As per RBI dated 02 August 2019 in terms of which banks are not permitted to charge foreclosure charges / pre-payment penalties on home loans / all floating rate term loans sanctioned to individual borrowers.
Sir plz help mene pichle mahine emi nhi bhara tha is month kat liya pese unhone lekin 1 month ka kata lekin previous emi kata nhi to me say previous wala pay kese karu sir plz bataye aj kata emi plz bataye 🙏🙏🙏🙏🙏
Hi sir good morning My sbi youno say personal loan liya hi aur is ka processing fee credit nai huva hi aur is fee payment k liye kuch time diagaya hi tho fee kaisay payment kary..? 2 . Loan le k time per tems and conditions ki and emis details ki pdf download nai huva hi tho ham us ko kidar say download kar sakthy hi
Sir, maine personal loan nov 2020 me 2 lakh ka liya tha, 24 month k liye, aur installment 9300 pr month ,jo auto debit tha.abhi oct 2022 me laon pura ho gya to ab bank vale ne btaya k aapka laon 72 month yani 6 yr ka hai , aur apko penalty bharni padegi..12 hajar something ...ab mujhe ye samaj nahi aaya k agar 6 year ki loan thi to 9300 ka installment pahele se auto debit kyu kata ...reply pls . Sir ..🙏
Mai ek X company se Loan Liya tha Jiska mujhe weekly kist Dena hota thaa Unfortunately lockdown ki waje se 1 month ka kist stop thaa. Phir lockdown khatam hote hi mai apna Loan ka jayse clear karna thaa wayse clear Kardiya.. Tabb bhi Recovery agent mere Ghar pr aa te hai paysa lene ke liya ,,,just because Maine Lockdown chatle time Koi kits nahi de raha thaa .... Kya karu.???
Sir aap mjhe ek baat bataiye jaise meine car loan lia tha 10L ka 10 mnth emi timily di,ab meine dusre bank se PL lia 13L or car loan ka statement dia usme foreclosure amount 8,75k tha,unhone utne ki D.D. DE DI AB ME JB CAR LOAN CLOSE KARANE GYA TO 50,000 EXTRA LOAN FORECLOSURE AMOUNT BATA RAHE HAI, AAP YE BATAIYE AAKHIR LOAN TIMMILY PAY KRE TO BHI INTREST DENA PADTA HAU OR CLOSE KRO JALDI TO CLOSE KARANE KA BHI DENA PADTA HAI, WHATS THIS RUBBISH RULE,ISSE ACHHA HAI EK BAAR LAMBA LOAN LIJIYE PAY HI NA KARIYE ,ONE DAYS BANKS STOPS SUCH RULES ,THEY SHOULD TAKE REST AMOUNT OR ONE MONTH INTREST OR THEY CAN TAKE AT LEAST LOW AMOUNT.
Sir, mere loan account me emi auto deduct nahi ho raha. Yeh auto deduct kaise hoga ya emi pay kaise kar sakte hai.. NEFT transfer se.toh principal loan amount kam jata hai bas
Sir you did't include the GST , PENALTY+GST Lagega, At @ 3:46 , for Car Loan Plz tell about the GST also.,, If i pay 50k after 8 months, How much will be charged as PENALTY + GST ? Plz ans
Sir maine 4 lakh ka loan liya tha 5 saal ka 2017 me. Ab main poora pre payment karna chata hoon to.kitna percent katega aur kya poora pre payment sahi ragega
Sir maine loan lia sbi se personal 12L ka 2 mnth ho gye ab usme 10L dalna chahta hu wapis. Iska fayda nuksan kya hoga. Bta skte hai charges penalties. Plzzzz
मेरा होम लोन एचडीएफसी बैंक में चल रहा हैं जिसै मैं ऐक्सेस में इसलिये ट्रान्फर कर रहा हूँ क्योकि वहा मुझैं कम पेट ओफ इंट्रस्ट पर मिल रहा हैं और मेरा एचडीएफ सी वाले बचे हुये लोन से मैं ज्यादा लोन लेकर मैं कार लोन को खत्म करना चाह रहा हूँ क्या ऐसा हो जाऐगा क्या?
