Turning Ksh2500 into Millions - Investing and investment options Let money work for you

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  • เผยแพร่เมื่อ 23 ม.ค. 2025

ความคิดเห็น • 775

  • @SwitchTVKenya
    @SwitchTVKenya  3 ปีที่แล้ว +54

    Do not forget to subscribe to our TH-cam channel.. Click here to subscribe -- th-cam.com/users/switchtvkenya

  • @DellBriagas
    @DellBriagas 8 หลายเดือนก่อน +215

    The current market/economy is unnecessarily tougher for boomers/senior citizens, I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

    • @BernardaJerkin
      @BernardaJerkin 8 หลายเดือนก่อน

      Please can you leave the info of your lnvestment advisor here? I’m in dire need for one.

    • @BernardaJerkin
      @BernardaJerkin 8 หลายเดือนก่อน

      I just checked her out and I have sent her an email. I hope she gets back to me soon.

    • @wealthwise247
      @wealthwise247 5 หลายเดือนก่อน

      Bonds
      Take advantage of compounding

    • @moreenmaina2848
      @moreenmaina2848 17 วันที่ผ่านมา

      This depends which assets you are investing in.

    • @moreenmaina2848
      @moreenmaina2848 17 วันที่ผ่านมา

      Try the Ethereum blockchain as it is deflationary.

  • @listanthenya5392
    @listanthenya5392 3 ปีที่แล้ว +35

    This is awesome. Rina Hicks is 'gold' for those wanting to invest. Thanks, Mwikali for bringing her here!

  • @fellywepundi6376
    @fellywepundi6376 3 ปีที่แล้ว +19

    Thanks Rina,im 39 and i have been motivated.i feel its not too late for me.i have bought your book

  • @vanekerry603
    @vanekerry603 21 วันที่ผ่านมา +8

    2024am in my earlier 30s but am sure in 10yrs time if God allows me to be here,I will be among millionaires

  • @user-ln7tc9bd9c
    @user-ln7tc9bd9c 3 ปีที่แล้ว +173

    The philosophy of the rich and the poor is this: "the rich invest their money and spend what is left. The poor spend their money and invest what is left".

    • @karenphilips4225
      @karenphilips4225 3 ปีที่แล้ว +2

      It's nice to hear people discuss about investment, because investment always beat cash.

    • @user-yt9qi3qb2s
      @user-yt9qi3qb2s 3 ปีที่แล้ว

      Exactly, money is always eager and ready to work for anyone who is already to employ it, I was able to withdraw my profit of $17,000 after investing $3,500 with Mr Jay Frank some weeks ago.

    • @sheridanlove7660
      @sheridanlove7660 3 ปีที่แล้ว

      @@user-yt9qi3qb2s please do you mind sharing any means of reaching out to him easily? I'm really interested I believe this is genuine.

    • @FUNNYVIDEOS-up5vt
      @FUNNYVIDEOS-up5vt 3 ปีที่แล้ว

      But the poor in kibera is paid below 200 Bob

    • @janetnalianya8887
      @janetnalianya8887 3 ปีที่แล้ว

      Lol am poor here. Exactly how do I save,yet my earning is too small,?

  • @douglasturner7882
    @douglasturner7882 2 ปีที่แล้ว +216

    Most times it amazes me greatly the way I moved fro an average lifestyle to earning over $62k per month, utter shock is the word. I have understood a lot in the past few years to doubt that opportunities abound in the financial markets, The only thing is to know where to focus.

    • @kimberlycobbs9303
      @kimberlycobbs9303 2 ปีที่แล้ว +2

      Wow buddy, that's more than a mouthful of profits you're making. How do you achieve this feat consistently? You must be a genius in trading.

    • @douglasturner7882
      @douglasturner7882 2 ปีที่แล้ว

      @@kimberlycobbs9303 Anyways not actually, what I know about trading almost on zilch lol. I make huge profits on my investment since I started trading with an Expert, her trading strategies are top notch coupled with the little commission she charges on her trade.

    • @kimberlycobbs9303
      @kimberlycobbs9303 2 ปีที่แล้ว

      Great idea, how did you do it? I could use some help over here too, My Crypto picks have been depressingly bad Tbh I'm in need of a good investment plan currently, I have a lump sum of $80k+ in a savings account yielding next to nothing. Do you have more clues that could help?

    • @douglasturner7882
      @douglasturner7882 2 ปีที่แล้ว

      @@kimberlycobbs9303 The best strategy to use in trading crypto is to trade with a professional who understands the market quite well, that way maximum profit is guaranteed. Because I have learned along the way of my investment that research and analysis are important, note that experience is more needed, than luck when it comes to the stock market.

    • @harrysmith7549
      @harrysmith7549 2 ปีที่แล้ว +1

      @@douglasturner7882 You right, getting in touch with a Trading Consultant is how I was able to scale through the crazy stock downtrend which helped saved my finance.

