You will actually be "held" until furthur investigation (this may not be necessary if u just hit another vehicle). Not charged ... yet unless they can prove you are completely at fault. "Held" can mean they will confiscate your license until they can clear things up. And at this case, the other party can choose to just settle things with u as oppose to going through the trouble of having a full blown imvestigation. So yes a car camera is extremely helpful.
Car dash cams really mean nothing here, if your a foreigner. I had the other driver on video cutting me off and hitting me and the driver still got off. So, it is what it is, LOL
@@FinnSnowVlogs there is a difference between detainment, charge, and convicted.. they are all different and have different standards.. to charge you civically for a criminal charge don't make sense
If you are in the right, do not settle. Let them file a case. Eventually the court will acquit you since you are equipped with all the evidence to prove that you are in the right. Also, cases involving vehicular accidents are merely reckless imprudence resulting to homicide or physical injuries with a maximum penalty of four years imprisonment. First time offenders will most likely not go to jail even after a conviction because they can simply apply for probation and serve their sentence outside of jail and simply observe good conduct.
Góðan daginn Finn! I always watch fighterboys travel vlog and i enjoyed watching them, although i have been in most of the places you guys have visited, still i enjoyed watching you guys react on the astonishing places we got here. I hope you dont mind if a give my tiny legal opinion on this vehicular accident issue :) Most, if not all, of the impressions given by foreigners in the logic of Philippine laws were sloppy. The contrary is, Philippine laws are actually very technical in terms of words used in each and every phrase. Even pinoys, get confused in understanding and with the application of Philippine laws most of the time. Being CHARGED with vehicular manslaughter in Philippine laws, DOES NOT NECESSARILY MEAN that you will be held criminally liable outright and CONVICTION for the unfortunate incident. There is still a judical process, through the courts, of determining whether or not the driver ACTED NEGLIGENTLY. If after the court proceedings, the court (through pieces of evidence presented) finds that the driver who ACCIDENTALLY killed a person acted WITHOUT ANY FAULT ON HIS PART, then the driver will be EXONERATED of the CHARGES made against him. The balancing scale of CRIMINAL GUILT here is, the doctrine of PROXIMATE CAUSE, which i believe, a doctrine that is equally shared and used by ALL of the countries AROUND THE WORLD. Proximate cause refers to the initial act that triggered the subsequent events, uninterrupted by any efficent intervening cause, that resulted into a necessary consequence. If after court proceeding, the proximate cause appearsto be (through pieces of evidence presented during trial) the drivers negligence in operating the vehicle, then, after being CHARGED with a criminal case; he will be CONVICTED. But IF, the proximate cause happens to be the victims sole and only negligence (as proven by pieces of evidence presented during trial) WITHOUT ANY FAULT ON THE PART OF THE DRIVER, then the charges against the driver will be dismissed. It took me some time (obviously haha) to craft this comment because i tend to be less technical in terms of the word/s im gonna use, so you could be aware of how simple Philippine laws are and how intricste it is at the same time. This is why lawyers are expensive in Philippines, but for you Finn; FREE OF CHARGE, including all the fighterboys. dm or pm me if you guys have any legal issues you want to know even out of curiosity; if i have time like i have right now, ill extend my prowess in the field of legal knowledge, again FREE OF CHARGE. for reference see: Art. 365 of the Revised Penal Code of the Philippines Art. 4 of the Revised Penal Code of the Philippines Art. 11 subparagraph 4 of the Revised Penal Code of the Philippines. Ps, cherlyn. Pls find me a cagay-anon or cebuana date here in quezon city pls! Much appreciated! More loves to jake! Amping! 😇
You pay settlement if you don’t want the hassle of going to court. The family of the person who died have the right to sue you as much as you have the right to defend yourself in court. You get arrested and you wait in jail not prison during the process. If you have a dash cam and can prove your innocence right away. You don’t have to go to court nor do you have to pay a settlement.
Don't forget and always bring with you all your car documents finn and it should always updated like the vehicle registration that comes with your car insurance.. Good thing that you tackle up some information like this for the others to know.. Keep safe and God bless🙌🙌🤙🤙
Hi Finn and Sherlyn Been watching your blogs for over a year now. I married my Filipina dream girl 31 years ago. Elena family home is on Leyte, city of Tanauan. Been planning on visiting for over a year but C19 has postponed our visit. Plan on touring the Philippines by motorcycle with a 11 island large loop. Your videos have really helped with different sites to enjoy along the way. Hopefully both of you will be around Moalboal, because would love to make a short visit on our way through.
