Bakit tumatagal ang turnover ng House na naavail? | Tips on Buying a House Philippines
ฝัง
- เผยแพร่เมื่อ 16 ก.ย. 2024
- Bakit tumatagal ang turnover ng House na naavail? | Tips on Buying a House Philippines
Bilang isang First Time Homebuyers ay andun ang excitement sa pag avail ng bahay. Ung mga plans natin hanggang sa makalipat na tyo. At kaakibat ng ating excitement ay may mga disappointments din along the way. At isa dito ay ung natatagalan na pagturnover ng ating naavail na unit. Ano nga ba ang reasons bakit tumatagal ang pagturnover ng house na naavail natin?
Alamin po natin dito sa ating video ang ating insights sa concern na ito.
________________________________________________________
Ifollow ang aking social media:
Social Media accounts:
TH-cam channel: / ralfrogertagao
Facebook page : / ralftagao
Regards,
Ralf Roger Tagao
Acountant/Licensed Real Estate Broker
PRC License # 0013076
HLURB License# 002220
----------------------------------------------------------------------------------------------------
Note: Si Ralf Roger Tagao ay isang Accountant, Licensed Real Estate Broker leading around 20 real estate agents, at Social Media Influencer with more than 14 thousand TH-cam Subscribers/Followers, & 150+ videos about real estate tips for 1st time homebuyers, real estate projects & other self-help topics.
#houseturnover
#realestatetips
#affordablehouseandlot
Sana ma epasa na sa senado at kongreso ang batas na anti turn over delay act at ang anti house fore closure act
Salamat sir! Additional wisdom po galing sa certified broker!👏👏👏👏
Thank you
Hello Po sir laking tulong Po Ng mga video nio Po. Talagang nanunuod ako palagi Po. Ngayon Po may kinuha na ko na house and lot 😊 pre selling po siya. As in lupa plang Ang naayos. Kaya Ni reready ko na sarili ko mga 5 yrs . Bago ko matirhan para Hindi Po masakit sa dibdib 🤣🤣 kapag d na turn over 2-3 yrs. .. estimated ko Po 30 yrs old ako kapag pwede na tirhan now I'm 25 yrs old Po😊single habang Bata Po. Na inspired talaga ako sa mga video nio sir😊 start na ko nextmont magbayad 10 yrs ko Lang Po kinuha . ty sir and Godbless po
walang anuman po
same here nadis appoint po ako pero now on process n sya Thanks God🙏🏻thanks sir very helpful po since ng follow ako naunawaan ko n ang pag avail ng house
you're welcome
Ang galing mag explain ni Sir 🙂
very clear 🙂 good job and God bless too po Sir 🙂
Thank you si sir Rolf sa inyong paliwanag and God Bless po.
you're welcome po
Salamat sir! Very informative as always! God bless!
Welcome!
Salamat, sir, very well explanation. Kakuha kulang ng pre selling 2 to 3 years sabi sa aking or more than 3years. Pa kaya oks lang mabilis lang naman ang panahon hindi mo mamalayan pagdating ng panahon may bahay na.
sana boss.mag post karin ng actual turn over sa mga kleyenti niyo.para mas gnahan ang mga viewers.masarp kasi panuorin yun nkaka good vibes para sa amin nagbabalak kumaha ng pabahay.
madami na po akong video about sa actual turnover. check nyo lng ung mga videos ko dito. makita nyo po.
@@RalfRogerTagao ok boss.hanapin ko.
slmat
Thank you po sir sa info... Dami namin natututunan sa inyo Godbless po🙏
thank you din po
Salamat sir sa info mo na nililiwanagan ako sa mga vlog mo tlga ..Gling mo po mag paliwanag..
Thank you
Salamat po sir sa mga vlog mo naintindihn konapo at nakakuha po kmi sa inyo ng idea
Hi sir, ang informative po ng mga videos nyo. Ask ko lng po, kapag n turn over n po yung bhay, ano po b ung mga ineexpect na documents n ibbgay sa home owner? Thanks.
Gud am po sir.. ibig sabihin mag aantay pa kami kong kilan nila gawin panu kong magback out nlng yung client,bali po yungbside nlng nila ang iintundihin nmin po? Panu nman po kaming nag aantay at nag umaasa na makalipat agad,di po namin alam kong kmhanggang kilan kami may trabaho.. panu kong pagturn over wla na kaming trabaho or na accidente po??
