September Monthly Budget With Me

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  • เผยแพร่เมื่อ 4 ก.ย. 2024
  • Hey Guys! Today's video is my September Monthly Budget With Me. I walk through my completed budget setup step by step to tell you my thinking behind each sheet in my budget planner. We will discuss how I set up my monthly fixed expenses, my monthly variable expenses, my savings tracker, my debt tracker, my sinking funds, and the 1st paycheck for the week of September. If you have questions about my setup, please leave me a comment below! :)
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  • @TheOrganizedMoney
    @TheOrganizedMoney  4 ปีที่แล้ว +20

    Hey Guys! Today's video is my September Monthly Budget With Me. I walk through my completed budget setup step by step to tell you my thinking behind each sheet in my budget planner. We will discuss how I set up my monthly fixed expenses, my monthly variable expenses, my savings tracker, my debt tracker, my sinking funds, and the 1st paycheck for the week of September. If you have questions about my setup, please leave me a comment below! :)

    • @DeeDee_Bean
      @DeeDee_Bean 4 ปีที่แล้ว

      The Organized Money this is extremely interesting I am new to your channel which videos do you suggest to start with to have a breakdown of your budgeting method? Your method seems pretty similar to what I am doing but with a lot more details. I appreciate your candor with your expenses it gives us a realistic view of how to manage. I’m going to binge watch but I’d like to see which videos you suggest first. Thank you

    • @HarlandDWhite
      @HarlandDWhite 4 ปีที่แล้ว

      So detailed!! I recently started a debt free journey and I've found budgeting to be foundational, and I'm constantly learning ways to improve. Thanks

    • @HarlandDWhite
      @HarlandDWhite 4 ปีที่แล้ว

      @The Dane Thanks!

    • @izabellaadriana4548
      @izabellaadriana4548 3 ปีที่แล้ว

      Most successful people started from nothing. They didn’t wait for the opportunity to knock but created the opportunity on their own by working hard. Thankgoodness i found Mr carlos kingston a pro forex trader, now I have been trading with him for about 7 mounths now and I earn up to $15,000 weekly. i guess this is the epic start to a new chapter in my life. I just feel like more evevryone should be made aware of this opportunity, feel free to contact him @carlos_1uptrades on Instergram his indeed a genius

    • @adedejiadeleke1231
      @adedejiadeleke1231 3 ปีที่แล้ว

      After i lost the only job i had, i became worried all day and night hoping for an opportunity like this to come in my life, i have faith so i didn't give up because i know i will testify one day about my financial status again i didn't know my blessings will come like a dream to me and it came to pass with the help of @Carlos_1uptrades on Instagrāmm, who helped me earn $12k through binary options trade

  • @roxyjinks9643
    @roxyjinks9643 4 ปีที่แล้ว +12

    You can’t out give God! I love to see people tithe and give offering ❤️

  • @lydiah7184
    @lydiah7184 4 ปีที่แล้ว +34

    I absolutely LOVE your voice. It relaxes me so much! I have my headphones in and I’m in total chill mode 💖💖

    • @pinkmilk7754
      @pinkmilk7754 4 ปีที่แล้ว +2

      Same. I love her voice. 😊

    • @katlynkrebs4000
      @katlynkrebs4000 4 ปีที่แล้ว +1

      dude deadass falling asleep 🤣

  • @jennivato7005
    @jennivato7005 4 ปีที่แล้ว +32

    i’m barely 3 minutes in and i already want to get my own budget planner

    • @pjjones4444
      @pjjones4444 4 ปีที่แล้ว +1

      Me too, I had to go to her etsy and just get it!

    • @jennivato7005
      @jennivato7005 4 ปีที่แล้ว

      PJ Jones yes!! i’ll be doing the same thing once i have a steady income lol

  • @alanaperry592
    @alanaperry592 4 ปีที่แล้ว +6

    The fact that you use a real life budget for your house is so good because it’s not made up . So many people use an “example” budget and it’s like you don’t want to believe them . God said you will know them by there fruit , and you can show it for sure .

    • @PlaninProgress
      @PlaninProgress 4 ปีที่แล้ว +1

      I agree completely! Transparency helps so much

  • @iamshe3275
    @iamshe3275 4 ปีที่แล้ว +26

    I'm getting my budget down to a science I must say it is no longer stressing me out instead it is motivating me! Thank you!

    • @PlaninProgress
      @PlaninProgress 4 ปีที่แล้ว +3

      It’s amazing how a budget can change your life!

    • @PlaninProgress
      @PlaninProgress 4 ปีที่แล้ว

      That’s such an incredible feeling!

    • @laminage
      @laminage 2 ปีที่แล้ว

      @@PlaninProgress You got that right! If I didn't have a Budget and know where My Money went.

  • @KeiisPlannedLife
    @KeiisPlannedLife 4 ปีที่แล้ว +1

    Thanks for sharing your budget I always look for people who share real numbers

  • @stonebanksm
    @stonebanksm 4 ปีที่แล้ว +3

    Thank you so much for sharing this!! I started to follow you just over a month ago and I love all the videos and the Money Monday classes, they are great!! I am still getting used to do my money routine daily and monthly but your videos are an absolute wonderful source of inspiration!!