Dash Cam is inexpensive but not sure how it is going to bail you out of trouble if a suicidal driver decided to hold you responsible for his actions. As a Filipino living in the US, I am constantly monitoring the local tv news in the Phils and often they aired some serious traffic accidents caught on dash cams. I could not fathom why on earth the innocent drivers are usually charged with reckless imprudence resulting in personal injuries or death. Only in the Phils, the innocent drivers are usually held in prison pending further investigation. You might be wondering "what kind of justice system is that"? My guess is that the Phils inherited the Saudi Arabian mentality in the 80's, *if you were not here, the accident will not happen*
Hi Finn. I believe the police officer you asked is speaking from his/her own experience. Unfortunately, his or her opinion is not based on the law. The driver is not automatically at fault. Unfortunately, this is the erroneous belief of most of our traffic enforcers and police traffic investigators. The criminal charge for a driver who had been involved in a traffic collision that resulted to physical injury being sustained by or death of a pedestrian is the crime of reckless imprudence resulting to serious/less serious physical injury/ies or homicide. Please take note of the avoidance of the use of the word "accident". By the very definition of "accident" if used in such case completely absolves the person perceived to be at fault of any criminal liability. Law students are often told by their law professors in Torts class to avoid using the word "accident" to describe this sorts of cases. The determination of whether or not the driver committed reckless imprudence by his or her own acts or omissions completely rests in our judicial courts. However, on the question on whether or not the victim (in case of physical injury) or victim's family (in case of death) will pursue legal action/s, criminal or civil case rests on them, save of course of an out-of-court settlement with the driver or the owner of the motor vehicle. People often settle because of the costs of litigation and slow judicial process, which our Judiciary has been addressing with substantial reforms. Moveover, if the victim was completely at fault (negligent or suicidal), as long as the driver was driving with due care and diligence, complying with our traffic laws or ordinances, the latter will be adjudged innocent. On the other hand, if both are at fault, the victim's contributory negligence will be considered by our courts in deciding such case against the driver. I would advise you, as well as all motorist to install a dash cam in your motor vehicles.
There are clipped on racks. Usually they are clipped on at the rain gutters of the car roof. There too are removable roof racks that are belted thru the doors.
Hi Finn and Sherlyn.., good to see u again😊, Finn if u get ur car installed with roof rack, u have to register it for a fee of 100php the next time u renew ur car registration. Otherwise you'll get penalized.😊👍👊
because life is most important thing in the whole world.. you might lose everything and make things back but you only live once... you cannot bring death back to life that is why when it comes to accident even you are in right position its your responsibility to make it up to the family.
I was on that street to get to Borbon when I was 15 yrs. old. I was a Rena there. Someday, please go to my mothers hometown which I haven't seen in 50 years. That would be the world to me. The old folks are dying and the new generation is taking over. Borbon is never mentioned, I want to know and see what's out there. It's because of Borbon I have a fear of the Ocean. Dove off a cliff near my lola's house and landed on top of something that was bigger than me. I was so scared I swam out so fast that I stepped on a boganvillia thorn on my way out.
It's true Finn. It was happened to our truck driver. A drunk man crossed over EDSA with a green light and he was accidentally hit by the side mirror of our truck and he died. Even if it his fault we were charged of his death. Since it's his fault and proven that he is drunk, they compromised us to pay the burial only. But still we spent a hundred thousands for his burial. Sherlyn's right we have drive with extra care. Take care always and God you and Sherlyn.
I think it’s the same here in the US. Pedestrian ALWAYS have the right of way .kinda sucks especially if the person was hit because he/she is jaywalking. It’s still the driver’s fault most likely will be the court’s ruling.
@@FinnSnowVlogs same in Japan. And whoever wronged you will give you “Gomen” (sorry, for the inconvenience)money. Like my experience, somebody smashed my rear window, the father compensated me and paid to have my rear window replaced. I refused to accept because, we have insurance, but I was told it will be an insult if I don’t. 🤷🏼♀️.
If you attach a roof rack and keep it on permanently you have changed the original condition of the car and will need to register with the LTO. If you are stopped and have not registered this you will be fined. Costs about P130 to do this.
You need to carefully research and shop around on the best car insurance here. And of course always drive safely since things can get crazy here on the road
Not sure why we even would bother getting car insurance (Full coverage that includes bodily injuries and death) if your always liable for the death regardless of fault, unless it's a new car that's financed and we have to. I'm guessing the insurance company would NOT pay any damages towards the persons death, if you were determined not to be at fault. So, a catch 22 scenario. I might just go cancel my insurance, LOL..... I understand what you were saying though, kind of messed up...But, we know where we are.
Here in US..you can't drive without insurance..for instance..you have a insurance but you cancel it...the insurance will report to the police and to the Dept. Motor Vehicle...then they will send you a letter that your car Tag no. has no insurance and they will give you 10 days to report your new insurance failure to comply you will be penalize everyday without insurance and you should not drive your car because your Tag is now reported in all police.
@@joelraguindin6795 Yep, I'm familiar with US requirements for car insurance. Here in the PI, they make you get compulsory 3rd party. But, I have additional Full coverage I bought on my own.