Hello sir debit adjustment ki nam pee mera account se 32000 rupees kat liya hai bank manager vi kuch sahi bat nahi batate hai kia app bata sakte hai is paise ko recover kaise karen
Sir , mene 2019 me 4.50 lakhs ka sbi personal loan liya tha..recently mene jan.2021 me aur ek personal loan sbi se liya 6.50 lakhs ka...huya yeh hai ki mujhe pre payment penalty charge kiya15,848 rupees....plz help me .. Bank kuch v nhi bolte hai....sirf yeh kehte hai...un logo ka kehna hai ki system ne liya...
Sir mere father ne sbi se railway pension per pension loan 15-02-2021 ko 3 lacs loan liya hai lekin kisi karan ab is amount ko hum use nhi krna chahte hum isko agr loan account mai ek sath puri amount deposit krwa de toh kitni panelty padegi abi loan account mai outstanding amount 2,91,122 hai
Sar ji Maine SBI se 600000 loan liya tha 3 saal ho gaye hain mujhe Jama karte hue Meri Aaj Tak Koi kis Nahin duty hai mere paas bank se phone a raha hai 8 lakh loan aur mil jaega vah kah Rahe Hain Tumhara purana loan band kar denge naya chalu kar denge to kya Iske Samay bhi penalty padegi
Sir mera emi har mahina auto debit ho raha hai lekin 3 mahina tak ek massage aya ki 5709 /- amount due hai aur iske chalte mera credit score kam ho gaya....hum kya kare abhi bank wala satisfactory answer nahin de raha
Sir, mera loan HDB main closed ho chuka hai phir repayment mode ECS se 295/- deduct kr rahe hai jo bhi muje outstanding amount btaya mne paid kr diya muje fourclouse charges instead nahi btaya mera loan topup tha sir jo RBI ka August 2019 circular hai yaha kaam aa sakta hai please help me.🙏
बैंक में गया था सर लोन क्लोज करते समय इंसटेंट फोरक्लोजर चार्जेस नहीं बताया गया। तो मैंने कहा, उसके प्रिंटआउट और रिटर्न में दीजिए। मैं फोरक्लोजर चार्जेस दे देता हूं पर वह रिटर्न में नहीं दे रहे।
Sir naya loan jis bank se pahale liya tha usi se dusara loan lena padega kya. Agar dusara loan liya to processing fees bhi to lagegi. Sir maine bajaj finserv se 525000 ka loan liya tha @15% per annum processing fees 22000 liya gaya. Abhi meri outstanding amount 300000 ki hai. Part payment charge 2.3 % hai. Foreclosure charge 4.7% hai. Hdfc online se personal loan 10.75% par mil raha hai processing fees 5000 rs hai. Yadi me hdfc se loan lekar bajaj ka loan karati hu to muze forclosure charge lagega kya?
Sir pension loan per koi prepayment panelty nhi hai abhi maine apne father ka pension loan le kr after one month deposits kr diya tha koi panelty nhi lagi
Sir mera express credit personal loan 2019 sep ka hai or emi har mahine cut raha he oska kya me new home loan apply karke isko agar home loan amout se adjusting personal loan close karuga to 3 % charge dena padega ya nahi dena padega is me mujhe
Aapne bataya na sir personal loan 4 lakh ka tha or 1.5 lakh bacha hai or hum bank se 3 lakh le k bank k madhyam se 1.5 lakh de k cose kr k new lete hai to planty nhi lagega to hum ye puch rhe ki lon sbi ka hai or axis se loan jjyade ka le k bank k madhyam se sbi ko cmplt kr le to planty lagega ya nhi ye puch rhe hum
sir kya aapse WhatsApp pe Baat Ho skti hai? mere papa ne loan le rkha hai aur wo prepayment Karna chahte hein, loan liye Sirf 10 din huye hein aur humme wo amount nahi chaiye, sabse jaada paise bcha k kaise repay kar sakein?
