In Part 1 and 2 of this series, I discussed some of the fatal flaws of a conventional SIP-based investment approach, which can have grave implication for investors, especially if he/she is trying to achieve a financial goal that is due in let’s say, 4-5 years, through a SIP investment over this time horizon. We saw how a financial goal could be in serious jeopardy if the SIP aimed at achieving the financial goal ends at a time when equity markets are going through a downturn. In Part 3, I discuss a unique investment strategy that is geared to help investors capture the upside of equity markets presented by strong Bull market conditions, but at the same time, help investors exit their investment with returns that are at least comparable, if not higher than that offered by bank fixed deposits, even if there is a large stock market correction during the investment horizon.
Thank you Indraanil for this presentation. You have the gift of teaching. Content of the presentation is very well made and presented. The way in which you explain concepts by going from simple to complex (overlayed) graphs is commendable. Math is simple and easy to follow. You even went to the extent of explaining the difference between average and median :). Epilog of the presentation which is contrary to the popular belief seemed quite obvious after listening to your lecture. Top class!
@@khadyotha I think median was calculated wrong. We can take mid value, in this case position 112 while arranging in ascending/descending order only when there is common gap in sequence.
Mind blowing video, cant wait for part 4. Time is the biggest enemy of an investor and an investor's job is to expose himself to investment instruments for least amount of time for the highest amount of return. Thank you for sharing financial knowledge that was sort of held back from general public.
Indraanil I have been investing in mf for last 15 years .let me tell all investor the for you make changes the less will be your return. Best strategy is invest and forget
content of the video is new and explained in details.. for retail doing such extensive churning of portfolio would be biggest challenge. I personally feel equity investing for a period of 5 yrs should be avoided as there are higher risk of getting low returns. Ideally for SIP, the time period should be between 10-15 yrs.
Strategy will definitely generate excellent returns for fund house and strategy managers, don't know about investors. Anyway thanks for different take on sip. Booking profit from conventional sip at high pe and putting money in (liquid or long term) appropriate debt funds, while continuing sip may earn better returns and of course better liquidity.
This is good analysis but the PE is also a function of the underlying stocks. If we have more retail/FMCG stocks then PE will obviously be higher. For eg, LTIM is removed and Trent is added to nifty which will impact the nifty PE. So we may have to adjust the thresholds accordingly
This is my exact strategy. How the hell did you know? Are you a mind reader. Jokes aside, I am following the exact same thing for my portfolio since last 2 weeks. I am shocked how you said the exact same thing. Here I was thinking, I am the only one doing gold-debt-nifty allocation based on Nifty's PE.
Hi Indraanil the PE reaching 42 is also a function of not only liquidity..... Yes liquidity flow supported the price expansion, but 2020 Covid destroyed earnings of almost all industry baring Pharma sector. This drop in earnings expanded PE as well and price escalation due to strong liquidity flow from DII... MF SIP, so this 2x the PE of Nifty. Now that Earnings have expanded the PE are down at 23. Still in the upper band. If earnings dont expand further and price sustains the upturned then the real problem starts. Which I think will happen if there is a global shake up. That can lead to future FII outflows. So far we have sustained it with DII flow.
The one thing i like about is ur research is based on facts rather than on opinions. Hats off 2 u. One suggestion from my side. Need video on what will happen to global markets if US has soft recession and if US has hard recession. For how much time we may see bear markets .
@indraaniGuha - I agree with you. That's why instead of investing in MF, it is better go with Nifty's Index ETFs where we don''t have any exit load. By applying your logic on ETF we can get more profits 🙂. Any way all the best Sir for your AlphaSip business strategy.
Mr Guha, Thanks for very informational video on SIP based investment strategy for Nifty. Could you please also make a similar video for investment in Nasdaq also?
NASDAQ is not my area of strength...but I'll be doing a video soon for my NRI clinets explaining how the historical performance of this strategy when applied to NIFTY and a few other India focused equity instruments has consistently been better than that of S&P 500 and NASDAQ
Superb sir 👏🎯✅ It is not clear why rebalancing is necessary every month when the P/E is within specific band where equity allocation is constant ? In case of band change from 23-28 to say 18-23 it is one time measure . Not often ratio tumbles from one set to another . Have I understood the earlier video ? Here the example discussed is when fed balance sheet has not changed by 25% . Of course I am agreeable to 22% adjustment for standalone becomes consolidated ! Please clarify
You do NOT have to rebalance every month if the PE continues to be in the same band... you should only review prevailing PE and year-on-year growth in Fed's balance sheet size every month on the first trading day. If PE continues to remain in the same band as previous month and y-o-y growth of Fed's balance sheet size also continues to remain in the same bucket as previous month (above 25% y-o-y growth or less than 25% y-o-y growth), then NO NEED TO REBALANCE that month!
