Thank you brother! Can’t wait for you to get here and for us to reminisce about our days working 8-hour shifts at Misawa command post. Oh, that was just John, Stan, and I. :)
Really loved how you converted everything to American dollars for everyone. Another awesome & informative video. Dazel is such a beauty & Ginno you look & sound great!
It's pleasing to see a video about living in the Philippines posted by a Filipino couple. Please forgive me if I sound harsh - I really don't intend to - but my wife, who is a Filipino, and I worked our butts off overseas, away from our families for many years so we could live comfortable lives when we stopped working. We now live in the Philippines, having retired early, and own a number of properties from which we receive income, and have substantial savings. We don't need to budget. Having said that, we are not extravagant and probably spend about USD2000 per month, which includes schooling for the kids, day-to-day expenses and generally enjoying our lives. We live in Rizal, BTW.
You don’t sound harsh; we understand the sacrifices many Filipinos do working overseas in able to provide for their families. We have friends that currently work overseas and support their families in the Philippines. I served in the military for 20 years and also had to sacrifice a lot in order to have a comfortable life now. We budget because we live on a fixed income; my pension from the military. We also travel for one month out of the year; so we save for our yearly trip. We are currently on our 1 month trip of Luzon; next year we plan on visiting Negros Island in Visayas.
@@dazeltv1351 Travel is the one thing we have missed during lock-down. I am widely travelled and since my wife and I got together we have been all around SE Asia and to Europe. She's caught the travel bug. When restrictions are fully lifted we intend taking an extended trip around the Philippines. As yet she has only visited Leyte and Biliran, and that was during mega- typhoon Yolanda! My brother-in-law has volunteered to drive not, I expect through any desire to travel, but to have some respite from his all-female - four daughters - family, some beer and some male company.
@@joshuarizalforeman816 Quite the ego you display. The only person who benefited from either of your comments is yourself, IMHO. Snobbery and arrogance are your currency as you navigate this life, and you obviously spend both freely.
@@JamesBondEsq. You seem to be confusing fair comment and honesty with egotism. My comment was supportive, non-critical and genuine. Your response appears to stem from jealousy and the simple desire to undermine others. I feel you somehow misunderstand the concepts of snobbery and arrogance. Being honest is not snobbery, nor is it indicative of arrogance. I was simply responding to a video. You, however, seem to use it as a means of expressing your own moral superiority and, sadly, failing to do so. However, continue with your unsolicited and unwarranted trolling. At the very least it gives me something with which I can amuse myself.
The best talaga pag sa province lang nakatira. Mag-alaga ka lang baboy, manok, magtamin ng gulay o kaya mangga, bayabas saging okay buhay kana. Sa manila busy city kaya madaming kang stress sa katawan. Pero pag sosyal na tao wala talaga magastos. Kaya madaming foreigner gustong tumira sa Pilipinas. Lalo sa mga province like dipolog, dapitan, cagayan de oro pagadian. Surigao, davao city.
I’m happy for the 2 of you. I wish I could return there, but I’m unvaccinated. Just grinding it out in the US as an almost 59 year old. Hopefully, they will allow soon. Thanks for breakdown of your expenses.
Hello Gino and Dazel. I stumbled across your vlogs on TH-cam and I,m glad I did. It’s great to see you both here explaining everyday things with really good and easy to understand breakdowns of costs etc I have been talking/ FaceTiming my girlfriend who lives in Kalibo for the past 2 and a half years now and am finally going to meet her this September 2022, with a view to moving to the Philippines to live there after all the pandemic lockdowns and travel restrictions. Keep up the good work with your vlogs and I look forward to the next one. Stay safe and stay healthy 👍
Wow! Two and half years! That is a long time my friend. We wish you both the best; happy to hear your success. Let us know if you would like to meet and hangout. Take care.
Nice video short and sweet and to the point. Average to low budget and good how you explain yourself and both involved. You seem like a very nice couple l wish you all the best in the future and hope and wish good health and happiness for you and your family. Ingat always. Kind regards. James. 🇬🇧🇵🇭🇺🇸🙋♂️
Thanks Gino and Dazel for your videos. I experienced AtiAtiHan in Kalibo back in 1977 or ‘78. Looks like you are not too far from there. Just found your channel yesterday so I’ve got some catching up to do. I hope your channel grows like wildfire. Keep up the good work
Thank you for sharing this, I have seen VLOGs where they say you need $1-2,000 USD My soon to be wife and I went over our budget and we came up with numbers very close to yours :) Thank you for sharing this :) You have a new subscriber :)
Very cool! My wife and 8 year old boy also live in Cebu, in the 'province', and we live on about $680USD/month. Very close to the same. We have to be careful with my small Canadian pension, but it has worked for going on 5 years now. So like you realize, it is definitely feasable.
Thanks for an honest budget which is well below what most youtubers say we need. Finally someone comes up with a number I like! I'm curious, do you have to put a large down payment on a house in Philippines? If I get married there I might buy. Also what is the cost of the sidecar to put on a scooter? New sub here, thanks.
th-cam.com/video/Bw-MRQDv02I/w-d-xo.html link to buying our house video. We put a downpayment of 195k pesos ($3,900) on a 1.5 million peso house ($30,000) in 2014. Our monthly mortgage on our 15-year loan is around $200 a month. The sidecar on the scooter costs us 50k pesos ($1k); installed on the scooter and painted. Thank you for subscribing!
