I'm from the UK and this has blown my mind. I don't think I've ever been in a shop (besides small, local ones) that doesn't accept contactless/Apple Pay. The fact that you need to give away a load of your personal info just to shop there is a huge red flag to me. In my opinion it should not be allowed to track purchases and gather information, unless you give them permission via the use of a separate points app or something (like we have here)
You don’t have to give your information, 90% of stores accept Apple Pay or some other form like Google Pay, it’s really only Walmart that I’ve seen without it. Or you could just carry around your debit card and use it.
@@danm4320 tinfoil hats say that cash is the only true private way to pay. Phone payments seems like a good alternative to cards, but still, you give data to them instead of shop.
I think a reason is, that in europe credit card fees are limited by law. Some smaller shops in germany do not accept credit cards, but accept german debit cards, because the fees are limited to 0.5 €. That is a reason why many shops accept card payments only above a certain ammount.
While credit card processing fees could be another reason on the list for Walmart I can confidently say it's definitely because it doesn't allow them to collect people's data. I used to work with credit card processing, when I tell you each individual Walmart processes MILLIONS on the daily from credit card transactions I am not kidding. Not just that, their processing fees percentages are often discounted too, they always tended to be lower than for other businesses. Fees are not the issue. Their unquenchable hunger for your data to market to you and sell it to third parties is the problem.
@@turtato2155 when you use contactless pay, all you’re doing is providing payment information. Not even your real card info is used, instead a transaction-specific, one-time code is generated to process the payment in order to reduce fraud. Whereas with their proprietary “payment apps” you have to create a profile and input any and all information they require which is just super convenient for them :)
This very excellently said. Many people don't know specific person data is one of the most valuable if not the most valuable commodity there is. What a billion people can be predicted to be enticed to buy on a weekly and daily basis is a pure cash machine. Apple is an oddity in this regard as they collect very little specific person data. To be sure, Apple does collect a lot of data in the form of anonymized data. This is not specific to a name but is collected as a general geo area and demo group data. This is valuable but is is not close to the value of the specific to the person data. And this specific to the person data is trying to be vacuumed up by almost every place someone frequents, most definitely including Walmart.
I try to not buy at Walmart because they literally sells cheap stuff even if it’s branded. Somehow it’s the cheap version or the bad one. It may be my local Walmart but every time I buy something from there, I get a bad product
Walmart in Canada had to start accepting Apple Pay a couple of years ago, since nearly every store here accepts it as well. I was glad to see they lost that battle.
Yeah but unfortunately our gov just passed a bill where the retailer could pass the credit card fees to the costumers instead of them paying it. We still lost at the end if we keep supporting these greedy companies.
Except that Walmart makes a full 3D render with their 4 eye level cameras. It's essentially a finger print. Once you check out, they tie that info to you and mark you at any store including Walmart pharmacies. They also make guesses on what illnesses people have.
Samsung Pay was special in most markets because it worked by emulating the magnetic strip of a credit card (MST) rather than using NFC to process payments, meaning older card readers with no contactless option could still be paid using your phone and no physical card, so theoretically that should work at Wal-mart too. Key word is theoretically, as it turns out Wal-mart actually explicitly blocks Samsung Pay transactions and your payment will be declined if you try this at a register (I know from experience). Unfortunately Samsung has also since dropped MST from modern phones so now there's no reason not to use Google Pay on their phones.
But Google is selling and collecting your data as well. I guess that they also collect your information from Google pay as well. So isn’t that the same problem ?
I literally went to Walmart a few weeks ago, and looked to see if the contactless payment symbol was on the pin-pads. Sure enough, it wasn’t-which surprised me, considering that 85% of retailers do in fact support it. Even my local grocery store (which is _very_ small) supports it, and I use it a TON there with no issues whatsoever. And it’s all because of god damn _data greed_ that Walmart doesn’t support it. Screw them. Thank god I had my wallet on me that day, or I would’ve been screwed.
I work at another big retailer that doesn’t accept tap to pay. The most redundancy thing is preaching about convenience yet not allowing tap. I’ve seen a couple times where a customer can’t pay cause we don’t have Apple Pay. So another customer will pay for their groceries then the other person would pay them by text.
I work at Walmart and we recently got new card readers at the self checkouts. I found it odd that they didn’t include Apple Pay or any contactless payments
I bet they’ll do the ups route and pay more to take away a feature (ups pays to remove the ac in their trucks) meaning the machines they order may have the nfc chips built in but Walmart would probably pay more to disconnect them and remove the icons.
Here in Canada in 2021 we got all new payment terminals in self checkouts and cash lanes. A few months later once all stores had new terminals installed, they activated contactless payments of any kind, including Apple Pay.
I went to the US for the first time and I was shocked how few stores support contactless. I'm from Germany and you can literally pay contactless everywhere, where creditcards are accepted.
@@TylerMBuller12 Uh...no. I just traveled from Wyoming to Mexico and back. Used contactless literally everywhere without issue. If there's issue, it's because sometimes retailers have to hit an additional button to enable contactless and they forget to do it.
Yep, it’s pathetic. I don’t understand it. How this country is so behind on technology like this. I have seen a slight uptick in contactless payments but not nearly enough. It’s so inconsistent.
As a Brit who visits Walmart regularly and has never even heard of current-c this is absolutely insane! I am sure there isn't a single retailer in the UK (that accepts contactless) who doesn't accept Apple pay. Mental!
Even in the technologically behind state of Oklahoma it’s almost impossible to go anywhere that doesn’t take Apple Pay. I can’t remember the last time I used my credit card outside of Walmart or a sit-down restaurant. Funnily enough, the Verifone readers at my local Walmart actually support contactless, they just removed the Apple Pay functionality.
@rage2 Broad Acceptance ≠ More Convenience. It's like paying with cash: Sure, everyone accepts it, but it's not more convenient to have to count out how much to pay, physically carry all that cash in a potentially insecure manner, etc. Whereas, once you lock your smartphone with a click of a button, it becomes nearly impossible to steal money out of a digital card.
Thank you for remaking this video and emphasizing on customer data. That’s exactly the reason why Walmart won’t take Apple Pay as they don’t care about customer security.
@@markIrSa No, not only in the US. They don’t accept apple pay in any of the countries where they have stores, including Mexico and other parts of Latin america, except in Canada. In Canada they had to relent because it was mandated by the card networks, so they were cornered between accepting apple pay/contactless or going cash only. Elsewhere, they still have contactless disabled.
That's why for anything other than groceries I love going to Target. They price match, have great deals, and of course Apple Pay since I have a habit of leaving my wallet in my truck.
@@epitomicmess felt that. I saw a video that made sense about the too. Target is for people who are somebody but everyone at Walmart walking like “lemme gtfo of here” hiding their face and all 😂
In Saudi Arabia it became mandatory a few years ago for every business to accept contactless payments and Apple Pay. If there is a business that refuses, the customer could call the ministry of commerce hotline and they would make the business accept the payment or be heavily fined. That changed everything. If you have all your cards and credit cards on your phone, have digital national ID, digital driver license/ registration, and digital insurance card you don’t really need to carry a wallet.
I always find the data collecting thing funny. No matter how much data they collect they STILL market all the wrong things to me. But I also don't use contact-less payments or have a apple pay for that matter at all so I guess this was just interesting.
In Canada, Apple Pay works at Walmart and in all stores that have contactless payment and I always use it since I don’t have my wallet all the time and if I need to buy something I can use my phone so I think removing it would not be a smart move but idk🤷🏻♂️
Was going to comment the same. In Canada. I remember and it was not that long ago contactless payment wasn’t allowed so any time I forgot my card, I couldn’t pay 😂
It's certainly a reason I avoid Walmart shopping. It's not like the 1% cash back difference due to having to use my physical Apple card is a super big deal and I'm sure my not shopping there as much won't make a big difference to them either. But they probably should consider how to integrate contactless payment into their system. That's a big deal nowadays. I think what Exxon Gas does is genius; paying with Apple Pay through their specific app gets you more cash back than just using regular Apple Pay. That way, they benefit from having your profile in their system and we benefit by getting more cash back.
It very much is a big deal to big corperations and its not even 1% it can be almost as much as 3% and because stores don't get 100% of the products price as profit even 1% can be up to 5% of what they would profit from, with walmarts current revenue & profit of margin its more than 20 Billion in losses
@@Heha323 It isn't. They just average the percetages and add it to the price. Doesn't take a genious to realise that. By that logic no business should be taking cards. Additionally, handling cash also costs a lot of money.
@@DJSV25 You don't have to act so condesending in a online argument. Really does not make anyone want to be on your side when you act like a complete dickhead. At this point I hardly care whos right and I'd rather not have an argument with someone whos looking to be right out of pure self interest.
