Switching from cat litter to horse bedding saved me over $60 . Same 40 pounds. That $60 went into a savings for any vet bills . DIdn’t run my furnace for 2021 as it broke on Christmas night and I couldn’t afford to fix it. Fixed it in June when I had the money . Only used central air for 4 days in the summer of ‘22. Electricity went from $298 a month to $91 . Saved $77 a month by doing away with Direct TV and getting a Roku . Dropped separate flood insurance and got a combination policy . Saving $50 a month. Switched car insurance to Allstate Milewise . It’s for people driving less than 10k miles a year. So I went from $123 a month for two cars to less than $40. I switched to United Health Care from Humana . Healthy food and otc items allowance was $75 a month . I get $205 a month from UHC . Gas for my car is less than $30 a month. I no longer buy paper towels and napkins since I bought 50 washcloths from Temu . They were 10 for $1.88 . They are my napkins . Old tshirts are rags after I’ve worn them 5 years buying them 5 for $10 at AC Moore. I have 6 cats , 1 dog and I only feed them canned food once a day . Their other meal is homemade and that cut my pet food bill in half . Stocked for a year but still buy it monthly and rotate it . I’m happy I found you ladies and Mike . Living on less and with less made my money stretch so I live comfortably. I love being retired . Working 78 hours at two jobs was getting old fast . I paid cash for my property and my move leaving me with just SS .
My son is on ssi for his autism. He rents a room, eats basic food and doesn't want much. He has no problem living on $1042 a month in CA. It's totally doable. It just comes down to not buying things you can't afford.
Most Americans are spoiled, they have no idea what it is like to be truly poor or to truly do without. We grew up living on my father's disability ( he was injured on the job) we had hand me downs, we had chickens ( eggs and meat) we bought fresh milk and butter from our neighbors. Mama made just about everything from scratch. We as children thought we were rich, I am so thankful for the life lessons God taught us! We learned to be content with what He provided! Lord bless!
I agree, the entitlement about wants is mind-boggling. I also love watching Ardent Michelle's frugal cooking. She tries to stick to healthy meals and serve them up in such an attractive way.
You're family was bless/ I wish I had chicken n 🐄 . I would get my eggs from the chicken n they also will be meat n my milk would come from the cow n I could use the chicken boo-boo for my garden ( fertilizer) I will buy a lot of seeds for my vegetable n I will go fishing. I wish they still sale hot ice n I wish they built house ( spring water) that will cut down on water bill n I will cook on a wooden stove so I heat my house
Makes a big difference if a house is insulated on the heat bill. I lived in a very small two bedroom duplex, kept the heat way down and wore a jacket in the house. The bill was 350. a month. Now living in a five bedroom house, insulated really well and the heat bill was 75. last month. That was for heat, hot water and cooking. I think the highest bill in the dead of winter was 125. makes a big difference to insulate.
In regards to Christmas gifts, an older couple from our church found one of those little children’s kitchenettes a neighbor was throwing out. They offered to clean it up for me and hold on to it until Christmas. I’ve been keeping empty spice bottles and may spend $3-$5 on kitchen items from goodwill for my 3 yr old.
When I was about 5 my grandmothers made me a set of sheets and pillowcases (from old ones) for my toy bed, and one crocheted a little granny-square blanket. That was such a special gift, and I still have the little blanket 60 years later!
Wow...I lived on $649/month and paid a mortgage, utilities, and learned to live without a car. A small yard became a garden, I canned and batch cooked and wore extra clothes in the winter. Yes, it's doable.
We just paid off our home last month 5 years early! So we have no other debt except for a small medical bill that we will be able to stick our mortgage payment on and get paid off by the first of the year! It feels so good! Love your shows. You and your mom are so great together. Working on decreasing our grocery expenses and yes we do have a pantry with 2-3 months worth of food!
My sister lives on $700 a month social security with $89 a month food stamps. She pays $425 for rent in a senior place and barely scrapes by. Her biggest problem is prescription costs. At times she ate a can of green beans for dinner. I helped her for a while until she had to go live with her daughter. No, she did not tell her family she was having problems. Many elderly will not ask for help.
It's bad how these so called low income/ subsidized housing takes 30% gross of a person's income for rent. It keeps a person struggling. Such a messed up system.
I'm married to a man who is sick, not working, has no $. I work part time at a preschool and with the frugal habits I implement into my life, I have no debt and I am doing just fine! Love your videos ladies, and your relationship!
My husband died last month and my income is currently cut in half. Yes, I've gone through a bit of resentment that I have to curb my lifestyle, but am encouraged by this video and the help of a budgeting coach friend, I can do this. Yes, being faithful to God by trusting Him also helps to settle me down. Yes, my house is paid for. Even though I'm in California, my property taxes aren't much at all ($814 annually) because we never moved up in house. Free entertainment - my husband bought me a camera when I retired. Photography and posting on Facebook is free. Yes, cut the cable. $250 a month down to $49 a month just for internet with a different company. I could go on . ..
Hi Pat, if you and your husband were on social security, you can receive his survivor benefits. Please call social security to check on this benefit. From what I understand, they will raise you SS benefit to match what he was making. In other words, if he was making 1200 a month and you were making 1000, they will raise your SS to 1200. I’m sorry for your loss and hope this helps a little.
@@Sassylarita Nope. I had a "government" job, so social security off sets for my retirement. I get $200 of his. When my retirement runs out, then I will get my full social security benefits.
@@bluebelle9572 I don't have a good enough camera or skill set to photograph people. My specialty is sunsets, mostly. Perhaps someday I'll figure out a way to sell those, but in the past I've never had any success.
Jill and my mother are a lot alike. My mom has always turned the heat off at night and we would be backed up to a heater or wood burning stove in the morning. I say my mom can squeeze a nickel til the buffalo poops🤣. It is possible to live on less , just most ppl choose not to.
We are retired..I am 76 and my husband is 78. We have children, grandchildren and greatgrandchildren. Our family is very close and loving. We were very easy going, but demanded our children treat us with respect even if they didn't agree with us. We have been debt free for many years and try to be very careful with money...our lives have never been problem free, but we believe God is taking care of us...we don't worry about what others have...in our lives we have seen couples who spend like crazy and are so unhappy and some have even divorced...grass is not greener with another partner unless there was abuse...love all the wisdom on this !
Love money saving tips!! I have a couple for you. I make foundation last a bit longer by making my own tinted moisturizer, mixing as needed. And Brillo pads will last a very long time if you wrap the pad in aluminum foil straight after each use and store in the freezer. No rusting whatsoever. When the soap eventually washes out of it, just use your own and keep using.
