நல்ல பதிவு சார் மேலப்பாளையம் எவ்வளவு பேர் கஷ்டப்பட்டு கண்மூடித்தனமாக பாலிசியை கட்டிக்கிட்டு இருக்காங்க அவங்க எல்லாம் தெளிவடைய எட்டும் நன்றி உங்கள் சேவை தொடரட்டும்
Hi sir, Can we invest in Hawkins FD... Is it safe to invest in it...? Please explain about Hawkins Company... Are they having any debts...? What is the chance of defaulting our deposit...?
Sir say about yesterday historic move by FM to reduce corporate tax rate to 22% ? Will the market go up from now onwards ..kindly share your views and request to make a video . Thanks in advance
Bro. Your wish. Lic premium is high. What is your requirement? You want plain vennila scheme or raider option? As long as you mention true in the form and get the medical test done by insurance company, you are good whether it is private or government. If you feel govt is safe and not bothered about extra premium, you can choose Lic term insurance. Hdfc and ICICI term plans seem equally good
Shafeeq Rafi sir I am an private company manager small example Money you get from a nationalised bank and a private bank is same values r different values Same a insurance product designed by Lic or pvt submitted and approved by IRDAI (gov) and legalized to sell The Point is you must Read the Contract and conditions ,benefits No matter it is gov or pvt
Sir indha mutual funds oda growth and down aguratha epadi therinjikurathu... I use Paytm money for mutual funds... Athula update aga one day meala aguthu... And if I see some down and wanted to withdraw money immediately it takes two more days to process so athukula en money innum koranjiduthu... So is their any option to check the status in real-time and if I redem my money athu immediate ah process agura Mari pana mudiyuma...
Is Prime minister vayu Vandana Yojna a safe option for Senior citizens.Is the principle invested is safe or not sir.Besides SCSS any other safe option for seniors sir. For safety of principle conscious seniors your guidance please sir. Thanks in advance.
Vanakkam sir. Arumaiyaana padhivu avasiyamaana padhivum kuda. Aanaa bayam vandhurichchi sir. Any way thanks for the information. VAAZHGA NEEVEER PALLANDU.
Yes obviously government Will bail out LIC.. but he is advising only to buy term insurance.. Not EnDOWNMENt policy etc.. . Coz let say if I am investing 50k every six months for 20 years.. Most of our hard earned money goes to LIC agent's. Due to that after 25 year's.. We will not even get 6% annual returns..
Hello sir, Google I think they've made a tie with BSNL to provide WIFI across india. Previously you told only Reliance n Other network will be competitors in India. Now, something beyond that is happening.. What's this!! Reference is in Google India event happened on this week. Please describe about pros n cons of it!!
I think our govt body opened they gateway for global competitors. Even though, I feel they'll make services cheap. Threat is always would be there. Privacy weill be Exploited soon.. That's otherside of the coin..
நான் வருடத்திற்கு 31000. LIC நான்கு பிரிமியத்திற்காக செலவிடுகிறேன் 2024ல் ஒன்று மெச்சூரிட்டி அடைகிறது மற்றவை அதற்கடுத்தடுத்த வருடங்களில் முடிவடைகின்றன நான் தொடர்ந்து கட்டலாமா? அல்லது நிறுத்திவிடலாமா?
Then tell me sir how midle clas people can save money for theor future.. Plse suggest me for that also... Becoz we cant hold money withus for long time or it may spend for various useless thing... Thats is what people put in lic atleast we can get some money that is common man thinkso sughest me what are thr waulys we can save for future
Sir how reliable are the private insurance companies? Once the premium is collected, they start to behave indifferently. Till today all my dealings with lic were prompt without any delay. Thanks for your kindly advice 🙏
We don't interact with insurance companies unless there is a claim(when insurer dies within the policy period). Generally if the policy is atleast 3 to 4 years old, claim would be settled.
This video more talking about the LIC company current behaviors . so whatever the policy you buy it from LIC ,that will affect you because they are not investing properly in the market and that is spoiling by Central government also. So your money is not safe in LIC which you will realize after 2030.
Central Government Act Section 37 in The Life Insurance Corporation Act, 1956 37. Policies to be guaranteed by Central Government.-The sums assured by all policies issued by the Corporation including any bonuses declared in respect thereof and, subject to the provisions contained in section 14 the amounts assured by all policies issued by any insurer the liabilities under which have vested in the Corporation under this Act, and all bonuses declared in respect thereof, whether before or after the appointed day, shall be guaranteed as to payment in cash by the Central Government.