@@DJSV25 the shit you said trying to sound smart doesn't make no fucking sense. Have you ever got a discount for using a debit card instead of credit ? No ? They don't just fucking up the prices for credit card users. The % that credit card company takes directly come from the profits of those store
Well Walmart is a fairly dumb company, guess they can't be expected to be as genius as the biggest oil company in the world 🤣 they sell cheap shoes from China.
I think they lost my business today because of this...I don't think there's any other grocery stores in my town that refuse to accept NFC. It's absolutely absurd and antiquated, it was good to be reminded that Apple released their version in 2014, but I'm on Android, not exactly "cutting edge", and I've been using contactless for years, to the point of not bringing my wallet with me all the time (especially if I'm not driving). Not downloading a separate app just to pay at Walmart...they need to seriously rethink this does, because it will absolutely hurt business. I'll shop at my local Meijer instead... Walmart isn't the only superstore in town anymore.
I believe that Kroger and all their regional chains do not take Apple Pay or historically haven't. I avoid big chain supermarkets no so much due to Apple Pay but the crap ultra processed foods that they sell.
Weird. It’s only 85% in the US? Here in Canada, the only business I’ve ever encountered (including Walmart Canada) that didn’t accept Apple Pay was a small movie theatre that was cash-only. I only carry my debit card in case my phone dies, and now that I have an Apple Watch as well, I don’t even bring that unless I’m going really far.
@@99brendanallen If i were to assume its either because they never implemented walmart pay or theres different laws regarding data privacy or something.
@@99brendanallen That’s because in Canada the card networks made contactless mandatory, cornering walmart between turning on contactless or going cash only. It will be at least 8 more years before it happens in the US (it seems it will happen in Mexico first, in 2023).
Don't be fooled by the silicon valley image of America... in a lot of ways the majority of the US is ass backwards in technological innovation. Half the places I go I see a contactless payment sign, yet it doesn't work and have to frustratingly put my phone back and get my wallet out. It doesn't matter how much a politician will say they're on the consumers side, because the actions they take are much louder seeing as they effect you on a daily basis.
@@josephhernandez8427 That's the problem. Walmart is literally everywhere, even in small towns. And if Walmart were to leave, the entire town would be in dire straits.
CVS was a big hold out too, But they finally gave in. Walmart may take longer, But as more people move to a contactless payment routine, Walmart will be forced to change or lose more business than they want.
The only thing that will ever force walmart to change is if the card networks make contactless mandatory. That was what made them relent in Canada. However, it will be at least another 8 years before contactless is mandated in the US.
As much as I wish this were true, Walmart makes too much money to care. unless the law or the card companies mandate the use of NFC like in Canada, they will sit high and happy on data collection.
In Canada, Walmart was forced by the payment networks to accept contactless or be liable for any purchase. Since then you can use Apple Pay in Canadian Walmart’s. That’s the only way Walmart will be forced to accept contactless payments.
In Australia I haven't been to a single store that doesn't accept Apple Pay. Even the small local family-run businesses accept Apple Pay. It blew my mind that I had to actually use my physical card in the US
It's unbelievable how they are one of the most profitable companies in the world yet they will go out of their way and inconvenience everybody including themselves if that means squeezing more money out of people by any means necessary.
I remember back when Samsung Pay MST was included on phones, you could use it at Walmart for a while, but they ended up blocking the BIN for the virtual cards. Initially, it was done in such a way that attempting to use Samsung Pay crashed the register.
Thanks you again Greg. This one was a MUST WATCH. Even is you use another platform, this is an education on wireless payments, retail, and their greed.
Thanks for the explanation, I recently got a Walmart Mastercard and was visibly confused as to why I couldn’t add it to my Apple Wallet. Now I have my answer.
That has nothing to do with walmart. It’s probably the card issuer, walmart’s partner, that doesn’t support adding the card to wallet. Walmart doesn’t get involved with whether their associated credit card can be added to apple wallet. Proof of it is that Walmart Mexico doesn’t take apple pay either, but the associated credit cards they offer can still be added to apple wallet because the issuer (inbursa bank) does support that.
@@aba792000 I’m not sure, I have several other cards through Mastercard and of the same company (Capital One) and all of which I was able to add to my Apple Wallet with no issues.
@@tom.5249 Well..who’s the issuer of Walmart’s credit card?. If other cards from that particular card issuer can be added to Wallet, but just not the one in partnership with Walmart, then Walmart may have to do something with it. Otherwise, it’s just the card issuer that won’t support apple pay for whatever reason.
Strange is how walmart will occasionally ditch and replace their store card host. It started out discover, then went g.e. moneybank, and now capital one. The customer doesn't lose credit line, but not all merchants accept the card they switched to.
I think I've been to one Walmart that did accept Apple Pay, in Minneapolis. However, every other store I've been to, including the one closest to home, doesn't accept it. I don't want to use a merchant-specific payment service designed to track me as a shopper, so there's not a snowball's chance in summer I'm setting up Walmart Pay.
@@brandon8987 NFC configuration is entirely handled remotely by Walmart's Home Office (Corporate). No one at the store level has the ability to enable or disable NFC on the terminals
The last couple of times I went to Walmart the reader wouldn't even let me use the credit card chip. I had to swipe the card. Very insecure. I now avoid Walmart all together.
Today I went to Walmart. No, not trying out Apple Pay (which I soon will start using, I may change stores) and no I didn’t swipe the card. I just used the chip reader - 5 times with 2 different cards! Finally worked 😮💨
You guys still use the magnetic strip in the US? In germany payment terminals can only use the chip for payments and cards have to be equipped with a chip.
@@thebamplayer Our credit cards have the chips and many have contactless payment, however we still have the magnetic strips too. Businesses are not required to switch to chip or contactless payment, however most if not all have chip or contactless terminals. The magnetic strip is only used by some small businesses or if the chip or contactless doesn't work at the terminal for some reason.
In the UK we have pretty much every shop accept contactless and Apple Pay. Even buskers have tap payment system. In the UK if it’s accepts contactless it accepts Apple Pay
I am an early adopter of the blink system. Basically before Apple Pay you could take your credit card if it had blink and wave it instead of putting it in or swiping. So when Apple Pay came out the system was already there to use and a lot of chain stores disabled blink after Apple Pay was announced because Apple Pay used to the same magic wand type of way to scan you digital card. Also this is in response to Obama’s banking plan which made it legal for merchants to charge transaction fees or minimum payments for using a credit card. Previously this practice was against the VISA and Mastercard merchant agreement and reporting a business could get their credit card privileges taken away
Then the shoppers should demand that walmart must start Apple Pay. It’s pure greed that they want to avoid the current card, transaction fees and keep all the customer data which is unacceptable and criminal. Walmart must be held accountable.
Worst of all is they aren’t even avoiding any card transaction fees. Even with contactless disabled, they still accept credit cards via chip and in their payment app (walmart pay), so they’re still paying card transaction fees anyway. Truth be told, they just want to harvest more customer data.
Walmart was incredibly inept at foresight into ApplePay. There was just no way they could match Apple's seamless integration into iPhones. That's on top of iOS security and speed dominance. Now many of iPhone user's won't shop without ApplePay transactions.
Doesn’t help that Walmart had a data breach fall 2020 they didn’t tell anyone about. Accounts, pass and phone numbers were released. They also track you on just your card number.
And this is why I avoid shopping at Walmart. The fact that they want you to use their own app says enough. Walmart just needs to admit they are wrong and accept Apple Pay and Google Pay.
Why wouldn’t they be, a billion dollar company not keeping up with contactless payments that’s embarrassing. That’s honestly one reason why I rather go to target instead of Walmart
@@felipelara1680 I’d rather have tap to pay tbh but Walmart is one of those companies that doesn’t wanna pay a fee to apple, google or Samsung and prefers having the data those companies worn hand over. So I get it from that perspective
Coming from the UK where basically 99% of places accept apple pay and contactless, its shocking to see America is still so far behind when it comes to card payments, especially as chip and pin is still relatively new in the country.
When I went to the US on vacation I was surprised that Wallmart didn't accept Apple Pay, I live in Brazil and here literally every store accepts Apple Pay, even the streets vendors accept Apple Pay
It's just not Apple Pay - but the fact that they don't support tap-to-pay is BS. Like, yeah I'll inconvenience myself by having to pull out my card and sticking it into a sketchy machine just to shop at a failing general store LOL.