Thanks so much love your videos. Excellent advice. We are debt free for the last 15 years. Am still using cleaning products when I got them free triple coupons. Won't buy them now even if I run out. Will use vinegar. My husband retired and I always worked at home. Cut and split wood use this to heat house. Have 10 acres. The LORD blessed me being able to remodel house and build and fix barns. Am 70 and still repair roofs and replace it needed. Appreciate you two so much keep doing what you are doing.
I have an extra shower tension rod that I slide to the middle of shower to allow clothes to drip. ( hand washed; blankets, kids wet snow gear.) Slide it to the wall so it's out of the way when not in use.
Time is more precious than ANY bought gift. My daughter gave me a booklet of self made vouchers that she had hand written with things like 'making cups of tea all day, having a home movie night with popcorn and snacks, a hug, a promise to pay for a haircut, washing the dishes one night.. this is my most prized Christmas present ever as it was all things she knew would make me happy. (Similar to gift experiences that are often bought but so seldom redeemed in time.) This year she made her friends home made gifts and she's 24 now and thoroughly looks forward to coming up with ideas of gifts that mean something or show how much she cares.
I'm 74 and partially paralyzed on my right side. Mu husband is 78 and also disabled. We live on a fixed income. But we are canning and prepping. We've been doing this for years and will continue. My mom taught us to always be prepared. Dad was a labor and didn't earn much but mom knew how to stretch our good. We 6 kids never went hungry.
On budgeting...Just because you initially allocate a certain amount, you can change that. A budget is just writing down how you want to spend your money. It helps you set limits. If you were able to spend $10 and get all the "gifts", move that $90 extra into savings, bills, etc. or roll it into the next month for that category. Don't just spend it because it's in the category. A budget is NOT written in stone. It's a roadmap. It's a plan. You choose (with your spouse if married) how to spend the money. If you put $25 a month into "clothing" you can save that each month until you can buy the item you want.
Took your advice on a recent video and shopped the other meats besides turkey and ham after Thanksgiving. I was able to find chicken thighs, sausages and bacon between 30-50% off. Happy!
I have one thing to comment! You hit the nail on the head so many times! You tithe and trust God to take care of you like He demands of us. You don’t have a fancy life and you don’t have a big old car payment. You are a good steward of what He has given you. And I say AMEN!!!🙏God bless you and Merry Christmas!🎄 ~TN Nana
I applaud your Mother, Jill. I live much the same way. God has blessed me to live on my hobby farm for 20 years. It is not for everyone, but for me a simple, life that is healthy, and full of joy!
Ooh - I just got to the part about paper towels. I'm definitely going to be cutting up old shirts or use the shirts that the youngest kiddos have outgrown! With 8 people in the house (ages, 2, 2, 5, 6, 7, & 9), we have been going through TONS of paper towels! Why did I never think of these things?!
I got the extended warranty and when I learned I needed a new engine because anti-freeze was leaking into my engine the extended warranty covered the whole thing except for the co pay of $300 Thank you I’m really struggling to get out of poverty and a lot of the things I do you do as well The more you know the more your able to make life a little easier and it also really helps with your creativity
Jill and Tawra are totally correct. We have been debt free and paid off our home when we were 49, not only that but we went on to save our money and buy our dream lake house paying cash for that. the early pioneers didnt have their log cabins at 68 degrees. they wore layers. we havent had a car payment in 30 years or more.we wear layers. the electric company came out to see if our meter was working properly. My Mom was from Missouri she said worsh.
I see people that want their house cold in the summer and hot in the winter. I have never understood this concept. I go with whatever the weather is. I use my heater and cooler sparingly . Saves me a bunch of money!!!
I am sitting here listening to you ladies, and hearing the negative comments being read. I am a widow living on a fixed income..and it’s a little more than Jill’s income. Not a lot, but enough to know I could be saving more and live on less, if I followed some of Jill’s advice today. I regrettably still have a mortgage, but it’s low enough, that I can manage. Yes, I’d have to quit fooling with my thermostat. I’d have to follow a grocery list better, etc. I’d have to THINK before spending. Though I don’t spend a lot, I know I could do much better. Thanks ladies! I have no one to point a finger to, to blame, but myself.
Living simply, buying generic and sale items, and choosing to limit your expenditures - best ways to spend less, therefore saving money. Love the advice in your videos! Being able to grow a few veggies or herbs helps keep the costs down, too. Also, knowing how to mend the clothing you have enables you to spend less because you don't have to replace as many worn/torn socks, jeans, etc. One other thing is when you have money come in (from whatever the source is), you put a portion into your savings account FIRST.
Yes. The hand towels last a long time on a towel rack because when you’re drying your hands, your hands are clean from soap so all the towel has to do is dry out.
I had 262 dollars a month to live on when my children were small. I now live on 919 a month. It was and is rough .. and I even have rescue pigs, chickens , dogs and cats. All I can say is I am blessed and somehow we make it. Every month we make it. I budget but I have gotten used living on not very much money. And I am buying a home and have 3/4 of an acre. It sounds unbelievable but it is true.
Would you show some pictures of the quilts you have made? My grandmother made them out old sheets and garage sale fabric. Lived her entire life as you have and never drove a single day. She would have absolutely loved you.
I know it can be done, because I did it! This year my SS is $635. I live much like Jill did and it works. I just switched to United Healthcare with $0 co-pay, meds, etc., $5,000 for dental, $300 benefits card that can be used for food, OTC or utilities.
I’ve also gone back-to hanging clothes on a line outside, especially towels, dryers run too long and I love crisp towels and saves on my electric bill !
PEOPLE - quit accepting life in poverty! Don’t you want better? God gave you talents- find a career field that pays a decent income. I wasn’t willing to live like my parents did. On purpose - I got into a career in pharmaceutical/medical device sales. Please don’t live a life where you just accept what happens to you without taking the bull by the horns & getting a good paying position in a field you enjoy. I will always be frugal - but I wasn’t going to be a victim of my circumstances. YOU CAN DO IT.✌🏾😎🇺🇸
Would love to see a video on what Jill eats in a day/week. I used to watch How Jen does it on youtube. Jill needs a channel “How Jill Does It”. We have been retired 3 years and need more portion control. love your guys wisdom.
I agree, Jill should have a separate channel, “How Jill does it!” -I’ll be a regular subscriber watching! (She could still (hopefully) continue to appear on this channel, should it not be too much for her. If this doesn’t suit her/you… how about setting her up for weekly recurring “Jill” segments covering her in-depth detailed wisdom?
My grandfather went through the great depression and he hardly ever turned on his heat in the winter, he didn't even have a winter coat, he got used to it.
Jill, you are amazing ! I love the way you have thought about the grandkids and how they view their gifts. The way you don't eat too much is probably a factor in how healthy you are. What I really want to know, is how do you divide and eat your chocolate and what kind are you eating ? This really interests me.
