Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.
If I were to choose one business friend now, in my current economic life, I would choose you, Susan. You are very educative. I don't get tired listening to your posting.
Your presentation is good. But you are mixing up things. I have 100k I want to invest, meaning other things have been at least taken care of,, or are not my focis
I don't think money in a money market fund qualifies be considered as an investment.Owing to their liquidity I save my emergency fund in a money market fund.Government bonds especially IFB are good deal but they require more Capital to rip benefits.100k will generate ksh13900 per year going by the last coupon rate that was 13.98%.Unless you have huge sum I can't advise investing in IFB with 100k.With 100k there are small business ventures that one can begin with more returns instead of waiting for a whole year to get ksh13,900 which could have been "eaten" by inflation.The stock market is a good venture but you must do your homework well before choosing the companies to buy shares from . Otherwise this is good content.
Totally hear you on MMF’s. That’s one of the reasons I recommend it for goal based savings or as a parking spot for money. It is way better than leaving your money in a current bank account. MMF’s can actually be a solid low risk investment overtime because of compound interest. In the short term it may not make a lot of sense, but in the long-term, due to compounding, it starts making sense. :)
Bro I think people nowadays are obsessed about getting rich quickly. Some of us are here to learn how to save money without making losses. The internet is full of miracle workers (scams for multiplying money).
My best financial coach ever bcz you simply simplify things into real.Out of the 5 investment you have mentioned,which one ha s a highest return on investment?Consider someone at home and abroad Susan.
Hey Susan, great video once again. Quick suggestion: Could you please consider including timestamps in your videos? It would make it easier for us to quickly get value and stay engaged.
Kindly tell us where to go if you want to buy shares from NSE, where to go for GVT Infrastructural bond, where can one go step by step either physically, virtually, documents, brokers to use. Thank you
Some banks offer that (being a broker)..you just need to open a CDSC account (Central Depository and settlement corporation). Stanbic bank offers that.
Hi Susan do you know how you can access indexed funds directly without going through investment brokers who charge very high fees and demand huge investments?
I don't think so juu it's a collection of various investment options. The investment broker is the one who creates the package. Even if you buy a unit trust you still have a company broker.
Glory to God if we all follow this wisdom we all shall be billionaires n no more living from check to check infact some people even are taking money advance before end month n when end month come they footing going home coz no money.Our sister may God continue blessing you for giving out this info for free. May you live long to see yourself generates great wealth n big money I almost said billions but it’s possible with God
Hi Susan, great video. Quick question. In the budgeting master class you've mentioned, there is a bonus budgeting template one gets via email. Is it the same as the excel budget template you mention or will one have to get the excel budget template separately?
Thank you Susan for the amazing content. Can i open a money marker account in my preferred bank or i have to get those brokers you're talking about? kindly enlighten me.
@@josephinemokua2912 Not really. Equity funds are like a basket containing multiple investments, while the treasury bill is just one investment which is low risk.
Nice content, i'm looking into partnering with anyone interested in Mini football pitch rentals. very low maintence in needed ROI is anything from 18-20 Percent anually
Good insight! YT referred this video. I dumped 100k in trading stocks mid 2022 & this made me my first million with the help of an F.M who trades for me.
Same here, I live in San Diego, CA & Erlinia Jedraa Barrett trades for my friend & I. we put 80,000 each into trading & we are over 200% up in less than a year.
Times are changing, i don’t think how our forefathers did things cuts it for us today. We need to keep up with the growing financial markets. Just educate yourself. My two cents.
Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.
Hi Susan. Where are the links?
In the description box.
Thank you for this info
@@kjeyase I am looking for the same
@@susan.wanjiku_ Where is the description box dear🤔
Wonderful Advice Susan. Rule of thumb for any business , start with research.
If I were to choose one business friend now, in my current economic life, I would choose you, Susan. You are very educative. I don't get tired listening to your posting.
Your presentation is good. But you are mixing up things. I have 100k I want to invest, meaning other things have been at least taken care of,, or are not my focis
I don't think money in a money market fund qualifies be considered as an investment.Owing to their liquidity I save my emergency fund in a money market fund.Government bonds especially IFB are good deal but they require more Capital to rip benefits.100k will generate ksh13900 per year going by the last coupon rate that was 13.98%.Unless you have huge sum I can't advise investing in IFB with 100k.With 100k there are small business ventures that one can begin with more returns instead of waiting for a whole year to get ksh13,900 which could have been "eaten" by inflation.The stock market is a good venture but you must do your homework well before choosing the companies to buy shares from . Otherwise this is good content.
Totally hear you on MMF’s. That’s one of the reasons I recommend it for goal based savings or as a parking spot for money. It is way better than leaving your money in a current bank account. MMF’s can actually be a solid low risk investment overtime because of compound interest. In the short term it may not make a lot of sense, but in the long-term, due to compounding, it starts making sense. :)
She said MMF is a parking as you decide where to invest
Bro I think people nowadays are obsessed about getting rich quickly. Some of us are here to learn how to save money without making losses. The internet is full of miracle workers (scams for multiplying money).