Walmart and CVS weren't "holdouts". They accepted contactless in the very beginning back in 2011. I paid with Google Wallet there many times. In fact between 2011 and 2015, it worked in 7-11, Target, and almost anywhere that happened to upgrade their terminals to chip card readers. It was really great. But Apple (who was way late to the party) had to be Apple and brand their NFC payment offering "Apple Pay" instead of the already established "Tap to pay", suddenly the those handful of retailers who eventually joined CurrentC all slowly turned off their NFC functionality in their terminals. They all tried their QR code based nonsense, which had a high failure rate, then a couple years later, they just jettisoned the CurrentC crap and turned the NFC back on in their payment readers. Eveone but Walmart, Home Depot, And Lowe's. Have turned the NFC back on. But they all will eventually. They'll have to.
I'm from the UK. I've not took my contactless card out in years, everything apple pay 100% in the UK. Not used cash in years also. We also have very low card fees due to financial regulators and customer focused laws introduced.
I don’t usually go to Walmart but when I did go I found it very odd they didn’t accept Apple Pay. Now I know they were just trying to farm consumer data, thanks
I used to do Samsung Pay at Walmart then one day all their readers were replaced & pushed Walmart pay. It has helped when I left my wallet at home. Pulled up the app and paid
Yeah I used Samsung Pay and when I couldn't use it I was pissed. I shouldn't have to use Walmarts App to pay for stuff when all of my cards are on Samsung Pay... It's insane...
1:53 so instead of an encrypted layer of security between your money and a random merchant you get an easily reproducible QR code which can be stolen almost too easily
I'm from Poland and tbh i'm very surprised that apple pay doesnt work everywhere in the US, whereas in Poland it doesn't matter in which store you're shopping, because apple pay simply works as a credit card but in your phone and every single store allows you to make contactless payments. You dont even say at the checkout that you're paying with apple pay - you simply say "I want to pay with my card" and if you mentioned apple pay, cashier would be probably confused and said that it's not available.
True, I made the same experiences in pretty much whole Europe. Not every country loves cards but many countries require the merchants to accept card payments. Some don't accept Amex but that's fine.
This is surprising to me. In the netherlands like 99.9% of everything supports Apple Pay and I haven’t used anything else for the last 3-5 years i think. It’s pretty shocking to find out that in the US, where Apple Pay has been invented, one of the biggest grocery stores does not support it.
Federal government needs to get involved. Every card-accepting merchant should be mandated to: a) accept contactless payments b) be prohibited from removing a customer's payment method from them during a transaction (drive-thrus, sit-down restaurants)
Same! Even Oliver’s coffee in Muskoka, which doesn’t even take credit cards, still lets you use Apple Pay, albeit only with debit. The only place I haven’t been able to tap is a cash-only movie theatre in Bracebridge. I only keep my debit card with me if my phone dies or I’m at the bank. I haven’t pulled out my credit cards from my wallet since I got them!
Here in Texas, the state's largest grocery chain (sales even higher than Walmart), H-E-B, is also reluctant to take contactless. I've tweeted them numerous times and even asked management and I always get weird answers that don't make sense. I also get the feeling they want to track data as well, but they're already doing this by storing credit card information and matching it to your purchase habits. If they implemented contactless, the card number changes everytime, so it's virtually untraceable. There's been times where they've lost my business; I'm out and about and forgot my wallet and had to go to Target instead.
I’ve been to Canadá a couple of times and I love going out with nothing more than my phone. It’s so easy and safe compared to my home country mexico, where most places won’t accept cards, let alone contactless.
That is interesting! Apple Pay needs to be required. Walmart might lose a ton of customers in a few years. Apple Pay is easier and safer. I wish the FTC and other agencies would request legislation that would force them to accept Apple Pay and create a secure database that no one can hack.
I agree that contactless payments should be required everywhere. However, Walmart does not care what we think. Walmart lost me three and a half years ago when they intentionally disabled MST transactions from Samsung Pay even though it would work.
It will be required, but for the US that will take at least until 2030, since magnetic stripe is still in use there to some extent and needs to be dropped completely first.
I folded under this because Walmart is by far cheaper than other grocers in the area. I use the Walmart App under a false email in Apple’s cloaking email thing and ask the app not to track. I still wish they would just…. Accept contactless. But at least Capital One does 5% back so
Not only do they do this, Walmart in my area blocks cellular data (not phone calls as that is illegal) which forces you to use their in store WiFi. It goes without saying that their in store WiFi collects data as well.
You could use a VPN on your phone and it might protect your data... Unless they also block encrypted data from going around that WiFi network, which would be incredibly dirty on Walmart's part.
Yea, I noticed that, too, especially on more cheaper options for phones ($300 USD or less). The Walmart closest to me had mobile data issues in the renovated makeup section. Oddly, if I avoided that zone and just stayed in the main walkway and areas, it was fine.
Well, if Walmart was still in Europe, here they would be forced to accept it, as contactless payments became a mandatory payment option for all merchants offering any form of card based payments, quite a while ago.
Walmart is definitely data-driven, even smartphone workarounds like Samsung pay's mag-spoof aren't accepted (even though it used to be some time before 2020) I'd say it's only helpful customer-wise if you give Walmart your card info via the app as it automatically archives your receipts to any account with said card information attached. Always remember, the cheaper a product the more you pay in other methods
I appreciated this video. I’ve often wondered why they didn’t take it. And I knew it had to be something with greed and I was right. I am a person who is totally blind. And I rely on the Apple Pay when I can at retailers. It negates the fact that I need to dig out my card find a slot to put it in so on and so forth. I can just use my phone like the rest of the world. Pretty easy. I wonder if in the United States Walmart will eventually be forced into taking mobile payments like Apple Pay and Google wallet. That seems to be the trend and it’s not going away anytime soon.
I started reading up on Apple Pay a few months ago. The idea of using my iPhone to pay seemed so odd to me, but working in retail since 2016 and circumstances the past couple years sold me on it. I've been legally blind since birth and 2 years ago, a bad infection took more of my sight. These payment terminals and stand-alones are all slightly different. The chip readers are usually on the bottom, but once I encountered one where the card went up top. After setting up Wallet, instead of fumbling with a card and trying to figure out the chip reader (and getting way too many card-read errors), I hold my phone up to the terminal, I get haptic feedback and audible signal when payment goes through, my receipt prints, and done.😁 And unlike a card, the phone doesn't transmit the number to the terminal. Occasionally, an email alert comes through at work warning us that card skimmers were discovered somewhere nearby. Scary stuff. I seldom shop at Walmart, and when I do, I pay cash.
In Australia unless a seller doesn’t have have a modern credit card terminal or is cash only everyone accepts NFC payments. They can just implement a card like nearly every other store does these days
Here in Austria, almost nobody pays with a credit card in a physical store, it’s all done by debit card, where money is withdrawn from the bank account directly. That’s what Apple Pay taps into here too. So since it only depends on the bank if they have Apple Pay support and if they do, you can use it in every store that accepts NFC payment with debit cards
In Canada they were one of the few remaining retailers without it - they did finally just recently add it though! Hopefully Walmart US will do the same.
The fact that the Walmart near my house still doesn't accept contactless pay is crazy. Ironically, the McDonalds inside of Walmart accepts twice the amount of ways to pay than Walmart does. Harris Teeter also didn't accept Apple Pay as the standard up until a year ago.
What’s interesting is whilst in the UK Tesco has their own payment system (Pay Plus iirc, haven’t worked there in a while) they still take contactless including Apple Pay.
2-3% for physical transaction is pretty high. US being a big market should be competitive and lower their rates to entice/ encourage more cashless transactions especially from the retailers.
In the Netherlands Apple pay and Google pay are accepted in every single shop that accepts debit of credit card payments. And I've never seen a shop in the past few years where that isn't the case. The only place I had to use my actual card was at a gas station, where you had to insert your card before pumping gas, they didn't accept concactless payments there.
In Australia we have rewards cards to do that part for us. You can pay with cash and still get "tracked" through the rewards program separately if you scan your card. So you can have decent privacy should you chose to.
i pay thru cash and i have never ever owned the reward program cards. I could always recognize the game for what it was from jump street . coupons, discounts, rewarding cards and all that is low vibration sheit and it prevents people from focusing on acquiring quality food. . when you buy bacon and sugar is a part of the composition and then you get offered 20% discount if you buy 2 for 3 then another discount thru a phony rewarding program . that's what's up . But like for real , for real.
Sometimes I forget my wallet, using cellphone to pay saves the day. Unless you are at Walmart. You need to go back home, or you can shop at their competitor that accept Apple Pay. In the end they loose a lot of business by not accepting Apple Pay.
Recently I have been trying to phase Walmart out of the stores I use/frequent because I’m am one of those idiots who lose things easily. Lost two wallets, one had my card in it so I’m thankful that contactless is a way for me to not bring it out. The problem is Walmart sells a large variety of things and If I need a bunch of stuff, It makes sense to go to one store then spend extra the petrol for 3 stores.