Sir mai 3 lakh personal loan liya tha ...1 lakh bacha tha mere pas paise agye aaj hi maine bank me call lagake pucha kya karana hai band karne ke liye to unhone kaha ki 1rs chod ke pura pay kar dijiye To maine yono se payment kar diya To isme kya penalty lageki kya sir
I have a personal loan and after a year I was given the option for top up loan from the bank. Now I want to preclose the top up loan. After closing the loan account can I apply for 2nd top up loan. Kindly help me out.
sir..maniye ki mera personal loan ki actual amount avi outstanding hay 1lakh or interest milake 1lakh 20k..to prepayment kya 1 lakh ka karna parega yea 1lakh 20k ka?
Sir ye batay Hamne loan Lia hai 48000 Ka TVs credit SE 18 month Ke ly hum 6 month me poora loan chukana chat e hai to Hume fayda Kitna Hoga 3500 rs ki EMI hai 1.5 year k ly 6 month me payoff kare ya 1.5 year me poori EMI bhare kya better Hoga batay please. JaiHind
@@connecting_dots_Loan yes lekin ऐसा क्यों जब हम पूरा loan चुकता करना चाहते है। ऐसे तो प्री clousers की यूटिलिटी क्या है। फिर तो emi अपने tenure poori hone tak bharte rahe । Ya fir pre clousers ek tool hai ek loan 2% extra payoff kardo दूसरा loan Lene k ly । Jab lone Lene vala pre clousers chata hai to without penality kyo allow Nahi karte hai। दूसरा किसी कारण से पैसा नहीं होने पैर ही तो loan Lia hai ab paisa hai to louta Raha hai before time maturity to use to benefit Hona chaye ki vo jaldi loan repayment Kar Raha hai। Age Ka इंट्रेस्ट काम करके पूरा loan settlement Karke NOC de। Interest bhi Kam Nahi or upar SE penality to clearly indicates karta hai full tenure repay Karo। Vaise aap batay RBI ko jaldi ye step Lena Hoga clear guidelines Lani hogi pre clousers penality free Or loan interest bhi Kam ho jitna preclosure pahle ho settlement time ki Tarah 1 Saal pahle preclosure hai to loan amount me itni % rebate is तरीके से वरना तो सीधे सीधे मजबूरी का नाजायज फायदा । पड़ा लिखा इतना confused ho Raha haito underpreveligd Ka to Bhagvan Malik Yes preclosure penality excited Bottom line JaiHind
Sir me 1 lakh 20 thousand papl loan liya tha...20 thousand clear ho chuka he...jis mahine ki andar me loan liya tha usi mahine ki andar me baki 1lakh repayment kar dungi to kya mujhe b panalit lagegi sir
Sir mera property unknown h toh muje SBI bank sirf in principle letter de rhi h, kya bank muje sanction letter de sakti h without property being decided ?
Sir, maine 4 lac ka personal loan SBI se 1 month pahle liya tha, aur maine apne loan acc me online 399000 rs repay kar diya h , lekin phir bhi mujhe Emi due ka message aaya h, penalties bachane k liye kya kare, loan aa kaise band hoga
As per RBI dated 02 August 2019 in terms of which banks are not permitted to charge foreclosure charges / pre-payment penalties on home loans / all floating rate term loans sanctioned to individual borrowers.
It includes personal loan too??
Sir yono ma loan appleying kar rahaa hai bo appleying loan be approval huya tha bo ducument be diya tha bank ma abe tak nhi mila tha kiya hai sbi ka
Sir plz help mene pichle mahine emi nhi bhara tha is month kat liya pese unhone lekin 1 month ka kata lekin previous emi kata nhi to me say previous wala pay kese karu sir plz bataye aj kata emi plz bataye 🙏🙏🙏🙏🙏
Aur jo prepayment ke liye loan liya extra uspe jo interest bharenge vo kya hoga
Cir nai mila he sut nai bol ta ha kolasib sbi bank ber ber ker ta ha🙏🙏🙏 form phaisen
Hi sir good morning
My sbi youno say personal loan liya hi aur is ka processing fee credit nai huva hi aur is fee payment k liye kuch time diagaya hi tho fee kaisay payment kary..?
