After Ben said to save 10% each time, I immediately went to put 10% away in my savings! Thanks for good advice :) I've also been loving these Q&As and I never want them to end
Wow Ben is so thoughtful and mature. He fact that he wants to discuss about these financial issues w/Jen shows how responsible and respectful he wants to be towards Jen. Such great communication!! Love u both!
The two of you are so adorable. Real couple goals. I can really sense how supportive you are of each other and your commitment to the family that you’re building. Very inspirational yet also very relatable. Thank you for doing this series!
These episodes are so insightful! Money is one of the issues that couples divorce on. It's so important to be on the same page and goals have to be aligned by both parties.
This is great advice for people in relationships AND not in relationships and looking for financial advice. I think you guys hit the nail on the head when you mentioned how people view a "luxury item" and the "worth" of something very differently. Super informative and loved it!
Great advice guys! The way my husband and I really budgeted our money, was for me to sit down and really take a look at what we make. Once I came up with a plan, we looked at it together and discussed if it would work. This helped us realize what we could afford and what we couldn’t afford. We also discovered what we felt comfortable with in paying for our mortgage. Believe it or not, a 15 year mortgage may hurt in the beginning, but the amount of interest being paid will be much cheaper in the end. Sometimes a job advancement is needed in order to pay off debts. That can be hard because it may require moving to another area. My husband and I did this, and man was it hard. It has definitely paid off, and our budget is working, but it’s always going to be a work in progress. My personal advice is to look at what you make, and like Ben said, look at your necessities and wants. That I agree, it will really help in figuring out what is within budget and what’s not. I’m not an expert by any means, just trying to give advice from personal experience. If you are married or dating, communication is key!! I don’t like to talk budget, but when I do, I’m more aware of where my money is going rather than guessing, which makes me feel better about our budget. They aren’t one size fits all by any means, but do what works best and what’s logical. It’s tough, but worth it.
These are so good! Thank you for being so honest and sharing details about your relationship. You two actually give super useful advice, not general stuff that you can read about all over the Internet. Also, all the questions are on point!
Hey Jen Ben, Thank you so much for your time creating this sort of video. This conversation was really helpful and informative. Really appreciate your openness! For me, this has provided great insight into how to start a discussion with my partner. Thanks guys.
i love this series and I'm so thankful that you guys created it and are so honest about it. i love learning new things about relationships and even with a grain of salt not everyone is the same but putting things to different perspectives is great.
Wow you both seem to have such amazing communication and understanding of each other and yourselves individually which I see so rarely in couples. So refreshing!
I so appreciate this series. My fiancé and I are getting married next year and you give great advice for managing finances before and after we get married!!
Y'all are so awesome! I'm getting married in August, so this is very helpful. We're thinking about what apartment to rent, the idea of signing a prenup, having a joint bank account, and budgeting/saving money. So this was very relevant and helpful to get ideas stirring. Thanks Jen and Ben! Can't wait to meet baby #2!
I got anxious watching this bcs currently me & my hubby spend all of our money to pay bills and home installment, but this video makes me realize we have to start saving for our baby (which is already inside my belly!) thanks JenBen!
Oh girl I know. We were doing major renovations before aria was born but I will say, for us that was one of the BEST things we did to prep for baby. Just make sure you still budget for emergency money always for the baby!
Hi Jen & Ben! These videos are great! As a sequel to this video, could you make one with tips on buying a house or investing in a property together? How finances are split especially if you have different incomes and any thing else to consider? Thanks!
LISTEN TO THEM! I wish I would have done what they do in my marriage. It's so important to agree on these things and be honest about it. And don't try to be the one who handles the finances if you aren't the financially responsible type.