  • @digitalstrategyandmarketing
    @digitalstrategyandmarketing 3 ปีที่แล้ว +40

    Consistency is the key to success. I started putting aside 100 just a few weeks ago and voila I have 1800 now, enough to get something nice. I'll keep it up and see where it leads. 😀

  • @lilianmwanzia5782
    @lilianmwanzia5782 3 ปีที่แล้ว +39

    Rina is a gem, she's full of wisdom...

    • @MrRop-yp3wt
      @MrRop-yp3wt 2 ปีที่แล้ว

      Wisdom gani hajui hesabu

  • @jmosafrica3088
    @jmosafrica3088 3 ปีที่แล้ว +11

    Hi Rina Hicks, this is your brother from Luanda, Angola. I learned a lot in this 27minutes, I have subscribed to both your TH-cam Channel + Switch TV and I am buying your book Kindle version... Thank you fot the tips!

    • @By.essie1
      @By.essie1 ปีที่แล้ว

      Have the tips helped you

  • @ambiancemeditationandclear3299
    @ambiancemeditationandclear3299 2 ปีที่แล้ว +20

    So glad I've gotten this info at 20...now to learn how to open a money market fund start investing!

    • @dennisbrook
      @dennisbrook 2 ปีที่แล้ว

      How do you open money market fund

  • @evelynemuhadia9038
    @evelynemuhadia9038 3 ปีที่แล้ว +21

    Perfect discussion of investing money that has open my mind

  • @theoldphilosopher3640
    @theoldphilosopher3640 3 ปีที่แล้ว +13

    kwanza umevaa vizuri una mawao mazuri ......wanawake wengi wa mjini wangekua na mini na watashindwa kuongea wakivuta sketi . uko na full wisdom

  • @johnkimani3203
    @johnkimani3203 ปีที่แล้ว +3

    I like the journalist, very patient. Kudos!

  • @ginamari6831
    @ginamari6831 3 ปีที่แล้ว +7

    LOOOOOOVE this interview, very very insightful.

  • @thetrizzrockfamily
    @thetrizzrockfamily 2 ปีที่แล้ว +3

    Well elaborated Rina,,,I love the discussion,,perfect discussion

  • @carolinechepchirchir2423
    @carolinechepchirchir2423 3 ปีที่แล้ว +9

    So informative.God brought me here

  • @anastasialaurell1934
    @anastasialaurell1934 2 ปีที่แล้ว +61

    Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works

    • @ivoryallen1260
      @ivoryallen1260 2 ปีที่แล้ว

      I totally agree with you, the stock market is the most profitable venture I ever invested in, I reached my goal of $500k yearly trade earnings. Setting realistic goals is an essential part of trading

    • @keithshirley4318
      @keithshirley4318 2 ปีที่แล้ว

      But successful people don't become that way overnight. What most people see at a glance wealth, a great career, purpose is the result of hard work and hustle over time.

    • @jasonray570
      @jasonray570 2 ปีที่แล้ว

      Talking about being successful!

    • @jasonray570
      @jasonray570 2 ปีที่แล้ว

      I know I am blessed because if not I wouldn't have met someone who is as spectacular as expert Hans Gunther

    • @jasonray570
      @jasonray570 2 ปีที่แล้ว

      And despite the economic crisis, this is also the best time to Invest in bitcoin or the stock market

  • @victornyakundi244
    @victornyakundi244 3 ปีที่แล้ว +54

    I needed to hear this, I have saved ksh3.5 m so far, I need to invest it.At 25 my aim is to be financial independent by 35 leave my job as watch my money working for me.The idea of working 8-4pm job doesn't auger well with me.

    • @TheForgivenman
      @TheForgivenman 3 ปีที่แล้ว +18

      Remember to give your life to Jesus Christ while at it (if you haven't already). Your soul is worth more to God than your financial status, so I pray that as you prosper financially your soul to prosper. Riches are uncertain and tomorrow is promised to no man. God bless

    • @tafari988
      @tafari988 3 ปีที่แล้ว +11

      @@TheForgivenman You're delusional 😂😂😂😂😂

    • @LK-xm1tj
      @LK-xm1tj 3 ปีที่แล้ว

      @@tafari988 true dat! 😅

    • @versitymuthoni2697
      @versitymuthoni2697 3 ปีที่แล้ว +2

      wow ,this is so inspiring .Thank you for this @Nyakundi

    • @cosmaskase946
      @cosmaskase946 3 ปีที่แล้ว +2

      @@tafari988 I like that! This lazybones will look for every opportunity to reap from where they have not sowed.

  • @annnduku2695
    @annnduku2695 3 ปีที่แล้ว +6

    Wow! What a nice topic?? Thank you ladies for opening my mind. At least i now understand how to multiply my money gains. Be blessed Rinah.