Since the pandemic started I can count the number of times I've used cash on one hand, my iPhone and Apple Watch is loaded with my MasterCard and most times I just use my Apple Watch to pay for things. Here in Australia most businesses support contactless payment, this is usually done through a credit card, but now some banks are offering contactless payment using your bank account. And only one main stream retailer I can think of here has extra fees for using a credit card, which is only 0.5% or the purchase price.
Craig, you put all your eggs in one basket, until sheit hits the fan. For Cash until my ass is in the ground and credit card only when i absolutely have to because i've been thru all types of scenarios where cards weren't accepted , cashpoints were buggy , every doggone thing under the damned sun . Y'all be careful out there especially with excessive data collection.
I remember CurrentC & MCX; wondered what ever happened to them. this is somewhat akin to the EV charging market, where at many locations you have to use a company's app to pay and can't just use a credit card or contactless payment. The EU and member countries are starting to regulate this and forcing the EV charging providers to make CC readers (at least contactless) available. Here in the U.S. any company that accepts NEVI federal funding will have to do the same (yep, even Tesla). Their v4 chargers are just now starting to appear with pay terminals and screens. This will help for CCS vehicles that don't support Tesla's (currently proprietary) plug & charge.
Walmart Does Accept SAMSUNG PAY, just not Apple Pay They don't accept Apple Pay, but they do support Samsung Pay using MST only (older Samsung devices that still use MST or Magnetic Secure Transmission instead of just NFC). Why is that, you ask? Samsung phones used to have a secret weapon feature that allowed their mobile payments to work in places where Google Pay and Apple Pay failed, which only used NFC. Apple devices, Google Pay devices, and newer Samsung devices only use Near Field Communication, or NFC, which sends a short-range wireless signal to a card reader that only newer credit card readers can detect. While MST can send the credit card reader a magnetic signal that can be detected by newer and older credit card readers, the magnetic signal from the device simulates the swipe of a physical credit card or simply makes the machine think you swiped a card. It's a shame Samsung removed MST from their newer models. I always get asked publicly why your Samsung phone works when my iPhone doesn't at Walmart.
Had a cart of like $100 worth of stuff after an employee told me they took it. Literally got to the register and was blown away. Hadn’t shopped in a while and barely ever return.
Heard that. The same exact thing happened to me. But I had to actually download the app cus I had no choice at the time since no other stores were available to me. Ridiculous.
Contactless is everywhere in the UK. Can basically guarantee Apple Pay and Google Pay is supported wherever you shop. There’s rare pains where contactless is not supported (like are a hairdresser)
Oh wow! ContactC sounds great! I can help walmart by paying the transaction fee that they could easily pay themselves and I can give up even more personal info!!! So good!
My Walmart used to accept android/apply pay, but suddenly a couple years ago they stopped it. So since then I switched to Walmart pay, which is very fast/convenient but I also realize it's definitely for data collection
That’s kinda sad as even regular supermarkets in Germany which support contactless payments accept Apple Pay and just gets recognized as a regular debit/credit card on the receipt. And think about it…Germany used to have quite a bad credit/debit card acceptance not too long ago but now, all major retailers support any conventional payment method (credit/debit card…usually Visa/MasterCard but also JCB, AMEX, Discover and DinersClub, girocard, Google pay, Apple Pay, etc.)
I'm shocked, I'm French and Apple Pay has become the daily life of many people because it's so useful and really available everywhere here, and it's the same everywhere in Europe, but I thought it was the same thing in the United States!
Les Américains vivent sur une autre planète, c'est dingue en vrai. C'est pas nous, c'est partout pareil en Europe. En fouillant les commentaires, je vois que c'est pareil au Royaume-Uni, en Inde, au Brésil... c'est juste chez eux. C'est dingue à quel point aux US, les entreprise sont libre de faire ce qu'elles veulent sans la moindre régulation.
@@old-dream-left-behind Au États Unis ils n'ont aucunes régulations, comme par exemple leurs données numériques privées ne sont pas du touts protégés, la preuve avec Walmart, ce qui serait impensable en France, ils ont aussi beaucoup moins de protection...
I'm old enough to remember M&S in the UK only accepting their own credit card, and no other debit or credit cards. In the early 90s they gave up due to showers just turning away at the counter.
I'm from the UK and this has blown my mind. I don't think I've ever been in a shop (besides small, local ones) that doesn't accept contactless/Apple Pay. The fact that you need to give away a load of your personal info just to shop there is a huge red flag to me. In my opinion it should not be allowed to track purchases and gather information, unless you give them permission via the use of a separate points app or something (like we have here)
You still have cash, right?
@@vadnegru Yes but even street performers take tips using a card machine. You can buy a card machine at a local shop too for cheap
You don’t have to give your information, 90% of stores accept Apple Pay or some other form like Google Pay, it’s really only Walmart that I’ve seen without it. Or you could just carry around your debit card and use it.
@@danm4320 tinfoil hats say that cash is the only true private way to pay. Phone payments seems like a good alternative to cards, but still, you give data to them instead of shop.
I think a reason is, that in europe credit card fees are limited by law. Some smaller shops in germany do not accept credit cards, but accept german debit cards, because the fees are limited to 0.5 €. That is a reason why many shops accept card payments only above a certain ammount.
While credit card processing fees could be another reason on the list for Walmart I can confidently say it's definitely because it doesn't allow them to collect people's data. I used to work with credit card processing, when I tell you each individual Walmart processes MILLIONS on the daily from credit card transactions I am not kidding. Not just that, their processing fees percentages are often discounted too, they always tended to be lower than for other businesses. Fees are not the issue. Their unquenchable hunger for your data to market to you and sell it to third parties is the problem.
Bruh even Walmart wants our data
So if you use contactless pay stores can't get your data?
@@turtato2155 when you use contactless pay, all you’re doing is providing payment information. Not even your real card info is used, instead a transaction-specific, one-time code is generated to process the payment in order to reduce fraud. Whereas with their proprietary “payment apps” you have to create a profile and input any and all information they require which is just super convenient for them :)
@@themutedoutcasts Very true. And as the #1 retailer they can get away with it. It's either shop there or spend more money somewhere else.
This very excellently said. Many people don't know specific person data is one of the most valuable if not the most valuable commodity there is. What a billion people can be predicted to be enticed to buy on a weekly and daily basis is a pure cash machine. Apple is an oddity in this regard as they collect very little specific person data. To be sure, Apple does collect a lot of data in the form of anonymized data. This is not specific to a name but is collected as a general geo area and demo group data. This is valuable but is is not close to the value of the specific to the person data. And this specific to the person data is trying to be vacuumed up by almost every place someone frequents, most definitely including Walmart.
I'm an Android user but won't shop at Walmart because of that reason. Either accept contactless (Google Pay/physical tap cards) or lose my business
I try to not buy at Walmart because they literally sells cheap stuff even if it’s branded. Somehow it’s the cheap version or the bad one. It may be my local Walmart but every time I buy something from there, I get a bad product
Same with Kroger/Ralphs
Do they accept credit / debit cards?
I feel the same way, but Walmart’s Fruit Smiles are just too good to live without.
Get their App. It’s simple to use. I use my on my iPhone.
Walmart in Canada had to start accepting Apple Pay a couple of years ago, since nearly every store here accepts it as well. I was glad to see they lost that battle.
Same !! My area the 2 Walmart locations just got Apple Pay over the Covid era.
I think now all of them do due to covid contactless payment Dilma
Yeah but unfortunately our gov just passed a bill where the retailer could pass the credit card fees to the costumers instead of them paying it. We still lost at the end if we keep supporting these greedy companies.
@@rigelibarra duh because how do think they pay for those rewards. By all of us pay for them.
Except that Walmart makes a full 3D render with their 4 eye level cameras. It's essentially a finger print. Once you check out, they tie that info to you and mark you at any store including Walmart pharmacies. They also make guesses on what illnesses people have.
Samsung Pay was special in most markets because it worked by emulating the magnetic strip of a credit card (MST) rather than using NFC to process payments, meaning older card readers with no contactless option could still be paid using your phone and no physical card, so theoretically that should work at Wal-mart too. Key word is theoretically, as it turns out Wal-mart actually explicitly blocks Samsung Pay transactions and your payment will be declined if you try this at a register (I know from experience). Unfortunately Samsung has also since dropped MST from modern phones so now there's no reason not to use Google Pay on their phones.
But Google is selling and collecting your data as well. I guess that they also collect your information from Google pay as well. So isn’t that the same problem ?
