Cost of Living in Puerto Rico | Palmas del Mar Community Expenses May 2019 | Living in Puerto Rico
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- เผยแพร่เมื่อ 3 ส.ค. 2024
- Thanks for all your feedback, this video is now remixed for improved audio - ENJOY!
Before you pack up and move to Puerto Rico, you probably want to know about Cost of Living, Safety, Healthcare, and a million other details! Prices as of May 2019.
Start here if you are thinking about Moving to Puerto Rico. Information on Cost of Living for Housing, Utilities, Groceries, Transportation, Healthcare -
jentheredonethat.com/moving-t...
After touring multiple areas of the island, we moved to Palmas del Mar resort community on the Southeast coast of the island. These are our actual costs, plus a home comparison of 3 bedroom options around the neighborhood.
Our actual utility expenses, based on 2 adults and the occasional house guest are:
Water (Palmas Del Mar has a private water utility) $90/month
Liberty Cable internet $100/month
Satellite internet (as a backup) from HughesNet $100/month
Electricity is around $230/month based on 23 cents/kWh, compared to average 13 cents/kWh in mainland United States.
All housing costs and expenses will vary based on our needs and behaviors. These are my actual expenses, and a comparison of a wide range of housing costs for three bedroom furnished rentals. Unfurnished homes will be less expenses, and homes outside of gated resort communities are less expensive, as well.
Housing prices are as of May 2019, when this video was filmed. Actual houses available and housing prices may vary due to normal market conditions. All housing prices quoted are based on a 12 month lease or longer for a furnished and equipped home in Palmas del Mar, Puerto Rico.
Realtors in Puerto Rico that helped in the making of this video:
Casillas Realty, CPM Realty, and Costa del Caribe (www.palmasdreams.com)
#PuertoRico
FTC Disclosure: this video is not sponsored. It is informational only.
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Thanks for all your feedback, this video is now remixed for improved audio - ENJOY!
Read more about Moving to Puerto Rico here - jentheredonethat.com/moving-to-puerto-rico-start-here/
Aguadilla as International Airport for the people of the west side of the island and my Wiz has a small airport does does charter flights to smaller Islands and to San Juan
I live in Juncos PR all my life (20 years) and i love my island 🌴.
Juncos is beautiful! I love Bacoa finca & fogon.
Nothing wrong with that.. Blessed
Excellent job Jen. Beautiful Island living. My parents live nearby. They retired after leaving NYC. I visit them every year. I also enjoy your beautiful establishment with it's pools and restaurants. Presently I own my home in New Jersey and plan on retiring there one day.
That is awesome!
Was born and raised in Humacao until I moved on 1984 to NY now living in Orlando Florida since 1991. Thank you for sharing. New subscriber👐💖
Have you seen the manatees in Humacao? th-cam.com/video/Vx2iGJW69zw/w-d-xo.html
If I ever win the lottery I will consider moving to Las Palmas del Mar.
THank you for this well put together video.
I would've chosen Cabo Rojo or Rincón over the metro area in a heart beat and with my eyes closed. You only want to be near the airport if you travel a lot, but if you're going to live here, a two (aproximately) hour commute to the airport won't kill you when you decide to travel. Besides, there's the Aguadilla airport which is way closer to Cabo Rojo and Rincón. The beaches of the west are the best.
Cabo Rojo is very high on my list. At the time I was traveling way to much for work to live that far away, now it is much more tempting.
Thanks for the insightful information. Great video. Can't wait to move there
Glad it is helpful. Here is more information on Moving to Puerto Rico. jentheredonethat.com/moving-to-puerto-rico-start-here/
Wowwww, beautiful. Thank you for the tour.
Palmas is very beautiful place I stayed there after hurricane Maria. I worked for 5 star and cobra helped restore Puerto Rico electricity
Thank you for helping bring light back to our island after Hurricane Maria!
This was really helpful! Thanks a lot!
Love this video, thank you so much!!
Gracias!
Palmas del Mar is a magic place. Humacao, Puerto Rico.
I agree!
Thanks for this video it was very informative and detailed. I’m doing research moving to PR goal is next year 2020
Glad this helps! You can compare the cost of rental properties around the island at www.clasificadosonline.com/
Did you move ?
Step chicken Chef probably didn’t a lot of people are all talk.
