I HATED Citi Credit Cards… Until Now

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  • เผยแพร่เมื่อ 27 ธ.ค. 2024

ความคิดเห็น • 55

  • @flubberghosted2472
    @flubberghosted2472 5 หลายเดือนก่อน +10

    If Citi gave referral bonuses, these content creators would be going nuts about them. I just got the Strata Premier & probably gonna get the whole quadfecta.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  5 หลายเดือนก่อน +1

      Yeah that’s possible about the referral bonuses. I know for sure there’d be more videos about Citi if they had a high annual fee premium travel card

  • @DC_Consulting_DC
    @DC_Consulting_DC 6 หลายเดือนก่อน +11

    We are in Colonia, Uruguay, heading to Buenos Aires on Buquebús. Citi Strata Premier gives us 3X on groceries, restaurants, gas, car...CDW is primary overseas.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน

      Sounds like a fun trip! Wish I stopped in Uruguay when I was in Buenos Aires. Strata Premier seems to be the best card Citi has

    • @RSquared-travel-rewards
      @RSquared-travel-rewards 6 หลายเดือนก่อน +1

      AND 3X on travel. I'm currently traveling coastal countries in Africa so I enjoy popping in at random hotel restaurants for dinner. Citi Strata and BILT are my most valuable cards on this trip.

  • @Alvaro-ss4hs
    @Alvaro-ss4hs 3 หลายเดือนก่อน

    Great video Jacob! Im definitely looking to add Citi cards in my set up. Thanks for the info.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 หลายเดือนก่อน

      Thank you! I haven't added any yet but I'm getting closer to picking one up

  • @Aidan_Au
    @Aidan_Au 6 หลายเดือนก่อน +2

    Very refreshing view point! Thanks Jacob. Could you please do a video about Bank of America's credit card family, similar to this Citi video. Thank you!

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน +1

      Thanks for the idea and I’m glad you liked it! I’m less familiar with the Bank of America cards than other issuers since none of the cards appeal to me too much but I’ll research them more so I can make a good video in the future

  • @WITYTRAVELS
    @WITYTRAVELS 6 หลายเดือนก่อน +2

    Gotta have the referral bonuses!

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน +1

      At the very least I want bonus points for referring Jenny

  • @fogrunr5075
    @fogrunr5075 6 หลายเดือนก่อน +2

    Dude I'm rocking the trifecta with the new Strata Premier right now.
    They keep giving me targeted 6X Dining on my Double Cash. So far in 2024 I've had 8 weeks of that. Also 5% Custom Cash. And now I have the Strata.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน

      6x on dining is really sweet! I think if you can commit to getting more than one Citi card that setup can be powerful

    • @fogrunr5075
      @fogrunr5075 6 หลายเดือนก่อน

      @@JacobsPointsAndProfit Oh! I now have Strata, Custom Cash, and Double Cash 😄😄😄

    • @esaicontreras8917
      @esaicontreras8917 4 หลายเดือนก่อน

      Which card did you start with at citi? Straight to the premier or double cash first?

    • @fogrunr5075
      @fogrunr5075 4 หลายเดือนก่อน

      @@esaicontreras8917 Custom Cash & Premier in the same summer. Unfortunately the travel portal was taken down. I cashed out my points. One year later I downgraded to the Double Cash, which has helped me earn a lot of points through targeted promotions. Then 2 years after my first Premier card, I was approved for the Strata Premier. So I'm holding the trifecta. I'm looking forward to see Citi's next travel card.
      There's only one thing I wish Citi would add: Aeroplan as a transfer partner.

  • @DugrozReports
    @DugrozReports 6 หลายเดือนก่อน

    Great video 🎉

  • @Aidan_Au
    @Aidan_Au 6 หลายเดือนก่อน

    Hi Jacob. Thanks for making this video. It's very unique! Let me listen and let you know what I think

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน +1

      Hi Aidan, thanks for watching! I’m happy you liked the video idea

  • @kevinmeade2485
    @kevinmeade2485 3 หลายเดือนก่อน

    Great video! For the citi rewards + card when talking about 10% points back when redeemed - do they have to be redeemed through citi travel or does it also count as redeemed if you transfer the points to a travel partner?