@@Mike-rp1zt so ? Bro you're cucked already being on TH-cam what are you about
Google pay won’t collect anything new though, if you had to pick between two problems I’d rather not pick the one that creates even more new ons
MST isn't secure though.
Fun fact when Samsung Pay launched in the UK it launched without MST Countless because NFC Contactless is so ubiquitous.
I literally went to Walmart a few weeks ago, and looked to see if the contactless payment symbol was on the pin-pads. Sure enough, it wasn’t-which surprised me, considering that 85% of retailers do in fact support it. Even my local grocery store (which is _very_ small) supports it, and I use it a TON there with no issues whatsoever. And it’s all because of god damn _data greed_ that Walmart doesn’t support it. Screw them. Thank god I had my wallet on me that day, or I would’ve been screwed.
Even my local car wash has contactless payments with Apple Pay and Google pay. Their solution to the transaction fee raise each washed by a buck.
I work at another big retailer that doesn’t accept tap to pay. The most redundancy thing is preaching about convenience yet not allowing tap. I’ve seen a couple times where a customer can’t pay cause we don’t have Apple Pay. So another customer will pay for their groceries then the other person would pay them by text.
Even some corner stores at the most ghetto place will accept apple or Samsung pay
Yeah even all the Walmarts in Canada accept Apple Pay
So you’re saying they got your money regardless.
I work at Walmart and we recently got new card readers at the self checkouts. I found it odd that they didn’t include Apple Pay or any contactless payments
I bet they’ll do the ups route and pay more to take away a feature (ups pays to remove the ac in their trucks) meaning the machines they order may have the nfc chips built in but Walmart would probably pay more to disconnect them and remove the icons.
Here in Canada in 2021 we got all new payment terminals in self checkouts and cash lanes. A few months later once all stores had new terminals installed, they activated contactless payments of any kind, including Apple Pay.
Did you not watch the video. They Want customers to use Walmart Pay so they can know what you're buying.
@@Iggykoop I did watch the video. I’m just sharing a little story that’s relevant to what Greg said
They want people to use Walmart Pay
I went to the US for the first time and I was shocked how few stores support contactless. I'm from Germany and you can literally pay contactless everywhere, where creditcards are accepted.
Ya and even the ones that do support it rarely work.
@@TylerMBuller12 Uh...no. I just traveled from Wyoming to Mexico and back. Used contactless literally everywhere without issue. If there's issue, it's because sometimes retailers have to hit an additional button to enable contactless and they forget to do it.
Yep, it’s pathetic. I don’t understand it. How this country is so behind on technology like this. I have seen a slight uptick in contactless payments but not nearly enough. It’s so inconsistent.
Germany is not known for contactless payment, let alone credit cards lmao. A lot of small businesses don’t accept cards of any kind.
Even if credit cards are not accepted in germany you can still pay contactless with your debit card.
As a Brit who visits Walmart regularly and has never even heard of current-c this is absolutely insane! I am sure there isn't a single retailer in the UK (that accepts contactless) who doesn't accept Apple pay. Mental!
Walmart just doesn’t accepts contactless, not just Apple pay
Btw ASDA isn’t owned by Walmart anymore, it was bought out by two Manchester brothers
@@leoxo4685 yeah if a place doesn’t accept Apple Pay then they don’t accept any form of tap to pay.
“Mental!” is the most British thing ever. 😂
there is no Walmart in the UK, what are you on about
Even in the technologically behind state of Oklahoma it’s almost impossible to go anywhere that doesn’t take Apple Pay. I can’t remember the last time I used my credit card outside of Walmart or a sit-down restaurant. Funnily enough, the Verifone readers at my local Walmart actually support contactless, they just removed the Apple Pay functionality.
Walmart accepts contactless payements including Apple Pay in Canada! Such a bummer they do not in the US
@rage2 no one cares in western countries
@rage2 Apple Pay is fastest of all just double click and done , not like upi have to scan confirm enter amount , its slow
@rage2 Broad Acceptance ≠ More Convenience.
It's like paying with cash: Sure, everyone accepts it, but it's not more convenient to have to count out how much to pay, physically carry all that cash in a potentially insecure manner, etc. Whereas, once you lock your smartphone with a click of a button, it becomes nearly impossible to steal money out of a digital card.
@@raajajagan With Google pay, on my phone, I just bring the phone near the payment terminal and done!
Thank you for remaking this video and emphasizing on customer data. That’s exactly the reason why Walmart won’t take Apple Pay as they don’t care about customer security.
Only in the US, they accept Apple Pay in Canada
@@markIrSa No, not only in the US. They don’t accept apple pay in any of the countries where they have stores, including Mexico and other parts of Latin america, except in Canada. In Canada they had to relent because it was mandated by the card networks, so they were cornered between accepting apple pay/contactless or going cash only. Elsewhere, they still have contactless disabled.
@@aba792000 That’s actually pretty interesting, thanks :) and good to know. Ive been wondering why all of a sudden we got contactless at Walmart
just use cash.
@@filmaker256 No thanks,. I’d rather take my business elsewhere.
That's why for anything other than groceries I love going to Target. They price match, have great deals, and of course Apple Pay since I have a habit of leaving my wallet in my truck.
I mean it should be with u guys all the time
Also Target is just a better experience overall
@@ItsDopeSponge target is amazing if you can afford to shop there
@Mrs. Riki I grew up poor so yes I do.
@@epitomicmess felt that. I saw a video that made sense about the too. Target is for people who are somebody but everyone at Walmart walking like “lemme gtfo of here” hiding their face and all 😂
In Saudi Arabia it became mandatory a few years ago for every business to accept contactless payments and Apple Pay. If there is a business that refuses, the customer could call the ministry of commerce hotline and they would make the business accept the payment or be heavily fined.
That changed everything. If you have all your cards and credit cards on your phone, have digital national ID, digital driver license/ registration, and digital insurance card you don’t really need to carry a wallet.
We have similar thing in Russia for a very long time
thats what you get fucking Z.
That is good! I like that.
I always find the data collecting thing funny. No matter how much data they collect they STILL market all the wrong things to me. But I also don't use contact-less payments or have a apple pay for that matter at all so I guess this was just interesting.
In Canada, Apple Pay works at Walmart and in all stores that have contactless payment and I always use it since I don’t have my wallet all the time and if I need to buy something I can use my phone so I think removing it would not be a smart move but idk🤷🏻♂️
Yeah I thought Apple Pay worked anywhere contactless payment does. In Canada, it's almost everywhere, unless their machine is ancient.
So then Walmart has some reason why they not using it in U.S. but do use it in Canada. Things that don’t always make much sense.
@@forrest-herman yeah even at school there’s contactless payment it’s so easier
Was going to comment the same. In Canada. I remember and it was not that long ago contactless payment wasn’t allowed so any time I forgot my card, I couldn’t pay 😂
@@ardentdfender4116 probably, Walmart is American so it will probably affect them first and later us but I think it will happen
It's certainly a reason I avoid Walmart shopping. It's not like the 1% cash back difference due to having to use my physical Apple card is a super big deal and I'm sure my not shopping there as much won't make a big difference to them either. But they probably should consider how to integrate contactless payment into their system. That's a big deal nowadays. I think what Exxon Gas does is genius; paying with Apple Pay through their specific app gets you more cash back than just using regular Apple Pay. That way, they benefit from having your profile in their system and we benefit by getting more cash back.
It very much is a big deal to big corperations and its not even 1% it can be almost as much as 3% and because stores don't get 100% of the products price as profit
even 1% can be up to 5% of what they would profit from, with walmarts current revenue & profit of margin its more than 20 Billion in losses
@@Heha323 It isn't. They just average the percetages and add it to the price. Doesn't take a genious to realise that. By that logic no business should be taking cards. Additionally, handling cash also costs a lot of money.
@@DJSV25 You don't have to act so condesending in a online argument. Really does not make anyone want to be on your side when you act like a complete dickhead. At this point I hardly care whos right and I'd rather not have an argument with someone whos looking to be right out of pure self interest.
@@DJSV25 the shit you said trying to sound smart doesn't make no fucking sense. Have you ever got a discount for using a debit card instead of credit ? No ? They don't just fucking up the prices for credit card users. The % that credit card company takes directly come from the profits of those store
Well Walmart is a fairly dumb company, guess they can't be expected to be as genius as the biggest oil company in the world 🤣 they sell cheap shoes from China.
Glad here in the Netherlands 100% of stores accept Apple Pay and Google Pay. I have not had my actual card with me in years.
Lucky 🍀
When I was in Amsterdam sadly a lot of shops didn’t actually accept it.
Really strange.