Me too
Wow!! I just subscribed to your channel. I like it! Thank you. 🙏That's gorgeous!! Beautiful place!! Love it!
Great info about living in Palmas Del Mar Jen. Very helpful!
Glad it was helpful!
Great video, what beautiful homes!
There are so many beautiful communities around the island.
Thank you for sharing this! I am moving to PR next year and this was super helpful.
You are welcome! Here is a guide with more information for your move - jentheredonethat.com/moving-to-puerto-rico-start-here/
That's great!
For anyone interested, the cost of living in San Juan (any 3 bedroom/2 bathroom house) is around 700-1,000$ rent a month. Outside the metropolitan area the prices go down by a lot.
Thanks for sharing.
Good to know. I paid $1700 for 5 weeks in llorens Torres 🤦♂️
@@musikmakerfan wait... you paid that amount to stay 5 weeks in the projects? 😱
@@fania_mania unknowingly, yep
Thanks for sharing, what are other decent neighborhoods to live in
Are ya NUTS 😳 I rented a whole home in Salina's up a hill with great view of the Caribbean sea and mountain for 350 a month, it comes with 2 bedroom, 2 car garage, unfurnished, but I dont pay water or electricity plus I have a quarter acre yard and a wrap porch to balcony😁👍
Sounds awesome!
Yeah, a lot more cheaper places on the island
Gary Stevens It’s a really late reply but schools very much do vary place by place. The best schools on the island are mostly specialized schools where you have to take an exam to enter and learn extra material that being arts, science, math, trades etc. They are scattered around the island and are easily accessible no matter where you live but if the public route isn’t of your liking private schools like Notre Dame offer an excellent curriculum that divides students in the more American like level system where your child can take ap classes if they can handle them. In summary the choices are specialized schools that honestly not everyone enters or private schools which are a lot more expensive. Hope this helps!
There are good places with affordable rent I live in a good place I pay 350 per month with electric and water bills included it's a 1 bedroom 1 bathroom kitchen and living room also I have a big patio 15 minutes by foot near the beach wouldn't change it for anything. Great video you'll have a new subscriber.
Welcome! What part of the island do you live?
@@JenThereDoneThat I live in Sagrado corazón sector monteflores very good neighborhood very peaceful and very centered close to everything.
@@JoseGonzalez-gg6rs hey I live in between Sagrado Corazón and Barrio Obrero it's called Monte Flores it's a good place quiet and peaceful.
@Alfredo Tirado right in the middle of the capital San Juan it's called Monte Flores.
$350...nice
Thank you! Very good info. 👏👏👏😊
Glad it was helpful!
What other costs are associated? HOA fees, resort fees, tennis and golf fees, etc? I was just at Palmas last week and loved it! Got me thinking about what it would cost to live there.
Hi there puerto rican here ! Humacao isn’t as expensive as san juan or dorado but what kills here is the electric bill .If you do well on $$ you will be good here way better than the US
Very true!
Honestly, such a great vid. I appreciate it so much and now Palmas is definitely on my radar. a few questions - how are the grocery stores and eateries in the area? are you satisfied with the selections there? do you find the drive to San Juan to be easy and is it safe to drive back home at night? are there any younger folk like ages 20-30 in your community?
Your main Rte from the airport is route 1, route 2 if you are going through the southern part of Puerto Rico, and neither one is safe during the day much less at night. Speaking from experience, and I'm a Puerto Rican. My Island is beautiful, there's a lot to see and do, but one has to know their surroundings if nothing else, be with someone you can trust.
@@amarylisesquilin1433 why isn't it safe?
Thank you for the vey informative vid! I’m surprised by all the negative comments. Oh well. F the haters keep doing your thing!
Glad you enjoyed it. Ignore the haters.
I love Puerto Rico but with the 7.25 wage it's very hard to live and the prices of stuff is almost like living in Brooklyn
There are higher paying jobs and less expensive neighborhoods, this is just an example of one community.
@@JenThereDoneThat still Puerto Rico needs to change is minimum wage for the middle class and poor people
@@josephbeltran3413 Yes, almost a $9.00 or $10.00 is good.
Deadly Vibez yes, I’m in dental school and have dental hygienists in my class who made $8-$10 per hour. In the states they make $30-$40 an hour. And same with the dentists. They make way less on the island than in the states. The insurance companies pay way less for the services rendered. And since people don’t make a lot of money the professionals can not charge very much.
