As per RBI dated 02 August 2019 in terms of which banks are not permitted to charge foreclosure charges / pre-payment penalties on home loans / all floating rate term loans sanctioned to individual borrowers.
Sir you did't include the GST , PENALTY+GST Lagega, At @ 3:46 , for Car Loan Plz tell about the GST also.,, If i pay 50k after 8 months, How much will be charged as PENALTY + GST ? Plz ans
Sir, maine personal loan nov 2020 me 2 lakh ka liya tha, 24 month k liye, aur installment 9300 pr month ,jo auto debit tha.abhi oct 2022 me laon pura ho gya to ab bank vale ne btaya k aapka laon 72 month yani 6 yr ka hai , aur apko penalty bharni padegi..12 hajar something ...ab mujhe ye samaj nahi aaya k agar 6 year ki loan thi to 9300 ka installment pahele se auto debit kyu kata ...reply pls . Sir ..🙏
Sir mera property unknown h toh muje SBI bank sirf in principle letter de rhi h, kya bank muje sanction letter de sakti h without property being decided ?
Sir maine 4 lakh ka loan liya tha 5 saal ka 2017 me. Ab main poora pre payment karna chata hoon to.kitna percent katega aur kya poora pre payment sahi ragega
Sir plz help mene pichle mahine emi nhi bhara tha is month kat liya pese unhone lekin 1 month ka kata lekin previous emi kata nhi to me say previous wala pay kese karu sir plz bataye aj kata emi plz bataye 🙏🙏🙏🙏🙏
Hi sir good morning My sbi youno say personal loan liya hi aur is ka processing fee credit nai huva hi aur is fee payment k liye kuch time diagaya hi tho fee kaisay payment kary..? 2 . Loan le k time per tems and conditions ki and emis details ki pdf download nai huva hi tho ham us ko kidar say download kar sakthy hi
Sir maine loan lia sbi se personal 12L ka 2 mnth ho gye ab usme 10L dalna chahta hu wapis. Iska fayda nuksan kya hoga. Bta skte hai charges penalties. Plzzzz
Sir aap mjhe ek baat bataiye jaise meine car loan lia tha 10L ka 10 mnth emi timily di,ab meine dusre bank se PL lia 13L or car loan ka statement dia usme foreclosure amount 8,75k tha,unhone utne ki D.D. DE DI AB ME JB CAR LOAN CLOSE KARANE GYA TO 50,000 EXTRA LOAN FORECLOSURE AMOUNT BATA RAHE HAI, AAP YE BATAIYE AAKHIR LOAN TIMMILY PAY KRE TO BHI INTREST DENA PADTA HAU OR CLOSE KRO JALDI TO CLOSE KARANE KA BHI DENA PADTA HAI, WHATS THIS RUBBISH RULE,ISSE ACHHA HAI EK BAAR LAMBA LOAN LIJIYE PAY HI NA KARIYE ,ONE DAYS BANKS STOPS SUCH RULES ,THEY SHOULD TAKE REST AMOUNT OR ONE MONTH INTREST OR THEY CAN TAKE AT LEAST LOW AMOUNT.
मेरा होम लोन एचडीएफसी बैंक में चल रहा हैं जिसै मैं ऐक्सेस में इसलिये ट्रान्फर कर रहा हूँ क्योकि वहा मुझैं कम पेट ओफ इंट्रस्ट पर मिल रहा हैं और मेरा एचडीएफ सी वाले बचे हुये लोन से मैं ज्यादा लोन लेकर मैं कार लोन को खत्म करना चाह रहा हूँ क्या ऐसा हो जाऐगा क्या?
Sir , mene 2019 me 4.50 lakhs ka sbi personal loan liya tha..recently mene jan.2021 me aur ek personal loan sbi se liya 6.50 lakhs ka...huya yeh hai ki mujhe pre payment penalty charge kiya15,848 rupees....plz help me .. Bank kuch v nhi bolte hai....sirf yeh kehte hai...un logo ka kehna hai ki system ne liya...