In NPS also, 33% of contribution is investing in LIC pension fund. (34% in SBI, 33% in UTI) Sir, will it lead to lower return of pension? Is there any way to lower the % of contribution in LIC?
I accept your statement about LIC but 1. all other companies are in profit. 2. Is every company giving proper claim to customers. 3. Who are all not need for insurance. 4. is it possible to take a term insurance for a common man??
Mr you say that Term insurance alone is enough. Kindly tell me where can you invest in small amount ie 500 to 2500 every month giving guranteed tax free returns.
LIC ல் பணம் போடாதா ஆட்களே இல்லை என்று கூறிவிடலாம உங்கள் ஆலோசனை அதிர்ச்சி அதிர்ச்சியாக உள்ளது எவ்வளவு அறியாமையில் நாம் முதலீடு செய்துள்ளேம் என்று எண்ணும்போது கவலையாக உள்ளது இன்சூரண்ஸ் பணம் திரும்ப கைக்கு வருமா என்று அச்சமாக உள்ளது.
Sir good evening... Naan BE graduate sir inda yr mudichen im now interested in entering economic field. Naan MA economics padikkuratha plan vechirukkem nxt yr. Clg ku admission pona ena sethupaangala sir? Naan edutha decision ok ya? Unga side la irunthu answer pannunga pls...
Hello sir market oru naal la ivlo increase aaga mudima? Enakku market la artificial ah nifty increase panragalo nu oru doubt idhukku thaniya oru video pottu clarify seiya mudiuma enakku idhu konjam help ah irukkum
Life insurance obviously covers your life I.e. in the event of death policy holder's nominees get benefit of the insurance value. Health insurance covers health conditions like heart, cancer etc etc it covers hospitalization and medical expenses for e.g. lets assume for heart surgery normal price without insurance will be around 10 lacs if you have health insurance price you need to pay will be much less because insurance will cover the rest. Generally anyone above 30 or 35 better to take health insurance along with life insurance.
Who said SIP is not safe. Start investing in SIP whether market is down or up. In 10 years, you will have good returns for your investments. That is how market works.
வணக்கம் sir 🙏 Online ல வாங்கினாலும் LIC term insurance வாங்கலாமா ? All அல்லது வேறு ஏதேனும life் insurance ல வாங்கலாமா ? LIC ய விட்டா வேற life insurance எது best or பரவாயில்லை for middle class family ? Please sir , or anyone learned in this chaat please advice correctly like our Ananth Srinivasan sir 👍
1.நான் இரண்டு வருடம் முன்பு 15லட்சம் என்னுடைய அம்மா பெயரில் post office senior citizen fixed depositல invest பண்ணிருக்கேன் இது நல்லதா? Or நான் bank bonds வாங்குவது நல்லதா 2.சார் economic slow down ல invest பண்றது நல்லது என்று சில economist சொல்றாங்களே அத பத்தி உங்க கருத்து என்ன Real estate இப்போ ரொம்ப slow down இருக்கு so அதில் invest பண்ணலாமா. 3. நான் already LIC jeevan anand policy எடுத்து 10 வருடம் ஆகிடுச்சு. இப்ப அதை surrender பண்ணலமா இல்ல continue பண்ணலாமா
Hi Abraham JUSTINIAN, Please visit your LIC home branch (where the policy was taken, branch details will be available in your LIC bond) with your original policy bond and a cancelled cheque. Check what is your surrender value (normally it will be less that your paid premium, in case if the policy is less than 10 years old) Branch person will provide you further details to surrender the policy. They will ask you to fill surrender form and ask for a notary attestation. Have more questions? Subscribe to my you tube channel and ask more questions or to view similar Question and answers th-cam.com/users/Subramanianptv?feature=guide
Hi @@DaysInEurope, Please visit your LIC branch and in the inquiry section, check for surrender value, only they can provide you the exact surrender value, for approx value, use any of the below policytray.com/SurrenderValueCalculator.aspx www.oneinsure.com/life-insurance/lic-calculator
Obsolutely correct. Investment and insurance are different. I learnt this After paying more than 15 years lic premium. Term insurance is must for middle class. Don't expect return on returns on insurance premium.
Sir I have jeevan lakshya and jeevan tarun policies paid for four years. Is it good decision to surrender them, though I won’t be getting good returns.
Friend, Both the policies u took are best investment plans..Don't go to surrender such policies by hearing words of fools like this. He is not even looking at the camera. Speaking without eye contact is ample proof that he is totally dishonest.. Besides, remember, fools like this will not take care of Ur family if something happens to u..