2 . Loan le k time per tems and conditions ki and emis details ki pdf download nai huva hi tho ham us ko kidar say download kar sakthy hi
Bankwale uncle बहुत बहुत सुक्रिया
please share my video in your whatsapp groups
Any have RBI policy of pre payment penality of home loan....
Sir, maine personal loan nov 2020 me 2 lakh ka liya tha, 24 month k liye, aur installment 9300 pr month ,jo auto debit tha.abhi oct 2022 me laon pura ho gya to ab bank vale ne btaya k aapka laon 72 month yani 6 yr ka hai , aur apko penalty bharni padegi..12 hajar something ...ab mujhe ye samaj nahi aaya k agar 6 year ki loan thi to 9300 ka installment pahele se auto debit kyu kata ...reply pls . Sir ..🙏
Hum net banking kar ka kiya karunga loan be nhi chalta tha yono ma
Mera personal loan amount 16000/- paid karana baki hain muje close karana hain to penlty kitana lagega
Kya hm complete loan amount jitna bcha hai usko de ke loan bnd karwa skte hai
1:28 agar 50,000 bhar diye aur penalty bhi bhar diya to fir kya wo amount aur time period kam ho jaega poore loan se?
Pension loan main emi automatic deduction hone ke bad v irregular by rupees 222 ,msg ane ka matalab kya hai
Mai ek X company se Loan Liya tha
Jiska mujhe weekly kist Dena hota thaa
Unfortunately lockdown ki waje se 1 month ka kist stop thaa.
Phir lockdown khatam hote hi mai apna Loan ka jayse clear karna thaa wayse clear Kardiya..
Tabb bhi Recovery agent mere Ghar pr aa te hai paysa lene ke liya ,,,just because Maine Lockdown chatle time Koi kits nahi de raha thaa ....
Kya karu.???
Sir aap mjhe ek baat bataiye jaise meine car loan lia tha 10L ka 10 mnth emi timily di,ab meine dusre bank se PL lia 13L or car loan ka statement dia usme foreclosure amount 8,75k tha,unhone utne ki D.D. DE DI AB ME JB CAR LOAN CLOSE KARANE GYA TO 50,000 EXTRA LOAN FORECLOSURE AMOUNT BATA RAHE HAI,
AAP YE BATAIYE AAKHIR LOAN TIMMILY PAY KRE TO BHI INTREST DENA PADTA HAU OR CLOSE KRO JALDI TO CLOSE KARANE KA BHI DENA PADTA HAI,
WHATS THIS RUBBISH RULE,ISSE ACHHA HAI EK BAAR LAMBA LOAN LIJIYE PAY HI NA KARIYE ,ONE DAYS BANKS STOPS SUCH RULES ,THEY SHOULD TAKE REST AMOUNT OR ONE MONTH INTREST OR THEY CAN TAKE AT LEAST LOW AMOUNT.
Dear sir online Mudra loan Kaise close Karen sir
MERI Fadi Ka age 55 year hai पेनसंधारी है सेंट्रल govt का क्या लोन मिल जायेगा क्या
Sir, mere loan account me emi auto deduct nahi ho raha. Yeh auto deduct kaise hoga ya emi pay kaise kar sakte hai.. NEFT transfer se.toh principal loan amount kam jata hai bas
ब्रांच में जाओ ब्रांच करेगी
Sir you did't include the GST , PENALTY+GST Lagega, At @ 3:46 , for Car Loan Plz tell about the GST also.,, If i pay 50k after 8 months, How much will be charged as PENALTY + GST ? Plz ans
Sir Homeloan mei agar 2 co borrower saath mei hai tab bhi penalty nahi charge ho gi kya? Aur loan agreement copies bank ne nahi di ho tuo kaise le ?
penalty to lagegi
Sir penality kyu kahenge jb koi tym se pahle loan khatm kr raha hai ya time se pahle paise deposit kr raha hai
sir mera parsnal loan chal raha h kya me home loan abhi le sakta hu kya our jo pasnal loan ka outstending ped kar sakta hu kya sir please help
Home loan le sakte ho lekin home loan se personal loan pay nahi kar sakte
@@connecting_dots_Loan ok tq sir
First emi kab se start hoti h loan lane ki din hi pehli emi deni hoti h ya ek month badh?