"Gird your loins" 😂😂😂 That was perfect timing, I had a good laugh. Thanks for these awesome videos! At first I wasn't so sure about the "Ask Jen and Ben" series, but I'm really loving them. Keep them coming! Also, where do you go to ask questions?
love this series!! i think it's so important to have open communication with your partner about finances because it's definitely a subject that can cause a lot of stress. you two set such a great example of being open and honest with each other
This was my favorite episode. My goals and my boyfriend's goals are on opposite sides of the spectrum. I'm trying to save for a forever home and he is spending every penny he has on new technologies, useless subscription boxes, sound systems, and anything that's more of a want and not a need. when i ask why he needs all of this stuff he says its just "nice" to have. and he doesn't Each time I want to talk about finances and balancing and our future goals he avoids the subject 100%. I'm at a point where this finance part of our relationship will make or break us.
I loved this! And I just love your videos together in general. You guys are so real and authentic 💖 Can you guys do a video talking about your career paths? How did you guys stay so supportive with each other? Love you both ✨
Thanks for sharing this honest and real advice! The older I get the more I think about when I’m going to start having children and if I can realistically afford it haha. Glad you touched on that in this video! Keep up the excellent content! I love your channel!
Love you guys! I've recently moved in with my boyfriend and this is a conversation we need to have for the future. This video was really helpful, thank you! Becca x
Thanks so much for being so open about finances in your relationship!! For anyone looking for a tool to help with budgeting, I got married about a year ago and my husband and I use the Goodbudget app to track our spending. We sat down together and broke down the necessities, wants and savings buckets in the more specific categories like eating out, groceries, entertainment, generosity, etc. It helps so much to be able to organize our expenses into these categories as we make purchases so we know how much we have left to spend in each category throughout the month. At the end of the month, we review our reports to see how we're doing against what we initially budgeted. It makes it easier to get on the same page and talk about our finances when we both have visibility into our budget.
Lol Jen, "Gird your loins!" Ben, thankfully you've already experienced Jen doing this once. Now both of you will be better prepared this time around ;D
As far as the prenups go, they make no sense in situations where neither party has any significant assets to protect. In the case of my husband and I (fellow Korean and “white” couple👋🏼) he is 14 years older than me and has quite a few valuable assets that he’s accumulated through his career. Not to mention he’s been divorced and I don’t blame him for wanting to take precaution with things he’s worked so long for when he’s lost a lot in the past. Prenups can bring up a whole host of emotions but if you look at it as a form of insurance (we buy car and home insurance without the intent of ever having an accident) then it makes more logical sense.
Loved this video. The only thing that I wholly disagree on is getting a store credit card, ESPECIALLY in the beginning. My first credit card was with Discover with a limit $500 and a low rate. It was PERFECT!! And then....I got a couple of store credit cards...And with their enticing "rewards" and uber high APR, it was a horrible decision...
This definitely comes with some huge IFs! If you are financially responsible and already regularly shopping at that location, plus able to pay off your monthly bills in full it is an available option for those who have no credit and nobody to co-sign. I don’t recommend it as a “forever” card and they have high penalties for missing bills so it can definitely backfire! Once some positive credit is established it will be easier to open a regular credit union-type credit card which is our best recommendation. :)
I still disagree. I think that those who have already had credit cards and have a history of handling them well can get store cards...But handing a store card to an 18-year old who's never had a credit card before is a horrible idea. Really anyone who has never had the responsibility of a credit card. Because maybe they *think* they can be responsible with it, but it's not the same thing as having a *history* of being responsible with one. Especially when it's a card that has flashy rewards (but incredibly high APR and basically interest on top of interest). I have a barclay card and a synchrony card. They have catchy rewards but awwffulllyyy high interest rates and extra charges. It's better to opt for cards from different industries outside of retail.
This was so insightful! I’m almost graduating college but I still feel like I have budgeting problems but I’m going to be referring to this to help me adult 😂
After Ben said to save 10% each time, I immediately went to put 10% away in my savings! Thanks for good advice :) I've also been loving these Q&As and I never want them to end
Wow Ben is so thoughtful and mature. He fact that he wants to discuss about these financial issues w/Jen shows how responsible and respectful he wants to be towards Jen. Such great communication!! Love u both!
The two of you are so adorable. Real couple goals. I can really sense how supportive you are of each other and your commitment to the family that you’re building. Very inspirational yet also very relatable. Thank you for doing this series!
