GOING CASHLESS! SAVINGS & SINKING FUNDS

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  • เผยแพร่เมื่อ 17 พ.ย. 2024

ความคิดเห็น • 30

  • @planningsquirrel
    @planningsquirrel หลายเดือนก่อน +4

    Im cashless too just because it’s too much of a hassle for me to always go and grab the cash 😅 love that you’re using index cards for tracking the savings, definitely something I might steal! ❤

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน

      Yes, save some money and use those index cards 😊. Yea getting cash especially when you need it right away is such a hassle. I’m a cashless girlie lol 😂.

  • @karenalinthia4534
    @karenalinthia4534 หลายเดือนก่อน +2

    I went cashless also. Have you heard of Ally Bank? It’s high yield with the options for buckets or savings categories. I still do my challenges, sinking funds but in my Ally account.

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน +1

      Yes, that’s actually where my sinking funds are located and I also have SoFi for my personal savings.

  • @BudgetsWithELMA
    @BudgetsWithELMA หลายเดือนก่อน

    Loving the setup / cashless savings, i also have some key sinking funds categories in the bank too (So-Fi Bank)

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน

      Yes, I have So-Fi bank for my personal savings. Thanks for watching 😊

  • @savingwithapurpose
    @savingwithapurpose หลายเดือนก่อน +1

    Loving it. I totally understand.

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน

      Hey Sam! Thanks getting cash has gotten more difficult. Thanks for watching 😊

    • @savingwithapurpose
      @savingwithapurpose หลายเดือนก่อน

      @@jbs2cents596 you are welcome.

  • @journeytowisdomandwealth2905
    @journeytowisdomandwealth2905 หลายเดือนก่อน

    Hi Janelle 👋🏾.. ok so you going back to your roots sis n u love thaf for you.. Watching here at work. Love the setup ...u know i love the cashless for the most part.. watcging at work let me keep listening ❤❤❤

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน

      Yes back to the roots. I did the cash for the videos but honestly I’m a cashless girlie. Those who love me will follow me. Thanks for listening 👂 ❤️

  • @loveandjoy810
    @loveandjoy810 หลายเดือนก่อน

    I’m mostly cashless. I just pull cash for a few categories that I overspend. Personal, Miscellaneous and restaurants. Everything else stays in the bank.

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน +1

      I hear you. I use a separate debit card with my spending accounts to avoid over spending and it doesn’t have to interfere with bills and things. Thanks for tuning in 😊

  • @2Belcow
    @2Belcow หลายเดือนก่อน

    I also went cashless saving except for about $50, that I use for gas (depending on where I stop it may be cheaper to use cash instead) and emergencies (just in case the card reader is down where I am at that time)

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน

      I keep a weather envelope with cash for emergencies. I live in Texas and we are always in some kind of weather situation. Thanks for watching 😊

  • @SimplySaraSaves
    @SimplySaraSaves หลายเดือนก่อน

    Hello, new subbie! So awesome to meet you

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน +1

      Welcome 🤗

  • @Budgetwithfreshsalad3544
    @Budgetwithfreshsalad3544 หลายเดือนก่อน

    Nice video 🎉

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน

      Thank you 😊

  • @LaTora007Johnson
    @LaTora007Johnson หลายเดือนก่อน

    New Subbie 😊😊😊

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน

      Welcome 🤗 so glad to have you!

  • @BudgetingOver40
    @BudgetingOver40 หลายเดือนก่อน

    Listening while driving 💜

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน

      Hey 👋🏽 hope I was great company. 😊

  • @Winter_Babe_Saves
    @Winter_Babe_Saves หลายเดือนก่อน

    ❤❤❤

  • @ventureswithvee
    @ventureswithvee หลายเดือนก่อน

    i’ve always done cashless, but i feel like cash stuffing has been pretty popular. did you see any particular benefits with cash stuffing before you changed?

    • @jbs2cents596
      @jbs2cents596  หลายเดือนก่อน +1

      I actually stopped cash stuffing mid 2020 and went cashless. Using cash did help because all you had was that money and once it was gone it was gone. I found cashless was easier to move the money and stay on top of your finances. I started using a debit card then went the credit card route. I do agree that cash stuffing is popular and why I started doing saving challenges in cash, but it’s too much.

    • @Jenna-999Z
      @Jenna-999Z หลายเดือนก่อน +1

      It's also very tempting to buy those saffiano binders which are usually $30 each! It's easy to get influenced in wanting those binders especially watching the cash stuffing videos. I had to take a break from watching videos that would have these saffiano binders. I also am on a no spend month and the strong urge to buy those saffiano binders has thankfully subsided!!!
      🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉😅😅😅😅

  • @Budget2Blessings
    @Budget2Blessings หลายเดือนก่อน

    Newbie here