Ahhh thank you Katie. Never had anyone ask me how I eat my chocolate before. LOL I do have a system though. If I buy bags of the mini candy bars I will eat 2 a day. Sometimes one for a snack in the morning and one in afternoon or both in afternoon. Just depends. I do miss a day sometimes. If it is a regular size candy bar I will eat about 1/4 of it and a giant candy I will eat about 1 inch of it a day. Now every once in awhile (like around Christmas) I will loss total control and eat 4 -5 pieces of fudge every few days. I eat almost anything. My favorite is Hersheys and especially anything with nuts and caramel. Oddly enough I really like Hersheys just as much or more than expensive chocolates. The only thing that I am not too fond of but still eat is chocolate with fruit flavored anything. Right now I have a bag in my closet with peanut m&ms, almond joy, chocolate covered payday, milky way. I can't wait for Christmas though because the kids usually get me a box of Turtle's. Oh yum!!!!🥰🤭🤣🙃😍
@@jillcooper172 My grandmother used to like buying the ‘mini’ chocolate candy bars for treats, and she usually had me put them in the freezer when I put the groceries away. And I always bought her a box of Turtles for Christmas or her BD (December 30th). She really enjoyed those.😍
Your utilities can vary hugely, depending upon where you live. We live in Michigan’s Upper Peninsula, and pay the SECOND HIGHEST ELECTRICAL RATES IN THE U.S., second ONLY to HAWAII. And what’s worse, our elec. co. is NOT an American company! They’re owned by a company in ENGLAND, who promises a certain return for their shareholders’ stocks! What the heck?!?😭 I had our home paid for in TEN YEARS on our 30 yr mortgage, by paying an extra $50 on the PRINCIPAL ea month that it was possible . That way you’re knocking down the total amt you owe, not just paying the interest!🎉
Thank you for sharing. I pray viewers take heed cuz living basic is something we will all have to do maybe sooner than we think. I’ve always done most of it, I grew up that way. If I can share something is cook everything from scratch, it’s healthier and much cheaper.
The lowest I would get is 68F in my living room. Today it is 8F outside, dropping to 0 over night. Inside I have the heating on, and the woodburner. Its not all about saving most money, I need to be comfortable. 😊 I can stretch every penny on everything else, clothes food, transportation, but I refuse to freeze in my home. 💕Life on 60 degrees north 🇳🇴
Growing up we used worn out towels cut up into cleaning rags. I have a friend that uses cut up towels and washcloths to use for “ toilet paper”. She keeps clean knees in an old Baby wipe box and the soiled ones in another container. Then she washes them separate from other clothes.
I'm new to your channel!! I absolutely love you two!! Your mom reminds me so much of my mom !!! You are both so frugal and not wasteful at all and I think people are jealous of that. Take care!! I love you both!! ❤❤❤
I am recommending several videos to my daughter who is just starting out living on her own, yours is #1 recommendation! Love and use your tips and ideas. Thank you.
I just love how as mother and daughter, you interact. Reminds me of my daughter's and me. Your mother, is such a sweet person and alot of good advice and wisdom. Found your site, just searching TH-cam. God Bless.
Using the Albertsons/Safeway ad. I saved over $100 today off of what normal prices would be and that paired with what I already have will make several several meals.
Tawra is right. My family business in CA does foundation repairs. The droughts and then heavy rains cause the soil to expand and contract and it affects the foundation.
Yes, it's important to watch the humidity and run the AC or a dehumidifier when it is high - otherwise you run into a mildew/mold problem, and that can be more expensive in the long run! They are expensive to run but necessary much of the time in areas of high humidity. Even in Ohio, I can almost get by without it, but most summers have some periods of time that mildew/mold become a problem if I don't run AC or a dehumidifier.
I just found you... and off topic, I just have to say I LOVE your kitchen (oh!! that stove!!)... and all my kitchen colors too!! I'll have to save watching the rest of this for tomorrow because it's 2:00am and I have to be up at 5:30!! I couldn't live that cheap, my rent alone is $850, electric $200+, internet & cable $250, phone $50... Nevermind food and and and!!! My 2 grandchildren live with me too do they are VERY expensive!! I ONLY shop at thrift stores and Goodwill... and watch my money carefully (that's easy when you have none!) but it flies out of here! Thanks!! 💕🌷💕
Something frustrating in my area ,our utilities have minimum charge for the privilege of using them. Even if I don't use any heat at all I will pay $40 for elec AND $40 for gas . They are billed separately. Then we have trash,water , sewer and street waste water at about $55 per month. But our home prices are low because we don't live in a designer area .
Choices, Its all about choices from the time I wake in the morning. What do I get to decide and make that choice to what coffee i want to drink to the food I want to eat , and where do i buy/get my clothes.. I love how beautiful the green sweater and the necklace is on you Jill.
Tawara, I live off $1196 monthly from Social Security. If I had not gotten into trouble with my credit card, I could live off that $750 month. I did the $20 weekly grocery budget for many years too, until Medicare started giving me $50 monthly for "healthy food", and then I found out I was eligible for food stamps ($88 monthly). What a boost, especially for my pantry stocking. Next year, the food stamps are being cut to $83 monthly, and Medicare will increase that healthy food allowance to $52 monthly. I will be just fine. My utilities are approximately $200 monthly. My auto insurance on my 2005 Buick LaCrosee is $562 every 6 months. I don't buy any new clothing unless it comes from the thrift store or a garage sale. Most of my new clothing is from my local buy-nothing group. I have been blessed. Toiletries, I do buy toilet paper from Sam's Club. I buy a container of body wash and it goes into a rinsed out pump bottle - $1 tree hand soap bottle. The same with shampoo and conditioner, and dish detergent (I am the dishwasher in my home). I clean with baking soda and vinegar. I use rags to clean, not paper towels or even bought hand towels. Even on my floors, I attach rags to my swifter sweeper and wet jet and get it done. The rags wash well, and are used again, and again. Cat yak, yes, that's a job for a paper towel, followed by a vinegar soaked rag that gets rinsed out, and washed, same as the floor cleaning rags. For entertainment, I do have the internet, and a dvd player. My sister-in-law sells stuff at the flea market, and gifted me 8 binders full of movies that she is unable to sell, due to copy right laws. I don't have cable period.
Listening to you and hearing how to save money has been so helpful. I have a need for specific information. I will have to wait till Mother’s Day for your next sale. Before I would’ve just bought it but my car muffler went out so instead of debt I won’t miss your TH-cam program and I’ll get knowledge from all your books. Hanging wet clothes takes time and commitment but my gas heater quit working so hopefully this will make some difference using electric heaters. Thanks for the helpful ideas so I can get back on track.
Thank you for this video. I'm struggling to be away from my family, and I'm trying to live as frugal as possible to move. This is so encouraging to me.
I supplement my groceries by going to the pantry and or the community garden. I wanted to create my own garden but I didn't have the money to due to the changes.