Tama po yan agree
Tnx po s info sir !naintindihan KO n kung bkit gnun ktagal bgo mkalipat
you're welcome po
Thank you po Sir Ralf, sa inyong paliwanag. God Bless Po
you're welcome po
Magandang umaga boss roger lagi ko pinapanuod ang amga vieos mo ay masasabi ko napaka galing mo magpaliwanag at napaka conviencing sa totoo boss kumuha ako ng unit sa clayton sa patiis sa san mateo rizal sa totoo di ako msyado satiesfied sa agent n kinuhaan ko ng unit di ako kumbinsido sa mga paliwanag niya at gusto ko mlaman nyo po dahol sa mga videos mo sa inuo ko lng naintindihan lahat.godblees po.
salamat
Nice sir tama po tlga ganyn din sken ng sales director ko pero d nila ineexplain bakit matagal talaga. Ang alam ko lng basta pre selling matagal tlga maturn over pero maaavail sya sa murang halaga unlike sa mga Rfo unit may move in fee pa kadalasan bukod sa umaabot na halos 20-30k ang basic salary para sure na makakaavail si client
Well informative sir 👏👍
thank you
Thanks for this info Sir Ralph, very helpful, nkarelate ako super, since meron kameng ongoing housing loan & currently waiting for turn over.. ☺️ looking forward for more updated video streams .
Question ⁉️
Baket po kya may mga nag i start na ng monthly amort even hnd pa natuturn over ang unit. Or kahit wla pang notice of approval?? Marerefund pa po kya ung naibayad if ever hnd na approve ang loan ??
Stop Payment or Continuous Payment After EQUITY/Down | Tips on Buying a House Philippines
th-cam.com/video/u4qXuzLBlJY/w-d-xo.html
salamat ! tama makakapag ipon pa po ako bago ma turn over ang bahay nawala na ang excitement ko kakaanatay sa bahay . ty sir!
tama po yan, gnun na lng po ang ating thinking
The best talaga si sir Ralf..
thanks
Very helpful po ang vlog niyo❤️ thank you
you're welcome
Ah kaya pala mag 3 years na home ko dipa rin ta ee turn over sakin
May date of turn over naman yan pag hindi natupad ng developer basahin nyo nalang po yong nakalagay sa batas Pd 957 section 20..
...ang problema po ay un mga promises at mga discounts na binibigay ng developer. un timeline ay napaiksi at matatapos daw agad un bahay mo...na alam nila na hindi naman mangyayari
Thank you po sa info! 😊
you're welcome po
thank you po sir Ralf
alright po
Thank You very informative po ang inyong video
Sa akin po mahigit 4 years na, cancel pa, kaya now todo complain ako sa DHSUD at s embassy dito, ofw kc ako, at pag uwi ko galing Airport dederecho ako kay Tulfo
may mga ganyang mga cases nga po sa inyo. sorry to hear po
Very informative. Thanks
You're welcome
Tnx sir ralf s info
you're welcome po
Thank You 😊
You're welcome 😊
Thank you sa magandang explanation.
you're welcome po
Fist time to watch your blog sir. What about wala man lang makuhang sagot sa developer kung Kelan maitatayo ang bahay.nagavail po aq nung 2018 pero hangang ngayon wala pa improvement sa location ng subdivision. Wala man lang Kami makuhang balita para man lang mabawasan Yun stress na nararamdaman naming mga nagavail.
pwede po kayong magreport sa DHSUD of your concerns
Tnx sir.very useful and clear explanation..
You're most welcome
Tq ser ganon pla yun. Now I know understand na God bless u
You're welcome 😊
Sana ikaw na lang ung naging agent ko Sir. Naka pag reseved po ako dati jan sa APEC sa trece martirez. Ndi ko naituloy kasi ndi kaagad sinabi na bare type i tuturn over sa akin. Thanks po ulit
bare type po tlaga ang turnover pag Apec Homes. good thing naman nun ay pwede nyong iparenovate sa gusto nyong design later on
Thank you po sir! Sa info
Sana honest mga agent para hnd nagkakaconflict..in 6months daw after mafully paid ang equity pde n lumipat..impossible nmn pala..anyways thanks sa explanation sir
palagi lng po kayong mag allowance for delays. para ung expectation po natin, ay mameet pa din
ask ko lang po tama po ba yung reason nang office bakit delay ang turn over sabi kasi this year april or may ang turn over then biglang delay daw dahil ginamit ang location/lot area para sa ibang unit na itatayo anu po pwede gawing action 3years daw delay bakit kaya ganun salamat po
Paano po yung kinuha namin sir sa bria since 2018 till now kakapasa nila sa pag ibig although na stop sa pandemic, yung kuya ko complete narin sila at approve sa pag ibig pero till now dipa na turn over,ano po ba ang dapat gawin sir
Nice, stay safe & god bless ! ❤️❤️❤️❤️
Thank you! You too!