Mai ek X company se Loan Liya tha Jiska mujhe weekly kist Dena hota thaa Unfortunately lockdown ki waje se 1 month ka kist stop thaa. Phir lockdown khatam hote hi mai apna Loan ka jayse clear karna thaa wayse clear Kardiya.. Tabb bhi Recovery agent mere Ghar pr aa te hai paysa lene ke liya ,,,just because Maine Lockdown chatle time Koi kits nahi de raha thaa .... Kya karu.???
श्रीमान आप के सभी वीडियो दर्शकों के लिए बेहद फायदेमंद होते हैं उसके लिए आपको धन्यवाद। सर योनो एप से "होम लोन" अप्लाई करने से लोन लेने वाले को क्या कोई अलग से फाइनेंशियल बेनिफिट्स (वित्तीय लाभ) होता है ? जैसे इंटरेस्ट रेट में अलग से छूट या प्रोसेसिंग शुल्क माफ या ऐसा कोई अन्य फायदा? धन्यवाद। - Dr. P choudhary
I have a personal loan and after a year I was given the option for top up loan from the bank. Now I want to preclose the top up loan. After closing the loan account can I apply for 2nd top up loan. Kindly help me out.
Sir naya loan jis bank se pahale liya tha usi se dusara loan lena padega kya. Agar dusara loan liya to processing fees bhi to lagegi. Sir maine bajaj finserv se 525000 ka loan liya tha @15% per annum processing fees 22000 liya gaya. Abhi meri outstanding amount 300000 ki hai. Part payment charge 2.3 % hai. Foreclosure charge 4.7% hai. Hdfc online se personal loan 10.75% par mil raha hai processing fees 5000 rs hai. Yadi me hdfc se loan lekar bajaj ka loan karati hu to muze forclosure charge lagega kya?
Sir, mere loan account me emi auto deduct nahi ho raha. Yeh auto deduct kaise hoga ya emi pay kaise kar sakte hai.. NEFT transfer se.toh principal loan amount kam jata hai bas
Sar ji Maine SBI se 600000 loan liya tha 3 saal ho gaye hain mujhe Jama karte hue Meri Aaj Tak Koi kis Nahin duty hai mere paas bank se phone a raha hai 8 lakh loan aur mil jaega vah kah Rahe Hain Tumhara purana loan band kar denge naya chalu kar denge to kya Iske Samay bhi penalty padegi
Sir, mera loan HDB main closed ho chuka hai phir repayment mode ECS se 295/- deduct kr rahe hai jo bhi muje outstanding amount btaya mne paid kr diya muje fourclouse charges instead nahi btaya mera loan topup tha sir jo RBI ka August 2019 circular hai yaha kaam aa sakta hai please help me.🙏
बैंक में गया था सर लोन क्लोज करते समय इंसटेंट फोरक्लोजर चार्जेस नहीं बताया गया। तो मैंने कहा, उसके प्रिंटआउट और रिटर्न में दीजिए। मैं फोरक्लोजर चार्जेस दे देता हूं पर वह रिटर्न में नहीं दे रहे।
Sir mere father ne sbi se railway pension per pension loan 15-02-2021 ko 3 lacs loan liya hai lekin kisi karan ab is amount ko hum use nhi krna chahte hum isko agr loan account mai ek sath puri amount deposit krwa de toh kitni panelty padegi abi loan account mai outstanding amount 2,91,122 hai
sir..maniye ki mera personal loan ki actual amount avi outstanding hay 1lakh or interest milake 1lakh 20k..to prepayment kya 1 lakh ka karna parega yea 1lakh 20k ka?
