Don't buy the house, stay on rent and invest, when the investment matures you can buy a better house. This is the most ridiculous thing finfluencers peddle, nobody considers the emotional angle having your own roof, the risk of your landlord kicking you out anyday, the amount of restrictions you have to face as tenant.
Bro.. what you said is 100% correct, but the thing is which person can live very comfortably in the rented house then that person can invest their money and grow like anything. please understand their perspective, finfluencers explaining how it is easy to grow our money easily.
@@tanmaykumar8307bhai if an economic crisis happens even if a person who is paying EMI for his own house can also become homeless if he misses multiple EMI due to the crisis.
I think this is the most practical video on this channel till date.. a very important one to digest in the current markets.. If you don't enjoy your life because you have to invest.. you're actually missing the point on why you're investing. Balance is the key!
The best instrument of investment till the age of 30 is on SELF with education, upskilling and creating cherishful memories with friends and family because life is unexpected and unpredictable.
I have always had that extreme saver mindset. Never enjoyed my early 20s because of that. Now I'm in my late 20s, I regret that decision deeply. Don't make this mistake, live your life!
We actually need deinfluencers like you. I was also feeling anxious and depressed after realising that instead of buying a bullet, I should had invested in some stocks. But now I am relaxed to know that it’s just these influencers strategy for views to induce FOMO .
It's all fun and games until you realise, you have no friends, probably never falling in love again, waking up everyday and workout is what you look forward to, and finally enjoying the commas grow in your portfolio, brings a smile on your face then my friend, do it. Live a little but make sure you don't grow up to look back and utter this line, "WHAT COULD HAVE BEEN". Cheers to my fellow lone wolves.
The irony is that these so called ‘finfluencers’ did not get rich (or earn) through the very advice they give in their videos. But rather through social media revenue and selling courses. Thank you for finally calling out on them!! I wonder how many of these self declared ‘finfluencers’ had invested in stocks when they were 18 or 20s and still hold those stocks, and can claim they have compounded their money multiple folds. I doubt if there are any.
Finally a video thats sensible. Was genuinely fed of these so called ‘fin influencers’ giving life advises using an excel sheets. Life is not an excel sheet!!!!
Many influencers on youtube are lately doing the same thing repeatedly. It takes time for people to understand that it's not practical always. Thanks for deinfluencing.
One more problem I observe is when influencers do this math they consider linear returns... For eg: 10% returns for 25 years you will have 1Cr. But the bitter truth is some years you achive that return and in some years you don't. So people should understand the logic behind that....
"Love this take on deinfluencing in the stock market! Prioritizing long-term value over trends can lead to smarter investments. Great perspective! 👍📈💰"
Absolutely amazing video. Much needed for the present situation. Life is not always about just saving the money. It's about how we save the money while living our lives happily😊
Spot On!!! Both are important. We are here to live LIFE in the present and not all the time in Future 😃😃😃😃 and not just invest, but we should do some investment. Thanks for making this video 👍
It is a simple loop. Earn skills -> Get good at it -> Get paid well for those skills-> This generates capital. Once you have capital - > Deploy in the markets to reap rewards Remember - 10% notional profit of 50,000 portfolio is 5000 Whereas, 10% notional profit of 5,00,000 portfolio is 50,000. Greater the capital deployed, greater the profits and greater the risk :)
Thanks for getting back to us again We are actually serious about the investment but because of you and the 'Power of Stock' , learnt lots and yes " I don't need 25cr in 25 years , still happy with 1cr in 10 years " And I think 'Subhashis' sir should have to be your brand ambassador because we just know that Zerodha means the "Power of Stock" Thank you 😊
The Harsh Truth 🥺 to Gen Z that no one's saying because it hurts their Business 💵! But Zer01 Team is Different! Hats 🤠 off Prateek Sir 😎 and Team for Eye 👀 Opening Video like this! Keep making such Reality Facing Videos! 🔥
My opinion If u can buy a fortuner, buy a xuv.... Invest the rest If u afford 3 bhk go for 2 bhk... Aukadh me rho.... Family k sath enjoy kro.... Savings bhi kro...
The thing is just don’t just blindly listen to any influencer including this video makers , just use your own mind and try to create a striking balance between your income , your wants and try to invest something in the markets after u have upskilled yourself and earning a good amount of income from your job or business as that is primary ..