  • @maureensambu297
    @maureensambu297 13 วันที่ผ่านมา +5

    2025 January who is here? Rina resembles Prof. Lumumba

  • @essyoluoch5281
    @essyoluoch5281 3 ปีที่แล้ว +3

    Very informative, I'm glad Rina could come to the show

  • @choewangui9694
    @choewangui9694 3 ปีที่แล้ว +7

    Thank you mwikali for hosting hicks...
    Constitency is all that matters in investing....

  • @cyndy9386
    @cyndy9386 3 ปีที่แล้ว +33

    This has been so informative, I hope Rina can be hosted again.

    • @monicahmwihaki4672
      @monicahmwihaki4672 3 ปีที่แล้ว

      Can I have Rina's Tel please, I need advice from her please please

  • @brianaberi6916
    @brianaberi6916 3 ปีที่แล้ว +85

    If you are watching this read the richest man in Babylon.

    • @rachealcheruto1105
      @rachealcheruto1105 3 ปีที่แล้ว +4

      Read it already and it's interesting how it explains everything and all those principles that it gives

    • @tinachris88
      @tinachris88 4 หลายเดือนก่อน

      Am going to read it🎉

    • @annchege9127
      @annchege9127 5 วันที่ผ่านมา

      Saw it today but I will download it

    • @NamwebyaAidah-q9v
      @NamwebyaAidah-q9v 2 วันที่ผ่านมา

      How to download help me pliz​@annchege9127

  • @samuelteddy.439
    @samuelteddy.439 3 ปีที่แล้ว +118

    *Rich people plays the money game to win.* *Poor people plays the money to not lose.* *The goal of the truly rich people is to have massive wealth and the poor sees a surplus as an opportunity for consumption instead of investing it.* *change your mindset and do what the rich does,* *which is investing,* *investing and investing.*

    • @joanbryan4595
      @joanbryan4595 3 ปีที่แล้ว

      That's right sir.

    • @joanbryan4595
      @joanbryan4595 3 ปีที่แล้ว +1

      Investment should be what every wise person should engage in.

    • @patersondavis3858
      @patersondavis3858 3 ปีที่แล้ว +1

      Yeah. Poor people plays the game not to lose because they don't have much to lose on the same game.

    • @patersondavis3858
      @patersondavis3858 3 ปีที่แล้ว +1

      So they have to be sure

    • @samsonrubby4337
      @samsonrubby4337 3 ปีที่แล้ว +1

      @@patersondavis3858 lol that's true.

  • @deelesley9491
    @deelesley9491 2 ปีที่แล้ว +1

    i wish i watched this earlier but i am glad i have today. Mwikali THANK YOU SO MUCH!

  • @irenekend
    @irenekend 3 ปีที่แล้ว +4

    Wow. Such sound advice. I am really challenged to get started soonest.

  • @MrTabasamu
    @MrTabasamu 3 ปีที่แล้ว +44

    That guy commenting eti "I don't believe in saving"! What then do you believe in? Watu wengine ku-take advice ni ngori 🤣🤣🤣

    • @magdalenenzili9782
      @magdalenenzili9782 3 ปีที่แล้ว

      But don't blame him,he was honest to himself n wanted help ifatold there is... ofcorse there's always option b right.

    • @giddyakali27
      @giddyakali27 3 ปีที่แล้ว +1

      I also don't believe in savings

    • @MrTabasamu
      @MrTabasamu 3 ปีที่แล้ว

      @@magdalenenzili9782 So how do you invest without savings? Someone chanua me coz it seems I'm a dunderhead.

    • @laryclassics0189
      @laryclassics0189 3 ปีที่แล้ว +4

      He's right saving it's a scam if you're not investing your savings

    • @MrTabasamu
      @MrTabasamu 3 ปีที่แล้ว +2

      @@laryclassics0189 "If you're not investing"....that's the point of saving. Why save if you're not investing?

  • @gospelwatchghtv
    @gospelwatchghtv 3 ปีที่แล้ว +10

    In investment, the higher the risk the higher the rate of returns vice versa.

  • @KateMusila
    @KateMusila 4 วันที่ผ่านมา

    I am delighted listening to this.God bless

  • @tabbytyrell3183
    @tabbytyrell3183 3 ปีที่แล้ว +6

    This was heaven sent. Thank you. Totally ordering the book.

    • @By.essie1
      @By.essie1 ปีที่แล้ว

      Hi did it help you

  • @itsyvanna1685
    @itsyvanna1685 3 ปีที่แล้ว +39

    I love this, I'm 31 almost 32 and just starting..

    • @magdalenenzili9782
      @magdalenenzili9782 3 ปีที่แล้ว +7

      Same here dearie,we can do this it's never too late.

    • @djdondullah8215
      @djdondullah8215 3 ปีที่แล้ว +5

      I'm 27, life imenifinya mbaya but thanks to speakers like her and others, I know I'm not late.

    • @mwflossy
      @mwflossy 3 ปีที่แล้ว +7

      Am 32, almost 33😁

    • @alvinkanindo
      @alvinkanindo 3 ปีที่แล้ว +1

      I am 32 ,looking forward to 33 this week.