  • @QueenASMR2019
    @QueenASMR2019 4 ปีที่แล้ว +1

    Printed out my planner today and looking forward to using it! This is such a great resource! Thank you!

  • @shannonfontana5107
    @shannonfontana5107 4 ปีที่แล้ว +4

    Yes please to a classic size!

  • @JuliaAthayde
    @JuliaAthayde 4 ปีที่แล้ว +4

    Fantastic! I love the idea of using stickers, I have told you that. I am currently using stickers and I am having a blast! As if I was a 6 year-old again! :) it makes budget creating so much fun!

  • @donnabryant9757
    @donnabryant9757 4 ปีที่แล้ว +2

    Your money videos are truly a Blessing. I can't THANK YOU ENOUGH!

  • @charleneprince5305
    @charleneprince5305 4 ปีที่แล้ว +5

    Hi Alaina - could you do a video on your quarterly and annual routines? Thanks

  • @prayersponytails6227
    @prayersponytails6227 4 ปีที่แล้ว +3

    I love your nails, they’re such a nice length! Great tips & love your planner 😍

  • @mael2039
    @mael2039 4 ปีที่แล้ว +1

    moving to my own flat in September and I'm trying to do a bit of research on budgeting as I must admit I don't know much about it, and your channel is both such a life saver as well as an inspiration! I quite enjoy planning and journalling and your system makes so much sense, I have the feeling that I will actually enjoy trying it out myself

    • @PlaninProgress
      @PlaninProgress 4 ปีที่แล้ว

      You’re getting such a great start on finances if you begin budgeting right away!

  • @PlaninProgress
    @PlaninProgress 4 ปีที่แล้ว +4

    You’re doing so well so with your savings!

  • @georgina4874
    @georgina4874 4 ปีที่แล้ว +1

    I'm excited about your budget as well.

  • @lydiah7184
    @lydiah7184 4 ปีที่แล้ว +2

    My daughter has the same name as you except it’s spelled Alayna 🥰 Love it!

  • @jennyleighjacobs9098
    @jennyleighjacobs9098 4 ปีที่แล้ว +1

    Great information, +TheOrganizedMoney! Thank you for sharing and motivating!

  • @jascoleman9372
    @jascoleman9372 4 ปีที่แล้ว

    Alaina I just purchased mine, I get your kk day classes but my weeks have been rough but I put that in my planner to get organized. I’m ready to get on track with my life.

  • @kenethasims
    @kenethasims 4 ปีที่แล้ว

    Thank you so much for all that you do. Just received my Organized Money Budget Planner. I almost don’t want to write in it. I know it will help keep me on track and stay focused. 🥰

  • @stephanielong1115
    @stephanielong1115 4 ปีที่แล้ว

    Your voice is so calming, even talking about finances! haha

  • @pjjones4444
    @pjjones4444 4 ปีที่แล้ว

    I really like this! This is my first full month with the budget planner and this will be really helpful. I'm strongly considering TOM squad so I can get the stickers too.

  • @stephanyec.7519
    @stephanyec.7519 4 ปีที่แล้ว

    this is the prettiest planner i've ever seen (ps: love love loove your nails!)

  • @dibs2992
    @dibs2992 4 ปีที่แล้ว

    I love your planner. I've been using a notebook but after seeing this I think it's time to upgrade

  • @catherinedouglas8049
    @catherinedouglas8049 4 ปีที่แล้ว

    I love your videos and how you explain how you work out your finances. I ordered your Budget Planner book from your etsy store and am looking forward to using it. I am a retired senior and only get 1 check a month and so I really have to be on top of where my money goes. Thank your for making these videos. Stay safe and well.

  • @laminage
    @laminage 2 ปีที่แล้ว

    I love your Handwriting. It could be used as a Computer Font.

  • @shantelawilliams9289
    @shantelawilliams9289 3 ปีที่แล้ว

    This is so helpful!! Thank you 😭

  • @smserralta
    @smserralta 4 ปีที่แล้ว

    I love this set up! I am going to try to be this thorough for the month, too lol

  • @jessicakent4265
    @jessicakent4265 4 ปีที่แล้ว +2

    Hi! You are inspiring me to get it together with the budget again. Thank you for that. How do you keep track of consumer debt?

  • @audreyhertz301
    @audreyhertz301 4 ปีที่แล้ว

    I need to get back on the ball with this. I have so lost my way. Not with over spending or anything. Just with routines mostly. Limited and flexible income with my husband's work is kicking us in the buttocks. I hate that he can not go back to full time.

  • @qtravelers473
    @qtravelers473 4 ปีที่แล้ว +2

    So glad I have found a channel that’s budgets very similar to how my husband and I do. We too are working on paying off debt, use sinking funds and budget each paycheck. I’m very interested in your budget planner bc like you I cannot find anything that fits my style of budgeting.
    I’m curious, do you have your budget book in the classic page style?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว +1

      It’s coming really soon!