Immediately surrender those policies.. Even you lose money. Buy pure term insurance and health insurance. I also surrender jeevan anand and one more. Beleive me, I did this after lot of research
Hi Sir, I'm working in a private IT company in Chennai, I like to buy a LIC Jeevan Tarun (834) policy for my Son (4 month old) future plan so please suggest me whether I can buy this policy or not.
RD - Standard interest rates. Returns are taxable. SIP will grow if you invest for many years. Market risk is involved though. Long term gains in SIP is nil as of now. Choose as per your future needs.
is Gen2 ULIP better choice they clamming no LTCG also 100% allocated in MF(equity), no hidden charges, . in long run this kind of policy will be better , bec we save 10% LTCG in return than MF maturity return... please show some light on this.. asking since this also related to this video
Hi Manikandan Prasad, You have 2 options: 1. Surrender - Surrender can happen only after paying premium for 3 years. Pay premium for 3 years and surrender your policy. Surrender value may be less than one-year worth of premium amount, search for “online LIC surrender value calculator” in google and find out your surrender value, or check LIC bond or visit LIC branch for surrender value. 2. Paid up - Convert your policy as paid-up, again you need to pay premium for three years. Once you convert your policy as paid-up, you no need to pay any further premium, you will get returns for the premium paid for 3 years on the actual maturity date. Have more questions? Subscribe to my you tube channel and ask more questions or to view similar Question and answers th-cam.com/users/Subramanianptv?feature=guide
IDBI ஒரு நல்ல வங்கி அது தவறான நிர்வாகத்தால் நட்டத்தில் உள்ளது...அது இனி கொஞ்சம் கொஞ்சமாக சரி செய்ய படும்....உங்களுக்கு புரியாது ...ஒரு உதாரணத்துக்கு உங்கள் ஊரில் ஒரு ஹோட்டல் நட்டத்தில் உள்ளது ஆனால் சொத்து மதிப்பு நன்றாக உள்ளது ,தொழில் செய்ய தெரியாமல் நட்டத்தில் உள்ளது ...நீங்கள் பெரும் வணிகர் பணம் உள்ளது என்ன செய்வீர்...ஹோட்டல் ஐ வாங்கி profit கொண்டு வரும் ஐடியா இருந்தால் வாங்குவோம் அல்லவா???அது தான் இது...lic இப்போது தனது முகவர் 12 லட்சம் ,150000 ஊழியர்கள் account ஐ idbi வங்கிக்கு மாற்றி உள்ளது
ரொம்ப நன்றி சார் உங்க பேச்சை கேட்ட கேட்ட பிறகு எங்கள் நிலைப்பாட்டை மாற்றிக் மாற்றிக் கொள்ள முடிவு செய்து விட்டேன் அத்தோடு எதில் பாதுகாப்பாக நடுத்தர மக்கள் முதலீடு செய்யலாம் என்பதையும் கூறுங்கள்
Sir, I agree that LIC policy is not a investment, but an expense. However, as you said, investment in LIC will not go for a loss as the Government will not allow them to go at a closure in Loss [ same logic which you apply for nationalized bank ]. So do you think that it would be logical to say that people who have invested in LIC are at a risk of losing their policy money. Even if they are at a loss, you are saying that Government will print notes and pay the subscribers [ same logic which you apply for nationalized bank ].
Hi sir, I have just invest in 25 years money back plan on LIC. I was in a panic mode after your speech about LIC. Is this plan ok. Can you explain Difference between Money back and Term Insurance on LIC.
@Chi, freeze your LIC already i closed money back policy and investing in Share market, debt fund. If u want good returns change your mind set else its not possible to generate your wealth, don't generate wealth of LIC Agent
Hello sir rbl call for loan they tell first get insurance in barathi axa then we give loan .so we get insurance .now we think that call is fraud but policy original .i go to cancel the policy. they said now we don't cancel you continue ur policy 3 year for cancellation now what I do sir. Any chance to refund my money
So, Do you mean to say that whatever is promised by Govt of India as sovereign power will not be honored by Govt of India. Are all the people's trust in LIC false for over a period of time. And that too why are not mentioning about the profits LIC is getting profit every year in selling policies and also in equity shares. When interest rates are coming down, which is now well below 5% where LIC present bonus rates with Sum Assured are well above 6%. So naturally life coverage + Returns are good in LIC. Also do you mean to say al the pension policies floated by LIC are fraud and will not get pension in the next few years. Pl Let me know your opinion on all the above points. thnx
Omg... u r crt.. 2022 la pakuren.. everything wat u said is happening
இப்படி ஒரு நேர்மையும் தைரியமும் உள்ள நீங்கள் பல்லாண்டு பல்லாண்டு பூரண ஆயுளுடன் வாழ வேண்டும்.வாழ்க வளமுடன்.
