The Evolving Payments Landscape - Kunal Shah at the 2nd India Fintech Conference

Watch Kunal Shah deliver a session on "The Evolving Payments Landscape", originally presented at the 2nd India Fintech Conference, hosted by CFA Society India at Bangalore.
Kunal Shah is Founder of Cred and Free charge.
The talk was moderated by Navneet Munot, CFA, Chairman at CFA Society India and CIO, SBI Funds Management Pvt Ltd.
The CFA Society India, established in April 2005, is an association of local investment-professionals, consisting of portfolio managers, security analysts, investment advisors, and other financial professionals. As one of the over 140 CFA Institute member societies, The CFA Society India connects local members to a global network of investment professionals.

[@sundeepreddythirumuru5266]

The density of insights that came out of Kunal Shah casually speaking is astounding. Especially some of the things related to India are so profound. Can't thank you enough, Kunal :)

[@akshayr6067]

The host speaks just for the sake of it. Asking right questions is an art and when you get a chance to ask questions don't miss it. Guest is saying something valuable and deep insights. Utilise his time and ask right questions instead of coining fancy acronyms like ABCD.

[@stock_tanked5992]

What you would have asked him? If you were the interviewer?

[@Unbeatable0007]

TLDR
Distribution & TRUST is way bigger than profitability. So don't judge new age companies entering stock market, solely on their profitability but rather their distribution network and trust!
That's what he said, summarised for you.
THANK ME LATER 😎

[@sahilhotchandani3668]

The QandA part 🤣🤣kunal sir ne kya philosophically way mai pela hai. Be it mrp regulations upi and all the topics they discussed. Brilliant amount of knowledge and observation of Kunal sir. Hats off🚫🧢

[@bhaviksalecha3436]

I think Kunal Shah has memorized a lot of things.
If you see the othe videos of kunals shah you would find that he is just repating all these stuff in the other video
See
Curtain call with kunal shah and
Growth without ads.

[@vibhoo]

True!

[@SA-ip5vy]

Maybe you have become his fan.following him closely

[@neel_ghodasara]

Exactly! 😂

[@Redgreenparryot123]

yeaaa

[@sayandsathish2159]

Yea most public speakers do that. But it makes sense yea? You only have so many good ideas. There's no rule that you can't use the same speech again.

[@Retube789]

"WhatsApp: We got idea of WhatsApp payments from people sending payment screenshots through our App."
Also WhatsApp: WE CAN'T SEE YOUR CONVERSATION!!

[@sahilhotchandani3668]

Lmao.. end to end encrypted please!!🤣🤣

[@nitishbhatia25]

The necessity is to create a movement to teach Capitalism to everyone because it's not taught to anyone and only those who are curious read about capitalism themselves. Once we do that , India's politics will change and benefit our nation.

[@armada70]

People hate Billionaires & Millionaires bro so this is just a pipedream

[@shaunbuthello7920]

i can say from this interview ,the interviewer is UNCLE TYPE.

[@nihalyn]

kunal shah is start lending on cred. With cred he has all the data of all of the people who have defaulted or paid late with his app.

[@Madala_Unchained]

So? Your point being?

[@harshvardhan4895]

8:14 is perfect analysis

[@kendricknrapthap6827]

Damm such a great interview old school vs new school I like that the interviewier keep disagreeing.

[@DarisaRohith]

A disturbing interviewer! Don't really understand the intention with which Kunal actually says. Status Quo and Uncles...go hand in hand.

[@HemanthChandra]

why haven't they taken questions from audience?

[@RahulSharma-mx1jj]

From Kunal's lecture, I realized..
What if one day Amazon or Google decide do cred business with much better offers. Will consumers shift to other platforms ?
As Google / Amazon are much ahead with data and AI.
They can probably demolish the business😬 by adding one small feature.
Life difficult hai re baba ! 😛

[@SA-ip5vy]

Nope money power doest gurantee success even giants know this

[@ashutoshpadhi2782]

Cred is a first mover. Cred is only relevant in india due to low trust. Cred is relatively small. Market for big companies like amazon

[@bhaveshrughwani]

Possible if Amazon can enter edtech , check Amazon academy, it is possible

[@rejikrejik]

Amazon already offers credit card payment but guess what.. The easiness and the amount of other features cred offers is unmatched! Also amazon and google won't focus on this game as its low on margins. Thats why cred is in losses till date. But still its a great business and kunal shah is even greater

[@armada70]

@@rejikrejik When it comes to low margins, Amazon and Google are kings.

[@Manishdna]

Excellent points!

[@gaurangmarwah3272]

Seriously one day i will be d cfa charter holder

[@chandlerbing2657]

This was great. Thanks!

[@ADITEAYA]

31:13 Truth bombs dropped!!

[@stock_tanked5992]

Can you please explain i didn't understand

[@rejikrejik]

How do i invest in cred?

[@asabhas]

Start @6:00

[@marathiimulga]

And end at 26:00

[@myu9373]

CFA peoples invest in ITC i invested in dexion technology beacuse i am not CFA ; -)

[@kirtioswal4699]

Edit it again

[@renukarayalstar1449]

Kya. Kaise. Karna kam chahie

[@akashbhosale6474]

Kunal Shah didn't acknowledge the last line said by Mr Navneet. Because he still believes Education> Degree. No wonder that last line was purely made for marketing.

[@cortex3226]

The interviewer is that UNCLE....

[@ankkkitkumar]

Video no.27

[@wittyroark]

Brilliant & simple detailing by him... Navneet is seen shitting his pants because he is listening to everything which contradicts with his SBI thinking

[@bloodbathy]

Haha why he is talking science, philosophy and technology to CFA audience.

[@sahilhotchandani3668]

Kunal looking at him and saying : MASSIVE UNLEARNING IS REQUIRED 🤣🤣 I'M SO DED OML

[@Unbeatable0007]

He is CEO of HDFC AMC
Still More than ur lifetime achievement

[@dhanushkumar7335]

37:25

[@shubham_banka]

❤️❤️

[@bhaladavishal531]

Kunal talks that you must know your earnings per hour and how you must increase it, but fundamentally has a point that profitability shouldn’t be chosen but their distribution network. Comparing alibaba amazon with cred is a joke as the two are a market place with sort of predictable demand supply and can change or set trends. While cred is just present or i guess was present because of heavy discounts and cashback reward’s

[@tih0m]

The interviewer was cringe.

[@adeshfafriya3884]

The interviewer was uncle 😂

[@surabhdesh5129]

Kunal’s eye contact game was completely off , I felt a lot of arrogance during the session.
Navneet , was desperately trying to crack some jokes and trying to establish himself in the conversation.
For me , the key take way was “building the trust platform in low trust society”.

[@sharathshenoy7665]

Can we all acknowledge that the moderator is really cocky and unpleasant? Please let the guest address and engage with the audience.

[@Unbeatable0007]

Dude, that moderator is probably more knowledgeable with different sectors than the guest himself!