Thanks Sir, Aaj maine apna old loan account close kiya, aaapke suggestions ki tarah with New loan leke maine 13 Lakh pre deposit tha yani mera 39000 bach gaye... Thanks Sir 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻
Sir ye batay Hamne loan Lia hai 48000 Ka TVs credit SE 18 month Ke ly hum 6 month me poora loan chukana chat e hai to Hume fayda Kitna Hoga 3500 rs ki EMI hai 1.5 year k ly 6 month me payoff kare ya 1.5 year me poori EMI bhare kya better Hoga batay please. JaiHind
@@connecting_dots_Loan yes lekin ऐसा क्यों जब हम पूरा loan चुकता करना चाहते है। ऐसे तो प्री clousers की यूटिलिटी क्या है। फिर तो emi अपने tenure poori hone tak bharte rahe । Ya fir pre clousers ek tool hai ek loan 2% extra payoff kardo दूसरा loan Lene k ly । Jab lone Lene vala pre clousers chata hai to without penality kyo allow Nahi karte hai। दूसरा किसी कारण से पैसा नहीं होने पैर ही तो loan Lia hai ab paisa hai to louta Raha hai before time maturity to use to benefit Hona chaye ki vo jaldi loan repayment Kar Raha hai। Age Ka इंट्रेस्ट काम करके पूरा loan settlement Karke NOC de। Interest bhi Kam Nahi or upar SE penality to clearly indicates karta hai full tenure repay Karo। Vaise aap batay RBI ko jaldi ye step Lena Hoga clear guidelines Lani hogi pre clousers penality free Or loan interest bhi Kam ho jitna preclosure pahle ho settlement time ki Tarah 1 Saal pahle preclosure hai to loan amount me itni % rebate is तरीके से वरना तो सीधे सीधे मजबूरी का नाजायज फायदा । पड़ा लिखा इतना confused ho Raha haito underpreveligd Ka to Bhagvan Malik Yes preclosure penality excited Bottom line JaiHind
Sir kindly make a video on personal loan preclouser payment of loan amount .which amount i have to pay. Outstanding amount or drawing power amount. Sir please help me.
Sir me 1 lakh 20 thousand papl loan liya tha...20 thousand clear ho chuka he...jis mahine ki andar me loan liya tha usi mahine ki andar me baki 1lakh repayment kar dungi to kya mujhe b panalit lagegi sir
Sir mera express credit personal loan 2019 sep ka hai or emi har mahine cut raha he oska kya me new home loan apply karke isko agar home loan amout se adjusting personal loan close karuga to 3 % charge dena padega ya nahi dena padega is me mujhe
Sir mera emi har mahina auto debit ho raha hai lekin 3 mahina tak ek massage aya ki 5709 /- amount due hai aur iske chalte mera credit score kam ho gaya....hum kya kare abhi bank wala satisfactory answer nahin de raha
Hello sir debit adjustment ki nam pee mera account se 32000 rupees kat liya hai bank manager vi kuch sahi bat nahi batate hai kia app bata sakte hai is paise ko recover kaise karen
If we close existing loan with new loan . Wont the PRINCIPLE AND INTEREST COMPONENT OF EXISTING LOAN LESS THAN PRINCIPAL AND INTEREST COMPONENT IN NEW LOAN wont it be a Loss to take new loan as INTEREST COMPONENT IS HIGHER THAN PRINCIPAL COMPONENT IN NEW LOAN ?
Sir pension loan per koi prepayment panelty nhi hai abhi maine apne father ka pension loan le kr after one month deposits kr diya tha koi panelty nhi lagi
As per RBI dated 02 August 2019 in terms of which banks are not permitted to charge foreclosure charges / pre-payment penalties on home loans / all floating rate term loans sanctioned to individual borrowers.
It includes personal loan too??
1:28 agar 50,000 bhar diye aur penalty bhi bhar diya to fir kya wo amount aur time period kam ho jaega poore loan se?
