest lumpsum/ SIP in other large cap of different fund house
Please help in clarification
Great education ❤️❤️
Mutual fund
1. Nifty 50
2. Midcap
3 small cap
4. Microcap
5. Nasdaq 100
Ye 5 mutual fund Lelo ye sari market cover karte hain Roz benefit hoga sabse
Agar puri market down hain tab hi loss hoga agar market main kahi bhi profit hua to aapko profit milega or agar puri market UP rahi to sare MUTUAL FUND profit main rahega
Only 3 fund in my portfolio
1. Icici multi asset ( instead of nifty50)
2. Midcap 150 index
3. Nippon smallcap
@subhendudas9009 kis app se krte ho
How is the performance of the ICICI multi asset fund ?
How much xirr and years you started
Thanks groww team ♥️
Which fund to choose 1) the fund which has given more Absolute Return over the years OR
2) The fund which has more XIRR value?
All confusions clear 👍
Thanks for update ❤
8 funds are in my portfolio
Great Topic❤🎉
❤thank you mam
Super 💯
Great topics
Please suggest me any changes of my following MF portfolio
1. UTI NN 50 INDEX FUND-5000/-
2. PARAG PARIKH FLEXICAP-5000/-
3. PGIM INDIA MIDCAP-5000/-
4. CANARA ROBECO SMALL CAP-10000/-
5. MOTILAL MICR0CAP FUND-5000/-.
For 15 years.
Risk moderate to high.
Retirement corpus.
Without knowing the justification behind your selection, how can any stranger suggest any modification required or not?
Your portfolio has more equity try some debt cushion by SGB or Bonds or FD
@@pawanmahindrakar8037 Thank you sir. I also invest in ppf 15000 and bank RD 10000 per month.
Just wanted to understand, if i have invested in 10 mutuals funds having expense ratio of 0.5% each and if i have invested in one fund having expense ratio of 0.5%, will there be any difference in actual amount charge. As per me, there is no differences.
Anyone can help me if i understand it correctly....
Correct expense ratio is not the issue
Sir
SBI small cap 5000
Canara raboco small cap 3000
Nipon India small cap 3000
HDFC mid cap oportunity 3000
SBI technology opertunity 3000
Sir kya sehi he Time 10 years
My mf portfolio:-
1) parag larikh flexi cap
2) pgim india midcap opportunity
3) mirae asset tax saver fund
4) hdfc index s&p sbe sensex direct plan
How is it plzz comment
Hi is there a channel for groww mutual funds in English? Or could you please add some subtitles in English. It would be great.
Hi Vishwesh,
We have noted your concern and passed on to our team,
We appreciate your patience and co-operation with us.
@@MutualFundsAtGroww Thanks for responding. I find this channel very informative and useful but if the content is in English or if you could add some subtitles in English it would be even more helpful.
Thank you Ma'am and Groww Team!
Wow Acchi jankari di aapne ❤❤
I don't know about mutual funds. How can I start investing?
Good guidance.
My Portfolio :
Canara Robeco Bluechip Equity (Large Cap)
Axis Growth Opportunities Fund (Large & Mid cap)
Parag Parikh Flexi Cap
PGIM India mid cap Opportunities fund
Axis Small Cap fund
How is pgim india mid cap opportunity fund?
@@humanbeingsbs Good with diversified portfolio
(A) My mutual fund portfolio ( 30% of total invest)
1. Mirea asset emerging bluechip fund
2. Motilal oswal midcap
3. Quant small cap
4. Parag parekh Flexi cap
(B) Equity portfolio (30% of total invest)
(C) rest of 40% in PPF
@@bamacharansaha4922 Very good
@@bamacharansaha4922equity portfolio itself mutua fund na ?
Nice video
Please help in reviewing my potfolio:
1) Motilal Oswal Mid Cap
2) HDFC Midcap
3) Quant Small Cap
4) Nippon Small Cap
5) Parag Parikh Flexi Cap
6) Quant MultiAsset
7) HDFC Focused 30
Add one international fund too
Aapki "Guftagu" bahot sweet hai - 🎉🎉🎉
i invested in MF since 6 years....i have 5 MF
1) SBI long term equity fund growth
2) SBI Bluechip direct plan growth
3) Kotak Small cap fund direct growth
4) Mirae asset tax saver fund direct growth
5) Quant small cap fund direct plan growth
is it ok or need some more diversification ...plz suggest
S no 3 & s no 5 mere portfolio baby hai
What is your purpose of diversification?
