How to get a Credit Card without having a Credit Score?

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  • เผยแพร่เมื่อ 9 ก.พ. 2025
  • In this much-requested video, I have discussed about getting a credit card despite not having a valid credit score. Credit cards have become a necessity in today's world and they can help to build a healthy credit score and can be crucial in times of need and secure your financial future. I have described the 4 Best methods by which you can obtain a credit card without a credit score. Watch this video till the end to know about all the 4 useful methods so that you can get a credit card easily.
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ความคิดเห็น • 55

  • @Tanishkmalviya
    @Tanishkmalviya ปีที่แล้ว +24

    Not a promotion but I used Paytm postpaid and use it 1-2 time max a month and after 7-8 months my credit score stood at 790 and this is my first loan/bnpl card I got no loan or anything in past nor I do lot of bank transactions but still. What I think it grew because I was 18 that time and I used it by mistake and paid the bill just next day and till now my habit is to pay even before the due date that's what I think has helped me get this score

    • @Ind_arman7
      @Ind_arman7 ปีที่แล้ว +1

      But brother vo to abhi band ho gaya 😢

    • @Tanishkmalviya
      @Tanishkmalviya ปีที่แล้ว

      @@Ind_arman7 wahi toh yaar 😭 I was aiming to reach 850 but ye logo n band hi kar Diya

  • @chahatmehta1454
    @chahatmehta1454 ปีที่แล้ว +8

    The banking relation point is totally true. I also received a Credit Card(25k)from HDFC Bank as I am a hostelite and my parents keep sending me money every month.

    • @chahatmehta1454
      @chahatmehta1454 ปีที่แล้ว

      at the age of 18 who wont accept an offer for a life time free card with limit 25K. Although my Min Bal was also the same so the bank might given me the card for that reason also just like a fd as a collateral

    • @pintuvibes04
      @pintuvibes04 26 วันที่ผ่านมา

      ​@@chahatmehta1454 Bhai tumara monthly average balance kitna mentain kar te ho

  • @siddharthnair4169
    @siddharthnair4169 ปีที่แล้ว +2

    Aditya bhai can you please make a video on all types of investment options one has ??? If yes please try to include everything from stocks to government schemes and make a detailed video about it.

  • @ericvariava3684
    @ericvariava3684 8 หลายเดือนก่อน +3

    Finally I got my all answer I was searching for this only bro ...
    Thank so much 😊

  • @pranayroy8060
    @pranayroy8060 4 หลายเดือนก่อน +2

    Last part.. Credit score without taking loan or credit card is too funny...

  • @Abhay81Shetty
    @Abhay81Shetty ปีที่แล้ว +5

    Please suggest best FD credit cards for a student.

  • @093kavachmehta4
    @093kavachmehta4 ปีที่แล้ว +3

    Please do make a video on best starter credit cards for students in 2024

  • @Ind_arman7
    @Ind_arman7 ปีที่แล้ว +1

    Please make video on starter credit card ❤

  • @okok71121
    @okok71121 ปีที่แล้ว +1

    Bhaiya please make a video on the best credit cards for a beginner.

  • @_x.d.u.d.e_
    @_x.d.u.d.e_ ปีที่แล้ว +10

    Mai student hu Mera credit 750+ plus hai but mera income proof nahi hai. Mujhe kese credit card milega ??

    • @shlokdubey9546
      @shlokdubey9546 21 วันที่ผ่านมา

      Hdfc ka bana lo student waale

  • @aryansagar5790
    @aryansagar5790 ปีที่แล้ว +3

    bhaiya after doing CFA what are the opportunities outside India and agar hame hamara career abroad banana hai after doing CFA so what are the options and how you can do that , Appa ko namaste bolna

    • @lordmoneyengar
      @lordmoneyengar  ปีที่แล้ว

      I will make a separate video on this bro, Appa se aapko bhi namaste 🙏🏼

  • @gauravtiwari9004
    @gauravtiwari9004 18 วันที่ผ่านมา

    Thanks

  • @anirbanmondal1602
    @anirbanmondal1602 ปีที่แล้ว +1

    I am a scholarhip holder student & this is my primary source of income as of now. I am holding around 3.5 to 4 lakh money at any point of time for last 5 months in kotak mahindra bank. Still they rejected my credit card application with some fake reason. After how much time I can expect a credit card offered by them based on relationship??

  • @amitabhmaheshwari
    @amitabhmaheshwari ปีที่แล้ว +4

    Visa officers will not get duped by this kind of income tax return. They need to be sure that you have ties strong enough with your country that will enable you to return. And for that you need to show that you have a stable source of income, among other things.