Got the tweak here, liquidity. Wow this can be traded easily. Sir what about the current market condition like how long will the market rally? I am still going by previous assumption of looking at treasury security which is now 312 Bil, effective rate is 5.33 hoping to get a rate cut next month and 10 yr interest rate is still -1.44% . Can you make a video on this. Thank You!
Hi, you echo my beliefs for mkt timing. Can we have blog or video what if we do market timing on quarterly basis or instead of total sell start with 4 mf schemes such as nifty 100, agressive hybrid for 75%, equity savings (such Edelweiss eq saving which invest around 25% in equity) and liquid fund to get tax efficient return. This model will work on your just 1 basic principles only whenever trailing nifty pe and allocation as you have suggested. And check rolling return 3 & 5 for this model for 10 and 15 years. Awaiting for your blog or video on this
In one of the chart where you discussed about the FED QE with NIFTY 50 level I observed even though the FED curve starts declining around 2022 we still see the Nifty going up is this because of the domestic SIP amount... Can you tell or do an analysis of how much the domestic flow can withstand the FED quantitative tightening along with proposed raising interest rates.
Have already covered this in an earlier video... have a look at: th-cam.com/video/boaUli4oAkg/w-d-xo.html Have explained in this video why the NIFTY has continued to rally despite the Fed cutting liquidity by way of shrinking its balance sheet size... basically, Fed has effectively been doing QE thru the backdoor, especially since 2023 - while it has been shrinking the size of its balance sheet, liquidity conditions have still been net positive because of the outflows from Fed's Reverse Repo (RRP) facility
I mentioned at least twice in the video that this monthly rebalancing approach would lead to a lot of short term capital gains and exit load charges. However I also mentioned that I will provide a very elegant solution to get around this in Part 4
May I request you to consider a video on the greatest variable in all financial equations --- death? I do appreciate the fact that this field is maybe outside your core competency. May be outsourced knowledge! But an ordinary person, who can't afford a PMS/CA/lawyer, would benefit knowing how things would pan out for his/her loved ones, once he/she is not around, before deciding asset class allocation.
I have done similar simulations after the Part-2 video. I could not validate the claims made here, particularly the part-2 one. Can you please share the code that yields these numbers?
Sir one question from my side during the pandemic the pe of nifty reached to 41 as the earnings of company declined in my opinion nifty can't fall below 21k because the earnings of companies are increasing rapidly if the pe of nifty reaches 28 and then earnings explode nifty will not fall there will only be a time based correction
Thought proviking as always!!! Quick question Indranil : As rebalancing one's portfolio between a SIP in Nifty to a Liquid Fund on a monthly-basis would attract short-term capital gains tax, I'm curious to know whether you've done any numbers to know how such frequent switching would impact the return vis-a-vis protecting one's investment from the risk of a downfall. Looking forward to watching the last & concluding part to know how one could escape this heavy tax burden.
Why are you summarising the same question he said he would answer in his next video? He mentioned the taxation concern at least 3 times in this video. Funnily, you have answered your own question in your very own post 😀
Ravi, I refrain from providing feedback on these kind of queries because the answer to this is NOT static... the right ratio as per prevailing liquidity conditions could be very different next month compared to what it is right now... hence I refrain from providing such advice other than where the portfolio is under our management, and we can adjust asset allocation as required.
Hi, I refrain from providing feedback on these kind of queries because the answer to this is NOT static... the right asset allocation (between equity and debt) as per prevailing liquidity conditions could be very different next month compared to what it is right now... hence I refrain from providing such advice other than where the portfolio is under our management, and we can adjust asset allocation as required.
Pe ratio went beyond 40 because with liquidity in hand market waited till earnings caught up back to original… in actual more after the standstill in 2020..