If you hit someone with your car in the Philippines, you're at fault. It is presumed that you are negligent unless you can prove in court that you're not at fault. This does not apply only in the Philippines, other countries as well. Have you watched videos in other countries where people ran in front of moving cars and pretend that they got hurt and throw themselves in the ground? That's how these people make money out of the driver's car insurances. That's how some people extort money from these unassuming drivers. These people know that the law says that if you hit someone, you're at fault no matter what. That's how they make money. That's why it's always useful to have a dash cam in your car (front and back). It helps. There are also some instances where in, if death occurred let's say you hit someone crossing the street and this person died, the family of that person may ask you to pay for the funeral and other expenses. That is if you amicably settle with that person's family instead of hiring your own lawyer and undergo litigation. This is just my 10 cents. It was my first time to drive in the Philippines last year and I am always worried that I might hit a motorbike or a tricycle that just appear anywhere. On top of that, there's just too many jaywalkers. nakakaloka hehe
In general, the driver who hits the other car, is the one responsible for the accident. So if part of the other car had crossed your lane in front of you, just yield to him/her!
That's why driving law in the Phil is crazy...here in US...if a car hit your rear...even let say you stop suddenly because a car at your front brake and suddenly a car hit your rear...it's always the car hit your back at fault...one time a crossing road with a stop light ...an SUV is crossing it's because it's a green light but a speeding car who beat a red light hit the rear of the SUV and the car driver is dead on the spot...the SUV turn 3x because on the impact...but the driver of the SUV is not at fault and not hurt ...he went home and not charged of the accident bec. if not your fault you won't be charged ..that's the law here in the US...
I would say most of us don’t have life/accident insurance. If you have a full coverage, then that should cover everything including third party liabilities - damage to the other car/cars involved, loss of life and property damages which should give you a peace of mind if and when an unpredictable event happened. Check with your insurance agent and be sure you read the fine prints as well.
That is indeed a stupid law in the Philippines. Here is a man driving with all caution and out of nowhere comes a 4 year boy running, Bang! ... the poor little boy is dead, the driver is charged, has to pay for the damage, and may even end up incarcerated. When in REALITY, it should have been completely fault of the parent/s for negligence. Law makers should look into this and make changes, especially now that most vehicles and places have cameras/CCTVs already.
You need to watch or re-watch more GMA or Philippine news about fatal car accidents where the driver is right to know how road rules/laws are conducted.
My partner which is german, he always have extra for BI (bodily injury) and PD (property damage) up to 2M pesos. Of course with extra premium. His logic, as foreigner always have to pay more in case of accident. But so far so good, he always drive carefully specially after a bottle of beer. In germany he can't drive at all after a beer unless alcohol frie.
i've heard a story where a bus driver hit someone on the road, injured the person but the person was still alive, but the bus driver reversed and drove over that person again to make sure he/she is dead because the hospital cost would have been higher than the funeral costs... crazy when you think about it
Good morning both from Montréal Québec 🇨🇦. I missed Colon and carbon areas. Here, I paid $700.00 just for fillings of two teeth and cleaning. Enjoyed watching your new diving videos. Amping.
Finn...I appreciate your deep love for the Philippines, but still, you have to pronounce Moal Boal right. It's pronounced Moowal Boowal. Just saying. Thanks.
I m also worried before when they installed that top railing in my car using drilll machine because of maybe water leaks going inside but luckily its been 7 years ago until now no leaks
If your a foreigner in the Philippines and you get into any issue with the police or a serious accident, the very first thing to do is hire a Filipino lawyer to represent you. You have no adea how the laws are slanted against foreigners and the legal situation is rather corrupt at many levels, Did you know a foreigner can "go to jail" for insulting a Filipino?! You are automatically at a disadvantage being a foreigner because they think you have money and they will try to take advantage of the situation. Also, having a dash cam is definitely required, especially if you own a newer car. Believe me, I know.
😲 they are not scared? 🤔 its a risky thing to do, no face shield too. Thats to protect both the dentist & the patient. I expected he d wear even a respirator type of mask. They are vulnerable to the virus 🦠 & same way protection for the patient from the dentist. Im just sorry to comment about this Finn.
Finn thanks for another video...btw have you seen an a youtuber in Cebu toledo his channel is "Dustin Backpacks" he is helping many families there rebuilding homes, cr, clothes, books, food etc...........
It doesn't matter how carefully you drive here in the Philippines. If the other person is driving recklessly and get killed in the process, YOU will be arrested. This is a stupid law, but only one of many stupid laws in the Philippines. If you are going to live here, it is vital that you understand the laws as well as you can. This is one of those laws that applies equally to Filipinos and foreigners. Not all do. On the other hand, the belief that the foreigner is always in the wrong is a myth. I have been in five accidents in eleven years, and I was only declared at fault in one of those. Here is a key, though. In the four cases where the other driver was at fault, I suggested that each of us take care of the damage to their own vehicles in three of them. In the fourth case, a lady tried to do an illegal u-turn in front of me and caused extensive damage to my car. Luckily, she had good enough insurance that it took care of most of my costs.