Sir maine 4 lakh ka loan liya tha 5 saal ka 2017 me. Ab main poora pre payment karna chata hoon to.kitna percent katega aur kya poora pre payment sahi ragega
Personal kitane.time ke bad force close kar sakate.sir????
Rep.sir please info me icici bank or indiabull home finance prepayment penelty....🙏🙏
Sir maine loan lia sbi se personal 12L ka 2 mnth ho gye ab usme 10L dalna chahta hu wapis. Iska fayda nuksan kya hoga. Bta skte hai charges penalties. Plzzzz
मेरा होम लोन एचडीएफसी बैंक में चल रहा हैं
जिसै मैं ऐक्सेस में इसलिये ट्रान्फर कर रहा हूँ क्योकि वहा मुझैं कम पेट ओफ इंट्रस्ट पर मिल रहा हैं
और मेरा एचडीएफ सी वाले बचे हुये लोन से मैं ज्यादा लोन लेकर मैं कार लोन को खत्म करना चाह रहा हूँ क्या ऐसा हो जाऐगा क्या?
Lone close karane par 3%one month ya one year par hoga
Hello sir debit adjustment ki nam pee mera account se 32000 rupees kat liya hai bank manager vi kuch sahi bat nahi batate hai kia app bata sakte hai is paise ko recover kaise karen
koi bhi aisa nahi kar sakta aap iski complain karein
Sir , mene 2019 me 4.50 lakhs ka sbi personal loan liya tha..recently mene jan.2021 me aur ek personal loan sbi se liya 6.50 lakhs ka...huya yeh hai ki mujhe pre payment penalty charge kiya15,848 rupees....plz help me ..
Bank kuch v nhi bolte hai....sirf yeh kehte hai...un logo ka kehna hai ki system ne liya...
Sir mere father ne sbi se railway pension per pension loan 15-02-2021 ko 3 lacs loan liya hai lekin kisi karan ab is amount ko hum use nhi krna chahte hum isko agr loan account mai ek sath puri amount deposit krwa de toh kitni panelty padegi abi loan account mai outstanding amount 2,91,122 hai
एक बार ब्रांच में जाकर बात करें
Sir aaj mai branch mai gaya tha unho ne bataya ki koi panelty nhi lagegi no extra charge
galti se online loan close sumbit ho gya hai but mera account mai outshanding amount nhi hai ab kya hoga sir please help mai
???
Can a person take a new loan who has already taken the loan and paying the EMI
Sir ye 3% prepayment penalty h wo poore loan par lagta h ya fir outstanding loan balance par lagta h
Sir i get rsp account advance two months salary loan
Can i again get this advance two months salary loan during running of this loan
noo, this loan will be closed first
Sir mera personnel loan emi 15,000/-
Cutting horey
25,000/- emi karane se
Pre close ka koi penality lagega kya sir
Foreclose hai na ki forceclose
Sir what is the tenor or after how many time we can force close or pre payment in the personal loan
Car loan prepayment charges?....i will all pay after one month ..apply via sbi yono aug2021
Sar ji Maine SBI se 600000 loan liya tha 3 saal ho gaye hain mujhe Jama karte hue Meri Aaj Tak Koi kis Nahin duty hai mere paas bank se phone a raha hai 8 lakh loan aur mil jaega vah kah Rahe Hain Tumhara purana loan band kar denge naya chalu kar denge to kya Iske Samay bhi penalty padegi
Sir mera emi har mahina auto debit ho raha hai lekin 3 mahina tak ek massage aya ki 5709 /- amount due hai aur iske chalte mera credit score kam ho gaya....hum kya kare abhi bank wala satisfactory answer nahin de raha
Sir, mera loan HDB main closed ho chuka hai phir repayment mode ECS se 295/- deduct kr rahe hai jo bhi muje outstanding amount btaya mne paid kr diya muje fourclouse charges instead nahi btaya mera loan topup tha sir jo RBI ka August 2019 circular hai yaha kaam aa sakta hai please help me.🙏
एक बार ब्रांच में जाकर बात करके आओ की लोन क्लोज हुआ या नहीं
बैंक में गया था सर लोन क्लोज करते समय इंसटेंट फोरक्लोजर चार्जेस नहीं बताया गया। तो मैंने कहा, उसके प्रिंटआउट और रिटर्न में दीजिए। मैं फोरक्लोजर चार्जेस दे देता हूं पर वह रिटर्न में नहीं दे रहे।
Mtlb apne aap bnd ho jayega ki bank me reference no dena hoga
बैंक में जाकर बंद करवाना पड़ेगा
Sir naya loan jis bank se pahale liya tha usi se dusara loan lena padega kya. Agar dusara loan liya to processing fees bhi to lagegi. Sir maine bajaj finserv se 525000 ka loan liya tha @15% per annum processing fees 22000 liya gaya. Abhi meri outstanding amount 300000 ki hai. Part payment charge 2.3 % hai. Foreclosure charge 4.7% hai. Hdfc online se personal loan 10.75% par mil raha hai processing fees 5000 rs hai. Yadi me hdfc se loan lekar bajaj ka loan karati hu to muze forclosure charge lagega kya?