Sir you did't include the GST , PENALTY+GST Lagega, At @ 3:46 , for Car Loan Plz tell about the GST also.,, If i pay 50k after 8 months, How much will be charged as PENALTY + GST ? Plz ans
Aur jo prepayment ke liye loan liya extra uspe jo interest bharenge vo kya hoga
Cir nai mila he sut nai bol ta ha kolasib sbi bank ber ber ker ta ha🙏🙏🙏 form phaisen
Bankwale uncle बहुत बहुत सुक्रिया
please share my video in your whatsapp groups
Sir, maine personal loan nov 2020 me 2 lakh ka liya tha, 24 month k liye, aur installment 9300 pr month ,jo auto debit tha.abhi oct 2022 me laon pura ho gya to ab bank vale ne btaya k aapka laon 72 month yani 6 yr ka hai , aur apko penalty bharni padegi..12 hajar something ...ab mujhe ye samaj nahi aaya k agar 6 year ki loan thi to 9300 ka installment pahele se auto debit kyu kata ...reply pls . Sir ..🙏
Sir mera property unknown h toh muje SBI bank sirf in principle letter de rhi h, kya bank muje sanction letter de sakti h without property being decided ?
MERI Fadi Ka age 55 year hai पेनसंधारी है सेंट्रल govt का क्या लोन मिल जायेगा क्या
Sir maine 4 lakh ka loan liya tha 5 saal ka 2017 me. Ab main poora pre payment karna chata hoon to.kitna percent katega aur kya poora pre payment sahi ragega
Sir plz help mene pichle mahine emi nhi bhara tha is month kat liya pese unhone lekin 1 month ka kata lekin previous emi kata nhi to me say previous wala pay kese karu sir plz bataye aj kata emi plz bataye 🙏🙏🙏🙏🙏
Hi sir good morning
My sbi youno say personal loan liya hi aur is ka processing fee credit nai huva hi aur is fee payment k liye kuch time diagaya hi tho fee kaisay payment kary..?
2 . Loan le k time per tems and conditions ki and emis details ki pdf download nai huva hi tho ham us ko kidar say download kar sakthy hi
Personal kitane.time ke bad force close kar sakate.sir????
Any have RBI policy of pre payment penality of home loan....
Sir maine loan lia sbi se personal 12L ka 2 mnth ho gye ab usme 10L dalna chahta hu wapis. Iska fayda nuksan kya hoga. Bta skte hai charges penalties. Plzzzz
Can a person take a new loan who has already taken the loan and paying the EMI
Instead can we increase the EMI amount?
Sir aap mjhe ek baat bataiye jaise meine car loan lia tha 10L ka 10 mnth emi timily di,ab meine dusre bank se PL lia 13L or car loan ka statement dia usme foreclosure amount 8,75k tha,unhone utne ki D.D. DE DI AB ME JB CAR LOAN CLOSE KARANE GYA TO 50,000 EXTRA LOAN FORECLOSURE AMOUNT BATA RAHE HAI,
AAP YE BATAIYE AAKHIR LOAN TIMMILY PAY KRE TO BHI INTREST DENA PADTA HAU OR CLOSE KRO JALDI TO CLOSE KARANE KA BHI DENA PADTA HAI,
WHATS THIS RUBBISH RULE,ISSE ACHHA HAI EK BAAR LAMBA LOAN LIJIYE PAY HI NA KARIYE ,ONE DAYS BANKS STOPS SUCH RULES ,THEY SHOULD TAKE REST AMOUNT OR ONE MONTH INTREST OR THEY CAN TAKE AT LEAST LOW AMOUNT.
मेरा होम लोन एचडीएफसी बैंक में चल रहा हैं
जिसै मैं ऐक्सेस में इसलिये ट्रान्फर कर रहा हूँ क्योकि वहा मुझैं कम पेट ओफ इंट्रस्ट पर मिल रहा हैं
और मेरा एचडीएफ सी वाले बचे हुये लोन से मैं ज्यादा लोन लेकर मैं कार लोन को खत्म करना चाह रहा हूँ क्या ऐसा हो जाऐगा क्या?
Current outstanding amounts से कम amount का लोन लेकर भी पेनल्टी waive off हो सकता है क्या sir?
Sir ye 3% prepayment penalty h wo poore loan par lagta h ya fir outstanding loan balance par lagta h
Sir what is the tenor or after how many time we can force close or pre payment in the personal loan
Car loan prepayment charges?....i will all pay after one month ..apply via sbi yono aug2021
Kya hm complete loan amount jitna bcha hai usko de ke loan bnd karwa skte hai
Mera personal loan amount 16000/- paid karana baki hain muje close karana hain to penlty kitana lagega
First emi kab se start hoti h loan lane ki din hi pehli emi deni hoti h ya ek month badh?
