"Money in Bank Will Not Make You Rich" 10 Middle-Class Trap | Things That Make Middle-Class Poor

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  • เผยแพร่เมื่อ 21 พ.ย. 2024

ความคิดเห็น • 670

  • @BookPillow
    @BookPillow  ปีที่แล้ว +60

    Nameste Dosto! Ap abhi kis income category mein hain? & apka goal kya hain next 5 saal ka?

    • @vivekjain8418
      @vivekjain8418 ปีที่แล้ว +6

      Where we should invest for our child

    • @guarav3560
      @guarav3560 ปีที่แล้ว

      ​@@vivekjain8418index fund

    • @ARUNKUMAR-ww4hd
      @ARUNKUMAR-ww4hd ปีที่แล้ว +2

      Now I am lower middle class and for next 5 year be rich class

    • @civilshort13
      @civilshort13 ปีที่แล้ว +2

      Lower cast

    • @ankitshyam1247
      @ankitshyam1247 ปีที่แล้ว +1

      bhai zuckerberg costly kapde hi pahenta hain dikhne main woh simple lagta hian]

  • @divyagulati1
    @divyagulati1 8 หลายเดือนก่อน +33

    Scholars who study the stock market’s historical performance estimate that over time, the payment (and reinvestment, and compounding) of dividends have contributed anywhere from 30% to 90% of the S&P 500’s total returns. I want to spread across $400k into profit yielding dividend equities but unsure of which to get into.

    • @BiancaSherly-qt6sb
      @BiancaSherly-qt6sb 8 หลายเดือนก่อน +2

      Simply put, if you’re not investing in dividend stocks, you’re doing it wrong.I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice to take advantage and make profits.

    • @maryHenokNft
      @maryHenokNft 8 หลายเดือนก่อน +2

      I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.

    • @maggysterling33254
      @maggysterling33254 8 หลายเดือนก่อน +1

      @@maryHenokNft Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems

    • @maryHenokNft
      @maryHenokNft 8 หลายเดือนก่อน +1

      The decision on when to pick an Adviser is a very personal one. I take guidance from *Gertrude Margaret Quinto* to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.

    • @StellaMaris-lv2uq
      @StellaMaris-lv2uq 8 หลายเดือนก่อน +1

      I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

  • @PassionRedefined
    @PassionRedefined ปีที่แล้ว +31

    1) earn, save nd invest
    2)emergency fund, health and life insurance
    3)do not fall into the loan and credit card trap
    4)Try to minimize food expenses from zomato, swiggy..it affects ur health and finances.
    5)try to increase income sources..do not depend on a single member
    6)look at educational expenses practically..not on huge loans
    7)use time effectively..to earn money from hobbies or passive income
    8)do not settle for the income u have
    9)retirement plan-
    online and offline busines
    10)try to follow a classic lifestyle to save nd invest money.

    • @MrAtul1962
      @MrAtul1962 ปีที่แล้ว +3

      All finally ended in taxes&govt loot

    • @AshokSharma-yj3ut
      @AshokSharma-yj3ut ปีที่แล้ว +1

      Very good suggestions
      Thanks
      Regards

    • @BaghiraFromMogli
      @BaghiraFromMogli ปีที่แล้ว

      ​@@MrAtul1962 don't use currency notes beyond income tax limits, buy semi precious metals from scrap market and convert them into bullion

  • @gulshanaachale1776
    @gulshanaachale1776 4 หลายเดือนก่อน

    Bahut hi achche se explain kiya ki kaise middle class trap se nikalna hai
    Hats off 🎉

  • @vishalverma5280
    @vishalverma5280 ปีที่แล้ว +14

    Class- just a mindset. As long as you have time and patience, things are easily visible, start to earn slow, rest everything will follow.

  • @laxmanbandamwar7880
    @laxmanbandamwar7880 ปีที่แล้ว +5

    Middle class but having passive income with emergency fund and i am following your all financial Planes thanks 👍👍

  • @VirendraSingh-pd9gw
    @VirendraSingh-pd9gw 8 วันที่ผ่านมา +1

    यह वर्गीकरण कमाने नहीं बचत करने के आधार पर होना चाहिये।क्योंकि इसमें जिम्मेदारी को अनदेखा किया गया है।

  • @truthalwayswin9886
    @truthalwayswin9886 ปีที่แล้ว +2

    सबकी अपनी मंजिल है,सबकी अपनी दौड़।
    जीवन में संस्कारो को और मानवता को जगह दो बाकि सब मुर्खतापूर्ण है।