100% right sir, LIC is worst way to invest ur money...
நல்ல பதிவு சார் மேலப்பாளையம் எவ்வளவு பேர் கஷ்டப்பட்டு கண்மூடித்தனமாக பாலிசியை கட்டிக்கிட்டு இருக்காங்க அவங்க எல்லாம் தெளிவடைய எட்டும் நன்றி உங்கள் சேவை தொடரட்டும்
இந்த மனிப்பேச்சில் உங்களை சந்திப்பதில் நாங்களும் மட்டற்ற மகிழ்ச்சி .
Love you sir....
Yesterday FM announcement and markets your view? Video pls
Love your own self... if you believe and love other.. end of day you will feel cheated not them
@@19frankz
I won't worry about anything if someone cheat or hurt. May you think like cheat I think like experience.... Thanks prem
நல்ல அறிவுரை வழங்கினீர்கள். 🙏
தவறான டேட்டாவை எல்லாம் கொடுக்காதீங்க மிஸ்டர்
சார், ஜீவன் ஆனந்த் பாலிசி, life insurance ah? Or Money-back policy ah?. 3 years kattiyavar idhil yenna seiya?
Surrender psnnidunga
100% true analysis
Great sir, Very useful video
Thank you
Corrct sir👌👌👌👍🙏
நீங்கள் சொல்லும் நல்ல brand ???என்ன என்பதை குறிப்பிடவும்
Straightly Private
தங்களின் நற்பணி தொடரட்டும் ஐயா வாழ்த்துக்கள்
please talk about health insurance and recommend which one is good and affordable
The best way to provide knowledge on LIC. Hats off to you Anand sir...👌🏻🙏🏻
Hi sir, Can we invest in Hawkins FD... Is it safe to invest in it...? Please explain about Hawkins Company... Are they having any debts...? What is the chance of defaulting our deposit...?
ஒரு லட்சம் நிறைவு, அருமை, வாழ்த்துக்கள்...
Sir say about yesterday historic move by FM to reduce corporate tax rate to 22% ? Will the market go up from now onwards ..kindly share your views and request to make a video .
Thanks in advance
@@AI_mod I am asking what I dono...
@@murarimvn674 Wait for few more days for the video
Sir,
Past 1year nan Lic la jeevan anandh 950 policy pay panren...epo stop panna mudiyuma epdi amount withdrawal panradhu
.idea sollunga sir
நன்றி தெய்வமே ஆக எந்த அரசுத்துறையும் ஒழுங்க நடத்தல நாம மறுபடியும் யாருக்காவாது அடிமையா வாழுவோம் 😆😆😆😆😊😊😊😊😊☺☺☺☺😊😊😊😊😊😊😆😆😆😆☺☺😊😊😊😕
LIC earns Rs23,600 cr of profit from its equity investment in 2018-19,total assets exceed Rs 30 trillion
Sir lic safe ah
Dear SrinivasjiWhat you think about
Shriram ins&Avivains tell the future
Thank u sir.sir post office 1500 kodi kadanla irukunu solluranga unmaya? Next year puplic profident fund la amount podalama?
Sir, which insurance company is good for pension plan ?
No doubt LIC
Is it wise to take term insurance from LIC or some other private sector like HDFC life or ICICI Prudential?
Shafeeq Rafi is it safe doing in max life ?
You are right Rafi how can we believe private company for 40+years
Bro.
Your wish. Lic premium is high. What is your requirement? You want plain vennila scheme or raider option? As long as you mention true in the form and get the medical test done by insurance company, you are good whether it is private or government.
If you feel govt is safe and not bothered about extra premium, you can choose Lic term insurance.
Hdfc and ICICI term plans seem equally good
@@balagctmech thanks a lot Bro. 👍
Shafeeq Rafi sir I am an private company manager small example Money you get from a nationalised bank and a private bank is same values r different values
Same a insurance product designed by Lic or pvt submitted and approved by IRDAI (gov) and legalized to sell
The Point is you must Read the Contract and conditions ,benefits No matter it is gov or pvt
LIC is selling Pradan Mantri Vaya Vandana Yojana. What is your advice, Sir? Should i go for it?