Sir, After two years I requested from SBI for prepayment of car loan. SBI is saying for 3% penalty. Is there any rule against the penalty?
Yes
@@connecting_dots_Loan what is the solution
Same problem
Sir maine liya lekin loan protect ke document nhi mile
Sir , mene 2019 me 4.50 lakhs ka sbi personal loan liya tha..recently mene jan.2021 me aur ek personal loan sbi se liya 6.50 lakhs ka...huya yeh hai ki mujhe pre payment penalty charge kiya15,848 rupees....plz help me ..
Bank kuch v nhi bolte hai....sirf yeh kehte hai...un logo ka kehna hai ki system ne liya...
सर SBI बैंक के Personal Loan को Prepayment ऋण के बाद कितने समय में कर सकते एवं इसका चार्ज क्या है क्या ये लौ Prepayment एक से अधिक बार कर सकते हैं?
Mai ek X company se Loan Liya tha
Jiska mujhe weekly kist Dena hota thaa
Unfortunately lockdown ki waje se 1 month ka kist stop thaa.
Phir lockdown khatam hote hi mai apna Loan ka jayse clear karna thaa wayse clear Kardiya..
Tabb bhi Recovery agent mere Ghar pr aa te hai paysa lene ke liya ,,,just because Maine Lockdown chatle time Koi kits nahi de raha thaa ....
Kya karu.???
Sir yono ma loan appleying kar rahaa hai bo appleying loan be approval huya tha bo ducument be diya tha bank ma abe tak nhi mila tha kiya hai sbi ka
Respected sir
Can I foreclose Xpress credit loan online?
Dear sir online Mudra loan Kaise close Karen sir
Lone close karane par 3%one month ya one year par hoga
Sbi ka personal loan me emi due date ke bad paid kore to overdue dena hita he kya..means within month me paid kore to.. extra charges lagta he kya
Sir mera personnel loan emi 15,000/-
Cutting horey
25,000/- emi karane se
Pre close ka koi penality lagega kya sir
Pension loan main emi automatic deduction hone ke bad v irregular by rupees 222 ,msg ane ka matalab kya hai
Sir, SBI me Maine 120K personal loan liya hu or uska tenure 12 month hai..... before repayment karne ke liye kitna penalty lagega sir
How max gain pre payment work? Please create video on this topic
श्रीमान आप के सभी वीडियो दर्शकों के लिए बेहद फायदेमंद होते हैं उसके लिए आपको धन्यवाद।
सर योनो एप से "होम लोन" अप्लाई करने से लोन लेने वाले को क्या कोई अलग से फाइनेंशियल बेनिफिट्स (वित्तीय लाभ) होता है ?
जैसे इंटरेस्ट रेट में अलग से छूट या प्रोसेसिंग शुल्क माफ या ऐसा कोई अन्य फायदा?
धन्यवाद।
- Dr. P choudhary
Sir penality kyu kahenge jb koi tym se pahle loan khatm kr raha hai ya time se pahle paise deposit kr raha hai
🙏🙏धन्यवाद सर
Rep.sir please info me icici bank or indiabull home finance prepayment penelty....🙏🙏
Sir if I take personal loan leke just 2 month mai close karne jau to ho sakata hai kya force close ???
Sir, what is irregularity amount that is shown in home loan statement?
I have a personal loan and after a year I was given the option for top up loan from the bank. Now I want to preclose the top up loan. After closing the loan account can I apply for 2nd top up loan. Kindly help me out.
