This is educating and enlightening Pls, I want to ask if i can travel with my spouse if I am an international student with a study loan covering my tuition and living expenses
@ doyin you so wonderful and please how do I know two years certificate program because I wanted to do nursing and mpower is only giving out two years loan and I don’t even know how to apply the program and it’s will be two what I see is degree in nursing and and don’t know how they call certificate nursing please help I’m confused
Hello dear My name is Moses Joseph N'dawa. Am new here Since my father die i always wish to study abroad,I want to apply for a students loan for me to study abroad , but i don't know how to take a loan
I gained Admission at Worcester Polytechnic And New York university of Technology for an MSc Business Analytics. The total cost of the programs is $65000 and I'm given $2000 ad aide. I applied for loan at Mpower which was given I'm now waiting for my I-20 form. I'm worry if I wont be denied due to amount of the loan. What's ur advise ? Can I Choose Canada or US?
I got admission and merit scholarships of $22,000 dollars but needs a loan of $36,000 dollars to cover my total cost but loan companies don't support my school(Mary Wood University) and the only that supported required a cosigner which I don't have. Please guide m
Do you delibrately skipped payment of SEVIS Fees ($350) or you didn't pay it before paying ($160) Visa Fees? Am confused at that point actually... I was able to secure MPOWER Student loan for my entire financial needs though. Pls, clarify about the SEVIS fees payment. Thanks 👍
@@swelpt7442 there are two interest i can see in the agreement document in a lay man's term, you would be paying some amount monthly 20 to 60days after the disbursement to your school and that amount is the monthly interest of your loan, you will pay that monthly till you graduate or more but that's not the loan interest, you will start paying both principal and the loan interest after your graduation. For instance lets say you get 50k loan, you will end up paying total sum of a little above 100k inclusive of interest and capital. I hope this helps, that's what i can deduced from the loan agreement though. i hope am right. Initiate the process, you'll understand it more clearly based on what you are qualified to get.
@@gabrieloginni9163 i have been trying to understand the calculations in order to know the exact financial implications of the loan I am about to take, especially the monthly repayment schedule. in summary, without discount, I think if one borrows say x, the total amount to be paid back would be 2.39x, if you understand what I mean. with a discount, say x is borrowed, the total to be paid back is 1.67x for both U.S and Canadian schools. Further clarifications and suggestions would be highly appreciated.
It depends on you and your plans. The visa officers would likely not ask that; many students have been taking loans for years and they know how students repay. Also, if you plan to, you can mention you plan to return to your home country to work and pay off the loans gradually. Note that, taking student loans isn't a big deal in these countries.
@@Doyindoccom My school gave me a cost of attendance of about 38,000 plus dollars, would you advice that I take a loan of the exact same amount or a few thousand dollars more. I intend to use mpower financing since prodigy doesn't sponsor my school. Pls what's your advice since, I'll have to start paying the interest while in school?
Thanks for the information, but I have one question, let say I get the fund and the embassy expect me to get back to my home country after finishing my study. Do that idea give the embassy I will be staying in the US after my masters degree since I need to pay the fund back while I am working there.
Hi Doyin, I have my interview coming up soon but I am so confused with advices I am getting that I shouldn't mention mpower loan at the embassy. From your story I knew you went with loan. Can you please advise on what I should do? Thanks
Okay. The most important thing is to only answer questions you've been asked. So if you aren't asked about how you'll fund your education, don't talk about it. But if the visa officer asks, you must mention your loans. All the best
Thank you so much for your informative videos, they have been so helpful. Please I'd like you to clarify me on this. Does taking a scholarship mean you must come back to your home country(Nigeria) immediately after studies? (1 year MSc in the UK). Can I school on scholarship(partial or full scholarship) and still apply for a post study work visa to remain in the UK ? Your response will really help me ma'am.
You just need to know the terms and conditions attached to the scholarship type. Many fully funded scholarships will mandate you go back to your home country after studying. Partial Scholarships most times do not make it mandatory to go back to your home country, just that the scholarship will not cover everything for your studies. Just understand the conditions attached to your scholarship. That's all
Great work! My loans have a US cosigner, on the question field that states who is funding your trip? Should I put the name of the Co signer or self on my DS 160 form?
Do you know anyone that got asked this question. If you don't mind, how did the person answer such question? Majority would want to pay back while working after graduation in the States but we obviously cannot say that. What do you think would be the most suitable answer. I would be grateful if you give a response. Thank you
The best answer is get your employer letter to show that they will be paying the loan while you study ..look for Josiah from Ghana Google in TH-cam Josiah mpower ambassador..this lady or youtuber is not answering
@@collinsondiek9943 I later find out CGPA does not matter. The most important thing is to get LOA from your school and then apply for an Mpower loan. I stand to be corrected
Hello Doyindoccom, I got my education loan approved but it seems like my loan doesn't cover my visa and sevis fee ?? Is there any way to pay those fee ? Because i don't have enough money on me right now to pay those fee.. please share your views on my question.