5 accidents in 11 years !! 😨 Wow 😳 I've been driving each day for 42 years, both summer and winter driving in the snow, and only 2 minor accidents. Guess I've been lucky
@@Blandina11 To say that driving in the Philippines is totally different than driving in your home country is an understatement. Think ten times as many vehicles on roads not built to support them and drivers who don't know the laws and don't care even if they do. I drove for 44 years in the US with only a couple of minor accidents, but here people just do stupid things all the time. A good analogy to the traffic situation is a comparison of mall usage between the US and the Philippines. In the US, you seldom have to alter your course to avoid another shopper in a mall, but there are so many people in Philippine malls that you have to keep your head on a swivel to avoid getting run over. The roads here are like that too. Three of my accidents in the Philippines happened when my vehicle was stopped, and motorbike drivers ran into it because they weren't looking where they were going. Even if motorbike drivers do know you are there, they will often act like they don't care and try to fill any gap on every side of your vehicle. And drivers of larger vehicles (trucks and buses) will often try to use their size to force other drivers out of their way. Half of the drivers here seem to have received their licenses as prizes from Cracker Jacks boxes. The entire system is corrupt, so that isn't too far from the truth. You can pay a little more for a license and never take any test ( written or practical). Finn is correct that you can be charged in case there is a death, What Finn didn't say is that if somebody dies, the other driver (regardless of fault) is charged with MURDER, so it is a serious situation. It can usually be mitigated by a payment to the family, but that is dependent on an agreement being reached.
@@billmandaue2168 thanks for your clarification 👍 I'm located vin Denmark, and I've only been driving in Europe. I'll say though, that driving in Paris, France, 40 years ago was pretty challenging, everybody was bumping each other's cars all the time. Most of the time they just cursed and yelled at each other, and continue driving. Pretty funny to watch actually 😂
![MV วิถีชีวิตใต้ - ผา อัยย๊ะ [Official MV HD]](http://i.ytimg.com/vi/nODlkOUu9B0/mqdefault.jpg)
The most important thing for me is Kuya Pinpin is enjoying the Philippines 😍
don’t worry everything will be alright just drive safely and God bless both of yo
Would like to thank you for helping Filipinos for their needs after the hurricane. You'll never be forgotten.
Umagang kay ganda 🤩🌞☕
Hi finn, the tpl(third party liability) insurance will cover the damage in case you accidentally hit someone.
You will actually be "held" until furthur investigation (this may not be necessary if u just hit another vehicle). Not charged ... yet unless they can prove you are completely at fault. "Held" can mean they will confiscate your license until they can clear things up. And at this case, the other party can choose to just settle things with u as oppose to going through the trouble of having a full blown imvestigation. So yes a car camera is extremely helpful.
That makes more sense (held), then later charged if not find settlement
Omg
Car dash cams really mean nothing here, if your a foreigner. I had the other driver on video cutting me off and hitting me and the driver still got off. So, it is what it is, LOL
@@FinnSnowVlogs there is a difference between detainment, charge, and convicted.. they are all different and have different standards.. to charge you civically for a criminal charge don't make sense
If you are in the right, do not settle.
Let them file a case. Eventually the court will acquit you since you are equipped with all the evidence to prove that you are in the right.
Also, cases involving vehicular accidents are merely reckless imprudence resulting to homicide or physical injuries with a maximum penalty of four years imprisonment. First time offenders will most likely not go to jail even after a conviction because they can simply apply for probation and serve their sentence outside of jail and simply observe good conduct.
Good morning Finnlyn nice to watch u again. U both take care.
Stay safe and still enjoy your adventures finn ,sherlyn ,and Jake ♥️
Go for original roof rack.. You can ask Hyundai for recommendation..
Beautiful drone shots plus nice background music, Finn. Approve!
May fave couple vlogger.Keepsafe Pimpin and Nday Sherlyn permi.❤️
Góðan daginn Finn! I always watch fighterboys travel vlog and i enjoyed watching them, although i have been in most of the places you guys have visited, still i enjoyed watching you guys react on the astonishing places we got here.
I hope you dont mind if a give my tiny legal opinion on this vehicular accident issue :)
Most, if not all, of the impressions given by foreigners in the logic of Philippine laws were sloppy. The contrary is, Philippine laws are actually very technical in terms of words used in each and every phrase. Even pinoys, get confused in understanding and with the application of Philippine laws most of the time.
Being CHARGED with vehicular manslaughter in Philippine laws, DOES NOT NECESSARILY MEAN that you will be held criminally liable outright and CONVICTION for the unfortunate incident. There is still a judical process, through the courts, of determining whether or not the driver ACTED NEGLIGENTLY. If after the court proceedings, the court (through pieces of evidence presented) finds that the driver who ACCIDENTALLY killed a person acted WITHOUT ANY FAULT ON HIS PART, then the driver will be EXONERATED of the CHARGES made against him.
The balancing scale of CRIMINAL GUILT here is, the doctrine of PROXIMATE CAUSE, which i believe, a doctrine that is equally shared and used by ALL of the countries AROUND THE WORLD. Proximate cause refers to the initial act that triggered the subsequent events, uninterrupted by any efficent intervening cause, that resulted into a necessary consequence.