When some random 23 yr kid says he want to support his family, Ankur be like, invest every month till you’re 160 yr old because you are a vampire & you’ll become a billionaire when all your family gets out of picture. Matlab kuch bhi!!!
Finally someone showed the actual amount you have to invest in later years in a step up sip All influencers do is just show 2 -3 years and show a big number at end
Just to remind if people don’t know this hidden fact that the ONLY USE of money is to spend. Nothing else. You can spend it right now or spend it later in life but you have to spend it at some point of your life.
I recently bought an ola s1 (cuz i wanted something casual fun) instead of buying ola IPO , I might see a reel in 2060 saying "if you had bought ola shares instead of scooter you would have been a richer person than ever .... bla bla bla " but I bet ola shares wont had been beautiful memory of celebration of purchase , nor they will be something that i could push on road due to software malfunctions ,or a knee injury due to skidding of in mud ... and what will I say when they ask what you did with your first salary ( i'll like to say i had fun ; ) investing is good but I think till I'm 25 i should just let parents handle money and then start investing in something that I find good : )
@@zk3957 I don't know brother I can only say that's it's a good scooter overall. As I said I only use it as a little fun short distance scooter instead of my regular sports bike .
I think this is simple thing that most of the people knows that 1 crore has less value after few decades. I think this most of people know about. Nothing great about revealing it.
Thanks a lot , this video will be shown as adds in all those videos who constantly make you to feel missing out about financial investment and stress on savings as much as possible but nnot suggesting to live a little parallely 😊
Very well said.... Now a days finfluncer increase bp by FOMO which is higher then option trading or gambling... People wasting time on same concept which is repeated by adding one grain of salt in different videos of crore from sip.... Salute to you sir.....
Nowadays everyone is so influenced that it's difficult to go to some places. When I go to bank they tell me to buy MF "good return". If I ask them to sell they say " don't sell, it will go up more market is going up" and when market is really down they say " now is the time to buy". Ofcourse I never buy from them .
All these “influencers” do is voice a random thought. The want views, fame and money. They are not giving you sound advice in any way. That guy talking about buying shares instead of buying a bike makes me laugh! What has he done in life to have that influencing power over you? This is why the government started taxing returns! If you are in your 20s, this video is gold. Watch it and think again about what life is really all about. It’s not about chasing money.
Very well said. The financial influencers aren’t entirely wrong. However, not purchasing something solely because it’s a liability might not be the most humane approach to handling such situations. Imagine growing up with the dream of owning a PlayStation with my own money and playing games on it. Now that I have the means to afford a PS, I begin to question its necessity and whether I should invest that money elsewhere.
The SIP calculators should restrict the return percentage option to maximum 15%. Otherwise people will play around with returns and have unrealistic expectations from market.
@@abhijitroy4603 Good that you have got 20% returns. But in the long run keep expection of 15% max and then do all your calculations.. Anything more you get Wil be bonus..
While i see where you coming from but being in that position myself... It is very difficult of young professionals to come out of the company and from the toxic work culture and hence Most try to manage it and sometimes people fall.. Hence corporate should take up moral responsibility
I am glad I did not follow the "stay on rent and invest", irony is my EMI and House rent is almost same now. People do your own analysis and take any action.
Haha true that ... I enjoyed life without any care of retirement goals and after a few investment videos...I have been trying to increase our investments... N it's going crazy ... This video is a good place to Stop n think for a while n replan my investment strategies...
Firo zeroani already told balance is key... So investment yet enjoy life. If you not invest much that's fine. Eventually you childern will work hard and find noble way of value of money.... Instead of crazy generation of rich dad and ayashi son....