If you get married to a Filipino who is employed, she probably is a member of Pag-Ibig which makes her eligible to buy a house and lot at more affordable rates, longer payment terms and lower equity compared to a commercial bank.Pag-Ibig is like Freddie Mac and Fannie Mae.
Great video but what province are we talking about, didn't get that. I'm in the planning stages for "the move" and the budget presented sounds great and the misc concept is even better.....you mentioned Tri-care, is it available there for retires or only 100%'r? Do you have a POC outside this medium, would enjoy getting some pointers....good video
We live in the province of Aklan in Panay Island. There are 4 provinces in Panay Island; Aklan, Antique, Iloilo, and Capiz. Yes, Tricare is available in the Philippine for retirees. I am enrolled in Tricare Overseas Program (TOP) Select for Overseas Retirees. I made two videos on Tricare that explains a little how Tricare works in the Philippines. You may email me at ginno1966@yahoo.com. I am happy to share knowledge from my 11 years being retired in the Aklan, Philippines.
Thanks for sharing your budget, I am veteran and was wondering how does Tricare work in the Philippine, did you sign up for foreigner Insurance from the Department of Veteran Affair
I am retired U.S. Air Force; Tricare covers me for care in the Philippines. The VA in Manila provides medical care for mostly disabled vets. You would have to get private insurance in the Philippines like Pacific Cross to get medical insurance coverage in the Philippines.
Where is your province located for those of us who just tuned in? You have a mortgage so your house is not paid for yet, but I presume your car and motorbike are since you didn't mention any monthly payments for this items. Sounds like you guys have a good handle on your expenses. Great job on that. Did you retire from the military? I ask because I served only one your of duty and am told I don't qualify for Tricare, only VA benefits. Thanks guys. BTW, I noticed your Arizona shirt since I live in Arizona.
Our province of Aklan is located in western Visayas. Yes, we paid cash for our car (600k pesos or $12k) and motorbike with custom sidecar (120k pesos or $2k). Yes, I retired from the U.S. Air Force with 20 years of service. I lived in Tucson, Arizona for 5 years before I moved permanently to Aklan, Philippines in 2011.
New subscriber here. I am happy for you two. In few months I will living in the Philippines for good. I hope $700 will be enough for me and my family..
Thank you for subscribing. Affording living in the Philippines on $700 in my opinion all depends on your lifestyle and how simple you live. Location on where in the Philippines you will live is also key. Here is my email, ginno1966@yahoo.com. Ask me any question you want and I will do my best to answer them; I know how big a move it is for you and your family to move to the Philippines. I moved here 11 years ago and it’s been the best decision of my life.
Reliability of internet here in Aklan province is average for the Philippines in my opinion. There are times we lose internet during the day; not too bad. I would say at least 3 internet ‘brown-outs’ a week. Worst; during the rainy season.
@@dazeltv1351 Thanks for sharing that. I make my living/income working online and need reliable Internet connection between 3pm - 6pm Philippines time. Having experienced outages in provinces there in the past is big factor in being reluctant to relocate there full time, although I like the lifestyle and hope to retire there one day.
@@dazeltv1351 ...you mentioned the monthly mortgage, people, me included may be interested what the house would cost outright...thanks, looks like a nice place. We have a house in Banate, Iloilo and can’t wait to get back to the Philippines...cheers🍷🇨🇦
@@wallykloubek4079 We purchased the house and lot brand new for 1.5 million pesos ($30k) in 2015. We paid a down payment of 250k pesos ($5,000). The balance of 1.25 million pesos ($25k) we borrowed from Banco de Oro (local bank). The monthly mortgage is 11k pesos ($220); the length of the loan is 15 years. The house is 2 bedrooms, 1 bath, and is about 500 square foot. The name of our subdivision is Camella Homes Aklan; located 5 kilometers from Kalibo, Aklan (the capital of Aklan province). We are about an hour drive and a 10-minute boat ride to the famous island of Boracay.
@@evelinholmes6401 yes, they have bigger houses. We will make a house tour video of the different types of houses available at Camella Homes Aklan; when we get back to Aklan.
In our small town of Numancia; I have yet to see a gym. In the province capital of Kalibo (3 miles away), there are a few gyms. Per day use around $1. 15-day use around $5 and monthly use $10. I have visited a couple of gyms in Kalibo and noticed they all didn’t have air conditioning.
Wow, I noticed the Shakas did you move from Hawaii to the Philippines? I appreciate the sharing of your budget for those of us FilAm couples that are yet to make the move. Was there a down-payment that you had to put up to get into the Camelia home you live in now? Are all of the homes in your community occupied and if homes become unoccupied does that impact your HOA payments?
The shakas I've been doing since my teenager years surfing in California. Down-payment was 250k pesos ($5k) for our 1.5m pesos ($30k) home in 2015. We currently still owe 1m pesos ($20K); 9 years left of our mortgage. There are unoccupied homes; you can see the unoccupied homes (mostly the rowhouses and townhouses) in our Camella Homes Aklan video. It doesn't affect the monthly HOA; been 400 pesos ($8) for the last 3 years.
@@knarlisrocks yes, I just printed 6 months of my retirement monthly statements for the bank (Banco de Oro, Philippines). I have no other income. Loan was an easy process; Camella Homes was very helpful with processing our loan. Here’s my email, ginno1966@yahoo.com, if you have additional questions. Be happy to help.