Dear Sir, What about Postal Life Insurance and PPF? Please Share your views. Thanks!
Sir wht abt LIC Pension fund..which i have invested through NPS..ur opinion plz
Lic யில் term insurance போடலாமா
Sir indha mutual funds oda growth and down aguratha epadi therinjikurathu...
I use Paytm money for mutual funds... Athula update aga one day meala aguthu... And if I see some down and wanted to withdraw money immediately it takes two more days to process so athukula en money innum koranjiduthu... So is their any option to check the status in real-time and if I redem my money athu immediate ah process agura Mari pana mudiyuma...
Sir, how about Postal Life Insurance policies, please explain. And there are rural Postal Life Insurance policy also. I need clarification please.
Is Prime minister vayu Vandana Yojna a safe option for Senior citizens.Is the principle invested is safe or not sir.Besides SCSS any other safe option for seniors sir. For safety of principle conscious seniors your guidance please sir. Thanks in advance.
Sir..online ..term insurance..LA best max life insurance vangalama sir
What to do with the exisiting policies... should we pay or drop.. I have two money hack policies... both for 20 yrs premium paying..
Vanakkam sir. Arumaiyaana padhivu avasiyamaana padhivum kuda. Aanaa bayam vandhurichchi sir. Any way thanks for the information. VAAZHGA NEEVEER PALLANDU.
speak about Selva Mahal savings post office savings scheme
இவர் காங்கிரஸ்காரன். LICக்கு அரசாங்கம் பாதுகாப்பு கொடுக்கும். தனியாரை விட நல்லது.
Yes obviously government Will bail out LIC.. but he is advising only to buy term insurance.. Not EnDOWNMENt policy etc.. . Coz let say if I am investing 50k every six months for 20 years.. Most of our hard earned money goes to LIC agent's. Due to that after 25 year's.. We will not even get 6% annual returns..
Ivan oru fraud.
Term la claim possible 50%below
SIR BUT GOVT IS GIVING GUARANTEE FOR lic POLICY KNOW
Hello sir, Google I think they've made a tie with BSNL to provide WIFI across india. Previously you told only Reliance n Other network will be competitors in India. Now, something beyond that is happening.. What's this!! Reference is in Google India event happened on this week.
Please describe about pros n cons of it!!
I think our govt body opened they gateway for global competitors. Even though, I feel they'll make services cheap.
Threat is always would be there. Privacy weill be Exploited soon.. That's otherside of the coin..
நான் வருடத்திற்கு 31000. LIC நான்கு பிரிமியத்திற்காக செலவிடுகிறேன்
2024ல் ஒன்று மெச்சூரிட்டி அடைகிறது மற்றவை அதற்கடுத்தடுத்த வருடங்களில் முடிவடைகின்றன
நான் தொடர்ந்து கட்டலாமா? அல்லது நிறுத்திவிடலாமா?
Is Whole Life Assurance best sir in Postal Life Insurance ? Please Reply me.
Hi sir, I like to know about medical insurance. What are the features we have to see while buying medical insurance
சிறப்பான விளக்கம் சார்.
Then tell me sir how midle clas people can save money for theor future.. Plse suggest me for that also... Becoz we cant hold money withus for long time or it may spend for various useless thing... Thats is what people put in lic atleast we can get some money that is common man thinkso sughest me what are thr waulys we can save for future
How abt jeevan Anand Schemes sir?? In lic iam paying for 2 years , should I take out the money??
Congrats money pechu team and Anandh sir...more success come to u
Sir, can u put video on yesterday finance minister announcement, nifty will rise to 12000pt before Deepali it's true....
It is only a reaction on the announcement of FM, just for that day only ..
After two days it will be normal
Sir how reliable are the private insurance companies?
Once the premium is collected, they start to behave indifferently.
Till today all my dealings with lic were prompt without any delay.
Thanks for your kindly advice 🙏
We don't interact with insurance companies unless there is a claim(when insurer dies within the policy period). Generally if the policy is atleast 3 to 4 years old, claim would be settled.
Lic is very helpful because you will not have any difficulty to get loan on crisis time.no pressure on EMI
This video is related to term insurance only. What about Lic pension scheme? Am planning to invest in that scheme. Please clarify sir.
This video more talking about the LIC company current behaviors . so whatever the policy you buy it from LIC ,that will affect you because they are not investing properly in the market and that is spoiling by Central government also. So your money is not safe in LIC which you will realize after 2030.
I have lic HFL loan... will I face Any problem... do I have to close immediately?