foreclosure charge to lagega
Sir pension loan per koi prepayment panelty nhi hai abhi maine apne father ka pension loan le kr after one month deposits kr diya tha koi panelty nhi lagi
Sir prepayment krne ke bad loan account close nhi krwaye or jb tk band na kre jab tk uski timing puri na ho jaye to koi chargers to nhi lgega
Same Question
sir gold loan ka pre payment pnlty kitna hai?
एसबीआई में गोल्ड लोन प्रीपेमेंट करने पर कोई पेनल्टी नहीं लगती
Respected sir Mudra loan ki EMI monthly debit ho jayegi kya Sar account se Bank ko jakar Banna padega sar please help sir
Jab aap loan lo to bank apne aap aapki EMI ki date fix kar dega
Current outstanding amounts से कम amount का लोन लेकर भी पेनल्टी waive off हो सकता है क्या sir?
Sir mera express credit personal loan 2019 sep ka hai or emi har mahine cut raha he oska kya me new home loan apply karke isko agar home loan amout se adjusting personal loan close karuga to 3 % charge dena padega ya nahi dena padega is me mujhe
Sir, what is irregularity amount that is shown in home loan statement?
Loan sbi se liye ho or ab axis se loan le k sbi ko close karenge to planty lagega ya nahi
sabhi mein penalty lagti hai
Aapne bataya na sir personal loan 4 lakh ka tha or 1.5 lakh bacha hai or hum bank se 3 lakh le k bank k madhyam se 1.5 lakh de k cose kr k new lete hai to planty nhi lagega to hum ye puch rhe ki lon sbi ka hai or axis se loan jjyade ka le k bank k madhyam se sbi ko cmplt kr le to planty lagega ya nhi ye puch rhe hum
अगर किसी और बैंक में लोन लेंगे तो बैंक जरूर पेनाल्टी लगाएगा
penalty nahi lagega
Sir mera ek personal loan hay.kay mai home loan lekar uske payse se personal loan close kara sakta hu, kai isme penalty nehi lagegi?
Sbi ka personal loan me emi due date ke bad paid kore to overdue dena hita he kya..means within month me paid kore to.. extra charges lagta he kya
Sir maine loan pura chuka diya hai phir bhi EMI kat gaya aur wo paisa kanha gaya show nahi ho raha hai
This month i wont be able to pay the loan...but will they cut from insurance ya will cut for double in next month's salary Sir
talk to bank
sir kya aapse WhatsApp pe Baat Ho skti hai? mere papa ne loan le rkha hai aur wo prepayment Karna chahte hein, loan liye Sirf 10 din huye hein aur humme wo amount nahi chaiye, sabse jaada paise bcha k kaise repay kar sakein?
ब्रांच मैनेजर से आप बात करो आप लोन जल्दी बंद करवाना चाहते पेनल्टी तो देनी पड़ेगी अब
@@connecting_dots_Loan Penalty kitni deni paregi? Mei Pura loan wapis krna chhata hun 12lac ka hai amount aur monthly EMI 26k
3%
@@connecting_dots_Loan Thank you sir
pls share my video in your whatsapp groups
Is there any penalty of pre closure for service loan in SBI
yes
Sir if I take personal loan leke just 2 month mai close karne jau to ho sakata hai kya force close ???