Yung iba 2017 nag aply hanggang nagyun wala pang turn over na nangyayari..
Saan proseso na po ba ang individual title? Thank you po
Galing 👏 👏
thanks
new subscriber,,, thanks sa info sir ,, ang tagal ng turn over sa akin ng developer pero nagbabayad na ako monthly
saan po ba kyo kumuha?
Sir kung pre selling pa ang stage nung nakuha ko, ilang taon po ang dapat na i expect ko kung kelan po yun ma tturn over? 5yrs? 3yrs?
Tagal nga po sir... Sa nabili kong unit till now dipa na tuturn over sa akin
Sa akin sir 2016 pa ako nag apply housingloan hanggang ngayon 2023 na wla pa bahay nakita.
salamat sir
you're welcome
Thanks po sa explanation ,
Pre selling po Solar resources ang developer , 1st time ko po mag avail ,
6 months palang po ako payment sa DP ,
Pede po mag tanong , how to know po ung developer namin is legit?
According po sa agent 24 months ang turn over .
Sir for take out na kami,,inaantay na lang namin ang turnover ng bahay,bakit kaya tumatagal pa??may mga kasabay kaming na turnover na,,sabi sa amin inaayos pa ang title pero matagal na nilang sinasabi sa amin yung title
Salamat po...
Thanks!
I mean maganda ung nag bibigay ng malaki laki habng gingwa until mafullypaid.. Pra pag turnover.. Mabigay na ang titulo.. Tama po..
if mabayaran po within the downpayment period, pwede naman po un.
sir tanong lang, kasi nabagsakan ng semento yung bubong sa kitchen. sabi hindi daw papalitan repair lang daw. tatanggapin ba nmain yung ganun na reason? or dapat po good as new kasi milyon milyon na price na pinag uusapan sa ganyan sa bahay.
Hi ive watching your vlogs,hopefully makagawa din kayo ng vlog about sa "What is Socialized housing mean?"
Thank you and God bless!
socialized housing po, ung mga row houses na worth 450K-500K. nababanggit ko po yan sa mga videos ko
PROBLEMS COMMON TO SUBDIVISION AND CONDOMINIUM HOMEOWNERS AND THEIR DEVELOPERS BY ATTY. KARL FREDERICK S. BORJA
1. Delay in Turnover
One of the most common woes that subdivision or condominium unit buyers have is the delay in the turnover of their property. Most if not all developers spend millions in their pre-selling activities, luring buyers to make that down payment. When reality kicks in, however, these buyers say goodbye to their hard-earned money and wait for years, sometimes decades before realizing the fruits of their so-called investment.
Sadly, very few know their rights with regard to any delay in the turnover of their newly-purchased property. Some turn to their sales agents and brokers for help. Unfortunately, these people are only good to you when they are about to make a sale. After which, buyers are left to their devices.
The law protects subdivision and condominium buyers from a developer’s delay in turnover. A buyer needs to consult the documents surrounding the sale of the property and other materials such as brochures and advertisements. It should appear in those documents when the property should be properly turned over, as this should also be a subject of inquiry before a buyer purchases a property.
A buyer has two (2) options. One is to write the developer a letter seeking an official response as to the time of the project’s completion. Likewise, the law also says that after such notice to developer, the buyer may desist from further paying amortization dues. Another option is to directly file a case with the Housing and Land Use Regulatory Board against the developer to completely refund all payments made.
2. Delivery of Title
A property owner cannot be fully considered as such until he has occupied the property and is in possession of a Transfer Certificate of Title (TCT) or Certificate of Condominium Title (CCT). Sometimes, because of excitement and overwhelming emotions, buyers forget that aside from the turn over, the developer should also hand over the title to the property.