In texas one can not always do with no air conditioner. Hits over 100 for weeks or months at a time. Especially our elderly can not sit in that kind of heat without having issues
I'm debt free except a mortgage that I pay extra toward so I can be completely debt. I am grateful for the habits I have as I also have an emergency fund. I found myself unexpectedly unemployed and have had no stress because of the choices I make on a daily basis. This is an example of the benefits of our daily choices! Lifestyle IS a choice and in an economy like this make good choices! Even if you start today it is better than having a victim mentality. Every choice makes a difference!!!!
We're debt free two, one family income and pay child support for 2 children. Always looking for additional ways to save, that's how and why I tuned in to this channel. Thank ya'll for sharing your stories and routines.
I believe Jill. In 2004, 2005, I lived in a 1 bedroom apartment, and paid about $20/month for electric. I think the gas was around $50-60/month. Daycare was more like $650 a month, in contrast. I worked full time Mon-Fri, so I wasn't using the lights and heat while I was out, didn't have a pet to keep warm while we weren't there, didn't have cable to watch all day and keep the power running. We put the TV on for a little while on the weekend, but weeknights we made dinner, got baths, and read books. I think the size of the place makes a big difference. Where I've lived in PA, people would block off heat to some parts of the house to save money. Often in the summer, parents would have a window AC unit run in their bedroom for a little while on summer evenings to get to sleep, sometimes there would be another one in the living room for the hottest part of the day, and some people would hang blankets or close doors to keep it to that room.
I knew a lady that refinanced her house for Christmas gifts!!! I keep my spare rooms at 40 degrees. Kitchen and living room at 55. Bedroom is at 55 while at work and 68 at night. Electric bill is about 55 bucks a month. Sweater weather!!!
Jill you mentioned that you migh get rid of your cable tv. I just wanted to tell you that my daughter got a tiny indoor antenna and hooked it up to the tv in our camper. It picked up at least 10 or more channels .and we live 60 miles or more from the nearest tv station.. and we live way back in the boonies.
It's a lot easier to control things like utilities when you're alone. When my grandson lived with me, the utilities were higher no matter how careful I was with the lights etc.
This has been a fun chat 😊 So many people are used to luxury that they don’t even recognize it as luxury. I get upset with my daughter for keeping her home so warm that the grandkids are comfortable going barefoot. What!?! They could save a lot of money just wearing socks & sweaters. My slippers are so warm if the heat is over 62 I’m sweating Something you haven’t mentioned is God’s provision. He has given you the sense to figure out budgeting and Jill’s history with little car repairs sounds like a straight up miracle
Thank you for your simple recipes... I hate when recipes have 15 ingredients... it becomes insanely expensive. Your tips have really helped and just by watching your videos, I have begun to think of ways to save money on food... Thanks so much for helping me!
For a couple of years in Georgia, our furnace was broken. We had to use space heaters when the weather turned cold. My husband would go to work, but I couldn’t leave the house. If I did, when we came home, the house would be so cold that we had to keep our winter coats on for hours. On the other hand, when warm weather comes around in a hot climate such as in southern Florida, mold grows everywhere if the a.c. is turned off.
You both are amazing. Your tips are a big help! I can’t believe how hateful some people are. I can’t wait to get the new planner. Thank you for all you do!!
Mom listen to Tawra lol soil pulls away lol loved your video tonight. I tried to tell my hubby it's better get good used car but he won't budge, he feels safer we keep our 2022 RAV which he can afford to pay. It seems to stay warm here even in winter in south TX. Love watching you all.❤🙏
Jill is the sweetest & dearest person, with a tremendous amount of integrity, character, & honesty. She comes on here to help people, so it's so wrong to make those insulting comments about her. Shame on you guys with the negative comments to Jill & Tawra. 🙏
I don't understand why people can be so critical! Yes, they are justifying spending money they don't have. Yes, jealousy or envy. I admire you for living sacrificially and enjoying it. Some might moan and groan and not you. You seem genuinely happy. What a great role model you are. Personally, I love to eat so I choose to spend more on food. I also have a husband who makes enough for us to eat the way we want. (I do have to exercise regularly.) On most other things I am very frugal. Love your sharing of your faith as well!
This was the 1st time i watched you guys i just love you. Me and my mom are like you but im the frugal one she thinks I'm too frugal but she is doing some of the stuff I'm doing now and teaching her friends i think it is so funny. I say all the time the stuff you said about immigrants and how they make it on so much less then we do and make it. We have to change our mindset and our want want want attitude.
No excuses here. I just refuse to live in a cold house. I live in WI and we use electric heat set at 60 and then we burn wood. I keep the house at 80 in the winter. That's my choice.. God bless.
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Switching from cat litter to horse bedding saved me over $60 . Same 40 pounds. That $60 went into a savings for any vet bills . DIdn’t run my furnace for 2021 as it broke on Christmas night and I couldn’t afford to fix it. Fixed it in June when I had the money . Only used central air for 4 days in the summer of ‘22. Electricity went from $298 a month to $91 . Saved $77 a month by doing away with Direct TV and getting a Roku . Dropped separate flood insurance and got a combination policy . Saving $50 a month. Switched car insurance to Allstate Milewise . It’s for people driving less than 10k miles a year. So I went from $123 a month for two cars to less than $40. I switched to United Health Care from Humana . Healthy food and otc items allowance was $75 a month . I get $205 a month from UHC . Gas for my car is less than $30 a month. I no longer buy paper towels and napkins since I bought 50 washcloths from Temu . They were 10 for $1.88 . They are my napkins . Old tshirts are rags after I’ve worn them 5 years buying them 5 for $10 at AC Moore. I have 6 cats , 1 dog and I only feed them canned food once a day . Their other meal is homemade and that cut my pet food bill in half . Stocked for a year but still buy it monthly and rotate it . I’m happy I found you ladies and Mike . Living on less and with less made my money stretch so I live comfortably. I love being retired . Working 78 hours at two jobs was getting old fast . I paid cash for my property and my move leaving me with just SS .
Always happy to see Jill. Such a gentle spirit. There are so few seniors sharing how they manage on a low income. Priceless.
Yes,it would be so helpful to folks on a low income if you can share your tips. Practical tips.
I love her too she reminds me of my mom. ❤
Jill is so graceful. Even when being called a liar, she is still full of grace. God Bless you all!
I agree.
A class act all the way!
A gentle spirit
My son is on ssi for his autism. He rents a room, eats basic food and doesn't want much. He has no problem living on $1042 a month in CA. It's totally doable. It just comes down to not buying things you can't afford.
I think Jill needs to give us a style show. I always think she looks so nicely dressed, stylish, and chic!
Yes I agree she so cute !!!
I also agree.