Sir naya loan jis bank se pahale liya tha usi se dusara loan lena padega kya. Agar dusara loan liya to processing fees bhi to lagegi. Sir maine bajaj finserv se 525000 ka loan liya tha @15% per annum processing fees 22000 liya gaya. Abhi meri outstanding amount 300000 ki hai. Part payment charge 2.3 % hai. Foreclosure charge 4.7% hai. Hdfc online se personal loan 10.75% par mil raha hai processing fees 5000 rs hai. Yadi me hdfc se loan lekar bajaj ka loan karati hu to muze forclosure charge lagega kya?
foreclosure charge to lagega
Respected sir Mudra loan ki EMI monthly debit ho jayegi kya Sar account se Bank ko jakar Banna padega sar please help sir
Jab aap loan lo to bank apne aap aapki EMI ki date fix kar dega
Sir Homeloan mei agar 2 co borrower saath mei hai tab bhi penalty nahi charge ho gi kya? Aur loan agreement copies bank ne nahi di ho tuo kaise le ?
penalty to lagegi
Foreclose hai na ki forceclose
Why you are charging penalty for pre-payment of pension loan
Sir ये सब नियम sbi के वेबसाइट में कहां पर मिलेगी,
Hum net banking kar ka kiya karunga loan be nhi chalta tha yono ma
Sir prepenalty ek bar hi lagti h ya bar bar
Any prepayment charge in canara bank housing loan currently .,please reply sir
3 % charges lagte hai one time ke liye lagte hai kay?
3:23 Home Loan pre payment penalty. Well, there is no penalty on home loan pre payment.
Sir, mere loan account me emi auto deduct nahi ho raha. Yeh auto deduct kaise hoga ya emi pay kaise kar sakte hai.. NEFT transfer se.toh principal loan amount kam jata hai bas
ब्रांच में जाओ ब्रांच करेगी
Sar ji Maine SBI se 600000 loan liya tha 3 saal ho gaye hain mujhe Jama karte hue Meri Aaj Tak Koi kis Nahin duty hai mere paas bank se phone a raha hai 8 lakh loan aur mil jaega vah kah Rahe Hain Tumhara purana loan band kar denge naya chalu kar denge to kya Iske Samay bhi penalty padegi
Sir, mera loan HDB main closed ho chuka hai phir repayment mode ECS se 295/- deduct kr rahe hai jo bhi muje outstanding amount btaya mne paid kr diya muje fourclouse charges instead nahi btaya mera loan topup tha sir jo RBI ka August 2019 circular hai yaha kaam aa sakta hai please help me.🙏
एक बार ब्रांच में जाकर बात करके आओ की लोन क्लोज हुआ या नहीं
बैंक में गया था सर लोन क्लोज करते समय इंसटेंट फोरक्लोजर चार्जेस नहीं बताया गया। तो मैंने कहा, उसके प्रिंटआउट और रिटर्न में दीजिए। मैं फोरक्लोजर चार्जेस दे देता हूं पर वह रिटर्न में नहीं दे रहे।
This month i wont be able to pay the loan...but will they cut from insurance ya will cut for double in next month's salary Sir
talk to bank
Sir mere father ne sbi se railway pension per pension loan 15-02-2021 ko 3 lacs loan liya hai lekin kisi karan ab is amount ko hum use nhi krna chahte hum isko agr loan account mai ek sath puri amount deposit krwa de toh kitni panelty padegi abi loan account mai outstanding amount 2,91,122 hai
एक बार ब्रांच में जाकर बात करें
Sir aaj mai branch mai gaya tha unho ne bataya ki koi panelty nhi lagegi no extra charge
Sir prepayment krne ke bad loan account close nhi krwaye or jb tk band na kre jab tk uski timing puri na ho jaye to koi chargers to nhi lgega
Same Question
सर sbi personal XPRESS CREDIT LOAN में first prepayment कब करवा सकते हैं और loan चुकाने के दौरान maximum कितनी बार prepayment करवा सकते हैं ?
No limit
Mtlb apne aap bnd ho jayega ki bank me reference no dena hoga
बैंक में जाकर बंद करवाना पड़ेगा
sir..maniye ki mera personal loan ki actual amount avi outstanding hay 1lakh or interest milake 1lakh 20k..to prepayment kya 1 lakh ka karna parega yea 1lakh 20k ka?