Central Government Act
Section 37 in The Life Insurance Corporation Act, 1956
37. Policies to be guaranteed by Central Government.-The sums assured by all policies issued by the Corporation including any bonuses declared in respect thereof and, subject to the provisions contained in section 14 the amounts assured by all policies issued by any insurer the liabilities under which have vested in the Corporation under this Act, and all bonuses declared in respect thereof, whether before or after the appointed day, shall be guaranteed as to payment in cash by the Central Government.
how can we believe private company for 40+years
Private company also comes under IRDAI . Your money will be safe even if your company does not exist after 40+ years
@@visithari2 but private podhum thurai alla....
@Clive Maxman even LIC comes under IRDAI only Bro
Sir what is your opinion about SBI life insurance
Not good. Old good SBI is not there any more. Cheaters now.
In NPS also, 33% of contribution is investing in LIC pension fund. (34% in SBI, 33% in UTI)
Sir, will it lead to lower return of pension?
Is there any way to lower the % of contribution in LIC?
Depends on the market risk and conditions. If your retirement is long way (around 20 to 25 years from now), rest assured.
I accept your statement about LIC but
1. all other companies are in profit.
2. Is every company giving proper claim to customers.
3. Who are all not need for insurance.
4. is it possible to take a term insurance for a common man??
Term insurance is affordable for common man.
Mr you say that Term insurance alone is enough. Kindly tell me where can you invest in small amount ie 500 to 2500 every month giving guranteed tax free returns.
LIC ல் பணம் போடாதா ஆட்களே இல்லை என்று கூறிவிடலாம உங்கள் ஆலோசனை அதிர்ச்சி அதிர்ச்சியாக உள்ளது எவ்வளவு அறியாமையில் நாம் முதலீடு செய்துள்ளேம் என்று எண்ணும்போது கவலையாக உள்ளது இன்சூரண்ஸ் பணம் திரும்ப கைக்கு வருமா என்று அச்சமாக உள்ளது.
Jeevan Labh podalama ga sir lic la
What about SBI money back plan sir??what about return??
Sir good evening...
Naan BE graduate sir inda yr mudichen im now interested in entering economic field. Naan MA economics padikkuratha plan vechirukkem nxt yr. Clg ku admission pona ena sethupaangala sir? Naan edutha decision ok ya? Unga side la irunthu answer pannunga pls...
நன்றி அய்யா..
Hello sir market oru naal la ivlo increase aaga mudima? Enakku market la artificial ah nifty increase panragalo nu oru doubt idhukku thaniya oru video pottu clarify seiya mudiuma enakku idhu konjam help ah irukkum
Sir, what is different between life insurance and health insurance?
Life insurance obviously covers your life I.e. in the event of death policy holder's nominees get benefit of the insurance value. Health insurance covers health conditions like heart, cancer etc etc it covers hospitalization and medical expenses for e.g. lets assume for heart surgery normal price without insurance will be around 10 lacs if you have health insurance price you need to pay will be much less because insurance will cover the rest. Generally anyone above 30 or 35 better to take health insurance along with life insurance.
Life insurance sethaa kaasu,
health insurance hospital la treatment eduthaa kaasu.
Sir
Now LIC not invest SIP Not safe so now which one best investment please tell me......
TATA AIA life
Who said SIP is not safe. Start investing in SIP whether market is down or up. In 10 years, you will have good returns for your investments. That is how market works.
www.moneycontrol.com/news/business/economy/lic-remains-market-king-despite-short-term-pains-with-62-7-gain-in-equity-holding-value-in-3-years-4464261.html
வணக்கம் sir 🙏
Online ல வாங்கினாலும் LIC term insurance வாங்கலாமா ?
All அல்லது வேறு ஏதேனும life் insurance ல வாங்கலாமா ?
LIC ய விட்டா வேற life insurance எது best or பரவாயில்லை for middle class family ?
Please sir , or anyone learned in this chaat please advice correctly like our Ananth Srinivasan sir 👍
1.நான் இரண்டு வருடம் முன்பு 15லட்சம் என்னுடைய அம்மா பெயரில் post office senior citizen fixed depositல invest பண்ணிருக்கேன்
இது நல்லதா? Or நான் bank bonds வாங்குவது நல்லதா
2.சார் economic slow down ல invest பண்றது நல்லது என்று சில economist சொல்றாங்களே
அத பத்தி உங்க கருத்து என்ன
Real estate இப்போ ரொம்ப slow down இருக்கு so அதில் invest பண்ணலாமா.