I earn 1,300 a month and bought a 3 bedroom apt in Hato Rey for $35,000, it took me about 5 years to get what I wanted where I wanted but it's possible
hi Jenn - love your Vids - we are currently considering moving to PR and your vids are fantastic! Question - when you applied for the tax savings ACTs, did you apply yourself or did you hire someone?
WoW! Beautiful!
Thank you! Cheers!
Isn't Palmas del Mar one of the most expensive places in Puerto Rico?
It is probably top 10 of the more expensive places in Puerto Rico. Dorado, Condado and other areas of San Juan are the most expensive on the island. There are certainly other areas that are less expensive.
@@JenThereDoneThat Not even in the top 10 communities, guess you are referring to the 10 ten known by ex-pats
@@MrJobapa77 Possibly. There isn't very good data on cost of living around the island. Do you mean gated communities, neighborhoods, or cities? I guess it depends of how you are defining a specific area. Even realtors only know their specific areas, certainly not island wide. I would love to know your data source for cost of living expenses around the island.
Palmas del Mar, Dorado and Guaynabo are the most expensive.
@@MrJobapa77
US citizens that move from the mainland to Puerto Rico are not expats...haha.
We just become 2nd class citizens like the rest of our fellow Islanders.
The grocery store is tiny and doesn’t stock much. You’ll have to leave the community to buy food and other essentials.
Considering that Palmas has always been a pricey neighborhood, I am pleasantly surprised at how inexpensive the rents are for these furnished units in such a gorgeous resort style setting.
Yes, I wish there were more communities like Palmas around the island.
@@JenThereDoneThat Give it time. American mainlanders will get around to that.
Dorado Beach East and Palmas are 2 of the most expensive places to live in PR. Also the best if you can afford it.
Yes, they are the most expensive areas in PR.
Dorado Beach East, Montehiedra, Suchville, and San Patricio
At the end of the video you explained why the title is a little misleading. Palmas Del Mar does not represent the cost of living in Puerto Rico.
Exactly, there are places more expensive than Palmas, but the majority of the island is far less expensive. It is really hard to define the true cost of living in Puerto Rico, there are just so many factors to consider.
@Personal Sanchez Jen, please don't take Personal Sanchez comment too personal, the reality is that MOST Puerto Ricans DON'T live an elite lifestyle. We live for MUCH CHEAPER than people in the small minority of that elite class. However, many of us live well.
We luv the 🌴 beaches
Thanks for the nice tour of the property. It's a beautiful resort! I have heard that this is one of the more expensive places on the island. Now I know it! This is in no way very reflective of Cost of Living in Puerto Rico as a whole or average though. While usually housing is the top expense for most people, there are many other things as part of a budget (health care, groceries, insurance, cars/maintenance etc). Maybe I'll make a video about cost of living from our perspective which is MUCH more frugal and closer to the average Puerto Rican expenditures. (We seriously only live on appx $1000 total per month and don't feel deprived at all!)
Exactly! Palmas is more expensive than most of the island. I would love to see your Cost of Living breakdown as a comparison.
I’d love to see a lower cost of living in PR video (e.g. Rincon, west side of island). Are you still planning to make one or did you post it already? Please let me know. 😊
@@JenThereDoneThat Love you, Cassie and family! Probably there is not too much difference or maybe yes. It depends where you buy. If you buy in a small store, where the amount of goods bought is small, they are more expensive. I assume that where the amount of goods is higher, the prices are lower. Just an assumption!
When you live in the Washington, DC metro area, Palmas del Mar looks like a good bargain to me if you are looking for a nice place to retire. However, I do not like the beaches of the Humacao area, I rather live on the West Coast of the Island, specifically, Cabo Rojo. Another area is Dorado where I lived in the early 90s when it was a best-kept secret, but now is too congested and it has lost its charm. The beaches in the Dorado area are very nice also, Los Tubos, Mar Chiquita, Puerto Nuevo. The Cabo Rojo area is less developed and you can still find areas surrounded by nature, that is, unspoiled by untamed urbanization. My mother lives in Boquerón, across from the Bird Sanctuary, my favorite place to go running. The area of La Parguera is beautiful and the towns that follow are underdeveloped but move there with caution since the earthquakes.