Kindly share these business ventures
They divide into two the coupon....for me i know i have one around October and March
Why did I not know about this channel earlier. !!! Thanks SUE, following from diaspora.
Hi Susan. I am glad i discovered your channel. Please cover on REITs as an investment option.
He llo Coach Susan. Glad to watch and get very informed. Kindly share the Link for the Excel sheet and the other you mentioned
This is amazing Susan! I already have a MMF, I can wait to get into shares!
Give us updates😅
Waooo waooo,,from lyn ngugi after watching ..you are an inspiration Susan..Il l go for MMF
You can consider CIC money market Fund
Such a good speaker! I'll make you my coach next year ☺️
Hi I want to start investing. Can you tell me what stock broker do you use for investing, especially here in our country Kenya . please help
My best financial coach ever bcz you simply simplify things into real.Out of the 5 investment you have mentioned,which one ha s a highest return on investment?Consider someone at home and abroad Susan.
Coach Wanjikū, that's super awesome financial advice, please keep up the good work 😊
Thank you coach Susan,very educative and understanding
This is a masterclass on it's own. Thank you n hey you got yourself a new subbie!
This is quite amazing,well done ,I need more of this information on unit trust and the last one.
Hi Njoki,can I sort you out,
Hey Susan, great video once again. Quick suggestion: Could you please consider including timestamps in your videos? It would make it easier for us to quickly get value and stay engaged.
To make such a useful and beneficial video for 20 mins is great. Slow down and invest in 20 min
I love how rational your process is
This was so informative.. would have liked to hear you speak of real estate.. please educate us more on real estate
Exactly
This is a great video and very informative. I have my budget and savings set, so i would invest in infrastructure Bond.
Kindly tell me how to go about it? Very interested.
First time here and am happy have learnt something
Thank you coach was just thinking of topping up on my bond with some investment cash i got wasnt so sure though but u clarified.Thank you
As usual, this is very informative. quick question: which account should I open for my emergency fund?
A Money Market Fund would suffice.
Thanks Susan u are like eye opener to me....ua video was so informative.
Is the best content. Thanks for being an eye opener to many of us.
God bless you Susan for ur generous information am well equiped.
Always timely was thinking where to invest some cash. Thank you Coach Susan.
Hi Susan.would like to buy bonds were do i start i have a money market fund
Would love to join the masterclass, what's the procedure
My current coach. Thanks for always sharing.
Very helpful! Thank you Susan
So insightful. Thanks for sharing
Kindly tell us where to go if you want to buy shares from NSE, where to go for GVT Infrastructural bond, where can one go step by step either physically, virtually, documents, brokers to use. Thank you
There are banks that offer those services like stanchart. Also there are insurance companies that do the same like old mutual, icea lion etc.
Some banks offer that (being a broker)..you just need to open a CDSC account (Central Depository and settlement corporation).
Stanbic bank offers that.
For government bonds..it's offered by the Central Bank of Kenya (CBK)
I am going back listening to all your previous video .Awesome
Hi Susan do you know how you can access indexed funds directly without going through investment brokers who charge very high fees and demand huge investments?
Kindly did you get,if you did let me know
I don't think so juu it's a collection of various investment options. The investment broker is the one who creates the package. Even if you buy a unit trust you still have a company broker.
Thank Susan. God bless you Big!
This was quite helpful; love the breakdown. Thank you, Susan.
Very informative, I have a feeling I will be seeing you very very soon
Hello Susan wonderful insight ... Kindly I need a spending plan. ... And training
I wish I had listened to this three months ago. Thanks Suzzane
Glory to God if we all follow this wisdom we all shall be billionaires n no more living from check to check infact some people even are taking money advance before end month n when end month come they footing going home coz no money.Our sister may God continue blessing you for giving out this info for free. May you live long to see yourself generates great wealth n big money I almost said billions but it’s possible with God
thenkw darling ❤, noted n vry helpful 🙏more grace
Susan , excellent and valuable information . Keep it up .
Hi,where do you buy these infrastructure bonds?? Is it banks or any recommended broker??
I invested in Cytonn in the high yield fund and got nothing back. They have a court case and I am not sure if I will ever get my cash back.
Woiye pole sana
Very educative Susan. Thank for the video
Great! Keep up the good job.
Bond market looks better, according to vyenye menichanua. Very helpful
What is the difference...sinking and emergency fund.
Infrastructural bond. How can one reach out to you to buy these bonds?
Follow what FM has advice you.
Hi
Kindly share the link to purchase the excel sheet
Brilliant as always!!
Very good advice and make me open up on investment, kindly advice on cryptocurrency trading as part of money market investment.
Hi Susan, great video. Quick question. In the budgeting master class you've mentioned, there is a bonus budgeting template one gets via email. Is it the same as the excel budget template you mention or will one have to get the excel budget template separately?
Hello Dee,
Its the same one, so once you get the Masterclass, it comes as a complementary.
@@susan.wanjiku_ thank you! Can't wait to start the journey! 😁
🎉this is good Susan . I have opened my mmf balanced fund dollar and equity
What is the best way to invest 1.5m?