As per my opinion if a person at the age of 25 getting salary of 30-40 thousand he should invest 50% of his salary in mutual fund without looking the market and with remaining salary he should enjoy the life at the age of 40 he will have enough money
I believe its a personal opinion.. Personally, I'd rather struggle, miss on life experiences in my youth, the age when I would be able to sustain that torture, physically and mentally, rather than being poor and unstable in my old age.. Also, I've lived a life if deprivation and in poverty. My father did a small job. I realised in a very young age, not to ask for stuff as it'd make my father sad since he wouldn't be able to afford. He didnt left me good inheritance too. He didn't invest also, since he believed stock market is a scam. I don't wanna do over those mistakes. Even if I am not able to fulfill my life wishes, I'd make sure the next generation grows up wealthy, wealth enough to grant their wishes at the very least, and never worry about money stuff when it comes to buy small things like toys, outdoor dining, good clothes etc
Elon really woke up one day, tweeted ‘taking Tesla private at $420, funding secured’ like it was just another Tuesday 😂. The stock went wild, everyone thought he was serious... until the SEC was like ‘uhh, not so fast’ and hit him with a $20 million fine. Guess not everyone got the 420 joke! 🤣💸
Remember you will never get your family back if you lost someone between 20-30 years.... So enjoy yet invest.... Rest put it all on god... Let him decide destiny.... I always thought what i am gonna do with crores of rs if I don't have someone to enjoy with....
You should love zero1 because co founder of a multibillionaire dollars company is giving financial knowledge❤he has far more experience that those co called financial advisors@@jede3421
This may be a dumb/interesting question... If I take a Loan from my Bank for Rs. 1000000, which it is currently offering me at an interest rate of 10.25% And I invest it in a Lumpsum Diversified Mutual Fund+Gold Portfolio for which I assume I will get 12% interest every year, Will I have Made more money by using the Banks money at the end of 7 years Rather than doing an SIP of 20k per month for 7 years?
Check out Zero1 Women : www.youtube.com/@Zero1women/videos
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No Ankur was hurt
This should be disclaimer 😂😂
😂
😂😂😂😂😂😂
That id!ot even posted a story of his family having to eat 2 meals a day and all the emotional bs for god's sake 😂
Best comment 😂😂
No ankur warikoo was harmed during filming this video😂😂😂
😂😂 Lol
😂😂😂
I was looking out for this comment 😄
😂😂😂😂
Was going to comment the same 😄😄
Don't buy the house, stay on rent and invest, when the investment matures you can buy a better house. This is the most ridiculous thing finfluencers peddle, nobody considers the emotional angle having your own roof, the risk of your landlord kicking you out anyday, the amount of restrictions you have to face as tenant.
Right and the rent going up every year..
And they don't consider the fact that you can be homeless, if any economic crisis happens in between that
True , That is a bull shit advise , house is priority . Every one must buy affordable house .house is your real asset .
Bro.. what you said is 100% correct, but the thing is which person can live very comfortably in the rented house then that person can invest their money and grow like anything. please understand their perspective, finfluencers explaining how it is easy to grow our money easily.
@@tanmaykumar8307bhai if an economic crisis happens even if a person who is paying EMI for his own house can also become homeless if he misses multiple EMI due to the crisis.
Bhai Sahab, you have opened the eyes, I wasn't even buying doodh and patti so that I can save and invest. Thanks much Prateek.
lol 😂
Enjoy the milk bro..
Tea and milk... Not fit for human consumption. You were doing yourself a favour.
I think this is the most practical video on this channel till date..
a very important one to digest in the current markets..
If you don't enjoy your life because you have to invest.. you're actually missing the point on why you're investing. Balance is the key!
The best instrument of investment till the age of 30 is on SELF with education, upskilling and creating cherishful memories with friends and family because life is unexpected and unpredictable.
Moderation is the key.
I have always had that extreme saver mindset. Never enjoyed my early 20s because of that. Now I'm in my late 20s, I regret that decision deeply.
Don't make this mistake, live your life!
50 , 30 20 rule bro 50% ur needs 30% ur want and 20% investment it's nice plan right
@@astro9849correct
Dont regret, i know people who are now suffering. There used to be rich now they are facing financial crisis😂
@@SaikatSaha-yk1yq anything extreme is bad… save little bit and rest enjoy
We actually need deinfluencers like you. I was also feeling anxious and depressed after realising that instead of buying a bullet, I should had invested in some stocks. But now I am relaxed to know that it’s just these influencers strategy for views to induce FOMO .
It's all fun and games until you realise, you have no friends, probably never falling in love again, waking up everyday and workout is what you look forward to, and finally enjoying the commas grow in your portfolio, brings a smile on your face then my friend, do it. Live a little but make sure you don't grow up to look back and utter this line, "WHAT COULD HAVE BEEN". Cheers to my fellow lone wolves.
🫡
The irony is that these so called ‘finfluencers’ did not get rich (or earn) through the very advice they give in their videos. But rather through social media revenue and selling courses.