  • @WhySoSeriousHome
    @WhySoSeriousHome ปีที่แล้ว +5

    Credit card trap is worlds biggest underrated trap

  • @Sagar43212
    @Sagar43212 3 หลายเดือนก่อน +1

    Also thank you sir for written chapters and summary 🙏

  • @yoyobhai9001
    @yoyobhai9001 ปีที่แล้ว +8

    Mei itne dino se soch raha tha ki mei middle class mei ata ho aj pata chala ki mei to bhut garib nikla yar 😂😂😂

  • @Dogsclubj4x
    @Dogsclubj4x ปีที่แล้ว +3

    Good .. knowledgeable i will follow it from today itself thank you Brother

  • @sachin.raut1
    @sachin.raut1 ปีที่แล้ว +5

    Happyness is important money doesn't matter...high class people spend on other countries economy by tourism... middle class people improve our countries economy by saveral ways ... Vocal for local.. middle class rocks

  • @ronak4161
    @ronak4161 ปีที่แล้ว +49

    Sir, you missed the biggest reason here why the middle class stays in the middle class because they spend lots of money on wedding day just to show off 😅

    • @ronak4161
      @ronak4161 ปีที่แล้ว +9

      The second and most important middle class tries to impress others and exceeds the budget every single time

    • @SuperGetoverhere
      @SuperGetoverhere ปีที่แล้ว +6

      Because middle class live the simple life they don't want luxury things in life, they spend where it's needed, marriage is a once in lifetime event, so obviously it's important for them, they value family and relatives.

    • @anisansari9061
      @anisansari9061 ปีที่แล้ว +1

      Agree

    • @dhirajsevak3780
      @dhirajsevak3780 ปีที่แล้ว +2

      ​​​@@SuperGetoverherethis should be bann by aur society ,of this type of nonsense kharcha
      Aaj kam se kam 10 lakh rupey sirf sadi me lag jate he usme se 4-5 lakh ka jwellery hi hoti he what a nonsence 😡

    • @SuperGetoverhere
      @SuperGetoverhere ปีที่แล้ว

      @@dhirajsevak3780 What is nonsense? Middle Class values family and relatives so it's obvious they spend their life savings on this one time events in life? What you're going to do with your life savings? They don't live luxury lifestyle of zomato/swiggy/mall shopping,etc

  • @sandeepkumarmajhi9735
    @sandeepkumarmajhi9735 ปีที่แล้ว +4

    High class ka koi limit nehin he. Kaam ke baad family ke sath time spend karna bhi chahiye.

  • @raks2728
    @raks2728 ปีที่แล้ว +9

    Who seen future ? Earn n spend
    India gng towards west and this is true..
    Why not to enjoy life instead thinking for future ?
    By uploading videos on you tube you r generating passive income but if u keep investing n saving, when you will spend Money, at age of 60 ? Kal kisne dekha hai? I have seen people die at age of 40, 45, 50..they didn't enjoy and saved whole life...come out of this mindset...Enjoy ji bhar ke..

  • @रॉयलराठौड़-थ6ड
    @रॉयलराठौड़-थ6ड ปีที่แล้ว +9

    भारत में जहाँ खर्च करना होता है वहाँ खर्च नहीं करते हैं जैसे अस्पताल में खर्च कहाँ करेंगे जैसे धूमने फिरने में दिखावे में मर रहे हैं

  • @ushavlogs2023
    @ushavlogs2023 ปีที่แล้ว +1

    Thanks for your valuable time ❤️

  • @vijayagehlot3512
    @vijayagehlot3512 ปีที่แล้ว

    बहुत-बहुत धन्यवाद आपका सन्देश सबको सुनना देखना चाहिये

  • @vipinbhatnagar8752
    @vipinbhatnagar8752 ปีที่แล้ว +5

    Very good video! Well explained.

  • @hansatated9989
    @hansatated9989 ปีที่แล้ว

    Bahut badhiya samzaya
    Thankyou for sharing

  • @brijendrasingh4749
    @brijendrasingh4749 11 หลายเดือนก่อน

    बहुत सही कहा आपने। धन्यवाद जी, आभार 🎉

  • @weareindian03
    @weareindian03 ปีที่แล้ว +3

    Shandar bhai, Knowledgeable ❤

  • @funwithqaiser
    @funwithqaiser ปีที่แล้ว

    Amazing video it really helped me

  • @shalinidatta3371
    @shalinidatta3371 ปีที่แล้ว

    Aapne bahut acha video banaya hai lekin dukh ki baat hai ki humko yeh sab baatein is tarah se seekhni par rahi hai jo ki pehle samay main apne Ghar mein apne mata pita se hi seekh lete the.