I mentioned at least twice in the video that this monthly rebalancing approach would lead to a lot of capital gains and exit load charges. However I also mentioned that I will provide a very elegant solution to get around this in Part 4
I mentioned at least twice in the video that this monthly rebalancing approach would lead to a lot of capital gains and exit load charges. However I also mentioned that I will provide a very elegant solution to get around this in Part 4
i must like to point out your views on selling the truth on your sentence “ there is no single balanced advantage fund in this country who can match just two variables strategy…!” this is only valid for your worst case scenarios whz don’t you tell that best cas can also have minimum returns on this strategy 🤞🤞.. look at the video at 09:15 slide where you mentioned normal sip best case 45.43 % ..! that in your stragy is 39% lol. and again at the time 24:59 of videos slide you have comparison changed for best case scenarios and you showing the same percentage 🤓. disagree for this video. btw i love your knowledge and sharing with us to educate us on markets micro economies.
Your analysis is affected with hindsight biased.... With passage of time you will need to keep introducing new variable resulting in complex strategy limiting your top side ...
I got the message if 94k cr fund time to market then what would happen , it would never happen..as this fund will create order of magnitude which no others will simply buy..ie means they cannot react to market, hence it is not possible yhat these funds would provide downturn protection..but implemetingnyour strategies will require automation tools, tax implecation are very high because of we are everytime.mobing whole portforlio..hence this.might not be wise things to do..
You seem to be a very negatively minded person. I have been following you for the last one year but markets have proved you wrong. Mutual funds know what to do best.
In Part 1 and 2 of this series, I discussed some of the fatal flaws of a conventional SIP-based investment approach, which can have grave implication for investors, especially if he/she is trying to achieve a financial goal that is due in let’s say, 4-5 years, through a SIP investment over this time horizon. We saw how a financial goal could be in serious jeopardy if the SIP aimed at achieving the financial goal ends at a time when equity markets are going through a downturn. In Part 3, I discuss a unique investment strategy that is geared to help investors capture the upside of equity markets presented by strong Bull market conditions, but at the same time, help investors exit their investment with returns that are at least comparable, if not higher than that offered by bank fixed deposits, even if there is a large stock market correction during the investment horizon.
Hi sir all I like all ur analysis.. I am in market from last 20 years . I am predicting market to crash from november
You are the Lime light of Middle Class Indians in the Darkness of Investment world .
May God Bless you 🎉🎉🎉🎉
Thank you Indraanil for this presentation. You have the gift of teaching. Content of the presentation is very well made and presented. The way in which you explain concepts by going from simple to complex (overlayed) graphs is commendable. Math is simple and easy to follow. You even went to the extent of explaining the difference between average and median :). Epilog of the presentation which is contrary to the popular belief seemed quite obvious after listening to your lecture. Top class!
Many thanks... glad you liked the video
@@khadyotha I think median was calculated wrong. We can take mid value, in this case position 112 while arranging in ascending/descending order only when there is common gap in sequence.
I like your video even before listening
I trust your content better than the modern food quality
Just this evening, i was wondering when your next video will be coming and here it is!
Same here.
Mind blowing video, cant wait for part 4. Time is the biggest enemy of an investor and an investor's job is to expose himself to investment instruments for least amount of time for the highest amount of return. Thank you for sharing financial knowledge that was sort of held back from general public.
Many thanks... glad you liked the video
The calculation and the analysis is excellent eye opener for new bies like me.. Thanks for the ideas
Many thanks... glad you liked the video
Indraanil I have been investing in mf for last 15 years .let me tell all investor the for you make changes the less will be your return. Best strategy is invest and forget
True
It helps to rebalance when your portfolio value is in crores where losses are significant if you don't rebalance
@rsubhasify do u think people who have portfolio of crores will watch this video . Ha ha
There is always a way to make returns better. If u don't wanna do the hard work u won't reap the rewardZ
You think Warren Buffet became Warren Buffet by investing and forgetting?
The data analytics that you share is mind blowing .. so much food !
Thanks a ton, Indraanil!
Many smiles and much metta.
Looking forward for part 3.. don't be too late
content of the video is new and explained in details.. for retail doing such extensive churning of portfolio would be biggest challenge. I personally feel equity investing for a period of 5 yrs should be avoided as there are higher risk of getting low returns. Ideally for SIP, the time period should be between 10-15 yrs.
Thanks, excellent information. I'm already waiting for the next episode!
Many Thanks... glad you liked the video
thanks a lot sir... "PE+QE concept" new addition to our small knowledge. Well done!
Many thanks... glad you liked the video
Strategy will definitely generate excellent returns for fund house and strategy managers, don't know about investors. Anyway thanks for different take on sip. Booking profit from conventional sip at high pe and putting money in (liquid or long term) appropriate debt funds, while continuing sip may earn better returns and of course better liquidity.