Our internet connection in Aklan province is decent with Kalibo Cable; 25 mbps monthly broadband plan for 1200 pesos ($24). Just depends on the province you select; and how far the province is from a city.
Yes, TRICARE is available in the Philippines. If you live or travel in the Philippines, you must see a Philippine Preferred Provider Network (PPN) provider or a certified provider for your medical care. You can find the list of providers at tricare.mil.
Good info I am sorry where is this place I didn't quite understand the location. My reserve retirement kicks in in 3 years including tricare..My wife ownes several hectares of riceland and pasture , coconut and cacao in Bicol. We plan on living in the PI about five months out o f the year..I would like to make contact and network with other expats that have agriculture properly or projects. Thanks
Are you registered in Tricare now? I actually have my first appointment at Medical City Clark in Angeles City later today. I will stop by their Tricare office and speak with Mr Sangalang, Tricare coordinator. I heard good things about Medical City Clark in my research. They do all the paperwork with Tricare for outpatient/inpatient care. In Aklan province where I live, I have to pay all medical costs upfront and then file a claim myself with Tricare in Singapore. Usually takes 6 months to get reimbursed. With Medical City Clark, you just pay the Tricare co-pay and they do the rest. I will find out for sure today and make a video of my visit.
We pay around $30 a month for fiber internet (25 mbps). You can get up to 100 mbps (around $100 a month). When we bought our house in 2014; it was $30k (down payment was $5k). Our monthly mortgage is around $200 a month; payable in 15 years. The same house now at Camella Homes Aklan is over $60k.
@@jeffhorton2024 We live in Malay, Aklan. Aklan province is located in western Visayas in the Philippines. We are a 10-minute boat ride to Boracay Island.
Thank you for this video! I will retired after 2 years and move to Philippines. My retirement will 900€. I believing with this monthly income i can live happy life and much easier that here in Spain. I lonely many years. I want find loving,loyal,caring,honest very young gf/wife. I have 63 years
No Hawaii roots. Dazel was born and raised in Malay, Aklan. She never left Panay Island before we met; Aklan is one of the provinces in Panay Island. Aklan is in western Visayas of the Philippines. I was born in Manila, Philippines, then migrated to the U.S. as a teenager. I was in the U.S. military for 20 years; traveled all over before I retired in the Aklan in 2011.
Slow like most of the provinces in the Philippines; but we get by. Able to upload our videos and watch Netflix. You get better internet in the cities; but usually cost you more. We pay 1,250 pesos ($25) a month for our internet service.
The food prices have become totally out of control. The government need to work on this, their rice price scheme was not really effective. If we go into a conflict with China, i can see that people will be starving and everyone except the criminals go bankrupt. Food is often much more expensive then in my home country Germany, even rice.
Food prices in our province of Aklan have stayed steady; not out of control. We pay about the same for seafood, chicken, vegetables, and fruits. It must be the area you live in. Do you live in a city? Rice is cheap in Aklan province because we produce so much; we have rice surpluses in our province. Even rental properties have stayed pretty much the same price in our province the past 10 years. I’m not worried about China; we have a good allies in America and western countries. Filipinos are resilient; we know how to adapt to any situation.
@@dazeltv1351 We live in Mindanao/Davao de Oro in a small city of New Bataan. I find 190 pesos for a kg of potatos insane, carotts are 120/kg. Forgot the onion crisis some time ago, just pushers who brought the kg price of onions to 500? Rice is cheapest quality around 45 here. Only good is my favorite Ginebra is still giving me a full drunk evening for 100 pesos. Rent prices? Don't get me started on this one please. I'm lucky having our own rent free house here on community land (as my wifes family lost everthing in a Thyphoon and got that housing for free).
Just depends on how much you want to spend a month on rent. A one-bedroom apartment starts around $300 a month and up to $600 a month. Cost of living on everything at least 30% more. A good monthly budget would be around $1,200.
That is amazing. $700 = 1/2 my apartment rent alone in Okinawa (with the military.) Rent in Stuart, Florida was $2,500/month for a 2 bedroom 2 bathroom apartment (800 sq. Ft.) I know where I can retire to….
With more new hospitals being built; the Philippines is becoming a more attractive place to retire. In our area (Kalibo, Aklan); there is an 8-story medical center currently in construction (scheduled to open in 2023). It will be a fully-accredited U.S. standard hospital. I expect it to be added to the Tricare list of hospitals in the Philippines.
@@dazeltv1351 That’s great to know. I’m a professor here teaching the military and I’m retiring in 2-3 years. I’m going to Cebu in Dec. to have a yacht built, but I want to see other parts and maybe retire over there. At those prices, I can have my yacht to sail and a house or condo as a land base. Thanks for sharing! Maybe see you on a visit to your province. I prefer rural to cities (grew up in NY.)
@@rabukan5842 Let us know if you ever make it to Aklan province; we would be happy to show you around our area. I grew up in the city too (Manila and Los Angeles); I prefer the province now. Plenty of boats are parked along the coastline of Aklan; fishing is a big industry here. I’ve also seen some very nice yachts from other countries in Boracay Island, Aklan.
@@dazeltv1351 I will do that for sure. Definitely sounds like a good place to sail into and maybe spend some time. I'll be doing some sailing with the builder out of Cebu, so maybe we can sail up that way for a day or two. It will be nice to meet up, see your area, family, and home. Looks like you've really found something great that you wouldn't get in the US, especially LA/NY - no stress.