These episodes are so insightful! Money is one of the issues that couples divorce on. It's so important to be on the same page and goals have to be aligned by both parties.
You guys are so wise , Ben surprised me, he is so matured
This is great advice for people in relationships AND not in relationships and looking for financial advice. I think you guys hit the nail on the head when you mentioned how people view a "luxury item" and the "worth" of something very differently. Super informative and loved it!
"Jen better not spend $100 at Sephora..."
well she sure did in her previous haul ahaha, probs well over since a palette was $125
I find myself looking forward to these episodes 💕 I’m terrible with handling money by myself let alone in a relationship !
This is so wholesome and down-to-Earth. Thanks for making this! :)
Agreed. Be open to talk about money to your partner. Money can be the enemy in relationships. Thanks Ben and Jen for the video.
Great advice guys! The way my husband and I really budgeted our money, was for me to sit down and really take a look at what we make. Once I came up with a plan, we looked at it together and discussed if it would work. This helped us realize what we could afford and what we couldn’t afford. We also discovered what we felt comfortable with in paying for our mortgage. Believe it or not, a 15 year mortgage may hurt in the beginning, but the amount of interest being paid will be much cheaper in the end. Sometimes a job advancement is needed in order to pay off debts. That can be hard because it may require moving to another area. My husband and I did this, and man was it hard. It has definitely paid off, and our budget is working, but it’s always going to be a work in progress. My personal advice is to look at what you make, and like Ben said, look at your necessities and wants. That I agree, it will really help in figuring out what is within budget and what’s not. I’m not an expert by any means, just trying to give advice from personal experience. If you are married or dating, communication is key!! I don’t like to talk budget, but when I do, I’m more aware of where my money is going rather than guessing, which makes me feel better about our budget. They aren’t one size fits all by any means, but do what works best and what’s logical. It’s tough, but worth it.
Thank you so much for this!!! People don't talk about finances in an honest, candid way enough!
These are so good! Thank you for being so honest and sharing details about your relationship. You two actually give super useful advice, not general stuff that you can read about all over the Internet. Also, all the questions are on point!
Hey Jen Ben,
Thank you so much for your time creating this sort of video. This conversation was really helpful and informative. Really appreciate your openness!
For me, this has provided great insight into how to start a discussion with my partner. Thanks guys.
whats ben job?
So excited for more of your ask Ben and Jen episodes!!
thank you for sharing! i think joint accounts in marriage are a given!
i love this series and I'm so thankful that you guys created it and are so honest about it. i love learning new things about relationships and even with a grain of salt not everyone is the same but putting things to different perspectives is great.
It's a great habit to be conservative with your money. Love this video.
Wow you both seem to have such amazing communication and understanding of each other and yourselves individually which I see so rarely in couples. So refreshing!
I so appreciate this series. My fiancé and I are getting married next year and you give great advice for managing finances before and after we get married!!
I am absolutely loving this series, so much , Jen and Ben! I can’t wait to see more coming soon!🤗💕
Once again! So cute and insightful! I love these videos Jen!
Y'all are so awesome! I'm getting married in August, so this is very helpful. We're thinking about what apartment to rent, the idea of signing a prenup, having a joint bank account, and budgeting/saving money. So this was very relevant and helpful to get ideas stirring. Thanks Jen and Ben! Can't wait to meet baby #2!
Thank you for amazing video xxxx ! It’s way batter than learning at school for sure !
What a timely video! My fiancé and I are in the midst of discussing finances so thank you for sharing this helpful information!
Love this series so much! Such great questions and answers! Thanks for sharing meaningful and honest content with us!
I got anxious watching this bcs currently me & my hubby spend all of our money to pay bills and home installment, but this video makes me realize we have to start saving for our baby (which is already inside my belly!) thanks JenBen!
Oh girl I know. We were doing major renovations before aria was born but I will say, for us that was one of the BEST things we did to prep for baby. Just make sure you still budget for emergency money always for the baby!