Sir agar hame dusra loan lena hi nahi ho aur fir bhi ye loan ko band karna ho to kya kiya jaye
अगर प्रीपेमेंट पेनेल्टी नहीं है तो बंद करवा दीजिए
Sir mai 3 lakh personal loan liya tha ...1 lakh bacha tha mere pas paise agye aaj hi maine bank me call lagake pucha kya karana hai band karne ke liye to unhone kaha ki 1rs chod ke pura pay kar dijiye
To maine yono se payment kar diya
To isme kya penalty lageki kya sir
No
Floating rate पर कोई पेनल्टी चार्ज नहीं है as per rbi गाइडलाइन्स
Instead can we increase the EMI amount?
Sir ये सब नियम sbi के वेबसाइट में कहां पर मिलेगी,
Bank na bola tha yono ma appley kiya tha yono sa lalo bank na approve nhi karungi bola tha kiya hai sbi ko
सर् जी मेने पर्सोनल लोन लिया है अग़र समय से पहले लोन जमा कर दे योनो के दुरा तो लोन क्लोज कैसे करे सर् इस पर वीडियो बनाये
Sir phly personal lia h or ab gold ly k repay kr skty h kya ? penalty free hogi kya
Yes kar sakte ho
Respected sir
Can I foreclose Xpress credit loan online?
Sir, After two years I requested from SBI for prepayment of car loan. SBI is saying for 3% penalty. Is there any rule against the penalty?
Yes
@@connecting_dots_Loan what is the solution
Same problem
Sir maine liya lekin loan protect ke document nhi mile
Personal loan me part period interest Kya hota please batayein sir ji
personal loan maine yono se sob poisa chukana chata hu ..inke liye keya meroko NOC lena chaiye hey bank se ye jaruri hey keya personal loan keliye ??
NOC ki jarroorat nahi hai
सर SBI बैंक के Personal Loan को Prepayment ऋण के बाद कितने समय में कर सकते एवं इसका चार्ज क्या है क्या ये लौ Prepayment एक से अधिक बार कर सकते हैं?
Sbi personal loan 1 sal na hone par vi pre payment kar sakte hai?
Kar sakte hai leking penalty lagegi
I have a personal loan and after a year I was given the option for top up loan from the bank. Now I want to preclose the top up loan. After closing the loan account can I apply for 2nd top up loan. Kindly help me out.
sir..maniye ki mera personal loan ki actual amount avi outstanding hay 1lakh or interest milake 1lakh 20k..to prepayment kya 1 lakh ka karna parega yea 1lakh 20k ka?
जब मेरी पेमेंट करोगे तो पहले ब्याज कटेगा फिर प्रिंसिपल अमाउंट
Sir mai parasnal lone liya hu aur abhi 4 lakh baki hai to kya mai 5 lakh car lone le kar ushe ushi paisa se parasnal lone ko band kara sakta hu
No
🙏🙏धन्यवाद सर
Sir maine 5 lack loan liya tha samjo maine 4.50 ka pre payment kiya aur baki ka hafte me pay kiya to charges rahega kya
sanction letter mein dekho kya likha hai
@@connecting_dots_Loan sanction letter nahi diya
Ab le lo
सर sbi personal XPRESS CREDIT LOAN में first prepayment कब करवा सकते हैं और loan चुकाने के दौरान maximum कितनी बार prepayment करवा सकते हैं ?
No limit
Sir mera United Bank mai pension loan chal raha hai aur 70000 baki hai to main sbi se loan le sakta hun please answer..
नहीं
Sir sbi presonal lone ko pre-payment karne ke bad Noc aur statement kaise jald se jald praapt kare aur iska process kya hai.
Branch
Why you are charging penalty for pre-payment of pension loan
Sir ye batay
Hamne loan Lia hai
48000 Ka TVs credit SE 18 month Ke ly hum 6 month me poora loan chukana chat e hai to Hume fayda Kitna Hoga
3500 rs ki EMI hai 1.5 year k ly 6 month me payoff kare ya 1.5 year me poori EMI bhare kya better Hoga batay please.