    • @faithgracytyrus9371
      @faithgracytyrus9371 3 ปีที่แล้ว +2

      Same here, I was looking at my spending compared to my almost nothing savings n already 31 😢 I felt it's too late...so am not alone, guys we can do this

  • @marisaosodo7133
    @marisaosodo7133 3 ปีที่แล้ว +33

    The key to a secure financial future is "SAVING". I wish all our children could listen to this. As a young woman, we were duped into taking loans from SACCOS, which was a grave mistake. We repaid the loans through our noses and back into poverty.

    • @florencekhayundi7901
      @florencekhayundi7901 3 ปีที่แล้ว +3

      My dear, thanks for the advice

    • @eunicemwangi7411
      @eunicemwangi7411 2 ปีที่แล้ว +7

      This goes out to our Kenyan teachers who are made to believe by banks that taking loans is the key to success..

    • @morrismutugi4304
      @morrismutugi4304 2 ปีที่แล้ว +5

      the key to financial success is investing. saving money is cool but not smart!

    • @marisaosodo7133
      @marisaosodo7133 2 ปีที่แล้ว +3

      @@morrismutugi4304 Save and then invest. As opposed to taking sacco loans.

    • @teejayangel6638
      @teejayangel6638 2 ปีที่แล้ว +3

      Saving is good but not wise, investing is the key to financial success.

  • @mariandwira7016
    @mariandwira7016 3 ปีที่แล้ว +6

    Very insightful. Thank you.

  • @athomamo
    @athomamo ปีที่แล้ว +1

    Wow🎉so amazing 🥳 thank you Rina

  • @lionprinceashanti7912
    @lionprinceashanti7912 3 ปีที่แล้ว +9

    There is no such thing as retirement in your life. Only the duties change, but you work all your life. As a youth, physical work. As an elder, societal community work.

    • @chiku4082
      @chiku4082 3 ปีที่แล้ว

      Very right you are!

  • @StefanusRichter
    @StefanusRichter 2 วันที่ผ่านมา

    Hi my dear,I really like the way you explain the term or word investment .

  • @giddyakali27
    @giddyakali27 3 ปีที่แล้ว +6

    I love Rinah Hikcs. She is very smart

  • @KinyanjuiAlex
    @KinyanjuiAlex 3 ปีที่แล้ว +47

    I wanna recommend this book to you, rich dad, poor dad. It will work wonders on you. Good talk Rina.

    • @benjaminachieng8959
      @benjaminachieng8959 3 ปีที่แล้ว +4

      Then get Cash flow Quadrant after reading Rich Dad Poor Dad

    • @beautyscolary1743
      @beautyscolary1743 3 ปีที่แล้ว +1

      @@benjaminachieng8959 meaning?...

    • @madamalicia725
      @madamalicia725 3 ปีที่แล้ว +1

      @@beautyscolary1743 haha naona watu wa aim global huku

    • @beautyscolary1743
      @beautyscolary1743 3 ปีที่แล้ว

      @@madamalicia725 English please.

    • @KingsmanConsultingGroup
      @KingsmanConsultingGroup 3 ปีที่แล้ว

      The book has good approaches to investments.

  • @studymochi7480
    @studymochi7480 11 หลายเดือนก่อน +1

    im currently 22 and i really want to start saving but didnt know where to start....im very guilty of wanting to live a rich life at this young age without thinking of the future but have decided with how the world is going you never know what is ahead...better to save for the rainy days...thank you for this

    • @gracemwikali9706
      @gracemwikali9706 8 หลายเดือนก่อน

      You are in the right track,better you are realizing this early

  • @holinessbaya1411
    @holinessbaya1411 3 ปีที่แล้ว +12

    Perfect discussion. Thanks mwikali for this!

  • @tashtancykenyaanyango1917
    @tashtancykenyaanyango1917 3 ปีที่แล้ว +3

    Might be a little late to the party but defo taking notes! The lady is so passionate and breaks it down so well. Would be a brilliant idea to bring her back.

  • @sebbyoluoch9033
    @sebbyoluoch9033 2 ปีที่แล้ว +5

    A lot to improve on my financial literacy, very educative conversation

  • @p.t.9709
    @p.t.9709 3 ปีที่แล้ว +5

    That was wonderful. Would love to see her again. Ahsante sana from America.

  • @moraakelly1191
    @moraakelly1191 3 ปีที่แล้ว +8

    what a conversation, thank you for airing this some of us really needed this wisdom

  • @nancypetra6928
    @nancypetra6928 2 ปีที่แล้ว +1

    The host is just amazing as well as the guest...and they both look good

  • @derrickobago2811
    @derrickobago2811 3 ปีที่แล้ว +4

    Ooh, Rina thanks for sharing

  • @dominicnyabuto6703
    @dominicnyabuto6703 3 ปีที่แล้ว +6

    VERY EDUCATIVE.A PERFECT CONVERSATION AT THE RIGHT TIME.