Thoroughly enjoying this series! I look forward to it every week 😊
I'm loving these Jen Ben videos! Thank you guys for the useful info😄
More Ben and Jen videos! It’s so helpful.
Hi Jen & Ben! These videos are great! As a sequel to this video, could you make one with tips on buying a house or investing in a property together? How finances are split especially if you have different incomes and any thing else to consider? Thanks!
these videos are so helpful! love the new series
love this series! you both give such good advice
LISTEN TO THEM! I wish I would have done what they do in my marriage. It's so important to agree on these things and be honest about it. And don't try to be the one who handles the finances if you aren't the financially responsible type.
"Gird your loins" 😂😂😂 That was perfect timing, I had a good laugh. Thanks for these awesome videos! At first I wasn't so sure about the "Ask Jen and Ben" series, but I'm really loving them. Keep them coming! Also, where do you go to ask questions?
I love this series! U guys are hilarious and I definitely learnt a ton! Thanks guys ❤️
This was the best episode so far. I literally jot down notes! Hahaha.
Very helpful. Thanks Ben and Jen.
Love this series. Sooooooo helpful!
love this series!! i think it's so important to have open communication with your partner about finances because it's definitely a subject that can cause a lot of stress. you two set such a great example of being open and honest with each other
This was my favorite episode. My goals and my boyfriend's goals are on opposite sides of the spectrum. I'm trying to save for a forever home and he is spending every penny he has on new technologies, useless subscription boxes, sound systems, and anything that's more of a want and not a need. when i ask why he needs all of this stuff he says its just "nice" to have. and he doesn't Each time I want to talk about finances and balancing and our future goals he avoids the subject 100%. I'm at a point where this finance part of our relationship will make or break us.
love this series!!!! Love both of you so so much!
I love this Jen&Ben series. It makes me happy just to watch chemistry between you guys.
Relationship goals! Very sound advice. Thank you.
so good so good plz do more of this series....i love love it..
Thanks Jen and Ben!!! This was such a helpful video! 👏👏
SUPER HELPFUL!
I loved this! And I just love your videos together in general. You guys are so real and authentic 💖 Can you guys do a video talking about your career paths? How did you guys stay so supportive with each other? Love you both ✨
I saw your video in the movie I Feel Pretty! Did you know it! I feel so happy for you!!
Thank you for this insightful video! Just got engaged and there are just so many things to think about and this was so helpful!
Thanks for sharing this honest and real advice! The older I get the more I think about when I’m going to start having children and if I can realistically afford it haha. Glad you touched on that in this video! Keep up the excellent content! I love your channel!
I love this series, especially this video! Super helpful and gave me a lot to think about for the future. Thanks Ben & Jen 😊😊
Love you guys! I've recently moved in with my boyfriend and this is a conversation we need to have for the future. This video was really helpful, thank you! Becca x
Nice job
when they both said "you don't!" at the same time about being financially ready for having a baby! hahaha!
I love this Ben and Jen series! Please keep 'em coming!
Thanks for this video!
I'm loving these Ben & Jen Q&As
Love that you guys did a video on this, wish more people did tbh
I lost it when Jen started to let her imaginary cash fly around ahahahahaha
What does ben do for a living? Thanks for sharing all of this Jen and Ben!
YOU TWO ARE SO CUTE TOGETHER AND SO COMPATIBLE
you two are just wonderful, so happy to learn from you both
Looooove this series! Can you guys tackle politics and how that plays a role in your relationship? 😊
Great video！Very inspiring！Just about to start my very first job and I'm so glad I watch this video before I spend all my salary in a week ＞＜
Thanks so much for being so open about finances in your relationship!!
For anyone looking for a tool to help with budgeting, I got married about a year ago and my husband and I use the Goodbudget app to track our spending. We sat down together and broke down the necessities, wants and savings buckets in the more specific categories like eating out, groceries, entertainment, generosity, etc. It helps so much to be able to organize our expenses into these categories as we make purchases so we know how much we have left to spend in each category throughout the month. At the end of the month, we review our reports to see how we're doing against what we initially budgeted. It makes it easier to get on the same page and talk about our finances when we both have visibility into our budget.