If after court proceeding, the proximate cause appearsto be (through pieces of evidence presented during trial) the drivers negligence in operating the vehicle, then, after being CHARGED with a criminal case; he will be CONVICTED.
But IF, the proximate cause happens to be the victims sole and only negligence (as proven by pieces of evidence presented during trial) WITHOUT ANY FAULT ON THE PART OF THE DRIVER, then the charges against the driver will be dismissed.
It took me some time (obviously haha) to craft this comment because i tend to be less technical in terms of the word/s im gonna use, so you could be aware of how simple Philippine laws are and how intricste it is at the same time. This is why lawyers are expensive in Philippines, but for you Finn; FREE OF CHARGE, including all the fighterboys. dm or pm me if you guys have any legal issues you want to know even out of curiosity; if i have time like i have right now, ill extend my prowess in the field of legal knowledge, again FREE OF CHARGE.
for reference see:
Art. 365 of the Revised Penal Code of the Philippines
Art. 4 of the Revised Penal Code of the Philippines
Art. 11 subparagraph 4 of the Revised Penal Code of the Philippines.
Ps, cherlyn. Pls find me a cagay-anon or cebuana date here in quezon city pls! Much appreciated! More loves to jake! Amping! 😇
Good morning, stay safe guys.. 🤩
My parents had a huge issue with our car insurance back then. Insurances in the PH sucks!
No. not suck. the word you're looking for is SCAM.
Thats why we must always keep our eyes open on the road...
We always carefull on the but others dont...
Keep safe Finn..
You pay settlement if you don’t want the hassle of going to court. The family of the person who died have the right to sue you as much as you have the right to defend yourself in court. You get arrested and you wait in jail not prison during the process. If you have a dash cam and can prove your innocence right away. You don’t have to go to court nor do you have to pay a settlement.
Yes FINN always be careful when you are driving , be safe & healthy , GODBLESS 🙏🙏🙏
i like your good vibes Finn and Sherlyn👍🤙+ drone shots are superb 🙌.
good decision. don’t attach a roof rack by drilling a hole on the roof, but rather by clamping...
Good thing i installed camera in my car
Don't forget and always bring with you all your car documents finn and it should always updated like the vehicle registration that comes with your car insurance.. Good thing that you tackle up some information like this for the others to know.. Keep safe and God bless🙌🙌🤙🤙
wow i did not know that policy either, this is great for those who have cars, stay safe and healthy guys
Thanks for sharing your info it helps a lot
Bird drops on the right caring hand
Hi finn its ok finn its how you going to budget and explore most important is you ar e healthy and happy take care god bless.
Hi Finn and Sherlyn Been watching your blogs for over a year now. I married my Filipina dream girl 31 years ago. Elena family home is on Leyte, city of Tanauan. Been planning on visiting for over a year but C19 has postponed our visit. Plan on touring the Philippines by motorcycle with a 11 island large loop. Your videos have really helped with different sites to enjoy along the way. Hopefully both of you will be around Moalboal, because would love to make a short visit on our way through.
ole! welcome back...🧜♂️🧜♀️
more beautiful smile & colorful lifestyle over there...🥰 take care always!🕊✨💙
It's crazy driving there be careful man!
Pray before you drive.”
✨Take care finlyn☃️
Hi guy's stay safe ❤️❤️
Good Morning Finn and Sherlyn!
Dash Cam is inexpensive but not sure how it is going to bail you out of trouble if a suicidal driver decided to hold you responsible for his actions. As a Filipino living in the US, I am constantly monitoring the local tv news in the Phils and often they aired some serious traffic accidents caught on dash cams. I could not fathom why on earth the innocent drivers are usually charged with reckless imprudence resulting in personal injuries or death. Only in the Phils, the innocent drivers are usually held in prison pending further investigation. You might be wondering "what kind of justice system is that"? My guess is that the Phils inherited the Saudi Arabian mentality in the 80's, *if you were not here, the accident will not happen*
Hi Finn. I believe the police officer you asked is speaking from his/her own experience. Unfortunately, his or her opinion is not based on the law. The driver is not automatically at fault. Unfortunately, this is the erroneous belief of most of our traffic enforcers and police traffic investigators. The criminal charge for a driver who had been involved in a traffic collision that resulted to physical injury being sustained by or death of a pedestrian is the crime of reckless imprudence resulting to serious/less serious physical injury/ies or homicide. Please take note of the avoidance of the use of the word "accident". By the very definition of "accident" if used in such case completely absolves the person perceived to be at fault of any criminal liability. Law students are often told by their law professors in Torts class to avoid using the word "accident" to describe this sorts of cases. The determination of whether or not the driver committed reckless imprudence by his or her own acts or omissions completely rests in our judicial courts. However, on the question on whether or not the victim (in case of physical injury) or victim's family (in case of death) will pursue legal action/s, criminal or civil case rests on them, save of course of an out-of-court settlement with the driver or the owner of the motor vehicle. People often settle because of the costs of litigation and slow judicial process, which our Judiciary has been addressing with substantial reforms. Moveover, if the victim was completely at fault (negligent or suicidal), as long as the driver was driving with due care and diligence, complying with our traffic laws or ordinances, the latter will be adjudged innocent. On the other hand, if both are at fault, the victim's contributory negligence will be considered by our courts in deciding such case against the driver. I would advise you, as well as all motorist to install a dash cam in your motor vehicles.