  • @sourabhspandirkar5186
    @sourabhspandirkar5186 ปีที่แล้ว +1

    Is HDFC Moneyback + a good credit card?

  • @yoursubhajit8
    @yoursubhajit8 ปีที่แล้ว

    bhaiya ITR proof deke CC kaise apply karein, please make a dedicated video on this

  • @INSOMNIA-1718
    @INSOMNIA-1718 6 หลายเดือนก่อน

    What an explanation bro....

  • @ashhclasher59
    @ashhclasher59 ปีที่แล้ว +1

    Yes plzz make the video

  • @himanggangwar2930
    @himanggangwar2930 ปีที่แล้ว +1

    Banking relations is damm true , i got kotak credit card for lifetime free .

  • @Wall_Hack_lelo
    @Wall_Hack_lelo หลายเดือนก่อน

    1:47 Tumne FD kiya tha, Agar me RD karta hu to kuch changes honge?

  • @dranstalivestyle1565
    @dranstalivestyle1565 2 หลายเดือนก่อน +1

    Bro looked and almost spoke like Dhruv Rathee

    • @pramukhRaj3430
      @pramukhRaj3430 2 หลายเดือนก่อน

      Sahi bole bhai aap.....samjhane ka tarika same h

  • @amitabhmaheshwari
    @amitabhmaheshwari ปีที่แล้ว +2

    It is LIEN and not LEAN

  • @P.J075
    @P.J075 ปีที่แล้ว +2

    Bhai who is win
    MBA jo best colleges OR CFA ????

  • @shuvojitchowdhury9519
    @shuvojitchowdhury9519 ปีที่แล้ว +2

    Flipkart BNPL se mera ek scam hua hain thoda help karo na bhaiya

  • @akshaymondal
    @akshaymondal ปีที่แล้ว +1

    Ha bhai banao pls😊

  • @AssociateHub_official
    @AssociateHub_official ปีที่แล้ว +2

    Can you give me your CFA notes all levels and reading materials. Please

  • @InvestWithGirish
    @InvestWithGirish ปีที่แล้ว +2

    Aaditya bhai, don't you think that credit score can't be built without having credit? I understand that relationships with bank is a different thing but building a Credit score just with your savings account history I think it's not practically possible

    • @lordmoneyengar
      @lordmoneyengar  ปีที่แล้ว

      It is very much possible bro

    • @InvestWithGirish
      @InvestWithGirish ปีที่แล้ว

      @@lordmoneyengar Please make indetailed video, I would like to know more about this topic

  • @Itzneerajchouhan
    @Itzneerajchouhan 4 หลายเดือนก่อน

    Bhai annual income 5lac hai fir v approved nhi ho rha kya kru btao

  • @yashbarar1021
    @yashbarar1021 ปีที่แล้ว

    Tell us about good beginner credit cards to just know the options and if required then use it future.

  • @chahatmehta1454
    @chahatmehta1454 ปีที่แล้ว +2

    One card is no doubt the best starter credit card in India in terms of user experience and a justified credit limit with proportion to FD.
    I got my first CC the next month I turned 18 when my PAN card came. One card was giving too offers in many platform earlier. Now its bit low but doesn't mean its not worthy enough.
    Just go for it.

  • @lalagop5872
    @lalagop5872 9 หลายเดือนก่อน +1

    Bhai mere papa to mahene ka 20k kharcha dete hai to yarr usme mai kya dalu kya income ka proof dalu

    • @Sam-maxi
      @Sam-maxi 7 หลายเดือนก่อน

      Self employed dikha do, monthly income 20k karke

  • @samratworld
    @samratworld 4 หลายเดือนก่อน

    My credit score 738
    Is there any credit card to apply?

    • @samratworld
      @samratworld 2 หลายเดือนก่อน

      @priyarani6929 kis ko ?

  • @shishupanda
    @shishupanda 3 หลายเดือนก่อน

    Bhaiya agar koi Child apna income dikhay to wo income apne ghar ke earning member k upar club ho jayga

  • @tanmaypandey4411
    @tanmaypandey4411 หลายเดือนก่อน

    To get first credit card you can do these things
    1.FD
    2.Banking realtion
    3.ITR
    4.Salary slip
    5.BNPL

  • @Vps.Reddy.s
    @Vps.Reddy.s ปีที่แล้ว +2

    Zero cost credit card withdrawal amount

    • @Vps.Reddy.s
      @Vps.Reddy.s ปีที่แล้ว

      Any app

    • @chahatmehta1454
      @chahatmehta1454 ปีที่แล้ว

      @@Vps.Reddy.s Mobiquik charges 2.95 percentage as charge. Or just get a rupay cc