  • @KingsmanConsultingGroup
    @KingsmanConsultingGroup 3 ปีที่แล้ว +2

    Great topic. Haba na haba hujaza kibaba..

  • @richardfernande4142
    @richardfernande4142 ปีที่แล้ว +25

    Fluke! I have been researching all these while for a digital asset to invest in and I found the crypto market to be the most profiting among them all. I'm definitely bouncing on it.

    • @JamesClara-nl6ii
      @JamesClara-nl6ii ปีที่แล้ว

      Hello sir, I have 0.092 BTC in my wallet . Please how to invest? can you help me as a tuitor?

    • @richardfernande4142
      @richardfernande4142 ปีที่แล้ว

      ​@@JamesClara-nl6ii As a beginner investor, it's essential for you to have a mentor to keep you accountable. Myself I'm guided by Mrs BEATRICE AQUILA. A widely known crypto expert.

    • @RajalJulian
      @RajalJulian ปีที่แล้ว

      I met expert Mrs BEATRICE firs at conference in London. I invested €15k and made of over €98k. Indeed she's the best

    • @JamesClara-nl6ii
      @JamesClara-nl6ii ปีที่แล้ว

      ​@@richardfernande4142 please how can I get in touch with Mrs BEATRICE?

    • @richardfernande4142
      @richardfernande4142 ปีที่แล้ว

      sʜᴇ's ᴀᴠᴀɪʟᴀʙʟᴇ ᴏɴ ᴡʜᴀᴛsᴀᴘᴘ 👇

  • @liliankimani9524
    @liliankimani9524 3 ปีที่แล้ว +3

    Mwikali this is great.

  • @allymentor305
    @allymentor305 3 ปีที่แล้ว +44

    Saving is a great strategy, but look at it this way,,if you put your money to work,that is instead of saving,you invest in an asset that gives you positive cashflow every month, you'll accelerate your wealth to the 1% population of the wealth. The goal is financial freedom,,and this cannot come from saving your money,,invest in a generational wealth ,in assets such as real estate, businesses , commodities.
    I wish for financial freedom to all that will read this.

    • @iraguhashawn4786
      @iraguhashawn4786 3 ปีที่แล้ว +3

      dude, she is talking about investing 25$ how can u invest that in real estate?

    • @wambuinini3911
      @wambuinini3911 2 ปีที่แล้ว

      It's my goal this year n henceforth..

    • @wambuinini3911
      @wambuinini3911 2 ปีที่แล้ว +1

      @@iraguhashawn4786 .you can invest in what is known as REITS, DO RESEARCH ON THAT , YOU DON'T HAVE TO OWN A PHYSICAL PROPERTY

    • @odhiamboomollo1677
      @odhiamboomollo1677 2 ปีที่แล้ว

      100% agree with you

    • @margretjuma2655
      @margretjuma2655 2 ปีที่แล้ว

      Your idea is cool but you can not put all your eggs in one basket...the thing is you can use the idea you have at the same time what you get from that you can invest else where like shares in saccos etc

  • @bensonakuno22
    @bensonakuno22 3 ปีที่แล้ว +5

    Wow, I love this. Was just about to join one but now am very motivated to kick start

  • @midnimoahmed
    @midnimoahmed 5 หลายเดือนก่อน

    I love it. Such an eye opening. Thank you

  • @SOGCOMEDYTV
    @SOGCOMEDYTV 3 ปีที่แล้ว +2

    I watched this program nikaenda nika invest in Bitcoins I was CONNED my Money Yote. NEVER Trust TV Talks. That's when I learned Tv it's meant for entertainment not Educating.😢😢

    • @chiku4082
      @chiku4082 3 ปีที่แล้ว +3

      Pole. But some threads on this comment section are clearly scams. Always invest in what you understand first

    • @sharonselah7607
      @sharonselah7607 3 ปีที่แล้ว +2

      Pole bro. Bitcoin and cryptocurrency is a savage market. Hiyo unaingia na bank only. Not with ppl you meet on the internet

    • @traceyjohnson3925
      @traceyjohnson3925 2 ปีที่แล้ว

      The comments section is a scam

    • @FelixAijah
      @FelixAijah 2 ปีที่แล้ว

      You were conned bc you wanted to be conned. Take time to understand where you're investing in your money.

    • @gracejames1434
      @gracejames1434 ปีที่แล้ว

      You ignored that she said it's the 5th In the list,after you have set your emergency fund for 6mnths

  • @Play_Streams
    @Play_Streams 7 หลายเดือนก่อน

    Very well timed video. Thanks for this gem!