Agree, never drive without a dash cam, it's pure gold in the court
not even at the :30 mark----> the views on the roaaaadd 😍 i miss cebu 😢
Greetings from LA California ❤️💙
What's going on? Also yesterday Mike and Nelly had a car accident. Their car got slightly bumped from the rear.
There are clipped on racks. Usually they are clipped on at the rain gutters of the car roof. There too are removable roof racks that are belted thru the doors.
Hi Finn and Sherlyn.., good to see u again😊, Finn if u get ur car installed with roof rack, u have to register it for a fee of 100php the next time u renew ur car registration. Otherwise you'll get penalized.😊👍👊
because life is most important thing in the whole world.. you might lose everything and make things back but you only live once... you cannot bring death back to life that is why when it comes to accident even you are in right position its your responsibility to make it up to the family.
I was on that street to get to Borbon when I was 15 yrs. old. I was a Rena there. Someday, please go to my mothers hometown which I haven't seen in 50 years. That would be the world to me. The old folks are dying and the new generation is taking over. Borbon is never mentioned, I want to know and see what's out there. It's because of Borbon I have a fear of the Ocean. Dove off a cliff near my lola's house and landed on top of something that was bigger than me. I was so scared I swam out so fast that I stepped on a boganvillia thorn on my way out.
Welcome back pinpin..
My husband greek our insurance paid everything! just find a good insurance thats it!
just take care and drive safely...God bless FinnLyn...
Happy to see you again FinnLyn. keep safe always😘
It's true Finn. It was happened to our truck driver. A drunk man crossed over EDSA with a green light and he was accidentally hit by the side mirror of our truck and he died. Even if it his fault we were charged of his death. Since it's his fault and proven that he is drunk, they compromised us to pay the burial only. But still we spent a hundred thousands for his burial. Sherlyn's right we have drive with extra care. Take care always and God you and Sherlyn.
100k ?!? For a funeral 😨 Is that USD? In Denmark the real cost of a funeral, is 1.751,85 USD.
(Oc some people pay for a more fancy funeral)
I guess you meant 100k php which is 2.073,54 USD
I think it’s the same here in the US. Pedestrian ALWAYS have the right of way .kinda sucks especially if the person was hit because he/she is jaywalking. It’s still the driver’s fault most likely will be the court’s ruling.
Same in Iceland, if your walking you have 100% right if hit by car
@@FinnSnowVlogs same in Japan. And whoever wronged you will give you “Gomen” (sorry, for the inconvenience)money. Like my experience, somebody smashed my rear window, the father compensated me and paid to have my rear window replaced. I refused to accept because, we have insurance, but I was told it will be an insult if I don’t. 🤷🏼♀️.
Same in Denmark, although a dash cam sometimes can prove that there where no way you could avoid the accident
If you attach a roof rack and keep it on permanently you have changed the original condition of the car and will need to register with the LTO. If you are stopped and have not registered this you will be fined. Costs about P130 to do this.
Yes that happened to me so I pay the penalty & have it registered only a small fee.
Mike and Nelly just went through the same thing. The same vlog today.
Weird coincidence
Good morning Finnlyn!
Jake has new friend. Happy Jake.
Actually, poppy (name of the dog) was the first friend of Jake before Red.
Hope for the best and be careful when driving. The insurance weird nuance has to be changed and improved.
Stay safe Good health God bless
Same law here in Japan, Finn. Even if you did nothing wrong, if the person injured or dies, you will be changed and go to prison as well.
You need to carefully research and shop around on the best car insurance here. And of course always drive safely since things can get crazy here on the road
Not sure why we even would bother getting car insurance (Full coverage that includes bodily injuries and death) if your always liable for the death regardless of fault, unless it's a new car that's financed and we have to. I'm guessing the insurance company would NOT pay any damages towards the persons death, if you were determined not to be at fault. So, a catch 22 scenario. I might just go cancel my insurance, LOL..... I understand what you were saying though, kind of messed up...But, we know where we are.
Here in US..you can't drive without insurance..for instance..you have a insurance but you cancel it...the insurance will report to the police and to the Dept. Motor Vehicle...then they will send you a letter that your car Tag no. has no insurance and they will give you 10 days to report your new insurance failure to comply you will be penalize everyday without insurance and you should not drive your car because your Tag is now reported in all police.
@@joelraguindin6795 Yep, I'm familiar with US requirements for car insurance. Here in the PI, they make you get compulsory 3rd party. But, I have additional Full coverage I bought on my own.
Comprehensive insurance will give you peace of mind when you drive.
Good norning!!.. Im cooking while watching.. 😂😂
Watching again!!!!!