I have been loving this series on your channel!
Been watching the whole series! I feel like i'm getting to know you so much faster than before!
love this topic, thanks for your sharing!!
Lol Jen, "Gird your loins!" Ben, thankfully you've already experienced Jen doing this once. Now both of you will be better prepared this time around ;D
I really love these videos! I'm not married or anything yet but its interesting to see how you guys handle certain things
I love this series!!
Love this!
The thumbnail is what everyone wants😂😂
I live for these videos!!! I let my ad run for you guys 😘
Great advice guys! Jen, I love your makeup! Do a tutorial!! ❤️
You guys are so cute together. Ben seems really down to earth.
I love you guys! These are great^^~
sooo much happy vibes, loveeee
I love this series ...keep it up!
Mom and Dad are so helpful and wise! 🙏🏽💓
I love this!
I love this :’)
I love this series!! 💕 Can you please make a video talking about how Ben proposed?!
As far as the prenups go, they make no sense in situations where neither party has any significant assets to protect.
In the case of my husband and I (fellow Korean and “white” couple👋🏼) he is 14 years older than me and has quite a few valuable assets that he’s accumulated through his career. Not to mention he’s been divorced and I don’t blame him for wanting to take precaution with things he’s worked so long for when he’s lost a lot in the past.
Prenups can bring up a whole host of emotions but if you look at it as a form of insurance (we buy car and home insurance without the intent of ever having an accident) then it makes more logical sense.
Aww I love this ❤️❤️❤️❤️❤️❤️
This episode was so handy and pretty hilarious too! What are the future topics and can we still ask questions?
We mainly post topics on Instagram so if you follow myself and ben @frmheadtotoe and @ben.ja.mins you can contribute questions and topics there!!!
From Head To Toe Thanks for the info
Great tips and advice. Tfs guys x
Loved this video. The only thing that I wholly disagree on is getting a store credit card, ESPECIALLY in the beginning. My first credit card was with Discover with a limit $500 and a low rate. It was PERFECT!! And then....I got a couple of store credit cards...And with their enticing "rewards" and uber high APR, it was a horrible decision...
This definitely comes with some huge IFs! If you are financially responsible and already regularly shopping at that location, plus able to pay off your monthly bills in full it is an available option for those who have no credit and nobody to co-sign. I don’t recommend it as a “forever” card and they have high penalties for missing bills so it can definitely backfire! Once some positive credit is established it will be easier to open a regular credit union-type credit card which is our best recommendation. :)
I actually agreed with Jen on the store credit cards. If you pay it off right away, you not only build credit but earn awesome store perks.
I still disagree. I think that those who have already had credit cards and have a history of handling them well can get store cards...But handing a store card to an 18-year old who's never had a credit card before is a horrible idea. Really anyone who has never had the responsibility of a credit card. Because maybe they *think* they can be responsible with it, but it's not the same thing as having a *history* of being responsible with one. Especially when it's a card that has flashy rewards (but incredibly high APR and basically interest on top of interest). I have a barclay card and a synchrony card. They have catchy rewards but awwffulllyyy high interest rates and extra charges. It's better to opt for cards from different industries outside of retail.
THANKS FOR THIS BCS MY MONEY MANAGEMENT IS SO POOR............
Great video.
So cute! Love you guys. More more more!
This was so insightful! I’m almost graduating college but I still feel like I have budgeting problems but I’m going to be referring to this to help me adult 😂
When you guys gift each other how does that work? Since you two have a joint account?
Congrats on the gender reveal of your new baby. :) I hope you make a video on TH-cam about.
Hello! Thank you for posting!
Love the video!
Thanks for all the advice!! Felt like i was sitting down with you guys as my parents and giving me the adulting talk haha
Did you know that you are in the movie “I Feel Pretty”? It was just a second but I saw your channel on the trailer! :)
You guys are so cool and entertaining 😂😂
What do you do any a daily basis to try to live frugally?