JaiHind
एक बार जो आपको सैंक्शन लेटर दिया गया है उसमें यह देखें कि अगर आप प्रीपेमेंट करते हो तो कोई पेनल्टी है क्या
@@connecting_dots_Loan yes lekin ऐसा क्यों जब हम पूरा loan चुकता करना चाहते है।
ऐसे तो प्री clousers की यूटिलिटी क्या है। फिर तो emi अपने tenure poori hone tak bharte rahe ।
Ya fir pre clousers ek tool hai ek loan 2% extra payoff kardo दूसरा loan Lene k ly ।
Jab lone Lene vala pre clousers chata hai to without penality kyo allow Nahi karte hai।
दूसरा किसी कारण से पैसा नहीं होने पैर ही तो loan Lia hai ab paisa hai to louta Raha hai before time maturity to use to benefit Hona chaye ki vo jaldi loan repayment Kar Raha hai।
Age Ka इंट्रेस्ट काम करके पूरा loan settlement Karke NOC de।
Interest bhi Kam Nahi or upar SE penality to clearly indicates karta hai full tenure repay Karo।
Vaise aap batay RBI ko jaldi ye step Lena Hoga clear guidelines Lani hogi pre clousers penality free
Or loan interest bhi Kam ho jitna preclosure pahle ho settlement time ki Tarah 1 Saal pahle preclosure hai to loan amount me itni % rebate is तरीके से वरना तो सीधे सीधे मजबूरी का नाजायज फायदा ।
पड़ा लिखा इतना confused ho Raha haito underpreveligd Ka to Bhagvan Malik
Yes preclosure penality excited
Bottom line
JaiHind
Sir prepenalty ek bar hi lagti h ya bar bar
Sir net banking par loan close kase kare
Bt करवाने पर फॉरक्लोजर चार्ज लगता है
3 % charges lagte hai one time ke liye lagte hai kay?
Pre payment outstanding amt pe lagta hai kya?
Sir, SBI me Maine 120K personal loan liya hu or uska tenure 12 month hai..... before repayment karne ke liye kitna penalty lagega sir
Does Home loan have pre closure penalty. With other bank like punjab National band and ICICI bank.
हर बैंक का अपना अलग-अलग क्राइटेरिया होता है आपको जो सैंक्शन लेटर मिला है उसमें देखिए
सर मेरा personal loan है और मुझे अब home loan लेना है तो personal loan मे कन्व्हर्ट होगी क्या??
Sir prepenalities loan se kitne vrsh baad lagegi
Good loan pre payment ka iterest kese count hoga sir ji
अगर आप मुझे धन्यवाद् देना चाहते है तो मेरा video आप अपने Whatsup के ग्रुप पर शेयर करिए ताकि ज्यादा से ज्यादा लोगों तक सही जानकारी पहुच सके .......
Very good sir g
Please share my videos in your whatsapp group
Sir me 1 lakh 20 thousand papl loan liya tha...20 thousand clear ho chuka he...jis mahine ki andar me loan liya tha usi mahine ki andar me baki 1lakh repayment kar dungi to kya mujhe b panalit lagegi sir
Yes
Mera 70k bcha hai to mujhe kitna charge lagega ?
Sir mera property unknown h toh muje SBI bank sirf in principle letter de rhi h, kya bank muje sanction letter de sakti h without property being decided ?
Sir, maine 4 lac ka personal loan SBI se 1 month pahle liya tha, aur maine apne loan acc me online 399000 rs repay kar diya h , lekin phir bhi mujhe
Emi due ka message aaya h, penalties bachane k liye kya kare, loan aa kaise band hoga
penalty to lagegi, talk to branch manager
Sir plz bataye ki personal loan kitne din bad return bhar sakte hai sir plz bataye
यह पर्सनल लोन की टर्म्स एंड कंडीशन पर डिपेंड करता है
3:23 Home Loan pre payment penalty. Well, there is no penalty on home loan pre payment.