Is this ok or required to be review please suggest
I currently have 16 Equity Mutual Funds- 3 ELSS FUNDS, 1 SMALLCAP, 1 Focused Funds, 1 Infrastructure FUND and the rest are all Index Funds except NIFTY Pharma nd NIFTY NEXT 50 Funds. I am able to manage all these perfectly well. I don't care about the volatility in the market. Each Funds have been analysed thoroughly by me based on my study on MF. I am happy with each funds return that i currently have.
Bro 4 to 5 mutual fund are enough to generate better returns
@@hussain22484 not really brother. If you look at my Portfolio you may want to replicate it. I am saying this coz I have complete knowledge about what I am doing this. People don't have enough know-how about MFs.
your portfolio looks so confusing and bad. clearly need a financial planner
@@jishnu18 Well, thank you for advice.
@@sonuagarwal7745what is ur portfolio annual returns ?
My Portfolio ( Monthly SIP) 1000/-
(1) Axis Bluechip Fund Direct Growth Plan.
(2) ICICI Prudential Technology Direct Plan Growth.
(3) HDFC Mid cap Opportunities Direct Plan Growth.
(4) SBI Nifty Index Direct Plan Growth.
(5) Quant Small cap fund Direct Plan Growth.
(6) SBI Small cap fund Direct.
Growth.
(7) SBI Large & Midcap Fund Direct Plan Growth.
(8) Motilal Oswal Midcap Fund Direct Growth.
i purchased 1000 shares of vedanta @280/- for a view of 10 yr .. what should i do now ??
1 x Index fund
1 x flexi cap fund
1 x small cap fund
🎉wow Krishna. Thanks for comment
I started investing 2 months ago:
1. ICICI Pru S&P BSE Sensex Index Fund -3K
2. Parag Parikh Flexi - 9K
3. SBI Mid - 6K
4. SBI Small - 9K
5. Nippon Small - 9K
6. ICICI Value - 6K
It is better to have a core portfolio and satellite portoflio strategy with different goals for both. This is my core portfolio. I am now starting to focus in building satellite portfolio that will have thematic and sectorial funds. So far i have shortlisted three- ICICI India Opportunities and HDFC Defence. I am researching for more and will have only 5 funds with 2K investment in each
Also, this is just an equity portfolio diversification. Which is just a part of financial portfolio diversification. You MUST have following diversification components:
1. Equity
2. Debt - if you are below 40, this can be a very very low percentage of around 2percent of your total portfolio.
3. Hybrid - same as debt. Increase investment when you plan to retire
4. Gold & Silver - SGB, Niftybees. Avoid physical and digital gold at all costs.
5. Fixed - PPF & NPS
6. Direct Stocks - as a beginner, start with 5 percent and gradually increase to 10 percent of your portfolio. if you dont have knowledge of stock investing then it is better to invest in US Stocks via coffee can investing. they tend to be less riskier over big time horizon of atleast 10-15 years. Another dvantage is you can buy partial stocks. I have started SIP in some US ETFs @ 25 dollars a month.
7. Emergency Fund - Start an RD to collect atleast 18 months worth fo your monthly expenses and liabilities excluding investments. This will take a lot of time so instead of FOMO, your decent investment percentage must go to collect this fund. If you haven't started yet then i strongly recommend that atleast 60 percent should be allocated to emergency fund. Once you reach this goal, park this in a liquid fund that will give you cushion against inflation. the purpose of emergency is not meant to grow your money but to have your money in case of any emergencies that arise such as job loss. People say 6 months is enough but I think, 18 months bare minimum must be target.
8. Cash Reserves - Not recommended at all. you can have hard cash of not more than 10K. That is it. but yes in your bank account, you can have it between 50K - 1lakh. That is it. Most cash reserves either shoul dbe invested for emergency funds or any other goal based investments.
9. Govt. Bonds and Securities - Goverment bonds are a good source of passive rotating investments if you have lets say 50K or 1lakh. It can be used to accumulate emergency fund in a little bit of pace as they are still a fixed instrument with lockin from 3 months to 3 years. but they give a yield of more than an FD. so as you are accumulating funds for your emergency, you can invest in bonds for 3 months or 6 months to gain some interest.