Too good... This video is gold... I am looking forward for the last video in this series 👏👏👏👏
Many thanks... glad you liked the video
Good Logical explanation for good positive results - thank you
Great work of simplify a work thank you
Many Thanks... glad you liked the video
Eagerly waiting for your video bcz it's always awsome and we learn new new things of investment
Many thanks... glad you liked the video
This is good analysis but the PE is also a function of the underlying stocks. If we have more retail/FMCG stocks then PE will obviously be higher. For eg, LTIM is removed and Trent is added to nifty which will impact the nifty PE. So we may have to adjust the thresholds accordingly
Great insights sir. Loved your startegy and analysis. ❤
Many thanks... glad you liked the strategy
This is gold. Very nicely explained to a layman.
Many thanks... glad you liked the video
@@IndraanilGuha please try for a weekly video. 🙏
Thanks for the video, after a long wait.
Many thanks... glad you liked the video
This is my exact strategy. How the hell did you know? Are you a mind reader. Jokes aside, I am following the exact same thing for my portfolio since last 2 weeks. I am shocked how you said the exact same thing. Here I was thinking, I am the only one doing gold-debt-nifty allocation based on Nifty's PE.
Very unique content sir thanks
One of the ways to avoid the taxation issue is that Metacaps does all this jugglery instead of a retail investor :)
Excellent video and very informative.
Many thanks... glad you liked the video
Thanks for the Video. If feedback has to be shared in 1 word, its "Wonderful video".
Many thanks... glad you liked the video
I will see the video later but thanks in advance. I know this video too will be eye opener as like your other videos backed by data
Indraanil, Interesting take on timing the market. Did you try Equity + Gold for timing the market?
Staying invested is most important. You try to time the market and surely end up being case study for analyst what you shouldn't do.
Lazy
Thanks again Sir.
Will wait for part 4
Hi Indraanil the PE reaching 42 is also a function of not only liquidity..... Yes liquidity flow supported the price expansion, but 2020 Covid destroyed earnings of almost all industry baring Pharma sector. This drop in earnings expanded PE as well and price escalation due to strong liquidity flow from DII... MF SIP, so this 2x the PE of Nifty. Now that Earnings have expanded the PE are down at 23. Still in the upper band. If earnings dont expand further and price sustains the upturned then the real problem starts. Which I think will happen if there is a global shake up. That can lead to future FII outflows. So far we have sustained it with DII flow.
Agree
Precious knowledge sir, Thanks alot. Regards
Many Thanks... glad you liked the video
@@IndraanilGuha Please upload more frequently sir. Regards
The one thing i like about is ur research is based on facts rather than on opinions.
Hats off 2 u.
One suggestion from my side.
Need video on what will happen to global markets if US has soft recession and if US has hard recession.
For how much time we may see bear markets .
Top video
@indraaniGuha - I agree with you. That's why instead of investing in MF, it is better go with Nifty's Index ETFs where we don''t have any exit load. By applying your logic on ETF we can get more profits 🙂. Any way all the best Sir for your AlphaSip business strategy.
But if the nifty falls the etf falls
Great content ❤
Many thanks... glad you liked the content
Outstanding content sir
Many thanks... glad you liked the content
Really nice analysis
Many thanks... glad you liked the video
Sir, you are the best 🔥🔥❤️
Many thanks... glad you liked the video
FED printing press,Newyork
Key corp Ltd share ....PE-1.67, CMP - Rs. 263.75/-, Intrinsic value - Rs. 1,685/- , ROCE- 57.2 %, ROE -57.2 %, Piotroski score - 7, Graham Number- Rs. 611/-, Pledged percentage - 0%
This is called quality content.....Its my privilege to be a subscriber of your channel
Many thanks... glad you liked the video
Hello sir nice teaching
Superb sir !
Many thanks... glad you liked the video
Mr Guha, Thanks for very informational video on SIP based investment strategy for Nifty. Could you please also make a similar video for investment in Nasdaq also?
NASDAQ is not my area of strength...but I'll be doing a video soon for my NRI clinets explaining how the historical performance of this strategy when applied to NIFTY and a few other India focused equity instruments has consistently been better than that of S&P 500 and NASDAQ
দাদা, you rockz, AlphaSIP Stregegy টা কবে জানাবেন,
Please tag the video caption with part numbers for easy reference in the future
Can you please advise good liquid fund ?