3. நான் already LIC jeevan anand policy எடுத்து 10 வருடம் ஆகிடுச்சு. இப்ப அதை surrender பண்ணலமா இல்ல continue பண்ணலாமா
💙👍. 🌹Advance wishes to 1 lakhs subscribers for anand srinivasan sir & money pechu team.thanking you.
Congratulation for 1 lakhs subscribers for anand srinivasan sir & team and subscribers.thanking you
Sir post office la irruka PPF account la investment panalama. Athuvum public sector thana. Pls advice
yes it is safe to invest in ppf in post office
Reached 1 lakhs subscribers !!! Congrats and good work
🙏Nandri, plz speak abt Post office saving, FD etc.
Sir, I want to do share market investment, give some inputs and instructions what are the things I have to follow
Sir, views on the corporate tax cut and hike in the market?
pls what about public sector general insurance sevice
Sir, Please make a comment about which government made these 4 major banks into trouble?
Sir can you please explain us on how to surrender LIC policy?
Hi Abraham JUSTINIAN,
Please visit your LIC home branch (where the policy was taken, branch details will be available in your LIC bond) with your original policy bond and a cancelled cheque. Check what is your surrender value (normally it will be less that your paid premium, in case if the policy is less than 10 years old) Branch person will provide you further details to surrender the policy. They will ask you to fill surrender form and ask for a notary attestation.
Have more questions? Subscribe to my you tube channel and ask more questions or to view similar Question and answers th-cam.com/users/Subramanianptv?feature=guide
@@Subramanianptv Thank you sir.
@@Subramanianptv Hi, How to calculate the refund the amount if we surrender LIC before maturity?
Hi @@DaysInEurope, Please visit your LIC branch and in the inquiry section, check for surrender value, only they can provide you the exact surrender value, for approx value, use any of the below
policytray.com/SurrenderValueCalculator.aspx
www.oneinsure.com/life-insurance/lic-calculator
Obsolutely correct. Investment and insurance are different. I learnt this After paying more than 15 years lic premium. Term insurance is must for middle class. Don't expect return on returns on insurance premium.
Sir I have jeevan lakshya and jeevan tarun policies paid for four years. Is it good decision to surrender them, though I won’t be getting good returns.
Friend,
Both the policies u took are best investment plans..Don't go to surrender such policies by hearing words of fools like this. He is not even looking at the camera. Speaking without eye contact is ample proof that he is totally dishonest..
Besides, remember, fools like this will not take care of Ur family if something happens to u..
Immediately surrender those policies.. Even you lose money. Buy pure term insurance and health insurance. I also surrender jeevan anand and one more. Beleive me, I did this after lot of research
Correct than only 3-5%CAGR take any policy and check it
Sir , 57000 cr is notional ? If notional is considered actual loss, then most of the portfolio in equity will be in loss. Am I correct?
Insurance is a subject matter of solicitation.
Is it possible to Get our invested money back on LIC with pre-mature period??
sir nan pona maasam dhan Yearly 15000 ku poten.. adha yepdi sir yedukuradhu?
Congratulation to achieved 100000 subscribers waiting more useful videos thank you
Hi Sir,
I'm working in a private IT company in Chennai, I like to buy a LIC Jeevan Tarun (834) policy for my Son (4 month old) future plan so please suggest me whether I can buy this policy or not.
No need...Invest in pon magan thitam in post office
Anand Sir.
Please advise us on RD vs SIP savings.
Really confused what to opt for.
RD - Standard interest rates. Returns are taxable. SIP will grow if you invest for many years. Market risk is involved though. Long term gains in SIP is nil as of now. Choose as per your future needs.
@@MS-xn3ek thanks.
I meant to say Tax on long term gains in SIP is nil. You can expect around 10% returns if you invested for more than 5 years.
is Gen2 ULIP better choice they clamming no LTCG also 100% allocated in MF(equity), no hidden charges, . in long run this kind of policy will be better , bec we save 10% LTCG in return than MF maturity return... please show some light on this.. asking since this also related to this video
Kindly tell us how to freeze the money and take back from LIC. Pls help us.
Hi Manikandan Prasad,
You have 2 options:
1. Surrender - Surrender can happen only after paying premium for 3 years. Pay premium for 3 years and surrender your policy. Surrender value may be less than one-year worth of premium amount, search for “online LIC surrender value calculator” in google and find out your surrender value, or check LIC bond or visit LIC branch for surrender value.