Thank you for finally calling out on them!!
I wonder how many of these self declared ‘finfluencers’ had invested in stocks when they were 18 or 20s and still hold those stocks, and can claim they have compounded their money multiple folds. I doubt if there are any.
I aggressively saved in the first 3 years and It definitely helped me.
Best Yt channel for financial influencing/De-influencing with practical story telling :)
Glad you think so!
@@Zero1byZerodha we all think so
Finally a video thats sensible.
Was genuinely fed of these so called ‘fin influencers’ giving life advises using an excel sheets.
Life is not an excel sheet!!!!
Many influencers on youtube are lately doing the same thing repeatedly. It takes time for people to understand that it's not practical always. Thanks for deinfluencing.
Yes
1 paradox here - if everyone bought eicher motors share instead of buying their product so, would have their stock price risen that much?
forget their product if everyone would have just bought their shares who would sell them? if nobody sold them how would the price go up?
That would have caused a bubble,
That's called upper circuit @@zipzapzoom707
yepp very intelligent, but there'll always be a section of society who has surplus money & will spend in leisure or fun
This is the important thing to remember.
One more problem I observe is when influencers do this math they consider linear returns... For eg: 10% returns for 25 years you will have 1Cr. But the bitter truth is some years you achive that return and in some years you don't. So people should understand the logic behind that....
"Love this take on deinfluencing in the stock market! Prioritizing long-term value over trends can lead to smarter investments. Great perspective! 👍📈💰"
Skip your daily chai and invest that ₹10 in the stock market. In 10 years, you'll have enough to buy the entire chai stall! 😜
👀👀
😂😂😂😂😂😂😂😂😂
😂😂
Not really , inflation increases the price of chai stall as well
After 10y the price of the chai also might high
who else thought about ankur warikoo when that line- "aap bike kharidne ke jagah , uske share le lete toh aapke paas 'x' crores hote!"😅
Absolutely amazing video. Much needed for the present situation.
Life is not always about just saving the money. It's about how we save the money while living our lives happily😊
Spot On!!!
Both are important. We are here to live LIFE in the present and not all the time in Future 😃😃😃😃
and not just invest, but we should do some investment.
Thanks for making this video 👍
I think you are the true financial influencer. Thank you for the video
It is a simple loop. Earn skills -> Get good at it -> Get paid well for those skills-> This generates capital.
Once you have capital - > Deploy in the markets to reap rewards
Remember - 10% notional profit of 50,000 portfolio is 5000
Whereas, 10% notional profit of 5,00,000 portfolio is 50,000.
Greater the capital deployed, greater the profits and greater the risk :)
Thanks for getting back to us again
We are actually serious about the investment but because of you and the 'Power of Stock' , learnt lots and yes " I don't need 25cr in 25 years , still happy with 1cr in 10 years "
And I think 'Subhashis' sir should have to be your brand ambassador because we just know that Zerodha means the "Power of Stock"
Thank you 😊
Thankyou for making this de-influencing video 👏
Enjoying life is also important as investing because it will not comeback. Agree everyone?
The Harsh Truth 🥺 to Gen Z that no one's saying because it hurts their Business 💵!
But Zer01 Team is Different! Hats 🤠 off Prateek Sir 😎 and Team for Eye 👀 Opening Video like this!
Keep making such Reality Facing Videos! 🔥
❤❤❤ Real Information Is Always Better Than Reel Information 😂
My opinion
If u can buy a fortuner, buy a xuv.... Invest the rest
If u afford 3 bhk go for 2 bhk...
Aukadh me rho.... Family k sath enjoy kro.... Savings bhi kro...
First unfiltered and breaking the myths of investing video ever.
"Really insightful view on deinfluencing in the stock market! Focusing on sustainable investments instead of hype is key for long-term success. 📈🌱"
The thing is just don’t just blindly listen to any influencer including this video makers , just use your own mind and try to create a striking balance between your income , your wants and try to invest something in the markets after u have upskilled yourself and earning a good amount of income from your job or business as that is primary ..
When some random 23 yr kid says he want to support his family, Ankur be like, invest every month till you’re 160 yr old because you are a vampire & you’ll become a billionaire when all your family gets out of picture. Matlab kuch bhi!!!
I enjoy my life to the fullest. I do SIP for my short-term goals only. I am just doing NPS every year.
one of the best video i came across in this channel
Good advice. Factual. Keep it simple. Financial literacy is a serious lacuna.