  • @kiito_s_World
    @kiito_s_World 3 ปีที่แล้ว +38

    Iam turning 34. Only started serious investment last year August. I wish I knew about investing 13 years ago when I started working. The thing is we lack this type of knowledge

    • @marthakiiru8016
      @marthakiiru8016 3 ปีที่แล้ว +5

      Don't regreat plz,this is the best time.
      This when God had prepared u for this

    • @iamjoseph795
      @iamjoseph795 3 ปีที่แล้ว +4

      This month am turning 25, as am employed at Bucha. I have to start soon

    • @bigben3462
      @bigben3462 3 ปีที่แล้ว +5

      Because we Don't read books, there's wealth in books,..the richest man in babylon, rich dad poor dad, who moved my cheese, think and grow rich,eat that frog 🐸 ..among other books

    • @brianbett8537
      @brianbett8537 3 ปีที่แล้ว +1

      Never regret, you now have the info.... Get to action and start building your wealth... You are now more financially mature and well capable of making your life easier and more importantly much better... Do it

    • @stephiekashosi866
      @stephiekashosi866 2 ปีที่แล้ว

      It's never too late

  • @otubetom7900
    @otubetom7900 27 วันที่ผ่านมา

    Great talks on financial literacy 👏🏾💪🏾💪🏾

  • @GladysNjorah
    @GladysNjorah 3 หลายเดือนก่อน

    ❤this book is great from simplicity to greatness

  • @lemartip
    @lemartip 3 ปีที่แล้ว +5

    Can't relate the 401k..IRA ...TAXES...😂😂Hizo ni stuff za majuu...

  • @judy-et1vm
    @judy-et1vm 3 ปีที่แล้ว +9

    I love rinah Hicks,she inspires me alot.

    • @wazalendo8031
      @wazalendo8031 3 ปีที่แล้ว +4

      he knowledge is garbage … who is going to save for that long to get 16m? … you can invest 150k and be a millionaire in less than a year

    • @judy-et1vm
      @judy-et1vm 3 ปีที่แล้ว

      @@wazalendo8031 invest your own way .let us who like her follow her advise.nobody is forcing you.

    • @aschlyjohnson8709
      @aschlyjohnson8709 3 ปีที่แล้ว

      @@wazalendo8031 kindly teach more of that

    • @beatricekasudi4743
      @beatricekasudi4743 3 ปีที่แล้ว

      @@wazalendo8031 hahaha

    • @ruthnganga672
      @ruthnganga672 3 ปีที่แล้ว

      @@wazalendo8031 share your secret or formula...thank God for your openness

  • @Simplyfey.
    @Simplyfey. 3 ปีที่แล้ว +1

    Thanks Rita...you have been such a great help

  • @puritymueni6946
    @puritymueni6946 3 ปีที่แล้ว +2

    Wonderful knowledge that has impacted me ,,thumbs up Rina.

  • @awarenessAngel05
    @awarenessAngel05 8 หลายเดือนก่อน

    I love this, best advice. Saving is the key.

  • @lucynjuguna7713
    @lucynjuguna7713 3 ปีที่แล้ว +4

    Thanks.This was so informtive.Made things so clear.

  • @jennyrhein3031
    @jennyrhein3031 3 ปีที่แล้ว +1

    That's real talk. A profound money topic.

  • @jemysaru
    @jemysaru 3 ปีที่แล้ว +5

    Thank you Rina for the profound information.

  • @trendingfashionshouseholda1450
    @trendingfashionshouseholda1450 2 ปีที่แล้ว +2

    Very inspirational, than you so much

  • @vickngeno7297
    @vickngeno7297 3 ปีที่แล้ว +6

    I love investing because it creates more profit with time

    • @Dm-xq5px
      @Dm-xq5px 2 ปีที่แล้ว

      ~Msg right away 👆📝for mentorship and advice```~

  • @lizzykerubo3116
    @lizzykerubo3116 3 ปีที่แล้ว +2

    Amazing discussion.

  • @muhammedibrahim6140
    @muhammedibrahim6140 11 หลายเดือนก่อน +7

    16:51I HAVE INCURRED SO MUCH LOSSES TRADING ON MY OWN...I TRADE WELL ON DEMO BUT I THINK THE REAL MARKET IS MANIPULATED... CAN ANYONE HELP ME OUT OR AT LEAST TELL ME WHAT I'M DOING WRONG ?

    • @rofiatjoke
      @rofiatjoke 11 หลายเดือนก่อน

      Same here, My portfolio has been going down the drain while I try trading,l just don't know what I do wrong

    • @sadiyaaliyu
      @sadiyaaliyu 11 หลายเดือนก่อน

      Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade

  • @giannazarra1028
    @giannazarra1028 2 ปีที่แล้ว +39

    Crypto currency and NFTS will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profits from my current investment.

    • @aidanbeazley3536
      @aidanbeazley3536 2 ปีที่แล้ว

      Investing in stocks is a good idea, a good trading system would put you through many days of success.

    • @matthewjoan8413
      @matthewjoan8413 2 ปีที่แล้ว +1

      It is possible to produce superior performance provided you do something different from the majority. However most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.