Superb sir 👏🎯✅
It is not clear why rebalancing is necessary every month when the P/E is within specific band where equity allocation is constant ?
In case of band change from 23-28 to say 18-23 it is one time measure . Not often ratio tumbles from one set to another . Have I understood the earlier video ? Here the example discussed is when fed balance sheet has not changed by 25% . Of course I am agreeable to 22% adjustment for standalone becomes consolidated !
Please clarify
You do NOT have to rebalance every month if the PE continues to be in the same band... you should only review prevailing PE and year-on-year growth in Fed's balance sheet size every month on the first trading day. If PE continues to remain in the same band as previous month and y-o-y growth of Fed's balance sheet size also continues to remain in the same bucket as previous month (above 25% y-o-y growth or less than 25% y-o-y growth), then NO NEED TO REBALANCE that month!
Got the tweak here, liquidity. Wow this can be traded easily. Sir what about the current market condition like how long will the market rally? I am still going by previous assumption of looking at treasury security which is now 312 Bil, effective rate is 5.33 hoping to get a rate cut next month and 10 yr interest rate is still -1.44% . Can you make a video on this. Thank You!
Hi, you echo my beliefs for mkt timing. Can we have blog or video what if we do market timing on quarterly basis or instead of total sell start with 4 mf schemes such as nifty 100, agressive hybrid for 75%, equity savings (such Edelweiss eq saving which invest around 25% in equity) and liquid fund to get tax efficient return.
This model will work on your just 1 basic principles only whenever trailing nifty pe and allocation as you have suggested. And check rolling return 3 & 5 for this model for 10 and 15 years.
Awaiting for your blog or video on this
For 50% allocation choosing balance hybrid such WOC or 360 one
Regards the Part 2, can we have some sense here ---- what abt the tax aspect when re-balance is done.......pls explain
In one of the chart where you discussed about the FED QE with NIFTY 50 level I observed even though the FED curve starts declining around 2022 we still see the Nifty going up is this because of the domestic SIP amount... Can you tell or do an analysis of how much the domestic flow can withstand the FED quantitative tightening along with proposed raising interest rates.
Have already covered this in an earlier video... have a look at:
th-cam.com/video/boaUli4oAkg/w-d-xo.html
Have explained in this video why the NIFTY has continued to rally despite the Fed cutting liquidity by way of shrinking its balance sheet size... basically, Fed has effectively been doing QE thru the backdoor, especially since 2023 - while it has been shrinking the size of its balance sheet, liquidity conditions have still been net positive because of the outflows from Fed's Reverse Repo (RRP) facility
@@IndraanilGuha forgot about the RRP part and it has been sometime since I saw that video and now I can connect the dots…
Minus 20% STCG minus brokarage charges minus exit loads
I mentioned at least twice in the video that this monthly rebalancing approach would lead to a lot of short term capital gains and exit load charges. However I also mentioned that I will provide a very elegant solution to get around this in Part 4
What about 20% STCG that I had to pay as the cost of rebalancing, which will bring your worst case in negative territory.
Wow. Investment become so simple now 😅
Earnings yield at PE=25, (1/25)*100=4%, FD @ 7% no risk. Make your choices smartly.
May I request you to consider a video on the greatest variable in all financial equations --- death?
I do appreciate the fact that this field is maybe outside your core competency. May be outsourced knowledge!
But an ordinary person, who can't afford a PMS/CA/lawyer, would benefit knowing how things would pan out for his/her loved ones, once he/she is not around, before deciding asset class allocation.
I have done similar simulations after the Part-2 video. I could not validate the claims made here, particularly the part-2 one. Can you please share the code that yields these numbers?
Q:is it true for only large cap indices or also true for Nifty 500 Equal weight type indices also?
36:40 I don't how was 223 Months and returns thing came up? There are 12 months in a year , 5 yr should give 60 months how did 223 came up?
Sir one question from my side during the pandemic the pe of nifty reached to 41 as the earnings of company declined in my opinion nifty can't fall below 21k because the earnings of companies are increasing rapidly if the pe of nifty reaches 28 and then earnings explode nifty will not fall there will only be a time based correction
Good strategy
Many thanks... glad you liked the video
Moving investments from one fund to another invites long term capital gain also.
Thought proviking as always!!!