What if I did buy Eisher worth 1 lakh and I died during Covid, What Then ? What's the point of making money if you can't enjoy it.
Totally satisfied with the video and the title, a practical video
Finally someone showed the actual amount you have to invest in later years in a step up sip
All influencers do is just show 2 -3 years and show a big number at end
Just to remind if people don’t know this hidden fact that the ONLY USE of money is to spend. Nothing else. You can spend it right now or spend it later in life but you have to spend it at some point of your life.
True words. Most people lose their sight on this fact watching fin-fluencer videos. Glad somebody brought this up.
Imagine abhishek stopping his expeses and doing Sip! All the fun will be lost man 😂
Balance is key :)
So, have fun & do your SIP
I recently bought an ola s1 (cuz i wanted something casual fun) instead of buying ola IPO , I might see a reel in 2060 saying "if you had bought ola shares instead of scooter you would have been a richer person than ever .... bla bla bla " but I bet ola shares wont had been beautiful memory of celebration of purchase , nor they will be something that i could push on road due to software malfunctions ,or a knee injury due to skidding of in mud ... and what will I say when they ask what you did with your first salary ( i'll like to say i had fun ; ) investing is good but I think till I'm 25 i should just let parents handle money and then start investing in something that I find good : )
How is s1 working? What's all over the internet about ola scooters true?
@@zk3957 I don't know brother I can only say that's it's a good scooter overall.
As I said I only use it as a little fun short distance scooter instead of my regular sports bike .
Simply do investing and enjoy life all together
I think this is simple thing that most of the people knows that 1 crore has less value after few decades. I think this most of people know about. Nothing great about revealing it.
Thanks a lot , this video will be shown as adds in all those videos who constantly make you to feel missing out about financial investment and stress on savings as much as possible but nnot suggesting to live a little parallely 😊
Caution: This channel is addictive
❤️❤️
Thank you for this amazing video! Loved your content. Keep it up!
The most important things is free cash flow, the more you increase that, the wealthy you become
very useful. Spend time on stock market when u have extravagant money to invest
Good de influence video keep doing this kind of stuff.
Excellent eye opening video bro...keep it up
Sirji, your videos are amazing! Very realistic..great going!
Investing is important but life is much more than that!
Very well said.... Now a days finfluncer increase bp by FOMO which is higher then option trading or gambling... People wasting time on same concept which is repeated by adding one grain of salt in different videos of crore from sip....
Salute to you sir.....
You guys are really doing great work
I am fan of yours, very honest , very true to basics
❤️❤️
Thank you you catch correct point at last, I am also thinking divided stocks are best option, also need to monitor every year
Excellent pearls of wisdom. Thanks for doing this.
Nowadays everyone is so influenced that it's difficult to go to some places. When I go to bank they tell me to buy MF "good return". If I ask them to sell they say " don't sell, it will go up more market is going up" and when market is really down they say " now is the time to buy". Ofcourse I never buy from them .
All these “influencers” do is voice a random thought. The want views, fame and money. They are not giving you sound advice in any way. That guy talking about buying shares instead of buying a bike makes me laugh! What has he done in life to have that influencing power over you? This is why the government started taxing returns! If you are in your 20s, this video is gold. Watch it and think again about what life is really all about. It’s not about chasing money.
"upar jaye to call, neeche jaye to put"
Very well said. The financial influencers aren’t entirely wrong. However, not purchasing something solely because it’s a liability might not be the most humane approach to handling such situations.
Imagine growing up with the dream of owning a PlayStation with my own money and playing games on it. Now that I have the means to afford a PS, I begin to question its necessity and whether I should invest that money elsewhere.
I was always a Nvidia fanboy, and always thought it was too big to give crazy returns.
Thankyou for making this video !!!
This video is the Best. Every youngster who is going through a FOMO, should watch this video. Loved the content.
If you're above 18, just give up already. ☺️
i Love ur content and presentation bro👌
Thank you so much 😀
You're doing a great job ❤
Bigger relief, life saver
The SIP calculators should restrict the return percentage option to maximum 15%. Otherwise people will play around with returns and have unrealistic expectations from market.
Ok so I have invest 5k in small cap mutual fund since 2015 the growth has been phenomenal n now it beyond 20%.