But in Berlin it’s widely accepted
I think they lost my business today because of this...I don't think there's any other grocery stores in my town that refuse to accept NFC. It's absolutely absurd and antiquated, it was good to be reminded that Apple released their version in 2014, but I'm on Android, not exactly "cutting edge", and I've been using contactless for years, to the point of not bringing my wallet with me all the time (especially if I'm not driving).
Not downloading a separate app just to pay at Walmart...they need to seriously rethink this does, because it will absolutely hurt business. I'll shop at my local Meijer instead... Walmart isn't the only superstore in town anymore.
I believe that Kroger and all their regional chains do not take Apple Pay or historically haven't. I avoid big chain supermarkets no so much due to Apple Pay but the crap ultra processed foods that they sell.
Weird. It’s only 85% in the US? Here in Canada, the only business I’ve ever encountered (including Walmart Canada) that didn’t accept Apple Pay was a small movie theatre that was cash-only. I only carry my debit card in case my phone dies, and now that I have an Apple Watch as well, I don’t even bring that unless I’m going really far.
Weird that Canadian Walmarts have them but US Walmarts doesn’t..
@@99brendanallen If i were to assume its either because they never implemented walmart pay or theres different laws regarding data privacy or something.
@@99brendanallen That’s because in Canada the card networks made contactless mandatory, cornering walmart between turning on contactless or going cash only. It will be at least 8 more years before it happens in the US (it seems it will happen in Mexico first, in 2023).
Don't be fooled by the silicon valley image of America... in a lot of ways the majority of the US is ass backwards in technological innovation. Half the places I go I see a contactless payment sign, yet it doesn't work and have to frustratingly put my phone back and get my wallet out.
It doesn't matter how much a politician will say they're on the consumers side, because the actions they take are much louder seeing as they effect you on a daily basis.
@@aba792000 All cards in the US are pretty much contactless now. I haven't used a non contactless card in 10 years so no real need for legislation
I don't like Walmart and therefore haven't shopped there in years, so I had no clue that this was even a thing. Thank you for this information.
@Joseph Hernandez That sucks, man!
@@josephhernandez8427 That's the problem. Walmart is literally everywhere, even in small towns. And if Walmart were to leave, the entire town would be in dire straits.
CVS was a big hold out too, But they finally gave in. Walmart may take longer, But as more people move to a contactless payment routine, Walmart will be forced to change or lose more business than they want.
Walmart be living a decade behind man
CVS didn’t hold out long. They’ve been accepting Apple Pay since 2018
@@drdrew3 4 years. That was pretty long.
The only thing that will ever force walmart to change is if the card networks make contactless mandatory. That was what made them relent in Canada. However, it will be at least another 8 years before contactless is mandated in the US.
As much as I wish this were true, Walmart makes too much money to care. unless the law or the card companies mandate the use of NFC like in Canada, they will sit high and happy on data collection.
Here in the uk you can use contactless Apple Pay etc everywhere, busses, like every shop, takeaway, on websites too
It's the same in germany, if the shop accepts credit cards, than it will probably accept Google and Apple pay.
In Canada, Walmart was forced by the payment networks to accept contactless or be liable for any purchase. Since then you can use Apple Pay in Canadian Walmart’s.
That’s the only way Walmart will be forced to accept contactless payments.
Too bad it’s only in Canada. Everywhere else, walmart still doesn’t have contactless.
In Australia I haven't been to a single store that doesn't accept Apple Pay. Even the small local family-run businesses accept Apple Pay. It blew my mind that I had to actually use my physical card in the US
It's unbelievable how they are one of the most profitable companies in the world yet they will go out of their way and inconvenience everybody including themselves if that means squeezing more money out of people by any means necessary.
sounds like Apple
Only in the US, apple is available in Walmart Canada
That’s literally BY LAW what a corporation must do.
Lightning port
@@ABDTalk1 Apple Pay not working at Walmart is a Walmart issue not apple. Especially since Apple Pay works in Walmart Canada
I remember back when Samsung Pay MST was included on phones, you could use it at Walmart for a while, but they ended up blocking the BIN for the virtual cards. Initially, it was done in such a way that attempting to use Samsung Pay crashed the register.
It depends on the Walmart you go to. Some Walmarts still to this day don't block Samsung Pay, just almost always Apple Pay.
Thanks you again Greg. This one was a MUST WATCH. Even is you use another platform, this is an education on wireless payments, retail, and their greed.
Thanks for the explanation, I recently got a Walmart Mastercard and was visibly confused as to why I couldn’t add it to my Apple Wallet. Now I have my answer.
That has nothing to do with walmart. It’s probably the card issuer, walmart’s partner, that doesn’t support adding the card to wallet. Walmart doesn’t get involved with whether their associated credit card can be added to apple wallet. Proof of it is that Walmart Mexico doesn’t take apple pay either, but the associated credit cards they offer can still be added to apple wallet because the issuer (inbursa bank) does support that.
@@aba792000 I’m not sure, I have several other cards through Mastercard and of the same company (Capital One) and all of which I was able to add to my Apple Wallet with no issues.
@@tom.5249 Well..who’s the issuer of Walmart’s credit card?. If other cards from that particular card issuer can be added to Wallet, but just not the one in partnership with Walmart, then Walmart may have to do something with it. Otherwise, it’s just the card issuer that won’t support apple pay for whatever reason.
Strange is how walmart will occasionally ditch and replace their store card host. It started out discover, then went g.e. moneybank, and now capital one. The customer doesn't lose credit line, but not all merchants accept the card they switched to.
I think I've been to one Walmart that did accept Apple Pay, in Minneapolis. However, every other store I've been to, including the one closest to home, doesn't accept it. I don't want to use a merchant-specific payment service designed to track me as a shopper, so there's not a snowball's chance in summer I'm setting up Walmart Pay.
@@brandon8987 NFC configuration is entirely handled remotely by Walmart's Home Office (Corporate). No one at the store level has the ability to enable or disable NFC on the terminals
@@brandon8987 this must only be a US thing, Walmart Canada Accepts them
The last couple of times I went to Walmart the reader wouldn't even let me use the credit card chip. I had to swipe the card. Very insecure. I now avoid Walmart all together.
Today I went to Walmart. No, not trying out Apple Pay (which I soon will start using, I may change stores) and no I didn’t swipe the card. I just used the chip reader - 5 times with 2 different cards! Finally worked 😮💨
You guys still use the magnetic strip in the US? In germany payment terminals can only use the chip for payments and cards have to be equipped with a chip.
@@thebamplayer Our credit cards have the chips and many have contactless payment, however we still have the magnetic strips too. Businesses are not required to switch to chip or contactless payment, however most if not all have chip or contactless terminals. The magnetic strip is only used by some small businesses or if the chip or contactless doesn't work at the terminal for some reason.
@@jackfrank303 We also got the magnetic strip, but only for compability outside of Europe.
@@thebamplayer Likewise in Mexico, but the US still uses magnetic stripe to some extent.
As someone who works at Walmart , I’ve been wanting to know why we don’t it’s so annoying for me and a lot of other people
In the UK we have pretty much every shop accept contactless and Apple Pay. Even buskers have tap payment system. In the UK if it’s accepts contactless it accepts Apple Pay
I am an early adopter of the blink system. Basically before Apple Pay you could take your credit card if it had blink and wave it instead of putting it in or swiping.
So when Apple Pay came out the system was already there to use and a lot of chain stores disabled blink after Apple Pay was announced because Apple Pay used to the same magic wand type of way to scan you digital card.
Also this is in response to Obama’s banking plan which made it legal for merchants to charge transaction fees or minimum payments for using a credit card. Previously this practice was against the VISA and Mastercard merchant agreement and reporting a business could get their credit card privileges taken away
This is the reason why I will never ever shop at Walmart. This company is just plain stupid in refusing to use Apple Pay.
Then the shoppers should demand that walmart must start Apple Pay. It’s pure greed that they want to avoid the current card, transaction fees and keep all the customer data which is unacceptable and criminal. Walmart must be held accountable.
No. Don’t shop there. Period.
Worst of all is they aren’t even avoiding any card transaction fees. Even with contactless disabled, they still accept credit cards via chip and in their payment app (walmart pay), so they’re still paying card transaction fees anyway. Truth be told, they just want to harvest more customer data.
Walmart was incredibly inept at foresight into ApplePay. There was just no way they could match Apple's seamless integration into iPhones. That's on top of iOS security and speed dominance. Now many of iPhone user's won't shop without ApplePay transactions.
Doesn’t help that Walmart had a data breach fall 2020 they didn’t tell anyone about. Accounts, pass and phone numbers were released. They also track you on just your card number.
In Canada Walmart Canada allows you to use Apple pay at their stores
And this is why I avoid shopping at Walmart. The fact that they want you to use their own app says enough. Walmart just needs to admit they are wrong and accept Apple Pay and Google Pay.