Most Americans are spoiled, they have no idea what it is like to be truly poor or to truly do without. We grew up living on my father's disability ( he was injured on the job) we had hand me downs, we had chickens ( eggs and meat) we bought fresh milk and butter from our neighbors. Mama made just about everything from scratch. We as children thought we were rich, I am so thankful for the life lessons God taught us! We learned to be content with what He provided! Lord bless!
I agree, the entitlement about wants is mind-boggling. I also love watching Ardent Michelle's frugal cooking. She tries to stick to healthy meals and serve them up in such an attractive way.
You're family was bless/ I wish I had chicken n 🐄 . I would get my eggs from the chicken n they also will be meat n my milk would come from the cow n I could use the chicken boo-boo for my garden ( fertilizer) I will buy a lot of seeds for my vegetable n I will go fishing. I wish they still sale hot ice n I wish they built house ( spring water) that will cut down on water bill n I will cook on a wooden stove so I heat my house
Well alot of people "want more" whatever that means. Not so sure not wanting to be broke makes people spoiled though?
Makes a big difference if a house is insulated on the heat bill. I lived in a very small two bedroom duplex, kept the heat way down and wore a jacket in the house. The bill was 350. a month. Now living in a five bedroom house, insulated really well and the heat bill was 75. last month. That was for heat, hot water and cooking. I think the highest bill in the dead of winter was 125. makes a big difference to insulate.
So true!
In regards to Christmas gifts, an older couple from our church found one of those little children’s kitchenettes a neighbor was throwing out. They offered to clean it up for me and hold on to it until Christmas. I’ve been keeping empty spice bottles and may spend $3-$5 on kitchen items from goodwill for my 3 yr old.
When I was about 5 my grandmothers made me a set of sheets and pillowcases (from old ones) for my toy bed, and one crocheted a little granny-square blanket. That was such a special gift, and I still have the little blanket 60 years later!
Wow...I lived on $649/month and paid a mortgage, utilities, and learned to live without a car. A small yard became a garden, I canned and batch cooked and wore extra clothes in the winter. Yes, it's doable.
What year was that? Just curious.
I've never seen Mike when he wasn't smiling or laughing. He's a keeper. 🥰
We just paid off our home last month 5 years early! So we have no other debt except for a small medical bill that we will be able to stick our mortgage payment on and get paid off by the first of the year! It feels so good! Love your shows. You and your mom are so great together. Working on decreasing our grocery expenses and yes we do have a pantry with 2-3 months worth of food!
My sister lives on $700 a month social security with $89 a month food stamps. She pays $425 for rent in a senior place and barely scrapes by. Her biggest problem is prescription costs. At times she ate a can of green beans for dinner. I helped her for a while until she had to go live with her daughter. No, she did not tell her family she was having problems. Many elderly will not ask for help.
It's bad how these so called low income/ subsidized housing takes 30% gross of a person's income for rent. It keeps a person struggling. Such a messed up system.
I'm married to a man who is sick, not working, has no $. I work part time at a preschool and with the frugal habits I implement into my life, I have no debt and I am doing just fine! Love your videos ladies, and your relationship!
Important we care for our spouses. Smart you budget
My husband died last month and my income is currently cut in half. Yes, I've gone through a bit of resentment that I have to curb my lifestyle, but am encouraged by this video and the help of a budgeting coach friend, I can do this. Yes, being faithful to God by trusting Him also helps to settle me down. Yes, my house is paid for. Even though I'm in California, my property taxes aren't much at all ($814 annually) because we never moved up in house. Free entertainment - my husband bought me a camera when I retired. Photography and posting on Facebook is free. Yes, cut the cable. $250 a month down to $49 a month just for internet with a different company. I could go on . ..
Hi Pat, if you and your husband were on social security, you can receive his survivor benefits. Please call social security to check on this benefit. From what I understand, they will raise you SS benefit to match what he was making. In other words, if he was making 1200 a month and you were making 1000, they will raise your SS to 1200. I’m sorry for your loss and hope this helps a little.
You could use your photography to make some money. Small weddings, senior pictures, etc.
@@Sassylarita Nope. I had a "government" job, so social security off sets for my retirement. I get $200 of his. When my retirement runs out, then I will get my full social security benefits.
@@bluebelle9572 I don't have a good enough camera or skill set to photograph people. My specialty is sunsets, mostly. Perhaps someday I'll figure out a way to sell those, but in the past I've never had any success.
So sorry for your loss
Jill and my mother are a lot alike. My mom has always turned the heat off at night and we would be backed up to a heater or wood burning stove in the morning. I say my mom can squeeze a nickel til the buffalo poops🤣. It is possible to live on less , just most ppl choose not to.
We are retired..I am 76 and my husband is 78. We have children, grandchildren and greatgrandchildren. Our family is very close and loving. We were very easy going, but demanded our children treat us with respect even if they didn't agree with us. We have been debt free for many years and try to be very careful with money...our lives have never been problem free, but we believe God is taking care of us...we don't worry about what others have...in our lives we have seen couples who spend like crazy and are so unhappy and some have even divorced...grass is not greener with another partner unless there was abuse...love all the wisdom on this !
Your Mother has taught you well, dear...
You are Blessed. Your family has passed on wonderful legacy.
What a good example for your children and grandchildren.
Love money saving tips!! I have a couple for you. I make foundation last a bit longer by making my own tinted moisturizer, mixing as needed. And Brillo pads will last a very long time if you wrap the pad in aluminum foil straight after each use and store in the freezer. No rusting whatsoever. When the soap eventually washes out of it, just use your own and keep using.
Great idea for the Brillo pad - thanx👍
“ If you believe you can or believe you can’t, you are right!”
Thanks so much love your videos. Excellent advice. We are debt free for the last 15 years. Am still using cleaning products when I got them free triple coupons. Won't buy them now even if I run out. Will use vinegar. My husband retired and I always worked at home. Cut and split wood use this to heat house. Have 10 acres. The LORD blessed me being able to remodel house and build and fix barns. Am 70 and still repair roofs and replace it needed. Appreciate you two so much keep doing what you are doing.
I have an extra shower tension rod that I slide to the middle of shower to allow clothes to drip. ( hand washed; blankets, kids wet snow gear.) Slide it to the wall so it's out of the way when not in use.
Great idea!
Clever.
👍
This is still the best comedy show, plus all the free advice, you two are a blessing, thank you
Time is more precious than ANY bought gift. My daughter gave me a booklet of self made vouchers that she had hand written with things like 'making cups of tea all day, having a home movie night with popcorn and snacks, a hug, a promise to pay for a haircut, washing the dishes one night.. this is my most prized Christmas present ever as it was all things she knew would make me happy. (Similar to gift experiences that are often bought but so seldom redeemed in time.) This year she made her friends home made gifts and she's 24 now and thoroughly looks forward to coming up with ideas of gifts that mean something or show how much she cares.