@@rabukan5842 Yes, after living in Aklan province for 11 years now, I have found home. We have traveled in other provinces/islands in the Philippines; Aklan province remains our favorite.
I see all your expenses are just geared for two people. Do you ever hang out with friends or with your wife's family and do you have a separate budget for that?
The pandemic lessened our activities with our friends and family the past 2 years; very strict on gatherings the past 2 years in the Philippines. We did have a weekly cornhole (American game similar to throwing horseshoes) tournament with our expat friends we attended for a couple of months last year when we were allowed to play. The place where we played had food that you can order and pay; so players paid for their own food. My wife and I would always bring snacks from home. Since we are allowed now; we plan on hanging out with our college friends and our family at the beach more. Our province of Aklan is mostly coastline; we have so many beaches. We don’t have a separate budget for hanging out with friends and family because it’s always bring your own dish (potluck style) when we hangout on the beach. So easy in our province to stop at the wet market or roadside stall and get fresh seafood (really cheap) and grill it on the beach or river. We will do a video on that when we get back to our province. Most activities we do for entertainment doesn’t cost much money; so we don’t have a separate budget for entertainment. My wife and I like hiking, running, biking, swimming, and paddle boarding for entertainment. We also don’t have a movie theater in our province; so we just watch Netflix.
@@dazeltv1351 Wow! You are so lucky with your inlaws! I was also married to a Filipina before and I'm sure my inlaws had never heard of potluck style. Whenever we were spending time with the family, there was only one person paying and that was me.
@@homebasebelgium359 am not surprised to hear that.marrying a Filipina is like marrying the whole family n relatives so to u guys out there be ready to have a big budget marrying a Filipina.you have a great day,Sir...
@@homebasebelgium359 i think it's not good idea, ikaw palagi taya, mamimihasa kamag anak. No offend. Maganda idea talaga kanya kanyang dala food and then magsalo salo. Sorry d po ako sanay mag english kaya tagalog po komento ko. Ingat po.
maybe the wife should start earning her keep and start learning how to cook for the family, it will save a lot of money and will also make the husband proud of her instead of just like having a trophy for a wife...
Dazel earns online and helps her family with the money she makes. She also does all the editing of our videos; were we hope we can earn someday. We live a simple life in the province and are able to save money. There isn’t a day that Dazel makes me proud of her. She is the first in her entire family that graduated college.
I see that nasty remark is from a jealous American woman what a joke American women are I think your life looks fantastic and me and my trophy Filipina wife will probably copy it exactly. You guys are awesome and deserve to be happy 😀🌴🌴🍺
It’s a matter of standard of living; we live on $700 a month because of our lifestyle. We like to live in a safe neighborhood and have amenities like a swimming pool.
Cost of living in the Philippines = $700. Seeing you two looking awesome = PRICELESS!
Thank you brother! Can’t wait for you to get here and for us to reminisce about our days working 8-hour shifts at Misawa command post. Oh, that was just John, Stan, and I. :)
Thank you for the great video an information
Wow.very good both of u.
Really loved how you converted everything to American dollars for everyone. Another awesome & informative video. Dazel is such a beauty & Ginno you look & sound great!
Thank you Marriha! ❤️
It's pleasing to see a video about living in the Philippines posted by a Filipino couple. Please forgive me if I sound harsh - I really don't intend to - but my wife, who is a Filipino, and I worked our butts off overseas, away from our families for many years so we could live comfortable lives when we stopped working. We now live in the Philippines, having retired early, and own a number of properties from which we receive income, and have substantial savings. We don't need to budget. Having said that, we are not extravagant and probably spend about USD2000 per month, which includes schooling for the kids, day-to-day expenses and generally enjoying our lives. We live in Rizal, BTW.
You don’t sound harsh; we understand the sacrifices many Filipinos do working overseas in able to provide for their families. We have friends that currently work overseas and support their families in the Philippines. I served in the military for 20 years and also had to sacrifice a lot in order to have a comfortable life now. We budget because we live on a fixed income; my pension from the military. We also travel for one month out of the year; so we save for our yearly trip. We are currently on our 1 month trip of Luzon; next year we plan on visiting Negros Island in Visayas.
@@dazeltv1351 Travel is the one thing we have missed during lock-down. I am widely travelled and since my wife and I got together we have been all around SE Asia and to Europe. She's caught the travel bug. When restrictions are fully lifted we intend taking an extended trip around the Philippines. As yet she has only visited Leyte and Biliran, and that was during mega- typhoon Yolanda! My brother-in-law has volunteered to drive not, I expect through any desire to travel, but to have some respite from his all-female - four daughters - family, some beer and some male company.
@@joshuarizalforeman816 Quite the ego you display. The only person who benefited from either of your comments is yourself, IMHO. Snobbery and arrogance are your currency as you navigate this life, and you obviously spend both freely.
@@JamesBondEsq. You seem to be confusing fair comment and honesty with egotism. My comment was supportive, non-critical and genuine. Your response appears to stem from jealousy and the simple desire to undermine others. I feel you somehow misunderstand the concepts of snobbery and arrogance. Being honest is not snobbery, nor is it indicative of arrogance. I was simply responding to a video. You, however, seem to use it as a means of expressing your own moral superiority and, sadly, failing to do so. However, continue with your unsolicited and unwarranted trolling. At the very least it gives me something with which I can amuse myself.
@@JamesBondEsq. Oh, I showed your comment to my wife. She thinks you are probably a bit of a wan*er.