10. Other investment instruments like - agriculture (growpital), invoice discounting, real estate etc. Only recommended if you have built the above portfolio and are left with something to expriment as these instruments ar not SEBI registered so risk is very high.
This is just my suggestion. Another suggestion is always target for a million dollars. Be aware that the first 100,000 dollars will be difficult and do anything you can to achieve that. it means first 1 crore rupees will be difficult. If you really want to retire with comfort, always target to retire before 50 . that is the sweet age when you have money and energy both to do what you always desire and with early retirement you will have time as well.
U can go for icici commodities fund
@prashantjain8331 I was thinking of momentum, contra and microwave index
Small cap wale 2 que rakhe he jada commission aur jada tax jata he
2 mutual fund only there in my portfolio
Without proper asset allocation, timely rebalancing, proper goal, derisking strategy minimalistic portfolio is as cluttered as 20 funds.
I have invested in 6 equity funds and one is gold mutual fund .
Gold is not equity, its a cushion against equity.
@@LokeshBhatijayes I know that's why I mentioned it seperately
@shubhamchoudhary7023 oh I thought that one of the 6 MFs is gold. You must look for SGB also as an option. In Gold fund also niftybees are the best as it tracks the index. Gold remains stagnant for few years and then it shows some movement whoch is why it is important to to have DGB because it gives you fixed 2.5 interest as well
Love from ODISHA
How expense increase if have multiple funds, I am investing since 3years and have 20 mutual funds still I have 30% xirr , my friends who choose 1 or 2 funds have less xirr compare to me , I am still confused
Yes I increased My returns after increasing number of mutual fund I have 34 Mutusl fund....
Overlapping should be avoided
quant mid cap fund or quant quantmaintal fund quant small cap fund
Kitne % tak overlap ko Maf / ignore Kiya ja sakta hai ?
My portfolio:
Mirae asset tax saver
Mirae asset emerging bluechip
Pgim flexi cap
Sbi contra
How would u guys rate my mf portfolio..i am open to suggestions and discussions
Not good
Fund ko exit krke hold kre ya sell kre
I am new in MF and I started SIP this month with 8k and i am bit confused and I start SIP in these fund
Large cap -500
Large and mid cap-500
Flexi -1500
Multicap-500
Focused-500
Contra -500
Mid cap-1000
Small -1000
Balanced advantage-500
Nasdaq-500
I am bit confused please someone guide me for besr return
Try below fund.
1 sensex or nifty 50 fund.
1 midcap fund
1. Smallcap fund
If you invest through any agent then he/she every time advice you to invest in NFO for their commission. Avoid NFO
1 large cap 3k
2 small cap 2k each
1 flexi cap 4 to 5 k
This is enough.
Mam fundpicker ko kese use kre or ye koi aap h ya aap ke grow pr he milta h plz reply
google pe type kardo fundpicker overlappping tool
NiftyBees
Parag Flexi
PGIM Mid ( will move to Hdfc Mid due to underperformance)
Quant Smallcap
0nly 5
5
Ma'am please make an video on Multicap mutual fund
How can I check my overlaping data ?
10:57
35 portfolies
5 mutual funds enough
Navi
Hdfc infra
Aditya birla
Kon sa lu fir understanding ka bina acha fund pa video banyo
7:07 sec mein Answer mil gaya pura kyu dekha phir video ?
Dont make too lengthy videos for sake of it....u r repeating ursel so many times...be specific
How to select AMC when there are more than 50 AMCs 😢
There are more than 2000 AMCs. Groww and other apps have already filtered 50-60 AMCs for you.😂
Invest 12 k every month
Sbi small cap 4k
Nippon india index S &p sensex plan 2000
Motilal Oswal mid cap 1 k
Mirae Asset large &midcap 2.5k
Parag parik flexi cap 2.5 k
How is this fund for 20 years
Axis small cup nikal Jana chaye kya
Ni
Yes
No..hold
Mai 16 ka hu 90% equit high risk me hai
bhai 18 se pehle invest kaise kar raha...
Parents ke nam se chalata hu
I have 17 mfs
❤