Quick question Indranil :
As rebalancing one's portfolio between a SIP in Nifty to a Liquid Fund on a monthly-basis would attract short-term capital gains tax, I'm curious to know whether you've done any numbers to know how such frequent switching would impact the return vis-a-vis protecting one's investment from the risk of a downfall.
Looking forward to watching the last & concluding part to know how one could escape this heavy tax burden.
Why are you summarising the same question he said he would answer in his next video? He mentioned the taxation concern at least 3 times in this video.
Funnily, you have answered your own question in your very own post 😀
@@sudheerk67there is no dheer in u
@@fulldakait1408 Haha.. You don't even know the real meaning of Dheer. It is not what you assume. So, chill. 😉
sir, can you suggest a plan to invest a bulk amount right now- say 10L. what should be the right ratio
fD
Ravi, I refrain from providing feedback on these kind of queries because the answer to this is NOT static... the right ratio as per prevailing liquidity conditions could be very different next month compared to what it is right now... hence I refrain from providing such advice other than where the portfolio is under our management, and we can adjust asset allocation as required.
Hey man ! Post more
Sir please explain what a retail investor should invest now.
Hi, I refrain from providing feedback on these kind of queries because the answer to this is NOT static... the right asset allocation (between equity and debt) as per prevailing liquidity conditions could be very different next month compared to what it is right now... hence I refrain from providing such advice other than where the portfolio is under our management, and we can adjust asset allocation as required.
super
which site to refer to check the FED graph?Thanks,
fred.stlouisfed.org/series/WALCL
@@IndraanilGuha thanks
Instead of debt and nifty, try the combination of gold and nifty
Pe ratio went beyond 40 because with liquidity in hand market waited till earnings caught up back to original… in actual more after the standstill in 2020..
Are u suggesting juggling the investment every month
Yes, but wait for Part 4 of this series before you act
What about the exit load and the taxes
I mentioned at least twice in the video that this monthly rebalancing approach would lead to a lot of capital gains and exit load charges. However I also mentioned that I will provide a very elegant solution to get around this in Part 4
1st attendance.
❤
Capital gains tax would eat up everything if one tries to rebalance portfolio every month, as mentioned in part 2 of the series
I mentioned at least twice in the video that this monthly rebalancing approach would lead to a lot of capital gains and exit load charges. However I also mentioned that I will provide a very elegant solution to get around this in Part 4
🙏
Current PE is around 23 not 42
🎉
i must like to point out your views on selling the truth on your sentence “ there is no single balanced advantage fund in this country who can match just two variables strategy…!”
this is only valid for your worst case scenarios whz don’t you tell that best cas can also have minimum returns on this strategy 🤞🤞..
look at the video at 09:15 slide where you mentioned normal sip best case 45.43 % ..! that in your stragy is 39% lol. and again at the time 24:59 of videos slide you have comparison changed for best case scenarios and you showing the same percentage 🤓.
disagree for this video.
btw i love your knowledge and sharing with us to educate us on markets micro economies.
Atleast share 2 videos every week
How can you earn 35% return by investing in liquid fund?!
You dont consider tax implications dont you?
Given the amount of liquidity and money printing done by various govt I am sure nifty will never come to 15 pe.
Nifty pe is 23 not 28
All your videos thumbnail have word CRASH😢
Your analysis is affected with hindsight biased....
With passage of time you will need to keep introducing new variable resulting in complex strategy limiting your top side ...
I got the message if 94k cr fund time to market then what would happen , it would never happen..as this fund will create order of magnitude which no others will simply buy..ie means they cannot react to market, hence it is not possible yhat these funds would provide downturn protection..but implemetingnyour strategies will require automation tools, tax implecation are very high because of we are everytime.mobing whole portforlio..hence this.might not be wise things to do..
You were shouting about a market crash within 1 half 24 ? What happened. Like everyone you just guess and use fancy jargon
Kindly wear different style clothes.
Just a suggestion.
It feels you are watching the same video again and again.
Have ordered a new set of jackets and shirts, just at your prodding :)
@@IndraanilGuha👍🏼:)
Sir, can avoid repeating the same sentences again and again. Just a suggestion..it increases noise and misses the message being conveyed.
You seem to be a very negatively minded person. I have been following you for the last one year but markets have proved you wrong. Mutual funds know what to do best.
we will make history this time when this mkt declines it wont reach the top for next 12 to 15 years... it will be brutal
Do you rely on sixth sense???
All your previous topic scare people about market crash, better to stop spreading false alarm