Thanks for the run down. Very helpful.
The best talaga pag sa province lang nakatira. Mag-alaga ka lang baboy, manok, magtamin ng gulay o kaya mangga, bayabas saging okay buhay kana. Sa manila busy city kaya madaming kang stress sa katawan. Pero pag sosyal na tao wala talaga magastos.
Kaya madaming foreigner gustong tumira sa Pilipinas. Lalo sa mga province like dipolog, dapitan, cagayan de oro pagadian. Surigao, davao city.
Yan din po napansin ko; mas madaming foreigner and tumitira sa provinces. Napipilitan lang sila tumira sa cities pag may healthcare issues sila.
Thanks for sharing this video. Watching from Germany. Be safe and stay healthy.
Great Video. Keep up the great worl
Thank you Charles! We appreciate your support!
A jet started taking off at the end 🤣 Fellow service member salute to you and yours. Great Video, first time here. Will check back again soon! 🇺🇸🪖🏖️
I’m happy for the 2 of you. I wish I could return there, but I’m unvaccinated. Just grinding it out in the US as an almost 59 year old. Hopefully, they will allow soon. Thanks for breakdown of your expenses.
Only a matter of time till they allow unvaccinated into the Philippines; restrictions loosening up here.
I'm same
Hello Gino and Dazel. I stumbled across your vlogs on TH-cam and I,m glad I did.
It’s great to see you both here explaining everyday things with really good and easy to understand breakdowns of costs etc
I have been talking/ FaceTiming my girlfriend who lives in Kalibo for the past 2 and a half years now and am finally going to meet her this September 2022, with a view to moving to the Philippines to live there after all the pandemic lockdowns and travel restrictions.
Keep up the good work with your vlogs and I look forward to the next one.
Stay safe and stay healthy 👍
Wow! Two and half years! That is a long time my friend. We wish you both the best; happy to hear your success. Let us know if you would like to meet and hangout. Take care.
Hi, Gino & Dazel. Thanks for inviting me to your You Tube channel and thank you as well to the content, it is very informative and nice.
You’re welcome!
Great information, you guys. Thank you.
You’re welcome our friend.
Just became a subscriber. You got great military retired info. Thanks
Thank you.
Nice video short and sweet and to the point.
Average to low budget and good how you explain yourself and both involved.
You seem like a very nice couple l wish you all the best in the future and hope and wish good health and happiness for you and your family.
Ingat always.
Kind regards.
James.
🇬🇧🇵🇭🇺🇸🙋♂️
Thank you James.
Thanks Gino and Dazel for your videos. I experienced AtiAtiHan in Kalibo back in 1977 or ‘78. Looks like you are not too far from there. Just found your channel yesterday so I’ve got some catching up to do. I hope your channel grows like wildfire. Keep up the good work
Yes, our house is about 3 miles away from Kalibo. AtiAtihan is awesome; unforgettable experience for sure. Thank you Travis.
Hey Gino/Dazel i noticed the t shirt of Gino AZ WILDCATS . 2 of my kids went there , LIKE and SUBSCRIBED. BEAR DOWN BRO!! Watching from MESA AZ..
Thank you for subscribing brother. I loved my time in Tucson, Arizona. I still have very dear friends living there. Bear down!
Thanks for sharing
Very helpful
This is awesome. Ty for the info. I look forward to the day I move to the Philippines with my fiancé.
Retiring in the Philippines in 2011 was the best decision I made my entire life. The positives far outweigh the negatives of living here.
Thank you for sharing this, I have seen VLOGs where they say you need $1-2,000 USD My soon to be wife and I went over our budget and we came up with numbers very close to yours :) Thank you for sharing this :) You have a new subscriber :)
Thank you for subscribing; we appreciate your support! :)
Thank you for sharing.
You're welcome! Thank you for supporting our channel!
I love the date day…can’t wait to spend time in Pinas 🌺💙
We love our date day too...Philippines is expecting a tourism boom this summer!
Very cool! My wife and 8 year old boy also live in Cebu, in the 'province', and we live on about $680USD/month. Very close to the same. We have to be careful with my small Canadian pension, but it has worked for going on 5 years now. So like you realize, it is definitely feasable.
Thank you my friend! Same here; we have to budget so we can enjoy retirement and save money for travel.
Thank you for sharing wonderful video. Wish I was your neighbor
Here is my email: ginno1966@yahoo.com In case you have any questions on retiring in the Philippines.
You are a wonderful couple and you remind me of my best ever filipino friends in LA, CA.
Thank you for the kind words.
New subscriber here you guys are awesome and deserve to be happy I also I have a Filipina wife I’ve never been this happy in my life. 😀🌴🌴🍺
Thank you for subscribing and the kind words.
Thanks for an honest budget which is well below what most youtubers say we need. Finally someone comes up with a number I like! I'm curious, do you have to put a large down payment on a house in Philippines? If I get married there I might buy. Also what is the cost of the sidecar to put on a scooter? New sub here, thanks.
th-cam.com/video/Bw-MRQDv02I/w-d-xo.html
link to buying our house video. We put a downpayment of 195k pesos ($3,900) on a 1.5 million peso house ($30,000) in 2014. Our monthly mortgage on our 15-year loan is around $200 a month. The sidecar on the scooter costs us 50k pesos ($1k); installed on the scooter and painted. Thank you for subscribing!