  • @bharatknowledge55
    @bharatknowledge55 ปีที่แล้ว

    Badhia analysis bhai dhanyabad

  • @Ajaykumar-jq7bv
    @Ajaykumar-jq7bv ปีที่แล้ว

    bhai na jo baat kahi sab sach hai,,,lekin smjh aane ki deri hai

  • @dnaturelife3952
    @dnaturelife3952 ปีที่แล้ว +3

    Beautiful idea and advice.

  • @Veer2007
    @Veer2007 11 วันที่ผ่านมา

    Very good explanation

  • @Sdamgude24
    @Sdamgude24 ปีที่แล้ว

    Yea nixed content ..very well explained...keep uploading more content loke this..educate middle class peoples..thanks from me mumbai

  • @aksfortech
    @aksfortech ปีที่แล้ว +2

    Awesome ! I learned a lot...

  • @factkichuski
    @factkichuski ปีที่แล้ว +10

    I am from bhikhmangya class trap 🙋

  • @reshu7860
    @reshu7860 ปีที่แล้ว

    👏👏👏 Beta bahoot paese bachwa doge tum to logo ke.. Mashallah mashallah

  • @maheshmahajan2028
    @maheshmahajan2028 ปีที่แล้ว

    Good bro mind set karne ke liye

  • @naziakhatoon6688
    @naziakhatoon6688 ปีที่แล้ว

    Mashallah aap bohot acha bolthe ho... Allah aapko or taraki de

  • @SureshKenjale-py1wt
    @SureshKenjale-py1wt ปีที่แล้ว +1

    Very useful guidelines 🎉❤
    Thank you ।

  • @doyourbesteveryday6535
    @doyourbesteveryday6535 ปีที่แล้ว +4

    penny saved is a penny earned

  • @mr.indianunscriptedlife9550
    @mr.indianunscriptedlife9550 ปีที่แล้ว +4

    I'm Diamond 💎 assorter &my annual income not stable but Approx 40Lac to 1cr. monthly

  • @ajaisharma3028
    @ajaisharma3028 ปีที่แล้ว +2

    To be more precise you should talk of per head income of a family.
    How many members are there in your concept of family. Two, three, four or ten.

  • @harpreetsidhu2513
    @harpreetsidhu2513 ปีที่แล้ว

    ਚੰਗਾ ਕੰਮ ਆ।

  • @somthingunique2676
    @somthingunique2676 ปีที่แล้ว +11

    An awesome🤑 teacher is hard to find🧐,
    difficult to part with🤫
    and impossible to forget🤗❤
    I thank you for your part in my journey❤
    Happy Teachers Day🎉🎉🎉

  • @annasahebghadge40
    @annasahebghadge40 11 หลายเดือนก่อน

    धन्यवाद सरजी🙏

  • @manpreet121
    @manpreet121 ปีที่แล้ว

    Eye opening video.. 👌

  • @sureshkotagi6613
    @sureshkotagi6613 ปีที่แล้ว +4

    GOOD INFORMATION. GREAT VIDEO. PLEASE MAKE SUCH TYPE OF KNOWLEDGEABL VIDEO TAKI SAB LOGA FINANCIAL STRONG HO JAYEGE.GREAT THANKS ❤😮🎉🤩👌

  • @lokeshchoudhary6063
    @lokeshchoudhary6063 ปีที่แล้ว

    Very nice.

  • @anilsharma1108
    @anilsharma1108 ปีที่แล้ว +1

    Learn from wherever u can. Keep on learning....

  • @pwilao218
    @pwilao218 ปีที่แล้ว +3

    I'm neither upper nor middle, I'mma poor and rarely my family earned 15k in a year .

    • @Samdeeshh
      @Samdeeshh ปีที่แล้ว +3

      Bro, are you serious 😢 not even 15k in a year

    • @pwilao218
      @pwilao218 ปีที่แล้ว

      @@Samdeeshh Yes bro my family merely earn 15k annually .

