According to CRA, property held in a trust is deemed to be sold every 21 years, unless it is actually sold or rolled out to beneficiaries before the 21-year deadline. For tax purposes, if your clients miss the 21-year deadline, it's as if they sold the cottage. That means capital gains tax.
早前我辦的線下活動分享一些理財、稅項，及遺產傳承的資訊，
意外地發現有興趣參與的人比預期高
為了讓未能參與的朋友也能獲得當天的資訊
我就將當時日的部分片段在此分享給未能參與的大家
According to CRA, property held in a trust is deemed to be sold every 21 years, unless it is actually sold or rolled out to beneficiaries before the 21-year deadline. For tax purposes, if your clients miss the 21-year deadline, it's as if they sold the cottage. That means capital gains tax.
Hi Zoe, 想問下 如果買segregated fund，揀錯fund，好似例如幾年前如果買咗大中華嘅segregated fund ，回報好差，回報又冇guarantee，當 return 少過withdrawal，個本金就越來越少，咁點算？
首先我什少單買一個市場的基金，响加拿大買基金，是可以買投資全球不同市場的基金，而且我會定時同客人做Review，適當的時候會幫客人重新調配基金組合，避免本金完全被蠶食的情況，即使遇到市場回報不佳的日子，以我的經驗，優質的基金及基金組合是會在市場好的時候pick up返損失的。
@@zoeasyzoelee83我知冇 free lunch, 咁 Segregated funds 75 同 100 點俾個 difference? Reflect 係回報率度定係買時要加錢？😮
@@SmallPotato-sp3ln 100% 保障的，每有額外的收費，每間公司收費及收費間表不一樣
@@zoeasyzoelee83 其實我唔係需要 100%攞番保本的保障,唔通放落去 20年只得零回報咩？咁點解我唔去買 VOO ?
父母是香港人沒有加拿大身份， 子女有加拿大護照， 如父母過身， 子女需否交加拿大稅？
@@philipchan1835 你嘅意思係父母過身，子女接收遺產，是否需要教加拿大說？
如果這是你的問題的話，答案是不需要