Thank you Susan for the amazing content. Can i open a money marker account in my preferred bank or i have to get those brokers you're talking about? kindly enlighten me.
Nice breakdown Susan.
Well done but didn't hear you talk of Treasury bills where do they fall
Hizo sini bonds? Ama which category do you mean? Juu kuna za short term na long term..
Nice content Susan.
I have tried stocks and have never really made reasonable profits.i am now thinking of saving 100 k and start chicken farming from my backyard.
@@user-kpkxgtj thanks I will approach them that way
Mutual funds is also a good option for risk averse people like mysel
True kwanza money market.
Very informative, really appreciate
Amazing content as always coach Susan. I am learning
Approximately what percentage does equity fund generate and what is the term, it is monthly, quarterly or annually?
Hii depends on the service provider. Inaeza kua 7-9% sometimes, but they charge you a fee for managing your money.
@@michaelnjio are they. Etter than Treasury bills
@@josephinemokua2912 Not really. Equity funds are like a basket containing multiple investments, while the treasury bill is just one investment which is low risk.
Thank you Susan for this,it's quite insightful
Do commercial banks, act as agents to those interested in buying bonds,trust and funds? Or can you simply,name some of the agents,one can use.
Yes some banks offer those services kama stanchat bank.
@@michaelnjio Thanks you Michael. Do appreciate .
@@cyrusmwangi7748 welcome. Just a caution, never give anybody your cash to invest for you. Just deal with institutions not individuals
@@michaelnjio Thank you,for your kindness.
Yes banks do e.g Bank of Africa. On what you make, service fee is 3k
Always on point - amazing work Coach - you are definitely a fiduciary (US)
Thanks so much! :)
Hi Susan thanks for this
Thank you Susan. Such an eye opener. ♥️💯
Thanks Susan. Very educative. I will invest mine in infrastrature bond
They are awesome!
Very educative as always. Thanks Susan. How often does the infrastructure bond surfaces?
@@user-kpkxgtj Thank you for the info 🙏🏾
Hi Michael, it’s random. We stay checking the CBK Website to find out. But Bonds are advertised on a monthly basis.
@@susan.wanjiku_ Thank you for the info 🙏🏾
Nice content, i'm looking into partnering with anyone interested in Mini football pitch rentals. very low maintence in needed ROI is anything from 18-20 Percent anually
Many thanks Coach Susan...Great content here
No ETFs??
Is money market funds same to n.s.s.f as an alternative to investing 🤔. Please give more examples😅
Which country are you from.
@@lydiahkwamboka4337 kenya
Always with my notebook and pen
Good insight! YT referred this video. I dumped 100k in trading stocks mid 2022 & this made me my first million with the help of an F.M who trades for me.
I am new to wall street & sitting on a decent chunk of money I need to invest. Who trades for you? how can I reach out?
Same here, I live in San Diego, CA & Erlinia Jedraa Barrett trades for my friend & I. we put 80,000 each into trading & we are over 200% up in less than a year.
@@kaoyang435can you please help with more details about this investor?
Woooiiiiii,wish I got this earlier because I "ate my 100k tau tau"🤣.We try again tomorrow 🙏
😂😂😂😂😂Its tau tau for me.
🤣🤣🤣
It’s the tau tau for me 😂
Tau tau 😂😂
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
Hapo Kwa stocks ni ukweli wee Forex na stocks u need to learn first.
You are amazing.keep up
Coach Sue...my namesake..
How can I open any of the accounts from abroad, say MMF or even Bond funds?
I want MMF account..
Check ICEA,zimele, CIC etc. ..they have online platforms that you can open from abroad.
@@teatimewithjay8375 thank you so much
Nabo capital too, it's a subsidiary of Centum, you can open up a mmf fund in dollars actually. Check their socials
@@dorahmulinge3800 we have people in Saudi Arabia asking for those too.
Thatnks, this is the comment i was looking for
What if I invest the 100k in money market as my emergency fund?
Invest in land dear
That is a great idea Yunuke! Especially if you are in the process of building one! 💯
@@Njambinjambi in london sounds a good idea? Give us some ideas? Do you mean farming? How will that work with someone abroad?
That's the way to go Yunuke!
very insightful!
Thanks for insightful information.
Thank you.. Helpful
Thank you so much. Straight to the infrastructure bond I go!
Hi susan i would like you to help me with my finances how can I get you pliz
I wish people with provide other ways to invest that does not include stock market, bonds etc how did our fore fathers do it
Times are changing, i don’t think how our forefathers did things cuts it for us today. We need to keep up with the growing financial markets. Just educate yourself. My two cents.
Yeah but you can invest in real estate projects. There are companies that specialize in that. You invest as little as 500.
Helpful thanks
Bond market any time😉
How can i reach you?
How about Treasury Bills?
Hizi ni bonds. She talked about it under government bonds.
Thank you coach
You're welcome
How regularly are Infrastructure bonds advertised and how do we get to know about them?
I would also like to know how to get them
love it ❤
Where can one access on infrastructure investment bond
You can visit CBK and they'll gladly advice you on how to go about it.
Thanks susa
Wow. This is good 💯
Thanks for watching Ruth 😉
In my financial literacy