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 หลายเดือนก่อน

      Thanks! It's hard to say because I don't have the card but here's what the terms state, "When you redeem your ThankYou Points, you’ll receive 10% points back for the first 100,000 ThankYou Points redeemed per calendar year. This means that if you redeem 10,000 ThankYou Points, you’ll receive 1,000 ThankYou Points from the 10% Points Back feature. You will not receive 10% Points Back on points you redeem on Points Sharing transactions."

  • @ItsMeCJ
    @ItsMeCJ 6 หลายเดือนก่อน

    I don’t have any Citi cards either because I’m just not interested in them 😅. Having Amex, Chase, and Capital One cards are already more than enough different issuers for me. I didn’t know that there weren’t referral bonuses though. That definitely sucks.
    Enjoy your Tokyo trip. Are you flying ANA in “the room”? 😃

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน

      3 issuers are a lot to think about. We actually didn’t book our flight home yet so we might be flying The Room but who knows haha

  • @Xavier_ID.
    @Xavier_ID. 6 หลายเดือนก่อน

    No citi cards either. I can see myself grabbing some in the future though.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน +1

      Some of the Citi cards seem completely fine but I'm not in a rush to get them

    • @jun.oshima
      @jun.oshima 6 หลายเดือนก่อน

      Don't get them, read my comment below.

  • @callmeNeno
    @callmeNeno 6 หลายเดือนก่อน +1

    I don’t have either Citi or Capital One credit cards. So, don’t feel too bad about it ~~😅

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน +1

      Haha I made an exception for Capital One because the Venture X is powerful

  • @michaelp.3485
    @michaelp.3485 5 หลายเดือนก่อน

    Thats ridiculous to have 27 credit cards, honestly. I have "only" 5 and my credit scores are around 800.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  5 หลายเดือนก่อน

      It's definitely not necessary to have this many cards but I like the travel points from the welcome offers that come with each new card

  • @fogrunr5075
    @fogrunr5075 3 หลายเดือนก่อน

    Choice Hotels is strong in Japan and Western Europe.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 หลายเดือนก่อน +1

      I’ll look into Choice for when I go back to Western Europe! Choice seems great for Japan

  • @seanjames9859
    @seanjames9859 23 วันที่ผ่านมา

    Choice hotels are gross though

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  23 วันที่ผ่านมา

      I'm sure some of them are, but their higher end hotels should be pretty nice

  • @fogrunr5075
    @fogrunr5075 6 หลายเดือนก่อน

    Or you can have the Wells Fargo Choice Privileges Select card like I do! 😄😄

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน

      That’s true! I’ve thought about that card but it hasn’t had an elevated welcome offer in a while

    • @fogrunr5075
      @fogrunr5075 6 หลายเดือนก่อน

      @@JacobsPointsAndProfit I got the 90K 😄😎

  • @Ciborium
    @Ciborium 6 หลายเดือนก่อน +1

    The fact that you put Wells Fargo, a literal convicted criminal organization, above Citi, makes me discount everything you say.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน

      I don't think Wells Fargo is above Citi. I don't have cards from either issuer

    • @flubberghosted2472
      @flubberghosted2472 5 หลายเดือนก่อน +1

      None of these banks are holy & pure, dawg.

    • @michaelp.3485
      @michaelp.3485 5 หลายเดือนก่อน

      ​@@flubberghosted2472 Only Wells Fargo regularly makes the news for their transgressions, dawg.

  • @tarrius1210
    @tarrius1210 6 หลายเดือนก่อน

    Citi + Chase 🏆

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 หลายเดือนก่อน +1

      Sounds like a good combo! I want some of Citi's cards, but I feel like I have to get all my Chase cards first

    • @tarrius1210
      @tarrius1210 6 หลายเดือนก่อน

      @@JacobsPointsAndProfit I agree with you on that. 2 more months for me til I’m under 5/24. We got this.

  • @anthonyjames4319
    @anthonyjames4319 3 หลายเดือนก่อน

    1.5x speed, thank me later.