If you hit someone with your car in the Philippines, you're at fault. It is presumed that you are negligent unless you can prove in court that you're not at fault. This does not apply only in the Philippines, other countries as well. Have you watched videos in other countries where people ran in front of moving cars and pretend that they got hurt and throw themselves in the ground? That's how these people make money out of the driver's car insurances. That's how some people extort money from these unassuming drivers. These people know that the law says that if you hit someone, you're at fault no matter what. That's how they make money. That's why it's always useful to have a dash cam in your car (front and back). It helps. There are also some instances where in, if death occurred let's say you hit someone crossing the street and this person died, the family of that person may ask you to pay for the funeral and other expenses. That is if you amicably settle with that person's family instead of hiring your own lawyer and undergo litigation. This is just my 10 cents. It was my first time to drive in the Philippines last year and I am always worried that I might hit a motorbike or a tricycle that just appear anywhere. On top of that, there's just too many jaywalkers. nakakaloka hehe
Jake grow up to be handsome boy😍 ❤️ D Snow Fam 💕💕💕
Pls be careful when driving Finn .
In general, the driver who hits the other car, is the one responsible for the accident. So if part of the other car had crossed your lane in front of you, just yield to him/her!
That's why driving law in the Phil is crazy...here in US...if a car hit your rear...even let say you stop suddenly because a car at your front brake and suddenly a car hit your rear...it's always the car hit your back at fault...one time a crossing road with a stop light ...an SUV is crossing it's because it's a green light but a speeding car who beat a red light hit the rear of the SUV and the car driver is dead on the spot...the SUV turn 3x because on the impact...but the driver of the SUV is not at fault and not hurt ...he went home and not charged of the accident bec. if not your fault you won't be charged ..that's the law here in the US...
omg i miss that chicken so much, yes please update us with that poor little bird guys
I just knew about it today... Stay safe sherfin
Finn, What is your dentist name and location? He's really reasonable on his prices as we seen with you.
I would say most of us don’t have life/accident insurance. If you have a full coverage, then that should cover everything including third party liabilities - damage to the other car/cars involved, loss of life and property damages which should give you a peace of mind if and when an unpredictable event happened. Check with your insurance agent and be sure you read the fine prints as well.
I'll double check thanks!
That is indeed a stupid law in the Philippines. Here is a man driving with all caution and out of nowhere comes a 4 year boy running, Bang! ... the poor little boy is dead, the driver is charged, has to pay for the damage, and may even end up incarcerated. When in REALITY, it should have been completely fault of the parent/s for negligence. Law makers should look into this and make changes, especially now that most vehicles and places have cameras/CCTVs already.
That’s not just a Philippine Law. And IMO this is sufficient, you can afford a car you can lawyer up.
@masato Not here in Thailand where i reside right now
Well it is not a law. Refer above to Leah S. explanation
You need to watch or re-watch more GMA or Philippine news about fatal car accidents where the driver is right to know how road rules/laws are conducted.
As Sherlyn said herself, told by her police officer sis-in-law, 'Even if the driver is right... "
Maayong gabii sher jake and finn❤❤❤
Before u drive make a sign of the cross to guide your travel and put a rosary in your car plus be careful always
Good to know FINN YOU DONT LET YOURSELF AFFECTED WD ALL THE CHAOS IN THE PHILIPPINES F SOME PEOPLE SURVIVE SO CAN YOU
It's more fun in the Philippines, that even some of the laws is a joke.
or its you ,that is a big joke
Awesome drone pics/music
My partner which is german, he always have extra for BI (bodily injury) and PD (property damage) up to 2M pesos. Of course with extra premium. His logic, as foreigner always have to pay more in case of accident. But so far so good, he always drive carefully specially after a bottle of beer. In germany he can't drive at all after a beer unless alcohol frie.
Hi Finn
Nice intro MUSIC and nice shots👌👌👌🐕🐕🐕💟🌹💟
yes, that's correct. you will be charged even if you are right. just be careful. Philippine Law is still the best of all.
i've heard a story where a bus driver hit someone on the road, injured the person but the person was still alive, but the bus driver reversed and drove over that person again to make sure he/she is dead because the hospital cost would have been higher than the funeral costs... crazy when you think about it
I also heard about that and it happens in my grandma's village.
Holy shit😱😱😱
That is not entirely true, after being charge lesser cost for insurance, next thing is unbailable charge for it's now premidated murder.
Makes sense claim the insurance then pay for funeral in lesser cost....
Dental costs here in US are ridiculous. Just presented with a bill for $7500 yesterday. How I wish I was there in Cebu right now..
Good morning both from Montréal Québec 🇨🇦. I missed Colon and carbon areas. Here, I paid $700.00 just for fillings of two teeth and cleaning. Enjoyed watching your new diving videos. Amping.
I'm shocked that your shocked, you have lived there long enough to hear all the stories what happens to foreigners in those situations
Ohhh this dental clinic is also the dentist of that flight attendant girl hehehe
Yes hehe
whats the name of it
My favorite job in the world is working on people mouth teeth give you a great smile :)
Morning guys. First, did bird survive?