    • @PlaninProgress
      @PlaninProgress 4 ปีที่แล้ว

      I love to see similar methods to my own too!

  • @ginagreene5668
    @ginagreene5668 4 ปีที่แล้ว

    Hey, hope all is well with you and the family. Stay safe.

  • @AshlynKanuha
    @AshlynKanuha 4 ปีที่แล้ว

    I like this change, timing to try it this month. 👍 I like it

  • @irismarie6515
    @irismarie6515 4 ปีที่แล้ว

    This is helpful😁😁😁

  • @lauraportillo7432
    @lauraportillo7432 4 ปีที่แล้ว

    Thank you so much! Your videos are so clear and helpful!

  • @hergaming820
    @hergaming820 4 ปีที่แล้ว +1

    You have a beautiful voice

  • @lushisong50
    @lushisong50 4 ปีที่แล้ว

    love love love all your videos!!!

  • @paulahunte1903
    @paulahunte1903 4 ปีที่แล้ว

    please consider doing a half letter budget planner. thank you

  • @ElizabethSampson
    @ElizabethSampson 4 ปีที่แล้ว +1

    Very helpful!

  • @fififinance7469
    @fififinance7469 4 ปีที่แล้ว

    Food should be seen as an expense. True😂 Limiting your budget for food can really help with waste. 😀

  • @FineNaturalHairandFaith
    @FineNaturalHairandFaith 4 ปีที่แล้ว

    Hi Alaina, what is sinking funds?
    Also I use You Need a Budget
    Can you do or have you done a video on the pros and cons of using a paper budget a a digital one?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว

      Hey! Sinking funds are a way to prepare on unexpected expenses. Here is a video I did on them... th-cam.com/video/MbUSjd4BU3M/w-d-xo.html

  • @talithaspaink9445
    @talithaspaink9445 4 ปีที่แล้ว

    Love your videos and currently binging them!! I am from the Netherlands, so we get monthly payments, but still your system works wonders for me. You have such a calming voice too, it's almost hypnotizing..! One question on your first week balance; you budgetted groceries, but left them open in actual. Did you just not buy them that week or did I overlook something? Many thanks

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว

      Hey! We actually ended up receiving a gift card from a friend to our grocery store. We used that instead. 🥰

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว

      Hey! We actually ended up receiving a gift card from a friend to our grocery store. We used that instead. 🥰

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว

      Hey! We actually ended up receiving a gift card from a friend to our grocery store. We used that instead. 🥰

  • @carolyndalton7775
    @carolyndalton7775 4 ปีที่แล้ว +1

    I've tried everything and still don't get any of my subscription notifications. I have unsubed and resubed and hit the bell for all notifications again and nothing changed. I do get responses to my comments. Any ideas?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว +1

      I know. I believe this is an issue across the board with TH-cam. 🤦🏾‍♀️🤦🏾‍♀️ Unfortunately, I don’t think it can be fixed but just to help... I post a new video every Tuesday and Friday at 3pm CST.

  • @carolyndalton7775
    @carolyndalton7775 4 ปีที่แล้ว

    Dumb question, probablly! What is the difference in your defination of Tithes and offerings?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว +1

      Our tithe is 10% of our income, our offering is extra that we have decided to give... no real difference both go to church. I just like to separate them in my budget

    • @carolyndalton7775
      @carolyndalton7775 4 ปีที่แล้ว

      @@TheOrganizedMoney Thanks I was just curious! I had seen that on other people's budget and just wondered what the difference was.

  • @iyakin17
    @iyakin17 4 ปีที่แล้ว

    Alaina, please help me. I have 2 auto-save accounts that are deducted from my paycheck every payday. One is a voluntary savings from monthly contributions and the other one is saved to a Capital Build Up in a cooperative. However, both can not be withdrawn anytime. Can I consider those are my savings or should I open a different account?

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว

      Hey. Why can’t money be withdrawn? Is there a special rule? You want to have at least one account that allows you access to the money in case of an emergency.

    • @iyakin17
      @iyakin17 4 ปีที่แล้ว

      The Organized Money The other auto save account is like a time deposit that can only withdrawn after 5 years. The other one for the cooperative is like a capital build up which is like an investment because I get dividends annually.

  • @janthayer6952
    @janthayer6952 4 ปีที่แล้ว

    What is the sinking fund? And you had balance of $110, what/where will that go?

    • @JuliaAthayde
      @JuliaAthayde 4 ปีที่แล้ว +1

      Sinking fund is the savings account for things you know you will need soon: like xmas spending, car maintance, braises for the Kids, etc

    • @TheOrganizedMoney
      @TheOrganizedMoney  4 ปีที่แล้ว

      I will move it over to savings once the week is over. I like to keep a buffer in my account every week.
      Sinking funds are a way to save for expenses that don’t occur every single month.

    • @janthayer6952
      @janthayer6952 4 ปีที่แล้ว

      @@TheOrganizedMoney thanks. I've been wanting to set up a budget. Your videos are giving me the courage and info on how to do it.

  • @Talkinglife
    @Talkinglife 4 ปีที่แล้ว

    Nce