2. Paid up - Convert your policy as paid-up, again you need to pay premium for three years. Once you convert your policy as paid-up, you no need to pay any further premium, you will get returns for the premium paid for 3 years on the actual maturity date.
Have more questions? Subscribe to my you tube channel and ask more questions or to view similar Question and answers th-cam.com/users/Subramanianptv?feature=guide
@@Subramanianptv thank you so much for your esteemed reply. Good Day!
IDBI ஒரு நல்ல வங்கி அது தவறான நிர்வாகத்தால் நட்டத்தில் உள்ளது...அது இனி கொஞ்சம் கொஞ்சமாக சரி செய்ய படும்....உங்களுக்கு புரியாது ...ஒரு உதாரணத்துக்கு உங்கள் ஊரில் ஒரு ஹோட்டல் நட்டத்தில் உள்ளது ஆனால் சொத்து மதிப்பு நன்றாக உள்ளது ,தொழில் செய்ய தெரியாமல் நட்டத்தில் உள்ளது ...நீங்கள் பெரும் வணிகர் பணம் உள்ளது என்ன செய்வீர்...ஹோட்டல் ஐ வாங்கி profit கொண்டு வரும் ஐடியா இருந்தால் வாங்குவோம் அல்லவா???அது தான் இது...lic இப்போது தனது முகவர் 12 லட்சம் ,150000 ஊழியர்கள் account ஐ idbi வங்கிக்கு மாற்றி உள்ளது
Can you just tell what exactly Network Marking company Q Net Works? One of my friend has invested 2.5 lakhs in that.
Bro check puthiyathalaimurai news for last one week. That company is bogus.
ரொம்ப நன்றி சார் உங்க பேச்சை கேட்ட கேட்ட பிறகு எங்கள் நிலைப்பாட்டை மாற்றிக் மாற்றிக் கொள்ள முடிவு செய்து விட்டேன் அத்தோடு எதில் பாதுகாப்பாக நடுத்தர மக்கள் முதலீடு செய்யலாம் என்பதையும் கூறுங்கள்
Sir, I agree that LIC policy is not a investment, but an expense. However, as you said, investment in LIC will not go for a loss as the Government will not allow them to go at a closure in Loss [ same logic which you apply for nationalized bank ]. So do you think that it would be logical to say that people who have invested in LIC are at a risk of losing their policy money. Even if they are at a loss, you are saying that Government will print notes and pay the subscribers [ same logic which you apply for nationalized bank ].
athu pona maasam...ithu intha maasamnu solluvaaru...
Hi sir,
I have just invest in 25 years money back plan on LIC. I was in a panic mode after your speech about LIC. Is this plan ok.
Can you explain Difference between Money back and Term Insurance on LIC.
Did u get the info
Hi sir whats ur view on elss mutual fund kindly share ur opinion thanks you
Sir what about kodak life insurance pls reply pls
Sir, currently i am paying 53k per year against jeevan anand plan. Can you please suggest me what exactly need to do?
Aputha
Waste
A good plan please keep it Life long insurance coverage.8015489560
@Chi, freeze your LIC already i closed money back policy and investing in Share market, debt fund. If u want good returns change your mind set else its not possible to generate your wealth, don't generate wealth of LIC
Agent
I also payed 50k but stopped, my cheating lic agent created 15 policies in my name and Jeevan Anand is nothing but giving Anand to the agent.
Apo ethula tha sir invest pandrathu?
Hello sir rbl call for loan they tell first get insurance in barathi axa then we give loan .so we get insurance .now we think that call is fraud but policy original .i go to cancel the policy. they said now we don't cancel you continue ur policy 3 year for cancellation now what I do sir. Any chance to refund my money
So, Do you mean to say that whatever is promised by Govt of India as sovereign power will not be honored by Govt of India. Are all the people's trust in LIC false for over a period of time. And that too why are not mentioning about the profits LIC is getting profit every year in selling policies and also in equity shares. When interest rates are coming down, which is now well below 5% where LIC present bonus rates with Sum Assured are well above 6%. So naturally life coverage + Returns are good in LIC. Also do you mean to say al the pension policies floated by LIC are fraud and will not get pension in the next few years. Pl Let me know your opinion on all the above points. thnx
great analysis and advance info.
PLEASE RELEASE THE VIDEO ABOUT YESTERDAY FM GST ANNOUNCEMENT ON YOUR VIEW...
Sir , please tell us about the LIC jeevan anand policy. Most of us invest in that policy only.
@@Sai-xi6pr இப்போ ஐயா சொல்லுறத பார்த்தா பயமா இருக்கு ☹😔😔