    • @kalpananarendra7599
      @kalpananarendra7599 ปีที่แล้ว +2

      Impossible 😂, joking, are you getting free khana kapda shelter

    • @pwilao218
      @pwilao218 ปีที่แล้ว

      @@kalpananarendra7599 Abey saley Contribute karna hai to karo 😑😑

  • @ashathakur949
    @ashathakur949 ปีที่แล้ว

    Very useful video for anyone

  • @saxena_aks
    @saxena_aks ปีที่แล้ว +2

    Zindagi me kabhi na loan aur na hi credit card lene ka ghamand hai

  • @bhargavnayak999
    @bhargavnayak999 ปีที่แล้ว

    Really very informative videos 😊

  • @Deepak-zc4ln
    @Deepak-zc4ln ปีที่แล้ว +1

    I've been using credit cards for last 3 years, and believe me, it's a blessing. Maine aaj tak credit card ki vajah se overspend nhi kiya, or 3 saal se kisi se udhar mangne ki jrurat nhi pdi sirf credit card ke kara...To bhai, credit card par gyan mat pelo

    • @kalpananarendra7599
      @kalpananarendra7599 ปีที่แล้ว +2

      Time se withi 45 days credit card ke paise bharoge to faida he faida

  • @virendrabhandari1723
    @virendrabhandari1723 ปีที่แล้ว

    Very useful guide vedio

  • @dharmendrasinghkushawaha3198
    @dharmendrasinghkushawaha3198 ปีที่แล้ว +1

    Thank u to not use adds

  • @StockMarketsMadeEasy
    @StockMarketsMadeEasy ปีที่แล้ว +4

    Too good! Salute!❤❤❤❤

  • @sss30plus
    @sss30plus ปีที่แล้ว

    Very nice explain

  • @lovedogra
    @lovedogra ปีที่แล้ว

    Food trap health k se risk hai. Or kuch nai yehi ek karan hai Health insurance ka. Har ek cheez ek duare se connect hai.

  • @mukeshsharma8048
    @mukeshsharma8048 ปีที่แล้ว +1

    Vry useful videos sir pls make more videos on saving nd investments❤

  • @adarshagrahari902
    @adarshagrahari902 ปีที่แล้ว +7

    how do you create your videos? which software do you use?

  • @jyotiprasadbordoloijyotipr1671
    @jyotiprasadbordoloijyotipr1671 ปีที่แล้ว

    Lower class hu bhai ❤
    ❤❤❤

  • @amitkarwade
    @amitkarwade ปีที่แล้ว

    Koi chiz kharidenge nahi to koi chiz bikegi nahi, koi chiz bikegi nahi to koi chiz banegi nahi, koi chiz banegi nahi toh koi workforce ka utilisation nahi hoga, workforce utilisation nahi toh unemployment, aur unemployment ke karan no money...

  • @prabhaschandrabagdi1651
    @prabhaschandrabagdi1651 ปีที่แล้ว

    Very helpful video
    Thanks 🙏

  • @xyzak1728
    @xyzak1728 ปีที่แล้ว

    Very well explained ✌✌

  • @vijaythapa9200
    @vijaythapa9200 ปีที่แล้ว +6

    Totally agreed.
    Thank you for guiding us.

  • @IamNil234
    @IamNil234 4 หลายเดือนก่อน

    Never learning the earn save invest rule
    High
    No insurance less focusing on health
    Loan & credit card the 80/20 rule
    Expense on foof
    Earning of only one person in the house
    Over pending in education
    Relying of yourself for Everything save time energy to focus on passive income thinking rich poeple
    Setting for the status Quo
    Ignoring retirement plan
    Thinking you need a high salary
    Simplicity is the best

  • @surenderchandlana5642
    @surenderchandlana5642 ปีที่แล้ว

    Good job

  • @kineketofficial
    @kineketofficial ปีที่แล้ว

    bahut good video hai thank you

  • @TechnicalKaraMazu
    @TechnicalKaraMazu ปีที่แล้ว

    Very nice video after long time

  • @jitendrakaurjyotijyoti1853
    @jitendrakaurjyotijyoti1853 ปีที่แล้ว

    😱 wow very nice 👍👌

  • @charanpreetsingh1902
    @charanpreetsingh1902 ปีที่แล้ว +1

    Really good

  • @kalpananarendra7599
    @kalpananarendra7599 ปีที่แล้ว

    I follow all, i save in MF, shares me profit kamaa leti, kuch shares and MF crore pati banne rakhe sur kuch MF aur shares profit khrch karti. health and life insurance hai short term long term savings bhi kiya. Home loan se do ghar kharid liye, now their value is ten times of investment, enjoying ye becho woh kharido

  • @abhishekarora2449
    @abhishekarora2449 ปีที่แล้ว

    Very very helpful video bhai thank you so much ❤

  • @NEERAJSINGH-ur1dl
    @NEERAJSINGH-ur1dl ปีที่แล้ว

    Very nice

  • @akashavachar2830
    @akashavachar2830 ปีที่แล้ว +1

    Great 👍

  • @neelumsethi9072
    @neelumsethi9072 ปีที่แล้ว +1

    Great effort!