Developers oftentimes come up with endless creative reasons to delay the delivery of the title. The most common kept reason is that the mother title of the entire property is mortgaged to a bank or some lending institution. In such a case, a buyer need not worry because the law protects buyers of property that has been previously mortgaged by the developer.
Furthermore, buyers must be aware that the title to one’s property should be properly delivered once full payment has been made. A developer cannot charge the buyer with any other fees, except the cost for transferring the title to the buyer’s name.
3. Incomplete Development
Now that the buyer has the keys to the property, it is not to be assumed that the unit is entirely ready to be moved into. One must first assess whether the entire place is complete and safe for habitation.
It must be emphasized that just because the property has been turned over to the buyer, it does not automatically mean that the development is “complete”. The completeness of a unit depends on its adherence to the development plan and the advertisements or representations that came with it.
For instance, the unit may have a missing faucet or a missing bathroom. When a unit does not faithfully conform with the approved plans and/or the advertisement or representations made by the developer’s sales agents, a buyer may demand either specific performance or even a complete refund of all payments made plus damages.
4. Poor Workmanship
Housing property, like any consumer goods, is subject to reasonable warranties by the developer. Properties such as a condominium unit or a house and lot are one of those goods that are given reasonable warranties wherein a buyer is protected by law from hidden defects and poor workmanship.
Common complaints of poor workmanship includes but is not limited to cracked walls, roof leaks, uneven surfaces, bad paint job, and the like. Even if the development is according to plan, a buyer is still entitled to receive a house or condominium unit that is safe, comfortable and livable.
If a condominium unit or house and lot suffer from poor workmanship, a buyer may sue for damages and/or compel the developer to rectify the substandard work. Property buyers should not be left at the mercy of large developers. As a matter of fact, there are several provisions in law that specifically protect the rights of property buyers against shabby and poor workmanship.
5. Real Property Tax
Also a common problem that hound property buyers is: who will shoulder real property tax (RPT)? More often than not, excited owners will just pay the RPT anyway even if the law does not require them to. The rule of thumb is, whoever has control of the property should be assessed RPT.
In fact, the law is very clear that the developer shall shoulder the real property tax levied on the property until possession is turned over to the buyer. Unless the buyer has been previously occupying the property, the law specifically holds the developer liable for the payment of RPT.
If a buyer is being assessed by the developer for the payment of RPT, a complaint should be filed against the developer.
6. Concerns with Lease and Air BnB
Property, just like any other investment, is always seen by the owner as a vehicle for extra income. In the advent of Air Bnb, property owners can now directly lease out their properties for long or short periods of time. The common question is, may property owners be restricted from listing their properties in Air Bnb?
As a general rule, there is no limit as to how an owner may exercise control over his/her property. Such control includes the sale, assignment, lease, and so on. In the absence of any restriction, listing your property in Air Bnb is perfectly legal.
However, there are exceptions to the general rule. A common exception is a restriction in the master deed prohibiting short-term leases on the property. Deed restrictions are involuntary covenants signed by the buyer the moment the property is bought. It is termed “involuntary” because the buyer’s consent is deemed automatically given at the time of purchase of the property. Most subdivisions have restrictions in the deed, stating that an owner of a property located within the subdivision automatically becomes a member of the homeowners’ association.
Another exception is when a homeowners association or a condominium corporation adopts in its by-laws certain restrictions that would prohibit short-term leases. Provided that the process by which the by-laws were enacted is valid, these restrictions on one’s property are binding.
These, however, are not hard and fast rules. There are also some grey areas when it comes to leasing or sharing your property because no level of deed restrictions may prohibit an owner from lending/sharing his unit to a relative or friend. These are strictly non-commercial transactions per se, thus, cannot be restricted by a homeowners’ association or a condominium corporation.
Pano po pag pinapaaasa ka Ng developer sa schedule of punchlisting mo? Kasi po nag rerequest ako na malipatan na ung unit ko dahil RFO unit kinuha ko and since badly needed na Namin ung unit. naka bayad na kmi Ng move in fee at mag monthly amort na kmi sa National mortgage. Inischedule kmi for punchlist pero walang pumupunta na Engr.'s para iassist kami, Nag reshed ulit pero same pa din wala Para iaassist kami, kahit documents para maaasikaso ko Ang water and electric nmin.
Tanong ko po halimbawa di mo na tinuloy ang bahay kase inagiw ka na sa kahihintay😁😁ibabalik po ba nila ang equity na ibinayad mo na?