I actually moved to Cabo Rojo 6 months ago. There are so many great places around the island! Thanks for your insight.
th-cam.com/video/zOjvRVBbNeg/w-d-xo.html
Are the earthquakes frequents in PR?
🌴🇵🇷🌴,,,PATILLAS ,,,I’m coming home......♥️♥️♥️♥️♥️♥️💯✌️👍👍👍,,,Esmeralda del sur.....
great video
Thanks!
Awesome information,thank you!
Happy to share!
Honestly.. I do like palmas del Mar.. I bet is hot there.. I been looking.. We may be neighbor.. God have mercy.. Hang out .. But im choosing Aibonito my 1st chose... Oh, Happy New Year young lady.. Peace
Aibonito is gorgeous! There are so many beautiful places on this island. Happy New Year!
th-cam.com/video/h3902s3eLjk/w-d-xo.html
@@JenThereDoneThat i hope to be there by mid February.. Look forward to check some homes in Aibonito.. 2nd option is palmas del mar.. I was just looking in clasificado on line pr...nice duplex condos...
I would consider Palmas Del Mar for rent, temporary.. Then look around to buy. But Aibonito is my first choice.. If plans dont go as i plan then i choice PDM. Thanks for the info young lady..
Aibonito is beautiful! I would also consider Cayey or Cidra area. Very peaceful.
@@JenThereDoneThat i hang out there .. Cayey n Cidra.. Cidra has better homes...
Que Linda!!
Chill Woadie is esta buena la nena
Very informative! We are still searching for where we will call home in just a few years. PR is high on our list. We would ideally love to be in St. Croix but unfortunately employment opportunities are limited for us there.
Best wishes for your search!
Sand Gravity Adventures omg it’s surreal to think that people would wanna live on my little island!!! That’s amazing!
John S yes we do! What’s your job there ? What would be good jobs for ppl moving there ?
straight A I’m just a college student!
straight A people who work for private factories here on the island earn good money
Just hop on classificados. You can rent a shoebox like me for 325 on upwards in san juan. I enjoy just saving all my check towards my other goals. In sanfrancisco i was paying 3000 a month for my house amd 800 for my landrover. Here im not trying to impress anyone just live and travel where i want. Almost when i want. You can find much cheaper livibg thsn 1k a month. For $753 a month i can buy a 2 floor penthouse in a good area. 3bdrm 2 bath. Its cheaper to mortgage than rent.
Will love to visit this town
Palmas del Mar is very relaxing and beautiful!
@@JenThereDoneThat really
Nice these prices probably doubled now in 2021
You are right, they are up between 20-40%! Here is an updated video of home prices in Cabo Rojo, and a comparison to Palmas del Mar. th-cam.com/video/5UCHx7b_w2k/w-d-xo.html
Good video
Thanks
I was born and lived in Naguabo until 1998. Have plans to go my house in Naguabo in June. ***Fingers crossed***
I hope so!!
Can't wait to visit!!
its insane how much prices have climbed since this video was published...
Sounds like a Gamble with Hurricanes. Veiws are nice. Better than New York.
You must visit Dorado town is beautiful 🤩
I have many friends in Dorado, but do not visit as often as we would like. th-cam.com/video/snbyVybsh-g/w-d-xo.html
Cant wait to see wht it like ..im moving in October....
Palmas del mar is a very exclusive and expensive area. There are hundreds of cheap areas in Puerto Rico to lease or buy. Obviously she's well off and wanted to live in a very upper class residential area. That's extremely expensive for Puerto Rico. Look elsewhere in the same area or elsewhere in the island, and you will find rents from $600 and up or lower. You can buy a nice house for $60,000 or less.
There are many places less expensive, and other places even more expensive. I am sharing 1 community on the island.
What is safety like in PR in those cheap areas? I live 2 hours away from a big city with very low crime rates.
The west coast also has 2 international airports, one in Ponce (Southwest area) and one in Aguadilla (Northwest).
Yes, there are multiple airports on the island. SJU in San Juan us the largest and operates with the most airlines.
Do you hear the coqui at night?
Every night.
How much for hurricane insurance ??? ...I guess with a condo it would make the condo fees sky high ...or if it is a house maybe $1000 / month ??? ...or do you not bother to pay for hurricane insurance ?
Jen, why did you moved from Palmas to Cabo Rojo? Cost of living, atmosphere, better beaches?