    • @jenniferaniston4012
      @jenniferaniston4012 2 ปีที่แล้ว +1

      @@aidanbeazley3536 You are right but the market is profitable if you are using a really good broker or account manager to help out with trades or provide signals

    • @jenniferlop7354
      @jenniferlop7354 2 ปีที่แล้ว

      @@matthewjoan8413 Exactly, the trick is to diversify your investment, don't panic when everyone else is and invest consistently.

    • @mohammedae8288
      @mohammedae8288 2 ปีที่แล้ว +1

      @Bright Jan Interesting. I have a lump sum doing absolutely nothing at all in my bank account, I wanna get something started with it. You seem to be doing excellent for yourself, how do you achieve this?

  • @doreengakiikinoti60
    @doreengakiikinoti60 3 ปีที่แล้ว +21

    Thank you so much for this. I've started saving this year at 27 years and mam feeling like it's too late now that I'd like to settle down. The fact that I don't have much savings makes me shy away from settling

    • @winfredmbawa6026
      @winfredmbawa6026 3 ปีที่แล้ว +3

      You and I both

    • @sha_w
      @sha_w 3 ปีที่แล้ว +9

      Am 22 but don’t let age discourage you...your path is unique

    • @HibSun7
      @HibSun7 3 ปีที่แล้ว +3

      Me too girl. Congratulations on beginning, let's stay focused on our goals🙌

    • @marthakiiru8016
      @marthakiiru8016 3 ปีที่แล้ว +3

      It's never too late.
      This is the time God had prepared u for this..

    • @doreengakiikinoti60
      @doreengakiikinoti60 3 ปีที่แล้ว

      Amen @Martha Kiiru

  • @StefanusRichter
    @StefanusRichter 2 วันที่ผ่านมา

    Hello my dear,in what kind of investment Kan I do.

  • @sarafowams9524
    @sarafowams9524 2 ปีที่แล้ว +2

    Very helpful 👍

  • @m.k.s.7417
    @m.k.s.7417 3 ปีที่แล้ว +10

    I wish the best, for ALL of Kenya/ALL of Africa and Asia, from England.

  • @OliviaAmbani
    @OliviaAmbani 3 ปีที่แล้ว +5

    This was soo insightful!!! Thank you!!

  • @UrbanCraftTv
    @UrbanCraftTv 3 ปีที่แล้ว +12

    Forex trading is another way to invest. It's working okay for me. Great discussion.

    • @mathasbino1944
      @mathasbino1944 3 ปีที่แล้ว +1

      Hi urban
      Which platforms are you using as I have since started in 2018 and still not winning

    • @ivychepkoech2986
      @ivychepkoech2986 3 ปีที่แล้ว +2

      Hello can you refer me

    • @mulindwawilberforce9035
      @mulindwawilberforce9035 3 ปีที่แล้ว +1

      Give me a clue

    • @wilberforcesimich4398
      @wilberforcesimich4398 3 ปีที่แล้ว +1

      Hi ,asking if your can help me in online businesses

    • @reengacheri7641
      @reengacheri7641 3 หลายเดือนก่อน

      Can we connect please? 🙏

  • @wazalendo8031
    @wazalendo8031 3 ปีที่แล้ว +21

    saving can and will never get you wealth,
    investing however will.
    don’t save, invest !!!

    • @micowawero8229
      @micowawero8229 3 ปีที่แล้ว +13

      No! save first then you will have something to invest

    • @janteya8514
      @janteya8514 3 ปีที่แล้ว +4

      Saving and investing go hand in hand coupled with discipline and consistency. Just as she said.

    • @brianbett8537
      @brianbett8537 3 ปีที่แล้ว +3

      You must save to invest

    • @Lil-misstrailblazer
      @Lil-misstrailblazer 3 ปีที่แล้ว +6

      Saving assures you of having something on a rainy day, investing doesn't always. What's the surety of your investing picking up n getting returns? No matter what, always save

  • @tasamaaristide182
    @tasamaaristide182 3 ปีที่แล้ว +2

    So powerful. I will really love to attend the new cohort. Please how do I go about it.

  • @marcostesoura2852
    @marcostesoura2852 4 หลายเดือนก่อน

    Hello Rina Hicks
    How to get your book?

  • @beatricekalekye529
    @beatricekalekye529 3 ปีที่แล้ว +4

    Thank you so much learned alot from this

  • @rhodaking6558
    @rhodaking6558 ปีที่แล้ว +1

    This has help me a lot. Thanks

  • @mickystinger6874
    @mickystinger6874 3 ปีที่แล้ว +11

    I'm almost 30, i have no money, i don't have a job, no assets, no savings. Si rahisi 🙆🏿‍♂️

  • @isaacgakau6146
    @isaacgakau6146 3 ปีที่แล้ว +5

    Wait I have a question...and thank you alot I have learnt something

  • @nicklaus8536
    @nicklaus8536 2 ปีที่แล้ว +8

    Hi Rina. At 50 I only have about ksh 330,000/= having worked over 25 years. Is there much hope left?. Is this gonna help me manage for next many years?