Didn't survive the night :( most likely internal bleeding
I knew it will not survived:(
Finn...I appreciate your deep love for the Philippines, but still, you have to pronounce Moal Boal right. It's pronounced Moowal Boowal. Just saying. Thanks.
greetings from bulacan, keep safe guys...
I m also worried before when they installed that top railing in my car using drilll machine because of maybe water leaks going inside but luckily its been 7 years ago until now no leaks
I'll definitely look for that dentist when I get there.
Wow, so still charged with vehicular manslaughter even if in the right and not at fault for causing the accident.
If your a foreigner in the Philippines and you get into any issue with the police or a serious accident, the very first thing to do is hire a Filipino lawyer to represent you. You have no adea how the laws are slanted against foreigners and the legal situation is rather corrupt at many levels, Did you know a foreigner can "go to jail" for insulting a Filipino?!
You are automatically at a disadvantage being a foreigner because they think you have money and they will try to take advantage of the situation.
Also, having a dash cam is definitely required, especially if you own a newer car.
Believe me, I know.
It's a good idea to hire a driver. If you are a foreigner in any kind of accident expect to pay out of pocket no matter what.
ANOTHER INTERESTING TOPIC
You have to register that to LTO and pay additional fees, avoid penalties.
6:17 i thought you had come up with a solution for the bird for a moment there lol
First!!
Question: Does the dentist require a SARS COV swab PCR prior to the scheduled teeth checkup?
Nope
😲 they are not scared? 🤔 its a risky thing to do, no face shield too. Thats to protect both the dentist & the patient. I expected he d wear even a respirator type of mask. They are vulnerable to the virus 🦠 & same way protection for the patient from the dentist. Im just sorry to comment about this Finn.
Finn thanks for another video...btw have you seen an a youtuber in Cebu toledo his channel is "Dustin Backpacks" he is helping many families there rebuilding homes, cr, clothes, books, food etc...........
0:39 That's in Barili. Right? 😊😊😊
❤️❤️❤️
That's a dumb rules that why we in Australia must have CTP, third party insurance with our rego, so this instance will pay if someone severe injuries
It is covered with CTPL insurance here in the philippines. It will answer the death claim of the third party.
Always drive with a dash cam. ALWAYS
10.54 min In Thailand it is the same if i am correct
Wow really..
Is the Car insurance you paid is per year rate or semi annual?
I didn't know that law. Driving in Philippines is already crazy. Lol
read more its free
It doesn't matter how carefully you drive here in the Philippines. If the other person is driving recklessly and get killed in the process, YOU will be arrested. This is a stupid law, but only one of many stupid laws in the Philippines. If you are going to live here, it is vital that you understand the laws as well as you can. This is one of those laws that applies equally to Filipinos and foreigners. Not all do.
On the other hand, the belief that the foreigner is always in the wrong is a myth. I have been in five accidents in eleven years, and I was only declared at fault in one of those. Here is a key, though. In the four cases where the other driver was at fault, I suggested that each of us take care of the damage to their own vehicles in three of them. In the fourth case, a lady tried to do an illegal u-turn in front of me and caused extensive damage to my car. Luckily, she had good enough insurance that it took care of most of my costs.
5 accidents in 11 years !! 😨 Wow 😳 I've been driving each day for 42 years, both summer and winter driving in the snow, and only 2 minor accidents. Guess I've been lucky
@@Blandina11 To say that driving in the Philippines is totally different than driving in your home country is an understatement. Think ten times as many vehicles on roads not built to support them and drivers who don't know the laws and don't care even if they do. I drove for 44 years in the US with only a couple of minor accidents, but here people just do stupid things all the time. A good analogy to the traffic situation is a comparison of mall usage between the US and the Philippines. In the US, you seldom have to alter your course to avoid another shopper in a mall, but there are so many people in Philippine malls that you have to keep your head on a swivel to avoid getting run over. The roads here are like that too.
Three of my accidents in the Philippines happened when my vehicle was stopped, and motorbike drivers ran into it because they weren't looking where they were going. Even if motorbike drivers do know you are there, they will often act like they don't care and try to fill any gap on every side of your vehicle. And drivers of larger vehicles (trucks and buses) will often try to use their size to force other drivers out of their way. Half of the drivers here seem to have received their licenses as prizes from Cracker Jacks boxes. The entire system is corrupt, so that isn't too far from the truth. You can pay a little more for a license and never take any test ( written or practical).
Finn is correct that you can be charged in case there is a death, What Finn didn't say is that if somebody dies, the other driver (regardless of fault) is charged with MURDER, so it is a serious situation. It can usually be mitigated by a payment to the family, but that is dependent on an agreement being reached.
@@billmandaue2168 thanks for your clarification 👍 I'm located vin Denmark, and I've only been driving in Europe. I'll say though, that driving in Paris, France, 40 years ago was pretty challenging, everybody was bumping each other's cars all the time. Most of the time they just cursed and yelled at each other, and continue driving. Pretty funny to watch actually 😂