Mom's skin is so beautiful. You are doing something right.
I lost my job earlier this year, and it is amazing how cheap you get but some foods if you need to . Great video
I'm 74 and partially paralyzed on my right side. Mu husband is 78 and also disabled. We live on a fixed income. But we are canning and prepping. We've been doing this for years and will continue. My mom taught us to always be prepared. Dad was a labor and didn't earn much but mom knew how to stretch our good. We 6 kids never went hungry.
On budgeting...Just because you initially allocate a certain amount, you can change that. A budget is just writing down how you want to spend your money. It helps you set limits. If you were able to spend $10 and get all the "gifts", move that $90 extra into savings, bills, etc. or roll it into the next month for that category. Don't just spend it because it's in the category. A budget is NOT written in stone. It's a roadmap. It's a plan. You choose (with your spouse if married) how to spend the money. If you put $25 a month into "clothing" you can save that each month until you can buy the item you want.
Took your advice on a recent video and shopped the other meats besides turkey and ham after Thanksgiving. I was able to find chicken thighs, sausages and bacon between 30-50% off. Happy!
I have one thing to comment! You hit the nail on the head so many times! You tithe and trust God to take care of you like He demands of us. You don’t have a fancy life and you don’t have a big old car payment. You are a good steward of what He has given you. And I say AMEN!!!🙏God bless you and Merry Christmas!🎄 ~TN Nana
Your mother is a national treasure. Thank you for sharing your wisdom with us. I am paying attention and learning.
I applaud your Mother, Jill. I live much the same way. God has blessed me to live on my hobby farm for 20 years. It is not for everyone, but for me a simple, life that is healthy, and full of joy!
Entertainment can be free. Hikes, walks, libraries, beach, parks, visit people. Gotta use the noodle to think of things!
Ooh - I just got to the part about paper towels. I'm definitely going to be cutting up old shirts or use the shirts that the youngest kiddos have outgrown! With 8 people in the house (ages, 2, 2, 5, 6, 7, & 9), we have been going through TONS of paper towels! Why did I never think of these things?!
I got the extended warranty and when I learned I needed a new engine because anti-freeze was leaking into my engine the extended warranty covered the whole thing except for the co pay of $300
Thank you
I’m really struggling to get out of poverty and a lot of the things I do you do as
well
The more you know the more your able to make life a little easier and it also really helps with your creativity
Jill and Tawra are totally correct. We have been debt free and paid off our home when we were 49, not only that but we went on to save our money and buy our dream lake house paying cash for that. the early pioneers didnt have their log cabins at 68 degrees. they wore layers. we havent had a car payment in 30 years or more.we wear layers. the electric company came out to see if our meter was working properly. My Mom was from Missouri she said worsh.
They also used wood stoves so they cooked and warmed their house with the same source.
Thank you for the tip on the Medicare supplement explanation. Each state is different.
I wish I still had my granny, and momma. I love this, it’s so knowledgeable.
I see people that want their house cold in the summer and hot in the winter. I have never understood this concept. I go with whatever the weather is. I use my heater and cooler sparingly . Saves me a bunch of money!!!
I am sitting here listening to you ladies, and hearing the negative comments being read. I am a widow living on a fixed income..and it’s a little more than Jill’s income. Not a lot, but enough to know I could be saving more and live on less, if I followed some of Jill’s advice today. I regrettably still have a mortgage, but it’s low enough, that I can manage. Yes, I’d have to quit fooling with my thermostat. I’d have to follow a grocery list better, etc. I’d have to THINK before spending. Though I don’t spend a lot, I know I could do much better. Thanks ladies! I have no one to point a finger to, to blame, but myself.
You’re such a thoughtful woman, Jill! I think it’s beautiful the care you put into choosing the gifts for your family.
Living simply, buying generic and sale items, and choosing to limit your expenditures - best ways to spend less, therefore saving money. Love the advice in your videos! Being able to grow a few veggies or herbs helps keep the costs down, too. Also, knowing how to mend the clothing you have enables you to spend less because you don't have to replace as many worn/torn socks, jeans, etc. One other thing is when you have money come in (from whatever the source is), you put a portion into your savings account FIRST.
Yes. The hand towels last a long time on a towel rack because when you’re drying your hands, your hands are clean from soap so all the towel has to do is dry out.
I had 262 dollars a month to live on when my children were small. I now live on 919 a month. It was and is rough .. and I even have rescue pigs, chickens , dogs and cats. All I can say is I am blessed and somehow we make it. Every month we make it. I budget but I have gotten used living on not very much money. And I am buying a home and have 3/4 of an acre. It sounds unbelievable but it is true.
How do you do it
Would you show some pictures of the quilts you have made? My grandmother made them out old sheets and garage sale fabric. Lived her entire life as you have and never drove a single day. She would have absolutely loved you.
Getting things we need and can actually use (for gifts ) are the best.
Totally agree!
I know it can be done, because I did it! This year my SS is $635. I live much like Jill did and it works. I just switched to United Healthcare with $0 co-pay, meds, etc., $5,000 for dental, $300 benefits card that can be used for food, OTC or utilities.
Hello Stephanie
How are you doing todsy?
I’ve also gone back-to hanging clothes on a line outside, especially towels, dryers run too long and I love crisp towels and saves on my electric bill !
It is amazing how far your money can go with common sense and no debt.
PEOPLE - quit accepting life in poverty! Don’t you want better? God gave you talents- find a career field that pays a decent income. I wasn’t willing to live like my parents did. On purpose - I got into a career in pharmaceutical/medical device sales. Please don’t live a life where you just accept what happens to you without taking the bull by the horns & getting a good paying position in a field you enjoy. I will always be frugal - but I wasn’t going to be a victim of my circumstances. YOU CAN DO IT.✌🏾😎🇺🇸
Would love to see a video on what Jill eats in a day/week. I used to watch How Jen does it on youtube. Jill needs a channel “How Jill Does It”. We have been retired 3 years and need more portion control. love your guys wisdom.
I agree, Jill should have a separate channel, “How Jill does it!” -I’ll be a regular subscriber watching! (She could still (hopefully) continue to appear on this channel, should it not be too much for her. If this doesn’t suit her/you… how about setting her up for weekly recurring “Jill” segments covering her in-depth detailed wisdom?
My grandfather went through the great depression and he hardly ever turned on his heat in the winter, he didn't even have a winter coat, he got used to it.
Hello Joann
How are you doing today?
My mother lives on $619.00 a month. She does all the things Jill does except she doesn't have a car now.
Jill, you are amazing ! I love the way you have thought about the grandkids and how they view their gifts. The way you don't eat too much is probably a factor in how healthy you are. What I really want to know, is how do you divide and eat your chocolate and what kind are you eating ? This really interests me.