Project on the west coast.
Buy some land and build, that’s how Puerto Rican’s do it. These transplants do not represent 99.9% of the islanders. Looks like Beverly Hills of the Island.
Palmas Del Mar is expensive but not all the island
Very true. I would love to feature more areas of the island for cost of living videos.
Is this a gated community with 24/7 security?
If I bought condo/townhouse In Palmas would community let me air bnb/rent it out ?
Some communities allow short-term rentals, like AirBnB.
Awesome
Glad you like it!
Rents have really gone up since this video.
Crazy, right?!?!
@@JenThereDoneThat , i just moved into Shell Castle 6. $5k/month.
Looking to buy a place for my family my wife is puertirican are there any benefits she gets for doing anything there?
If you file the paperwork moving from the Mainland to PR nets you a 4 percent tax rate on you, your partner and your business. A lot of people who live in these communities do just this and spend the rest of they’re lives paying little to no money on taxes which over 20 or 30 years adds up to in many cases millions of dollars saved while living in a golf resort. Sounds like a pretty sweet life to me
You gave us lease prices.. I want to know ownership costs... HOA.. Community fees... etc.
Specific regimes within Palmas del Mar charge annual fees, in addition to Palmas Homeowner Association (PHA). Here are a few realtor site for properties in Palmas to get a better idea of prices for specific homes.
Realtors in Palmas:
www.casillasrealty.com/
www.cpmrealtypr.com/
www.palmasdreams.com/
Jen, how has life in PR been affected by the economic problems and hurricanes? It seems to be a psychological barrier to many of us to ever thing of visiting PR. I would like to change that in myself......
Just don't visit during Hurricane season it's fine in the winter.
@@retrodripsupport7510 How is life affected by the destruction from previous hurricanes and the possibility of future ones? Especially for immigrants and retirees?
@@dovygoodguy1296 the worst part is that the grid is a mess so there are power outages for 12+ hours on occasion. Most of the time it's 3-5 hours without power. Some highway signs haven't been replaced so can be confusing in some spots. Driving is always a mess in PR tho. But other than that it's just small quirks that were always apart of PR. If you're in a place like Palmas Del Mar you'll be fine. I have been going there since 2015 and I will say the amount of people there is much less than before the Hurricane. The locals certainly took the biggest blow from the Hurricane damage and loss of tourism.
@@dovygoodguy1296 Also PR has lost over 10% of its population in the last decade due to migration to the US so they have decreasing numbers of workers to maintain everything
We bought a home in Arecibo. Are there incentives to have a home totally solar-powered?
Yes! You will not have to pay PREPA for terrible service! That is the BEST incentive on the island for solar.
There are some commercial & business incentives, so check with your solar company if any apply to you.
Hella expensive for water 90, electricity 230 and internet 90 thats 410/mt. How much are these condos to buy?
The 3 bed, 2 bath condos shown are typically between $175K - $300K and up.
That’s high
Ridiculous
I live in a mountainous region not far from San Juan. And my light bill has never been more than $15, my water bill has never been more than $15.
Why did you choose Puerto rico over st. Croix?
At the time, I was still traveling quite a bit for work, so being close to an international airport with frequent flights was (and still is) important to where I live. Puerto Rico has everything I need and I really like it here.
Aqui tienes tu futuro Puerto Rico..sigue durmiendo de ese lao que camaron que se duerme se lo lleva la corriente..Wepa y Ole
Is that included the maintenance fees?
There are maintenance fees from Palmas Homeowners Association (PHA) plus condos and gated regimes have additional HOA fees. Definitely confirm fees before you buy.
At first she talks about cost of living , annd ,.... then the first thing she talks about is TENNIS ?
I suppose that is a bit of a tangent.
@@JenThereDoneThat Love the 8 tennis courts! I am going to check it out next year. Thank you!! Are mostly retired folks living there? Or are you seeing folks in their 40's * 50's living there as well?
❤hello Jenethere! Is it possible to rent a two bedroom condo? I am single retired lady
I would like to move to Cabo Rojo
Thank you
It's easy cost of living in my state is $300-$550 a month rent. So try again
lol, need to be close to airport, moves an hour and a half from the airport.
I know, right?!?! Early morning on the weekend, it is only a 45 minute drive. Only. HAHA.