I’m glad you did this xD lol I’ve seen people at Walmart try google or Apple Pay and they’d get really triggered 😂
Why wouldn’t they be, a billion dollar company not keeping up with contactless payments that’s embarrassing. That’s honestly one reason why I rather go to target instead of Walmart
@@felipelara1680 I’d rather have tap to pay tbh but Walmart is one of those companies that doesn’t wanna pay a fee to apple, google or Samsung and prefers having the data those companies worn hand over. So I get it from that perspective
@@felipelara1680 sometimes I’ll only bring my iPhone but others I’ll still bring my wallet incase where I go had no tap to pay
@@censoredbyyoutubeagain4569 merchants don’t pay fees to apple for Apple Pay. The banks do.
@@DimitrisSartzetakis money goes to apple
Coming from the UK where basically 99% of places accept apple pay and contactless, its shocking to see America is still so far behind when it comes to card payments, especially as chip and pin is still relatively new in the country.
As a Canadian working for a US fintech, the banking system is the states is so fragmented it’s a wonder anyone gets anything done.
When I went to the US on vacation I was surprised that Wallmart didn't accept Apple Pay, I live in Brazil and here literally every store accepts Apple Pay, even the streets vendors accept Apple Pay
It's just not Apple Pay - but the fact that they don't support tap-to-pay is BS. Like, yeah I'll inconvenience myself by having to pull out my card and sticking it into a sketchy machine just to shop at a failing general store LOL.
Apple Pay -- Contactless Pay = All is the same NFC pay. No difference.
Walmart and CVS weren't "holdouts". They accepted contactless in the very beginning back in 2011. I paid with Google Wallet there many times. In fact between 2011 and 2015, it worked in 7-11, Target, and almost anywhere that happened to upgrade their terminals to chip card readers.
It was really great.
But Apple (who was way late to the party) had to be Apple and brand their NFC payment offering "Apple Pay" instead of the already established "Tap to pay", suddenly the those handful of retailers who eventually joined CurrentC all slowly turned off their NFC functionality in their terminals.
They all tried their QR code based nonsense, which had a high failure rate, then a couple years later, they just jettisoned the CurrentC crap and turned the NFC back on in their payment readers.
Eveone but Walmart, Home Depot, And Lowe's. Have turned the NFC back on. But they all will eventually. They'll have to.
Krogers and HEB also still persist in keeping contactless turned off.
Winco as well
Contactless, Apple and Google Pay use the same tech lol
Don't Forget Kroger, HEB, Hobby Lobby, and tons of restaurant chains, etc.
@@antoniogrijalva2038 Winoco primarily because they only accept cash, debit cards and Electronic Benefit Transfer payments to keep their costs lower.
Awesome video thank you! I didn’t know about this and helps me to not download the app. I hate my local Walmart; target is the way to go!
I'm from the UK. I've not took my contactless card out in years, everything apple pay 100% in the UK. Not used cash in years also. We also have very low card fees due to financial regulators and customer focused laws introduced.
I don’t usually go to Walmart but when I did go I found it very odd they didn’t accept Apple Pay. Now I know they were just trying to farm consumer data, thanks
I used to do Samsung Pay at Walmart then one day all their readers were replaced & pushed Walmart pay. It has helped when I left my wallet at home. Pulled up the app and paid
but if you have your phone to pull up the app you’d also have other contactless payment methods lmao making no sense my dude
Yeah I used Samsung Pay and when I couldn't use it I was pissed. I shouldn't have to use Walmarts App to pay for stuff when all of my cards are on Samsung Pay... It's insane...
1:53 so instead of an encrypted layer of security between your money and a random merchant you get an easily reproducible QR code which can be stolen almost too easily
Hi Greg great video. Any news if Walmart is close to caving in and supporting Apple Pay? Just like cvs and other did
In Canada, Walmart does accept contactless payments including Apple Pay. I just used my phone to pay there yesterday.
Only in Canada. Not in the US, not in Mexico and not in any other country where they have stores.
In my country (Indonesia), people oftenly use GoPay or ShopeePay for the payment system
I love Indonesia. Beautiful nation
Left all my groceries at checkout and walked out.
I'm from Poland and tbh i'm very surprised that apple pay doesnt work everywhere in the US, whereas in Poland it doesn't matter in which store you're shopping, because apple pay simply works as a credit card but in your phone and every single store allows you to make contactless payments. You dont even say at the checkout that you're paying with apple pay - you simply say "I want to pay with my card" and if you mentioned apple pay, cashier would be probably confused and said that it's not available.
True, I made the same experiences in pretty much whole Europe. Not every country loves cards but many countries require the merchants to accept card payments. Some don't accept Amex but that's fine.
Worse part is, all of their chip readers are capable of NFC, but Walmart intentionally has it disabled
Can you pay with NFT too? Shocked 😂
@@MrQuixoticMusic omg I just realized that I made a typo.
This is surprising to me. In the netherlands like 99.9% of everything supports Apple Pay and I haven’t used anything else for the last 3-5 years i think. It’s pretty shocking to find out that in the US, where Apple Pay has been invented, one of the biggest grocery stores does not support it.
In Canada we can use Apple Pay or any tap to pay cards at our Walmart stores.
Federal government needs to get involved. Every card-accepting merchant should be mandated to:
a) accept contactless payments
b) be prohibited from removing a customer's payment method from them during a transaction (drive-thrus, sit-down restaurants)
Its cool that markets like Walmart have they own applications, never thought it.
No, you need another app just for Walmart
Wow, I live in Canada where Apple Pay is available in Walmart I couldn’t imagine not using Apple Pay, it’s my go - to purchasing system.
Same! Even Oliver’s coffee in Muskoka, which doesn’t even take credit cards, still lets you use Apple Pay, albeit only with debit. The only place I haven’t been able to tap is a cash-only movie theatre in Bracebridge. I only keep my debit card with me if my phone dies or I’m at the bank. I haven’t pulled out my credit cards from my wallet since I got them!
Here in Texas, the state's largest grocery chain (sales even higher than Walmart), H-E-B, is also reluctant to take contactless. I've tweeted them numerous times and even asked management and I always get weird answers that don't make sense. I also get the feeling they want to track data as well, but they're already doing this by storing credit card information and matching it to your purchase habits.
If they implemented contactless, the card number changes everytime, so it's virtually untraceable.
There's been times where they've lost my business; I'm out and about and forgot my wallet and had to go to Target instead.
Cash is king
I’ve been to Canadá a couple of times and I love going out with nothing more than my phone. It’s so easy and safe compared to my home country mexico, where most places won’t accept cards, let alone contactless.
That is interesting! Apple Pay needs to be required. Walmart might lose a ton of customers in a few years. Apple Pay is easier and safer. I wish the FTC and other agencies would request legislation that would force them to accept Apple Pay and create a secure database that no one can hack.
I agree that contactless payments should be required everywhere. However, Walmart does not care what we think. Walmart lost me three and a half years ago when they intentionally disabled MST transactions from Samsung Pay even though it would work.
It will be required, but for the US that will take at least until 2030, since magnetic stripe is still in use there to some extent and needs to be dropped completely first.
I folded under this because Walmart is by far cheaper than other grocers in the area. I use the Walmart App under a false email in Apple’s cloaking email thing and ask the app not to track.
I still wish they would just…. Accept contactless. But at least Capital One does 5% back so
Good thing I don’t shop at Walmart! I love mobile payment.
Not only do they do this, Walmart in my area blocks cellular data (not phone calls as that is illegal) which forces you to use their in store WiFi. It goes without saying that their in store WiFi collects data as well.
You could use a VPN on your phone and it might protect your data... Unless they also block encrypted data from going around that WiFi network, which would be incredibly dirty on Walmart's part.
Are you sure they do that? Signal jamming is illegal, regardless of the frequency.
That’s definitely illegal and doesn’t happen as they’d get sued up the ass. Data works fine in my Walmart.
Yea, I noticed that, too, especially on more cheaper options for phones ($300 USD or less). The Walmart closest to me had mobile data issues in the renovated makeup section.
Oddly, if I avoided that zone and just stayed in the main walkway and areas, it was fine.
Well, if Walmart was still in Europe, here they would be forced to accept it, as contactless payments became a mandatory payment option for all merchants offering any form of card based payments, quite a while ago.
Walmart is definitely data-driven, even smartphone workarounds like Samsung pay's mag-spoof aren't accepted (even though it used to be some time before 2020) I'd say it's only helpful customer-wise if you give Walmart your card info via the app as it automatically archives your receipts to any account with said card information attached.