Sir good day mag ask lng po ako tungkol sa case namin, kumuha kmi ng house & lot last april 2019 paid n po kmi ng downpayment at equity pati monthly amortization nkpag byad na rin ng halos 1 year, inistop lng nmin ksi ang tagal ng turn over mgkaka problema po b kmi nun ksi hindi nmin tinuloy pgbbyad ng amortization? til now di pa rin nggwa ung bahay.
Thank you so much Sir,sinagot po ninyo ang mga katanungan nasa akin isipan.Client po ako ng APEC Saffron Hills sa Duhat , Bocaue, Bulacan
ok po. welcome
Crecencia Yanga tinawagn naba kau ni APEC anu phase po kau sa Saffron?
Nagbabayad kc ako sa banko, Kaya non full pay na ako sa down payment; pumunta na sa office yon anak ko at kinuha lahat ang OR. Waiting pa rin after 1 year kc nga delay yon construction dahil sa pandemic. Yon phase 1 palang ang gawa.Namasyal yon anak ko sa Saffron Hills , hindi pa mga gawa ang units. Hindi ko alam ang sumasakop ng Blk. 23 eh.
@@cresenciayanga6865 ,kami phase 1din ..Last February 2021 pa aq natapos sa equity q..Tas ngfollowup aq last Feb.15 lang this years,as of report nla January 2022 40%percent palang house construction ng unit namin..E dapat nga process nlang ang inaanty q ngaun sa pagibig hindi ang paggawa pa ng bhay...Kht pandemic tuloy tuloy namn aq ngbayad sa obligasyon q sa knila.Phase1ka po b?Lalo ngaun inaasahn q na sana na may call na maatrasado pa dahil sa di patapos ang bhay...Naupa pa nmn po aq.😢
@@christianpianar7513 kapapadala lang ng list of requirements sa anak ko kanina hapon.Need to provide yon requirements for Pag ibig loan. Hindi ka nag iisa iho, marami tayong umuupa. Be patient tayo.
salamat sir sa info.
you're welcome po
Salamat po sa information god bless
you're welcome po
Paano po yun sir yung sa amin na binili na unit RFO na po sya but mag 5 months na di pa din sa amin na turn over na cash na po namin sya 2 gives lang po .legal po kaya ang ginagawa nilang process sobra bagal nila .Bella Vita company po.
Ser Tapos na po july 2017 dp Tapos gawa house 2018 napasa kapatid ko papers for pag ibig oct.2018 tapos sumaka bilang buhay nag loan nov.2018 d pa pasok pag ibig?
ipaverify nyo po sa Developer Sir.thanks
Sir, thank you po sa info. na-encourage akong kumuha ng bahay.
alright Ms. Princess. if ang target nyo po is part ng mga hawak namin, we can send you options. hawak namin, mostly bulacan, pampanga at tarlac.
@@RalfRogerTagao
Sir pano Po un..nung after nmin ma fully paid Ang down payment.. d kami naghulog Ng monthly amortization KC d pa pa nman na forward Kay pag-ibig..kaso may penalty nman kami..pede ba un magka penalty eh nd pa nman nka forward Kay pag-ibig
@@RalfRogerTagao
Sana masagot nyo Po tanung q.. slamat Po..more power ponsa channel nyo
Salamat po. Ngayon po ay klaro na
alright po. welcome
Paano if wala talaga ang bahay at lupa at continous ang bayad sa Amortization from 2017 😞
Pa no kami ako 4 years na pong nag babayad hanggang ngayon wla parin ni isang hollowblock na nka lagay Yong ibang unit naka Tayo na pero di ma I turnover..Yong iba nga na MGA kasmahan na min nabayaran na lahat turnover nalang ang kulang wla pring bahay na nkatayo..pano po Yong gusto na po naming I refund kaso ang I abalik Lang eh 50 % maceda law daw gamitin nila Yong iba 35% nmn eh wla nga pong nakatayong bahay... Makatuwiran po ba yon?...
Salamat sa information sir! Isa po ako sa kumuha sa apec(rfo)sonoma extension which is Hindi nmin alam Kong ano na po status ng area..wala po nag I inform sa amin specially my agent...and im really so disappointed.
you're welcome po. depende po kung saang block kayo nakakaavail ng extension. ung mga nauna (blk 35-67), before this year end, baka magprocess na ng Pagibig.