If you get married to a Filipino who is employed, she probably is a member of Pag-Ibig which makes her eligible to buy a house and lot at more affordable rates, longer payment terms and lower equity compared to a commercial bank.Pag-Ibig is like Freddie Mac and Fannie Mae.
And most importantly, you both look very healthy!
Thank you!
Great video but what province are we talking about, didn't get that. I'm in the planning stages for "the move" and the budget presented sounds great and the misc concept is even better.....you mentioned Tri-care, is it available there for retires or only 100%'r? Do you have a POC outside this medium, would enjoy getting some pointers....good video
We live in the province of Aklan in Panay Island. There are 4 provinces in Panay Island; Aklan, Antique, Iloilo, and Capiz. Yes, Tricare is available in the Philippine for retirees. I am enrolled in Tricare Overseas Program (TOP) Select for Overseas Retirees. I made two videos on Tricare that explains a little how Tricare works in the Philippines. You may email me at ginno1966@yahoo.com. I am happy to share knowledge from my 11 years being retired in the Aklan, Philippines.
Nice living in the province
i enjoyed your video
Thank you Joe.
Thanks for sharing your budget, I am veteran and was wondering how does Tricare work in the Philippine, did you sign up for foreigner Insurance from the Department of Veteran Affair
I am retired U.S. Air Force; Tricare covers me for care in the Philippines. The VA in Manila provides medical care for mostly disabled vets. You would have to get private insurance in the Philippines like Pacific Cross to get medical insurance coverage in the Philippines.
Where is your province located for those of us who just tuned in? You have a mortgage so your house is not paid for yet, but I presume your car and motorbike are since you didn't mention any monthly payments for this items. Sounds like you guys have a good handle on your expenses. Great job on that. Did you retire from the military? I ask because I served only one your of duty and am told I don't qualify for Tricare, only VA benefits. Thanks guys. BTW, I noticed your Arizona shirt since I live in Arizona.
Our province of Aklan is located in western Visayas. Yes, we paid cash for our car (600k pesos or $12k) and motorbike with custom sidecar (120k pesos or $2k). Yes, I retired from the U.S. Air Force with 20 years of service. I lived in Tucson, Arizona for 5 years before I moved permanently to Aklan, Philippines in 2011.
New subscriber here. I am happy for you two. In few months I will living in the Philippines for good. I hope $700 will be enough for me and my family..
Thank you for subscribing. Affording living in the Philippines on $700 in my opinion all depends on your lifestyle and how simple you live. Location on where in the Philippines you will live is also key. Here is my email, ginno1966@yahoo.com. Ask me any question you want and I will do my best to answer them; I know how big a move it is for you and your family to move to the Philippines. I moved here 11 years ago and it’s been the best decision of my life.
@@dazeltv1351 hey ginno i sent you an email hope thats ok, thanks
Thanks for the useful information. How's the reliability of Internet there in Aklan province? Do you get many Internet 'brown-outs'?
Reliability of internet here in Aklan province is average for the Philippines in my opinion. There are times we lose internet during the day; not too bad. I would say at least 3 internet ‘brown-outs’ a week. Worst; during the rainy season.
@@dazeltv1351 Thanks for sharing that. I make my living/income working online and need reliable Internet connection between 3pm - 6pm Philippines time. Having experienced outages in provinces there in the past is big factor in being reluctant to relocate there full time, although I like the lifestyle and hope to retire there one day.
Hello po, could you make a house tour video please? Very interesting video. Greetings from Switzerland, Susanne
We are currently traveling in Luzon island. We will do a house tour video when we go back to our province in Aklan.
@@dazeltv1351 ...you mentioned the monthly mortgage, people, me included may be interested what the house would cost outright...thanks, looks like a nice place. We have a house in Banate, Iloilo and can’t wait to get back to the Philippines...cheers🍷🇨🇦
@@wallykloubek4079 We purchased the house and lot brand new for 1.5 million pesos ($30k) in 2015. We paid a down payment of 250k pesos ($5,000). The balance of 1.25 million pesos ($25k) we borrowed from Banco de Oro (local bank). The monthly mortgage is 11k pesos ($220); the length of the loan is 15 years. The house is 2 bedrooms, 1 bath, and is about 500 square foot. The name of our subdivision is Camella Homes Aklan; located 5 kilometers from Kalibo, Aklan (the capital of Aklan province). We are about an hour drive and a 10-minute boat ride to the famous island of Boracay.
@@dazeltv1351 do they have bigger houses? 500 sf would be to small for us.
@@evelinholmes6401 yes, they have bigger houses. We will make a house tour video of the different types of houses available at Camella Homes Aklan; when we get back to Aklan.
Wonder if there are any gyms around, and how much they are?
In our small town of Numancia; I have yet to see a gym. In the province capital of Kalibo (3 miles away), there are a few gyms. Per day use around $1. 15-day use around $5 and monthly use $10. I have visited a couple of gyms in Kalibo and noticed they all didn’t have air conditioning.
Wow, I noticed the Shakas did you move from Hawaii to the Philippines? I appreciate the sharing of your budget for those of us FilAm couples that are yet to make the move. Was there a down-payment that you had to put up to get into the Camelia home you live in now? Are all of the homes in your community occupied and if homes become unoccupied does that impact your HOA payments?
