just remember for those entering parts A and B, some will get it automatically through social sercurtiy and others will have to enroll by phone etc..... and both A and B cover quite a bit, so if you dicide to get for example part D on the side that's for Rx drugs. and I think that's the least costly of them, but you have to dicide which plan on the side fits your individual needs , good luck.
What many/most companies or people giving advice almost never say when asked how to choose the best plan is to answer them like this: Sit down, remove all distractions, go online pull up the plans in your state and start comparing. It is SOOOOO easy, but you have to know yourself, know what plans YOUR doctors accept, and be objective about what you yourself need in terms of coverage. Btw, the first thing you gotta find out is if YOUR doctor(s) accept your potential plan choices. Learn the difference between Medicare Advantage and Medigap. Many doctors in many areas of the country do NOT accept Medicare Advantage, so in those cases Medigap is the best choice from the beginning. Parts A and B cover 80%. You gotta fill that remaining 20%. You then gotta figure what you can afford and mix that with what each plan offers. Do NOT buy a plan solely on price. That's just shorting your particular health at some point in the future. You can pay a median amount now and in the near future, or you can pay MAJOR later as you go through something catastrophic. CHOOSE.
Stephanie…You look very pretty in this video. You also have a great smile ! I love your videos and have learned a lot from them but having you being the spokesperson has made it that much more enjoyable.
....EXCELLENT PRESENTATION....VERY CONCISE & WELL-ORGANIZED....GRAPHICS ARE SUPER-HELPFUL....I WATCHED THIS VIDEO & ONE OTHER THAT YOU POSTED and within 2-hours I had Enrolled-Online for Parts A&B and am looking forward to adding Part-G, Dental, Vision, and maybe one or two more, in the coming weeks....
Donald Pedigo thank you for the feedback! I truly appreciate it. I would love the opportunity to assist in your Medicare Supplement/dental and vision insurance when you’re ready. Please feel free to call/email at anytime - 888-465-9728 or stephanie@abtinsuranceagency.com. My service is completely free of charge!
Just great information from you and your team, many thanks to Carter for his experience in helping a type 1 diabetic find a excellent supplement and part d plan saving me from the dreaded “ donut hole “.
You do a great job. I don't understand, however, why you don't explain why someone would not choose Plan D over Plan N. According to the chart that you show, Plan D offers more than Plan N. Why not choose Plan D over Plan N?
Plan D isn't offered in every state or by every insurance company, and in many areas it is priced significantly higher than Plan N and sometimes priced higher than Plan G. Whether or not Plan D is a good value will depend on your area.
Hello everyone! Well I'm on "TRICARE PRIME" right now and my premium is only $229.92 with a co pay of$12.00 but i was told that once that i turn 65 my TRICARE PRIME will become TRICARE FOR LIFE" and that i don't have to pay the Premium anymore an it will become my second insurance, and whatever Medicare part A-B that's not cover then my TRICARE FOR LIFE well pay the different. My question is that true? I just turn 60 an i just start receiving social security widow benefit just want to know if it's true. Thank you!
Thank you so much for your inform video I think I like plan g I'm 61 and I'm on Medicaid and my medicare card arrived but it won't kick in until September my birthday, so can you please tell me that I would have to pay twice for Medicare and then another insurance plan how does that work. Thank you so much.
Efrain Madrid Medicare supplement insurance is an additional premium on top of your Medicare Part B premium payment, yes. Feel free to call us for quotes or more information at 888-465-9728
I am 68 and start working last month company I work have more than 100 employee I do not take any drug I have Plant F my monthly plan is very high Can you tell me what plan I should take And I am looking for very low cost part D Thanks
I would be happy to help! In order to get you the best plan options, I would need to gather a little bit more information like your zip code, and your current Rx list...would you be able to send an email over to me at stephanie@abtinsuranceagency.com? I can get you some quick information!
have one question to you.. I am going to be 65 in August . currently, I have health insurance that cover under my wife insurance.. she works at NiH cancer research center. her health is O K for me so far . she is 53 years old . She is able to work at least 11 years to become 65.. my question is .... Do I still need to get medicare and and Medigap when I turn to 65 ? please give me yous suggestion ?? Thank you .