जब मेरी पेमेंट करोगे तो पहले ब्याज कटेगा फिर प्रिंसिपल अमाउंट
Thanks Sir,
Aaj maine apna old loan account close kiya, aaapke suggestions ki tarah with New loan leke maine 13 Lakh pre deposit tha yani mera 39000 bach gaye... Thanks Sir 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻
अगर आप मुझे धन्यवाद् देना चाहते है तो मेरा video आप अपने Whatsup के ग्रुप पर शेयर करिए ताकि ज्यादा से ज्यादा लोगों तक सही जानकारी पहुच सके .......
सर मेरा personal loan है और मुझे अब home loan लेना है तो personal loan मे कन्व्हर्ट होगी क्या??
Mera 70k bcha hai to mujhe kitna charge lagega ?
Sir ye batay
Hamne loan Lia hai
48000 Ka TVs credit SE 18 month Ke ly hum 6 month me poora loan chukana chat e hai to Hume fayda Kitna Hoga
3500 rs ki EMI hai 1.5 year k ly 6 month me payoff kare ya 1.5 year me poori EMI bhare kya better Hoga batay please.
JaiHind
एक बार जो आपको सैंक्शन लेटर दिया गया है उसमें यह देखें कि अगर आप प्रीपेमेंट करते हो तो कोई पेनल्टी है क्या
@@connecting_dots_Loan yes lekin ऐसा क्यों जब हम पूरा loan चुकता करना चाहते है।
ऐसे तो प्री clousers की यूटिलिटी क्या है। फिर तो emi अपने tenure poori hone tak bharte rahe ।
Ya fir pre clousers ek tool hai ek loan 2% extra payoff kardo दूसरा loan Lene k ly ।
Jab lone Lene vala pre clousers chata hai to without penality kyo allow Nahi karte hai।
दूसरा किसी कारण से पैसा नहीं होने पैर ही तो loan Lia hai ab paisa hai to louta Raha hai before time maturity to use to benefit Hona chaye ki vo jaldi loan repayment Kar Raha hai।
Age Ka इंट्रेस्ट काम करके पूरा loan settlement Karke NOC de।
Interest bhi Kam Nahi or upar SE penality to clearly indicates karta hai full tenure repay Karo।
Vaise aap batay RBI ko jaldi ye step Lena Hoga clear guidelines Lani hogi pre clousers penality free
Or loan interest bhi Kam ho jitna preclosure pahle ho settlement time ki Tarah 1 Saal pahle preclosure hai to loan amount me itni % rebate is तरीके से वरना तो सीधे सीधे मजबूरी का नाजायज फायदा ।
पड़ा लिखा इतना confused ho Raha haito underpreveligd Ka to Bhagvan Malik
Yes preclosure penality excited
Bottom line
JaiHind
Floating rate पर कोई पेनल्टी चार्ज नहीं है as per rbi गाइडलाइन्स
Sir phly personal lia h or ab gold ly k repay kr skty h kya ? penalty free hogi kya
Yes kar sakte ho
Sir kindly make a video on personal loan preclouser payment of loan amount .which amount i have to pay. Outstanding amount or drawing power amount. Sir please help me.
New loan Lene se processing charges aacha .lag jayega.aur insurance Ka charge vi lag Jayega.
सर मुझे बताएं कि एसबीआई होम लोन मैं प्रीपेमेंट योनो एप से साल में कितनी बार कर सकते हैं. इस पर कोई पेनल्टी चार्ज तो नहीं लगेगा.
Sir.mai Yono app ke Madhyam se lene ja raha please suggest me.
Pre payment outstanding amt pe lagta hai kya?
सर् जी मेने पर्सोनल लोन लिया है अग़र समय से पहले लोन जमा कर दे योनो के दुरा तो लोन क्लोज कैसे करे सर् इस पर वीडियो बनाये
Sir me 1 lakh 20 thousand papl loan liya tha...20 thousand clear ho chuka he...jis mahine ki andar me loan liya tha usi mahine ki andar me baki 1lakh repayment kar dungi to kya mujhe b panalit lagegi sir
Yes
Sir mera ek personal loan hay.kay mai home loan lekar uske payse se personal loan close kara sakta hu, kai isme penalty nehi lagegi?