Ahhh thank you Katie. Never had anyone ask me how I eat my chocolate before. LOL I do have a system though. If I buy bags of the mini candy bars I will eat 2 a day. Sometimes one for a snack in the morning and one in afternoon or both in afternoon. Just depends. I do miss a day sometimes. If it is a regular size candy bar I will eat about 1/4 of it and a giant candy I will eat about 1 inch of it a day. Now every once in awhile (like around Christmas) I will loss total control and eat 4 -5 pieces of fudge every few days. I eat almost anything. My favorite is Hersheys and especially anything with nuts and caramel. Oddly enough I really like Hersheys just as much or more than expensive chocolates. The only thing that I am not too fond of but still eat is chocolate with fruit flavored anything. Right now I have a bag in my closet with peanut m&ms, almond joy, chocolate covered payday, milky way. I can't wait for Christmas though because the kids usually get me a box of Turtle's. Oh yum!!!!🥰🤭🤣🙃😍
@@jillcooper172 My grandmother used to like buying the ‘mini’ chocolate candy bars for treats, and she usually had me put them in the freezer when I put the groceries away. And I always bought her a box of Turtles for Christmas or her BD (December 30th). She really enjoyed those.😍
Your utilities can vary hugely, depending upon where you live. We live in Michigan’s Upper Peninsula, and pay the SECOND HIGHEST ELECTRICAL RATES IN THE U.S., second ONLY to HAWAII. And what’s worse, our elec. co. is NOT an American company! They’re owned by a company in ENGLAND, who promises a certain return for their shareholders’ stocks! What the heck?!?😭 I had our home paid for in TEN YEARS on our 30 yr mortgage, by paying an extra $50 on the PRINCIPAL ea month that it was possible . That way you’re knocking down the total amt you owe, not just paying the interest!🎉
I just love you, Jill! People say the most awful stuff and you just laugh. ❤️
Hello Candy
How are you doing today?
Thank you for sharing. I pray viewers take heed cuz living basic is something we will all have to do maybe sooner than we think. I’ve always done most of it, I grew up that way. If I can share something is cook everything from scratch, it’s healthier and much cheaper.
Can I just say it's been such a joy watching the show- Love love love all the information you ladies provided. God Bless !!!!! :)
The lowest I would get is 68F in my living room. Today it is 8F outside, dropping to 0 over night. Inside I have the heating on, and the woodburner. Its not all about saving most money, I need to be comfortable. 😊 I can stretch every penny on everything else, clothes food, transportation, but I refuse to freeze in my home. 💕Life on 60 degrees north 🇳🇴
Growing up we used worn out towels cut up into cleaning rags. I have a friend that uses cut up towels and washcloths to use for “ toilet paper”. She keeps clean knees in an old Baby wipe box and the soiled ones in another container. Then she washes them separate from other clothes.
I'm new to your channel!!
I absolutely love you two!!
Your mom reminds me so much of my mom !!!
You are both so frugal and not wasteful at all and I think people are jealous of that. Take care!!
I love you both!! ❤❤❤
I love the way you guys talk to each other !Like best friends!!
I am recommending several videos to my daughter who is just starting out living on her own, yours is #1 recommendation! Love and use your tips and ideas. Thank you.
I just love how as mother and daughter, you interact. Reminds me of my daughter's and me. Your mother, is such a sweet person and alot of good advice and wisdom. Found your site, just searching TH-cam. God Bless.
Using the Albertsons/Safeway ad. I saved over $100 today off of what normal prices would be and that paired with what I already have will make several several meals.
I love this lady. Amen! She is right on. We live in a very spoiled world.
Tawra is right. My family business in CA does foundation repairs. The droughts and then heavy rains cause the soil to expand and contract and it affects the foundation.
Same in Oklahoma, esp in drought yrs, which is most yrs lately
I grew up without central heat and air conditioning. You are correct that your body acclimates to that temperature
Yes, my family is Mexican and they have done very well in this country.
I love the way your mother lives I truly appreciate her wisdom ❤️❤️❤️ I took have changed up my way of spending 💰
Love you guys and your ideas but I think we can all agree at least an 80 degree ac setting is needed and in Florida it's a must to turn it on.
Yes, it's important to watch the humidity and run the AC or a dehumidifier when it is high - otherwise you run into a mildew/mold problem, and that can be more expensive in the long run! They are expensive to run but necessary much of the time in areas of high humidity. Even in Ohio, I can almost get by without it, but most summers have some periods of time that mildew/mold become a problem if I don't run AC or a dehumidifier.
I just found you... and off topic, I just have to say I LOVE your kitchen (oh!! that stove!!)... and all my kitchen colors too!!
I'll have to save watching the rest of this for tomorrow because it's 2:00am and I have to be up at 5:30!! I couldn't live that cheap, my rent alone is $850, electric $200+, internet & cable $250, phone $50... Nevermind food and and and!!! My 2 grandchildren live with me too do they are VERY expensive!! I ONLY shop at thrift stores and Goodwill... and watch my money carefully (that's easy when you have none!) but it flies out of here! Thanks!! 💕🌷💕
Something frustrating in my area ,our utilities have minimum charge for the privilege of using them.
Even if I don't use any heat at all I will pay $40 for elec AND $40 for gas . They are billed separately.
Then we have trash,water , sewer and street waste water at about $55 per month. But our home prices are low because we don't live in a designer area .
Choices, Its all about choices from the time I wake in the morning. What do I get to decide and make that choice to what coffee i want to drink to the food I want to eat , and where do i buy/get my clothes.. I love how beautiful the green sweater and the necklace is on you Jill.
Tawara, I live off $1196 monthly from Social Security. If I had not gotten into trouble with my credit card, I could live off that $750 month. I did the $20 weekly grocery budget for many years too, until Medicare started giving me $50 monthly for "healthy food", and then I found out I was eligible for food stamps ($88 monthly). What a boost, especially for my pantry stocking. Next year, the food stamps are being cut to $83 monthly, and Medicare will increase that healthy food allowance to $52 monthly. I will be just fine.
My utilities are approximately $200 monthly. My auto insurance on my 2005 Buick LaCrosee is $562 every 6 months.
I don't buy any new clothing unless it comes from the thrift store or a garage sale. Most of my new clothing is from my local buy-nothing group. I have been blessed.
Toiletries, I do buy toilet paper from Sam's Club. I buy a container of body wash and it goes into a rinsed out pump bottle - $1 tree hand soap bottle. The same with shampoo and conditioner, and dish detergent (I am the dishwasher in my home). I clean with baking soda and vinegar. I use rags to clean, not paper towels or even bought hand towels. Even on my floors, I attach rags to my swifter sweeper and wet jet and get it done. The rags wash well, and are used again, and again. Cat yak, yes, that's a job for a paper towel, followed by a vinegar soaked rag that gets rinsed out, and washed, same as the floor cleaning rags.