As long as your wife is actively employed then you can delay enrolling in Medicare Part B. When you do enroll in Part B you will have an Open Enrollment window for Medicare Supplement insurance. However, it would be worthwhile to look at her employer health plan, the deductibles and the monthly cost to have you on the plan, and then compare that to what your costs would be if you transition to Medicare at age 65. If you need any help comparing your options, or comparing Medigap plans and prices, please give me a call! 888-465-9728 or stephanie@abtinsuranceagency.com
My mom sent me a link to your video and I watched it. I told her to give you a call regarding the supplements. She will be turning 65 in February and we live in the Houston area. Thank you for a great video explaining the different supplements and which ones are the best value!
@@AbtInsuranceAgency Mom told me that you got her signed for her supplement. Thank you so much! Both of us were so anxious about getting the right plan for the right price. I'm in healthcare (occupational therapy) and see so many patients get shafted out of the treatment they need, and I don't want my family members...or anyone...going through that. Thank you so much again!
Scott McCoy thank you! It was a pleasure helping your mom get set up on the best coverage for her needs! I look forward to continuing to work with her as her broker.
Living in Connecticut there is also a plan called FHD (High Deductible )are you familiar with this and would you suggest this as an alternative to G or N
It depends on your area. In many states pricing for High Deductible Plan F is not that much lower than Plan N, making Plan N a better overall choice. In many areas in your state the price difference between Plan N and HDF can be $100 or more/month, making HDF a more attractive alternative to folks that are looking to save on monthly premiums and don't mind a high deductible health plan. With HDF, of course there is no coverage until you've met the annual deductible. I'd be happy to pull specific quotes for you to help you review your options if you'd like!
Medigap Plans are regulated differently for folks under age 65 on Medicare disability in your state. I'd be happy to discuss your options - 888-465-9728.
Medicare covers home health care in certain situation. Medicare Supplement Plans cover everything that Medicare Parts A and B cover. For more specific information on how Medicare covers in home health care CLICK HERE: www.medicare.gov/coverage/home-health-services Hope this helps!
For example, if you select plan G. can you change your plan a month later? 6 month later? one year later? meaning...is there lock in time you have to be in before you can change supplement plan?
There is a 6 month "open enrollment" window that you get when you first turn 65 or first go onto Medicare Part B when you can get any Medicare Supplement Plan with any carrier, no medical underwriting. After that window is up, you can change Medicare Supplement Plans at any time of the year pending medical underwriting. For more information, -- th-cam.com/video/UbNv1kIn9GI/w-d-xo.html
not sure, but I think every new enrollment period is when u can change and I think its every October, not sure, but keep researching on it and I know you'll find out, good luck.
hunkydude322 in most states you will need to go through medical underwriting in order to change from one plan to another or one insurance carrier to another, even during the Annual Election Period.
Daniel excess charges are pretty rare - it’s estimated that 96% of Medicare doctors do accept Medicare as payment in full so they would not bill excess charges. But if they concern you then Plan G could be a good option!
@@J_Neighbor Excess charges only apply to Part B.....dr. office and outpatient services. No excess charges on Part A. Excessive charges are a whole nother matter!!
Shopping for a Part D plan should be based on your specific medications, while shopping for a Medigap plan is based on your age, pricing in your area and other factors. We're happy to help with both, completely free of charge. 888-465-9728
I called Independence and they don't offer Plan D or C. Why is that (how come it is listed as a choice but don't offer)? Is there any health insurance company that offers Plan D or C?
러브 쿡Love Cook Medigap insurance companies don't have to offer every Medigap plan, although they must offer Medigap Plan A if they offer any Medigap policy.
Hi can you help me? Im in Houston TX zip code#77449 with Age of 45 and I want to go with Plane N and i like Aetna or blur cross , can you tell me how much will be my monthly?