The shakas I've been doing since my teenager years surfing in California. Down-payment was 250k pesos ($5k) for our 1.5m pesos ($30k) home in 2015. We currently still owe 1m pesos ($20K); 9 years left of our mortgage. There are unoccupied homes; you can see the unoccupied homes (mostly the rowhouses and townhouses) in our Camella Homes Aklan video. It doesn't affect the monthly HOA; been 400 pesos ($8) for the last 3 years.
@@dazeltv1351 so your retirement was enough income to secure the loan?
@@knarlisrocks yes, I just printed 6 months of my retirement monthly statements for the bank (Banco de Oro, Philippines). I have no other income. Loan was an easy process; Camella Homes was very helpful with processing our loan. Here’s my email, ginno1966@yahoo.com, if you have additional questions. Be happy to help.
Sup Ginno!
Wassup bro!
Is it possible to get good internet in the Provinces? I'm planning on working remote in Philippines for 6 months.
Our internet connection in Aklan province is decent with Kalibo Cable; 25 mbps monthly broadband plan for 1200 pesos ($24). Just depends on the province you select; and how far the province is from a city.
You can use Tricare in P.I.
Yes, TRICARE is available in the Philippines. If you live or travel in the Philippines, you must see a Philippine Preferred Provider Network (PPN) provider or a certified provider for your medical care. You can find the list of providers at tricare.mil.
Good info I am sorry where is this place I didn't quite understand the location. My reserve retirement kicks in in 3 years including tricare..My wife ownes several hectares of riceland and pasture , coconut and cacao in Bicol. We plan on
living in the PI about five months out o
f the year..I would like to make contact and network with other expats that have agriculture properly or projects. Thanks
@@johnherr158 we live in the province of Aklan in the Visayan region of the Philippines.
I live on a non-service connected VA pension. Can I pay for Tricare Insurance there? What are my medical insurance options?
Are you registered in Tricare now? I actually have my first appointment at Medical City Clark in Angeles City later today. I will stop by their Tricare office and speak with Mr Sangalang, Tricare coordinator. I heard good things about Medical City Clark in my research. They do all the paperwork with Tricare for outpatient/inpatient care. In Aklan province where I live, I have to pay all medical costs upfront and then file a claim myself with Tricare in Singapore. Usually takes 6 months to get reimbursed. With Medical City Clark, you just pay the Tricare co-pay and they do the rest. I will find out for sure today and make a video of my visit.
Fillipina Pea has a video with an insurance agent lady . It was fairly reasonable prices. I am sorry I can’t recall more about it.
Holla.. 😊
Hola bro! 😀
What about internet where are located in Philippines.How much did u put down on ur house.And how much was ur home
We pay around $30 a month for fiber internet (25 mbps). You can get up to 100 mbps (around $100 a month). When we bought our house in 2014; it was $30k (down payment was $5k). Our monthly mortgage is around $200 a month; payable in 15 years. The same house now at Camella Homes Aklan is over $60k.
Where in Philippines are u located.Thanks for ur information God Bless
@@jeffhorton2024 We live in Malay, Aklan. Aklan province is located in western Visayas in the Philippines. We are a 10-minute boat ride to Boracay Island.
Thank you for this video! I will retired after 2 years and move to Philippines. My retirement will 900€. I believing with this monthly income i can live happy life and much easier that here in Spain. I lonely many years. I want find loving,loyal,caring,honest very young gf/wife. I have 63 years
You're welcome Radek.
i would like to live there 😎can you help me find a good place there
Where in the Philippines are you looking to live?
Whats the name of area and complex again?
Camella Homes In Numancia Aklan Philippines.
hi po ate
Hello James! 🙂
@@dazeltv1351 hi
Do u folks have Hawaii roots? Where is Aklan
No Hawaii roots. Dazel was born and raised in Malay, Aklan. She never left Panay Island before we met; Aklan is one of the provinces in Panay Island. Aklan is in western Visayas of the Philippines. I was born in Manila, Philippines, then migrated to the U.S. as a teenager. I was in the U.S. military for 20 years; traveled all over before I retired in the Aklan in 2011.
I can live in $300 a month only. I don't do that too many secular stuff. You don't need that to live a very simple life.
How is the Internet where you live?
Slow like most of the provinces in the Philippines; but we get by. Able to upload our videos and watch Netflix. You get better internet in the cities; but usually cost you more. We pay 1,250 pesos ($25) a month for our internet service.
$700 for 2 is awesome.
I think I would like to go to the Philippines can you help me
You can email us at ginno1966@yahoo.com and let us know what your concerns are. We will try and help you the best we can.
The food prices have become totally out of control. The government need to work on this, their rice price scheme was not really effective. If we go into a conflict with China, i can see that people will be starving and everyone except the criminals go bankrupt. Food is often much more expensive then in my home country Germany, even rice.
Food prices in our province of Aklan have stayed steady; not out of control. We pay about the same for seafood, chicken, vegetables, and fruits. It must be the area you live in. Do you live in a city? Rice is cheap in Aklan province because we produce so much; we have rice surpluses in our province. Even rental properties have stayed pretty much the same price in our province the past 10 years. I’m not worried about China; we have a good allies in America and western countries. Filipinos are resilient; we know how to adapt to any situation.
@@dazeltv1351 We live in Mindanao/Davao de Oro in a small city of New Bataan. I find 190 pesos for a kg of potatos insane, carotts are 120/kg. Forgot the onion crisis some time ago, just pushers who brought the kg price of onions to 500? Rice is cheapest quality around 45 here. Only good is my favorite Ginebra is still giving me a full drunk evening for 100 pesos.