Hello how are you doing over there i will like to ask if the consular officer will think me using a loan as a proof of funds will make me want to stay back in the usa and work after my masters degree. Also i will be going for a stem program Thanks
If you need further help and resources, click here: linktr.ee/doyindoccom or check the description of this video
I got my visa approved as a Ghanaian in UAE..My only source of funding was Mpower ..thank you for your help
Congratulations 🎊,That’s great
Please you got visa approval with only MPOWER loan as your funding source to WHAT STUDY COUNTRY (Canada or USA)?
@@olaniyioludayo8223 For US...but my process was in UAE
Hello dear, I need to ask you some questions about mpower pls
Help me all possess
This is educating and enlightening
Pls, I want to ask if i can travel with my spouse if I am an international student with a study loan covering my tuition and living expenses
I've been watching your videos, your audio is either very low or not the best ma'am. I want to listen while driving ok thanks 😅
Great information..By God's grace,I'm going to your USA process thanks
@ doyin you so wonderful and please how do I know two years certificate program because I wanted to do nursing and mpower is only giving out two years loan and I don’t even know how to apply the program and it’s will be two what I see is degree in nursing and and don’t know how they call certificate nursing please help I’m confused
Hello dear
My name is Moses Joseph N'dawa. Am new here
Since my father die i always wish to study abroad,I want to apply for a students loan for me to study abroad , but i don't know how to take a loan
I gained Admission at Worcester Polytechnic And New York university of Technology for an MSc Business Analytics. The total cost of the programs is $65000 and I'm given $2000 ad aide. I applied for loan at Mpower which was given I'm now waiting for my I-20 form. I'm worry if I wont be denied due to amount of the loan. What's ur advise ? Can I Choose Canada or US?
Hello, how did it go? Did you get a Visa?
What if your loan is paying for all expenses, tuition and living expenses etc. . Still need to add a statement?
Did you get any feedback on this?
@@michaelkoranteng6624 You need to add.
Please my question is after applying for the student loan would I be allowed to come with my family as an undergraduate
Wow.. tht's true ! Loan process is nowadays essential to get one's visa approved. 👏🏻👏🏻
Can u pls tell me which all documents are required for visa if i m taking a loan of 20lakhs
This video was discouraging, i dont like black involvement in things, they tend to make it seem difficult.
Please can we get loan for post graduate diploma ?
I got admission and merit scholarships of $22,000 dollars but needs a loan of $36,000 dollars to cover my total cost but loan companies don't support my school(Mary Wood University) and the only that supported required a cosigner which I don't have. Please guide m
Hi studying in USA is it possible to pay $100000 loan in 6 yrs?
Most professional video on study visa I've watched so far.
Can I use loan to cover my spouse?
Yes, if you get a loan provider to approve the full amount that covers you and your spouse
Every video a hit back to back!
New subcriber, please make example for uk
Please Doyin when filling the D160 for what should I fill in the who's sponsoring your trip since I'm going on study loan?
Hi, please I'm a Nigerian and I want to study in Canada for my undergraduate degree. Please what private loan organisation can I apply to?
Do you delibrately skipped payment of SEVIS Fees ($350) or you didn't pay it before paying ($160) Visa Fees? Am confused at that point actually... I was able to secure MPOWER Student loan for my entire financial needs though. Pls, clarify about the SEVIS fees payment. Thanks 👍
Plz is the APR interest part of the main interest
@@swelpt7442 there are two interest i can see in the agreement document in a lay man's term, you would be paying some amount monthly 20 to 60days after the disbursement to your school and that amount is the monthly interest of your loan, you will pay that monthly till you graduate or more but that's not the loan interest, you will start paying both principal and the loan interest after your graduation. For instance lets say you get 50k loan, you will end up paying total sum of a little above 100k inclusive of interest and capital. I hope this helps, that's what i can deduced from the loan agreement though. i hope am right. Initiate the process, you'll understand it more clearly based on what you are qualified to get.
@@gabrieloginni9163 i have been trying to understand the calculations in order to know the exact financial implications of the loan I am about to take, especially the monthly repayment schedule. in summary, without discount, I think if one borrows say x, the total amount to be paid back would be 2.39x, if you understand what I mean. with a discount, say x is borrowed, the total to be paid back is 1.67x for both U.S and Canadian schools. Further clarifications and suggestions would be highly appreciated.
How did u get Mpower student loan pls.. I need assistance pls
@@gabrieloginni9163 did you get your visa approved?
What if you haven't received any scholarship?
Thanks a lot for this .. I’m in a process of taking a loan.. I’ve got my offer 🤩
Big Congrats to you. Let me know how it goes with the loan application
@@Doyindoccom sure I will
@marydansoahosei8469 Congratulations Mary on your offer 🎉…..may I know what financial institution you’re applying for a loan from?
Hi, were you approved?
@@ndisawreneshare no they told me the fees is to much ..
Hi doyin,as an undergrad am I eligible for this loan
Thanks for this video. Is there any chance they would ask how I intend to pay back the loan? And if they do, how do I answer that?
