Floor and decor business line of credit | Floor and Decor business credit card approval

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  • เผยแพร่เมื่อ 19 ก.ย. 2024
  • In this video, we'll guide you through the process of getting a business line of credit and credit card approval for your floor and decor business. Whether you're a new entrepreneur or looking to expand, we've got you covered with all the information you need to succeed!
    📰MyBlog & Newsletter: www.lifeforabu...
    Merch ➡️www.lifeforabu...
    🎥Popular Business Video Content:
    🔥Business Checking Accounts ➡️ • Business Checking Acco...
    🔥Business Credit Accounts ➡️ • Business Credit Series
    ===========================================
    #flooranddecorbusinessbusinesscreditcardapproval
    #Flooranddecorbusinesslineofcredit
    #FloorandDecorbusinesscreditcard
    #flooranddecorbusinesscredittutorial
    #flooranddecorbusinesscreditcardapproval
    #floordecornopg
    #businesscreditcardsfornewbusinesswithoutpersonalguarantee
    #lifeforabusiness
    #flooranddecornet30

ความคิดเห็น • 64

  • @jamarspointofview
    @jamarspointofview  2 ปีที่แล้ว

    📰MyBlog & Newsletter: www.lifeforabusiness.com/newsletter
    Merch ➡www.lifeforabusiness.com/merch
    🎥Popular Business Video Content:
    🔥Business Checking Accounts ➡th-cam.com/play/PLU9Kbed_OPT_gHi3hFFarHjP42pJo0KtD.html
    🔥Business Credit Accounts ➡th-cam.com/play/PLU9Kbed_OPT-uxEDspaRNMFlOyaOt6Utv.html

  • @Deem14
    @Deem14 หลายเดือนก่อน

    Synchrony Bank took over. Do they still report to Experian?

  • @jimmyobando938
    @jimmyobando938 2 ปีที่แล้ว +2

    That's is on my radar

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว

      Trust me I'm loving this account. Even tho is revolving I pay it in full to avoid unnecessary interest

  • @abbyru2908
    @abbyru2908 ปีที่แล้ว +2

    Do you need to lock your personal credit before applying for NO PG?

  • @Mr.MikeCeez
    @Mr.MikeCeez 2 ปีที่แล้ว

    Just ran across your channel. New subscriber! I see you doing it for the culture boss! 🔥🔥🔥🔥

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      Appreciate that. And you are 100% correct. More content to come.

  • @mbfoeva21
    @mbfoeva21 ปีที่แล้ว +1

    Does this apply to new business or do I need established tradlines if yes how many

    • @jamarspointofview
      @jamarspointofview  ปีที่แล้ว

      I did this video a while ago. I believe they changed a few things.

  • @isaiahbaker8916
    @isaiahbaker8916 2 ปีที่แล้ว +1

    Just git approved…asked for 12k and they gave me 14.5k!! Thanks for the info…definitely helps with flipping and air bnb

  • @shehzadchowdhury8327
    @shehzadchowdhury8327 ปีที่แล้ว +1

    Is there a minimum dollar amount to report ?

    • @jamarspointofview
      @jamarspointofview  ปีที่แล้ว

      They changed a few things since I got this card. I'm sure you can find a few things to supports your business on their site

    • @shehzadchowdhury8327
      @shehzadchowdhury8327 ปีที่แล้ว +1

      @@jamarspointofview they told me there isn’t minimum purchase to report any amount

    • @jamarspointofview
      @jamarspointofview  ปีที่แล้ว

      Great. All data points are appreciated

  • @c1rca23
    @c1rca23 ปีที่แล้ว +1

    Just passing this info along… I got a letter today saying this card/ account is being closed. May 1 2023 it’s done for. Some people at floor and decor said synchrony bank is taking it over but I’m not positive on that yet. My letter said it’s closing but nothing about what’s happening next yet. If my account will open with a new bank, if I get a new card, etc. Maybe someone else has more info.

  • @giorenaud9657
    @giorenaud9657 2 ปีที่แล้ว +1

    Who is the underwritter?
    Citi? Synchrony?
    Thank you.

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      my bad for the delay. Comenity Capital Bank issues this card

  • @Marquita0212
    @Marquita0212 ปีที่แล้ว +1

    How can apply using my Cleaning Service, I don’t see the option for janitorial??? #HELP

    • @jamarspointofview
      @jamarspointofview  ปีที่แล้ว

      pick the one that is as close to janitorial as possible

    • @Marquita0212
      @Marquita0212 ปีที่แล้ว +1

      I don’t see nothing to close to janitorial, I call them tomorrow. Thank you for responding back 😊

    • @jamarspointofview
      @jamarspointofview  ปีที่แล้ว

      No problem

  • @Jmoneynasty
    @Jmoneynasty 2 ปีที่แล้ว +2

    minimum spend amount?