Rent prices? Don't get me started on this one please. I'm lucky having our own rent free house here on community land (as my wifes family lost everthing in a Thyphoon and got that housing for free).
You should tell it all in usd or pound....
Will do an update on the video and just list in usd. Thank you for the suggestion.
@@dazeltv1351 many thanks....
What would it cost to live in Boracay island 🏝
Just depends on how much you want to spend a month on rent. A one-bedroom apartment starts around $300 a month and up to $600 a month. Cost of living on everything at least 30% more. A good monthly budget would be around $1,200.
@@dazeltv1351 I appreciate it
That is amazing. $700 = 1/2 my apartment rent alone in Okinawa (with the military.) Rent in Stuart, Florida was $2,500/month for a 2 bedroom 2 bathroom apartment (800 sq. Ft.) I know where I can retire to….
With more new hospitals being built; the Philippines is becoming a more attractive place to retire. In our area (Kalibo, Aklan); there is an 8-story medical center currently in construction (scheduled to open in 2023). It will be a fully-accredited U.S. standard hospital. I expect it to be added to the Tricare list of hospitals in the Philippines.
@@dazeltv1351 That’s great to know. I’m a professor here teaching the military and I’m retiring in 2-3 years. I’m going to Cebu in Dec. to have a yacht built, but I want to see other parts and maybe retire over there. At those prices, I can have my yacht to sail and a house or condo as a land base. Thanks for sharing! Maybe see you on a visit to your province. I prefer rural to cities (grew up in NY.)
@@rabukan5842 Let us know if you ever make it to Aklan province; we would be happy to show you around our area. I grew up in the city too (Manila and Los Angeles); I prefer the province now. Plenty of boats are parked along the coastline of Aklan; fishing is a big industry here. I’ve also seen some very nice yachts from other countries in Boracay Island, Aklan.
@@dazeltv1351 I will do that for sure. Definitely sounds like a good place to sail into and maybe spend some time. I'll be doing some sailing with the builder out of Cebu, so maybe we can sail up that way for a day or two. It will be nice to meet up, see your area, family, and home. Looks like you've really found something great that you wouldn't get in the US, especially LA/NY - no stress.
@@rabukan5842 Yes, after living in Aklan province for 11 years now, I have found home. We have traveled in other provinces/islands in the Philippines; Aklan province remains our favorite.
I see all your expenses are just geared for two people. Do you ever hang out with friends or with your wife's family and do you have a separate budget for that?
The pandemic lessened our activities with our friends and family the past 2 years; very strict on gatherings the past 2 years in the Philippines. We did have a weekly cornhole (American game similar to throwing horseshoes) tournament with our expat friends we attended for a couple of months last year when we were allowed to play. The place where we played had food that you can order and pay; so players paid for their own food. My wife and I would always bring snacks from home. Since we are allowed now; we plan on hanging out with our college friends and our family at the beach more. Our province of Aklan is mostly coastline; we have so many beaches. We don’t have a separate budget for hanging out with friends and family because it’s always bring your own dish (potluck style) when we hangout on the beach. So easy in our province to stop at the wet market or roadside stall and get fresh seafood (really cheap) and grill it on the beach or river. We will do a video on that when we get back to our province. Most activities we do for entertainment doesn’t cost much money; so we don’t have a separate budget for entertainment. My wife and I like hiking, running, biking, swimming, and paddle boarding for entertainment. We also don’t have a movie theater in our province; so we just watch Netflix.
@@dazeltv1351 Wow! You are so lucky with your inlaws! I was also married to a Filipina before and I'm sure my inlaws had never heard of potluck style. Whenever we were spending time with the family, there was only one person paying and that was me.
@@homebasebelgium359 am not surprised to hear that.marrying a Filipina is like marrying the whole family n relatives so to u guys out there be ready to have a big budget marrying a Filipina.you have a great day,Sir...
@@homebasebelgium359 i think it's not good idea, ikaw palagi taya, mamimihasa kamag anak. No offend. Maganda idea talaga kanya kanyang dala food and then magsalo salo. Sorry d po ako sanay mag english kaya tagalog po komento ko. Ingat po.
@@solhoffmann7491 Thanks for reacting, but I don't understand what you are saying. Sorry!
💚💛🧡❤❤💙💜🤎🖤🤍
Thank you.
maybe the wife should start earning her keep and start learning how to cook for the family, it will save a lot of money and will also make the husband proud of her instead of just like having a trophy for a wife...
Dazel earns online and helps her family with the money she makes. She also does all the editing of our videos; were we hope we can earn someday. We live a simple life in the province and are able to save money. There isn’t a day that Dazel makes me proud of her. She is the first in her entire family that graduated college.
I think he's proud of her how she is and certainly doesn't need your advice especially regarding your "trophy wife" remark .
I see that nasty remark is from a jealous American woman what a joke American women are I think your life looks fantastic and me and my trophy Filipina wife will probably copy it exactly. You guys are awesome and deserve to be happy 😀🌴🌴🍺
How is it you need 700 usd when a filipino only earns 10,000 pesos or less a month.................and can drink Red Horse.
It’s a matter of standard of living; we live on $700 a month because of our lifestyle. We like to live in a safe neighborhood and have amenities like a swimming pool.
@@dazeltv1351 Your birds family do too l expect.........
Iove to local buhay po kahit meron
Asawa ko month 40000peso
Ok nakayo
thanks for sharing
You’re welcome Rory!