Sir blk 28 ung nakuha nmin so that's mean di kasama ung sa area nmin?
Good sharing
salamat po s information .. ingat po palagi
you're welcome po
Majority of houses built by developers are full of construction defects
yes there are po
Hi Sir sna po mapansin nyo po comment ko.. 2019 po kami Nagstart magbyad ng downpyment natapos po kmi ng march 2021 then june po tnawagan kami para magchange unit dahil nagkaproblema daw po sa contractor. Inaccept po namin RFO unit na offer nila Sept po na approve kmi sa bank for turn over na daw po.. pero sbi po nila january pa daw po turn over.. posible po ba ganto katagal process? Anu po pede namin gawin para mapabilis po turn over since nag rerent po kmi at start na dn po kmi ng amortization sa bank. Thank you so much po sa sagot sir
Sir pano po if na loan take out na since June 30, pero d p maturn over sakn? Need kasi irepair yung unit dahil may sira, wla pang kuryente. Pero ang dahilan ng developer, hnd pa raw nagcoconfirm yung contractor at engr kelan ayusin. Palaging ganun ang dahilan, halos 1 month n. Hnd pre-selling. Matagal ng gawa yung subdivision at marami ng nakatira.
Hello po sir.. ask lang po, What if po naka take home loan na sa pag ibig at nakuha na ni developer yong loan.. ang sabi ALL IN na.. but sad to say di parin na turn-0ver samin yong unit.. mag start na kami mag pay sa pag-ibig. tapos may babayaran pa daw kami sa developer kasi hindi daw buo ang nakuha nilang loan sa pag-ibig. pero napa claro sa documents na the processing fee and payments sa Registry od Deeds included na sa loan proceeds... Ano po gagawin namin kasi despite of keep asking them na e turn over na.. daming alibies nila.. ginagawa nilang dahil si COVID....
ang processing fees po is sa Price of property po yan nakainclude, or not included. sa mga hawak namin, included na sa price ung miscellaneous. if not included at for the account ni Buyer dpat po nakaexplain sa inyo
2 to 3 yrs po talaga pero now yong akin sa pacifict po is mag 2yrs na pp sa july but nasa pagibig na po papers ko
Question lang po. Kapag po ba nagbayad ng cash payment sa developer, hindi po ba talaga on the spot nakukuha ung notarized deed of absolute sale? Official receipt lang daw po muna tapos to follow pa ung notarized deed of absolute sale kase may iba pang signatories at dadalhin pa sa notary public. Ganon po ba talaga un? Salamat po.
Sir sa akin nga kinuha q sa fil invest hanggang ngayon hindi pa nakukuha kaya nagdesisyon na ireklamo sa hulrb
Thank you so much Sir sa video mo , very informative at nasagot po ninyo ang mga tanong na nabubuo sa akin isipan.Client po ako ng APEC Saffron Hills .Kasalukuyang na po ako naghuhulog ng Equity. God bless more Sir and thank you so much
ok po. welcome
Sir good day salamat sa informative video mo po. Ask ko lang din sir kung ano pwede naming gawin sa situation namin sa bahay na kinuha namin sa Filinvest Land Inc.
Marami ng nakatira sa Block na nakuha namin at sa block na higher than us.
2018 August - nagbayad po kami ng down-payment for pre selling house
2019 October - Done na with payment
2020 March - approved and started Bank Finance/payment
2021 May - no updates for turn over
Salamat po. Nagdodoble gastos po kasi apartment at monthly po
icoordinate nyo po mismo sa Filinvest Sir kung anong status ng house nyo. sila po ung makakapagbigay ng feedback sa inyo Sir.
Hi po, Nagavail po ako RFO unit ng AMAIA.Fully paid na po ng bank at nagstart na ako ng monthly amortization last February, as per may agent 100% complete na dw po yung unit.30-60 days dw po yung turn over mag 60 days na po by March 31 pero wala pong mabigay na update 4:29 yung agent ko about sa date ng turn over. Normally po anu po yung process after mafully paid ng bank? Anu po yung next step? Once fully paid and signed na yung CTS pwede na po ba mavisit yung actual unit kahit di pa naturnover?