@@abhijitroy4603 Good that you have got 20% returns. But in the long run keep expection of 15% max and then do all your calculations.. Anything more you get Wil be bonus..
Nah, returns can be higher than 15%
Invest what you can save without killing you desire and foremost important invest in yourself first.
While i see where you coming from but being in that position myself... It is very difficult of young professionals to come out of the company and from the toxic work culture and hence Most try to manage it and sometimes people fall.. Hence corporate should take up moral responsibility
I am glad I did not follow the "stay on rent and invest", irony is my EMI and House rent is almost same now. People do your own analysis and take any action.
Haha true that ... I enjoyed life without any care of retirement goals and after a few investment videos...I have been trying to increase our investments... N it's going crazy ... This video is a good place to Stop n think for a while n replan my investment strategies...
Eye opener, really.
Guys don't forget abt the government and cooperate bonds
Those are also good for passive income
Dividend income is taxed @ 40% pa. for me.(as per slab rate)
Thanks to Mitron. 😅
This was what I was trying to say to lots of Indians but they never listen
This is what I have been living on. Enjoy that new bike, enjoy that new iPhone. Enjoyment is temporary. Death is inevitable.
Balance is key :)
True do it for your children and grandchildren so that they won't have problems in future
Firo zeroani already told balance is key... So investment yet enjoy life. If you not invest much that's fine. Eventually you childern will work hard and find noble way of value of money.... Instead of crazy generation of rich dad and ayashi son....
Great algorithm trick to make people comment and boom video
That Excel sheet scene was hilarious, No Ankur was hurt!
Conclusion.Focus on skill development or career then invest ...
career first then investment!!
Like always bursting the biz of fin fluencer 😅😅😅
No ankur warikoo was hurt in this video
As per my opinion if a person at the age of 25 getting salary of 30-40 thousand he should invest 50% of his salary in mutual fund without looking the market and with remaining salary he should enjoy the life at the age of 40 he will have enough money
Superbly explained ❤
Glad it was helpful!
I believe its a personal opinion..
Personally, I'd rather struggle, miss on life experiences in my youth, the age when I would be able to sustain that torture, physically and mentally, rather than being poor and unstable in my old age..
Also, I've lived a life if deprivation and in poverty. My father did a small job. I realised in a very young age, not to ask for stuff as it'd make my father sad since he wouldn't be able to afford. He didnt left me good inheritance too. He didn't invest also, since he believed stock market is a scam.
I don't wanna do over those mistakes. Even if I am not able to fulfill my life wishes, I'd make sure the next generation grows up wealthy, wealth enough to grant their wishes at the very least, and never worry about money stuff when it comes to buy small things like toys, outdoor dining, good clothes etc
How to catch stocks like Eicher Motors?
Warikoo ka waatt laga diya bhai ne! ❣️
So relieving ❤❤
Ankur motors was hurt during this filming.
How casual is it to say do a 5000 sip with 10% annual step up while not informing what monthly value will be at the end of 15 yrs
Thank you sir ❤
Elon really woke up one day, tweeted ‘taking Tesla private at $420, funding secured’ like it was just another Tuesday 😂. The stock went wild, everyone thought he was serious... until the SEC was like ‘uhh, not so fast’ and hit him with a $20 million fine. Guess not everyone got the 420 joke! 🤣💸
Remember you will never get your family back if you lost someone between 20-30 years.... So enjoy yet invest.... Rest put it all on god... Let him decide destiny.... I always thought what i am gonna do with crores of rs if I don't have someone to enjoy with....
best finance video seen so far, that too without excel
Ankoor & Akshat doing same things.
Dono bas Calculation batate h aur faaltu ka gyan dete h. I hate both & love Zero1 videos.
@@jede3421 is observation ke liye aapko Zero1 inaami rashi di jayegi.😀
You should love zero1 because co founder of a multibillionaire dollars company is giving financial knowledge❤he has far more experience that those co called financial advisors@@jede3421
This may be a dumb/interesting question...
If I take a Loan from my Bank for Rs. 1000000, which it is currently offering me at an interest rate of 10.25%
And I invest it in a Lumpsum Diversified Mutual Fund+Gold Portfolio for which I assume I will get 12% interest every year,
Will I have Made more money by using the Banks money at the end of 7 years Rather than doing an SIP of 20k per month for 7 years?