Gwendolyn Flowers it will depend on your area - I’d be happy to give you a quote for the top companies for you if you’d like to give me your zip code and age. You can also send an email over to me at stephanie@abtinsuranceagency.com !
just remember for those entering parts A and B, some will get it automatically through social sercurtiy and others will have to enroll by phone etc..... and both A and B cover quite a bit, so if you dicide to get for example part D on the side that's for Rx drugs. and I think that's the least costly of them, but you have to dicide which plan on the side fits your individual needs , good luck.
What many/most companies or people giving advice almost never say when asked how to choose the best plan is to answer them like this: Sit down, remove all distractions, go online pull up the plans in your state and start comparing. It is SOOOOO easy, but you have to know yourself, know what plans YOUR doctors accept, and be objective about what you yourself need in terms of coverage. Btw, the first thing you gotta find out is if YOUR doctor(s) accept your potential plan choices. Learn the difference between Medicare Advantage and Medigap. Many doctors in many areas of the country do NOT accept Medicare Advantage, so in those cases Medigap is the best choice from the beginning. Parts A and B cover 80%. You gotta fill that remaining 20%. You then gotta figure what you can afford and mix that with what each plan offers. Do NOT buy a plan solely on price. That's just shorting your particular health at some point in the future. You can pay a median amount now and in the near future, or you can pay MAJOR later as you go through something catastrophic. CHOOSE.
Stephanie…You look very pretty in this video. You also have a great smile ! I love your videos and have learned a lot from them but having you being the spokesperson has made it that much more enjoyable.
not all plans fits all, so search for the plan that best fits your personal needs, not hard at all.
good presentation. graphics showing how what you save by having deductibles covered will be spent on the increase in monthly premiums.
Thank you for watching! I appreciate the feedback.
....EXCELLENT PRESENTATION....VERY CONCISE & WELL-ORGANIZED....GRAPHICS ARE SUPER-HELPFUL....I WATCHED THIS VIDEO & ONE OTHER THAT YOU POSTED and within 2-hours I had Enrolled-Online for Parts A&B and am looking forward to adding Part-G, Dental, Vision, and maybe one or two more, in the coming weeks....
Donald Pedigo thank you for the feedback! I truly appreciate it. I would love the opportunity to assist in your Medicare Supplement/dental and vision insurance when you’re ready. Please feel free to call/email at anytime - 888-465-9728 or stephanie@abtinsuranceagency.com. My service is completely free of charge!
Clear explanation of the differences between plans F, G and N, thanks.
Jack DeAngelis I’m glad you found it helpful!
Good info, no plan F for me...
Just great information from you and your team, many thanks to Carter for his experience in helping a type 1 diabetic find a excellent supplement and part d plan saving me from the dreaded “ donut hole “.
Thank you James! We appreciate you.
You do a great job. I don't understand, however, why you don't explain why someone would not choose Plan D over Plan N. According to the chart that you show, Plan D offers more than Plan N. Why not choose Plan D over Plan N?
Plan D isn't offered in every state or by every insurance company, and in many areas it is priced significantly higher than Plan N and sometimes priced higher than Plan G. Whether or not Plan D is a good value will depend on your area.
Thank you for this very helpful info!
Meh M thank you for watching!
Great presentation! I just started to study and became really overwhelmed:( and you clarified some small details that bothered me :) Thank you!
Fa2z SA thanks! Medicare can be overwhelming, and I hope my videos help to simplify. Please feel free to reach out if you ever have any questions!
Abt Insurance Agency , Thank you!
I appreciate the way you explain the difference, thanks
ernestine westbrook you’re welcome! Please feel free to let me know if you ever have any questions, I’m happy to help.
Hello everyone! Well I'm on "TRICARE PRIME" right now and my premium is only $229.92 with a co pay of$12.00 but i was told that once that i turn 65 my TRICARE PRIME will become TRICARE FOR LIFE" and that i don't have to pay the Premium anymore an it will become my second insurance, and whatever Medicare part A-B that's not cover then my TRICARE FOR LIFE well pay the different. My question is that true? I just turn 60 an i just start receiving social security widow benefit just want to know if it's true. Thank you!