Hi sir question po kapag ba sa punch listing sino ang mag dedecide ng inspection si developer po ba or si buyer? Ofw po kasi ako pero ang gusto nila mag inspection na through video nalang e ayaw ko po pumayag kasi mahirap ang ganon at gusto ko my friend kami na sumama sa inspection pero sinasabi nila na hindi pwede at automatic na accepted ng unit pag ganon na hnd pa din kami makapag pa inspect. Hoping for answerthank you
Sir Roger ask ko lng po, may cts napo kmi pero in the case that sinabi nmin na mag under pagibig loan kmi pero they transferred us to interim financing, lagi sinasabi ni lumina under prima casa land and houses, may problem prin daw lgu, hindi rin po nila lakad ung pagibig application nmin. Nung dadalawin po namin, sabi Di raw pwde silipin ung bahay dahil may problem pa s lgu, ng amort npo kmi, dipo kaya ngbabayad n kmi sa hindi nmin property or may problem kay prima casa land. Until now walang feedback kc eh. Di nmin mapunta han ung area. Slamat po s help.
Dto na delay.. puro next yr nagging inhouse pa dis approve sa pag ibig bria alaminos
Okay na kay pag ibig e, 9 m9nths na aqong nagbabayad kay pag ibig pero di pa rin tapos ang punchlisting...August pa ko bayad ng move in fee...
Ma'am same tayo Ng problema. Ano po ngyari Ngayon sa Bahay na knuha mo?
Thanks now nliwanagan n ako 3 months to go done my dp makapag pahinga NG mgbyad
Thanks sir kaya po pala 👍🏻
alright po. welcome
Bakit agent namin sabi 1 year daw turnover na. Pag natapos na downpayment
Salamat po sir sa info po..
you're welcome po
is it normal na more than 6 mons na ang waiting.. kase sobrang tagal naman po ng release ng EPEB at COA
Hi sir.. pag po b sinabing turn over .. pde n po bang lipatan agad ung bahay?? Or may another documents pa pong need isubmit ??samin po kasi okay n yung bahay... Re opened po sya. And tpos na din po kmi ng equity.
Bakit natagalan? magkabit ng meralco pero na take out na?? All in na ang meralco kasama sa offer ang Meralco installation anyone can explain?
sa mga housing projects ay bago iprocess ang loan ay dpat may linya na ng kuryente. though iba ung pagpapakabit ng kuntador nito. if ang tinutukoy nyo ay sa project na inavail ninyo. icoordinate nyo sa inyong agent at sa developer.
Sir sa tingin niyo ok lang yung 5yrs turnover? Thanks.
4-5 years sa mga newly launched project, pwede pong mangyari if may delays.
Sir ask ko lng po', familiar po ba kau sa highland residences sto. Tomas batangas? Hawak nyu rin po ba yun? Apec din po yun eh, ask ko lng po, y7ng mga bahay po dun na nkatayo na ay walang gutter at spandrel, kapag po ba tinurn-over po un ay lalagyan po ba un or client na po ang mgpapalagay? Slamat po
Kumuha kb dun kabayan? Merun kaai akong unit dun..pero mama komlang ang nakapunta pa.diko nakita
@@glendamaecamara90 yup kumuha aq dun, pgbakasyon q s pinas saka q lng nkita yung actual na unit...
Kc kung ang client ang mgpapalagay ng spandrel s tingin malaki tin mggastos kc nasa 2 storey kc un eh, kubg 1 storey madali lng, un kc bka kelangan ng scaffolding mataas eh.
@@BordzAbyanJumong sir add nio.poako sa messenger.camara mae glends salamt.
sa mga bulacan projects, may gutter naman po sa gilid ng roads
Sir question po, after mag sign ng NOA from pagibig, 3 months ago, will that guarantee na waiting nlng ako for take out? Ksi wala po ako nreceive na update from the developer, tpos pag chinecheck sa pagibig wala din po ngsshow na loan. Thanks in advance po.
Grabe yung ung sken 2018 pa approved na ng pagibig ung loan gang ngaun hnd pa naturn over ano dapat gawin😢
Puntahan nyo na po mismo sa office. Once loan take out na at nagbabayad na kyo ng amortization, for turnover na po dapat yan.
Sir ask ko lang po may lupa ako at gusto kong magpatau ng bahay puwede kaya sa pag ibig construction loan ofw po ako puwde ka kaya yon sir ..
ang pagkakaalam ko pwede po pero iba po ang proseso nun. ang alam ko on a reimbursement basis ang sistema ni Pagibig dun sa pagrelease ng loan depende sa naipagawa na. di po sila nagrirelease ng Cash agad