Sir mera express credit personal loan 2019 sep ka hai or emi har mahine cut raha he oska kya me new home loan apply karke isko agar home loan amout se adjusting personal loan close karuga to 3 % charge dena padega ya nahi dena padega is me mujhe
Sir mera emi har mahina auto debit ho raha hai lekin 3 mahina tak ek massage aya ki 5709 /- amount due hai aur iske chalte mera credit score kam ho gaya....hum kya kare abhi bank wala satisfactory answer nahin de raha
Is there any penalty of pre closure for service loan in SBI
yes
Sir sbi presonal lone ko pre-payment karne ke bad Noc aur statement kaise jald se jald praapt kare aur iska process kya hai.
Branch
Hello sir debit adjustment ki nam pee mera account se 32000 rupees kat liya hai bank manager vi kuch sahi bat nahi batate hai kia app bata sakte hai is paise ko recover kaise karen
koi bhi aisa nahi kar sakta aap iski complain karein
Sir 1 sal bad repayment karein to pre panalty lagegi kya SBI me, aur 1 sal se pahle repayment karein to kitna panalti lagegi 5 lakh pr
If we close existing loan with new loan . Wont the PRINCIPLE AND INTEREST COMPONENT OF EXISTING LOAN LESS THAN PRINCIPAL AND INTEREST COMPONENT IN NEW LOAN
wont it be a Loss to take new loan as INTEREST COMPONENT IS HIGHER THAN PRINCIPAL COMPONENT IN NEW LOAN ?
मैने ऑगस्त मे PAPL लिया था जिसे 3 महिने का moratorium था। ईस लोन type पे pre payment charges है क्या ।
Yes papl pre approved personal loan hi hai
Sbi personal loan 1 sal na hone par vi pre payment kar sakte hai?
Kar sakte hai leking penalty lagegi
sir gold loan ka pre payment pnlty kitna hai?
एसबीआई में गोल्ड लोन प्रीपेमेंट करने पर कोई पेनल्टी नहीं लगती
Wrong information, foreclosure charges@3%of principal outstanding at SBI (before 36months)
And after 36 months ?
Sbi me principle me 3% panelty charge le raha hai
Mene 750k ka loan liya tha outstanding am. 475k hai. Penelty 3% ke hisab se 14k hai but they are saying its 21k
@@parmeshhaldkar8673 sahi bole.. mera v badha ke paisa kata h
@@parmeshhaldkar8673 hgjoklllkk
How about mortgage loan??? Can we transfer mortgage loan to sbi from another bank??
Yes
Very good sir g
Please share my videos in your whatsapp group
Sir prepenalities loan se kitne vrsh baad lagegi
Sir ji मैंने oct.2018 में 550000 ₹लोन लिया था अब बैंक वाले कह रहे कि 3% penalities लगेगी क्या sir penalities लगेगी क्या?
Sir pension loan per koi prepayment panelty nhi hai abhi maine apne father ka pension loan le kr after one month deposits kr diya tha koi panelty nhi lagi
Thanks sir you saved my 30000 rupee
sir mera parsnal loan chal raha h kya me home loan abhi le sakta hu kya our jo pasnal loan ka outstending ped kar sakta hu kya sir please help
Home loan le sakte ho lekin home loan se personal loan pay nahi kar sakte
@@connecting_dots_Loan ok tq sir
Sir maine 5 lack loan liya tha samjo maine 4.50 ka pre payment kiya aur baki ka hafte me pay kiya to charges rahega kya
sanction letter mein dekho kya likha hai
@@connecting_dots_Loan sanction letter nahi diya
Ab le lo
Sir, Sbi k alag alag branch main naya loan lekar purane loan close karne par kya pre penalty dena hoga.. Plz reply soonly sir
Does Home loan have pre closure penalty. With other bank like punjab National band and ICICI bank.
हर बैंक का अपना अलग-अलग क्राइटेरिया होता है आपको जो सैंक्शन लेटर मिला है उसमें देखिए