Thank you so much for your inform video I think I like plan g I'm 61 and I'm on Medicaid and my medicare card arrived but it won't kick in until September my birthday, so can you please tell me that I would have to pay twice for Medicare and then another insurance plan how does that work. Thank you so much.
Efrain Madrid Medicare supplement insurance is an additional premium on top of your Medicare Part B premium payment, yes. Feel free to call us for quotes or more information at 888-465-9728
Nice summary. I was hoping that you would mention the monthly premium difference between G and N. Are they significantly different?
Ron Brown it depends on the area! In some states the price difference can be very low, in other areas it can be over $40 +/month.
Can I get an appt with Stephanie? I will be coming from BCBSIL United
I need help getting enrolled with Medicare pat A, B , D s and plan Ge
Please call our office at 888-465-9728 🙂
Plain and clear information, big help, thanks a lot.
Charles Chang I’m glad you found it helpful!
I am 68 and start working last month company I work have more than 100 employee I do not take any drug I have
Plant F my monthly plan is very high
Can you tell me what plan I should take
And I am looking for very low cost part
D
Thanks
I would be happy to help! In order to get you the best plan options, I would need to gather a little bit more information like your zip code, and your current Rx list...would you be able to send an email over to me at stephanie@abtinsuranceagency.com? I can get you some quick information!
have one question to you.. I am going to be 65 in August . currently, I
have health insurance that cover under my wife insurance.. she works
at NiH cancer research center. her health is O K for me so far . she
is 53 years old . She is able to work at least 11 years to become 65..
my question is .... Do I still need to get medicare and and Medigap when
I turn to 65 ? please give me yous suggestion ?? Thank you .
As long as your wife is actively employed then you can delay enrolling in Medicare Part B. When you do enroll in Part B you will have an Open Enrollment window for Medicare Supplement insurance. However, it would be worthwhile to look at her employer health plan, the deductibles and the monthly cost to have you on the plan, and then compare that to what your costs would be if you transition to Medicare at age 65.
If you need any help comparing your options, or comparing Medigap plans and prices, please give me a call! 888-465-9728 or stephanie@abtinsuranceagency.com
@@AbtInsuranceAgency Thank you for your reply. If I need I will give you a cxall .
Very good presentation!
Thank you, I'm so glad you found it helpful!
Great tutorial! Thank you for sharing.
My mom sent me a link to your video and I watched it. I told her to give you a call regarding the supplements. She will be turning 65 in February and we live in the Houston area. Thank you for a great video explaining the different supplements and which ones are the best value!
Scott McCoy thank you! I will look forward to hearing from her!
@@AbtInsuranceAgency Mom told me that you got her signed for her supplement. Thank you so much! Both of us were so anxious about getting the right plan for the right price. I'm in healthcare (occupational therapy) and see so many patients get shafted out of the treatment they need, and I don't want my family members...or anyone...going through that. Thank you so much again!
Scott McCoy thank you! It was a pleasure helping your mom get set up on the best coverage for her needs! I look forward to continuing to work with her as her broker.
Living in Connecticut there is also a plan called FHD (High Deductible )are you familiar with this and would you suggest this as an alternative to G or N
It depends on your area. In many states pricing for High Deductible Plan F is not that much lower than Plan N, making Plan N a better overall choice. In many areas in your state the price difference between Plan N and HDF can be $100 or more/month, making HDF a more attractive alternative to folks that are looking to save on monthly premiums and don't mind a high deductible health plan. With HDF, of course there is no coverage until you've met the annual deductible. I'd be happy to pull specific quotes for you to help you review your options if you'd like!
Any Medicare Supplement Plans for age under65 in AZ?
Very limited options in your state for Under 65 Medicare Supplements. I'd be happy to review! 888-465-9728
Best plan in Ms, age 60, area code 38930
Medigap Plans are regulated differently for folks under age 65 on Medicare disability in your state. I'd be happy to discuss your options - 888-465-9728.