That's one the MOST EXPENSIVE places to live in Puerto Rico...Not really Puertorican vibes there at all...Just old boring people waiting to pass...lmao..Live somewhere else that's live, fun, entertaining with tons of events and food nearby at half the pay !!
Too gringo
That’s not the Puerto Rican experience
Puerto Rico gets so much bad press that it discourages so many people from wanting to go there. Economic problems, crime, suffering from hurricanes, high temperatures, etc. We have to get over it all.......How has PR been dealing with all these problems, and how are people who want to live there dealing with these things??
Here is my update post-Hurricane Maria
jentheredonethat.com/visit-puerto-rico-after-hurricane-maria/
With the sad exception that we lost Arecibo Radio Telescope, Puerto Rico is healing and rebuilding. Locals are resilient.
@@JenThereDoneThat Thanks. I guess it's more likely that older folks would prefer more "stability" in their location then younger, more adventurous people in terms of places with hurricanes etc.
I think that PuertoRico island is the same as Mauritius island
You cannot compare Puerto Rico to any other island. It is unique.
Puerto Rican first yes Jose
I'll sum it for you. It's expensive as hell in that place. Only for the rich*
Just don't go if you look down on my people trust me that ocean will rise and swallow Evil go in with real love for the people and the culture ,food and music there's none other
This is the whitest translation of anything to do with Puerto Rico I've ever seen. Rink On?
Living in one of the most expensive and exclusive communities in Puerto Rico isn’t something the average person gets to do. What’s it REALLY like to live in Puerto Rico….
Here is the cost of living in Cabo Rojo - th-cam.com/video/5UCHx7b_w2k/w-d-xo.html
There are even less expensive places on the island.
@@JenThereDoneThat oh I’m aware. I lived there for 7 years. Your experience on a resort is not reflective of what my family’s experience is in Caguas and Bayamon. I still enjoy your videos.
Why aren't there houses built with central air conditioners in Puerto Rico? That's a bummer....
Central AC would be pretty expensive, due to the cost of electricity. I don't think it is even necessary. I run my office AC for a couple hours in the heat of the day (11am - 3pm), and only my bedroom AC at night to sleep. If my house had screens to keep the mosquitoes out, I would sleep with my windows open 9 months out of the year!
The mountain towns don't need AC at all, and I like a big, cozy blanket when I sleep to keep me warm.
th-cam.com/video/SejBv2TuWIs/w-d-xo.html
th-cam.com/video/ElJlnO3Q520/w-d-xo.html
One apartament in Palmanova two bedrioms 323,000 ,nothing like My house and i don't deal Even if give me fifthy millioms back
can renting also include athletic club membership? whats the night life like?
Palmas is a pretty relaxed place, mostly families and retired people, there is really no nightlife except a few bars in Palmanova Plaza. That is one of my favorite things about the community, it is pretty quiet and relaxing.
How is the mold factor?
It is very high humidity, which leads to mold. Closets must be kept clean and wiped down regularly to prevent and treat mold.
Why is it that you can't be transparent about the living cost? The areas that you mentioned are high crime areas according to the lasted FBI criminal report. Please don't mislead the people about the serious criminal behavior in the areas that you mentioned.
What are your sources?
@@JenThereDoneThat FBI latest 2019 crime report, local government of Puerto Rico law enforcement agencies.
🎼Si yo fuera rico 🎼La la la
$2,000 no way Jose
22 a month no way Jose
1801 no way Jose
Walter Heater... Are not common?
It seems like 50/50 don't have water heaters, according to my non-scientific poll of my friends.
You don't really need a water heater. It is warm enough year around.
@@sylviaramos6582 I can't live on this island without water heater. I have solar energy so I have warm water 24/7. And yes, the water does get cold during winter season.
2201 and and month no way Jose
No way Jose
Real nice if you are a rich white person
Yuppie town
You really don't need that amount of electricity she said?
OMG this is a Caribbean Island you'll need electricity. Puerto Rico weather in the east area could varied between 75 degrees Fahrenheit at night to 100 degrees Fahrenheit in daylight.This video has great PR.and it gives the island great promo but it's far from the reality. I don't know if is informative enough. Please before moving to Puerto Rico do you own search.
I include the cost per kWh so you can calculate what your electric costs will be.
jentheredonethat.com/moving-to-puerto-rico-start-here/