    • @kcjones3434
      @kcjones3434 2 ปีที่แล้ว +2

      You invest with Mrs Ellen too? Wow that woman has been a blessing to me and my family.

  • @mozesylver7498
    @mozesylver7498 2 ปีที่แล้ว +2

    thank you very much

  • @Dee.AzzizSanty254
    @Dee.AzzizSanty254 3 ปีที่แล้ว +6

    I wanna join real estate but don't know where to start 🤔

    • @walterkioko2298
      @walterkioko2298 3 ปีที่แล้ว +8

      how much do you have.?Go to your rural area, spot a plot been sold near ina growing market,biuld a rental plot.😊 Thank me later

  • @maximumbettingtips1051
    @maximumbettingtips1051 2 ปีที่แล้ว +2

    Helpful info

  • @FAITHANGEL.
    @FAITHANGEL. 3 ปีที่แล้ว +7

    Hello thank you so much the interview was very inspiring.....i am faith please connect me with her so that she can Mentor me ....

  • @beatricekasudi4743
    @beatricekasudi4743 3 ปีที่แล้ว +5

    I have learned good investment is plots or rentals very good investment

    • @brianbett8537
      @brianbett8537 3 ปีที่แล้ว +4

      Good investment however it results in low returns... Imagine spending over 10 million in buying land and building rentals then only earning about 80 k a month.... How long will it take for you to recover your invested 10 million??

    • @jannahismydream6746
      @jannahismydream6746 3 ปีที่แล้ว +1

      @@brianbett8537 that's a good investment ..that's a 9.6% p.a...it will take 7.5 years to get your money back plus the property appreciation.... WOW...imagine you reinvesting and buying like 2 properties in those 7.5 years...
      Compare this to the shiity interest bank of Kenya who are playing with our minds😂😅

    • @m.o.t.a.n.y.a
      @m.o.t.a.n.y.a 3 ปีที่แล้ว

      @@brianbett8537 the land is in appreciation.Remember

    • @Jowamana
      @Jowamana 6 หลายเดือนก่อน

      Bought KQ shares more than 30 years ago when I was in Kenya that didn’t go very well.

  • @victoriakipchumba7717
    @victoriakipchumba7717 3 ปีที่แล้ว +23

    Why is no one commenting on how young she looks, how her skin is glowing🤩

    • @sales8644
      @sales8644 3 ปีที่แล้ว +14

      Because this is a business discussion. People are listening to wisdom you're looking at her skin, sad.

    • @payaske
      @payaske 3 ปีที่แล้ว +4

      Pesa my friend

    • @jacaranda100
      @jacaranda100 3 ปีที่แล้ว +6

      Because she's discussing investment options and the last thing business-minded people would wish to discuss on this particular occasion is glowing skin.
      On another platform, her beautiful skin will be worth mentioning I believe.

    • @gospelwatchghtv
      @gospelwatchghtv 3 ปีที่แล้ว

      Is advisable to debt finance your investment. I don't know your retirement benefits in Kenya. In Ghana we have what we Tier 1, Tier 2 and Tier 3 in our retirement scheme and it is very assuring. Workers have hope. I wish to explain these tiers. I also wish I know something about your retirement scheme.

    • @gospelwatchghtv
      @gospelwatchghtv 3 ปีที่แล้ว

      Is it advisable to debt finance your investment. I don't know your retirement benefits in Kenya. In Ghana we have what we Tier 1, Tier 2 and Tier 3 in our retirement scheme and it is very assuring. Workers have hope. I wish to explain these tiers. I also wish I know something about your retirement scheme.

  • @bensonthinji6496
    @bensonthinji6496 3 ปีที่แล้ว +1

    Pls. have you considered the culture of corruption in the country?

  • @GathigiaMwangiN
    @GathigiaMwangiN 2 ปีที่แล้ว +3

    5 Asset classes
    1Cash and Cash like assets- emergency bank a/cs with good interest, sacco, (old mutual, cic, ie money mrkt funds )
    2. Equities, shares, dividends,stocks
    3.fixed income investment..bonds, bills ie lending the government
    4. Real estate always invest where you get at least 10pc
    5. Crypto, forex, (alt investment ) buying and selling,

  • @1004445
    @1004445 3 ปีที่แล้ว +1

    Wise woman, speaks in a plain easily understandable lingo 🤑🤑🤑

  • @faithchikati8599
    @faithchikati8599 3 ปีที่แล้ว +4

    What do I know?....quite informative. Thank you

  • @absameali2293
    @absameali2293 2 ปีที่แล้ว +3

    that book at 6:00 happens to be a book am reading now. it is '' the millionaire next door''... i recommend everyone to atleast read the first 2 chapters

  • @wambosasha1673
    @wambosasha1673 3 ปีที่แล้ว +5

    Pleasure 🤗

  • @sharonjepleting8421
    @sharonjepleting8421 6 หลายเดือนก่อน

    THANKS RINA.