What’s plans offer in home care. I’m a home care owner
Medicare covers home health care in certain situation. Medicare Supplement Plans cover everything that Medicare Parts A and B cover. For more specific information on how Medicare covers in home health care CLICK HERE: www.medicare.gov/coverage/home-health-services
Hope this helps!
For example, if you select plan G. can you change your plan a month later? 6 month later? one year later? meaning...is there lock in time you have to be in before you can change supplement plan?
There is a 6 month "open enrollment" window that you get when you first turn 65 or first go onto Medicare Part B when you can get any Medicare Supplement Plan with any carrier, no medical underwriting. After that window is up, you can change Medicare Supplement Plans at any time of the year pending medical underwriting. For more information, -- th-cam.com/video/UbNv1kIn9GI/w-d-xo.html
not sure, but I think every new enrollment period is when u can change and I think its every October, not sure, but keep researching on it and I know you'll find out, good luck.
hunkydude322 in most states you will need to go through medical underwriting in order to change from one plan to another or one insurance carrier to another, even during the Annual Election Period.
Potential Excess charges on plan N could be tricky?
Daniel excess charges are pretty rare - it’s estimated that 96% of Medicare doctors do accept Medicare as payment in full so they would not bill excess charges. But if they concern you then Plan G could be a good option!
Thank you for your input, appreciate it.
Wouldn’t hospital “excess charges” be Plan A?
@@J_Neighbor Excess charges only apply to Part B.....dr. office and outpatient services. No excess charges on Part A. Excessive charges are a whole nother matter!!
Zip code is 48047 which company plan is better?
Which company is better all around?
Which company has lower rates with better perks?
I'd be happy to review that with you! 888-465-9728.
The medical care for the ssi
Does it make any difference if you choose a part D plan before or after a medigap plan?
Shopping for a Part D plan should be based on your specific medications, while shopping for a Medigap plan is based on your age, pricing in your area and other factors. We're happy to help with both, completely free of charge. 888-465-9728
I called Independence and they don't offer Plan D or C. Why is that (how come it is listed as a choice but don't offer)? Is there any health insurance company that offers Plan D or C?
러브 쿡Love Cook Medigap insurance companies don't have to offer every Medigap plan, although they must offer Medigap Plan A if they offer any Medigap policy.
@@AbtInsuranceAgency wow..they can choose what to offer..that's 😯!
러브 쿡Love Cook please contact me at anytime for free no obligation quotes for your area. I work with all of the major insurance carriers nationwide!
How can I get in contact with you.
Margaret, Please call us at 888-465-9728. I look forward to speaking to you!
What about HD G Plan? Is that plan exist in NY?
Alexander Bassin in 2020 the HD G plan will become available, yes.
@@AbtInsuranceAgency Thank you.
You said plan N when you meant to Plan G in the beginning of explaining about the plan over Plan F.
Hi can you help me? Im in Houston TX zip code#77449 with Age of 45 and I want to go with Plane N and i like Aetna or blur cross , can you tell me how much will be my monthly?
Unfortunately Plan N is not available to those under 65 on Medicare SSDI in Texas.
The best
Kaiser
Healthnet
Bluecross
Easychoice
The Worst united
Health care HORRIBLE. !
Do any pay for nursing home care and hearing aids?
Excellent presentation. If your phone call for any questions that I may have FREE?
Susan Alexander yes, my service is free, and I’m happy to answer any questions you may have!
Plan sucks
I want to know about the best company to buy these plans?
Gwendolyn Flowers it will depend on your area - I’d be happy to give you a quote for the top companies for you if you’d like to give me your zip code and age. You can also send an email over to me at stephanie@abtinsuranceagency.com !
United health care
Sucks
Beware seniors
You will need tucks
Okay
It was the first time
👌
United health care
The worst
I have had United Healthcare for approx 3yrs so far. Tell me specifically what you think is so bad about it.