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      I spend 150 on this. I can't guarantee that is minimum spend. I use it alot more now

  • @trinigamerluke
    @trinigamerluke 2 ปีที่แล้ว +1

    Floor and decor is great! Thanks!

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      Thanks bro. Also major congrats on the 200 subs

    • @trinigamerluke
      @trinigamerluke 2 ปีที่แล้ว +1

      @@jamarspointofview thanks bro appreciate it!

  • @theChariteTV
    @theChariteTV 2 ปีที่แล้ว +1

    I’m so annoyed i didn’t see this video before I applied for the red one. I haven’t used it yet. Can I close it & open it under the black card?

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว

      hey thanks for the feedback. you may have to call them directly and explained what happened

    • @theChariteTV
      @theChariteTV 2 ปีที่แล้ว +1

      @@jamarspointofview thank you for responding. Will try it

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      @@theChariteTV let me know how it turns out. It will help if someone has the same problem

    • @theChariteTV
      @theChariteTV 2 ปีที่แล้ว +1

      @@jamarspointofview just applied for the business credit card but unfortunately was denied.

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +2

      No worries. Just build your business credit up a bit. And apply again after some time. You will get it. I was actually denied first as well. I applied to soon. Now I have this card

  • @PS-xe4mh
    @PS-xe4mh 2 ปีที่แล้ว +2

    Have you seen it report on your d&b? I got the pro premier card and approved for $20k. I spoke to someone on the phone and they said they only report to Experian business.

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      you are correct. it's on Experian business. That was supposed to be edited out of the vid. Was a miscommunication with one of the reps I spoke to. The thumbnail will be adjusted. And that will be taken out. I appreciate the feedback. All feedback is welcome.

  • @dailycontent7831
    @dailycontent7831 2 ปีที่แล้ว +1

    Does it report automatically or do I have to spend a certain amount

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      Hey. I purchased some items with this card. 8 got some sanitizer. And floor cleaning products as well as paper towel

    • @dailycontent7831
      @dailycontent7831 2 ปีที่แล้ว +1

      @@jamarspointofview ok thanks

    • @dailycontent7831
      @dailycontent7831 2 ปีที่แล้ว +1

      One other quick question what would be another good store card to go after the floor and decor card got approved for 14.5k

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว

      Does it specifically have to be a store card? Also what does your credit profile look like how many trade lines do you have reporting

    • @dailycontent7831
      @dailycontent7831 2 ปีที่แล้ว

      @@jamarspointofview right now nav crown office e credible. Shell gas card but it’s not reporting yet floor decor not reporting yet. And and other Sykes marketing group. I have Amex platinum on the personal so doesn’t have to be store card just any card that you think I I would be approved for

  • @billionairestatus539
    @billionairestatus539 2 ปีที่แล้ว +2

    you can buy prepay visa gift cards with this card to help get funding for your business as well

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      appreciate the feedback. Do you like this card

    • @billionairestatus539
      @billionairestatus539 2 ปีที่แล้ว +2

      I don't like the APR LOL but it balances out with the blessing of building my business credit

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว

      @@billionairestatus539 lol cool are you looking for another trade line?

    • @billionairestatus539
      @billionairestatus539 2 ปีที่แล้ว +1

      I know about manufactured spending and gift cards but how do you get $15,000 worth of gift cards

    • @albertmoore2500
      @albertmoore2500 2 ปีที่แล้ว +2

      Where do you buy prepay gift cards with this card

  • @c1rca23
    @c1rca23 2 ปีที่แล้ว +2

    I’m gonna share my experience with this account to try and help other through this process.
    I applied for this card a month ago before I had anything reporting on both dnb and experian and was denied. I applied again last week after some trade lines reporting and got the “we’ll contact you via email in a few business days. Well I opened an email and said I was approved this morning. $9k credit limit. Card is in the mail. When I got accepted- Business is 7 months old. EIN fully established. I have 1 trade line reporting to DnB. No dunscore/paydex score generated yet. On experian business (which is who I heard comenity bank uses) I have 3 trade lines reporting. Score is 44 with 1 on the risk meter. Not good but I was accepted with pretty low trade line experience. I also called to check status after first application and asked what I could do to help. Again no PG. I CLICKED NO PG and got approved for $9k on 2nd attempted with credentials listed above. Good luck.

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว +1

      Thank you I really appreciate it. That was very well detailed. It will definitely help people.

    • @c1rca23
      @c1rca23 2 ปีที่แล้ว +1

      @@jamarspointofview thanks for all your help and dedication to making these videos. Great content ✊🏻

    • @jamarspointofview
      @jamarspointofview  2 ปีที่แล้ว

      No problem 😊.