Hello, who are you referring to as 'they' here? The consulate officer/interviewer?
@@Doyindoccom the consulate officer
Finally...
Thanks for making this Video doyin..🙏🏾😇
What if they ask how you intend to pay your loans? How do you answer that?
Same question I've been having
@@allhere2022 i
It depends on you and your plans. The visa officers would likely not ask that; many students have been taking loans for years and they know how students repay. Also, if you plan to, you can mention you plan to return to your home country to work and pay off the loans gradually. Note that, taking student loans isn't a big deal in these countries.
@@Doyindoccom OK, Thanks so much
@@Doyindoccom My school gave me a cost of attendance of about 38,000 plus dollars, would you advice that I take a loan of the exact same amount or a few thousand dollars more. I intend to use mpower financing since prodigy doesn't sponsor my school. Pls what's your advice since, I'll have to start paying the interest while in school?
That was straightforward, nice, and easy. Thanks
Hello
Thanks for the information, but I have one question, let say I get the fund and the embassy expect me to get back to my home country after finishing my study. Do that idea give the embassy I will be staying in the US after my masters degree since I need to pay the fund back while I am working there.
Thank you so much my beautiful sister
Great information. Very insightful breakdown!
Wont they ask how you intend to pay the loan given you have to return after schooling. Whatvdo you say then
I would to know aswel the answer to this question
Hi Doyin, I have my interview coming up soon but I am so confused with advices I am getting that I shouldn't mention mpower loan at the embassy. From your story I knew you went with loan. Can you please advise on what I should do? Thanks
What country is this? The US?
What country is this? The US
Yes, US
Okay. The most important thing is to only answer questions you've been asked. So if you aren't asked about how you'll fund your education, don't talk about it. But if the visa officer asks, you must mention your loans. All the best
Thank you
Thank you so much for your informative videos, they have been so helpful.
Please I'd like you to clarify me on this. Does taking a scholarship mean you must come back to your home country(Nigeria) immediately after studies? (1 year MSc in the UK).
Can I school on scholarship(partial or full scholarship) and still apply for a post study work visa to remain in the UK ?
Your response will really help me ma'am.
Can you also share a link to any of your videos that explains that ma'am?
I have watched a lot of your videos, but haven't found any like that ma.
You just need to know the terms and conditions attached to the scholarship type.
Many fully funded scholarships will mandate you go back to your home country after studying.
Partial Scholarships most times do not make it mandatory to go back to your home country, just that the scholarship will not cover everything for your studies.
Just understand the conditions attached to your scholarship. That's all
Please,how can I reach you?
Do you need money before you apply?
Thanks
No loan for the colleges...
Does Mpower help in visa application?
Pls how much is the interest on student loan and what's the payback period
Great work! My loans have a US cosigner, on the question field that states who is funding your trip? Should I put the name of the Co signer or self on my DS 160 form?
You are funding your education. YOU took the loans, not your co-signer. The co-signer is just a guarantor. Again, not professional advice 😉
Pls Doyin...I need a loan for my masters.i got admission in RGU in Scotland n I need a no co-signer loan.
Hello plz if you find let me know. I got admission there too
Please I need too if yoi find any
You so so pretty..
Hi Doyin! Would the consulate officer ask how I plan to pay back the loan?
Yes they could ask that
Do you know anyone that got asked this question. If you don't mind, how did the person answer such question? Majority would want to pay back while working after graduation in the States but we obviously cannot say that. What do you think would be the most suitable answer.
I would be grateful if you give a response. Thank you
@@thetemilade I wish she answers this. I’m interested and anxious to hear from her
@@horizonreport247 I’m also interested in knowing how to answer this Particular question
The best answer is get your employer letter to show that they will be paying the loan while you study ..look for Josiah from Ghana Google in TH-cam Josiah mpower ambassador..this lady or youtuber is not answering
Thanks for the information. Please I will like to ask if CGPA has any effect on getting an Mpower loans.
GPA of 3 and above
@@collinsondiek9943 I later find out CGPA does not matter. The most important thing is to get LOA from your school and then apply for an Mpower loan. I stand to be corrected
Hello Doyindoccom, I got my education loan approved but it seems like my loan doesn't cover my visa and sevis fee ?? Is there any way to pay those fee ? Because i don't have enough money on me right now to pay those fee.. please share your views on my question.
Please, which loan company do you use
@@mercyrobinson9153 Mpower financing
Student loans don't cover visa fees
@@Doyindoccom Thank you for the reply @Doyindoccom. I managed to pay those fees with the help of my parents !
@@vaenkatanathansundararajan429 please when did you apply for the loan, and what country are you going to?
I need to contact you to ask you about something, where can I contact u please.
Thanks for making this video most some Nigerians will stop using their uncles and aunties has there sponsor again
Hello how are you doing over there i will like to ask if the consular officer will think me using a loan as a proof of funds will make me want to stay back in the usa and work after my masters degree. Also i will be going for a stem program
Thanks