Always remember, the cheaper a product the more you pay in other methods
E
U were first
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Does it look like anyone gives a flying fck
I appreciated this video. I’ve often wondered why they didn’t take it. And I knew it had to be something with greed and I was right.
I am a person who is totally blind. And I rely on the Apple Pay when I can at retailers. It negates the fact that I need to dig out my card find a slot to put it in so on and so forth. I can just use my phone like the rest of the world. Pretty easy.
I wonder if in the United States Walmart will eventually be forced into taking mobile payments like Apple Pay and Google wallet. That seems to be the trend and it’s not going away anytime soon.
I started reading up on Apple Pay a few months ago. The idea of using my iPhone to pay seemed so odd to me, but working in retail since 2016 and circumstances the past couple years sold me on it.
I've been legally blind since birth and 2 years ago, a bad infection took more of my sight. These payment terminals and stand-alones are all slightly different. The chip readers are usually on the bottom, but once I encountered one where the card went up top. After setting up Wallet, instead of fumbling with a card and trying to figure out the chip reader (and getting way too many card-read errors), I hold my phone up to the terminal, I get haptic feedback and audible signal when payment goes through, my receipt prints, and done.😁 And unlike a card, the phone doesn't transmit the number to the terminal. Occasionally, an email alert comes through at work warning us that card skimmers were discovered somewhere nearby. Scary stuff. I seldom shop at Walmart, and when I do, I pay cash.
In Australia unless a seller doesn’t have have a modern credit card terminal or is cash only everyone accepts NFC payments. They can just implement a card like nearly every other store does these days
Here in Austria, almost nobody pays with a credit card in a physical store, it’s all done by debit card, where money is withdrawn from the bank account directly. That’s what Apple Pay taps into here too. So since it only depends on the bank if they have Apple Pay support and if they do, you can use it in every store that accepts NFC payment with debit cards
In Canada they were one of the few remaining retailers without it - they did finally just recently add it though! Hopefully Walmart US will do the same.
Yeah this upsets me. I shop here quite often since it’s right next to my workplace. Pretty annoying imo.
The fact that the Walmart near my house still doesn't accept contactless pay is crazy. Ironically, the McDonalds inside of Walmart accepts twice the amount of ways to pay than Walmart does.
Harris Teeter also didn't accept Apple Pay as the standard up until a year ago.
What’s interesting is whilst in the UK Tesco has their own payment system (Pay Plus iirc, haven’t worked there in a while) they still take contactless including Apple Pay.
2-3% for physical transaction is pretty high. US being a big market should be competitive and lower their rates to entice/ encourage more cashless transactions especially from the retailers.
In the Netherlands Apple pay and Google pay are accepted in every single shop that accepts debit of credit card payments. And I've never seen a shop in the past few years where that isn't the case. The only place I had to use my actual card was at a gas station, where you had to insert your card before pumping gas, they didn't accept concactless payments there.
In Australia we have rewards cards to do that part for us. You can pay with cash and still get "tracked" through the rewards program separately if you scan your card. So you can have decent privacy should you chose to.
i pay thru cash and i have never ever owned the reward program cards. I could always recognize the game for what it was from jump street . coupons, discounts, rewarding cards and all that is low vibration sheit and it prevents people from focusing on acquiring quality food.
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when you buy bacon and sugar is a part of the composition and then you get offered 20% discount if you buy 2 for 3 then another discount thru a phony rewarding program . that's what's up . But like for real , for real.
Sometimes I forget my wallet, using cellphone to pay saves the day. Unless you are at Walmart. You need to go back home, or you can shop at their competitor that accept Apple Pay. In the end they loose a lot of business by not accepting Apple Pay.
Can you do a video on why Costco wont take any mastercard on their store but they do online
Recently I have been trying to phase Walmart out of the stores I use/frequent because I’m am one of those idiots who lose things easily. Lost two wallets, one had my card in it so I’m thankful that contactless is a way for me to not bring it out.
The problem is Walmart sells a large variety of things and If I need a bunch of stuff, It makes sense to go to one store then spend extra the petrol for 3 stores.
Since the pandemic started I can count the number of times I've used cash on one hand, my iPhone and Apple Watch is loaded with my MasterCard and most times I just use my Apple Watch to pay for things. Here in Australia most businesses support contactless payment, this is usually done through a credit card, but now some banks are offering contactless payment using your bank account. And only one main stream retailer I can think of here has extra fees for using a credit card, which is only 0.5% or the purchase price.
Craig, you put all your eggs in one basket, until sheit hits the fan. For Cash until my ass is in the ground and credit card only when i absolutely have to because i've been thru all types of scenarios where cards weren't accepted , cashpoints were buggy , every doggone thing under the damned sun . Y'all be careful out there especially with excessive data collection.
I remember CurrentC & MCX; wondered what ever happened to them.
this is somewhat akin to the EV charging market, where at many locations you have to use a company's app to pay and can't just use a credit card or contactless payment. The EU and member countries are starting to regulate this and forcing the EV charging providers to make CC readers (at least contactless) available.
Here in the U.S. any company that accepts NEVI federal funding will have to do the same (yep, even Tesla). Their v4 chargers are just now starting to appear with pay terminals and screens. This will help for CCS vehicles that don't support Tesla's (currently proprietary) plug & charge.
Walmart Does Accept SAMSUNG PAY, just not Apple Pay
They don't accept Apple Pay, but they do support Samsung Pay using MST only (older Samsung devices that still use MST or Magnetic Secure Transmission instead of just NFC). Why is that, you ask? Samsung phones used to have a secret weapon feature that allowed their mobile payments to work in places where Google Pay and Apple Pay failed, which only used NFC. Apple devices, Google Pay devices, and newer Samsung devices only use Near Field Communication, or NFC, which sends a short-range wireless signal to a card reader that only newer credit card readers can detect. While MST can send the credit card reader a magnetic signal that can be detected by newer and older credit card readers, the magnetic signal from the device simulates the swipe of a physical credit card or simply makes the machine think you swiped a card. It's a shame Samsung removed MST from their newer models. I always get asked publicly why your Samsung phone works when my iPhone doesn't at Walmart.
Had a cart of like $100 worth of stuff after an employee told me they took it. Literally got to the register and was blown away. Hadn’t shopped in a while and barely ever return.
Heard that. The same exact thing happened to me. But I had to actually download the app cus I had no choice at the time since no other stores were available to me. Ridiculous.
Contactless is everywhere in the UK. Can basically guarantee Apple Pay and Google Pay is supported wherever you shop. There’s rare pains where contactless is not supported (like are a hairdresser)
Oh wow! ContactC sounds great! I can help walmart by paying the transaction fee that they could easily pay themselves and I can give up even more personal info!!! So good!
I remember Samsung pay used to work, since it pretended to be a card swipe. But they found a way to block it.
My Walmart used to accept android/apply pay, but suddenly a couple years ago they stopped it. So since then I switched to Walmart pay, which is very fast/convenient but I also realize it's definitely for data collection
That’s kinda sad as even regular supermarkets in Germany which support contactless payments accept Apple Pay and just gets recognized as a regular debit/credit card on the receipt.
And think about it…Germany used to have quite a bad credit/debit card acceptance not too long ago but now, all major retailers support any conventional payment method (credit/debit card…usually Visa/MasterCard but also JCB, AMEX, Discover and DinersClub, girocard, Google pay, Apple Pay, etc.)
I'm shocked, I'm French and Apple Pay has become the daily life of many people because it's so useful and really available everywhere here, and it's the same everywhere in Europe, but I thought it was the same thing in the United States!
Les Américains vivent sur une autre planète, c'est dingue en vrai. C'est pas nous, c'est partout pareil en Europe. En fouillant les commentaires, je vois que c'est pareil au Royaume-Uni, en Inde, au Brésil... c'est juste chez eux. C'est dingue à quel point aux US, les entreprise sont libre de faire ce qu'elles veulent sans la moindre régulation.
@@old-dream-left-behind Au États Unis ils n'ont aucunes régulations, comme par exemple leurs données numériques privées ne sont pas du touts protégés, la preuve avec Walmart, ce qui serait impensable en France, ils ont aussi beaucoup moins de protection...
They just rolled out tap to pay here in Canada at the end of 2020, it was very odd not to have that here.
I use to work for Walmart as a cashier it was nerve-racking to not have Apple Pay because everyone has an iPhone
I'm old enough to remember M&S in the UK only accepting their own credit card, and no other debit or credit cards. In the early 90s they gave up due to showers just turning away at the counter.
A few months ago, Lowe’s started accepting Apple Pay on their app. Hopefully, they start accepting it in stores soon.🤞🏻
It was annoying when I was in the states. After I moved to Canada tho, almost every places accept Google pay or apple pay.