  • @techyoutube6625
    @techyoutube6625 ปีที่แล้ว

    Money in bank will also ensure that you will not get poor by losing money on bad investments

  • @abhistdeo3223
    @abhistdeo3223 ปีที่แล้ว

    Very valuable video👍

  • @rgtoy8894
    @rgtoy8894 ปีที่แล้ว

    Loar class se hu par chote kam nhi kar sakta... Mere pass car emi par
    Ghar hai axha sa lekin mentains nhi kar pa rha hu
    Every month me karz me dub rha hu

  • @maniksidhabhambure6676
    @maniksidhabhambure6676 7 หลายเดือนก่อน

    Thanks

  • @NS-xr8hm
    @NS-xr8hm ปีที่แล้ว

    I normally purchase branded item when there is sale.

  • @francisbaconofficial4602
    @francisbaconofficial4602 ปีที่แล้ว

    Bahut badiya ❤❤❤

  • @laxmanbandamwar7880
    @laxmanbandamwar7880 ปีที่แล้ว

    Best video thanks useful for all 🙏🙏

  • @pravinpatel3472
    @pravinpatel3472 11 หลายเดือนก่อน

    Don't blame the middle class.
    Government should have good governance .
    In India whole systems are running on middle class blood and hard work .

  • @Ak_electronic
    @Ak_electronic ปีที่แล้ว

    Very useful information

  • @daljitsingh2056
    @daljitsingh2056 ปีที่แล้ว

    Thanks brother

  • @ashifqureshi750
    @ashifqureshi750 ปีที่แล้ว +1

    Very useful information for investment and financial Educational video.....

  • @EVERYDAYMOTIVATION5566
    @EVERYDAYMOTIVATION5566 ปีที่แล้ว +1

    You do another video of benefits of high class...

  • @DreamMightyThings
    @DreamMightyThings ปีที่แล้ว

    Excellent video❤

  • @hyderabadiwaseem4895
    @hyderabadiwaseem4895 ปีที่แล้ว +1

    Thanks bhai main bhi fas gaya

  • @binayakswain9502
    @binayakswain9502 ปีที่แล้ว +1

    Super content

  • @vlogsofdeba4480
    @vlogsofdeba4480 ปีที่แล้ว

    kiya bat hai superb

  • @vedakarkera6637
    @vedakarkera6637 ปีที่แล้ว

    Very nice.....

  • @LalitRai-m6e
    @LalitRai-m6e ปีที่แล้ว

    You are right sir

  • @Prerit224
    @Prerit224 ปีที่แล้ว +1

    Your Video is different from others

  • @jyotivyas9286
    @jyotivyas9286 11 หลายเดือนก่อน +1

    हम तो लोअर हैं। पर रहें मिडिल की तरह थे अब तक।😮😊

  • @VPSingh232
    @VPSingh232 ปีที่แล้ว

    Meri salary 15k hai... last 5 years se saving kar raha hu,
    Ab meri total savings 500rs hai...

    • @DeepakKumar-oc5pi
      @DeepakKumar-oc5pi ปีที่แล้ว +1

      Savings kese or kaha ki jati hai Bo PTA karna chahiye pahle

  • @mrignayanisingh8715
    @mrignayanisingh8715 ปีที่แล้ว

    Very good

  • @abhishekkumar-nf6wv
    @abhishekkumar-nf6wv ปีที่แล้ว

    It depends upon no of family member dependent...or per capita income of family
    If it is above 1 lakh, you are no more middle class

  • @sumanari4116
    @sumanari4116 ปีที่แล้ว

    Don't tell middle class people or higher class people. Tell middle corpus gained people and higher corpus gained people. Human classification is not depending on money. This is the main reason for all miseries.

  • @kiritkumarpandya154
    @kiritkumarpandya154 ปีที่แล้ว

    Very nice information sir thanks a lot ❤🌹

  • @ranjeetkumarjha5094
    @ranjeetkumarjha5094 ปีที่แล้ว

    very Nice video❤❤❤❤