For entertainment, I do have the internet, and a dvd player. My sister-in-law sells stuff at the flea market, and gifted me 8 binders full of movies that she is unable to sell, due to copy right laws. I don't have cable period.
Bless you. I have a 2005 Toyota Camry and I pay $325 for 6 months that’s liability. The company is called Amwins.🙏🏾🙏🏾
Listening to you and hearing how to save money has been so helpful. I have a need for specific information. I will have to wait till Mother’s Day for your next sale. Before I would’ve just bought it but my car muffler went out so instead of debt I won’t miss your TH-cam program and I’ll get knowledge from all your books.
Hanging wet clothes takes time and commitment but my gas heater quit working so hopefully this will make some difference using electric heaters. Thanks for the helpful ideas so I can get back on track.
Thank you for this video. I'm struggling to be away from my family, and I'm trying to live as frugal as possible to move. This is so encouraging to me.
I supplement my groceries by going to the pantry and or the community garden. I wanted to create my own garden but I didn't have the money to due to the changes.
Community gardens are such a great resource. It’s a great use of land and benefits people and animals.
What a blessing your children are willing to help you! 🥰
It can be done my income is small and you learn to work with what you have .. 💗
YOU GUYS ARE SO SWEET... MANY BLESSINGS 😊😊😊
In texas one can not always do with no air conditioner. Hits over 100 for weeks or months at a time. Especially our elderly can not sit in that kind of heat without having issues
Thanks for sharing your wisdom ladies! I always appreciate your sensible approach to things.
I'm debt free except a mortgage that I pay extra toward so I can be completely debt. I am grateful for the habits I have as I also have an emergency fund. I found myself unexpectedly unemployed and have had no stress because of the choices I make on a daily basis. This is an example of the benefits of our daily choices! Lifestyle IS a choice and in an economy like this make good choices! Even if you start today it is better than having a victim mentality. Every choice makes a difference!!!!
You Mom is awesome and I get so many good ideas from her and you I love your information thank you.
We're debt free two, one family income and pay child support for 2 children. Always looking for additional ways to save, that's how and why I tuned in to this channel. Thank ya'll for sharing your stories and routines.
I believe Jill. In 2004, 2005, I lived in a 1 bedroom apartment, and paid about $20/month for electric. I think the gas was around $50-60/month. Daycare was more like $650 a month, in contrast. I worked full time Mon-Fri, so I wasn't using the lights and heat while I was out, didn't have a pet to keep warm while we weren't there, didn't have cable to watch all day and keep the power running. We put the TV on for a little while on the weekend, but weeknights we made dinner, got baths, and read books. I think the size of the place makes a big difference. Where I've lived in PA, people would block off heat to some parts of the house to save money. Often in the summer, parents would have a window AC unit run in their bedroom for a little while on summer evenings to get to sleep, sometimes there would be another one in the living room for the hottest part of the day, and some people would hang blankets or close doors to keep it to that room.
Hello Caroline
How are you doing today?
I knew a lady that refinanced her house for Christmas gifts!!! I keep my spare rooms at 40 degrees. Kitchen and living room at 55. Bedroom is at 55 while at work and 68 at night. Electric bill is about 55 bucks a month. Sweater weather!!!
Jill you mentioned that you migh get rid of your cable tv. I just wanted to tell you that my daughter got a tiny indoor antenna and hooked it up to the tv in our camper. It picked up at least 10 or more channels .and we live 60 miles or more from the nearest tv station.. and we live way back in the boonies.
Jill you are such a cutie pie and a sweetheart! I love your graceful, kind answers. ❤️
It's a lot easier to control things like utilities when you're alone. When my grandson lived with me, the utilities were higher no matter how careful I was with the lights etc.
This has been a fun chat 😊
So many people are used to luxury that they don’t even recognize it as luxury. I get upset with my daughter for keeping her home so warm that the grandkids are comfortable going barefoot. What!?! They could save a lot of money just wearing socks & sweaters. My slippers are so warm if the heat is over 62 I’m sweating
Something you haven’t mentioned is God’s provision. He has given you the sense to figure out budgeting and Jill’s history with little car repairs sounds like a straight up miracle
Thank you for your simple recipes... I hate when recipes have 15 ingredients... it becomes insanely expensive. Your tips have really helped and just by watching your videos, I have begun to think of ways to save money on food... Thanks so much for helping me!
I like the simple recipes better too. Less dishes and time and the food is just as tasty.
For a couple of years in Georgia, our furnace was broken. We had to use space heaters when the weather turned cold. My husband would go to work, but I couldn’t leave the house. If I did, when we came home, the house would be so cold that we had to keep our winter coats on for hours. On the other hand, when warm weather comes around in a hot climate such as in southern Florida, mold grows everywhere if the a.c. is turned off.
Hello Ann
How are you doing today?
You both are amazing. Your tips are a big help! I can’t believe how hateful some people are. I can’t wait to get the new planner. Thank you for all you do!!
Hello Sarah
How are you doing today?
Pay as you go and you will never owe!
You ladies are amazing. Fun to watch.
Mom listen to Tawra lol soil pulls away lol loved your video tonight. I tried to tell my hubby it's better get good used car but he won't budge, he feels safer we keep our 2022 RAV which he can afford to pay. It seems to stay warm here even in winter in south TX. Love watching you all.❤🙏
Jill is the sweetest & dearest person, with a tremendous amount of integrity, character, & honesty. She comes on here to help people, so it's so wrong to make those insulting comments about her. Shame on you guys with the negative comments to Jill & Tawra. 🙏
I don't understand why people can be so critical! Yes, they are justifying spending money they don't have. Yes, jealousy or envy. I admire you for living sacrificially and enjoying it. Some might moan and groan and not you. You seem genuinely happy. What a great role model you are. Personally, I love to eat so I choose to spend more on food. I also have a husband who makes enough for us to eat the way we want. (I do have to exercise regularly.) On most other things I am very frugal. Love your sharing of your faith as well!
This was the 1st time i watched you guys i just love you. Me and my mom are like you but im the frugal one she thinks I'm too frugal but she is doing some of the stuff I'm doing now and teaching her friends i think it is so funny. I say all the time the stuff you said about immigrants and how they make it on so much less then we do and make it. We have to change our mindset and our want want want attitude.
I gifted one of my nieces your gluten free cookbook since her husband is allergic and small daughter has extreme allergies as well.
Loved watching this video. Thank you so much for all the tips and sharing your experiences.
No excuses here. I just refuse to live in a cold house. I live in WI and we use electric heat set at 60 and then we burn wood. I keep the house at 80 in the winter. That's my choice.. God bless.
I just watched this again.Ty for your honesty,transparency and Christian attitudes.I love and appreciate both of you ladies.